Rencana Penerimaan & Anggaran Biaya Proyek

I PENERIMAAN ESTIMASI
1 PENJUALAN RUMAH (Excl. PPN & BPHTB)
7a 70.00 1 unit x Rp 656,705,000 =
Rp 656,705,000 18.9%
6b 50.00 1 unit x Rp 456,090,000 =
Rp 456,090,000 13.1%
5c 50.00 1 unit x Rp 448,565,000 =
Rp 448,565,000 12.9%
4d 50.00 1 unit x Rp 440,795,000 =
Rp 440,795,000 12.7%
3e 50.00 1 unit x Rp 433,025,000 Rp 433,025,000
2f 50.00 1 unit x Rp 425,220,000 Rp 425,220,000
1g 70.00 1 unit x Rp 612,360,000 Rp 612,360,000
Subtotal 7 unit x = Rp 3,472,760,000 100.0%
e Kelebihan Tanah - m2 x Rp 1,000,000 = Rp - 0.0%
f Lain-lain Rp - 0.0%
Subtotal Rp - 0.0%

TOTAL PENERIMAAN BERSIH Rp 3,472,760,000 100.0%

II PENGELUARAN
A Pembebasan Tanah & Legalitas
1 Ijin Prinsip & Ijin Lokasi
a ippt dan split 1,153 m2 x Rp - = Rp - 0.0%
b Operasional 1,153 m2 x Rp - = Rp - 0.0%
Subtotal Rp - 0.0%
2 Pembebasan Tanah
a Pembelian Tanah 1,153 m2 x Rp 695,000 = Rp 801,335,000 23.1%
b Kompensasi Pihak III 1,153 m2 x Rp - = Rp 9,000,000 0.3%
Subtotal Rp 810,335,000 23.3%
3 Sertifikasi
a BBN INDUK 1,153 m2 x Rp - = Rp - 0.0%
b ippt dan split 7 unit x Rp 4,500,000 = Rp 31,500,000 0.9%
c Operasional 1 ls x Rp - = Rp - 0.0%
Subtotal Rp 31,500,000 0.9%
TOTAL Biaya Pembebasan Tanah dan Legalitas Rp 841,835,000 24.2%
Harga Perolehan Kavling effektif per m2 Rp 1,094,202

B. Pematangan Tanah
1 Perencanaan & ijin SitePlan
a Pengukuran & Pematokan 1,153 m2 x Rp - = Rp - 0.0%
b Siteplanning 1,153 m2 x Rp - = Rp - 0.0%
c Gambar Kerja & Bestek 1 ls x Rp - = Rp - 0.0%
Subtotal Rp - 0.0%
2 Pembersihan & Urugan
a Pembersihan Lahan 1,153 m2 x Rp 2,500 = Rp 2,882,500 0.1%
b Urugan Lahan (80 cm) 1,268 m2 x Rp 80,000 = Rp 101,400,000 2.9%
c Biaya Sosial 1 ls x Rp 15,000,000 = Rp 15,000,000 0.4%
Subtotal Rp 119,282,500 3.4%
3 Prasarana & Sarana
a Badan Jalan & PavingStone 430 m2 x Rp 80,000 = Rp 34,400,000 1.0%
b Pedestrian 176 m' x Rp - = Rp - 0.0%
c Saluran 115 m' x Rp 125,000 = Rp 14,375,000 0.4%
d Gorong-gorong RCP - m' x Rp - = Rp - 0.0%
e Tembok Batas 197 m' x Rp 325,000 = Rp 64,025,000 1.8%
f. Jaringan PDAM 115 m x Rp 120,000 = Rp 13,800,000 0.4%
g Lampu Penerangan 5 bh x Rp 3,000,000 = Rp 15,000,000 0.4%
Subtotal Rp 141,600,000 4.1%
4 Jaringan PLN
a BP Rumah 7 unit x Rp 1,800,000 = Rp 12,600,000 0.4%
b BP PJU & Fasum 7,850 VA x Rp - = Rp - 0.0%
Rencana Penerimaan & Anggaran Biaya Proyek
c PFK Jaringan (Trafo/JTM) 7,857 VA x Rp - = Rp - 0.0%
d Operasional 1 ls x Rp - = Rp - 0.0%
Subtotal Rp 12,600,000 0.4%
Rencana Penerimaan & Anggaran Biaya Proyek
5 Jaringan Air Bersih
a Pendaftaran tiap rmh 7 m x Rp 1,500,000 = Rp 10,500,000 0.3%
b Operasional 1 ls x Rp 10,000,000 = Rp 10,000,000 0.3%
Subtotal Rp 20,500,000 0.6%
6 Fasilitas Lingkungan
a Gerbang & Gardu Jaga 1 unit x Rp - = Rp - 0.0%
b CCTV + WiFi 1 unit x Rp - = Rp - 0.0%
c Taman 10 m2 x Rp 500,000 = Rp 5,000,000 0.1%
d Fasum - m2 x Rp - = Rp - 0.0%
e Estate Management 30 bln x Rp - = Rp - 0.0%
Subtotal Rp 5,000,000 0.1%
TOTAL BIAYA PEMATANGAN TANAH Rp 298,982,500 8.6%
Biaya Pematangan Kavling Tanah Matang per m2 Rp 388,612
TOTAL BEAYA PEROLEHAN dan PEMATANGAN TANAH Rp 1,140,817,500 32.9%
Harga Pokok Produksi Kavling Tanah Matang per m2 Rp 1,482,814

C Biaya Bangunan
1 Perencanaan
a Disain Rumah 2 Type x Rp - = Rp - 0.0%
b Gambar kerja & RKS 2 Type x Rp - = Rp - 0.0%
Subtotal Rp - 0.0%
2 IMB
a Formulir Permohonan 7 unit x Rp 50,000 = Rp 350,000 0.0%
b Retribusi IMB Perumahan 390 m2 x Rp 25,000 = Rp 9,750,000 0.3%
c Advis Planning 7 unit x Rp 750,000 = Rp 5,250,000 0.2%
Subtotal Rp 15,350,000 0.4%
3 Konstruksi
a Rumah :
type 82 250 m2 x Rp 1,700,000 = Rp 425,000,000 12.2%
type 119 238 m2 x Rp 1,700,000 = Rp 404,600,000 11.7%

b Perlengkapan Rumah 7 unit x Rp - = Rp - 0.0%

c Supervisi 30 bln x Rp - = Rp - 0.0%
d Pemeliharaan 0.5% x Rp 829,600,000 = Rp 4,148,000 0.1%
Subtotal Rp 833,748,000 24.0%
4 Utilitas
a SR PLN - unit x Rp 2,250,000 = Rp - 0.0%
b SR Air Bersih - unit x Rp 1,000,000 = Rp - 0.0%
Subtotal Rp - 0.0%
TOTAL BIAYA BANGUNAN Rp 849,098,000 24.5%
Biaya Bangunan diluar konstruksi Rp 4,050,000 per Unit
Beban adm bangunan rata-rata Rp 10,700 /m2
Rencana Penerimaan & Anggaran Biaya Proyek
D Biaya Administrasi Umum & Penjualan
1 Overhead cost
a Pra-operasional 1 ls x Rp - = Rp - 0.0%
b Gaji & Tunjangan 6 bln x Rp 30,000,000 = Rp 180,000,000 5.2%
c ATK & Operasional Kantor 6 bln x Rp - = Rp - 0.0%
d Konsumsi, Akomodasi, dll 6 bln x Rp - = Rp - 0.0%
Subtotal Rp 180,000,000 5.2%
2 Biaya Pemasaran dan Penjualan
a. Marketing Tools :
- BillBoard + Pajak (2 Th) 2 bh x Rp - = Rp - 0.0%
- Umbul-umbul & Spanduk 25 bh x Rp 250,000 = Rp 6,250,000 0.2%
- Brosur 500 exp x Rp 3,000 = Rp 1,500,000 0.0%
- Leaflet - exp x Rp 1,500 = Rp - 0.0%
b Promosi / Iklan 2 bln x Rp 5,000,000 = Rp 10,000,000 0.3%
c Marketing Event - kali x Rp 10,000,000 = Rp - 0.0%
d Pameran - kali x Rp 35,000,000 = Rp - 0.0%
e AJB, PPAT & Balik Nama Sertifikat
- AJB & PPAT 7 unit x Rp 1,500,000 = Rp 10,500,000 0.3%
- Balik nama Sertifikat unit x Rp 2,000,000 = Rp - 0.0%
f Marketing Fees 2.5% x Rp 3,472,760,000 = Rp 86,819,000 2.5%
Subtotal Rp 115,069,000 3.3%
TOTAL BIAYA ADM. UMUM & PENJUALAN = Rp 295,069,000 8.5%
Beaya Adm. Umum & Penjualan per unit Rumah / Kavling Rp 42,152,714
TOTAL PENGELUARAN PROYEK Rp 2,284,984,500 65.8%

LABA (RUGI) SEBELUM DIPOTONG PAJAK & BAGI HASIL = Rp 1,187,775,500 34.2%
Estimasi Biaya Dana + Bagi hasil - Rp 150,000,000 4.3%
Pajak Penghasilan (PPh Final) - Rp 173,638,000 5.0%
Keuntungan Bersih Rp 864,137,500 24.9%
Executive Summary

Nama Proyek :
Lokasi Proyek :
Jalan :
Kecamatan :
Kota :

Data Proyek :

Luas Pengembangan :
Luas Kavling Effektif 680 m2 59.00%
Badan Jalan & PavingStone 554 m2 48.02%
Berm & Saluran - m2 0.00%
FasUm dan RTH - m2 0.00%
Total 1,153 m2 100.00%

Rumah yang dikembangkan

Type Jumlah Harga Jual (Rata2) Nilai Sales % Nilai
Rumah
30 / 66 1 unit Rp. 250,000,000 Rp. 250,000,000 45.5%
50 / 72 1 unit Rp. 300,000,000 Rp. 300,000,000 54.5%
SubTotal 2 unit Rp. 550,000,000 100.0%
Tanah Lebih - m2 Rp. - Rp. - 0.0%
Total Sales Rp. 550,000,000 100.0%

PERHITUNGAN PROFITABILITAS :
% thd Sales
PENERIMAAN HASIL PENJUALAN Rp 550,000,000 100.0%
BIAYA LANGSUNG :
A Pembebasan Tanah dan Legalitas Rp. 841,835,000 153.1%
B Pematangan Tanah Rp. 298,982,500 54.4%
C Konstruksi Bangunan Rp. 252,748,000 46.0%
Harga Pokok Produksi Rp. 1,393,565,500 253.4%
LABA (RUGI) Kotor Rp. (843,565,500) -153.4%
Biaya Adm. Umum & Pemasaran Rp. 1,326,687,000 241.2%
LABA (RUGI) Sebelum Bagi Hasil & Pajak Rp. (2,170,252,500) -394.6%
Bagi Hasil Bank Rp. (2,689,600,000) -489.0%
Laba (Rugi) Sebelum Pajak Rp. 519,347,500 94.4%
Pajak Penghasilan (PPh Final) Rp. 234,874,000 42.7%
Laba Bersih Rp. 284,473,500 51.7%

Kebutuhan Modal dan Jangka Pengembalian %

Pemegang Saham (Tanah & Modal Kerja) Rp. 12,500,000,000 98.4%
Kredit Bank Rp. 200,000,000 1.6%

Analisa terhadap Rasio-rasio Keuangan

IRR (Rata-rata per bulan) 10.34% atau = 124.1% per Annum
NPV, dgn Asumsi Discount Rate 14.0% PA Rp. 3,403,961,033
> Proyek Layak dilaksanakan karena memberikan IRR diatas rate bunga pinjaman
dan nilai NPV positif atas discount rate bunga pinjaman Pengembalian
21 bulan
17 bulan
PROYEKSI ARUS KAS
(dalam ribuan rupiah)
No. Uraian Anggaran TOTAL Jan-14 Feb-14 Mar-14 Apr-14 May-14 Jun-14 Jul-14
No. Uraian Anggaran TOTAL 1 2 3 4 5 6 7

AKTIVITAS OPERASIONAL

Harga Jual Rumah & Tanah

1 Rumah :
a Type 119 656,705 656,705 656,705 656,705 656,705 656,705 656,705
b Type 82 456,090 456,090 456,090 456,090 456,090 456,090 456,090
c Type 82 448,565 448,565 448,565 448,565 448,565 448,565 448,565
d Type 82 440,795 440,795 440,795 440,795 440,795 440,795 440,795
e Type 82 433,025 433,025 433,025 433,025 433,025 433,025 433,025
f Type 82 425,220 425,220 425,220 425,220 425,220 425,220 425,220
g Type 119 612,360 612,360 612,360 612,360 612,360 612,360 612,360
2 Kelebihan Tanah - - - - - - -

I Penjualan (unit)
1 Rumah 7 7 - - 1 1 1 1 2
a Type 119 1 1 - - - - - - 1
b Type 82 1 1 - - 1 - - - -
c Type 82 1 1 - - - 1 - - -
d Type 82 1 1 - - - 1 - -
e Type 82 1 1 - - - - - 1 -
f Type 82 1 1 - - - - - - 1
g Type 119 1 1 - - - - - - -
2 Kelebihan Tanah - 940 80 90 90 100

II PENERIMAAN

Hasil Penjualan Rumah 3,472,760 3,472,760 - - 22,805 45,233 67,273 88,924 143,020
Uang Muka 1,174,370 - - 22,805 45,233 67,273 88,924 143,020
KPR 3,170,799
Dana Ditahan 352,311
Kelebihan Tanah - -
Total Kas Masuk 3,472,760 3,472,760 - - 22,805 45,233 67,273 88,924 143,020

III PENGELUARAN
A Pembebasan Tanah & Legalitas
1 Ijin Prinsip & Ijin Lokasi - - - - - - - - -
a ippt dan split - - - -
b Operasional - - - -
2 Pembebasan Tanah 810,335 810,335 805,835 4,500 - - - - -
a Pembelian Tanah 801,335 801,335 801,335 - - - - -
b Kompensasi Pihak III 9,000 9,000 4,500 4,500
(dalam ribuan rupiah)
No. Uraian Anggaran TOTAL Jan-14 Feb-14 Mar-14 Apr-14 May-14 Jun-14 Jul-14
No. Uraian Anggaran TOTAL 1 2 3 4 5 6 7

3 Sertifikasi 31,500 31,500 - 15,750 15,750 - - - -

a BBN INDUK - - -
b ippt dan split 31,500 31,500 - 15,750 15,750
c Operasional - - - - -
Sub Total A 841,835 841,835 805,835 20,250 15,750 - - - -
B Pematangan Tanah
1 Perencanaan & ijin SitePlan - - - - - - - - -
a Pengukuran & Pematokan - - -
b Siteplanning - - - -
c Gambar Kerja & Bestek - - - - - - -
2 Pembersihan & Urugan 119,283 119,283 30,663 48,060 40,560 - - - -
a Pembersihan Lahan 2,883 2,883 2,883
b Urugan Lahan (80 cm) 101,400 101,400 20,280 40,560 40,560
c Biaya Sosial 15,000 15,000 7,500 7,500
3 Prasarana & Sarana 141,600 141,600 5,520 58,898 57,498 19,685 - - -
a Badan Jalan & PavingStone 34,400 34,400 10,320 17,200 6,880
b Pedestrian - - - - -
c Saluran 14,375 14,375 7,188 7,188
d Gorong-gorong RCP - - - -
e Tembok Batas 64,025 64,025 25,610 25,610 12,805
f. Jaringan PDAM 13,800 13,800 5,520 8,280
g Lampu Penerangan 15,000 15,000 7,500 7,500
4 Jaringan PLN 12,600 12,600 - 12,600 - - - - -
a BP Rumah 12,600 12,600 12,600
b BP PJU & Fasum - - -
c PFK Jaringan (Trafo/JTM) - - - -
d Operasional - - -
5 Jaringan Air Bersih 20,500 20,500 - 15,250 5,250 - - - -
a Pendaftaran tiap rmh 10,500 10,500 5,250 5,250
b Operasional 10,000 10,000 10,000
6 Fasilitas Lingkungan 5,000 5,000 - - 1,000 1,000 500 - -
a Gerbang & Gardu Jaga - - - - -
b CCTV + WiFi - - -
c Taman 5,000 5,000 1,000 1,000 500
d Fasum - - - -
e Estate Management - - - - - - - - -
Sub Total B 298,983 298,983 36,183 134,808 104,308 20,685 500 - -
C Biaya Bangunan
1 Perencanaan - - - - - - - - -
a Disain Rumah - - -
b Gambar kerja & RKS - - -
2 IMB 15,350 15,350 15,350 - - - - - -
(dalam ribuan rupiah)
No. Uraian Anggaran TOTAL Jan-14 Feb-14 Mar-14 Apr-14 May-14 Jun-14 Jul-14
No. Uraian Anggaran TOTAL 1 2 3 4 5 6 7

a Formulir Permohonan 350 350 350

b Retribusi IMB Perumahan 9,750 9,750 9,750
c Advis Planning 5,250 5,250 5,250
3 Konstruksi 833,748 208,148 - - - 21,250 21,250 21,250 8,673
a Rumah :
type 82 425,000 119,000 - - - - - -
type 119 404,600 85,000 - - 21,250 21,250 21,250 8,500
- - - - - - - - -
- - - - - - - - -
b Perlengkapan Rumah - -
c Supervisi - - - - - - - - -
d Pemeliharaan 4,148 4,148 173
4 Utilitas - 29,250 - - - - - - 3,250
a SR PLN - 20,250 - - 2,250
b SR Air Bersih - 9,000 - - 1,000
Sub Total C 849,098 252,748 15,350 - - 21,250 21,250 21,250 11,923
D Adm.Umum & Pemasaran
1 Overhead cost 180,000 900,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
a Pra-operasional - - -
b Gaji & Tunjangan 180,000 900,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
c ATK & Operasional Kantor - - - - - - - - -
d Konsumsi, Akomodasi, dll - - - - - - - - -
2 Biaya Pemasaran dan Penjualan 426,687 43,875 15,000 40,000 17,851 17,804 46,630 17,706
a. Marketing Tools : 7,750 7,750 3,875 - - - - 3,875 -
- BillBoard + Pajak (2 Th) - - - -
- Umbul-umbul & Spanduk 6,250 6,250 3,125 3,125
- Brosur 1,500 1,500 750 750
- Leaflet - - - -
b Promosi / Iklan 10,000 70,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000
c Marketing Event - 60,000 10,000 10,000 10,000 10,000
d Pameran - 140,000 35,000 35,000 35,000 -
e AJB, PPAT & Balik Nama Sertifikat - - - - - - - - -
- AJB & PPAT 10,500 13,500 - -
- Balik nama Sertifikat - 18,000 -
e Marketing Fees 86,819 117,437 - - 2,851 2,804 2,755 2,706
Sub Total D 295,069 1,326,687 73,875 45,000 70,000 47,851 47,804 76,630 47,706

TOTAL PENGELUARAN 2,284,985 2,720,253 931,243 200,058 190,058 89,786 69,554 97,880 59,629

IV LABA (RUGI) Operasional /EBIT 1,187,776 752,508 (931,243) (200,058) (167,253) (44,553) (2,281) (8,956) 83,391
Biaya Modal (2,689,600) 4,000 933 2,333 2,333 2,333 2,333 2,333
Adm. & operasional 4,000 4,000
(dalam ribuan rupiah)
No. Uraian Anggaran TOTAL Jan-14 Feb-14 Mar-14 Apr-14 May-14 Jun-14 Jul-14
No. Uraian Anggaran TOTAL 1 2 3 4 5 6 7

Bagi hasil kredit Bank 14.0% (2,693,600) 933 2,333 2,333 2,333 2,333 2,333
Pajak Penghasilan 234,874

V LABA (RUGI) Ops Setelah dipotong Bunga 3,207,234 (935,243) (200,991) (169,586) (46,886) (4,614) (11,290) 81,057

AKTIVITAS MODAL & PENDANAAN

Saldo Awal Kas - 11,644,758 11,563,767 11,394,180 11,347,294 11,342,680 11,331,390

Surplus (Minus) Kas Operasional (935,243) 11,443,767 11,394,180 11,347,294 11,342,680 11,331,390 11,412,448

1 Modal & Pinjaman : - 12,700,000 12,580,000 120,000 - - - - -

Modal Tanah dari PS 12,500,000 12,500,000 - - - - -
Modal Kerja dari PS - -
Kredit Bank 200,000 200,000 80,000 120,000 - - - - -
2 Pengembalian Modal & Pinjaman : - 27,120,000 - - - - - -
Modal Tanah dari PS 801,335 12,500,000
Modal Kerja dari PS - -
Kredit Bank 200,000 14,620,000 -
Kas Modal & Pinjaman Masuk (Keluar) (14,420,000) 12,580,000 120,000 - - - - -

Saldo Akhir Kas (9,988,047) 11,644,758 11,563,767 11,394,180 11,347,294 11,342,680 11,331,390 11,412,448

Outstanding Pinjaman : Max 0 0 0 0 0 0 0

Kredit Bank 200,000 80,000 200,000 200,000 200,000 200,000 200,000 200,000
Modal Kerja dari Pemegang Saham - - - - - - - -
Modal Pembelian Tanah dari PS 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000
12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000
Aug-14 Sep-14 Oct-14 Nov-14 Dec-14 Jan-15 Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15
8 9 10 11 12 13 14 15 16 17 18 19 20

656,705 656,705 656,705 656,705 656,705 656,705 656,705 656,705 656,705 656,705 656,705 656,705 656,705
456,090 456,090 456,090 456,090 456,090 456,090 456,090 456,090 456,090 456,090 456,090 456,090 456,090
448,565 448,565 448,565 448,565 448,565 448,565 448,565 448,565 448,565 448,565 448,565 448,565 448,565
440,795 440,795 440,795 440,795 440,795 440,795 440,795 440,795 440,795 440,795 440,795 440,795 440,795
433,025 433,025 433,025 433,025 433,025 433,025 433,025 433,025 433,025 433,025 433,025 433,025 433,025
425,220 425,220 425,220 425,220 425,220 425,220 425,220 425,220 425,220 425,220 425,220 425,220 425,220
612,360 612,360 612,360 612,360 612,360 612,360 612,360 612,360 612,360 612,360 612,360 612,360 612,360
- - - - - - - - - - - - -

1 1 1 - - - - - - - -
- - - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - - -
- - - - - - - - - - -
- - - - - - - - - - -
- - - - - - - - - - -
1 1 1 - - - - - - - -
110 120 120 120 110

150,834 159,023 167,602 453,811 428,842 392,415 355,970 762,776 494,487 459,270 459,270 45,927 -
150,834 159,023 167,602 145,950 91,854 61,236 30,618 - - - - - -
- - 307,861 302,781 297,537 292,292 730,299 413,343 413,343 413,343 - -
- - 34,207 33,642 33,060 32,477 81,144 45,927 45,927 45,927 -
- - - - - - - - - - -
150,834 159,023 167,602 453,811 428,842 392,415 355,970 762,776 494,487 459,270 459,270 45,927 -

- - - - - - - - - - -

- - - - - - - - - - -
Aug-14 Sep-14 Oct-14 Nov-14 Dec-14 Jan-15 Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15
8 9 10 11 12 13 14 15 16 17 18 19 20

- - - - - - - - - - -

- - - - - - - - - - - - -

- - - - - - - - - - -

- - - - - - - - - - -
- - - - - - - - - - - - -

- - - - - - - - - - - - -

- - - - - - - - - - -

- - - - - - - - - - -

- - - - 1,000 1,000 500 - - - - - -

1,000 1,000 500

-
- - - - - - - - - - - - -
- - - - 1,000 1,000 500 - - - - - -

- - - - - - - - - - -

- - - - - - - - - - -
Aug-14 Sep-14 Oct-14 Nov-14 Dec-14 Jan-15 Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15
8 9 10 11 12 13 14 15 16 17 18 19 20

38,423 29,923 34,173 12,073 12,073 173 6,123 173 173 173 173 173 173

29,750 29,750 29,750 11,900 11,900 - 5,950 - - - - - -

8,500 - 4,250 - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - -
- - - - - - - - - - - - -
173 173 173 173 173 173 173 173 173 173 173 173 173
3,250 3,250 3,250 6,500 3,250 3,250 3,250 - - - - - -
2,250 2,250 2,250 4,500 2,250 2,250 2,250 - - - - - -
1,000 1,000 1,000 2,000 1,000 1,000 1,000 - - - - - -
41,673 33,173 37,423 18,573 15,323 3,423 9,373 173 173 173 173 173 173

30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000

30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
- - - - - - - - - - - - -
- - - - - - - - - - - - -
21,814 55,738 30,592 30,446 30,286 21,982 19,982 14,982 2,000 - - - -
- - - - - - - - - - - - -

5,000 5,000 5,000 5,000 5,000 5,000 5,000

10,000 10,000
35,000
1,500 3,500 3,500 3,500 5,000 5,500 3,500 3,500 2,000 - - - -
1,500 1,500 1,500 1,500 3,000 1,500 1,500 1,500 - - - - -
- 2,000 2,000 2,000 2,000 4,000 2,000 2,000 2,000 - - - -
15,314 12,238 12,092 11,946 20,286 11,482 11,482 11,482 - - - - -
51,814 85,738 60,592 60,446 60,286 51,982 49,982 44,982 32,000 30,000 30,000 30,000 30,000

93,487 118,911 98,015 79,019 76,609 56,405 59,855 45,155 32,173 30,173 30,173 30,173 30,173

57,347 40,113 69,587 374,792 352,233 336,010 296,115 717,622 462,315 429,097 429,097 15,754 (30,173)
2,333 2,333 2,333 (15,167) (32,667) (50,167) (67,667) (91,000) (120,167) (149,333) (168,233) (168,233) (168,233)
-
 Aug-14 Sep-14 Oct-14 Nov-14 Dec-14 Jan-15 Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15
8 9 10 11 12 13 14 15 16 17 18 19 20

2,333 2,333 2,333 (15,167) (32,667) (50,167) (67,667) (91,000) (120,167) (149,333) (168,233) (168,233) (168,233)
- - 22,805 22,428 22,040 21,651 54,096 30,618 30,618 30,618 - -

55,014 37,779 67,253 367,154 362,472 364,137 342,130 754,525 551,863 547,813 566,713 183,988 138,061

11,412,448 11,467,461 11,505,241 10,072,494 8,939,648 7,802,119 6,666,257 5,008,387 3,262,912 1,314,776 242,588 (2,690,700) (6,006,712)
11,467,461 11,505,241 11,572,494 10,439,648 9,302,119 8,166,257 7,008,387 5,762,912 3,814,776 1,862,588 809,301 (2,506,712) (5,868,652)

- - - - - - - - - - - - -
- -
- -
- -
- - 1,500,000 1,500,000 1,500,000 1,500,000 2,000,000 2,500,000 2,500,000 1,620,000 3,500,000 3,500,000 3,500,000
- 3,500,000 3,500,000 3,500,000
-
- 1,500,000 1,500,000 1,500,000 1,500,000 2,000,000 2,500,000 2,500,000 1,620,000 -
- - (1,500,000) (1,500,000) (1,500,000) (1,500,000) (2,000,000) (2,500,000) (2,500,000) (1,620,000) (3,500,000) (3,500,000) (3,500,000)

11,467,461 11,505,241 10,072,494 8,939,648 7,802,119 6,666,257 5,008,387 3,262,912 1,314,776 242,588 (2,690,700) (6,006,712) (9,368,652)

0 0 (0) (0) (1) (1)

200,000 200,000 (1,300,000) (2,800,000) (4,300,000) (5,800,000) (7,800,000) (10,300,000) (12,800,000) (14,420,000) (14,420,000) (14,420,000) (14,420,000)
- - - - - - - - - - - - -
12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 9,000,000 5,500,000 2,000,000
12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 12,500,000 9,000,000
Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Mar-16 Apr-16 May-16 Jun-16
21 22 23 24 25 26 27 28 29 30

656,705 656,705 656,705 656,705 656,705 656,705 656,705 656,705 656,705 656,705
456,090 456,090 456,090 456,090 456,090 456,090 456,090 456,090 456,090 456,090
448,565 448,565 448,565 448,565 448,565 448,565 448,565 448,565 448,565 448,565
440,795 440,795 440,795 440,795 440,795 440,795 440,795 440,795 440,795 440,795
433,025 433,025 433,025 433,025 433,025 433,025 433,025 433,025 433,025 433,025
425,220 425,220 425,220 425,220 425,220 425,220 425,220 425,220 425,220 425,220
612,360 612,360 612,360 612,360 612,360 612,360 612,360 612,360 612,360 612,360
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Mar-16 Apr-16 May-16 Jun-16
21 22 23 24 25 26 27 28 29 30

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Mar-16 Apr-16 May-16 Jun-16
21 22 23 24 25 26 27 28 29 30

173 173 173 173 173 173 173 173 173 173

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
173 173 173 173 173 173 173 173 173 173
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
173 173 173 173 173 173 173 173 173 173

30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000

30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000

30,173 30,173 30,173 30,173 30,173 30,173 30,173 30,173 30,173 30,173

(30,173) (30,173) (30,173) (30,173) (30,173) (30,173) (30,173) (30,173) (30,173) (30,173)
(168,233) (168,233) (168,233) (168,233) (168,233) (168,233) (168,233) (168,233) (168,233) (168,233)
 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Mar-16 Apr-16 May-16 Jun-16
21 22 23 24 25 26 27 28 29 30

(168,233) (168,233) (168,233) (168,233) (168,233) (168,233) (168,233) (168,233) (168,233) (168,233)
- - - - - - - - - -

138,061 138,061 138,061 138,061 138,061 138,061 138,061 138,061 138,061 138,061

(9,368,652) (11,230,591) (11,092,531) (10,954,470) (10,816,410) (10,678,349) (10,540,289) (10,402,228) (10,264,168) (10,126,107)
(9,230,591) (11,092,531) (10,954,470) (10,816,410) (10,678,349) (10,540,289) (10,402,228) (10,264,168) (10,126,107) (9,988,047)

- - - - - - - - - -

2,000,000 - - - - - - - - -
2,000,000

(2,000,000) - - - - - - - - -

(11,230,591) (11,092,531) (10,954,470) (10,816,410) (10,678,349) (10,540,289) (10,402,228) (10,264,168) (10,126,107) (9,988,047)

(14,420,000) (14,420,000) (14,420,000) (14,420,000) (14,420,000) (14,420,000) (14,420,000) (14,420,000) (14,420,000) (14,420,000)
- - - - - - - - - -
- - - - - - - - - -
DATA PROYEK

Nama : ATILLA CLUSTER

Lokasi
Kelurahan : WEDI
Kecamatan : GEDANGAN
Kota : SIDOARJO

Luas Pengembangan : 175

Luas Kavling effektif : 680.27 m2, atau 59.00% 1153
- Rumah 680.27 59.00%
- RUKO - 0.00%
Badan Jalan (PavingStone) 553.72 m2 48.02%
Berm & Saluran - m2 0.00%
FASUM & RTH - m2 0.00%
Total 1,153.00 m2 100.00%

Sisa Kavling yang bisa dijual

Luas Luas Jumlah Unit Jumlah Luas Jumlah Luas Keterangan

Type Bangunan kavling Bangunan Kavling % unit % luas
(M2) STD
(M2) (M2)
119 70 147.63 1 70 147.63 14.29% 19.19%
82 50 101.74 1 50 101.74
50 99.59 1 50 99.59
- 50 97.37 1 50 97.37
- 50 95.15 1 50 95.15 14.29% 12.37%
- 50 92.92 1 50 92.92 14.29% 12.08%
- 70 134.96 1 70 134.96 14.29% 17.54%
RUKO - - - -
Kelebihan Tanah - 0.00%

Total 7 390 769 57.14% 61.18%

Prasarana
Jalan, Berm, Saluran
Jalan PavingStone Berm Saluran dan Gorong-gorong
ROW Panjang Lebar Luas Lebar Luas Type Dimensi Panjang
(M) (M) (M) (M2) (1 sisi) (M2) Lebar (cm) (M')
6 63 6.0 379 - - Sal.Tertutup 60.0 176.24
7 25 7.0 175 - - RCP 80.0 82.00
- - 10.0 - (5.00) -
88 554 -

Listrik Rumah, PJU & Fasum

Listrik Rumah PJU & Fasilitas Lingkungan
Type VA Jumlah Total Jumlah VA Total
Rumah per Unit unit VA Titik (M2) (VA)
119 1300 7 9,100 PJU 3.0 60 180
- 0 - - PJU Double - 120 -
- 0 - - Fasum & 1.0 2,200 2,200
- 0 - - Gardu Jaga -
9,100 2,380

Harga Jual Awal (belum termasuk PPN & BPHTB)

Luas Luas Harga Jual Uang Muka Total Peneri- Total Uang
Type KPR Total KPR
Bangunan kavling maan Muka
(M2) (M2) (000 Rp) (000 Rp) (000 Rp) (000,000) (000,000) (000,000)
70 70 147.6 656,705 492,529 164,176 656,705 492,529 164,176
50 50 101.7 456,090 342,068 114,023 456,090 342,068 114,023
50 50 99.6 448,565 336,424 112,141 448,565 336,424 112,141
50 50 97.4 440,795 330,596 110,199 440,795 330,596 110,199
50 50 95.2 433,025 324,769 108,256 433,025 324,769 108,256
50 50 92.9 425,220 318,915 106,305 425,220 318,915 106,305
70 70 135.0 612,360 459,270 153,090 612,360 459,270 153,090
- - - - - - - -
3,472,760 2,604,570 868,190
Harga Jual Rumah
"HAMLET @ Sukolilo"
NO. TANAH BANG. Published Price
NO BLOK
KAV Ukuran (m) L. (m2) (m2)
1 A 1 11.6 x 15.0 169.0 99.0 676,450,000
2 2 10.0 x 14.0 135.0 45.0 399,900,000
3 3 9.0 x 15.0 135.0 99.0 603,450,000
4 4 7.5 x 14.0 105.0 45.0 336,450,000
5 5 9.0 x 15.0 135.0 99.0 603,450,000
6 6 7.5 x 14.0 105.0 45.0 336,450,000
7 7 9.0 x 15.0 135.0 99.0 603,450,000
8 8 7.5 x 14.0 105.0 45.0 336,450,000
9 9 11.5 x 15.0 172.5 99.0 683,900,000
10 10 7.5 x 14.0 105.0 45.0 336,450,000
11 12 10.0 x 14.0 140.0 99.0 207,500,000
12 B 1 10.6 x 14.0 143.4 63.0 458,450,000
13 2 10.6 x 14.0 143.4 63.0 458,450,000
14 3 7.5 x 14.0 105.0 45.0 336,450,000
15 4 7.5 x 14.0 105.0 45.0 336,450,000
16 5 7.5 x 14.0 105.0 45.0 336,450,000
17 6 7.5 x 14.0 105.0 45.0 336,450,000
18 7 7.5 x 14.0 105.0 45.0 336,450,000
19 8 7.5 x 14.0 105.0 45.0 336,450,000
20 9 10.6 x 14.0 143.4 63.0 458,450,000
21 10 10.6 x 14.0 143.4 63.0 458,450,000
22 C 1 11.5 x 14.0 156.0 63.0 485,450,000
23 2 11.5 x 14.0 156.0 63.0 485,450,000
24 3 7.5 x 14.0 105.0 45.0 336,450,000
25 4 7.5 x 14.0 105.0 45.0 336,450,000
26 5 7.5 x 14.0 105.0 45.0 336,450,000
27 6 7.5 x 14.0 105.0 45.0 336,450,000
28 7 7.5 x 14.0 105.0 45.0 336,450,000
29 8 7.5 x 14.0 105.0 45.0 336,450,000
30 9 7.5 x 14.0 105.0 45.0 336,450,000
31 10 7.5 x 14.0 105.0 45.0 336,450,000
32 11 10.0 x 14.0 140.0 63.0 450,900,000
33 12 10.0 x 14.0 140.0 63.0 450,900,000
34 D 1 7.5 x 14.0 105.0 45.0 336,450,000
35 3 7.5 x 14.0 105.0 45.0 336,450,000
36 5 7.5 x 14.0 105.0 45.0 336,450,000
37 7 7.5 x 14.0 105.0 45.0 336,450,000
38 9 7.5 x 14.0 105.0 45.0 336,450,000
39 11 7.5 x 14.0 105.0 45.0 336,450,000
40 15 x 14.0 159.0 63.0 491,900,000
41 E 1 8.8 x 17.4 153.1 50.0 479,450,000
42 2 9.5 x 18.0 171.0 50.0 517,450,000
43 3 8.0 x 17.6 140.8 50.0 452,900,000
44 4 8.0 x 18.0 144.0 50.0 459,900,000
45 5 8.0 x 17.8 142.4 50.0 456,450,000
46 6 8.0 x 18.0 144.0 50.0 459,900,000
47 7 8.0 x 18.0 144.0 50.0 459,900,000
48 8 8.0 x 18.0 144.0 50.0 459,900,000
49 9 8.0 x 18.2 145.6 50.0 462,900,000
50 10 8.0 x 18.0 144.0 45.0 419,900,000
51 11 8.0 x 18.4 147.2 45.0 426,900,000
52 12 8.0 x 18.0 144.0 45.0 419,900,000
53 14 8.0 x 18.0 144.0 45.0 419,900,000
54 16 8.7 x 18.0 156.0 50.0 485,450,000
Estimasi Perhitungan Dana Pinjaman

PERHITUNGAN HPP dan GROSS MARGIN

Luas Harga Pokok TOTAL
Harga Jual Gross Margin
Type Bangunan Kavling Jumlah Perolehan Pengembangan Konstruksi Harga Pokok
(m2) (m2) Unit Tanah Tanah Bangunan Produksi per Unit Nominal %

119 70 148 1 161,536,993 57,370,784 123,799,000 342,706,777 656,705,000 313,998,223 91.62%

82 50 102 1 111,324,078 39,537,381 89,585,000 240,446,459 456,090,000 215,643,541 89.68%
- 50 100 1 108,971,545 38,701,865 4,585,000 152,258,410 448,565,000 296,306,590 194.61%
- 50 97 1 106,542,417 37,839,147 4,585,000 148,966,564 440,795,000 291,828,436 195.90%
- 50
70

PERHITUNGAN PORSI KREDIT PERBANKAN TERHADAP RUMAH YANG DIBANGUN

Luas Porsi Kredit 70.00% Jumlah TOTAL KREDIT
Type Bangunan Kavling Jumlah Pengembangan Konstruksi Pembiayaan per Type
(m2) (m2) Unit Tanah Bangunan Bank per unit rumah

119 70 148 1 40,159,549 86,659,300 126,818,849 126,818,849

82 50 102 1 27,676,167 62,709,500 90,385,667 90,385,667
- 50 100 1 27,091,306 3,209,500 30,300,806 30,300,806
- 50 97 1 26,487,403 3,209,500 29,696,903 29,696,903

MAX PLAFOND KREDIT 277,202,224

Dibulatkan 200,000,000
Porsi terhadap Sales 5.76%
POTENSI PENERIMAAAN PERUMAHAN D'WIGA REGENCY TAHAP I DAN PENGEMBANGAN TAHAP I
TAHAP I
A Rumah Sudah Terbangun
I Penerimaan Rumah sudah terbeli belum Realisasi (sistem KPR)
a Jumlah Unit 8
b Potensi Omzet 2,514,715,000
c Nilai Perolehan KPR 1,839,715,000

II Penerimaan Rumah sudah terbeli belum Realisasi (sistem Tunai)

a Jumlah Unit 13
b Potensi Omzet 3,487,000,000
c Sisa Penerimaan 235,599,880

B Rumah Dalam Proses pembangunan

I Penerimaan Rumah sudah terbeli belum Realisasi (sistem KPR)
a Jumlah Unit 1
b Potensi Omzet 220,000,000
c Nilai Perolehan KPR 166,000,000

II Penerimaan Rumah sudah terbeli belum Realisasi (sistem Tunai)

a Jumlah Unit 7
b Potensi Omzet 2,387,652,000
c Sisa Penerimaan 706,672,000

c Rumah Belum Dibangun Sudah Terjual

I Penerimaan Rumah sudah terbeli belum Realisasi (sistem KPR)
a Jumlah Unit 12
b Potensi Omzet 3,481,725,000
c Nilai Perolehan KPR 2,236,025,000

II Penerimaan Rumah sudah terbeli belum Realisasi (Tunai)

a Jumlah Unit 2
b Potensi Omzet 903,300,000
c Sisa Penerimaan 663,300,000

PENGEMBANGAN TAHAP I

I Potensi Penerimaan
a Type Jumlah Unit Harga Jual Jumlah
Type 45/1 5 379,280,000 1,896,400,000
Type 70/1 12 608,040,000 7,296,480,000
Ruko 16 350,000,000 5,600,000,000
14,792,880,000

POSISI OUTSTANDING SAAT INI

a Nilai 1,097,000,000
TAHAP I DAN PENGEMBANGAN TAHAP I

Potensi Perolehan KPR

1,327,480,000
5,107,536,000
3,920,000,000
10,355,016,000
Kesimpulan Cluster Atilla

1 Omzet Perumahan 3,472,760,000

2 Harga Perolehan Tanah 810,335,000

3 Penerimaan Pemilik tanah beserta keuntungan

dan perolehan ovehead tiap bulan total sebesar 944,748,750

4 cara Pembayaran tanah dan pembagian hasil

keuntunagan dan overhead bulanan selam 12 bln
a Tahap I utk pembayaran tanah 250,000,000
b Tahap II
Overhead cost dibayarkan setiap bulan @ Rp.4000.000
selama 12 bulan (mengurangi bagi hasil) sebesar 48,000,000
c Tahap III
sebesar 646,748,750 akan dibayarkan prorata
sesuai penjualan 8 unit rumah setelah realisasi

Beban Nilai per unit rumah sebesar 80,843,593.75