Loan Interest Rate & Fees

Your Interest Rate Loan Fees

During the life of the loan, your rate is fixed. It will not depend upon whether the loan is Origination Fee: None
co-signed or guaranteed.

18.99%

Loan Cost Examples

You will not have the option of deferring payments while enrolled in our school. This example provides an estimate based upon the one repayment option available to you while
enrolled in school.

Total Paid over

Amount Provided Interest Rate Five Years
Repayment Option (amount provided directly to you (highest possible Loan Term (includes associated
(while enrolled in school) or your school) starting rate) (how long you have to pay off the loan) fees)

Make Full Payments

Five years beginning with the
Pay both the principal and interest on your loan $5,995.00 18.99% $9,328.80
date of your loan
while enrolled in school

About this example

The example above assumes repayment over a five-year term. For smaller loan amounts and borrowers who we believe are capable of repaying their obligation in a shorter period
of time, the loan term will be shorter (which will increase the monthly payment above the level for a five-year loan of the same size).
Federal Loan Alternatives
Loan Program Current Interest Rates by Program Type

Perkins
5% fixed
for Students

4.45% fixed Undergraduate subsidized

Stafford
for Students
4.45% fixed Undergraduate subsidized & Graduate

Plus 7.0% fixed Federal Family Education Loan

for Parents and
Graduate/Professional Students 7.0% fixed Federal Direct Loan

Next Steps
1. Find Out About Other Loan Options. We may have school-specific student loan benefits and terms not detailed on this form. Contact our financial aid office or visit the Departement
of Education's website at: https://studentaid.ed.gov/sa/ for more information about other loans.

2. To Apply for this Loan, Complete the Application and the Self-Certification Form. You may get the certification form from our financial aid office, or by clicking here. If you are
approved for this loan, the loan terms will be available for 30 days (terms will not change during this period, except as permitted by law).

Reference Notes

Eligibilty Criteria
You must enroll in our school and be old enough to sign a binding contract to obtain a loan from us.

Bankruptcy Limitations
If you file for bankruptcy you may still be required to pay back this loan.

More information about loan eligibility and repayment deferral or forbearance options is available in your loan application and loan management.
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NAME LAZARO A. HERNANDEZ ROQUE

SIGNATURE CAPTURE DATE 09/05/2019
SIGNATURE APPLIED DATE 09/16/2019
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© 2019 C.R. England, 4701 W 2100 S, Salt Lake City, UT 84120, United States. All Rights Reserved. © 2019 C.R. England, 4701 W 2100 S, Salt Lake City, UT 84120, United States. All rights reserved.