Presentation specially prepared for

Mr. Harish Chand

(Age: 29 yrs Retirement age: 40 yrs)

LIC's Pension Plus is a unique ULIP plan where the minimum rate of interest is guaranteed. This plan is excellent investment
towards essential long term financial planning.

Pension Plus is in compliance with the current IRDA norms. Pension Plus is truly an innovative plan that suits your needs just too
perfectly. The features of the plan are mentioned below:

l A unique Unit Linked Pension Plan with guarantee on the minimum rate of interest.

l Rate of Interest applied to gross premium.

l Being Market Linked, the plan has possibility of getting excellent returns.

l Due to minimum interest guarantee, you are protected against fluctuation of interest due to policies of the
government in the distant future.

l Choose any one of the 2 funds i.e. Debt (Low Risk) & Mixed (Medium Risk)

l Free switching between funds two times every year and at a very nominal fee thereafter.

l Top-ups facility - additional premium can be paid at anytime to invest in the funds with no upper limit.

l Benefit on Maturity :

m Annuity purchased from Fund Value or Guaranteed Maturity Proceeds whichever is higher.

m Option to commute 1/3rd. of the Maturity Proceeds.

l Compulsory purchase of Annuity ensures channelisation of funds for specific purpose.

l Benefit on death - Fund Value. Nominee has the option to receive the amount in lump Sum or as Annuity.

l Convenient modes of payment, Single Premium mode also available.

l No surrender charges will be imposed after 5 yrs.

Conditions governing the Benefits Illustration shown in

the subsequent pages Presented by:

Harish Chand
i) The benefits shown in the illustration on subsequent pages are calculated on the
assumption that the Projected Investment Rate of Return that LICI will be able to earn Delhi LIC Agent
throughout the term of the policy will be 6% p.a. or 10% p.a., as the case may be. The 577, GH-9, PASCHIM VIHAR
Projected Investment Rate of Return is not guaranteed.
NEW DELHI- 110087
ii) The annuities shown are based on the prevailing rates of L.I.C.'s Jeevan Akshay VI INDIA, 9811896425, 9212201725
plan. The actual annuity payout will be as per the rates prevailing at the time of vesting.
www.delhiLICagent.com
 Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Pension Plus Plan Presentation For Harish Chand aged 29 years

Mode of Premium : Yearly Date of Report : 12/11/2010

Installment Premium : Rs. 100000 Retirement Age : 40

Growth of Debt fund under Scenario I-6%**

End of Total Charges

Policy Annual Top-up Premium Fund/Cash Fund Service
Year Age Premium Premium Paid Value Allocation Mgnt. Admin Tax Total

1 30 100000 0 100000 97652* 6750 668 360 132 7910

2 31 100000 0 200000 202655* 4500 1384 371 274 6529
3 32 100000 0 300000 313020* 4500 2138 382 423 7443
4 33 100000 0 400000 429021* 4500 2929 393 580 8403
5 34 100000 0 500000 550947* 4500 3762 405 745 9412
6 35 100000 0 600000 681201 2500 4651 417 921 8489
7 36 100000 0 700000 818108 2500 5585 430 1106 9621
8 37 100000 0 800000 962007 2500 6567 443 1301 10811
9 38 100000 0 900000 1113259 2500 7600 456 1505 12061
10 39 100000 0 1000000 1272235 2500 8685 470 1720 13375
11 40 100000 0 1100000 1439333 2500 9825 484 1946 14755

* If surrendered at this stage then normal surrender charges will be deducted from this amount.

Pension Details : from year 2022

Annuity Option : F-For life with return of purchase price on death

With 1/3rd Commutation of Rs.479778 Without Commutation

Purchase Purchase
Price Mly. Qly. Hly. Yly. Price Mly. Qly. Hly. Yly.

959555 5621 17044 34424 70335 1439333 8432 25566 51636 105503

* For private circulation only

 Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Pension Plus Plan Presentation For Harish Chand aged 29 years

Mode of Premium : Yearly Date of Report : 12/11/2010

Installment Premium : Rs. 100000 Retirement Age : 40

Growth of Debt fund under Scenario II-10%**

End of Total Charges

Policy Annual Top-up Premium Fund/Cash
Fund Service
Year Age Premium Premium Paid Value
Allocation Mgnt. Admin Tax Total

1 30 100000 0 100000 101343 * 6750 681 360 135 7926

2 31 100000 0 200000 214336 * 4500 1440 371 285 6596
3 32 100000 0 300000 337581 * 4500 2267 382 449 7598
4 33 100000 0 400000 472009 * 4500 3169 393 628 8690
5 34 100000 0 500000 618637 * 4500 4153 405 823 9881
6 35 100000 0 600000 780753 2500 5242 417 1038 9197
7 36 100000 0 700000 957583 2500 6428 430 1273 10632
8 37 100000 0 800000 1150462 2500 7723 443 1530 12195
9 38 100000 0 900000 1360850 2500 9135 456 1809 13901
10 39 100000 0 1000000 1590336 2500 10675 470 2114 15760
11 40 100000 0 1100000 1840652 2500 12356 484 2447 17787

* If surrendered at this stage then normal surrender charges will be deducted from this amount.

Pension Details : from year 2022

Annuity Option : F-For life with return of purchase price on death

With 1/3rd Commutation of Rs.613551 Without Commutation

Purchase Purchase
Price Mly. Qly. Hly. Yly. Price Mly. Qly. Hly. Yly.

1227101 7189 21796 44022 89947 1840652 10783 32695 66033 134920

* For private circulation only

 Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Pension Plus Plan Presentation For Harish Chand aged 29 years

Mode of Premium : Yearly Date of Report : 12/11/2010

Installment Premium : Rs. 100000 Retirement Age : 40

Growth of Debt fund based on LIC'S performance in Endowment Plus

Endowment Plus of LIC was launched on 20/09/2010. The units became NAV based (initial NAV of Rs 10) on
20/09/2010. Current NAV of Bond Fund as on 12-Nov-2010. is Rs. 10.0000 Average annual growth is :
0.00%

If we hypothetically assume similar performance of LIC in managing the fund of Pension Plus, then the
benefits can be projected as under:

End of Total Charges

Policy Annual Top-up Premium Fund/Cash Fund Service
Year Age Premium Premium Paid Value Allocation Mgnt. Admin Tax Total

1 30 100000 0 100000 92115 * 6750 647 360 128 7885

2 31 100000 0 200000 185684 * 4500 1303 371 258 6432
3 32 100000 0 300000 278462 * 4500 1953 382 387 7222
4 33 100000 0 400000 370456 * 4500 2598 393 515 8006
5 34 100000 0 500000 461673 * 4500 3237 405 641 8784
6 35 100000 0 600000 554102 2500 3885 417 769 7572
7 36 100000 0 700000 645747 2500 4528 430 897 8354
8 37 100000 0 800000 736618 2500 5165 443 1023 9130
9 38 100000 0 900000 826718 2500 5796 456 1148 9900
10 39 100000 0 1000000 916055 2500 6422 470 1272 10664
11 40 100000 0 1100000 1004633 2500 7043 484 1395 11422

* If surrendered at this stage then normal surrender charges will be deducted from this amount.

## The above illustration is purely indicative. The fund management of Pension Plus is independent of Endowment Plus
and therefore Pension Plus results can vary significantly.

## The past performance is not indication of future returns. Sustainance of such growth in future is dependant on
market conditions and hence cannot be guaranteed.

Pension Details : from year 2022

Annuity Option : F-For life with return of purchase price on death

With 1/3rd Commutation of Rs.334878 Without Commutation

Purchase Purchase
Price Mly. Qly. Hly. Yly. Price Mly. Qly. Hly. Yly.

669756 3924 11897 24027 49093 1004633 5885 17845 36041 73640

* For private circulation only