Anda di halaman 1dari 2

w w w. b u s i n e s s c o a l i t i o n . n e t w w w. b u s i n e s s c o a l i t i o n .

n e t Can you still afford to


provide quality health
“We have some of the best physicians and medical insurance for all of your
A Common Scenario technology in the world, but cannot make the most
employees?
effective use of them with our present irrational,
Most employers subsidize chaotic and complex payment system.”
Annual
5000
a large percentage of their
4000
Drs. Eugene and Linda Farley
3000 Cost employees’ health insurance
Retired, University of Wisconsin
2000
premiums as a cost of doing Medical School, Madison
1000
business. Today’s premiums
are so expensive that they
0
are unaffordable to most National single-payer Universal
employees, so they look for employers that offer health
coverage as part of a benefits package. health care for all will cost
One major problem with our current private, employer- less than we spend today
Portable
sponsored health insurance is that it creates double-
whammy inflation. If health care costs rise 7%,
and deliver better quality
insurance goes up 11%. Someone must pay extra to care because it utilizes
cover irrationally exuberant corporate profits, CEO
salaries and additional bureaucracies, all of which divert efficiencies of scale, Affordable
health care dollars away from necessary care. creates much-needed
Companies expect health insurance costs to rise on
average 10% per year, as they have for the past several
transparency in a system
years. However, no one can know who will develop a that now has none, Sustainable
severe or chronic illness. If just one person develops
cancer, diabetes, multiple sclerosis, has a heart attack reduces bureaucracy and
or stroke, or if one family has a child with a chronic
genetic illness such as hemophilia or cerebral palsy,
eliminates unnecessary,
then premiums will skyrocket for the entire group. expensive middlemen. Quality
Employers then must either pay more, shift costs
to employees, or reduce benefits by switching to a How to Save 30%
cheaper plan. The problem with cheaper plans is
they put employees at much greater risk of financial or More on Better
catastrophies caused by medical expenses.
Business Coalit ion for Health Coverage
The single-payer solution presented in this brochure
solves all of these problems by putting every Single - Payer Healt hcare
American into a single risk pool, which much more We’re not selling insurance
effectively minimizes the impact of high-cost illness on 339 Lafayette St •
individuals and society as a whole. The cost to cover
New York, NY 10012-2725 • We’re not selling anything
everyone would rise at a predictable rate every year
without expenses due to unpredictable and unreliable Toll-free 1-800-453-1305 •
Free information and
insurance coverage forcing companies out of business www.businesscoalition.net •
or employees into bankruptcy. email: info@businesscoalition.net • solutions inside
Business Benefits of a Single -Payer Medicare -For-All System

Should health care remain a Improved


ImprovedMedicare
MedicareFor
ForAll
All Links For Fur ther Information
business burden?
H.R.676, as proposed by US Rep. John • www.businesscoalition.net
No. It is by historical accident Conyers and cosponsored by scores of other
that employers were drawn
Members of Congress (more than any other
• www.healthcare-now.org
into our health care system,
and it has grown into a massive comprehensive health care reform bill), simply • www.pnhp.org
personnel cost that has virtually expands the Medicare system to cover 100% of
destroyed U.S. competitiveness. the U.S. population. Like Medicare today, it is • www.guaranteedhealthcare.org
a single-payer system that takes advantage of
There is a better way, but it
a single risk pool of all 300 million Americans. “H.R.676 is the only Congressional
requires business leaders to
Rather than the current 1500 insurance bill that will provide for an improved
reset to zero. companies, with thousands of different plans, Medicare-For-All that will serve
Progress happens. The Fax HR676 establishes one universal plan which everybody and save money at the same
industry displaced overnight is administered by one private contractor in
delivery services, and email
time.”
each state, thereby saving almost 90% of the — Marilyn Clement
displaced Fax usage. Times
administrative cost. It replaces the average
change, usually for the better, National Coordinator,
and it is business leaders that 15% insurance premiums and patient co-pays
Healthcare-NOW
usually make it happen. It’s time for health with a modest payroll tax of only 3.3% for
care payments and coverage to change. employers and 3.3% for employees.
We have alternatives…
Our choice is to keep a health
Important Facts
care system that is confused • It is not socialized medicine, as is the VA, Bethesda • The single-payer administrative costs will be about
and inefficient, or replace it Naval Hospital and other armed forces health care 3% and will save money by eliminating the gigantic
w i t h a s i n g l e - p aye r s y s t e m systems. waste and duplications of the current multiple payer
as they have in every other system.
• We’ll be able to choose our own doctors and
industrialized country. specialists. Hospitals will no longer be in crisis • The savings will totally offset the coverage of the
because they will have a global budget each year uninsured and provide much better benefits for all of
B usinesses will. . . covering everything, based on their real costs. us.
• Eliminate health care benefits and reduce their • All hospitals and physicians remain private and are • HR 676 would cover every person in the U. S. for all
labor costs by 10-12% paid under today’s guaranteed fee-for-service and necessary medical care including prescription drugs,
DRG programs. Bad debt and unnecessary ER visits hospital, surgical, outpatient services, primary and
• Cut workers’ compensation by up to 50% will be eliminated. preventive care, emergency services, dental, mental
• Become more competitive with foreign products health, home health, physical therapy, rehabilitation
• The current insurance bureaucracy consumes (including for substance abuse), vision and hearing
• Eliminate health care benefits management costs up to 31% of health care dollars to cover non- care, chiropractic and long term care.
and related labor negotiations healthcare administration costs (marketing, broker
• Free up worker income to buy new products and commissions, high executive salaries, high costs for • HR 676 ends deductibles and co-payments because
lobbying and campaign contributions, gatekeepers they do not offset their costs.
services, thereby improving the economy
to deny care, actuarial costs, and high shareholder
• No longer have to fear employees with higher profits). • HR 676 would save billions annually by eliminating
medical costs the high overhead and profits of the private health
insurance industry and HMOs.

Anda mungkin juga menyukai