G 1%

i 1.5 % gaji turun per bulan

A 10,000,000.00 gaji perbulan
P 200,000,000.00 kreditan
N 25

P/G(tabel) 252.892 1%
ganti-ganti
P/G(tabel) 232.626 1.50%

G 790851.43065024 G gaji 859,749.13

F 219,771,285.77 total yg dibayar total gaji 228,506,271.87

sisa 8734986.10361242

19771285.766256 21,493,728.13
G 1%
i 1.5 % gaji turun per bulan
A 10,000,000.00 gaji perbulan
P 200,000,000.00 kreditan
N 24

P/G(tabel) 234.179 1%
P/G(tabel) 216.085 1.50%

G 854047.544826821 G gaji 925,561.70

F 220497141.075844 total yg dibayar total gaji 217,786,519.19

sisa -2710621.88200793
Harga awal 1,000,000,000
DP 200,000,000
Cicilan 7,500,000
Kenaikan bunga tiap bulan 1%
Cicilan ke Hutang Bayar cicilan Bunga/bulan
0 800,000,000 -
1 792,500,000 7,500,000
2 784,925,000 7,575,000 0.01
3 777,274,250 7,650,750 0.0201
4 769,546,993 7,727,258 0.030301
5 761,742,462 7,804,530 0.04060401
6 753,859,887 7,882,575 0.0510100501
7 745,898,486 7,961,401 0.0615201506
8 737,857,471 8,041,015 0.0721353521
9 729,736,045 8,121,425 0.0828567056
10 721,533,406 8,202,640 0.0936852727
11 713,248,740 8,284,666 0.1046221254
12 704,881,227 8,367,513 0.1156683467
13 696,430,040 8,451,188 0.1268250301
14 687,894,340 8,535,700 0.1380932804
15 679,273,283 8,621,057 0.1494742132
16 670,566,016 8,707,267 0.1609689554
17 661,771,676 8,794,340 0.1725786449
18 652,889,393 8,882,283 0.1843044314
19 643,918,287 8,971,106 0.1961474757
20 634,857,470 9,060,817 0.2081089504
21 625,706,045 9,151,425 0.2201900399
22 616,463,105 9,242,940 0.2323919403
23 607,127,736 9,335,369 0.2447158598
24 597,699,014 9,428,723 0.2571630183
25 588,176,004 9,523,010 0.2697346485
26 578,557,764 9,618,240 0.282431995
27 568,843,341 9,714,422 0.295256315
28 559,031,775 9,811,567 0.3082088781
29 549,122,093 9,909,682 0.3212909669
30 539,113,314 10,008,779 0.3345038766
31 529,004,447 10,108,867 0.3478489153
32 518,794,491 10,209,956 0.3613274045
33 508,482,436 10,312,055 0.3749406785
34 498,067,260 10,415,176 0.3886900853
35 487,547,933 10,519,327 0.4025769862
36 476,923,412 10,624,521 0.416602756
37 466,192,646 10,730,766 0.4307687836
38 455,354,573 10,838,074 0.4450764714
39 444,408,119 10,946,454 0.4595272361
40 433,352,200 11,055,919 0.4741225085
41 422,185,722 11,166,478 0.4888637336
42 410,907,579 11,278,143 0.5037523709
43 399,516,655 11,390,924 0.5187898946
44 388,011,821 11,504,833 0.5339777936
45 376,391,940 11,619,882 0.5493175715
46 364,655,859 11,736,081 0.5648107472
47 352,802,418 11,853,441 0.5804588547
48 340,830,442 11,971,976 0.5962634432
49 328,738,746 12,091,696 0.6122260777
50 316,526,134 12,212,613 0.6283483385
51 304,191,395 12,334,739 0.6446318218
52 291,733,309 12,458,086 0.6610781401
53 279,150,642 12,582,667 0.6776889215
54 266,442,148 12,708,494 0.6944658107
55 253,606,570 12,835,579 0.7114104688
56 240,642,636 12,963,934 0.7285245735
57 227,549,062 13,093,574 0.7458098192
58 214,324,553 13,224,509 0.7632679174
59 200,967,798 13,356,754 0.7809005966
60 187,477,476 13,490,322 0.7987096025
61 173,852,251 13,625,225 0.8166966986
62 160,090,773 13,761,477 0.8348636655
63 146,191,681 13,899,092 0.8532123022
64 132,153,598 14,038,083 0.8717444252
65 117,975,134 14,178,464 0.8904618695
66 103,654,885 14,320,249 0.9093664882
67 89,191,434 14,463,451 0.9284601531
68 74,583,348 14,608,086 0.9477447546
69 59,829,182 14,754,167 0.9672222021
70 44,927,474 14,901,708 0.9868944242
71 29,876,748 15,050,725 1.0067633684
72 14,675,516 15,201,233 1.0268310021
73 -677,729 15,353,245 1.0470993121
Total Bunga = 33.757030522
Harga awal 200,000,000
Gaji Bulanan 10,000,000
Penurunan gaji tiap bulan 1.50%
Bulan ke Sisa untuk balik modal Pendapatan
0 200,000,000 10,000,000
1 190,000,000 9,850,000
2 180,150,000 9,702,250
3 170,447,750 9,556,716
4 160,891,034 9,413,366
5 151,477,668 9,272,165
6 142,205,503 9,133,083
7 133,072,421 8,996,086
8 124,076,334 8,861,145
9 115,215,189 8,728,228
10 106,486,962 8,597,304
11 97,889,657 8,468,345
12 89,421,312 8,341,320
13 81,079,993 8,216,200
14 72,863,793 8,092,957
15 64,770,836 7,971,563
16 56,799,273 7,851,989
17 48,947,284 7,734,209
18 41,213,075 7,618,196
19 33,594,879 7,503,923
20 26,090,956 7,391,364
21 18,699,591 7,280,494
22 11,419,097 7,171,286
23 4,247,811 7,063,717
24 -2,815,906 6,957,761