Simulasi Griya iB Hasanah Fixed Income 2020

NASABAH FIXED INCOME

Harga Simulasi Harga Jual Bank (A) dan Angsuran Per Bulan (B) Sesuai Jangka Waktu
A&B
Beli Bank 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
A 53,160,000 56,230,000 59,435,000 62,820,000 66,350,000 70,040,000 73,870,000 77,880,000 82,040,000 86,400,000 90,920,000 95,600,000 100,440,000 105,440,000 110,600,000 115,920,000 121,400,000 127,040,000 132,840,000 138,800,000
50,000,000
B 4,430,000 2,342,917 1,650,972 1,308,750 1,105,833 972,778 879,405 811,250 759,630 720,000 688,788 663,889 643,846 627,619 614,444 603,750 595,098 588,148 582,632 578,333
A 159,480,000 168,690,000 178,305,000 188,460,000 199,050,000 210,120,000 221,610,000 233,640,000 246,120,000 259,200,000 272,760,000 286,800,000 301,320,000 316,320,000 331,800,000 347,760,000 364,200,000 381,120,000 398,520,000 416,400,000
150,000,000
B 13,290,000 7,028,750 4,952,917 3,926,250 3,317,500 2,918,333 2,638,214 2,433,750 2,278,889 2,160,000 2,066,364 1,991,667 1,931,538 1,882,857 1,843,333 1,811,250 1,785,294 1,764,444 1,747,895 1,735,000
A 265,800,000 281,150,000 297,175,000 314,100,000 331,750,000 350,200,000 369,350,000 389,400,000 410,200,000 432,000,000 454,600,000 478,000,000 502,200,000 527,200,000 553,000,000 579,600,000 607,000,000 635,200,000 664,200,000 694,000,000
250,000,000
B 22,150,000 11,714,583 8,254,861 6,543,750 5,529,167 4,863,889 4,397,024 4,056,250 3,798,148 3,600,000 3,443,939 3,319,444 3,219,231 3,138,095 3,072,222 3,018,750 2,975,490 2,940,741 2,913,158 2,891,667
A 372,120,000 393,610,000 416,045,000 439,740,000 464,450,000 490,280,000 517,090,000 545,160,000 574,280,000 604,800,000 636,440,000 669,200,000 703,080,000 738,080,000 774,200,000 811,440,000 849,800,000 889,280,000 929,880,000 971,600,000
350,000,000
B 31,010,000 16,400,417 11,556,806 9,161,250 7,740,833 6,809,444 6,155,833 5,678,750 5,317,407 5,040,000 4,821,515 4,647,222 4,506,923 4,393,333 4,301,111 4,226,250 4,165,686 4,117,037 4,078,421 4,048,333
A 478,440,000 506,070,000 534,915,000 565,380,000 597,150,000 630,360,000 664,830,000 700,920,000 738,360,000 777,600,000 818,280,000 860,400,000 903,960,000 948,960,000 995,400,000 1,043,280,000 1,092,600,000 1,143,360,000 1,195,560,000 1,249,200,000
450,000,000
B 39,870,000 21,086,250 14,858,750 11,778,750 9,952,500 8,755,000 7,914,643 7,301,250 6,836,667 6,480,000 6,199,091 5,975,000 5,794,615 5,648,571 5,530,000 5,433,750 5,355,882 5,293,333 5,243,684 5,205,000
A 584,760,000 618,530,000 653,785,000 691,020,000 729,850,000 770,440,000 812,570,000 856,680,000 902,440,000 950,400,000 1,000,120,000 1,051,600,000 1,104,840,000 1,159,840,000 1,216,600,000 1,275,120,000 1,335,400,000 1,397,440,000 1,461,240,000 1,526,800,000
550,000,000
B 48,730,000 25,772,083 18,160,694 14,396,250 12,164,167 10,700,556 9,673,452 8,923,750 8,355,926 7,920,000 7,576,667 7,302,778 7,082,308 6,903,810 6,758,889 6,641,250 6,546,078 6,469,630 6,408,947 6,361,667
A 691,080,000 730,990,000 772,655,000 816,660,000 862,550,000 910,520,000 960,310,000 1,012,440,000 1,066,520,000 1,123,200,000 1,181,960,000 1,242,800,000 1,305,720,000 1,370,720,000 1,437,800,000 1,506,960,000 1,578,200,000 1,651,520,000 1,726,920,000 1,804,400,000
650,000,000
B 57,590,000 30,457,917 21,462,639 17,013,750 14,375,833 12,646,111 11,432,262 10,546,250 9,875,185 9,360,000 8,954,242 8,630,556 8,370,000 8,159,048 7,987,778 7,848,750 7,736,275 7,645,926 7,574,211 7,518,333
A 797,400,000 843,450,000 891,525,000 942,300,000 995,250,000 1,050,600,000 1,108,050,000 1,168,200,000 1,230,600,000 1,296,000,000 1,363,800,000 1,434,000,000 1,506,600,000 1,581,600,000 1,659,000,000 1,738,800,000 1,821,000,000 1,905,600,000 1,992,600,000 2,082,000,000
750,000,000
B 66,450,000 35,143,750 24,764,583 19,631,250 16,587,500 14,591,667 13,191,071 12,168,750 11,394,444 10,800,000 10,331,818 9,958,333 9,657,692 9,414,286 9,216,667 9,056,250 8,926,471 8,822,222 8,739,474 8,675,000
A 903,720,000 955,910,000 1,010,395,000 1,067,940,000 1,127,950,000 1,190,680,000 1,255,790,000 1,323,960,000 1,394,680,000 1,468,800,000 1,545,640,000 1,625,200,000 1,707,480,000 1,792,480,000 1,880,200,000 1,970,640,000 2,063,800,000 2,159,680,000 2,258,280,000 2,359,600,000
850,000,000
B 75,310,000 39,829,583 28,066,528 22,248,750 18,799,167 16,537,222 14,949,881 13,791,250 12,913,704 12,240,000 11,709,394 11,286,111 10,945,385 10,669,524 10,445,556 10,263,750 10,116,667 9,998,519 9,904,737 9,831,667
A 1,010,040,000 1,068,370,000 1,129,265,000 1,193,580,000 1,260,650,000 1,330,760,000 1,403,530,000 1,479,720,000 1,558,760,000 1,641,600,000 1,727,480,000 1,816,400,000 1,908,360,000 2,003,360,000 2,101,400,000 2,202,480,000 2,306,600,000 2,413,760,000 2,523,960,000 2,637,200,000
950,000,000
B 84,170,000 44,515,417 31,368,472 24,866,250 21,010,833 18,482,778 16,708,690 15,413,750 14,432,963 13,680,000 13,086,970 12,613,889 12,233,077 11,924,762 11,674,444 11,471,250 11,306,863 11,174,815 11,070,000 10,988,333
A 1,116,360,000 1,180,830,000 1,248,135,000 1,319,220,000 1,393,350,000 1,470,840,000 1,551,270,000 1,635,480,000 1,722,840,000 1,814,400,000 1,909,320,000 2,007,600,000 2,109,240,000 2,214,240,000 2,322,600,000 2,434,320,000 2,549,400,000 2,667,840,000 2,789,640,000 2,914,800,000
1,050,000,000
B 93,030,000 49,201,250 34,670,417 27,483,750 23,222,500 20,428,333 18,467,500 17,036,250 15,952,222 15,120,000 14,464,545 13,941,667 13,520,769 13,180,000 12,903,333 12,678,750 12,497,059 12,351,111 12,235,263 12,145,000
A 1,222,680,000 1,293,290,000 1,367,005,000 1,444,860,000 1,526,050,000 1,610,920,000 1,699,010,000 1,791,240,000 1,886,920,000 1,987,200,000 2,091,160,000 2,198,800,000 2,310,120,000 2,425,120,000 2,543,800,000 2,666,160,000 2,792,200,000 2,921,920,000 3,055,320,000 3,192,400,000
1,150,000,000
B 101,890,000 53,887,083 37,972,361 30,101,250 25,434,167 22,373,889 20,226,310 18,658,750 17,471,481 16,560,000 15,842,121 15,269,444 14,808,462 14,435,238 14,132,222 13,886,250 13,687,255 13,527,407 13,400,526 13,301,667
A 1,329,000,000 1,405,750,000 1,485,875,000 1,570,500,000 1,658,750,000 1,751,000,000 1,846,750,000 1,947,000,000 2,051,000,000 2,160,000,000 2,273,000,000 2,390,000,000 2,511,000,000 2,636,000,000 2,765,000,000 2,898,000,000 3,035,000,000 3,176,000,000 3,321,000,000 3,470,000,000
1,250,000,000
B 110,750,000 58,572,917 41,274,306 32,718,750 27,645,833 24,319,444 21,985,119 20,281,250 18,990,741 18,000,000 17,219,697 16,597,222 16,096,154 15,690,476 15,361,111 15,093,750 14,877,451 14,703,704 14,565,789 14,458,333
A 1,435,320,000 1,518,210,000 1,604,745,000 1,696,140,000 1,791,450,000 1,891,080,000 1,994,490,000 2,102,760,000 2,215,080,000 2,332,800,000 2,454,840,000 2,581,200,000 2,711,880,000 2,846,880,000 2,986,200,000 3,129,840,000 3,277,800,000 3,430,080,000 3,586,680,000 3,747,600,000
1,350,000,000
B 119,610,000 63,258,750 44,576,250 35,336,250 29,857,500 26,265,000 23,743,929 21,903,750 20,510,000 19,440,000 18,597,273 17,925,000 17,383,846 16,945,714 16,590,000 16,301,250 16,067,647 15,880,000 15,731,053 15,615,000
A 1,541,640,000 1,630,670,000 1,723,615,000 1,821,780,000 1,924,150,000 2,031,160,000 2,142,230,000 2,258,520,000 2,379,160,000 2,505,600,000 2,636,680,000 2,772,400,000 2,912,760,000 3,057,760,000 3,207,400,000 3,361,680,000 3,520,600,000 3,684,160,000 3,852,360,000 4,025,200,000
1,450,000,000
B 128,470,000 67,944,583 47,878,194 37,953,750 32,069,167 28,210,556 25,502,738 23,526,250 22,029,259 20,880,000 19,974,848 19,252,778 18,671,538 18,200,952 17,818,889 17,508,750 17,257,843 17,056,296 16,896,316 16,771,667
A 1,647,960,000 1,743,130,000 1,842,485,000 1,947,420,000 2,056,850,000 2,171,240,000 2,289,970,000 2,414,280,000 2,543,240,000 2,678,400,000 2,818,520,000 2,963,600,000 3,113,640,000 3,268,640,000 3,428,600,000 3,593,520,000 3,763,400,000 3,938,240,000 4,118,040,000 4,302,800,000
1,550,000,000
B 137,330,000 72,630,417 51,180,139 40,571,250 34,280,833 30,156,111 27,261,548 25,148,750 23,548,519 22,320,000 21,352,424 20,580,556 19,959,231 19,456,190 19,047,778 18,716,250 18,448,039 18,232,593 18,061,579 17,928,333
A 1,754,280,000 1,855,590,000 1,961,355,000 2,073,060,000 2,189,550,000 2,311,320,000 2,437,710,000 2,570,040,000 2,707,320,000 2,851,200,000 3,000,360,000 3,154,800,000 3,314,520,000 3,479,520,000 3,649,800,000 3,825,360,000 4,006,200,000 4,192,320,000 4,383,720,000 4,580,400,000
1,650,000,000
B 146,190,000 77,316,250 54,482,083 43,188,750 36,492,500 32,101,667 29,020,357 26,771,250 25,067,778 23,760,000 22,730,000 21,908,333 21,246,923 20,711,429 20,276,667 19,923,750 19,638,235 19,408,889 19,226,842 19,085,000
A 1,860,600,000 1,968,050,000 2,080,225,000 2,198,700,000 2,322,250,000 2,451,400,000 2,585,450,000 2,725,800,000 2,871,400,000 3,024,000,000 3,182,200,000 3,346,000,000 3,515,400,000 3,690,400,000 3,871,000,000 4,057,200,000 4,249,000,000 4,446,400,000 4,649,400,000 4,858,000,000
1,750,000,000
B 155,050,000 82,002,083 57,784,028 45,806,250 38,704,167 34,047,222 30,779,167 28,393,750 26,587,037 25,200,000 24,107,576 23,236,111 22,534,615 21,966,667 21,505,556 21,131,250 20,828,431 20,585,185 20,392,105 20,241,667
A 1,966,920,000 2,080,510,000 2,199,095,000 2,324,340,000 2,454,950,000 2,591,480,000 2,733,190,000 2,881,560,000 3,035,480,000 3,196,800,000 3,364,040,000 3,537,200,000 3,716,280,000 3,901,280,000 4,092,200,000 4,289,040,000 4,491,800,000 4,700,480,000 4,915,080,000 5,135,600,000
1,850,000,000
B 163,910,000 86,687,917 61,085,972 48,423,750 40,915,833 35,992,778 32,537,976 30,016,250 28,106,296 26,640,000 25,485,152 24,563,889 23,822,308 23,221,905 22,734,444 22,338,750 22,018,627 21,761,481 21,557,368 21,398,333

Catatan :
1. Penetapan Harga Jual Bank dapat mengalami perubahan sesuai pergerakan harga pasar pada saat transaksi
2. Harga Beli Bank adalah Harga Perolehan dikurangi uang muka (urbuun)
3. Jangka waktu maksimum pembayaran cicilan untuk Non Fixed Income s/d 15 tahun, Fixed Income s/d 20 tahun
4. Harga Jual Bank yang telah disepakati dalam akad tidak mengalami perubahan sampai dengan jatuh tempo
5. Bebas biaya apraisal, biaya provisi dan biaya administrasi
6. Bebas denda (penalti)
7. Nilai pelunasan sebelum jatuh tempo (PSJT) adalah sebesar sisa kewajiban pada saat pelunasan
 Simulasi Fleksi Hawalah iB Hasanah
Harga Simulasi Harga Jual Bank (A) dan Angsuran Per Bulan (B) Sesuai Jangka Waktu
A&B
Beli Bank 1 2 3 4 5 6 7 8 9 10
A 53,520,000 57,050,200 60,866,100 65,282,950 69,804,750 75,147,950 79,872,700 84,754,850 91,391,400 96,800,950
50,000,000
B 4,460,000 2,377,092 1,690,725 1,360,061 1,163,413 1,043,722 950,865 882,863 846,216.67 806,675
A 107,040,000 114,100,400 121,732,200 130,565,900 139,609,500 150,295,900 159,745,400 169,509,700 182,782,800 193,601,900
100,000,000
B 8,920,000 4,754,183 3,381,450 2,720,123 2,326,825 2,087,443 1,901,730.95 1,765,726.04 1,692,433 1,613,349
A 160,560,000 171,150,600 182,598,300 195,848,850 209,414,250 225,443,850 239,618,100 254,264,550 274,174,200 290,402,850
150,000,000
B 13,380,000 7,131,275 5,072,175 4,080,184.38 3,490,238 3,131,164.58 2,852,596.43 2,648,589.06 2,538,650 2,420,024
A 214,080,000 228,200,800 243,464,400 261,131,800 279,219,000 300,591,800 319,490,800 339,019,400 365,565,600 387,203,800
200,000,000
B 17,840,000 9,508,367 6,762,900 5,440,246 4,653,650 4,174,886 3,803,462 3,531,452 3,384,867 3,226,698
A 267,600,000 285,251,000 304,330,500 326,414,750 349,023,750 375,739,750 399,363,500 423,774,250 456,957,000 484,004,750
250,000,000
B 22,300,000 11,885,458 8,453,625 6,800,307 5,817,063 5,218,608 4,754,327 4,414,315 4,231,083 4,033,373
A 321,120,000 342,301,200 365,196,600 391,697,700 418,828,500 450,887,700 479,236,200 508,529,100 548,348,400 580,805,700
300,000,000
B 26,760,000 14,262,550 10,144,350 8,160,369 6,980,475 6,262,329 5,705,193 5,297,178 5,077,300 4,840,048

Informasi Lebih Lanjut:

PT. Bank BNI Syariah
Kantor Cabang Pembantu Syariah Tanah Abang
Jl. Wahid Hasyim No. 226 , Tanah Abang, Jakarta Pusat 10250
Telp. 021-29627839 Fax. 021-63858699

Marisa (0813 1523 4743)

Nawawi (0856 9734 5988)