Alternative uses

Two NCR Personas 84 ATMs at a bank in Jersey dispensing two types of pound sterling
banknotes: Bank of England notes on the left, and States of Jersey notes on the right

Although ATMs were originally developed as just cash dispensers, they have evolved to include
many other bank-related functions. In some countries, especially those which benefit from a fully
integrated cross-bank ATM network (e.g.: Multibanco in Portugal), ATMs include many
functions which are not directly related to the management of one's own bank account, such as:

 Deposit currency recognition, acceptance, and recycling[59][60]

 Paying routine bills, fees, and taxes (utilities, phone bills, social security, legal fees,
taxes, etc.)
 Printing bank statements
 Updating passbooks
 Loading monetary value into stored value cards
 Purchasing
o Postage stamps.
o Lottery tickets
o Train tickets
o Concert tickets
o Movie tickets
o Shopping mall gift certificates.
 Games and promotional features[61]
 Donating to charities[62]
 Cheque Processing Module
 Adding pre-paid cell phone / mobile phone credit.
 Paying (in full or partially) the credit balance on a card linked to a specific current
account.

Increasingly banks are seeking to use the ATM as a sales device to deliver pre approved loans
and targeted advertising using products such as ITM (the Intelligent Teller Machine) from CR2
or Aptra Relate from NCR. ATMs can also act as an advertising channel for companies to
advertise their own products or third-party products and services.[63]

In Canada, ATMs are called guichets automatiques in French and sometimes "Bank Machines"
in English. The Interac shared cash network does not allow for the selling of goods from ATMs
due to specific security requirements for PIN entry when buying goods.[64] CIBC machines in
Canada, are able to top-up the minutes on certain pay as you go phones.

A South Korean ATM with mobile bank port and bar code reader

Manufacturers have demonstrated and have deployed several different technologies on ATMs
that have not yet reached worldwide acceptance, such as:

 Biometrics, where authorization of transactions is based on the scanning of a customer's

fingerprint, iris, face, etc. Biometrics on ATMs can be found in Asia.[65][66][67]
 Cheque/Cash Acceptance, where the ATM accepts and recognise cheques and/or
currency without using envelopes[68] Expected to grow in importance in the US through
Check 21 legislation.
 Bar code scanning[69]
 On-demand printing of "items of value" (such as movie tickets, traveler's cheques, etc.)
 Dispensing additional media (such as phone cards)
 Co-ordination of ATMs with mobile phones[70]
 Customer-specific advertising[71]
 Integration with non-banking equipment[72][73]