Sujatha

Exclusively Prepared For: Ven DOC: 1/3/2019 | Age: 48

Plan Criteria Input Data Premium & Rider Details

Paramet Min Max First Yr Premium : 97332
Age 18 50 Age : 48 Sub. Yr Premium : 95235
Term 15 35 Term/PPT : 15/15 Acc. Sum Ass: 0
Sum 100000 No Limit SA : 1000000 TR Sum Ass: 0
Mode YHQ,M-ECS,SSS Mode : YEARLY Maturity Amount: 2635000

ADVANTAGES

• On Maturity: Basic Sum Assured along with Vested Simple Reversionary Bonuses and Final
Addition Bonus, if any.
• On Death:
» During Policy Term: Higher of 125% of Basic Sum Assured (1.25 x BSA) or 10 times of Annual
Premium.
» After Policy Term: Basic Sum Assured.
• Surrender Value: The Policy can be surrendered at any time during the policy term provided
atleast 3 full year premiums have been paid.
• Loan: Loan Facility is available under this plan, after payment of premiums for at least 3 full
years.
• Income Tax Benefit:
» Premium paid under this plan is eligible for TAX rebate under section 80c.
» Maturity under this plan is free under sec 10(10D).

Prepared By:
KILLIVALAVAN

Call: 9600174900
killivalavan76@gmail.com
 1. Plan Presentation
Year Age Risk Risk Premium Tax Net Amount Loan Surrende
Cover Cover Saved Premium Received Value r
Normal Accident Value
al
2019 48 1291000 2291000 97332 29200 68132 0 0 0

2020 49 1332000 2332000 95235 28570 66665 0 0 0

2021 50 1373000 2373000 95235 28570 66665 0 72229 80255

2022 51 1414000 2414000 95235 28570 66665 0 116803 129781

2023 52 1455000 2455000 95235 28570 66665 0 167908 186565

2024 53 1496000 2496000 95235 28570 66665 0 226310 251455

2025 54 1537000 2537000 95235 28570 66665 0 288258 320287

2026 55 1578000 2578000 95235 28570 66665 0 358075 397861

2027 56 1619000 2619000 95235 28570 66665 0 437368 485964

2028 57 1660000 2660000 95235 28570 66665 0 527708 586342

2029 58 1701000 2701000 95235 28570 66665 0 631303 701448

2030 59 1742000 2742000 95235 28570 66665 0 756256 840284

2031 60 1783000 2783000 95235 28570 66665 0 898612 998458

2032 61 1824000 2824000 95235 28570 66665 0 1060541 1178379

2033 62 1885000 2885000 95235 28570 66665 0 1244545 1382828

2034 63 1000000 1000000 0 0 0 1635000 377460 419400

2035 64 1000000 1000000 0 0 0 0 391410 434900

2036 65 1000000 1000000 0 0 0 0 405450 450500

2037 66 1000000 1000000 0 0 0 0 419580 466200

2038 67 1000000 1000000 0 0 0 0 433620 481800

2039 68 1000000 1000000 0 0 0 0 447660 497400

2040 69 1000000 1000000 0 0 0 0 461700 513000

2041 70 1000000 1000000 0 0 0 0 475650 528500

2042 71 1000000 1000000 0 0 0 0 489510 543900

2043 72 1000000 1000000 0 0 0 0 503280 559200

Abv. Fig. are based on certain assumptions which are liable to be changed according to the rules of LIC.
 Year Age Risk Risk Premium Tax Net Amount Loan Surrende
Cover Cover Saved Premium Received Value r
Normal Accident Value
al
2044 73 1000000 1000000 0 0 0 0 516870 574300

2045 74 1000000 1000000 0 0 0 0 530280 589200

2046 75 1000000 1000000 0 0 0 0 543420 603800

2047 76 1000000 1000000 0 0 0 0 556380 618200

2048 77 1000000 1000000 0 0 0 0 569160 632400

2049 78 1000000 1000000 0 0 0 0 581580 646200

2050 79 1000000 1000000 0 0 0 0 593820 659800

2051 80 1000000 1000000 0 0 0 0 605700 673000

2052 81 1000000 1000000 0 0 0 0 617220 685800

2053 82 1000000 1000000 0 0 0 0 628470 698300

2054 83 1000000 1000000 0 0 0 0 639360 710400

2055 84 1000000 1000000 0 0 0 0 649890 722100

2056 85 1000000 1000000 0 0 0 0 660150 733500

2057 86 1000000 1000000 0 0 0 0 669960 744400

2058 87 1000000 1000000 0 0 0 0 679500 755000

2059 88 1000000 1000000 0 0 0 0 688680 765200

2060 89 1000000 1000000 0 0 0 0 697860 775400

2061 90 1000000 1000000 0 0 0 0 706680 785200

2062 91 1000000 1000000 0 0 0 0 715680 795200

2063 92 1000000 1000000 0 0 0 0 724590 805100

2064 93 1000000 1000000 0 0 0 0 733770 815300

2065 94 1000000 1000000 0 0 0 0 745470 828300

2066 95 1000000 1000000 0 0 0 0 755730 839700

2067 96 1000000 1000000 0 0 0 0 775170 861300

2068 97 1000000 1000000 0 0 0 0 794160 882400

2069 98 1000000 1000000 0 0 0 0 837900 931000

Abv. Fig. are based on certain assumptions which are liable to be changed according to the rules of LIC.
 Year Age Risk Risk Premium Tax Net Amount Loan Surrende
Cover Cover Saved Premium Received Value r
Normal Accident Value
al
2070 99 1000000 1000000 0 0 0 0 837900 931000

2071 100 0 0 0 0 0 1000000 0 0

Abv. Fig. are based on certain assumptions which are liable to be changed according to the rules of LIC.
 2. Summary Of Presentation
Description Ammount in INR

Maximum Risk Cover 1885000

Maximum Risk Cover Accidental 2885000

Total Premium Paid 1430622

Total Tax Saved 429180

Net Premium 1001442

SB/Maturity Amount From Lic 2635000

Plan Yearly Half Yearly Quarterly Monthly ECS SSS

815 93140 + 4192 47046 + 2118 23763 + 1070 8319 + 375 7921 + 357 7921 + 357
=97332 =49164 =24833 =8694 =8278 =8278

Abv. Fig. are based on certain assumptions which are liable to be changed according to the rules of LIC.
 3. Agent Copy
S.No. D.O.C Age Plan Term/PP Mode Sum Basic Rider Total
T Assured Premium Premium Premium
1 1/3/19 48 815 15/15 YEARLY 1000000 94667 0 97332

Abv. Fig. are based on certain assumptions which are liable to be changed according to the rules of LIC.