Valor Futuro = 159424.

33
Depósito = 7500
Tasa Real 4.80%
Tiempo = 15
TNA = 15.0%
Capital. de la tasa = 3
TEA = 4.80%
Tasa Diaria = 1.000130241
Periodo Inicial = 360 días
Periodo Final = 360 días
Años = 15
Años en días = 5400
Cuota = 9684.85 348654.516
Monto = 150000
Tasa Real 5.53%
Tiempo = 36 0.86%
TEA = 24.00% 10.82%
Tasa Diaria = 1.00059771 0.83085833
Periodo Inicial = 360 días
Periodo Final = 90 días
Años = 9
Años en días = 3240
Cuota = 68.14
Monto = 3654
Tasa Real 0.88%
Tiempo = 72
TET = 5.4%
Tasa Diaria = 1.00058453
Periodo Inicial = 90 días
Periodo Final = 15 días
Años = 3
Años en días = 1080
Valor Futuro = 1392.20 2032.72
Depósito = 254.09
Tasa Real 9.27% 1392.20
Tiempo = 8
TNA = 36.0%
Capital. de la tasa = 12
TEA = 42.58%
Tasa Diaria = 1.000985779
Periodo Inicial = 360 días
Periodo Final = 90 días
Años = 2
Años en días = 720
Préstamo = S/. 100,000.00 n= 12 meses Cuota 1 =
Tasa = 0.86% TEM Método Francés Cuota 2 =

Periodo Deuda Inicial Interes Amortizacion Cuota Deuda Final

0 S/. 100,000.00 S/. 0.00 0 0 100000 P=
1 S/. 100,000.00 S/. 860.00 S/. 7,946.48 S/. 8,806.48 S/. 92,053.52 Cuota * periodos =
2 S/. 92,053.52 S/. 791.66 S/. 8,014.82 S/. 8,806.48 S/. 84,038.70 Intereses =
3 S/. 84,038.70 S/. 722.73 S/. 8,083.75 S/. 8,806.48 S/. 75,954.96
4 S/. 75,954.96 S/. 653.21 S/. 8,153.27 S/. 8,806.48 S/. 67,801.69
5 S/. 67,801.69 S/. 583.09 S/. 8,223.38 S/. 8,806.48 S/. 59,578.31
6 S/. 59,578.31 S/. 512.37 S/. 8,294.11 S/. 8,806.48 S/. 51,284.20
7 S/. 51,284.20 S/. 441.04 S/. 8,365.43 S/. 8,806.48 S/. 42,918.77
8 S/. 42,918.77 S/. 369.10 S/. 8,437.38 S/. 8,806.48 S/. 34,481.39
9 S/. 34,481.39 S/. 296.54 S/. 8,509.94 S/. 8,806.48 S/. 25,971.45
10 S/. 25,971.45 S/. 223.35 S/. 8,583.12 S/. 8,806.48 S/. 17,388.33
11 S/. 17,388.33 S/. 149.54 S/. 8,656.94 S/. 8,806.48 S/. 8,731.39
12 S/. 8,731.39 S/. 75.09 S/. 8,731.39 S/. 8,806.48 S/. 0.00
S/. 5,677.74 S/. 100,000.00
 S/. 8,806.48
S/. 8,806.48

S/. 100,000.00
S/. 105,677.74
S/. 5,677.74

0
Préstamo = S/. 100,000.00 n= 12
Tasa = 0.86% TEM Método Alemán

Periodo Deuda Inicial Interes Amortizacion Cuota Deuda Final

0 S/. 100,000.00 S/. 0.00 S/. 0.00 S/. 0.00 S/. 100,000.00
1 S/. 100,000.00 S/. 860.00 S/. 8,333.33 S/. 9,193.33 S/. 91,666.67
2 S/. 91,666.67 S/. 788.33 S/. 8,333.33 S/. 9,121.67 S/. 83,333.33
3 S/. 83,333.33 S/. 716.67 S/. 8,333.33 S/. 9,050.00 S/. 75,000.00
4 S/. 75,000.00 S/. 645.00 S/. 8,333.33 S/. 8,978.33 S/. 66,666.67
5 S/. 66,666.67 S/. 573.33 S/. 8,333.33 S/. 8,906.67 S/. 58,333.33
6 S/. 58,333.33 S/. 501.67 S/. 8,333.33 S/. 8,835.00 S/. 50,000.00
7 S/. 50,000.00 S/. 430.00 S/. 8,333.33 S/. 8,763.33 S/. 41,666.67
8 S/. 41,666.67 S/. 358.33 S/. 8,333.33 S/. 8,691.67 S/. 33,333.33
9 S/. 33,333.33 S/. 286.67 S/. 8,333.33 S/. 8,620.00 S/. 25,000.00
10 S/. 25,000.00 S/. 215.00 S/. 8,333.33 S/. 8,548.33 S/. 16,666.67
11 S/. 16,666.67 S/. 143.33 S/. 8,333.33 S/. 8,476.67 S/. 8,333.33
12 S/. 8,333.33 S/. 71.67 S/. 8,333.33 S/. 8,405.00 S/. 0.00
S/. 100,000.00
Préstamo = S/. 100,000.00 n = 12
Tasa = 0.86% TEM Método Americano

Periodo Deuda Inicial Interés Amortización Cuota Deuda Final

0 S/. 100,000.00 S/. 0.00 S/. 0.00 S/. 0.00 S/. 100,000.00
1 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
2 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
3 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
4 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
5 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
6 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
7 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
8 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
9 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
10 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
11 S/. 100,000.00 S/. 860.00 S/. 0.00 S/. 860.00 S/. 100,000.00
12 S/. 100,000.00 S/. 860.00 S/. 100,000.00 S/. 100,860.00 S/. 0.00
S/. 10,320.00