LOVELY PROFESSIONAL UNIVERSITY

(The format to be used for Planning the academic activities other than Lecturers/Tutorial/Practical like
Assignments, Case study, Presentation, Quiz, Projects, Class tests, industrial visits, teaching practice, court visits etc. to be
undertaken as a part of the continuous assessment for the Course)
Term Paper
Lovely School of Business Department of Management
Name of the faculty member: Bhavdeep S Kochar
Course No.: MGT636 Course Title: Personal Financial Planning
Class: MBA Semester: III Section: SP112 Batch: 2009-11
Max. Marks: 25 Date of Allotment Date of Submission: 19, November, 2010
Important: To be read before filling up the Plan format.
1. Planning for academic activities other than Lecturers/Tutorial/Practical like Assignments, Case study, Presentation,
Quiz, Projects, Class tests, industrial visits, teaching practice, court visits etc to be undertaken as a part of the continuous
assessment for the Course should be prepared separately as per the format at the start of the session.
2. Industry oriented academic activity should be encouraged. If the academic activity is organization based, please specify
the organization with respect to the assignment. Absolute theoretical academic assignments, which involve only copying
from the books, should be discouraged. Model *(Method/Pedagogy) used in allotment and evaluation of the assignments
should also be specified in the assignment plans itself.
3. All the students should be given a different topic of assignment, in all cases either the topic of assignment should be
different or the organization on which the assignment is based should be different.
S. Roll No. Objectives Topic Model*
No
1 The objective of Build your own personal financial plan; All the students are required
this academic Students are required to create a working long life personal
financial plan. Like all plans, your personal plan to explore entire information
activity is to will require periodic review and revision. Students are required to
make the students do following tasks:
on given topic or sector.
competent Student should review their current financial situation; create three
enough to apply short term goals and three intermediate
term goals and long term goals student are also required to do: Each Student has to prepare
practically the Cash Management,
various concepts Investment Planning, a report according to the
which they have Insurance Planning,
learnt in this Tax Planning, topic assigned to him. No
RT1901A Retirement Planning,
course.
28 Estate Planning etc.
two students should be given
2 Construct a Portfolio for investment of given sum of money
(Lumpsum) in different investment alternative for
same topic. The areas of
different time horizons. Take at least 5-10 alternatives in your
RT1901B portfolio which will generate a definite amount of information must be as
36 income after a particular age.
following:-
3 RT1901B Study on Mutual Funds - Structure & Working of AMCs
62 a) Introduction of

4 Set long term financial goals related to education, housing or topic or sector
RT1902A retirement. Develop a saving plan, such as
01 automatic withdrawls, to achieve long term financial goals. under

5 Construct a Portfolio for investment of given sum of money consideration;

(Lumpsum) in different investment alternative for
different time horizons. Take at least 5-10 alternatives in your b) Complete Analysis
RT1902A portfolio which will generate a definite amount of
63 income after a particular age.
of the topic or
6 Analyze the potential market of Insurance in India and Find the
causes behind the failure of Insurance sector under
companies particularly Health Insurance companies to fetch the
profits and analyze the new innovative consideration
products/services that are offered by various insurance companies
RT1902B to capture the market in last 2 years and c) Prepare a complete
60 suggest Innovative Insurance Products.
report on the topic
7 RT1902B Emergence and relevance of Re-Insurance business keeping in
66 mind the large scale of devastations worldwide. or sector including
 history of sector or
8 Identify saving and investment decisions that would minimize
RT1903A future income taxes. Develop a plan for actions topic assigned
02 to take related to your current and future tax situation.
under consideration
9 Develop a plan for assessing housing needs and costs in the future.
RT1903A Monitor changing interest rates and
d) Suggestions or
04 assess refinancing alternatives.
Recommendations
10 RT1903A Study on Life Insurance Business in India
06 for improvement in
11 RT1903A Study on General Insurance Business in India
given topic or
08
sector.
12 Put yourself 10 years into the future. Construct a fairly detailed and
realistic balance sheet and income and
RT1903A expense statement reflecting what you would like to achieve by e) Provide complete
09 that time.
references for any
13 Build your own personal financial plan;
Students are required to create a working long life personal type of secondary
financial plan. Like all plans, your personal plan
will require periodic review and revision. Students are required to source of
do following tasks:
Student should review their current financial situation; create three data/information
short term goals and three intermediate
term goals and long term goals student are also required to do:
Cash Management, used.
Investment Planning,
Insurance Planning, Topic (a) to (e) :
Tax Planning,
RT1903A Retirement Planning, 5 Marks each.
11 Estate Planning etc.

14 Set long term financial goals related to education, housing or

RT1903A retirement. Develop a saving plan, such as
13 automatic withdrawls, to achieve long term financial goals.

15 Construct a Portfolio for investment of given sum of money

(Lumpsum) in different investment alternative for
different time horizons. Take at least 5-10 alternatives in your
RT1903A portfolio which will generate a definite amount of
15 income after a particular age.

16 Analyze the potential market of Insurance in India and Find the

causes behind the failure of Insurance
companies particularly Health Insurance companies to fetch the
profits and analyze the new innovative
products/services that are offered by various insurance companies
RT1903A to capture the market in last 2 years and
17 suggest Innovative Insurance Products.

17 RT1903A Emergence and relevance of Re-Insurance business keeping in

19 mind the large scale of devastations worldwide.

18 Identify saving and investment decisions that would minimize

RT1903A future income taxes. Develop a plan for actions
20 to take related to your current and future tax situation.

19 Develop a plan for assessing housing needs and costs in the future.
RT1903A Monitor changing interest rates and
22 assess refinancing alternatives.

20 RT1903A Study on Life Insurance Business in India

55

21 RT1903A Study on General Insurance Business in India

 59

22 Put yourself 10 years into the future. Construct a fairly detailed and
realistic balance sheet and income and
RT1903A expense statement reflecting what you would like to achieve by
64 that time.

23 RT1903A Microfinance in India

66

24 RT1903A New Norms for Mutual Funds by AMFI in 2010

74

25 RT1903B Study on Banking Innovations in India

27

26 RT1903B SEBI V/S IRDA in Insurance

29

27 RT1903B Microfinance in India

31

28 Construct a Portfolio for investment of given sum of money

(Lumpsum) in stock market(Spot market) for
different time horizons. Take at least 10-15 securities in your
RT1903B portfolio and analysis your portfolio at the end of
38 semester.

29 RT1903B Study on The Effects Of Global Financial Crisis On

40 Financial Institutions and Service Agencies

30 Analyze the impact of changes in SEBI regulations

RT1903B regarding mutual fund business in the last five years in the
42 mutual fund industry players in India

31 RT1903B Study on Mutual Funds - Structure & Working of AMCs

45

32 RT1903B SEBI V/S IRDA in Insurance

47

33 RT1903B New Norms for Mutual Funds by AMFI in 2010

49

34 RT1903B Study on Banking Innovations in India

57

35 Analyze the impact of changes in SEBI regulations

RT1903B regarding mutual fund business in the last five years in the
58 mutual fund industry players in India

36 RT1903B Microfinance in India

63

37 Set long term financial goals related to education, housing or

RT1903B retirement. Develop a saving plan, such as
70 automatic withdrawls, to achieve long term financial goals.

38 RT1903B Study on The Effects Of Global Financial Crisis On

72 Financial Institutions and Service Agencies

39
40

41

42

Date: Sig. of Faculty member