Mohammed Usman Ali

4+ YEARS OF Credit Control & Collection EXPERIENCE

Address: Nagawara, Near Manyata tech park, Bangalore – 560045.
Contact No: +91 70228 96622
Email: usman.kdp@gmail.com
Nationality: Indian
Languages: English, Hindi, Telugu, Kannada
PROFILE
4+ Years of experienced professional in overall Credit Management and Accounts receivable in MNC Companies. A
highly organized, detail oriented and dependable professional with the ability to apply accounting knowledge and
experience to a diverse range of financial issues. Good in Skills set, MS Excel, MS Office, ERP- SAP, Oracle and Tally.

Now looking for a position in Credit Controller - Finance, one which will make best use of my existing skills and
experience contribute to the company's growth, in turn ensuring personal growth. (Immediate Joiner)
CORE STRENGTHS & SKILLS
 Debtors AR Aging report  General Ledger Accounting  MIS Reporting
 Payment Follow up  DSO calculation  Self – Motivated
 Cash Application  Aging Analysis  High Level of Integrity
 Debtors Reconciliation  Individual & Team player  Quick Learner
 Handling customer queries  LC/Bank Guarantee/ PGB  Decision Making
 Credit review & analysis  Good IT Knowledge  Commercial Agreements
 Collection Forecasting  Balance confirmation
PROFESSIONAL EXPERIENCE
 Arrow Electronics
Industry: Manufacturing/ Distribution of Electronic devises
FINANCE/ Credit Control Officer October 2016 TO October 2018
Responsibilities:
( PORTFOLIO OF 400 UNITS AND DEALING A REVENUE OF APPROX . USD 160 MILLION YEARLY )

1. Monitoring sales Orders and approving credit Limit to each Sales Oder.
2. Handled Multiple entity & Multiple currencies like USD, EUR, INR, GBP, SGD
3. Experience in handling letter of credit (LC), bank guarantee Security bond/(PGB), Sight Draft, PDC.
4. Ensure Monthly invoices are created on timely manner by coordination with operation team.
5. Make sure invoices has been shared with customer on timely manner.
6. Daily preparation of Debtors Aging report to share with clients/Sale- Marketing/ Management.
7. Ensure timely Collection of payments from customers for overdues, Tracking customer payment cycles.
8. Collection forecasting and ensue the collection target are met on monthly basis.
9. Monitor & analyze collection trends and identify debt issues at an early stage for resolution.
10. Handling customer complaints and resolving it with thin the TAT, by coordinating with internal team.
11. Cash application, post customer payments by recording cash, checks, and credit card transactions.
12. Review of credit worthiness for new customers, creation of accounts in Oracle/SAP.
13. Reconciles banks, receivable, payables, internal group account on a regular basis.
14. Preparation of Financial Report- MIS reports Weekly, Monthly (Revenue, Collection, AR aging etc.,)
15. Coordinates with customers regarding collections or receivables; prepares and issues receipts of collection
from customers; and prepares issuances of debit & credit notes affecting customer accounts.
16. Visiting Customers place to resolve customer queries & disputes & collect over dues payments. Eg : BEL, BHEL,
Centum Electronics, Melange Etc.
17. Review & reduce unapplied cash by proper follow up with clients.
18. Maintaining necessary records such as Customer Balance confirmations, Customer agreements, customer
security deposit cheque, Remittance advices for audit purpose.
19. Client database establishment and maintenance up to date.
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20. Collection of Statutory c-forms, TDS ect.

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21. Continuously works on automation the process, or reduce the steps to increase more productivity.
Konica Minolta (Industry: Manufacturing / Photo printing solutions)
Credit Control Executive/F INANCE (MAINLY R ECEIVABLES ) Mar 2016 TO Oct 2016
R ESPONSIBILITIES :
 Dealing with all major processes including but not limited to payment posting, invoice distribution, debtor’s
accounts monitoring (Aging analysis), MIS reporting, bounced cheques recovery and follow up, bank transactions.
 Sending Hard copies of invoices to customer through courier and maintaining a tracker with AWB number for
future reference.
 Ensure correct billing has done by cross checking machine meter readings input.
 Maximize collection of payment from all customers in a timely
 Ensure special billing requests by customers are met. (Department wise billing
 Rising Credit notes & allocating the same in the respective customers account.
 Ensure TDS certificates are collected & allocated in the system.
 Coordinating with other Departments to Resolve Customer’s issues. Handling of Escalations
 Coordinates with customers regarding collections or receivables; prepares and issues receipts of collection from
customers; and prepares issuances of debit & credit notes affecting customer accounts.
 Verify lease agreements and process for management signatory.
 Liaising with internal and external Stake parties.
 Initiated Automatic tracking courier service to maintain a record of invoice sent.

Stanley Black & Decker Industry: Manufacturing of power tools, Hydraulics

Finance Executive – Accounts Receivable Contract- Apr 2015 TO Mar 2016

RESPONSIBILITIES:
 Client database establishment and maintenance.
 Payment follow up for the overdue invoices, sent reminders, dunning letters.
 Identify delayed or bad paymasters and send prelegal notices and assist legal department.
 Ensuring the Order release on time with appropriate approval and tracking it.
 Sending invoice through email to all customers
 Payment posting and offsetting invoice as per the details shared customers.
 Interacting with internal team to resolve the disputes.
 Issuing credit notes, debit notes with proper approval and update in ledger.
 Cash application avoiding FIFO offset, Maintain Banking reports for cash apps and BRS.
 Conducting Monthly reviews for collection forecast.
 Appreciated & Rewarded for Reduction of Unapplied of 40+ customers.

Jagati Publications Ltd – Sakshi Industry: Print Media - Press

Jr. Officer – Finance & Admin Apr 2014 TO Apr- 2015

RESPONSIBILITIES:
 Handles incoming / outgoing telephone calls, following up and corresponding with clients.
 Ensures proper, accurate records, files, databases are set up and maintained.
 Receiving Ads release orders from customer and upon checking the credit criteria allowing them for publishing.
 Maintain the date of publishing and tracking the publishing bills.
 Sending all bills along with proof of publishing to all customer for payment.
 payment follow with Ads agencies for the overdue invoices, deposit of cheques.
 Maintenance of ads publishing Reports on daily basis.
 Preparation of all type of Vouchers like Cash, Bank Payment Receipt and General Vouchers.
 Maintaining the Cordial Relationship between Agencies and Head office.
EDUCATION & QUALIFICATION
MASTER OF B USINESS A DMINISTRATION (MBA-F INANCE ) 2013
B ACHELORS OF C ommerce 2008- 2011
IT SKILLS
 Proficient with all Windows operating systems & ERP, SAP, Oracle, Tally
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Well exposed to MS-Office, MS Excel- V lookup, Pivot table, Macros & Outlook,

Thank you for spending your valuable time on my CV

Mohammed Usman Ali - CV Cell: 7022896622 Email: usman.kdp@gmail.com