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Drs. Eugene and linda farley: employers subsidize a large percentage of their employees' premiums. If health care costs rise 7%, insurance goes up 11%, they say. Cheaper plans put employees at greater risk of financial catastrophies caused by medical expenses. Farley: single-payer health care for all will cost less and be more effective.
Drs. Eugene and linda farley: employers subsidize a large percentage of their employees' premiums. If health care costs rise 7%, insurance goes up 11%, they say. Cheaper plans put employees at greater risk of financial catastrophies caused by medical expenses. Farley: single-payer health care for all will cost less and be more effective.
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Drs. Eugene and linda farley: employers subsidize a large percentage of their employees' premiums. If health care costs rise 7%, insurance goes up 11%, they say. Cheaper plans put employees at greater risk of financial catastrophies caused by medical expenses. Farley: single-payer health care for all will cost less and be more effective.
Hak Cipta:
Attribution Non-Commercial (BY-NC)
Format Tersedia
Unduh sebagai PDF, TXT atau baca online dari Scribd
w w w. b u s i n e s s c o a l i t i o n . n e t w w w. b u s i n e s s c o a l i t i o n .
n e t Can you still afford to
provide quality health “We have some of the best physicians and medical insurance for all of your A Common Scenario technology in the world, but cannot make the most employees? effective use of them with our present irrational, Most employers subsidize chaotic and complex payment system.” Annual 5000 a large percentage of their 4000 Drs. Eugene and Linda Farley 3000 Cost employees’ health insurance Retired, University of Wisconsin 2000 premiums as a cost of doing Medical School, Madison 1000 business. Today’s premiums are so expensive that they 0 are unaffordable to most National single-payer Universal employees, so they look for employers that offer health coverage as part of a benefits package. health care for all will cost One major problem with our current private, employer- less than we spend today Portable sponsored health insurance is that it creates double- whammy inflation. If health care costs rise 7%, and deliver better quality insurance goes up 11%. Someone must pay extra to care because it utilizes cover irrationally exuberant corporate profits, CEO salaries and additional bureaucracies, all of which divert efficiencies of scale, Affordable health care dollars away from necessary care. creates much-needed Companies expect health insurance costs to rise on average 10% per year, as they have for the past several transparency in a system years. However, no one can know who will develop a that now has none, Sustainable severe or chronic illness. If just one person develops cancer, diabetes, multiple sclerosis, has a heart attack reduces bureaucracy and or stroke, or if one family has a child with a chronic genetic illness such as hemophilia or cerebral palsy, eliminates unnecessary, then premiums will skyrocket for the entire group. expensive middlemen. Quality Employers then must either pay more, shift costs to employees, or reduce benefits by switching to a How to Save 30% cheaper plan. The problem with cheaper plans is they put employees at much greater risk of financial or More on Better catastrophies caused by medical expenses. Business Coalit ion for Health Coverage The single-payer solution presented in this brochure solves all of these problems by putting every Single - Payer Healt hcare American into a single risk pool, which much more We’re not selling insurance effectively minimizes the impact of high-cost illness on 339 Lafayette St • individuals and society as a whole. The cost to cover New York, NY 10012-2725 • We’re not selling anything everyone would rise at a predictable rate every year without expenses due to unpredictable and unreliable Toll-free 1-800-453-1305 • Free information and insurance coverage forcing companies out of business www.businesscoalition.net • or employees into bankruptcy. email: info@businesscoalition.net • solutions inside Business Benefits of a Single -Payer Medicare -For-All System
Should health care remain a Improved
ImprovedMedicare MedicareFor ForAll All Links For Fur ther Information business burden? H.R.676, as proposed by US Rep. John • www.businesscoalition.net No. It is by historical accident Conyers and cosponsored by scores of other that employers were drawn Members of Congress (more than any other • www.healthcare-now.org into our health care system, and it has grown into a massive comprehensive health care reform bill), simply • www.pnhp.org personnel cost that has virtually expands the Medicare system to cover 100% of destroyed U.S. competitiveness. the U.S. population. Like Medicare today, it is • www.guaranteedhealthcare.org a single-payer system that takes advantage of There is a better way, but it a single risk pool of all 300 million Americans. “H.R.676 is the only Congressional requires business leaders to Rather than the current 1500 insurance bill that will provide for an improved reset to zero. companies, with thousands of different plans, Medicare-For-All that will serve Progress happens. The Fax HR676 establishes one universal plan which everybody and save money at the same industry displaced overnight is administered by one private contractor in delivery services, and email time.” each state, thereby saving almost 90% of the — Marilyn Clement displaced Fax usage. Times administrative cost. It replaces the average change, usually for the better, National Coordinator, and it is business leaders that 15% insurance premiums and patient co-pays Healthcare-NOW usually make it happen. It’s time for health with a modest payroll tax of only 3.3% for care payments and coverage to change. employers and 3.3% for employees. We have alternatives… Our choice is to keep a health Important Facts care system that is confused • It is not socialized medicine, as is the VA, Bethesda • The single-payer administrative costs will be about and inefficient, or replace it Naval Hospital and other armed forces health care 3% and will save money by eliminating the gigantic w i t h a s i n g l e - p aye r s y s t e m systems. waste and duplications of the current multiple payer as they have in every other system. • We’ll be able to choose our own doctors and industrialized country. specialists. Hospitals will no longer be in crisis • The savings will totally offset the coverage of the because they will have a global budget each year uninsured and provide much better benefits for all of B usinesses will. . . covering everything, based on their real costs. us. • Eliminate health care benefits and reduce their • All hospitals and physicians remain private and are • HR 676 would cover every person in the U. S. for all labor costs by 10-12% paid under today’s guaranteed fee-for-service and necessary medical care including prescription drugs, DRG programs. Bad debt and unnecessary ER visits hospital, surgical, outpatient services, primary and • Cut workers’ compensation by up to 50% will be eliminated. preventive care, emergency services, dental, mental • Become more competitive with foreign products health, home health, physical therapy, rehabilitation • The current insurance bureaucracy consumes (including for substance abuse), vision and hearing • Eliminate health care benefits management costs up to 31% of health care dollars to cover non- care, chiropractic and long term care. and related labor negotiations healthcare administration costs (marketing, broker • Free up worker income to buy new products and commissions, high executive salaries, high costs for • HR 676 ends deductibles and co-payments because lobbying and campaign contributions, gatekeepers they do not offset their costs. services, thereby improving the economy to deny care, actuarial costs, and high shareholder • No longer have to fear employees with higher profits). • HR 676 would save billions annually by eliminating medical costs the high overhead and profits of the private health insurance industry and HMOs.
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