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Perhitungan Angsuran

Harga On The Road Rp. 116,700,000


Uang Muka Murni 20.00% Rp. 23,340,000 RATE ASU
Pokok Hutang Murni Rp. 93,360,000
Premi Ass.(Masuk PH) Rp. 4,363,008 1
Extra Drive Rp. 2
Provisi 1.00% Rp. 933,600 3
Administrasi Rp. 3,342,000 4
Total Pokok Hutang Rp. 101,998,608 5
Bunga 10.47000% X 5 x 101,998,608 Rp. 53,396,271
Total A/R Rp. 155,394,879
Angsuran Rp. 2,590,000

Pembayaran Pertama
Uang Muka Rp. 23,340,000
Premi Ass.(Bayar di Muka) Rp. -
Angsuran I Rp.
Administrasi Rp. 658,000
Fiducia Rp. 256,000
Provisi 0.00% Rp. -
Lain-lain Rp. -
Total Pembayaran Pertama Rp. 24,254,000
Discount Rp. -
DP Real/Dibayarkan Rp. 24,254,000
PELUNASAN MURNI 92,446,000
REFUND 7,913,093
ALL IN 100,359,093
Chipmunkz

LTV
87.40240617
RATE ASURANSI KOMBINASI
RATE PREMI TOTAL ASURANSI
3.54 Rp4,131,180 Rp4,131,180
0.65 Rp644,768 Rp4,775,948
0.65 Rp568,913 Rp5,344,860
0.65 Rp530,985 Rp5,875,845
0.65 Rp493,058 6,368,903

RATE BUNGA PASSANGER JAPAN


12 24 36 48 60
ADDM 7.03% 7.44% 7.94% 8.13% 8.60%
ADDB 8.03% 8.44% 8.94% 9.13% 9.60%

RATE COMMERCIAL
12 24 36 48 60
ADDM 8.21% 8.72% 9.30% 9.56% 10.10%
ADDB 9.21% 9.72% 10.30% 10.56% 11.10%

FIDUSIA
TPH BIAYA
<=250.000.000 265,000
<=500.000.000 515,000
<=1.000.000.000 1,865,000
<=500.000.000.000 3,565,000

ASURANSI 1 TAHUN PERTAMA WAJIB CASH

RATE ADDM
TAHUN 12 24 36 48 60
>=2015 8.50% 8.50% 9.25% 9.75% 10.50%
2011-2014 9.00% 9.50% 9.75% 10.55% 11.50%
2007-2010 9.25% 9.75% 10.00% 10.75%

RATE ADDB
TAHUN 12 24 36 48 60
>=2015 9.50% 9.50% 10.25% 10.75% 11.50%
2011-2014 10.00% 10.50% 10.75% 11.55% 12.50%
2007-2010 10.25% 10.75% 11.00% 11.75%
OTR 140,950,000
DISCOUNT 0
OTR After Disc 140,950,000
ASURANSI TIRING COMPREHENSIVE OTR
ATAS 3.27000% 140,950,000
1 TH
BAWAH 2.57000% 140,950,000
ATAS 6.62600% 140,950,000
2 TH
BAWAH 5.42600% 140,950,000
ATAS 9.31600% 140,950,000
3 TH
BAWAH 7.94600% 140,950,000
ATAS 11.98800% 140,950,000
4 TH
BAWAH 10.29800% 140,950,000
ATAS 14.60200% 140,950,000
5 TH
BAWAH 12.48200% 140,950,000
50,000
0
50,000
Rp
4,609,065
3,622,415
9,339,347
7,647,947
13,130,902
11,199,887
16,897,086
14,515,031
20,581,519
17,593,379

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