"Insure & be secure"

A presentation specially compiled for

Mr. Dhairya

Presented by :-
Nidhi Investment Consultant
Nidhi Insurance Consultancy
Life Insurance Advisor LIC of India - Ahmedabad
 Nidhi Investment Consultant
Nidhi Insurance Consultancy

Life Insurance Advisor

LIC of India - Ahmedabad

Magic Mix Illustration for Mr. Dhairya (age 36) Ref. No. 000000000064

Proposed Insurance

Term/ Basic Sum DAB Rider ^ Install. Tax

Id Com.Date Plan Name PPT Assured SA Md Premium Beneficiary
1 17/07/2019 814-New Endowment 17/17 4,10,000 4,10,000 Y 25,940
2 17/07/2019 836-Jeevan Labh 21/15 7,30,000 7,30,000 Y 41,716
3 17/07/2019 836-Jeevan Labh 25/16 5,60,000 5,60,000 Y 27,356
4 17/07/2019 845-Jeevan Umang 64/20 2,50,000 2,50,000 Y 14,306
5 17/07/2019 815-New Jeevan Anand 30/30 5,20,000 5,20,000 Y 20,778
24,70,000 24,70,000

Annual Premium: 1,30,097

'^' : - Premiums indicated are inclusive of GST.

GST Bifurcation
Details of Plan PREMIUM
1st Year 2nd Year Onward
Sr. Comm. Sum
No. Date Pl/Tm/PPT Assured Md. Basic GST Total GST Total
1 17/07/19 814/17/17 4,10,000 Y 24,823 1,117 25,940 559 25,382
2 17/07/19 836/21/15 7,30,000 Y 39,920 1,796 41,716 898 40,818
3 17/07/19 836/25/16 5,60,000 Y 26,178 1,178 27,356 589 26,767
4 17/07/19 845/64/20 2,50,000 Y 13,690 616 14,306 308 13,998
5 17/07/19 815/30/30 5,20,000 Y 19,884 895 20,779 447 20,331
24,70,000 1,24,495 5,602 1,30,097 2,801 1,27,296

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
Nidhi Insurance Consultancy

Life Insurance Advisor

LIC of India - Ahmedabad

Magic Mix Illustration for Mr. Dhairya (age 36) Ref. No. 000000000064

Innovative Forecast of Insurance Benefits

For the Year Loan
Fin. Year For the Year
Available
Ending Age Natural Death Accident Death Payment Returns Cash Flow
31/03/2020 36 27,18,760 51,88,760 1,30,096 0 -1,30,096 0
31/03/2021 37 28,37,520 53,07,520 1,27,297 0 -1,27,297 0
31/03/2022 38 29,56,280 54,26,280 1,27,297 0 -1,27,297 1,03,846
31/03/2023 39 30,75,040 55,45,040 1,27,297 0 -1,27,297 2,63,474
31/03/2024 40 31,93,800 56,63,800 1,27,297 0 -1,27,297 3,34,744
31/03/2025 41 33,12,560 57,82,560 1,27,297 0 -1,27,297 4,14,193
31/03/2026 42 34,31,320 59,01,320 1,27,297 0 -1,27,297 5,07,471
31/03/2027 43 35,50,080 60,20,080 1,27,297 0 -1,27,297 6,17,765
31/03/2028 44 36,68,840 61,38,840 1,27,297 0 -1,27,297 7,38,437
31/03/2029 45 37,87,600 62,57,600 1,27,297 0 -1,27,297 8,75,390
31/03/2030 46 39,06,360 63,76,360 1,27,297 0 -1,27,297 10,31,899
31/03/2031 47 40,25,120 64,95,120 1,27,297 0 -1,27,297 12,02,803
31/03/2032 48 41,43,880 66,13,880 1,27,297 0 -1,27,297 13,92,288
31/03/2033 49 42,62,640 67,32,640 1,27,297 0 -1,27,297 16,06,617
31/03/2034 50 44,30,800 69,00,800 1,27,297 0 -1,27,297 18,47,967
31/03/2035 51 45,61,910 70,31,910 86,478 0 -86,478 20,96,466
31/03/2036 52 46,93,020 71,63,020 59,711 0 -59,711 23,58,605
31/03/2037 53 40,89,820 61,49,820 34,330 7,15,040 6,80,710 19,64,586
31/03/2038 54 42,22,260 62,82,260 34,330 0 -34,330 21,86,970
31/03/2039 55 43,65,000 64,25,000 34,330 0 -34,330 24,44,681
31/03/2040 56 45,21,465 65,81,465 20,332 20,000 -332 23,71,362
31/03/2041 57 31,24,810 44,54,810 20,332 15,43,510 15,23,178 12,69,210
31/03/2042 58 33,18,165 46,48,165 20,332 20,000 -332 14,02,918
31/03/2043 59 35,11,520 48,41,520 20,332 20,000 -332 15,52,780
31/03/2044 60 37,04,875 50,34,875 20,332 20,000 -332 17,20,932
31/03/2045 61 23,02,230 30,72,230 20,332 15,32,000 15,11,668 7,26,546
31/03/2046 62 24,26,985 31,96,985 20,332 20,000 -332 8,06,050
31/03/2047 63 25,51,740 33,21,740 20,332 20,000 -332 8,95,263
31/03/2048 64 26,76,495 34,46,495 20,332 20,000 -332 9,95,362
31/03/2049 65 28,55,150 36,25,150 20,332 20,000 -332 11,08,139
31/03/2050 66 14,45,625 16,95,625 0 18,76,400 18,76,400 1,00,000
31/03/2051 67 15,15,000 17,65,000 0 20,000 20,000 1,00,000
31/03/2052 68 15,84,375 18,34,375 0 20,000 20,000 1,00,000
31/03/2053 69 16,53,750 19,03,750 0 20,000 20,000 1,00,000
31/03/2054 70 17,23,125 17,23,125 0 20,000 20,000 1,00,000

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
Nidhi Insurance Consultancy

Life Insurance Advisor

LIC of India - Ahmedabad

Magic Mix Illustration for Mr. Dhairya (age 36) Ref. No. 000000000064

For the Year Loan

Fin. Year For the Year
Available
Ending Age Natural Death Accident Death Payment Returns Cash Flow
31/03/2055 71 17,92,500 17,92,500 0 20,000 20,000 1,00,000
31/03/2056 72 18,61,875 18,61,875 0 20,000 20,000 1,00,000
31/03/2057 73 19,31,250 19,31,250 0 20,000 20,000 1,00,000
31/03/2058 74 20,00,625 20,00,625 0 20,000 20,000 1,00,000
31/03/2059 75 20,70,000 20,70,000 0 20,000 20,000 1,00,000
31/03/2060 76 20,76,875 20,76,875 0 20,000 20,000 1,00,000
31/03/2061 77 20,83,750 20,83,750 0 20,000 20,000 1,00,000
31/03/2062 78 20,90,625 20,90,625 0 20,000 20,000 1,00,000
31/03/2063 79 20,97,500 20,97,500 0 20,000 20,000 1,00,000
31/03/2064 80 21,04,375 21,04,375 0 20,000 20,000 1,00,000
31/03/2065 81 21,11,250 21,11,250 0 20,000 20,000 1,00,000
31/03/2066 82 21,18,125 21,18,125 0 20,000 20,000 1,00,000
31/03/2067 83 21,25,000 21,25,000 0 20,000 20,000 1,00,000
31/03/2068 84 21,31,875 21,31,875 0 20,000 20,000 1,00,000
31/03/2069 85 21,38,750 21,38,750 0 20,000 20,000 1,00,000
31/03/2070 86 21,45,625 21,45,625 0 20,000 20,000 1,00,000
31/03/2071 87 21,52,500 21,52,500 0 20,000 20,000 1,00,000
31/03/2072 88 21,59,375 21,59,375 0 20,000 20,000 1,00,000
31/03/2073 89 21,66,250 21,66,250 0 20,000 20,000 1,00,000
31/03/2074 90 21,73,125 21,73,125 0 20,000 20,000 1,00,000
31/03/2075 91 21,80,000 21,80,000 0 20,000 20,000 1,00,000
31/03/2076 92 21,86,875 21,86,875 0 20,000 20,000 1,00,000
31/03/2077 93 21,93,750 21,93,750 0 20,000 20,000 1,00,000
31/03/2078 94 22,00,625 22,00,625 0 20,000 20,000 1,00,000
31/03/2079 95 22,07,500 22,07,500 0 20,000 20,000 1,00,000
31/03/2080 96 22,14,375 22,14,375 0 20,000 20,000 1,00,000
31/03/2081 97 22,21,250 22,21,250 0 20,000 20,000 1,00,000
31/03/2082 98 22,28,125 22,28,125 0 20,000 20,000 1,00,000
31/03/2083 99 22,35,000 22,35,000 0 20,000 20,000 0
17/07/2083 100 0 0 0 22,37,060 22,37,060 0

23,64,753 87,24,010 63,59,257

Explanatory Notes
Payment to L.I.C. indicates Annual Premium
Returns in the Year indicates Normal Cash Flow and /or Cash Flow taken from L.I.C. in installments (Inclusive of Interest).

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
Nidhi Insurance Consultancy

Life Insurance Advisor

LIC of India - Ahmedabad

Magic Mix Illustration for Mr. Dhairya (age 36) Ref. No. 000000000064

K e y A s s u mp t i o n s

Personal Data: DOB: 13/10/1983

Income Tax: Sec. 80C Limit Available: 150000Sec. 80D Limit Available: 15000
Tax Savings on premiums will be @ 30.90 % u/s 80C and @ 30.90 % u/s 80D
Projections: Bonus: On applicable plans, last declared reversionary bonus has been considered for the purpose of projected Riskcover and
Returns.

Terminal Bonus: On applicable plans, last declared terminal bonus of their respective matching discontinued plans has also been
considered.
Note : For Plan 815 - Amount shown at age 99 is surrender value, however it’s not compulsory to surrender the policy, policy
holder can enjoy life cover till life.

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.