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INVESTMENT AGREEMENT

This INVESTMENT AGREEMENT made and entered into on this


……….day of……………………………………, 200…., between CEDI
TRUST FINANCIAL SERVICES acting per its Chairman/Chief
ExecutiveDirector/Representative,…..……………………………………of
P .O. Box A.Y.4 Asuoyeboa near Kumasi in the Ashanti Region of the
Republic of Ghana (hereinafter called the BUSINESS ENTITY which
expression shall where the context so admits include his successors, agents
and assigns) of the ONE PART, and
………………………………………………of……………………………
……………………………………………………………………………....
(hereinafter called the INVESTOR which expression shall where the
context so admits include his successors, agents and assigns) of the
OTHER PART, whereby it is mutually agreed as follows:

1. That, the Investor shall invest and has invested, a principal of


………………………………………………Ghana Cedis (¢………………..)
in the business of CEDI TRUST FINANCIAL SERVICES.

2. That, the Business Entity shall pay to the Investor, an interest of


………………………………………………………. Ghana Cedis (¢ )
- representing ……………………..(……%) per centum of the said principal
invested- every ……………month(s).

3. That, the said Investment shall be from ………. day of……………………..


20………… to ……day of………………………, 20……................................

4. That, the Investor shall put the Lender on notice, at least one month, where
he/she desires to withdraw the aforesaid investment before the period
stipulated in this agreement.

5. That, in consequence of such early withdrawal the investor shall forfeit one
month interest due, to the extent of the amount actually withdrawn.

6. That, as long as the Business Entity does not pay off a part or all of the said
investment to the investor…….. per centum (……%) rate of interest on the
investment shall be paid to the investor every …………………. month(s).

7. That, both parties have agreed to abide by this agreement without deviation
whatsoever.

8. In the event of deviation on the part of the Business Entity, the investor
reserves the right to adopt any lawful means to recover the said amount
together with any interest due.
IN WITNESS WHEREOF THE PARTIES HERETO HAVE SET THEIR
NAMES AND HANDS THE DAY AND YEAR FIRST ABOVE WRITTEN

SIGNED by the said ………………………..}


for and on behalf of CEDI TRUST } .................................
FINANCIAL SERVICES } Business Entity
the presence of:

WITNESS
Name:

Address:

Occupation:

Signature/ Thumbprint:

SIGNED by the said ………………………………}


...…………………..
Investor
in the presence of

WITNESS
Name:

Address:

Occupation:

Signature/Thumbprint:

Note: the interest rate is thirty six per centum (36%) APR

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