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Banque du Liban et dƞOutre-Mer s.a.l. (named hereafter BLOM BANK) was founded in 1951 by Messrs. Hajj Hussein AL OUEINI, Georges MAALOUF,
Najib YAFET and Sheikh Boutros EL ƛ KHOURY. Hajj Hussein AL OUEINI was elected Chairman of Board, Sheikh Boutros EL ƛ KHOURY and Mr.
Georges MAALOUF as Vice-President. Sheikh Boutros EL ƛ KHOURY remained in this position until he passed away and Mr. Georges MAALOUF until he
immigrated. Mr. Emile BOUSTANY was appointed General Manager.

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Banque du Liban et dƞOutre-Mer s.a.l. (named hereafter BLOM BANK) was founded in 1951 by Messrs. Hajj Hussein AL OUEINI, Georges MAALOUF,
Najib YAFET and Sheikh Boutros EL ƛ KHOURY. Hajj Hussein AL OUEINI was elected Chairman of Board, Sheikh Boutros EL ƛ KHOURY and Mr.
Georges MAALOUF as Vice-President. Sheikh Boutros EL ƛ KHOURY remained in this position until he passed away and Mr. Georges MAALOUF until he
immigrated. Mr. Emile BOUSTANY was appointed General Manager.


Opening of a branch in Jeddah ƛ Saudi Arabia.


Dr. Naaman AZHARI was appointed General Manager of BLOM BANK.

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Dr. Naaman Azhari was appointed Chairman and General Manager of BLOM BANK.


Arope Insurance was established with a leading French re-insurance company, LASCOR.


BLOM BANK established a new branch in Dubai.


La Banque de LƞOrient Arabe et dƞOutre ƛMer (Banorabe), was founded in Paris by BLOM BANK and other Swiss & Arab shareholders.

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BLOM BANK established a new branch in Sharjah.


BLOM Bank Switzerland was established in Geneva.


BLOM BANK became the Largest Bank in Lebanon


BLOM BANK established a branch in Muscat.
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The London branch of BLOM BANK was established. ƝSaoudization' of Jeddah branch due to the decision to Saoudize banks in Saudi Arabia.


Dr. Ezzat TRABOULSI was appointed General Manager of BLOM BANK until he resigned in 1997. He was then appointed Chairmanƞs advisor of BLOM
BANK.


Mr. Habib RAHAL was appointed General Manager of BLOM BANK.
Mr. Fawaz KAYAL was appointed Assistant General Manager of BLOM BANK.


Banque Banorabe acquired 100% of BLOM Bank Switzerland shares.

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BLOM BANK opened an offshore banking unit in Limassol, Cyprus.


Banque dƞAffaires du Liban et dƞOutre-Mer, an investment banking subsidiary of BLOM BANK, was established by BLOM BANK. Dr. Fadi OSSEIRAN was
appointed General Manager of this Bank.


BLOM BANK acquired Banque Banorabe, which in turn owns BLOM Bank Switzerland. Thus, BLOM BANK became the most geographically diverse
Lebanese Bank with the largest presence in Europe and the Gulf.


Mr. Samer AZHARI was elected General Manager of BLOM BANK and Mr. Saad AZHARI, General Manager of BLOM Bank Switzerland and the Groupƞs
General Secretary. BLOM BANK moved its head office and main branch to a new building in Verdun. Mr. Fateh BEKDACH was elected General Manager
of the affiliated Insurance Company of the Group, AROPE INSURANCE.

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Mr. Samer AZHARI was elected Chairman and General Manager of the affiliated insurance company of the Group, AROPE INSURANCE.
Mr. Saad was elected Chairman and General Manager of Banque dƞAffaires du Liban et dƞOutre-Mer.


Dr. Naaman AZHARI was elected as ƝThe Best Banking Personality in the Arab Worldƞ by the Association of Arab Banks.
Mr. Samer AZHARI was elected Vice-President of the Lebanese Banking Association.


BLOM BANK was chosen as the Best Bank in Lebanon by Euromoney. BLOM BANK was assigned the highest rating A- for its domestic financial strength
by Capital Intelligence, the rating agency specialized in rating banks in the Middle East.

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BLOM BANK celebrated its 50th anniversary while maintaining, for the 20th consecutive year, its position as ƝThe Largest Bank in Lebanonƞ.

ƝBanque du Liban et dƞOutre-Merƞ abbreviated its name in English to become BLOM BANK s.a.l. and ƝBanque dƞAffaires du Liban et dƞOutre-Merƞ
changed its name to English becoming BLOMINVEST BANK s.a.l.
The Group also redesigned the logos of all its banking entities.
Mr. Saad AZHARI was elected as Chairman of BLOM Bank Switzerland and Vice-Chairman and General Manager of BLOM BANK while keeping his
position as Chairman and General Manager of BLOMINVEST BANK. He was also elected Vice-Chairman of the Association of Banks in Lebanon.
Mr. Samer AZHARI was elected in September 2001 as Chairman and General Manager of Banque Banorabe (starting date: January 14, 2002), in
addition to his position as board member and General Manager of BLOM BANK and Chairman and General Manager of AROPE INSURANCE.
BLOM BANK opened a new branch in the Damascus free zone in Syria in September 2001.
BLOM BANK won the award of ƝThe Best Bank in Lebanon for 2001ƞ from the International Institution Euromoney and ƝThe Best Bank in Lebanon for
2001ƞ from Global Finance.
BLOM BANK inaugurated in December 2001 the second building related to its headquarters in Verdun area. The twin buildings are considered a
landmark in Lebanon.

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Mr. Samer AZHARI was elected as Group Secretary General in November 2001 in addition to his position as board member of BLOM BANK, Chairman
and General Manager of Banque Banorabe and Chairman and General Manager of AROPE INSURANCE.
BLOM BANK won the award of ƝThe Best Bank in Lebanon for 2002ƞ from Euromoney for the 3rd consecutive year and best bank from Global Finance
for the second consecutive year
BLOM BANK issues preferred shares for the amount of US Dollar 75 million divided into 750 thousand shares of 100 US Dollar each.


BLOM BANK remains the Largest Bank in Lebanon for 23 consecutive years.
BLOM BANK won the awards of ƝThe Best Bank in Lebanon for 2003ƞ from Euromoney for the 4th consecutive year and from Global Finance for the 3rd
consecutive year as well as the ƠBank of yearơ award from The Banker .
BLOM BANK remains the only Lebanese bank to benefit exclusively from the highest financial strength rating BBB+ from Capital Intelligence.
BLOM BANK obtained a license to establish a private bank in Syria and to open a branch in Amman ƛ Jordan.


The Group established the private bank, BANK OF SYRIA AND OVERSEAS. BLOM BANK became the largest shareholder with a 39% share whereas
IFCƞS share is of 10%. The remaining capital is subscribed by Syria individuals.
BLOM BANK opened new branches in Haret Hreik, Aley and in Aaman ƛ Jordan.
BLOM BANK issued series 2004 Preferred shares for USD 75 million, which are considered as Tier 1 and Tier 2 Capital.
Mr. Amr AZHARI was appointed as Assistant General Manager of BLOM BANK.
BLOM BANK won the awards of ƝThe Best Bank in Lebanon for 2004ƞ from Global Finance for the 3rd consecutive year and from Euromoney for the 5th
consecutive year.

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BLOM BANK was selected as ƝThe Best Bank in Lebanon for 2005ƞ by international specialized magazine Global Finance.
BLOM BANK ranked first in the Top 1000 world banks as selected in the July issue of The Banker, registering a significant growth in its international
ranking to become the only Lebanese bank among the Top 500 world banks in total assets.
BLOM BANK won the award of ƝBest Debt House in Lebanonƞ from Euromoney, a specialized international institution.
BLOM BANK continues to benefit exclusively among Lebanese banks, and for the 5th consecutive year, of the highest financial strength rating from
Capital Intelligence, specialized in bank rating in the Middle East.
BANK OF SYRIA AND OVERSEAS, affiliate of BLOM BANK, opened 2 new branches in Damascus, one in Aleppo and one in Lattakia.
BLOM BANKƞs share of AROPE INSURANCE increased to reach 88.49%.
BLOM BANK issued series 2005 preferred shares.
BLOM BANK acquired 96.78% of MISR ROMANIAN BANK in December 2005. The Bank was renamed BLOM BANK EGYPT and BLOM BANK currently
owns approximately 99% of it.

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On February 2006, BLOM BANK Issued, 3 millions Global Depositary receiptsơ GDRơ for a total amount of USD 276 million. Credit Suisse acted as
Global Coordinator, Sole Bookrunner and Lead Manager for the issue and both SHUAA Capital PSC and Global Investment House as co-lead managers.
BLOM BANK established on February 2006, BLOM DEVELOPMENT BANK, an Islamic bank that is 99.98% owned by BLOM BANK s.a.l.
The Bank renamed all its affiliated banks to place them all under the BLOM BANK umbrella as such, Banque Banorabe became BLOM BANK FRANCE
and Banque Banorient (Suisse) was renamed BLOM Bank Switzerland.
Consequently, all logos of the Group were reworked in order to further strengthen the solidity of the Group and create a unified front.
BANK OF SYRIA AND OVERSEAS opened two new branches one in Hama and the second in Tartous.
AROPE Insurance which is 88.49% owned by BLOM BANK, established on June 2006 one of the first private insurance companies in Syria, named
AROPE SYRIA.
BLOM BANK inaugurated 3 new branches in Lebanon; Mansourieh, Zouk Mousbieh and a Retail Branch in Verdun. It opened as well a new branch in
Wahadat in Amman- Jordan
BLOM BANK received all the awards granted for Lebanese banks in 2006 by Euromoney magazine; The Best Bank and the Best Investment Bank in
Lebanon.
 BLOM BANK was awarded as well ƝThe Best Bank in Lebanonƞ by Global Finance.
BLOM BANK continues to enjoy exclusively the highest financial strength rating among Lebanese banks according to Capital Intelligence.
On September 2006, AROPE Insurance moved its headquarters to BLOM BANKƞs headquarters building in Verdun.
BLOM BANK EGYPT opened 6 new branches in Egypt.

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Dr. Naaman AZHARI was appointed Chairman of BLOM GROUP and Mr. Saad AZHARI was appointed Chairman & General Manager of BLOM BANK s.a.l
BLOM BANK was awarded the Highest Financial Strength Rating, exclusively amongst Lebanese banks, from 

 

BLOM BANK was also granted the Highest National Score Rating Aa1.lb from  !"

BLOM BANK inaugurated a new branch in Jubaiha - Jordan

BLOM BANK received Six International Awards for best Bank in one Year:
 Best Bank in Lebanon from þ #$
 
 Best Bank for the Use of Technology in the Middle East from c
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 Best Deal of the Year in Lebanon from K c
 Best Trade Finance Bank in Lebanon from þ #$
 
 Best Foreign Exchange Bank in Lebanon from þ #$
 
 Best Consumer Internet Bank in Lebanon 2007 from þ #$
 
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Mr. Amr AZHARI was appointed General Manager of BLOM BANK

BLOM BANK was awarded the Highest Financial Strength Rating, amongst Lebanese banks , from Capital Intelligence

BLOM BANK was also granted the Highest National Score Rating Aa1.lb from Moodyƞs

BLOM BANK inaugurated a new branch in Irbid - Jordan

BLOM BANK received eight International Awards for best Bank in one Year :

 The Best Bank in Lebanon from K c.

 The Best Bank in Lebanon from %& ' .
 The Best Bank in Lebanon from þ #$
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 Best Bank for Trade Finance in the Middle East from c
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 Best Bank for Trade Finance in the Middle East from M !$
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 Best Bank for Foreign Exchange Operations from þ #$
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 Best Bank for Trade Finance from þ #$
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 Best Bank for Consumer Internet Banking from þ #$
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 Best Consumer Internet Bank in Lebanon 2007 from þ #$
 .


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Banque du Liban et dƞOutre-Mer s.a.l. (named hereafter BLOM BANK) was founded in 1951 by Messrs. Hajj Hussein AL OUEINI, Georges MAALOUF,
Najib YAFET and Sheikh Boutros EL ƛ KHOURY.

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(% + ,K  ''  -

Bank of New York** 34.37 %

Banorabe S.A., SPF*** 13.26 %

AZA Holding (Azhari Family over 50%) 9.33 %

Azhari Family 2.86 %

Actionnaires Unis (Azhari Family over 50%) 1.83%

Shaker Holdings S.A.L. (Shaker Family) 5.39 %

Mrs. Nada Aoueini 5%

Jaroudy Family 3.61 %

Saade Family 1.91 %

Khoury Family 1.97 %

Others 20.47 %

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Mr. Saad AZHARI - Chairman & General Manager
Mr. Samer AZHARI ƛ Group Secretary General
Me. Youssef Selim TAKLA ƛ Member
HE Sheikh Ghassan Ibrahim SHAKER ƛ Member (Grand officier de la légion dƞHonneur)
Sheikh Salim Boutros EL-KHOURY ƛ Member
Mr. Habib RAHAL ƛ General Manager
Mr. Nicolas Nicolas SAADE ƛ Member
Dr. Fadi OSSEIRAN ƛ Member
Mr. Joseph Emile KHARRAT ƛ Member
Mr. Marwan JAROUDI ƛ Member

þ'
 
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Mr. Saad AZHARI
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Mr. Samer AZHARI
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Mr. Habib RAHAL
Mr. Amr AZHARI
.&þ
Mr. Elias ARACTINGI - Retail Banking Department

þ(*)
Dr. Pierre ABOU EZZE - Human Resources Department
Mr. Talal BABA - Accounting Department
Mr. Antoine LAWANDOS - Information Systems Department
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 (*)
Mr. Moustapha GHALAYINI
Sheikh Fahim MOƞDAD - Formerly, Vice Governor of the Central Bank of Lebanon
Mr. Georges SAYEGH

(* By Alphabetical Order)

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'5-6 .'37


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Mr. Grégoire AZAR International Affairs & Treasury Department

Mrs. Jocelyne CHAHWAN Retail Banking Department

Mr. Georges CHEDID Marketing Department / Syrian Desk

Mr. Samir KASSIS Corporate Unit

Mr. Mekhael KAZZI Back Office Operations Department

Mr. Naoum RAPHAEL Group Inspection Unit

Mr. Jacques SABOUNGI Trade Finance Department

Mr. Fouad SAID Marketing Department / Overseas

Me. Aimee SAYEGH Legal Affairs Department

Mr. Ramzi TARABISHI Internal Audit Department

Mr. Samih ZEIN EL DINE Administration Department

1


Mr. Elias MOKHACHEN Marketing Department / Syrian Desk

56

Mrs. Ayla DAME Communication Department

Mr. Boutros KHOURY Marketing Department / Syrian Desk

Mr. Gerard RIZK Risk Management Department

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Mrs. Aline ABI RACHED IT Operations Division

Mr. Gladson DOUGLASS Marketing Department

Mr. Michel GHANEM Marketing Department

Mr. Rabih HALABI Strategic Planning and Organization & Purchasing Department

Mr. Imad KADI Retail Credit Division

Mr. Mounir TOUKAN Credit Department

 .&56

Mr. Marcel ABOU JAOUDE Marketing Department / Overseas

Mr. Malek COSTA Compliance Department

Mr. Imad JUNDI Back Office Compliance


56

Mr. Charles HADDAD Recovery & General Management Secretariat Unit

 




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Get the best for your money from the best in retail banking. Retail banking that offers you a wide range of products and services
to accommodate to all your needs.
 BLOM BANK Retail - Lebanon
 BLOM BANK Retail - Jordan
 Bank of Syria and Overseas - Retail

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BLOM BANK provides distinguished corporate banking services directly and through its subsidiaries, BLOM BANK France (located
in Paris, London, Dubai & Sharjah), BLOM BANK Egypt, Bank of Syria and Overseas.
... Read more

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Private banking services are extended to our clients through both our investment-banking arm BLOMINVEST BANK sal. and our
Geneva-based subsidiary BLOM BANK Switzerland. Read more about these services that include: Investment consulting, term
deposits in all major currencies and portfolio management.
... Read more

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BLOM BANK offers its clients insurance services covered by 3 of his entities...
... Read more

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 BLOM BANK offers the most reliable Islamic banking products and services through BLOM DEVELOPMENT BANK S.A.L. (BDB). All
BLOM DEVELOPMENT BANKƞs activities are subject to the control and supervision of the BDB Sharia Board.
... Read more

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BLOM BANK caters for residents outside Lebanon who wish to open an account with BLOM Bank. Check how to open an account
from abroad and how to transfer at any of BLOMƞs branches through the network of correspondents.
... Read more

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