ELSS - Effective Way of Tax Planning U/S 80C

HDFC Tax Saver - Growth PPF

Investment Dividend Investment Interest
Dates NAV Units Total Units Fund Value Dates Fund Value
Amount Declared Amount Rate
29-Mar-1996 100,000 10.00 10,000.00 - 10,000.00 100,000 29-Mar-1996 100,000 100,000
31-Mar-1997 100,000 9.04 11,061.95 - 21,061.95 190,400 31-Mar-1997 100,000 12.00% 212,000
31-Mar-1998 100,000 12.40 8,064.52 - 29,126.46 361,168 31-Mar-1998 100,000 12.00% 337,440
31-Mar-1999 100,000 19.85 5,037.78 - 34,164.25 678,160 31-Mar-1999 100,000 12.00% 477,930
31-Mar-2000 100,000 41.56 2,406.16 12,079.31 48,649.72 2,021,882 31-Mar-2000 100,000 11.00% 630,510
30-Mar-2001 100,000 15.72 6,361.32 49,642.57 104,653.61 1,645,155 30-Mar-2001 100,000 9.50% 790,400
28-Mar-2002 100,000 19.86 5,035.25 - 109,688.85 2,178,421 28-Mar-2002 100,000 9.00% 961,540
31-Mar-2003 100,000 18.64 5,364.81 - 115,053.66 2,144,600 31-Mar-2003 100,000 8.00% 1,138,460
31-Mar-2004 100,000 40.12 2,492.34 - 117,546.00 4,716,298 31-Mar-2004 100,000 8.00% 1,329,540
31-Mar-2005 100,000 67.56 1,480.25 - 119,026.25 8,040,937 31-Mar-2005 100,000 8.00% 1,535,900
31-Mar-2006 100,000 131.22 762.06 - 119,788.31 15,718,982 31-Mar-2006 100,000 8.00% 1,758,780
30-Mar-2007 100,000 133.88 746.93 - 120,535.24 16,137,499 30-Mar-2007 100,000 8.00% 1,999,480
31-Mar-2008 100,000 152.02 657.81 - 121,193.05 18,423,767 31-Mar-2008 100,000 8.00% 2,259,440
31-Mar-2009 100,000 97.06 1,030.26 - 122,223.31 11,863,361 31-Mar-2009 100,000 8.00% 2,540,190
31-Mar-2010 100,000 205.68 486.19 - 122,709.50 25,238,767 31-Mar-2010 100,000 8.00% 2,843,410
31-Mar-2011 100,000 232.90 429.37 - 123,138.87 28,679,043 31-Mar-2011 100,000 8.00% 3,170,888
30-Mar-2012 100,000 223.70 447.03 - 123,585.90 27,646,165 30-Mar-2012 100,000 8.60% 3,543,585
31-Mar-2013 100,000 229.41 435.91 - 124,021.80 28,451,346 31-Mar-2013 100,000 8.80% 3,955,420
31-Mar-2014 100,000 276.79 361.28 - 124,383.09 34,427,995 31-Mar-2014 100,000 8.70% 4,399,542
31-Mar-2015 100,000 398.16 251.15 - 124,634.24 49,624,620 31-Mar-2015 100,000 8.70% 4,882,302
31-Mar-2016 100,000 354.03 282.47 - 124,916.71 44,223,638 31-Mar-2016 100,000 8.70% 5,407,062
Amount Invested: 2,100,000 Amount Invested: 2,100,000
Installment Amount: Per Year 100,000 Installment Amount: Per Year 100,000
No Of Years: 21 No Of Years 19
Fund Value(As on 28th Feb 2017): 55,818,282 Fund Value(As on 28th Feb 2017): 5,838,275
Total Gain on Investment 53,718,282 Total Gain on Investment 3,738,275
Remarks:-
* Rs.100000 investment every year in PPF or ELSS from last 21 years reduced
tax liability of 21,00,000 U/S 80C of IT Act.
* 21 Lacs invested in PPF become 58 Lacs means tax free gain of 47 * 21 Lacs invested in HDFC Tax Saver Fund become 5.58 Crores means tax
Lacs. free gain of 5.37 Crores.
Note:- Mutual Fund investment are subject to Market Risk. Past Performance is no guarantee of future results
* Dividend of Rs. 3.6 on 6th Aug 1999(NAV 22.55), Dividend of Rs. 5 on 26 Nov 1999(29.90) and Dividend of Rs 21 on 3rd April 2000 (NAV 20.58 Same was reinvested on that day
6th Aug 29th Nov
5454.1590716278 6625.1514178311
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ELSS - Effective Way of Tax Planning

HDFC Tax Saver - Growth PPF
Investment Dividend Investment Interest
Dates NAV Units Total Units Fund Value Dates Fund Value
Amount Declared Amount Rate
29-Mar-1996 100,000 10.00 10,000.00 - 10,000.00 100,000 29-Mar-1996 100,000 100,000
31-Mar-1997 100,000 9.04 11,061.95 - 21,061.95 190,400 31-Mar-1997 100,000 12.00% 212,000
31-Mar-1998 100,000 12.40 8,064.52 - 29,126.46 361,168 31-Mar-1998 100,000 12.00% 337,440
31-Mar-1999 19.84 - - 29,126.46 577,869 31-Mar-1999 100,000 12.00% 477,930
31-Mar-2000 41.56 - 10,298.12 39,424.59 1,638,486 31-Mar-2000 100,000 11.00% 630,510
30-Mar-2001 15.72 - 40,229.17 79,653.75 1,252,157 30-Mar-2001 100,000 9.50% 790,400
28-Mar-2002 19.86 - - 79,653.75 1,581,924 28-Mar-2002 100,000 9.00% 961,540
31-Mar-2003 18.64 - - 79,653.75 1,484,746 31-Mar-2003 100,000 8.00% 1,138,460
31-Mar-2004 40.12 - - 79,653.75 3,195,948 31-Mar-2004 100,000 8.00% 1,329,540
31-Mar-2005 67.56 - - 79,653.75 5,381,089 31-Mar-2005 100,000 8.00% 1,535,900
31-Mar-2006 131.22 - - 79,653.75 10,452,405 31-Mar-2006 100,000 8.00% 1,758,780
30-Mar-2007 133.88 - - 79,653.75 10,664,204 30-Mar-2007 100,000 8.00% 1,999,480
31-Mar-2008 152.02 - - 79,653.75 12,108,964 31-Mar-2008 100,000 8.00% 2,259,440
31-Mar-2009 97.06 - - 79,653.75 7,731,432 31-Mar-2009 100,000 8.00% 2,540,190
31-Mar-2010 205.68 - - 79,653.75 16,383,105 31-Mar-2010 100,000 8.00% 2,843,410
31-Mar-2011 232.90 - - 79,653.75 18,551,359 31-Mar-2011 100,000 8.00% 3,170,888
30-Mar-2012 223.00 - - 79,653.75 17,762,469 30-Mar-2012 100,000 8.60% 3,543,585
28-Mar-2013 225.33 - - 79,653.75 17,948,380 31-Mar-2013 100,000 8.80% 3,955,420
31-Mar-2014 276.79 79,653.75 22,047,363 31-Mar-2014 100,000 8.70% 4,399,542
31-Mar-2015 398.16 - - 79,653.75 31,715,098 31-Mar-2015 100,000 8.70% 4,882,302
31-Mar-2016 354.03 - - 79,653.75 28,199,420 31-Mar-2016 100,000 8.70% 5,407,062
Amount Invested: 300,000 Amount Invested: 1,900,000
Installment Amount: Per Year 100,000 Installment Amount: Per Year 100,000
No Of Years: 3 No Of Years 19
Fund Value(As on 30th May 2019): 42,557,886 Fund Value(As on 25th Jan 2017): 5,838,275
Total Gain on Investment 42,257,886 Total Gain on Investment 3,938,275

Note:- Mutual Fund investment are subject to Market Risk. Past Performance is no guarantee of future results
* Dividend of Rs. 3.6 on 6th Aug 1999(NAV 22.55), Dividend of Rs. 5 on 26 Nov 1999(29.90) and Dividend of Rs 21 on 3rd April 2000 (NAV 20.58 Same was reinvested on that day

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6th Aug 29th Nov

4649.9009717993 5648.2214052653

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