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Bangladesh Industrial Finance Company Limited (BIFC) is a joint venture Leasing and Financing Company,

promoted by a group of' Foreign and Local Sponsors. Incorporated as a Public Limited Company in August 1996
and licensed by Bangladesh Bank as a Non-Bank Financial Institution in February 1998, BIFC has been rendering
innovative, customized, prompt and cost effective financial solutions to the socio-economic growth of the country,
maintaining the highest standard of business ethics and Customers’ satisfaction.

BIFC works on clients' needs. The company accommodates clients' requirements through dedicated experienced
professionals for easy, prompt and customized financial solutions. It has no boundaries regarding area of financing.
The major products it currently offers are:

 Lease Finance
 Term Loan
 Equity Support
 Real Estate Finance
 Short Term Loan
 Term Deposit Schemes

 Vission:
To be leading financial institution and gain confidence of the society.

Mission: -
Nurture, develop and train professional workforce into a self-motivated team to be recognized as
strategic organizational asset.
Ensure equitable distribution of resources in the country.
Innovate appropriate products befitting the need of time and demands.
Ensure steady growth and consistent return on the investment.

Lease Finance:

Lease is a contractual relationship for use of an asset by the Lessee (the Client) for a specified period paying a
mutually agreed rent to the Lessor (BIFC). The lassor procured the asset for the Lessee who has the full liberty to
select the asset, supplier, price including other terms & conditions. Lease rental is dete_med based on acquisition
cost and lease term. Lease term usually ranges from 3 to 5 years. Rentals are payable usually on monthly basis,
however, quarterly or half yearly payments can also be considered.

Lease Finance is available for

 Capital Machinery
 Factory Equipment
 Vehicle & other Transports
 Construction Equipment
 Medical Equipment
 Lifts/ Escalator
 Generator
 Water Transport
 Other Equipments & Appliances.

In addition to the benefit of simplicity, Lease finance benefits you by way of Tax advantages and off balance sheet
funding.
Term Loan:

Term Loan is available to establish projects or to expand business for a term of 3 to 5 years at a competitive interest
rate.

Short Term Loan:

Short Term Loan is offered in different forms to accommodate your short term fund requirements:

Factoring: You can avail a loan equivalent to a certain percentatge of the receivable arising out of supply of goods or
delivery of services on credit. BIFC will reimburse you the balance amount on receiving payment from your customer
as per assignment of payment arrangement. The facility will enable you to enjoy steady flow of funds towards higher
volume of business resulting from its revolving nature and multiple effects.

Work Order Financing: Financing against work orders from reputed multinational companies, local blue-chip
companies to facilitate you mobilizing adequate fund towards meeting delivery deadline.

Working Capital: Financing immediate fund requirement for raw materials towards completion of work order.

Equity Support:

The offer is available to corporate bodies to establish new projects or to expand existing projects in the from of
common equity investment or preferred equity investment of bridge finance etc.

Real Estate Financing:

Real estate financing is available for 3 to 10 years term at competitive interest rate to

 Individuals for purchase or construction of houses or apartments


 Professionals for purchase of office space or camber
 Corporate for construction of residential / commercial projects

Term Deposit Scheme:

We offer different Deposit Schemes with their unique features to cater your varying needs. Minimum term is six
months for corporate bodies and it is one year for individuals.

BIFC Term Deposit Account: The scheme offers high return on your investment at maturity. Because of the
cumulative effect, i.e. interest on accrued interest each year, your investment gives you a higher yield.

BIFC Income Account: The scheme offers a regular fixed monthly or quarterly cash flow during the term keeping
your deposit intact.

BIFC Double Money Account: The Scheme offers double the money you deposit with us receivable after a certain
period.

Special features of BIFC Deposit Schemes

 Competitive and attractive return on your investment


 Variety of Schemes
 Minimum deposit is as low as Tk. 50,000/-
 Easy procedure for deposit and withdrawal
 Prompt issuance of certificate
 Premature withdrawal facility after a minimum term Quick loan facility against deposit
 BIFC Term Deposit Scheme is approved by Bangladesh Bank.

Please contact us for the latest rate and benefit on The Deposit Schemes.