LAPORAN POSISI KEUANGAN BBCA

2020 2019
Periode Akhir:
31-Dec 31-Dec

Total Aset 1,075,570,256 918,989,312

Kas & Saldo di Bank 111,227,812 114,796,041
Aset Penghasilan Lainnya, Total 350,453,438 167,961,171
Utang Bersih 560,757,929 588,215,138
Aset Tetap, Total - Bersih 21,915,054 20,852,301
Aset Tetap, Total - Kotor 33,909,756 31,873,628
Akumulasi Penyusutan, Total -11,994,702 -11,021,327
Kepemilikan, Bersih 1,158,201 855,830
Tetap, Bersih 471,419 521,622
Investasi Jangka Panjang - -
Aset Jangka Panjang Lainnya, Total 4,880,722 3,184,290
Aset Lain, Total 24,705,681 22,602,919
Total Kewajiban Lancar - -
Total Kewajiban 890,973,930 744,946,381
Utang - -
Utang/Harus Dibayar - -
Beban Harus Dibayar 17,540,226 14,022,369
Total Deposito 850,916,286 711,512,097
Kewajiban Beban Bunga Lainnya, Total 4,400,045 5,321,249
Total Utang Jangka Pendek - 113,249
Porsi Lancar dari Utang Jangka Panjang/Sewa Modal 1,285,813 2,841,063
Kewajiban Lancar Lainnya, Total 2,272,189 1,635,469
Total Utang Jangka Panjang 1,112,306 1,339,330
Utang Jangka Panjang 1,112,306 1,339,330
Kewajiban Sewa Modal - -
Pajak Penghasilan Ditangguh 5,957 -
Saham Minoritas 118,383 100,225
Kewajiban Lain, Total 13,322,725 8,061,330
Total Ekuitas 184,596,326 174,042,931
Saham Preferen Dapat Ditebus, Total - -
Saham Preferen - Tidak Dapat Ditebus, Bersih - -
Saham Biasa, Total 1,540,938 1,540,938
Tambahan Modal Disetor 5,548,977 5,548,977
Laba Ditahan (Akumulasi Defisit) 160,541,080 155,115,533
Saham Perbendaharaan - Biasa - -
Jaminan Utang ESOP - -
Laba (Rugi) Belum Terealisasi 7,070,825 1,951,554
Ekuitas Lainnya, Total 9,894,506 9,885,929
Total Kewajiban & Ekuitas Pemegang Saham 1,075,570,256 918,989,312
Total Saham Biasa Beredar 24655,01 24655,01
Total Saham Preferen Beredar 0 0
CA

2018 2017
31-Dec 31-Dec

824,787,944 750,319,671
105,420,501 88,290,295
135,717,456 156,264,658
537,142,396 467,079,695
19,336,901 16,868,949
29,452,790 25,949,420
-10,115,889 -9,080,471
167,625 -
511,706 -
- -
3,147,666 3,219,241
23,343,693 18,596,833
- -
673,128,260 619,016,116
- -
- -
15,025,822 11,332,381
641,523,561 591,330,269
5,843,486 5,800,477
48,111 96,225
2,102,065 3,058,765
1,165,336 147,398
731,145 592,336
731,145 592,336
- -
- -
93,743 98,139
6,594,991 6,560,126
151,659,684 131,303,555
- -
- -
1,540,938 1,540,938
5,548,977 5,548,977
135,570,246 115,999,707
- -
- -
-132,647 1,274,336
 9,132,170 6,939,597
824,787,944 750,319,671
24655,01 24655,01
0 0
 LAPORAN LABA-RUGI BBCA

Periode Akhir: 2020/31/12

Pendapatan Bunga Bersih 54,161,270.00
Pendapatan Bunga, Bank 65,403,161.00
Total Beban Bunga 11,241,891.00
Provisi Kerugian Pinjaman 10,294,532.00
Pendapatan Bunga Bersih Setelah Provisi Rugi Utang 43,866,738.00
Pendapatan Non Bunga, Bank 21,895,095.00
Biaya Non Bunga, Bank -32,193,326.00
Laba Bersih Sebelum Pajak 33,568,507.00
Provisi Pajak Penghasilan 6,421,398.00
Laba Bersih Setelah Pajak 27,147,109.00
Saham Minoritas -16,000.00
Ekuitas dalam Afiliasi -
Penyesuaian GAAP AS -
Laba Bersih Sebelum Item Luar Biasa 27,131,109.00
Total Item Luar Biasa -
Laba Bersih 27,131,109.00
Total Penyesuaian terhadap Laba Bersih -
Pendapatan Tersedia bagi Saham Biasa Tidak Termasuk Item 27,131,109.00
Penyesuaian Dilusi -
Laba Bersih Dilusi 27,131,109.00
Saham Rata-Rata Tertimbang Dilusi 24655,01
EPS Dilusi Tidak Termasuk Item Luar Biasa 1100,43
Dividen per Saham - Terbitan Primer Saham Biasa 530.00
EPS Dilusi Dinormalisasi 1100,54
CA

2019/31/12 2018/31/12 2017/31/12

50,477,448.00 45,290,545.00 41,826,474.00
63,837,795.00 56,766,800.00 53,767,939.00
13,360,347.00 11,476,255.00 11,941,465.00
4,666,986.00 2,931,493.00 2,167,640.00
45,810,462.00 42,359,052.00 39,658,834.00
21,614,392.00 17,743,675.00 15,155,209.00
-31,135,856.00 -27,396,663.00 -25,655,300.00
36,288,998.00 32,706,064.00 29,158,743.00
7,719,024.00 6,854,404.00 5,837,593.00
28,569,974.00 25,851,660.00 23,321,150.00
-4,921.00 3,494.00 -11,156.00
- - -
- - -
28,565,053.00 25,855,154.00 23,309,994.00
- - -
28,565,053.00 25,855,154.00 23,309,994.00
- - -
28,565,053.00 25,855,154.00 23,309,994.00
- - -
28,565,053.00 25,855,154.00 23,309,994.00
24655,01 24655,01 24655,01
1158,59 1048,68 945,45
555.00 340.00 255.00
1159,43 1042,58 951,84
ANALISIS RASIO LIKUIDITAS
Aset Lancar
A. Current Ratio Liabilitas Lancar
Current Ratio
Cash
Markatebale securities
B. Quick Ratio Account Receivable
Current liabilities
Quick Ratio
Average Accounts Receivable
C. Collection Period Sales/360
Collection Period
Average Inventory
D. Days to Sell Inventory Cost of Goods Sold/360
Days to Sell Inventory

ANALISIS SOLVABILITAS
Total Liabilities
a. Total debt to Equity Shareholders's Equity
Total Debt to Equity
LongTerm Liabilities
b. Long-Term Debt To Equity Shareholders equity
Long-Term Debt To Equity
Income before Taxes and Interest Expense
C.Time Interest Earned Interest Expense
Time Interest Earned

ANALISIS Return Of Invesment

Net Income + Interest Expense x (1-tax rate)
Return On Assets Total Assets
Return On ASsets
Net Income
Return Of Equity Average Shareholders Equity
Return Of Equity

OPERATING PERFORMANCE

Sales-Cost of Sales
a. Gross Profit margin Sales
Gross Profit margin
Income Sales Operations
b. Operating Profit Margin sales
b. Operating Profit Margin
Operating Profit Margin
Net Income
c. Net Profit Margin Net Sales
Net Profit Margin

Asset Utilazzition
Cost of Sales
a. Inventory Turnover Average Invetory
Inventory Turnover
Sales
b. Account Receivable Turnover
Average Account Receievable
Account Receivable Turnover
Sales
c.Total Asset Turnover
Average Total Assets
Total Asset Turnover
 2020 2019 2018
111,227,812 114,796,041 105,420,501
560,757,929 588,215,138 537,142,396
0.198352633547871 0.195159956933988 0.19626173950343
111,227,812 114,796,041 105,420,501
9,894,506 9,885,929 9,132,170
24,705,681 22,602,919 23,343,693
560,757,929 588,215,138 537,142,396
0.260055170793671 0.250392891112571 0.256722174654037
18,596,833
150,447.97 140,215.13 125,807.07
123.609728501566 132.630712234105 147.820254315774
0.00
0.00 0.00 0.00
0 0 0

890,973,930 744,946,381 673,128,260

1,075,570,256 918,989,312 824,787,944
0.83 0.81 0.82
1,112,306 1,339,330 731,145
1,075,570,256 918,989,312 824,787,944
0.001034 0.001457 0.000886
33,568,507.00 36,288,998.00 32,706,064.00
11,241,891.00 13,360,347.00 11,476,255.00
2.99 2.72 2.85

35,562,527.25 38,585,313.25 34,462,345.25

1,075,570,256 918,989,312 824,787,944
0.03306 0.04199 0.04178
27,131,109.00 28,565,053.00 25,855,154.00
892,416,795.75
0.0304 0.0320 0.0290

21,895,095.00 21,614,392.00 17,743,675.00

54,161,270.00 50,477,448.00 45,290,545.00
0.40 0.43 0.39
491,147.00 448,783.00 412,971.00
6,913,792.00 6,231,099.00 5,318,117.00
 0.07 0.07 0.08
27,131,109.00 28,565,053.00 25,855,154.00
54,161,270.00 50,477,448.00 45,290,545.00
0.50 0.57 0.57

0.00 0.00 0.00

0.00
0.00 0.00 0.00
54,161,270.00 50,477,448.00 45,290,545.00
22,312,281.50
2.43 2.26 2.03
54,161,270.00 50,477,448.00 45,290,545.00
892,416,795.75
0.0607 0.0566 0.0508
 2017
88,290,295
467,079,695
0.189026189631301
88,290,295
6,939,597
18,596,833
467,079,695
0.243698722548836

116,184.65
160.062736342538

0.00
0

619,016,116
750,319,671
0.83
592,336
750,319,671
0.000789
29,158,743.00
11,941,465.00
2.44

32,266,092.75
750,319,671
0.04300
23,309,994.00

0.0261

15,155,209.00
41,826,474.00
0.36
359,299.00
4,813,284.00
 0.07
23,309,994.00
41,826,474.00
0.56

0.00

0.00
41,826,474.00

1.87
41,826,474.00

0.0469
 LAPORAN POSISI KEUANGAN ICBP

2020 2019 2018

Period Ending: 31/12 31/12 31/12
Total Current Assets 20716223 16624925 14121568
Cash and Short Term Investments 9535418 8359164 5290662
Cash 9528520 2354310 2573453
Cash & Equivalents - - -
Short Term Investments 6898 6004854 2717209
Total Receivables, Net 5746755 4131950 4271356
Accounts Receivables - Trade, Net 5273416 4049290 4128191
Total Inventory 4586940 3840690 4001277
Prepaid Expenses 794278 247579 452593
Other Current Assets, Total 52832 45542 105680
Total Assets 103588325 38709314 34367153
Property/Plant/Equipment, Total - Net 13606107 11342412 10741622
Property/Plant/Equipment, Total - Gross 21319039 17984785 16454794
Accumulated Depreciation, Total -7712932 -6642373 -5713172
Goodwill, Net 54006155 1775839 1775839
Intangibles, Net 1858998 2011090 2136679
Long Term Investments 10645239 3890271 2705398
Note Receivable - Long Term - - -
Other Long Term Assets, Total 2755603 3064777 2886047
Other Assets, Total - - -
Total Current Liabilities 9176164 6556359 7235398
Accounts Payable 3045111 2635433 2956189
Payable/Accrued - - -
Accrued Expenses 2656655 2098771 1931182
Notes Payable/Short Term Debt 512501 458108 1145895
Current Port. of LT Debt/Capital Leases 304001 196001 247552
Other Current liabilities, Total 2657896 1168046 954580
Total Liabilities 74158034 13408476 12748230
Total Long Term Debt 30907864 1694785 667099
Long Term Debt 30780605 1694785 667099
Capital Lease Obligations 127259 - -
Deferred Income Tax 269843 364894 379900
Minority Interest 20887762 1370266 1088227
Other Liabilities, Total 12916401 3422172 3377606
Total Equity 29430291 25300838 21618923
Redeemable Preferred Stock, Total - - -
Preferred Stock - Non Redeemable, Net - - -
Common Stock, Total 583095 583095 583095
Additional Paid-In Capital 5985469 5985469 5985469
Retained Earnings (Accumulated Deficit) 22576202 18495204 15029629
Treasury Stock - Common - - -
ESOP Debt Guarantee - - -
Unrealized Gain (Loss) 977780 798386 473427
Other Equity, Total -692255 -561316 -452697
Total Liabilities & Shareholders' Equity 103588325 38709314 34367153
Total Common Shares Outstanding 11661.91 11661.91 11661.91
Total Preferred Shares Outstanding - - -
 2017
31/12
16579331
8945090
1468497
-
7476593
4126439
3871252
3261635
200413
45754
31619514
8120254
13099655
-4979401
1424030
1830140
2645213
-
1020546
-
6827588
2904233
-
1695650
1149244
250875
827586
12055846
956922
954545
2377
385520
760662
3125154
19563668
-
-
583095
5985469
12799244
-
-
155390
40470
31619514
11661.91
-
 LAPORAN LABA-RUGI ICBP

2020 2019
Period Ending: 31/12 31/12
Total Revenue 46641048 42296703
Revenue 46641048 42296703
Other Revenue, Total - -
Cost of Revenue, Total 29416673 27892690
Gross Profit 17224375 14404013
Total Operating Expenses 37440036 34896586
Selling/General/Admin. Expenses, Total 7309168 6566668
Research & Development - -
Depreciation / Amortization 454659 288139
Interest Expense (Income) - Net Operating -96651 125112
Unusual Expense (Income) 94352 42788
Other Operating Expenses, Total 261835 -18811
Operating Income 9201012 7400117
Interest Income (Expense), Net Non-Operating 822823 80088
Gain (Loss) on Sale of Assets - -
Other, Net -65188 -43233
Net Income Before Taxes 9958647 7436972
Provision for Income Taxes 2540073 2076943
Net Income After Taxes 7418574 5360029
Minority Interest -831667 -321240
Equity In Affiliates - -
U.S GAAP Adjustment - -
Net Income Before Extraordinary Items 6586907 5038789
Total Extraordinary Items - -
Net Income 6586907 5038789
Total Adjustments to Net Income - -
Income Available to Common Excluding Extraordinary Item 6586907 5038789
Dilution Adjustment - -
Diluted Net Income 6586907 5038789
Diluted Weighted Average Shares 11661.91 11661.91
Diluted EPS Excluding Extraordinary Items 564.82 432.07
DPS - Common Stock Primary Issue - 215
Diluted Normalized EPS 570.85 434.72
 2018 2017
31/12 31/12
38413407 35606593
38413407 35606593
- -
26147857 24547757
12265550 11058836
31965486 30384847
6022059 5263219
- -
265279 245577
-446803 -36001
- 366619
-22906 -2324
6447921 5221746
57829 65127
- -
-58965 -80312
6446785 5206561
1788004 1663388
4658781 3543173
-82982 253372
- -
- -
4575799 3796545
- -
4575799 3796545
- -
4575799 3796545
- -
4575799 3796545
11661.91 11661.91
392.37 325.55
195 162
392.37 346.94
ANALISIS RASIO LIKUIDITAS
Aset Lancar
Liabilitas Lancar
A. Current Ratio Current Ratio
Cash
Markatebale securities
Account Receivable
Current liabilities
B. Quick Ratio Quick Ratio
Average Accounts Receivable
Sales/360
C. Collection Period Collection Period
Average Inventory
Cost of Goods Sold/360
D. Days to Sell Inventory Days to Sell Inventory

ANALISIS SOLVABILITAS
a. Total debt to Equity
b. Long-Term Debt To Equity
Income before Taxes and Interest Expense
b.Time Interest Earned
Total Liabilities
Shareholders's Equity
Total Debt to Equity
LongTerm Liabilities
Shareholders equity
Long-Term Debt To Equity
Interest Expense
Time Interest Earned

ANALISIS Return Of Invesment

Net Income + Interest Expense x (1-tax rate)
Total Assets
Return On Assets Return On ASsets
Net Income
Average Shareholders Equity
Return Of Equity Return Of Equity

OPERATING PERFORMANCE

Sales-Cost of Sales
Sales
a. Gross Profit margin Gross Profit margin
Income Sales Operations
sales
b. Operating Profit Margin
b. Operating Profit Margin
c. Net Profit Margin
Asset Utilazzition
a. Inventory Turnover
b. Account Receivable Turnover
c.Total Asset Turnover
Operating Profit Margin
Net Income
Net Sales
Net Profit Margin
Cost of Sales
Average Invetory
Inventory Turnover
Sales
Average Account Receievable
Account Receivable Turnover
Sales
Average Total Assets
Total Asset Turnover
 2020 2019 2018 2017
20,716,223 16,624,925 14,121,568 16,579,331
9,176,164 6,556,359 7,235,398 6,827,588
2.25761254920902 2.5356947354469 1.95173340844553 2.42828521580388
9,528,520 2,354,310 2,573,453 1,468,497

5,273,416 4,049,290 4,128,191 3,871,252

9,176,164 6,556,359 7,235,398 6,827,588
1.61308538077567 0.9767006352154 0.92623018111789 0.78208424409909
4,330,537
129558.466666667 117490.84166667 106703.908333333 98907.2027777778
33.425351205659 36.858509042655 40.5846169802121 43.7838410993155
3922635.5
81712.9805555556 77479.694444445 72632.9361111111 68188.2138888889
48.0050473416895 50.627916489948 54.0062912230245 57.5265911260243

74,158,034.00 13,408,476.00 12,748,230.00 12,055,846.00

583,095.00 583,095.00 583,095.00 583,095.00
127.18 23.00 21.86 20.68
30,907,864.00 1,694,785.00 667,099.00 956,922.00
583,095.00 583,095.00 583,095.00 583,095.00
53.01 2.91 1.14 1.64
9958647 7436972 6446785 5206561
-96,651.00 125,112.00 -446,803.00 -36,001.00
-103.04 59.44 -14.43 -144.62

7,418,574.00 5,360,029.00 4,658,781.00 3,543,173.00

103,588,325.00 38,709,314.00 34,367,153.00 31,619,514.00
0.07 0.14 0.14 0.11
6,586,907.00 5,038,789.00 4,575,799.00 3,796,545.00
583,095.00
11.30 8.64 7.85 6.51

17,224,375.00 14,404,013.00 12,265,550.00 11,058,836.00

46,641,048.00 42,296,703.00 38,413,407.00 35,606,593.00
0.37 0.34 0.32 0.31
37,440,036.00 34,896,586.00 31,965,486.00 30,384,847.00
46,641,048.00 42,296,703.00 38,413,407.00 35,606,593.00
 0.80 0.83 0.83 0.85
6,586,907.00 5,038,789.00 4,575,799.00 3,796,545.00
46,641,048.00 42,296,703.00 38,413,407.00 35,606,593.00
0.14 0.12 0.12 0.11

29,416,673.00 27,892,690.00 26,147,857.00 24,547,757.00

3,922,635.50
7.50 7.11 6.67 6.26
46,641,048.00 42,296,703.00 38,413,407.00 35,606,593.00
4,330,537.25
10.77 9.77 8.87 8.22
46,641,048.00 42,296,703.00 38,413,407.00 35,606,593.00
52,071,076.50
0.90 0.81 0.74 0.68