TABEL BIAYA INVESTASI

KUANTITAS
KETERANGAN HARGA SATUAN TOTAL BIAYA
JUMLAH SATUAN
Investasi Aktiva Tetap
- Kendaraan 2 unit 15,000,000 30,000,000
-Peralatan :
Mesin Cuci 10 buah 3,600,000 36,000,000
Mesin Pengering 10 buah 8,000,000 80,000,000
Timbangan 5 buah 700,000 3,500,000
Setrika 10 buah 1,300,000 13,000,000
-Contingensi (10%) 16,250,000
Sub total 178,750,000
Investasi Modal Kerja
- Sabun/deterjen 1 paket 2,500,000 2,500,000
- Bahan Pewangi 2 paket 2,500,000 5,000,000
- Plastik Pengemas 1 paket 250,000 250,000
- Sewa Tempat 1 tahun 25,000,000 25,000,000
-Perlengkapan (Alat Tulis dll) 1 Paket 1,000,000 1,000,000
-Contingensi (10%) 3,375,000
Sub total 37,125,000
Total 215,875,000
Contingensi
10%

3,000,000
-
3,600,000
8,000,000
350,000
1,300,000 132,500,000

250,000
500,000
25,000
2,500,000
100,000
TABEL JADWAL PELUNASAN PINJAMAN

Kebutuhan Investasi adalah 215,875,000 dengan pinjaman 50%

Dimana yang akan dibiayai dengan kredit investasi adalah : 107,937,500
Tingkat bunga pinjaman adalah 12% per tahun
Jangka waktu pinjaman selama 4 tahun dengan angsuran

TAHUN ANGSURAN BIAYA BUNGA CICILAN POKOK SALDO PINJAMAN

0 0 0 0 107,937,500
1 39,397,188 12,412,813 26,984,375 80,953,125
2 36,293,984 9,309,609 26,984,375 53,968,750
3 33,190,781 6,206,406 26,984,375 26,984,375
4 30,087,578 3,103,203 26,984,375 -
dari total biaya investasi
 TABEL PENDAPATAN HASIL PENJUALAN

TAHU
KETERANGAN LAUNDRY (Kg) HARGA(Rp)
1
Jasa Laundry 197,100 5,000 985,500,000

Asumsi :
-Harga yang berlaku untuk pengerjaan 1 (satu) kg laundry adalah : 5,000
JUALAN

TAHUN
2 3 4
985,500,000 985,500,000 985,500,000
 TABEL BIAYA OPERASIONAL

TAHUN
KETERANGAN
1 2 3 4
Biaya TK Rp331,002,000 Rp331,002,000 Rp331,002,000 Rp331,002,000
Biaya Perlengkapan Toko Rp600,000 Rp660,000 Rp726,000 Rp798,600 10%
Biaya peralatan perawatan Rp1,500,000 Rp1,500,000 Rp1,500,000 Rp1,500,000
Biaya air, listrik dan telepon Rp8,000,000 Rp8,800,000 Rp9,680,000 Rp10,648,000 10%
Biaya Promosi Rp1,000,000 Rp1,050,000 Rp1,102,500 Rp1,157,625 5%
Biaya Transportasi Rp3,000,000 Rp3,150,000 Rp3,307,500 Rp3,472,875 5%
Biaya Operasional Lainnya Rp1,000,000 Rp1,000,000 Rp1,000,000 Rp1,000,000 5%
TOTAL Rp346,102,000 Rp347,162,000 Rp348,318,000 Rp349,579,100

Asumsi :
- Untuk tahap awal dibutuhkan TK sebanyak 1 Manager
10 Karyawan

- UMP Sumbar adalah Rp2,485,000 10% 12

- Biaya TK perbulan Manager Rp2,733,500
Karyawan Rp24,850,000
- Biaya TK pertahun Manager Rp32,802,000
Karyawan Rp298,200,000
TOTAL Rp331,002,000
 TABEL PERHITUNGAN BIAYA PENYUSUTAN AKTIVA TETAP

UMUR TAHUN
KETERANGAN NILAI AWAL
EKONOMIS 1 2 3
- Kendaraan Rp30,000,000 5 Rp6,000,000 Rp6,000,000 Rp6,000,000
-Peralatan : Rp132,500,000 2 Rp66,250,000 Rp66,250,000 Rp0
TOTAL Rp162,500,000 Rp72,250,000 Rp72,250,000 Rp6,000,000
 4
Rp6,000,000
Rp0
Rp6,000,000
 TABEL PROYEKSI ALIRAN KAS LAUNDRY "SARAH LAUNDRY"

TAHUN
KETERANGAN
0 1 2
1. INVESTASI
Investasi Aktiva Tetap Rp178,750,000 Rp0 Rp0
Investasi Modal Kerja Rp37,125,000 Rp0 Rp0
TOTAL INVESTASI Rp215,875,000 Rp0 Rp0
2. LABA RUGI
Pendapatan Rp985,500,000 Rp985,500,000
- Pemakaian Sabun/Deterjen Rp2,500,000 Rp2,500,000
- Pemakaian Bahan Pewangi Rp2,500,000 Rp2,500,000
- Pemakaian Plastik Pengemas Rp250,000 Rp250,000
Harga Pokok Penjualan Rp5,250,000 Rp5,250,000
Laba Kotor Rp980,250,000 Rp980,250,000
- Biaya Operasional Rp346,102,000 Rp347,162,000
- Biaya Penyusutan Rp72,250,000 Rp72,250,000
- Biaya Bunga Rp12,412,813 Rp9,309,609
Total Biaya Rp430,764,813 Rp428,721,609
Laba sebelum Pajak (EBT) Rp549,485,188 Rp551,528,391
Pajak (30%) Rp164,845,556 Rp165,458,517
Laba Bersih (EAT) Rp384,639,631 Rp386,069,873
+ Penyusutan Rp72,250,000 Rp72,250,000
3. PENERIMAAN KAS BERSIH Rp456,889,631 Rp458,319,873
4. SUMBER DANA Rp215,875,000 Rp0 Rp0
5. PELUNASAN HUTANG Rp26,984,375 Rp26,984,375
Proyeksi Aliran Kas Rp429,905,256 Rp431,335,498
Aliran Kas Kumulatif Rp429,905,256 Rp861,240,755

Kalkulasi NPV, IRR, Discounted Payback Period dan Profitability Index (tingkat diskonto 20%)

Penerimaan Kas Bersih -Rp215,875,000 Rp456,889,631 Rp458,319,873

- Biaya Bunga Setelah Pajak (Pajak Bunga) Rp868,897 Rp651,673
Aliran Kas Bersih -Rp215,875,000 Rp457,758,528 Rp458,971,546
Aliran Kas Kumulatif -Rp215,875,000 Rp241,883,528 Rp700,855,074

Net Present Value (NPV) Rp1,895,879,928 FEASIBLE

Internal Rating Risk (IRR) 21% FEASIBLE
Discounted Payback Period (PP) 5.66 FEASIBLE
Profitability Index (PI) 1.12 FEASIBLE

Tahun Aliran Kas Kumulatif 20% NPV

0 -Rp215,875,000 1.0000 -Rp215,875,000
1 Rp241,883,528 0.8333 Rp201,569,607
2 Rp700,855,074 0.6944 Rp486,704,913
3 Rp1,141,097,438 0.5787 Rp660,357,314
4 Rp1,582,412,050 0.4823 Rp763,123,095
TOTAL Rp1,895,879,928
AUNDRY"

HUN
3 4

Rp0 Rp0
Rp0 Rp0
Rp0 Rp0

Rp985,500,000 Rp985,500,000
Rp2,500,000 Rp2,500,000
Rp2,500,000 Rp2,500,000
Rp250,000 Rp250,000
Rp5,250,000 Rp5,250,000
Rp980,250,000 Rp980,250,000
Rp348,318,000 Rp349,579,100
Rp6,000,000 Rp6,000,000
Rp6,206,406 Rp3,103,203
Rp360,524,406 Rp358,682,303
Rp619,725,594 Rp621,567,697
Rp185,917,678 Rp186,470,309 30%
Rp433,807,916 Rp435,097,388
Rp6,000,000 Rp6,000,000
Rp439,807,916 Rp441,097,388
Rp0 Rp0
Rp26,984,375 Rp26,984,375
Rp412,823,541 Rp414,113,013
Rp1,274,064,295 Rp1,688,177,308

Rp439,807,916 Rp441,097,388
Rp434,448 Rp217,224 7%
Rp440,242,364 Rp441,314,612
Rp1,141,097,438 Rp1,582,412,050

0.47
12
5.66

Aliran Kas Kumulatif 21% NPV

-Rp215,875,000 1.0000 -Rp215,875,000
Rp241,883,528 0.8264 Rp199,903,742
 Rp700,855,074 0.6830 Rp478,693,446
Rp1,141,097,438 0.5645 Rp644,119,756
Rp1,582,412,050 0.4665 Rp738,206,900
TOTAL Rp1,845,048,844