LOAN AGREEMENT

THIS LOAN AGREEMENT (hereinafter referred to as the “Agreement”) is entered into and
executed on this 15th day of January 2017 at Dubai, United Arab Emirates by and between:

born on , residing at , United Arab Emirates, National having Passport

No. , (the “Lender”),

And

, being incorporated and existing under the laws of , having its office herein
represented by its , National with Passport Number , (the “Borrower ”).

WHEREAS, the Borrower is holding company, owning diverse companies under it and is in
requirement of funds for expansion of its business and as such, has approached the Lender and
requested him to advance an amount of AED (AED only), to be advanced in
phased manner..

WHEREAS, the Lender has agreed to lend AED (AED only), (the "Loan"), to the
Borrower for the purpose of conducting its business as stated above. The said AED
(AED only), will be disbursed by the Lender as and when the same is required by the
Borrower by way of a written request ( ) working days in advance.

Now, in consideration of the Loan, the Borrower, do hereby so as to bind himself and his
successors and assigns irrevocably and unconditionally agree and undertakes as follows:

Article 1. Credit Facility / Commitment

1.1 Subject to and in accordance with the provisions of this Agreement, Lender agrees to make
disbursements under this Line of Credit, and Borrower may draw upon and borrow, in the
manner and upon the terms and conditions expressed in this Agreement, amounts that shall
not exceed in the aggregate, at any one time outstanding, AED (AED only),
(the "Commitment/Loan Amount").

1.2 The Line of Credit shall be a revolving line of credit, against which disbursements may be
made to Borrower, repaid by Borrower and additional disbursements made to Borrower,
subject to the limitations contained in this Agreement; provided, that Lender shall have no
obligation to make any disbursement

(i) that would cause the outstanding principal balance of the Line of Credit plus all
outstanding principal, accrued but unpaid interest and/or Late Charges to exceed
the Commitment Amount or
(ii) if there is an Event of Defaults or a Default (as defined below).

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1.3 The Line of Credit shall bear interest on the outstanding principal balance at an annual rate
of ( %), which interest shall be payable monthly, on the third day of each
month.

1.4 If not sooner paid or converted into shares of common stock of Borrower, all outstanding
principal, accrued but unpaid interest and other outstanding sums due under this
Agreement shall be paid in full by the end of 2018 (the "Maturity Date").

1.5 Advances under the Line of Credit will be made by the Lender upon receipt by the Lender of
at least (15) business days' advance written notice setting forth the amount of
advance on behalf of Borrower that: (i) neither a Default nor an Event of Default exists, and
(ii) that the outstanding principal balance of the Line of Credit after the requested advance,
plus all accrued but unpaid interest will not exceed the Commitment/Loan Amount.

Article 2. Repayment and Prepayment

2.1 The Borrower agrees to repay to the Lender by the end of within one year from the date of
disbursement of last trench of amount advanced to it by the Lender. For More Clarity the
Borrower shall pay within years from the date of the agreement (the "Repayment
Date").

2.2 Upon giving not less than ( ) day’s prior notice to the Lender of its intention to
do so, the Borrower shall be entitled to prepay/pre-close the Loan by paying the
outstanding Loan amount.

2.3 The Lender keeping in mind the relationship between him and the Borrower, having agreed
to not charge any interest over the Loan amount.

Article 3. Charge / Security

3.1 The Borrower to securitize the loan amount advanced by the Lender, which has agreed and
accepted to provide the following Security:

i. 100% shares (which represents entire ownership) in Fortuna International

Management Consultancy, being incorporated and existing under the laws
of Dubai, United Arab Emirates.

Article 4. Costs and Expenses

4.1 The Borrower shall reimburse the Lender for reasonable out-of-pocket expenses including
legal fees for the negotiation, preparation and execution of this Agreement and the
enforcement of any right of the Lender under this Agreement.

4.2 The Borrower shall pay any stamp duty and other similar duties and taxes to which this
Agreement is subject.

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Article 5. Taxes

5.1 All payments to be made by the Borrower to the Lender hereunder shall be made without
set-off or counterclaim and free and clear of and without any deduction for taxes or
withholdings of any nature whatsoever imposed by any country or tax authority. If at any
time any applicable law or regulation of such country or tax authority or international
agreement imposes any such tax or requires the Borrower to make any such deduction or
withholding from any such payment, the sum due from the Borrower in respect of such
payment shall be increased to the extent necessary to ensure that, after the making of such
deduction or withholding, the Lender receives a net sum equal to the sum which it would
have received had no such deduction or withholding been required to be made. In the event
that the Borrower is compelled to make any such deduction or withholding the Borrower
shall forward, within ninety (90) days after such deduction of withholding is made, official
receipts or other official documentation acceptable to the Lender evidencing payment of
such deduction or withholding.

Article 6. Payments

6.1 All payments to be made hereunder by the Borrower shall be made by paying the same, in
AED or in such any other currency (as suggested by the Lender), to the Lender into his
Bank Account, or into such other address or accounts as may be notified by the Lender to
the Borrower for this purpose.

Article 7. Representations and Warranties

7.1 The Borrower represents and warrants to the Lender that as at the date hereof:

(a) This Agreement constitutes a legal, valid and binding on the Borrower;

(b) All payments and other moneys due or to become due from the Borrower are free of any
present taxes imposed by or any taxing authority thereof;

(c) The Borrower thereof together with costs, charges and expenses due will promptly pay the
said Loan disbursed by the Lender;

(d) The Borrower shall not transfer, pledge, issue additional shares, increase or decrease
equity in Fortuna International Management Consultancy and shall not do any such
other acts which may effect the valuation of the shares and the company. Further the
Borrower shall not create any third party rights or interest over the shares pledged by it.
However, during this period the Borrower shall be entitled to manage the company as per
its own convenience and activities and shall be entitled to do all acts of appointment and
removal of Directors and other office bearers of Fortuna International Management
Consultancy independently without any interference or information to the Lender.

Article 8. Events of Default / Enforcement of Security

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8.1 In the event the Borrower fails to refund the Loan Amount to the Lender as agreed above,
then, apart from other rights as enunciated in this agreement the Lender shall have the right
to enforce the security that has been provided by the Borrower under this Agreement.

8.2 In the event of failure to repay the Loan Amount the Lender shall have the right to:

i. 100% shares (which represents entire ownership) in , being

incorporated and existing under the laws of Dubai, United Arab Emirates.

Article 9. Suits for Enforcement

9.1 In the event of default by the Borrower, the Lender may proceed to protect and enforce his
rights or remedies either by suit in equity or by action at law, or both, whether for the
specific performance of any covenant, agreement or other provision contained herein, in
the Agreement, or in any document or instrument delivered in connection with or pursuant
to this Agreement, or to enforce the payment of the loan amount or any other legal or
equitable right or remedy.

Article 10. Rights and Remedies Cumulative

10.1 No right or remedy herein conferred upon the Lender is intended to be exclusive of any
other right or remedy contained herein, in the Agreement, or in any instrument or
document delivered in connection with or pursuant to this Agreement, and every such right
or remedy shall be cumulative and shall be in addition to every other such right or remedy
contained herein and therein or now or hereafter existing at law or in equity or by statute,
or otherwise.

Article 11. Rights and Remedies Not Waived

11.1 No course of dealing between the Borrower and the Lender or any failure or delay on the
part of the Lender in exercising any rights or remedies hereunder shall operate as a
waiver of any rights or remedies of the Lender and no single or partial exercise of any
rights or remedies hereunder shall operate as a waiver or preclude the exercise of any
other rights or remedies hereunder.

Article 12. Modification and Waiver

12.1 No modification or waiver of any provision of this Agreement and no consent by the Lender
to any departure there from by the Borrower shall be effective unless such modification or
waiver shall be in writing and signed by the Lender, and the same shall then be effective
only for the period, on the conditions and for the specific instances and purposes specified
in such writing. No notice to or demand on the Borrower in any case shall entitle the
Borrower to any other or further notice or demand in similar or other circumstances.

Article 13. Assignment

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13.1 This Agreement shall bind and inure to the benefit of the Borrower and the Lender and
their respective successors and assigns provided that:

(a) The Borrower may not assign his rights or obligations hereunder without prior written
consent of the Lender; and

(b) The Lender may, upon notifying the Borrower, assign all or any of his rights under
this Agreement provided that as a result of such assignment, the Borrower shall not
be liable to pay any such assignee any greater amount than it would have been
liable to pay had the Lender which is a party to this Agreement remained entitled to
the Loan hereunder.

Article 14. Applicable Law and Jurisdiction

14.1 That in the event of a dispute arising out of or relating to this Agreement, including any
question regarding its existence, validity or termination, the parties shall first seek
settlement of that dispute by mediation in accordance with the Mediation Rules of the
DIFC-LCIA Arbitration Centre, which Rules are, deemed to be incorporated by reference
into this clause.

If the dispute is not settled by mediation within Fifteen [15] days of the commencement
of the mediation, or such further period as the parties shall agree in writing, the dispute
shall be referred to and finally resolved by arbitration under the Arbitration Rules of the
DIFC-LCIA Arbitration Centre, which Rules are deemed to be incorporated by reference
into this clause.

The language to be used in the mediation and in the arbitration shall be English. The
governing law of the contract shall be the substantive law of Switzerland. In any
arbitration commenced pursuant to this clause,

i. the number of arbitrators shall be one; and

ii. the seat, or legal place, of arbitration shall be Dubai, United Arab Emirates.

Article 15. Notices

15.1 All notices, requests, demands, or other communications provided for herein shall be in
writing and shall be deemed to have been given when sent by registered or certified mail,
return receipt requested, addressed to the parties, at the addresses set forth above, or to
such other address as either party shall designate to the other from time to time in writing
forwarded in like manner.

Article 16. Captions

16.1 The captions of the various sections and paragraphs of this Agreement have been inserted
only for the purposes of convenience; such captions are not a part of this Agreement and
shall not be deemed in any manner to modify, explain, enlarge, or restrict any of the
provisions of this Agreement.

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Article 17. Execution in Counterparts

17.1 This Agreement may be executed in counterparts, all of which taken together shall be
deemed one original.

IN WITNESS WHEREOF, the parties hereto have set their hands and seals as of the day and
year first set forth above.

BORROWER:

For

____________________________

LENDER:

____________________________