BANK YUSTIMA SISTEM PERHITUNGAN KREDIT

PT. BANK PERKREDITAN RAKYAT Contak Person:

SE No. 05 /SE-DIR/BPR-YTM/25/VII/2016 Per 1 Juta Rupiah Contak Person :
JENIS SUKU BUNGA EFEKTIF (Bunga Menurun) FLATE (Bunga rata) Jl. Jend. Sudirman No. 17A Wonomulyo
JK WAKTU (BULAN
KREDIT PER THN PER BLN Angs. Bulanan Pelunasan JW SB/THN ANGSURAN Telp. (0428) 51069
10 x Rp. 108,500 Rp. KELENGKAPAN BERKAS:
POLRI, TNI, PENSIUN
12 66,131
30% 2.50% 12 S/D 36 24 18 x Rp. 67,000 Rp. 61,267 * Foto Copy KK & KTP Suami/Istri yang masih berlaku
30 22 x Rp. 58,500 Rp. 33,922 * Surat Nikah atau Surat Cerai
36 25 x Rp. 53,000 Rp. 44,673 * SK Pertama s/d Terakhir, KARPEG, KARIP, KGB
42 28 x Rp. 50,500 Rp. 27,037 * Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji
48 31 x Rp. 47,500 Rp. 15,186 dan rincian gaji terakhir dari bendahara
32% 2.67% > 36 S/D 60
54 32 x Rp. 45,500 Rp. 23,685 * Tambahan jaminan lainnya
60 36 x Rp. 43,500 Rp. 3,307 * Provisi, 1,5 %, Adm 1,25%, Simpanan minimal 3 % dari Plafond
12 11 x Rp. 100,000 Rp. 3,045
18 15 X Rp. 72,500 Rp. 58,325 ~ Foto Copy KK & KTP Suami/Istri yang masih berlaku
20% 1.67% 12 s/d 30
24 20 X Rp. 58,500 Rp. 16,900 12 93,334 ~ Surat Nikah atau Surat Cerai ### 10,000
30 24 X Rp. 50,000 Rp. 26,607 15 76,667 ~ SK Pertama s/d Terakhir, KARPEG, KARIP, KGB ### 10,000
31 24 x Rp. 51,000 Rp. 26,659 18 65,556 ~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji ### 10,000
36 27 x Rp. 46,500 Rp. 27,734 24 51,667 dan rincian gaji terakhir dari bendahara ### 10,000
42 31 x Rp. 42,500 Rp. 3,169 30 43,333 ~ Surat Persetujuan Suami/Istri ### 10,000
PNS

22% 1.83% 31 s/d 66 48 34 x Rp. 39,500 Rp. 13,528 36 12.00% 37,778 ~ Slip pembayaran kredit pada Bank/Pembiayaan ### 10,000
54 37 x Rp. 37,000 Rp. 24,491 42 33,810 ~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji ### 10,000
60 40 x Rp. 35,000 Rp. 29,414 48 30,833 dan rincian gaji terakhir dari bendahara ### 10,000
66 43 x Rp. 33,500 Rp. 20,819 54 28,519 ~ Perabot RT & Barang Elektronik, SHM, BPKB ### 10,000
72 43 x Rp. 35,000 Rp. 30,302 60 26,667 * Foto copy buku tabungan/rek koran pada Bank Lain mutasi 6 bulan terakhir ### 10,000
84 48 x Rp. 33,000 Rp. 13,016 *
25% 2.08% > 66 s/d 96
90 51 x Rp. 32,000 Rp. 1,910 *
96 52 x Rp. 31,500 Rp. 16,368
12 10 x Rp. 107,000 Rp. 71,416 ~ Foto Copy KK & KTP Suami/Istri yang masih berlaku
24 19 x Rp. 65,000 Rp. 18,316 ~ Surat Nikah atau Surat Cerai
PEGAWAI

28% 2.33% s/d 42

36 26 x Rp. 51,500 Rp. 8,444 ~ SK Terakhir, KGB terakhir Sertifikat Pendidik
Sertifikasi

42 29 x Rp. 47,500 Rp. 14,247 ~ Sertifikat Tanah / BPKB

48 31 x Rp. 46,000 Rp. 34,844 ~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji
30% 2.50% > 42 s/d 60 54 34 x Rp. 44,000 Rp. 41,623 dan rincian gaji terakhir dari bendahara
60 36 x Rp. 42,000 Rp. 13,970 ~ Surat Persetujuan Suami/Istri
66 38 x Rp. 42,000 Rp. 12,215 ~ BUKU Tabungan sertif dan ATM, KPE
32.0% 2.67% > 60 s/d 72
72 39 x Rp. 41,000 Rp. 38,372 * Provisi, 1,5 %, Adm 1%,
12 10 x Rp. 106,000 Rp. 76,870 12 95,834 ~ Foto Copy KK & KTP Suami/Istri yang masi berlaku ### 12,500
Usaha Umum

27% 2.25% > 12 s/d 24 18 15 x Rp. 78,500 Rp. 14,197 18 15% 68,056 ~ Surat Nikah atau Surat Cerai, keterangan usaha plafond 100 Juta ### 12,500
K U M

24 19 x Rp. 64,500 Rp. 18,216 24 54,167 ~ Surat Persetujuan Suami/Istri ### 12,500
30 22 x Rp. 58,500 Rp. 33,922 30 48,333 ~ Asli BPKB + Faktur. STNK, SHM, Akte Jual Beli, ### 15,000
30% 2.50% > 24 s/d 48 36 25 x Rp. 53,000 Rp. 44,673 36 18% 42,778 ~ Kwitansi Pembelian, PBB tahun tahun terakhir bilan agunan sertifikat ### 15,000
48 31 x Rp. 46,000 Rp. 34,844 48 35,833 * Provisi, 1,5 %, Adm 1%, Simpanan Tabungan Minimal 3% dari plafond ### 15,000
* Potongan : Provisi dan Adm 2,5% dari plafond 12 Minggu 88,334 ~ Foto Copy KK & KTP Suami/Istri yang masi berlaku ### 20,000
24% Plat 2.00% 12 s/d 24 Mg
an

Tabungan, Materai, Asuransi 24 Minggu 46,667 ~ Surat Persetujuan Suami/Istri ### 20,000
ggu

12 Minggu 90,834 ~ Perabot RT & Barang Elektronik , BPKB ### 12,500

mini

Min

36% Plat 3% 6 s/d 12 Bln Tanpa potongan Provisi dan Adm

24 Minggu 49,167 ~ Keterangan Usaha dari desa ### 12,500
6 x Rp. 187,500 Rp.
nan

5 133,947 * Minimal agunan BPKB

25% 2,08% 6 s/d 12 Bln
Bula

12 10 x Rp. 104,500 Rp. 82,050

barang 12 12 bulan 100,834 ~ Untuk Pegawai = Kelengkapan Berkas K. Pegawai ### 17,500
21% 1.75%
 21% 1.75%
elektronik 24 24 bulan 59,167 ~ Untuk Umum = Kelengkapan Berkas Kredit Usaha ### 17,500
 Perbandingan
RATA2
Bunga
11 1,000,000 1,151,131 151,131 1.37
19 1,000,000 1,267,267 267,267 1.41
23 1,000,000 1,320,922 320,922 1.40
26 1,000,000 1,369,673 369,673 1.42
29 1,000,000 1,441,037 441,037 1.52
32 1,000,000 1,487,686 487,686 1.52
33 1,000,000 1,479,685 479,685 1.45
37 1,000,000 1,569,307 569,307 1.54
12 1,000,000 1,103,045 103,045 0.86
16 1,000,000 1,145,825 145,825 0.91
83,333 93,333 21 1,000,000 1,186,900 186,900 0.89
66,667 76,667 25 1,000,000 1,226,607 226,607 0.91
55,556 65,556 25 1,000,000 1,250,659 250,659 1.00
41,667 51,667 28 1,000,000 1,283,234 283,234 1.01
33,333 43,333 32 1,000,000 1,320,669 320,669 1.00
27,778 37,778 35 1,000,000 1,356,528 356,528 1.02
23,810 33,810 38 1,000,000 1,393,491 393,491 1.04
20,833 30,833 41 1,000,000 1,429,414 429,414 1.05
18,519 28,519 44 1,000,000 1,461,319 461,319 1.05
16,667 26,667 44 1,000,000 1,535,302 535,302 1.22
49 1,000,000 1,597,016 597,016 1.22
52 1,000,000 1,633,910 633,910 1.22
53 1,000,000 1,654,368 654,368 1.23
11 1,000,000 1,141,416 141,416 1.29
20 1,000,000 1,253,316 253,316 1.27
27 1,000,000 1,347,444 347,444 1.29
30 1,000,000 1,391,747 391,747 1.31
32 1,000,000 1,460,844 460,844 1.44
35 1,000,000 1,537,623 537,623 1.54
37 1,000,000 1,525,970 525,970 1.42
39 1,000,000 1,608,215 608,215 1.56
40 1,000,000 1,637,372 637,372 1.59
83,333 95,833 11 1,000,000 1,136,870 136,870 1.24
55,556 68,056 16 1,000,000 1,191,697 191,697 1.20
41,667 54,167 20 1,000,000 1,243,716 243,716 1.22
33,333 48,333 23 1,000,000 1,320,922 320,922 1.40
27,778 42,778 26 1,000,000 1,369,673 369,673 1.42
20,833 35,833 32 1,000,000 1,460,844 460,844 1.44
83,333 103,333 1
41,667 61,667 1
83,333 95,833 1
41,667 54,167 1
6
11
83,333 100,833
41,667 59,167
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
PNS
Jumlah Jangka waktu ( bulan A
12 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 100,000 3,045 11 X 300,000 9,135 3.0 72,000 58,325
5,000,000 5.0 100,000 3,045 11 X 500,000 15,225 5.0 72,000 58,325
10,000,000 10.0 100,000 3,045 11 X 1,000,000 30,450 10.0 72,000 58,325
12,500,000 12.5 100,000 3,045 11 X 1,250,000 38,063 12.5 72,000 58,325
15,000,000 15.0 100,000 3,045 11 X 1,500,000 45,675 15.0 72,000 58,325
20,000,000 20.0 100,000 3,045 11 X 2,000,000 60,900 20.0 72,000 58,325
25,000,000 25.0 100,000 3,045 11 X 2,500,000 76,125 25.0 72,000 58,325
30,000,000 30.0 100,000 3,045 11 X 3,000,000 91,350 30.0 72,000 58,325
35,000,000 35.0 100,000 3,045 11 X 3,500,000 106,575 35.0 72,000 58,325
40,000,000 40.0 100,000 3,045 11 X 4,000,000 121,800 40.0 72,000 58,325
45,000,000 45.0 100,000 3,045 11 X 4,500,000 137,025 45.0 72,000 58,325
50,000,000 50.0 100,000 3,045 11 X 5,000,000 152,250 50.0 72,000 58,325
55,000,000 55.0 100,000 3,045 11 X 5,500,000 167,475 55.0 72,000 58,325
60,000,000 60.0 100,000 3,045 11 X 6,000,000 182,700 60.0 72,000 58,325
65,000,000 65.0 100,000 3,045 11 X 6,500,000 197,925 65.0 72,000 58,325
70,000,000 70.0 100,000 3,045 11 X 7,000,000 213,150 70.0 72,000 58,325

54 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000 29,414
5,000,000 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000 29,414
10,000,000 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000 29,414
12,500,000 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000 29,414
15,000,000 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000 29,414
20,000,000 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000 29,414
25,000,000 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000 29,414
30,000,000 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000 29,414
35,000,000 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000 29,414
40,000,000 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000 29,414
45,000,000 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000 29,414
50,000,000 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000 29,414
55,000,000 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000 29,414
60,000,000 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000 29,414
65,000,000 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000 29,414
70,000,000 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000 29,414
 RAKYAT YUSTIMA
nomulyo Kab.Polman - Sulbar

Jangka waktu ( bulan Angsuran )

18 Bulan 24 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
15 X 216,000 174,975 3.0 58,500 16,900 20 X 175,500 50,700 3.0 50,000
15 X 360,000 291,625 5.0 58,500 16,900 20 X 292,500 84,500 5.0 50,000
15 X 720,000 583,250 10.0 58,500 16,900 20 X 585,000 169,000 10.0 50,000
15 X 900,000 729,063 12.5 58,500 16,900 20 X 731,250 211,250 12.5 50,000
15 X 1,080,000 874,875 15.0 58,500 16,900 20 X 877,500 253,500 15.0 50,000
15 X 1,440,000 1,166,500 20.0 58,500 16,900 20 X 1,170,000 338,000 20.0 50,000
15 X 1,800,000 1,458,125 25.0 58,500 16,900 20 X 1,462,500 422,500 25.0 50,000
15 X 2,160,000 1,749,750 30.0 58,500 16,900 20 X 1,755,000 507,000 30.0 50,000
15 X 2,520,000 2,041,375 35.0 58,500 16,900 20 X 2,047,500 591,500 35.0 50,000
15 X 2,880,000 2,333,000 40.0 58,500 16,900 20 X 2,340,000 676,000 40.0 50,000
15 X 3,240,000 2,624,625 45.0 58,500 16,900 20 X 2,632,500 760,500 45.0 50,000
15 X 3,600,000 2,916,250 50.0 58,500 16,900 20 X 2,925,000 845,000 50.0 50,000
15 X 3,960,000 3,207,875 55.0 58,500 16,900 20 X 3,217,500 929,500 55.0 50,000
15 X 4,320,000 3,499,500 60.0 58,500 16,900 20 X 3,510,000 1,014,000 60.0 50,000
15 X 4,680,000 3,791,125 65.0 58,500 16,900 20 X 3,802,500 1,098,500 65.0 50,000
15 X 5,040,000 4,082,750 70.0 58,500 16,900 20 X 4,095,000 1,183,000 70.0 50,000

60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457 3.0 35,000
40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095 5.0 35,000
40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190 10.0 35,000
40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238 12.5 35,000
40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285 15.0 35,000
40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380 20.0 35,000
40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475 25.0 35,000
40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570 30.0 35,000
40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665 35.0 35,000
40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760 40.0 35,000
40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855 45.0 35,000
40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950 50.0 35,000
40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045 55.0 35,000
40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140 60.0 35,000
40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235 65.0 35,000
40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330 70.0 35,000
 30 Bulan 36 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
26,607 25 X 150,000 79,821 3.0 46,500 27,734 27 X 139,500 83,202
26,607 25 X 250,000 133,035 5.0 46,500 27,734 27 X 232,500 138,670
26,607 25 X 500,000 266,070 10.0 46,500 27,734 27 X 465,000 277,340
26,607 25 X 625,000 332,588 12.5 46,500 27,734 27 X 581,250 346,675
26,607 25 X 750,000 399,105 15.0 46,500 27,734 27 X 697,500 416,010
26,607 25 X 1,000,000 532,140 20.0 46,500 27,734 27 X 930,000 554,680
26,607 25 X 1,250,000 665,175 25.0 46,500 27,734 27 X 1,162,500 693,350
26,607 25 X 1,500,000 798,210 30.0 46,500 27,734 27 X 1,395,000 832,020
26,607 25 X 1,750,000 931,245 35.0 46,500 27,734 27 X 1,627,500 970,690
26,607 25 X 2,000,000 1,064,280 40.0 46,500 27,734 27 X 1,860,000 1,109,360
26,607 25 X 2,250,000 1,197,315 45.0 46,500 27,734 27 X 2,092,500 1,248,030
26,607 25 X 2,500,000 1,330,350 50.0 46,500 27,734 27 X 2,325,000 1,386,700
26,607 25 X 2,750,000 1,463,385 55.0 46,500 27,734 27 X 2,557,500 1,525,370
26,607 25 X 3,000,000 1,596,420 60.0 46,500 27,734 27 X 2,790,000 1,664,040
26,607 25 X 3,250,000 1,729,455 65.0 46,500 27,734 27 X 3,022,500 1,802,710
26,607 25 X 3,500,000 1,862,490 70.0 46,500 27,734 27 X 3,255,000 1,941,380

72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X 99,000 39,048
30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X 165,000 65,080
30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X 330,000 130,160
30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X 412,500 162,700
30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X 495,000 195,240
30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X 660,000 260,320
30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X 825,000 325,400
30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X 990,000 390,480
30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X 1,155,000 455,560
30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X 1,320,000 520,640
30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X 1,485,000 585,720
30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X 1,650,000 650,800
30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X 1,815,000 715,880
30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X 1,980,000 780,960
30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X 2,145,000 846,040
30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X 2,310,000 911,120
 42 Bulan 48 Bulan
Angs Jumlah Pelunasan Angs
3.0 42,500 3,169 31 X 127,500 9,507 3.0 39,500 13,528 34 X
5.0 42,500 3,169 31 X 212,500 15,845 5.0 39,500 13,528 34 X
10.0 42,500 3,169 31 X 425,000 31,690 10.0 39,500 13,528 34 X
12.5 42,500 3,169 31 X 531,250 39,613 12.5 39,500 13,528 34 X
15.0 42,500 3,169 31 X 637,500 47,535 15.0 39,500 13,528 34 X
20.0 42,500 3,169 31 X 850,000 63,380 20.0 39,500 13,528 34 X
25.0 42,500 3,169 31 X 1,062,500 79,225 25.0 39,500 13,528 34 X
30.0 42,500 3,169 31 X 1,275,000 95,070 30.0 39,500 13,528 34 X
35.0 42,500 3,169 31 X 1,487,500 110,915 35.0 39,500 13,528 34 X
40.0 42,500 3,169 31 X 1,700,000 126,760 40.0 39,500 13,528 34 X
45.0 42,500 3,169 31 X 1,912,500 142,605 45.0 39,500 13,528 34 X
50.0 42,500 3,169 31 X 2,125,000 158,450 50.0 39,500 13,528 34 X
55.0 42,500 3,169 31 X 2,337,500 174,295 55.0 39,500 13,528 34 X
60.0 42,500 3,169 31 X 2,550,000 190,140 60.0 39,500 13,528 34 X
65.0 42,500 3,169 31 X 2,762,500 205,985 65.0 39,500 13,528 34 X
70.0 42,500 3,169 31 X 2,975,000 221,830 70.0 39,500 13,528 34 X

90 Bulan 96 Bulan
Angs Jumlah Pelunasan Angs
3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500 16,368 52 X
5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500 16,368 52 X
10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500 16,368 52 X
12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500 16,368 52 X
15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500 16,368 52 X
20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500 16,368 52 X
25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500 16,368 52 X
30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500 16,368 52 X
35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500 16,368 52 X
40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500 16,368 52 X
45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500 16,368 52 X
50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500 16,368 52 X
55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500 16,368 52 X
60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500 16,368 52 X
65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500 16,368 52 X
70.0 32,000 1,910 51 X 2,240,000 133,700 100.0 31,500 16,368 52 X
48 Bulan 54 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
118,500 40,584 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000
197,500 67,640 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000
395,000 135,280 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000
493,750 169,100 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000
592,500 202,920 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000
790,000 270,560 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000
987,500 338,200 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000
1,185,000 405,840 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000
1,382,500 473,480 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000
1,580,000 541,120 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000
1,777,500 608,760 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000
1,975,000 676,400 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000
2,172,500 744,040 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000
2,370,000 811,680 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000
2,567,500 879,320 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000
2,765,000 946,960 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000

96 Bulan
Jumlah Pelunasan
94,500 49,104
157,500 81,840
315,000 163,680
393,750 204,600
472,500 245,520
630,000 327,360
787,500 409,200
945,000 491,040
1,102,500 572,880
1,260,000 654,720
1,417,500 736,560
1,575,000 818,400
1,732,500 900,240
1,890,000 982,080
2,047,500 1,063,920
3,150,000 1,636,800
 60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
29,414 40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457
29,414 40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095
29,414 40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190
29,414 40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238
29,414 40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285
29,414 40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380
29,414 40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475
29,414 40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570
29,414 40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665
29,414 40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760
29,414 40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855
29,414 40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950
29,414 40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045
29,414 40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140
29,414 40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235
29,414 40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330
 72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs
3.0 35,000 30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X
5.0 35,000 30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X
10.0 35,000 30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X
12.5 35,000 30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X
15.0 35,000 30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X
20.0 35,000 30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X
25.0 35,000 30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X
30.0 35,000 30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X
35.0 35,000 30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X
40.0 35,000 30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X
45.0 35,000 30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X
50.0 35,000 30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X
55.0 35,000 30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X
60.0 35,000 30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X
65.0 35,000 30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X
70.0 35,000 30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X
84 Bulan 90 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500
165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500
330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500
412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500
495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500
660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500
825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500
990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500
1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500
1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500
1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500
1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500
1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500
1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500
2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500
2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700 70.0 31,500
 96 Bulan
Angs Jumlah Pelunasan
16,368 52 X 94,500 49,104
16,368 52 X 157,500 81,840
16,368 52 X 315,000 163,680
16,368 52 X 393,750 204,600
16,368 52 X 472,500 245,520
16,368 52 X 630,000 327,360
16,368 52 X 787,500 409,200
16,368 52 X 945,000 491,040
16,368 52 X 1,102,500 572,880
16,368 52 X 1,260,000 654,720
16,368 52 X 1,417,500 736,560
16,368 52 X 1,575,000 818,400
16,368 52 X 1,732,500 900,240
16,368 52 X 1,890,000 982,080
16,368 52 X 2,047,500 1,063,920
16,368 52 X 2,205,000 1,145,760
 Flate 1% Perbulan
Jw 12 Bulan
10,000,000
Angs Pokok Angs. Bunga Jumlah
1 9,166,000 834,000 100,000 934,000 1.50% 14,010
2 8,332,000 834,000 100,000 934,000 1.50% 14,010
3 7,498,000 834,000 100,000 934,000 1.50% 14,010
4 6,664,000 834,000 100,000 934,000 1.50% 14,010
5 5,830,000 834,000 100,000 934,000 1.50% 14,010
6 4,996,000 834,000 100,000 934,000 1.50% 14,010
7 4,162,000 834,000 100,000 934,000 1.50% 14,010
8 3,328,000 834,000 100,000 934,000 1.50% 14,010
9 2,494,000 834,000 100,000 934,000 1.50% 14,010
10 1,660,000 834,000 100,000 934,000 1.50% 14,010
11 826,000 834,000 100,000 934,000 1.50% 14,010
12 0 826,000 100,000 926,000 1.50% 13,890
0 10,000,000 1,200,000 11,200,000 168,000
1,368,000
Efektif bencong 20 % PA Efektif bencong
Jw 12 Bulan Jw 12 Bulan

10,000,000 Angs PokokAngs. Bung Jumlah ### Angs Pokok

9,166,667 833,333 166,667 1,000,000 1.50% 15,000 9,166,333 833,667
8,319,444 847,222 152,778 1,000,000 1.50% 15,000 8,317,383 848,951
7,458,102 861,343 138,657 1,000,000 1.50% 15,000 7,452,868 864,515
6,582,404 875,698 124,302 1,000,000 1.50% 15,000 6,572,504 880,364
5,692,110 890,293 109,707 1,000,000 1.50% 15,000 5,676,000 896,504
4,786,979 905,131 94,869 1,000,000 1.50% 15,000 4,763,060 912,940
3,866,762 920,217 79,783 1,000,000 1.50% 15,000 3,833,383 929,677
2,931,208 935,554 64,446 1,000,000 1.50% 15,000 2,886,661 946,721
1,980,061 951,147 48,853 1,000,000 1.50% 15,000 1,922,584 964,078
1,013,062 966,999 33,001 1,000,000 1.50% 15,000 940,831 981,753
29,947 983,116 16,884 1,000,000 1.50% 15,000 0 940,831
0 29,947 499 30,446 1.50% 457 0 0
1,030,446 11,030,446 165,457
1,195,902

172,098
22 % PA Efektif bencong 23 % PA
Jw 12 Bulan

Angs. Bung Jumlah ### Angs PokokAngs. Bung Jumlah

183,333 1,017,000 1.50% 15,255 9,166,667 833,333 191,667 1,025,000
168,049 1,017,000 1.50% 15,255 8,317,361 849,306 175,694 1,025,000
152,485 1,017,000 1.50% 15,255 7,451,777 865,584 159,416 1,025,000
136,636 1,017,000 1.50% 15,255 6,569,603 882,174 142,826 1,025,000
120,496 1,017,000 1.50% 15,255 5,670,520 899,083 125,917 1,025,000
104,060 1,017,000 1.50% 15,255 4,754,205 916,315 108,685 1,025,000
87,323 1,017,000 1.50% 15,255 3,820,328 933,878 91,122 1,025,000
70,279 1,017,000 1.50% 15,255 2,868,551 951,777 73,223 1,025,000
52,922 1,017,000 1.50% 15,255 1,898,531 970,019 54,981 1,025,000
35,247 1,017,000 1.50% 15,255 909,920 988,611 36,389 1,025,000
17,249 958,080 1.50% 14,371 0 909,920 17,440 1,025,000
0 0 1.50% 0 0 0 0 0
1,128,079 11,128,080 166,921 1,177,360 ###
1,295,001
 1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
0.00% 0
169,125
1,346,485
 PT. BANK PERKREDITAN RAKYAT YUSTIMA Informasi : HP.
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar

Jumlah Jangka waktu ( bulan Angsuran )

PINJAMAN 12 Bulan 18 Bulan 24 Bulan 30 Bulan 36 Bulan 42 Bulan 48 Bulan
RP Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
3,000,000
### 11 X 300,000 9,135
### 15 X 217,500 174,975 20 X 175,500 50,700
### 25 X 150,000 79,821 27 X 139,500 83,202 3.0 42,500 3,169 31 X 127,500 9,507
### 34 X 118,500 40,584
5,000,000
### 11 X 500,000 15,225
### 15 X 362,500 291,625 20 X 292,500 84,500
### 25 X 250,000 133,035 27 X 232,500 138,670 5.0 42,500 3,169 31 X 212,500 15,845
### 34 X 197,500 67,640
10,000,000
### 11 X 1,000,000 30,450
### 15 X 725,000 583,250 20 X 585,000 169,000
### 25 X 500,000 266,070 27 X 465,000 277,340 10.0 42,500 3,169 31 X 425,000 31,690
### 34 X 395,000 135,280
12,500,000
### 11 X 1,250,000 38,063
### 15 X 906,250 729,063 20 X 731,250 211,250
### 25 X 625,000 332,588 27 X 581,250 346,675 12.5 42,500 3,169 31 X 531,250 39,613
### 34 X 493,750 169,100
15,000,000
### 11 X 1,500,000 45,675
### 15 X 1,087,500 874,875 20 X 877,500 253,500
### 25 X 750,000 399,105 27 X 697,500 416,010 15.0 42,500 3,169 31 X 637,500 47,535
### 34 X 592,500 202,920
20,000,000
### 11 X 2,000,000 60,900
### 15 X 1,450,000 1,166,500 20 X 1,170,000 338,000
### 25 X 1,000,000 532,140 27 X 930,000 554,680 20.0 42,500 3,169 31 X 850,000 63,380
### 34 X 790,000 270,560
25,000,000
### 11 X 2,500,000 76,125
### 15 X 1,812,500 1,458,125 20 X 1,462,500 422,500
### 25 X 1,250,000 665,175 27 X 1,162,500 693,350 25.0 42,500 3,169 31 X 1,062,500 79,225
### 34 X 987,500 338,200
30,000,000
### 11 X 3,000,000 91,350
### 15 X 2,175,000 1,749,750 20 X 1,755,000 507,000
### 25 X 1,500,000 798,210 27 X 1,395,000 832,020 30.0 42,500 3,169 31 X 1,275,000 95,070
### 34 X 1,185,000 405,840
35,000,000
### 11 X 3,500,000 106,575
### 15 X 2,537,500 2,041,375 20 X 2,047,500 591,500
### 25 X 1,750,000 931,245 27 X 1,627,500 970,690 35.0 42,500 3,169 31 X 1,487,500 110,915
### 34 X 1,382,500 473,480
40,000,000
### 11 X 4,000,000 121,800
### 15 X 2,900,000 2,333,000 20 X 2,340,000 676,000
### 25 X 2,000,000 1,064,280 27 X 1,860,000 1,109,360 40.0 42,500 3,169 31 X 1,700,000 126,760
### 34 X 1,580,000 541,120
45,000,000
### 11 X 4,500,000 137,025
### 15 X 3,262,500 2,624,625 20 X 2,632,500 760,500
### 25 X 2,250,000 1,197,315 27 X 2,092,500 1,248,030 45.0 42,500 3,169 31 X 1,912,500 142,605
### 34 X 1,777,500 608,760
50,000,000
### 11 X 5,000,000 152,250
### 15 X 3,625,000 2,916,250 20 X 2,925,000 845,000
### 25 X 2,500,000 1,330,350 27 X 2,325,000 1,386,700 50.0 42,500 3,169 31 X 2,125,000 158,450
### 34 X 1,975,000 676,400
55,000,000
### 11 X 5,500,000 167,475
### 15 X 3,987,500 3,207,875 20 X 3,217,500 929,500
### 25 X 2,750,000 1,463,385 27 X 2,557,500 1,525,370 55.0 42,500 3,169 31 X 2,337,500 174,295
### 34 X 2,172,500 744,040
60,000,000
### 11 X 6,000,000 182,700
### 15 X 4,350,000 3,499,500 20 X 3,510,000 1,014,000
### 25 X 3,000,000 1,596,420 27 X 2,790,000 1,664,040 60.0 42,500 3,169 31 X 2,550,000 190,140
### 34 X 2,370,000 811,680
65,000,000
### 11 X 6,500,000 197,925
### 15 X 4,712,500 3,791,125 20 X 3,802,500 1,098,500
### 25 X 3,250,000 1,729,455 27 X 3,022,500 1,802,710 65.0 42,500 3,169 31 X 2,762,500 205,985
### 34 X 2,567,500 879,320
70,000,000
### 11 X 7,000,000 213,150
### 15 X 5,075,000 4,082,750 20 X 4,095,000 1,183,000
### 25 X 3,500,000 1,862,490 27 X 3,255,000 1,941,380 70.0 42,500 3,169 31 X 2,975,000 221,830
### 34 X 2,765,000 946,960

JUMLAH Jangka waktu ( bulan Angsuran )

PINJAMAN 54 Bulan 60 Bulan 66 Bulan 72 Bulan 84 Bulan 90 Bulan 96 Bulan
RP Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
3,000,000
### 37 X 111,000 73,473
### 40 X 105,000 88,242 43 X 100,500 62,457
### 43 X 105,000 90,906 48 X 99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730
### 52 X 94,500 49,104
5,000,000
### 37 X 185,000 122,455
### 40 X 175,000 147,070 43 X 167,500 104,095
### 43 X 175,000 151,510 48 X 165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550
### 52 X 157,500 81,840
10,000,000
### 37 X 370,000 244,910
### 40 X 350,000 294,140 43 X 335,000 208,190
### 43 X 350,000 303,020 48 X 330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100
### 52 X 315,000 163,680
12,500,000
### 37 X 462,500 306,138
### 40 X 437,500 367,675 43 X 418,750 260,238
### 43 X 437,500 378,775 48 X 412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875
### 52 X 393,750 204,600
15,000,000
### 37 X 555,000 367,365
### 40 X 525,000 441,210 43 X 502,500 312,285
### 43 X 525,000 454,530 48 X 495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650
### 52 X 472,500 245,520
20,000,000
### 37 X 740,000 489,820
### 40 X 700,000 588,280 43 X 670,000 416,380
### 43 X 700,000 606,040 48 X 660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200
### 52 X 630,000 327,360
25,000,000
### 37 X 925,000 612,275
### 40 X 875,000 735,350 43 X 837,500 520,475
### 43 X 875,000 757,550 48 X 825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750
### 52 X 787,500 409,200
30,000,000
### 37 X 1,110,000 734,730
### 40 X 1,050,000 882,420 43 X 1,005,000 624,570
### 43 X 1,050,000 909,060 48 X 990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300
### 52 X 945,000 491,040
35,000,000
### 37 X 1,295,000 857,185
### 40 X 1,225,000 1,029,490 43 X 1,172,500 728,665
### 43 X 1,225,000 1,060,570 48 X 1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850
### 52 X 1,102,500 572,880
40,000,000
### 37 X 1,480,000 979,640
### 40 X 1,400,000 1,176,560 43 X 1,340,000 832,760
### 43 X 1,400,000 1,212,080 48 X 1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400
### 52 X 1,260,000 654,720
45,000,000
### 37 X 1,665,000 1,102,095
### 40 X 1,575,000 1,323,630 43 X 1,507,500 936,855
### 43 X 1,575,000 1,363,590 48 X 1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950
### 52 X 1,417,500 736,560
50,000,000
### 37 X 1,850,000 1,224,550
### 40 X 1,750,000 1,470,700 43 X 1,675,000 1,040,950
### 43 X 1,750,000 1,515,100 48 X 1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500
### 52 X 1,575,000 818,400
55,000,000
### 37 X 2,035,000 1,347,005
### 40 X 1,925,000 1,617,770 43 X 1,842,500 1,145,045
### 43 X 1,925,000 1,666,610 48 X 1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050
### 52 X 1,732,500 900,240
60,000,000
### 37 X 2,220,000 1,469,460
### 40 X 2,100,000 1,764,840 43 X 2,010,000 1,249,140
### 43 X 2,100,000 1,818,120 48 X 1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600
### 52 X 1,890,000 982,080
65,000,000
### 37 X 2,405,000 1,591,915
### 40 X 2,275,000 1,911,910 43 X 2,177,500 1,353,235
### 43 X 2,275,000 1,969,630 48 X 2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150
### 52 X 2,047,500 1,063,920
70,000,000
### 37 X 2,590,000 1,714,370
### 40 X 2,450,000 2,058,980 43 X 2,345,000 1,457,330
### 43 X 2,450,000 2,121,140 48 X 2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700
### 52 X 2,205,000 1,145,760
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
PNS
Jumlah Jangka waktu ( bulan A
12 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 100,000 3,045 11 X 9,135 3.0 72,000 58,325
5,000,000 5.0 100,000 3,045 11 X 500,000 15,225 5.0 72,000 58,325
10,000,000 10.0 100,000 3,045 11 X 1,000,000 30,450 10.0 72,000 58,325
12,500,000 12.5 100,000 3,045 11 X 1,250,000 38,063 12.5 72,000 58,325
15,000,000 15.0 100,000 3,045 11 X 1,500,000 45,675 15.0 72,000 58,325
20,000,000 20.0 100,000 3,045 11 X 2,000,000 60,900 20.0 72,000 58,325
25,000,000 25.0 100,000 3,045 11 X 2,500,000 76,125 25.0 72,000 58,325
30,000,000 30.0 100,000 3,045 11 X 3,000,000 91,350 30.0 72,000 58,325
35,000,000 35.0 100,000 3,045 11 X 3,500,000 106,575 35.0 72,000 58,325
40,000,000 40.0 100,000 3,045 11 X 4,000,000 121,800 40.0 72,000 58,325
45,000,000 45.0 100,000 3,045 11 X 4,500,000 137,025 45.0 72,000 58,325
50,000,000 50.0 100,000 3,045 11 X 5,000,000 152,250 50.0 72,000 58,325
55,000,000 55.0 100,000 3,045 11 X 5,500,000 167,475 55.0 72,000 58,325
60,000,000 60.0 100,000 3,045 11 X 6,000,000 182,700 60.0 72,000 58,325
65,000,000 65.0 100,000 3,045 11 X 6,500,000 197,925 65.0 72,000 58,325
70,000,000 70.0 100,000 3,045 11 X 7,000,000 213,150 70.0 72,000 58,325

54 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000 29,414
5,000,000 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000 29,414
10,000,000 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000 29,414
12,500,000 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000 29,414
15,000,000 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000 29,414
20,000,000 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000 29,414
25,000,000 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000 29,414
30,000,000 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000 29,414
35,000,000 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000 29,414
40,000,000 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000 29,414
45,000,000 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000 29,414
50,000,000 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000 29,414
55,000,000 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000 29,414
60,000,000 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000 29,414
65,000,000 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000 29,414
70,000,000 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000 29,414
 RAKYAT YUSTIMA
nomulyo Kab.Polman - Sulbar

Jangka waktu ( bulan Angsuran )

18 Bulan 24 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
15 X 216,000 174,975 3.0 58,500 16,900 20 X 175,500 50,700 3.0 50,000
15 X 360,000 291,625 5.0 58,500 16,900 20 X 292,500 84,500 5.0 50,000
15 X 720,000 583,250 10.0 58,500 16,900 20 X 585,000 169,000 10.0 50,000
15 X 900,000 729,063 12.5 58,500 16,900 20 X 731,250 211,250 12.5 50,000
15 X 1,080,000 874,875 15.0 58,500 16,900 20 X 877,500 253,500 15.0 50,000
15 X 1,440,000 1,166,500 20.0 58,500 16,900 20 X 1,170,000 338,000 20.0 50,000
15 X 1,800,000 1,458,125 25.0 58,500 16,900 20 X 1,462,500 422,500 25.0 50,000
15 X 2,160,000 1,749,750 30.0 58,500 16,900 20 X 1,755,000 507,000 30.0 50,000
15 X 2,520,000 2,041,375 35.0 58,500 16,900 20 X 2,047,500 591,500 35.0 50,000
15 X 2,880,000 2,333,000 40.0 58,500 16,900 20 X 2,340,000 676,000 40.0 50,000
15 X 3,240,000 2,624,625 45.0 58,500 16,900 20 X 2,632,500 760,500 45.0 50,000
15 X 3,600,000 2,916,250 50.0 58,500 16,900 20 X 2,925,000 845,000 50.0 50,000
15 X 3,960,000 3,207,875 55.0 58,500 16,900 20 X 3,217,500 929,500 55.0 50,000
15 X 4,320,000 3,499,500 60.0 58,500 16,900 20 X 3,510,000 1,014,000 60.0 50,000
15 X 4,680,000 3,791,125 65.0 58,500 16,900 20 X 3,802,500 1,098,500 65.0 50,000
15 X 5,040,000 4,082,750 70.0 58,500 16,900 20 X 4,095,000 1,183,000 70.0 50,000

60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457 3.0 35,000
40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095 5.0 35,000
40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190 10.0 35,000
40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238 12.5 35,000
40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285 15.0 35,000
40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380 20.0 35,000
40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475 25.0 35,000
40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570 30.0 35,000
40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665 35.0 35,000
40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760 40.0 35,000
40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855 45.0 35,000
40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950 50.0 35,000
40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045 55.0 35,000
40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140 60.0 35,000
40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235 65.0 35,000
40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330 70.0 35,000
 30 Bulan 36 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
26,607 25 X 150,000 79,821 3.0 46,500 27,734 27 X 139,500 83,202
26,607 25 X 250,000 133,035 5.0 46,500 27,734 27 X 232,500 138,670
26,607 25 X 500,000 266,070 10.0 46,500 27,734 27 X 465,000 277,340
26,607 25 X 625,000 332,588 12.5 46,500 27,734 27 X 581,250 346,675
26,607 25 X 750,000 399,105 15.0 46,500 27,734 27 X 697,500 416,010
26,607 25 X 1,000,000 532,140 20.0 46,500 27,734 27 X 930,000 554,680
26,607 25 X 1,250,000 665,175 25.0 46,500 27,734 27 X 1,162,500 693,350
26,607 25 X 1,500,000 798,210 30.0 46,500 27,734 27 X 1,395,000 832,020
26,607 25 X 1,750,000 931,245 35.0 46,500 27,734 27 X 1,627,500 970,690
26,607 25 X 2,000,000 1,064,280 40.0 46,500 27,734 27 X 1,860,000 1,109,360
26,607 25 X 2,250,000 1,197,315 45.0 46,500 27,734 27 X 2,092,500 1,248,030
26,607 25 X 2,500,000 1,330,350 50.0 46,500 27,734 27 X 2,325,000 1,386,700
26,607 25 X 2,750,000 1,463,385 55.0 46,500 27,734 27 X 2,557,500 1,525,370
26,607 25 X 3,000,000 1,596,420 60.0 46,500 27,734 27 X 2,790,000 1,664,040
26,607 25 X 3,250,000 1,729,455 65.0 46,500 27,734 27 X 3,022,500 1,802,710
26,607 25 X 3,500,000 1,862,490 70.0 46,500 27,734 27 X 3,255,000 1,941,380

72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X 99,000 39,048
30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X 165,000 65,080
30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X 330,000 130,160
30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X 412,500 162,700
30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X 495,000 195,240
30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X 660,000 260,320
30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X 825,000 325,400
30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X 990,000 390,480
30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X 1,155,000 455,560
30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X 1,320,000 520,640
30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X 1,485,000 585,720
30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X 1,650,000 650,800
30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X 1,815,000 715,880
30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X 1,980,000 780,960
30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X 2,145,000 846,040
30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X 2,310,000 911,120
 42 Bulan 48 Bulan
Angs Jumlah Pelunasan Angs
3.0 42,500 3,169 31 X 127,500 9,507 3.0 39,500 13,528 34 X
5.0 42,500 3,169 31 X 212,500 15,845 5.0 39,500 13,528 34 X
10.0 42,500 3,169 31 X 425,000 31,690 10.0 39,500 13,528 34 X
12.5 42,500 3,169 31 X 531,250 39,613 12.5 39,500 13,528 34 X
15.0 42,500 3,169 31 X 637,500 47,535 15.0 39,500 13,528 34 X
20.0 42,500 3,169 31 X 850,000 63,380 20.0 39,500 13,528 34 X
25.0 42,500 3,169 31 X 1,062,500 79,225 25.0 39,500 13,528 34 X
30.0 42,500 3,169 31 X 1,275,000 95,070 30.0 39,500 13,528 34 X
35.0 42,500 3,169 31 X 1,487,500 110,915 35.0 39,500 13,528 34 X
40.0 42,500 3,169 31 X 1,700,000 126,760 40.0 39,500 13,528 34 X
45.0 42,500 3,169 31 X 1,912,500 142,605 45.0 39,500 13,528 34 X
50.0 42,500 3,169 31 X 2,125,000 158,450 50.0 39,500 13,528 34 X
55.0 42,500 3,169 31 X 2,337,500 174,295 55.0 39,500 13,528 34 X
60.0 42,500 3,169 31 X 2,550,000 190,140 60.0 39,500 13,528 34 X
65.0 42,500 3,169 31 X 2,762,500 205,985 65.0 39,500 13,528 34 X
70.0 42,500 3,169 31 X 2,975,000 221,830 70.0 39,500 13,528 34 X

90 Bulan 96 Bulan
Angs Jumlah Pelunasan Angs
3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500 16,368 52 X
5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500 16,368 52 X
10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500 16,368 52 X
12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500 16,368 52 X
15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500 16,368 52 X
20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500 16,368 52 X
25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500 16,368 52 X
30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500 16,368 52 X
35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500 16,368 52 X
40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500 16,368 52 X
45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500 16,368 52 X
50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500 16,368 52 X
55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500 16,368 52 X
60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500 16,368 52 X
65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500 16,368 52 X
70.0 32,000 1,910 51 X 2,240,000 133,700 100.0 31,500 16,368 52 X
48 Bulan 54 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
118,500 40,584 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000
197,500 67,640 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000
395,000 135,280 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000
493,750 169,100 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000
592,500 202,920 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000
790,000 270,560 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000
987,500 338,200 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000
1,185,000 405,840 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000
1,382,500 473,480 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000
1,580,000 541,120 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000
1,777,500 608,760 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000
1,975,000 676,400 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000
2,172,500 744,040 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000
2,370,000 811,680 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000
2,567,500 879,320 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000
2,765,000 946,960 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000

96 Bulan
Jumlah Pelunasan
94,500 49,104
157,500 81,840
315,000 163,680
393,750 204,600
472,500 245,520
630,000 327,360
787,500 409,200
945,000 491,040
1,102,500 572,880
1,260,000 654,720
1,417,500 736,560
1,575,000 818,400
1,732,500 900,240
1,890,000 982,080
2,047,500 1,063,920
3,150,000 1,636,800
 60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
29,414 40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457
29,414 40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095
29,414 40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190
29,414 40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238
29,414 40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285
29,414 40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380
29,414 40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475
29,414 40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570
29,414 40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665
29,414 40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760
29,414 40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855
29,414 40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950
29,414 40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045
29,414 40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140
29,414 40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235
29,414 40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330
 72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs
3.0 35,000 30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X
5.0 35,000 30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X
10.0 35,000 30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X
12.5 35,000 30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X
15.0 35,000 30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X
20.0 35,000 30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X
25.0 35,000 30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X
30.0 35,000 30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X
35.0 35,000 30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X
40.0 35,000 30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X
45.0 35,000 30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X
50.0 35,000 30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X
55.0 35,000 30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X
60.0 35,000 30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X
65.0 35,000 30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X
70.0 35,000 30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X
84 Bulan 90 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500
165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500
330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500
412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500
495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500
660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500
825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500
990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500
1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500
1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500
1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500
1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500
1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500
1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500
2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500
2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700 70.0 31,500
 96 Bulan
Angs Jumlah Pelunasan
16,368 52 X 94,500 49,104
16,368 52 X 157,500 81,840
16,368 52 X 315,000 163,680
16,368 52 X 393,750 204,600
16,368 52 X 472,500 245,520
16,368 52 X 630,000 327,360
16,368 52 X 787,500 409,200
16,368 52 X 945,000 491,040
16,368 52 X 1,102,500 572,880
16,368 52 X 1,260,000 654,720
16,368 52 X 1,417,500 736,560
16,368 52 X 1,575,000 818,400
16,368 52 X 1,732,500 900,240
16,368 52 X 1,890,000 982,080
16,368 52 X 2,047,500 1,063,920
16,368 52 X 2,205,000 1,145,760
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
Terdaftar dan diawasi Oleh OJK

JUMLAH Pinjaman tanpa potongan

PINJAMAN Angsuran Mingguan Angsuran Bulanan
Rp 12 Minggu 24 Minggu 3 Bulan 6 Bulan % 12 Bulan 18 Bulan
1,000,000
### 90,833 49,792 373,333 211,667 ### 133,333
### 383,333
1,500,000
### 136,250 74,688 560,000 317,500 ### 200,000
### 575,000
2,000,000
### 181,667 99,583 746,667 423,333 ### 266,667
### 766,667
2,500,000
### 227,083 124,479 933,333 529,167 ### 333,333
### 958,333
3,000,000
### 272,500 149,375 1,120,000 635,000 ### 400,000
### 1,150,000
3,500,000
### 317,917 174,271 1,306,667 740,833 ### 466,667
### 1,341,667
4,000,000
### 363,333 199,167 1,493,333 846,667 ### 533,333
### 1,533,333
4,500,000
### 408,750 224,063 1,680,000 952,500 ### 600,000
### 1,725,000
5,000,000
### 454,167 248,958 1,866,667 1,058,333
### 666,667
### 1,916,667
6,000,000
### 545,000 298,750 2,240,000 1,270,000
### 800,000
### 2,300,000
6,500,000
### 590,417 323,646 2,426,667 1,375,833
### 866,667
### 2,491,667
7,500,000
### 681,250 373,438 2,800,000 1,587,500
###1,000,000
### 2,875,000
Persayaratan : Persayaratan :
* Foto Copy KTP,KK, 3 rangkap * Foto Copy KTP,KK, STNK 3 rangkap + BPKB Asli
* Agunan Perabot/barang elektronik

4 4.5 5 5

3 3,25

PT. BANK PERKREDITAN RAKYAT YUSTIMA

Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
Terdaftar dan diawasi Oleh OJK

JUMLAH Pinjaman tanpa potongan

PINJAMAN Angsuran Mingguan Angsuran Bulanan
Rp 12 Minggu 24 Minggu 3 Bulan 6 Bulan % 12 Bulan 18 Bulan
1,000,000
### 90,833 50,417 373,333 211,667
### 133,333
### 383,333
1,500,000
### 136,250 75,625 560,000 317,500
### 200,000
### 575,000
2,000,000
### 181,667 100,833 746,667 423,333
### 266,667
### 766,667
2,500,000
### 227,083 126,042 933,333 529,167
### 333,333
### 958,333
3,000,000
### 272,500 151,250 1,120,000 635,000
### 400,000
### 1,150,000
3,500,000
### 317,917 176,458 1,306,667 740,833
### 466,667
### 1,341,667
4,000,000
### 363,333 201,667 1,493,333 846,667
### 533,333
### 1,533,333
4,500,000
### 408,750 226,875 1,680,000 952,500 ### 600,000
### 1,725,000
5,000,000
### 454,167 252,083 1,866,667 1,058,333
### 666,667
### 1,916,667
6,000,000
### 545,000 302,500 2,240,000 1,270,000
### 800,000
### 2,300,000
 6,500,000
### 590,417 327,708 2,426,667 1,375,833
### 866,667
### 2,491,667
7,500,000
### 681,250 378,125 2,800,000 1,587,500
###1,000,000
### 2,875,000
Persayaratan : Persayaratan :
* Foto Copy KTP,KK, 3 rangkap * Foto Copy KTP,KK, STNK 3 rangkap + BPKB Asli
* Agunan Perabot/barang elektronik

4 4.5 5 5

3 3.5
 84 Bulan 90 Bulan
Angs Jumlah Pelunasan Angs
5.0 33,000 13,016 48 X 165,000 65,080 5.0 32,000 1,910 51 X
10.0 33,000 13,016 48 X 330,000 130,160 10.0 32,000 1,910 51 X
12.5 33,000 13,016 48 X 412,500 162,700 12.5 32,000 1,910 51 X
15.0 33,000 13,016 48 X 495,000 195,240 15.0 32,000 1,910 51 X
20.0 33,000 13,016 48 X 660,000 260,320 20.0 32,000 1,910 51 X
25.0 33,000 13,016 48 X 825,000 325,400 25.0 32,000 1,910 51 X
30.0 33,000 13,016 48 X 990,000 390,480 30.0 32,000 1,910 51 X
35.0 33,000 13,016 48 X 1,155,000 455,560 35.0 32,000 1,910 51 X
40.0 33,000 13,016 48 X 1,320,000 520,640 40.0 32,000 1,910 51 X
45.0 33,000 13,016 48 X 1,485,000 585,720 45.0 32,000 1,910 51 X
50.0 33,000 13,016 48 X 1,650,000 650,800 50.0 32,000 1,910 51 X
55.0 33,000 13,016 48 X 1,815,000 715,880 55.0 32,000 1,910 51 X
60.0 33,000 13,016 48 X 1,980,000 780,960 60.0 32,000 1,910 51 X
65.0 33,000 13,016 48 X 2,145,000 846,040 65.0 32,000 1,910 51 X
70.0 33,000 13,016 48 X 2,310,000 911,120 70.0 32,000 1,910 51 X
90 Bulan 96 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
160,000 9,550 5.0 31,500 16,368 52 X 157,500 81,840
320,000 19,100 10.0 31,500 16,368 52 X 315,000 163,680
400,000 23,875 12.5 31,500 16,368 52 X 393,750 204,600
480,000 28,650 15.0 31,500 16,368 52 X 472,500 245,520
640,000 38,200 20.0 31,500 16,368 52 X 630,000 327,360
800,000 47,750 25.0 31,500 16,368 52 X 787,500 409,200
960,000 57,300 30.0 31,500 16,368 52 X 945,000 491,040
1,120,000 66,850 35.0 31,500 16,368 52 X 1,102,500 572,880
1,280,000 76,400 40.0 31,500 16,368 52 X 1,260,000 654,720
1,440,000 85,950 45.0 31,500 16,368 52 X 1,417,500 736,560
1,600,000 95,500 50.0 31,500 16,368 52 X 1,575,000 818,400
1,760,000 105,050 55.0 31,500 16,368 52 X 1,732,500 900,240
1,920,000 114,600 60.0 31,500 16,368 52 X 1,890,000 982,080
2,080,000 124,150 65.0 31,500 16,368 52 X 2,047,500 1,063,920
2,240,000 133,700 70.0 31,500 16,368 52 X 2,205,000 1,145,760
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
Terdaftar dan diawasi Oleh OJK

JUMLAH Pinjaman tanpa potongan

PINJAMAN Angsuran Mingguan
Rp Bunga Nominal 12 Minggu Bunga Nominal 24 Minggu
1,000,000 12% 360,000 113,333 6.0% 360,000 56,667
1,500,000 12% 540,000 170,000 6.0% 540,000 85,000
2,000,000 12% 720,000 226,667 6.0% 720,000 113,333
2,500,000 12% 900,000 283,333 6.0% 900,000 141,667
3,000,000 12% 1,080,000 340,000 6.0% 1,080,000 170,000
3,500,000 12% 1,260,000 396,667 6.0% 1,260,000 198,333
4,000,000 12% 1,440,000 453,333 6.0% 1,440,000 226,667
4,500,000 12% 1,620,000 510,000 6.0% 1,620,000 255,000
5,000,000 12% 1,800,000 566,667 6.0% 1,800,000 283,333
6,000,000 12% 2,160,000 680,000 6.0% 2,160,000 340,000
6,500,000 12% 2,340,000 736,667 6.0% 2,340,000 368,333
7,500,000 12% 2,700,000 850,000 6.0% 2,700,000 425,000
Persayaratan :
* Foto Copy KTP,KK, 3 rangkap
* Agunan Perabot/barang elektronik Plafond

1,000,000
4 4.5 5%

PT. BPR YUSTIMA

JL. Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
Terdaftar dan diawasi Oleh OJK
JUMLAH Pinjaman tanpa potongan
PINJAMAN Angsuran Mingguan
Rp Bunga Nominal 10 Minggu Bunga Nominal 20 Minggu
1,000,000 6.0% 180,000 118,000 6.0% 360,000 68,000
1,500,000 6.0% 270,000 177,000 6.0% 540,000 102,000
2,000,000 6.0% 360,000 236,000 6.0% 720,000 136,000
2,500,000 6.0% 450,000 295,000 6.0% 900,000 170,000
3,000,000 6.0% 540,000 354,000 6.0% 1,080,000 204,000
3,500,000 6.0% 630,000 413,000 6.0% 1,260,000 238,000
4,000,000 6.0% 720,000 472,000 6.0% 1,440,000 272,000
4,500,000 6.0% 810,000 531,000 6.0% 1,620,000 306,000
5,000,000 6.0% 900,000 590,000 6.0% 1,800,000 340,000
 6,000,000 6.0% 1,080,000 708,000 6.0% 2,160,000 408,000
6,500,000 6.0% 1,170,000 767,000 6.0% 2,340,000 442,000
7,500,000 6.0% 1,350,000 885,000 6.0% 2,700,000 510,000
Persayaratan :
* Foto Copy KTP,KK, 3 rangkap
* Agunan Perabot/barang elektronik

3 3.5
Modal 1,000,000 1,180,000
Bunga 6.0%
J.waktu 10 Minggu
Perputaran 2 Kali
Awal angs 1 2 3 4 5 6
1 3 180,000 118,000
6.00% 21,240 118,000
139,240 13,924 118,000
2 131,924 13,924 118,000
23,746 0 13,924 118,000
3 155,670 15,567 0 13,924 118,000
147,491 15,567 0 13,924
4 26,548 0 15,567 0
294,982 29,498 0 15,567
5 176,989 29,498 0
31,858 0 29,498
6 208,847 20,885 0
197,874 20,885
7 35,617 0
233,491 23,349
8 221,223
39,820
9 261,043

10

Jumlah angsuran yang diterima 10 X perputaran 2,172,100

Jumlah sisa perputaran 10 X angsuran 1,691,921
Jumlah dana angusuran yang masuk 3,864,021
Modal Bank -/- 1,000,000
Keuntungan Gros atas perputaran dana 2,864,021
Biaya yang dikeluarkan -/- 194,640
Keuntungan netto 2,669,381
COF Biaya
Materai 12,000
ATK 10,000
PPh 0.5% 900
Vcost
Asuransi 3.74 3,740
Fee 10.0% 18,000
Lain Oprasional 7,500 150,000
194,640
Rata-rata bunga 2.67
 7 8 9 10

118,000
13,924 118,000
0 13,924 118,000
15,567 0 13,924 118,000 1 2 3 4
0 15,567 0 13,924 lunas
29,498 0 15,567 0 13,924
0 29,498 0 15,567 0 lunas
20,885 0 29,498 0 15,567
0 20,885 0 29,498 0 15,567
23,349 0 20,885 0 29,498 0 lunas
0 23,349 0 20,885 0 29,498
26,104 0 23,349 0 20,885 0 29,498
247,327 26,104 0 23,349 0 20,885 0 lunas
44,519 0 26,104 0 23,349 0 20,885
291,846 29,185 0 26,104 0 23,349 0 20,885
276,512 29,185 0 26,104 0 23,349 0
49,772 0 29,185 0 26,104 0 23,349
326,284 32,628 0 29,185 0 26,104 0
309,140 32,628 0 29,185 0 26,104
55,645 0 32,628 0 29,185 0
364,786 36,479 0 32,628 0 29,185
345,619 36,479 0 32,628 0
62,211 0 36,479 0 32,628
407,830 40,783 0 36,479 0
268,402 40,783 0 36,479
1 254,478 40,783 0
2 238,911 40,783
3 209,413
4
 5 6 7 8 9 10 1,180,000

139,240

155,670

294,982

208,847
lunas

23,349 233,491
0 Lunas
26,104
0 26,104 261,043
29,185 0 Lunas
0 29,185 0 lunas
32,628 0 29,185 291,846
0 32,628 0 lunas
36,479 0 32,628 0
0 36,479 0 32,628 0 326,284
40,783 0 36,479 0 lunas
188,528 40,783 0 36,479 0
5 165,179 40,783 0 36,479 364,786
6 139,075 40,783 0 lunas
7 109,890 40,783
8 77,262 40,783 407,830
9 40,783 3,864,021
10
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar

JUMLAH Angsuran tanpa Bunga

PINJAMAN Harian Angsuran Mingguan
Rp Ptg Nominal 50 Hari 10 Minggu diterima Ptg Nominal diterima
1,000,000 9% 90,000 20,000 100,000 910,000 3.00% 150,000 850,000
1,500,000 9% 135,000 30,000 150,000 1,365,000 3.00% 225,000 1,275,000
2,000,000 9% 180,000 40,000 200,000 1,820,000 3.00% 300,000 1,700,000
2,500,000 9% 225,000 50,000 250,000 2,275,000 3.00% 375,000 2,125,000
3,500,000 9% 315,000 70,000 350,000 3,185,000 3.00% 525,000 2,975,000
4,000,000 9% 360,000 80,000 400,000 3,640,000 3.00% 600,000 3,400,000
4,500,000 9% 405,000 90,000 450,000 4,095,000 3.00% 675,000 3,825,000
5,000,000 9% 450,000 100,000 500,000 4,550,000 3.00% 750,000 4,250,000

Persayaratan :
* Foto Copy KTP,KK, 3 rangkap
* Agunan Perabot/barang elektronik
 Modal 1,000,000 1,000,000
Bunga 3.0%
J.waktu 10 Minggu
Perputaran 2 Kali
Awal angs 1 2 3 4
20 Minggu 1 3 90,000 100,000
57,500 3.00% 90,000 100,000
75,000 190,000 19,000 100,000
100,000 2 119,000 19,000 100,000
125,000 10,710 0 19,000
175,000 3 129,710 12,971 0
200,000 131,971 12,971
225,000 4 11,877 0
250,000 263,942 26,394
5 158,365
14,253
6 172,618

10

Jumlah angsuran yang diterima 10 X perputaran 1,895,544

Jumlah sisa perputaran 10 X angsuran 1,371,693
Jumlah dana angusuran yang masuk 3,267,237
Modal Bank -/- 1,000,000
Keuntungan Gros atas perputaran dana 2,267,237
Biaya yang dikeluarkan -/- 420,860
Keuntungan netto 1,846,377
COF Biaya
Materai 12,000
ATK 10,000
PPh 0.5% 11,336
Vcost
Asuransi 1.08 10,800
Fee 10.0% 226,724
Lain Oprasional 7,500 150,000
420,860
Rata-rata bunga 1.85
 5 6 7 8 9 10

100,000
19,000 100,000
0 19,000 100,000
12,971 0 19,000 100,000
0 12,971 0 19,000 100,000
26,394 0 12,971 0 19,000 100,000 1 2 3 4
0 26,394 0 12,971 0 19,000 lunas
17,262 0 26,394 0 12,971 0 19,000
175,627 17,262 0 26,394 0 12,971 0 lunas
15,806 0 17,262 0 26,394 0 12,971
191,433 19,143 0 17,262 0 26,394 0 12,971
194,770 19,143 0 17,262 0 26,394 0 lunas
17,529 0 19,143 0 17,262 0 26,394
212,300 21,230 0 19,143 0 17,262 0 26,394
216,000 21,230 0 19,143 0 17,262 0 lunas
19,440 0 21,230 0 19,143 0 17,262
235,440 23,544 0 21,230 0 19,143 0 17,262
239,544 23,544 0 21,230 0 19,143 0
21,559 0 23,544 0 21,230 0 19,143
261,103 26,110 0 23,544 0 21,230 0
265,655 26,110 0 23,544 0 21,230
23,909 0 26,110 0 23,544 0
289,564 28,956 0 26,110 0 23,544
310,942 294,611 28,956 0 26,110 0
26,515 0 28,956 0 26,110
251,599 321,126 32,113 0 28,956 0
226,724 32,113 0 28,956
1 207,724 32,113 0
2 194,753 32,113
3 168,358
4
 5 6 7 8 9 10 1,000,000

190,000

129,710

263,942

172,618
lunas

19,143 191,433
0 Lunas
21,230
0 21,230 212,300
23,544 0 Lunas
0 23,544 0 lunas
26,110 0 23,544 235,440
0 26,110 0 lunas
28,956 0 26,110 0
0 28,956 0 26,110 0 261,103
32,113 0 28,956 0 lunas
151,097 32,113 0 28,956 0
5 131,953 32,113 0 28,956 289,564
6 110,723 32,113 0 lunas
7 87,179 32,113
8 61,069 32,113 321,126
9 32,113 3,267,237
10
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
10 Minggu
2.5 bulan
JUMLAH Angsuran tanpa pokok
PINJAMAN Angsuran Mingguan
Rp Bunga Nominal 10 Minggu Bunga Nominal 20 Minggu
1,000,000 10% 250,000 25,000 10.00% 500,000 25,000
1,500,000 10% 375,000 37,500 10.00% 750,000 37,500
2,000,000 10% 500,000 50,000 10.00% 1,000,000 50,000
3,000,000 10% 750,000 75,000 10.00% 1,500,000 75,000
3,500,000 10% 875,000 87,500 10.00% 1,750,000 87,500
4,000,000 10% 1,000,000 100,000 10.00% 2,000,000 100,000
4,500,000 10% 1,125,000 112,500 10.00% 2,250,000 112,500
5,000,000 10% 1,250,000 125,000 10.00% 2,500,000 125,000
Persayaratan :
* Foto Copy KTP,KK, 3 rangkap
* Agunan Perabot/barang elektronik
 Modal 1,000,000
Bunga 10.0%
J.waktu 10 Minggu
Perputaran 2.50 Kali
Awal angs 1
Bunga 1 250,000 25,000
250,000 10.00% 0
Jw 10 Minggu 2.50 25,000
Hari 7 Hari 2 6,250
3
Bunga Perminggu 25,000 2.500%
Bunga Perhari 3,571 0.3571% 4
Bunga Perbulan 107,143 10.714%
5

10

Jumlah angsuran yang diterima 10 X perputaran

Jumlah sisa perputaran 10 X angsuran
Jumlah dana angusuran yang masuk
Modal Bank
Keuntungan Gros atas perputaran dana
Biaya yang dikeluarkan
Keuntungan netto
COF Biaya
Materai 12,000
ATK 10,000
PPh 0.5% 3,040
Vcost
Asuransi 1.08 10,800
Fee 5.0% 30,396
Lain Oprasional 7,500 187,500
253,735
Rata-rata bunga
 2 3 4 5 6 7 8 9 10

25,000
625 25,000
25,625 625 25,000
6,406 641 625 25,000
26,266 641 625 25,000
6,566 657 641 625 25,000
26,922 657 641 625 25,000
6,731 673 657 641 625 25,000 0
27,595 673 657 641 625 25,000
6,899 690 673 657 641 625
28,285 690 673 657 641
7,071 707 690 673 657
28,992 707 690 673
7,248 725 707 690
29,717 725 707
7,429 743 725
30,460 743
7,615 762
31,222
ima 10 X perputaran 1,287,890 7,805
320,021 1,000,000
1,607,911
-/- 1,000,000
putaran dana 607,911
-/- 253,735
354,176

0.35
 1 2 3 4 5 6 7 8 9 10

lunas
25,000
625 lunas
641 25,625
657 641 lunas
673 657 26,266
690 673 657 lunas
707 690 673 26,922
725 707 690 673 lunas
743 725 707 690 27,595
762 743 725 707 690 lunas
781 762 743 725 707 28,285
32,002 781 762 743 725 707 lunas
32,002 781 762 743 725 28,992
32,002 781 762 743 725 lunas
32,002 781 762 743 29,717
32,002 781 762 743 Lunas
32,002 781 762 30,460
32,002 781 762 lunas
32,002 781 31,222
32,002 781
32,002
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar Modal
Bunga
J.waktu
JUMLAH Angsuran tanpa Bunga Perputaran
PINJAMAN Angsuran Mingguan
Rp Ptg Nominal 10 Minggu Ptg Nominal 20 Minggu 1
1,000,000 3% 90,000 100,000 3.00% 180,000 50,000
1,500,000 3% 135,000 150,000 3.00% 270,000 75,000
2,000,000 3% 180,000 200,000 3.00% 360,000 100,000 2
2,500,000 3% 225,000 250,000 3.00% 450,000 125,000
3,500,000 3% 315,000 350,000 3.00% 630,000 175,000 3
4,000,000 3% 360,000 400,000 3.00% 720,000 200,000
5,000,000 3% 450,000 500,000 3.00% 900,000 250,000 4
6,000,000 3% 540,000 600,000 3.00% 1,080,000 300,000
6,500,000 3% 585,000 650,000 3.00% 1,170,000 325,000 5
7,500,000 3% 675,000 750,000 3.00% 1,350,000 375,000
6
Persayaratan :
* Foto Copy KTP,KK, 3 rangkap 7
* Agunan Perabot/barang elektronik
8

10
 1,000,000 1,000,000
3.0%
10 Minggu
2 Kali
Awal angs 1 2 3 4 5 6 7
3 90,000 100,000
3.00% 90,000 100,000
190,000 19,000 100,000
17,100 17,100 19,000 100,000
207,100 1,539 154 19,000 100,000
18,639 119,154 154 19,000 100,000
10,724 1,072 154 19,000 100,000
129,878 120,226 1,072 154 19,000
10,820 1,082 1,072 154
131,047 121,308 1,082 1,072
10,918 1,092 1,082
132,226 122,400 1,092
11,016 1,102
133,416 123,502
11,115
134,617

Jumlah angsuran yang diterima 10 X perputaran 190,000

Jumlah sisa perputaran 10 X angsuran 77,277
Jumlah dana angusuran yang masuk 267,277
Modal Bank -/- 1,000,000
Keuntungan Gros atas perputaran dana 732,723
Biaya yang dikeluarkan -/- 105,864
Keuntungan netto 838,587
COF Biaya
Materai 12,000
ATK 10,000
PPh 0.5% 3,664
Vcost
Asuransi 1.08 10,800
Fee 10.0% 73,272
Lain Oprasional 7,500 150,000
105,864
Rata-rata bunga 0.84
 8 9 10 11 12 13 14 15 16

100,000
19,000 100,000
154 19,000 100,000 1 2 3 4 5 6 7
1,072 154 19,000 lunas
1,082 1,072 154 19,000
1,092 1,082 1,072 154 lunas
1,102 1,092 1,082 1,072 154
1,112 1,102 1,092 1,082 1,072 lunas
124,613 1,112 1,102 1,092 1,082 1,072
11,215 1,122 1,112 1,102 1,092 1,082 lunas
135,828 125,735 1,122 1,112 1,102 1,092 1,082
11,316 1,132 1,122 1,112 1,102 1,092 lunas
137,051 126,866 1,132 1,122 1,112 1,102 1,092
11,418 1,142 1,132 1,122 1,112 1,102 lunas
138,284 28,008 1,142 1,132 1,122 1,112 1,102
9,008 1,142 1,132 1,122 1,112 lunas
8,854 1,142 1,132 1,122 1,112
7,782 1,142 1,132 1,122
6,700 1,142 1,132
5,608 1,142
4,506
 8 9 10 1,000,000

190,000

1,539

10,724

10,820

10,918

11,016

11,115
lunas
1,122 11,215
1,132 lunas
1,142 1,132 11,316
3,395 1,142 lunas
2,273 1,142 11,418
1,142 1,280,081
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar Modal
Bunga
J.waktu
JUMLAH Angsuran tanpa Bunga Perputaran
PINJAMAN Angsuran Mingguan
Rp Ptg Nominal 10 Minggu Ptg Nominal 20 Minggu 1
1,000,000 3% 90,000 100,000 3.00% 180,000 50,000
1,500,000 3% 135,000 150,000 3.00% 270,000 75,000
2,000,000 3% 180,000 200,000 3.00% 360,000 100,000 2
2,500,000 3% 225,000 250,000 3.00% 450,000 125,000
3,500,000 3% 315,000 350,000 3.00% 630,000 175,000 3
4,000,000 3% 360,000 400,000 3.00% 720,000 200,000
5,000,000 3% 450,000 500,000 3.00% 900,000 250,000 4
6,000,000 3% 540,000 600,000 3.00% 1,080,000 300,000
6,500,000 3% 585,000 650,000 3.00% 1,170,000 325,000 5
7,500,000 3% 675,000 750,000 3.00% 1,350,000 375,000
6
Persayaratan :
* Foto Copy KTP,KK, 3 rangkap 7
* Agunan Perabot/barang elektronik
8

10
 1,000,000 1,000,000
3.0%
10 Minggu
2 Kali
Awal angs 1 2 3 4 5 6 7
3 90,000 100,000
3.00% 90,000 100,000
190,000 19,000 100,000
17,100 17,100 19,000 100,000
136,100 13,610 19,000 100,000
12,249 12,249 13,610 19,000 100,000
144,859 14,486 13,610 19,000 100,000
13,037 13,037 14,486 13,610 19,000
160,133 16,013 14,486 13,610
14,412 14,412 16,013 14,486
177,521 17,752 16,013
15,977 15,977 17,752
196,838 19,684
17,715 17,715
218,261
19,643

272,848
Bunga tambahan
Jumlah angsuran yang diterima 10 X perputaran 2,031,641
Jumlah sisa perputaran 10 X angsuran 1,272,848
Jumlah dana angusuran yang masuk 3,304,489
Modal Bank -/- 1,000,000
Keuntungan Gros atas perputaran dana 2,304,489
Biaya yang dikeluarkan -/- 367,159
Keuntungan netto 1,937,330
COF Biaya
Materai 12,000
ATK 10,000
PPh 0.5% 11,522
Vcost
Asuransi 1.08 10,800
Fee 7.5% 172,837
Lain Oprasional 7,500 150,000
367,159
Rata-rata bunga 1.94
 8 9 10

100,000 FINISH
19,000 100,000
13,610 19,000 100,000 1 2 3 4 5 6 7
14,486 13,610 19,000 lunas
16,013 14,486 13,610 19,000
17,752 16,013 14,486 13,610 lunas
19,684 17,752 16,013 14,486 13,610
21,826 19,684 17,752 16,013 14,486 lunas
19,643 21,826 19,684 17,752 16,013 14,486
242,015 24,201 21,826 19,684 17,752 16,013 lunas
21,781 21,781 24,201 21,826 19,684 17,752 16,013
268,354 26,835 24,201 21,826 19,684 17,752 lunas
24,152 24,152 26,835 24,201 21,826 19,684 17,752
297,560 29,756 26,835 24,201 21,826 19,684 lunas
26,780 26,780 29,756 26,835 24,201 21,826 19,684
229,944 184,164 29,756 26,835 24,201 21,826 Lunas
170,554 29,756 26,835 24,201 21,826
156,068 29,756 26,835 24,201
140,055 29,756 26,835
122,303 29,756
102,619
 8 9 10 1,000,000

190,000

136,100

144,859

160,133

177,521

196,838

218,261
lunas
24,201 242,015
26,835 lunas
29,756 26,835 268,354
80,793 29,756 lunas
56,591 29,756 297,560
29,756 2,031,641
 PT. BANK PERKREDITAN RAKYAT YUSTIMA PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jl Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar Jl. Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
Terdaftar dan diawasi Oleh OJK Terdaftar dan diawasi Oleh OJK

PINJAMAN TANPA POTONGAN PINJAMAN TANPA POTONGAN

Plus Asuransi Jiwa Plus Asuransi Jiwa
JUMLAH ANGSURAN JUMLAH ANGSURAN
PINJAMAN Harian Mingguan Harian Mingguan PINJAMAN Harian Mingguan Harian Mingguan
Rp (50 Hari Kerja ) 10 Minggu (100 Hari Kerja ) 20 Minggu Rp (50 Hari Kerja ) 10 Minggu (100 Hari Kerja ) 20 Minggu
1,000,000 23,000 115,000 13,000 65,000 1,000,000 23,000 115,000 13,000 65,000
1,500,000 34,500 172,500 19,500 97,500 1,500,000 34,500 172,500 19,500 97,500
2,000,000 46,000 230,000 26,000 130,000 2,000,000 46,000 230,000 26,000 130,000
2,500,000 57,500 287,500 32,500 162,500 2,500,000 57,500 287,500 32,500 162,500
3,000,000 69,000 345,000 39,000 195,000 3,000,000 69,000 345,000 39,000 195,000
3,500,000 80,500 402,500 45,500 227,500 3,500,000 80,500 402,500 45,500 227,500
4,000,000 92,000 460,000 52,000 260,000 4,000,000 92,000 460,000 52,000 260,000
4,500,000 103,500 517,500 58,500 292,500 4,500,000 103,500 517,500 58,500 292,500
5,000,000 115,000 575,000 65,000 325,000 5,000,000 115,000 575,000 65,000 325,000
Persayaratan : Persayaratan :
* Foto Copy KTP,KK, 3 rangkap * Foto Copy KTP,KK, 3 rangkap
* Agunan BPKB kendaraan, Perabot / barang elektronik * Agunan BPKB kendaraan, Perabot / barang elektronik

Hub : Hub :

PT. BPR YUSTIMA PT. BPR YUSTIMA

JL. Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar JL. Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
Terdaftar dan diawasi Oleh OJK Terdaftar dan diawasi Oleh OJK
JUMLAH Pinjaman tanpa potongan JUMLAH Pinjaman tanpa potongan
PINJAMAN Angsuran Mingguan PINJAMAN Angsuran Mingguan
Rp 10 Minggu 20 Minggu Rp 10 Minggu 20 Minggu
1,000,000 118,000 #REF! 1,000,000 118,000 #REF!
1,500,000 177,000 #REF! 1,500,000 177,000 #REF!
2,000,000 236,000 #REF! 2,000,000 236,000 #REF!
2,500,000 295,000 #REF! 2,500,000 295,000 #REF!
3,000,000 354,000 #REF! 3,000,000 354,000 #REF!
3,500,000 413,000 #REF! 3,500,000 413,000 #REF!
4,000,000 472,000 #REF! 4,000,000 472,000 #REF!
4,500,000 531,000 #REF! 4,500,000 531,000 #REF!
5,000,000 590,000 #REF! 5,000,000 590,000 #REF!
6,000,000 708,000 #REF! 6,000,000 708,000 #REF!
6,500,000 767,000 #REF! 6,500,000 767,000 #REF!
7,500,000 885,000 #REF! 7,500,000 885,000 #REF!
Persayaratan : Persayaratan :
* Foto Copy KTP,KK, 3 rangkap * Foto Copy KTP,KK, 3 rangkap
* Agunan Perabot/barang elektronik * Agunan Perabot/barang elektronik

3 3.5 3 3.5
 Plafodn 1,000,000
JW Minggu 10 1.0 Bulan
SB 15%
Total Bunga 150,000
COF Biaya Dana Biaya 78,990
Materai 12,000 Sls Bunga 71,010
ATK 10,000
PPh 0.5% 750
Vcost
Asuransi 3.74 3,740
Fee 10.0% 15,000
Lain Oprasion 7,500 37,500
78,990
Rata-rata bunga 2.84%
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar

Angsuran Hanya Pokok

Free Asuransi Jiwa
JUMLAH 10 Minggu 20 Minggu
PINJAMAN Jumlah Jumlah Jumlah Jumlah
Rp Diterima Angsuran Diterima Angsuran
1,000,000 880,000 100,000 760,000 50,000 COF Biaya Dana
1,500,000 1,320,000 150,000 1,140,000 75,000 Materai
2,000,000 1,760,000 200,000 1,520,000 100,000 ATK
2,500,000 2,200,000 250,000 1,900,000 125,000 PPh 0.5%
3,500,000 3,080,000 350,000 2,660,000 175,000 Vcost
4,000,000 3,520,000 400,000 3,040,000 200,000 Asuransi 3.74
5,000,000 4,400,000 500,000 3,800,000 250,000 Fee 7.0%
Lain Oprasion 7,500
Persayaratan :
* Foto Copy KTP,KK, 3 rangkap Rata-rata bunga
* Agunan Perabot/barang elektronik
 Plafodn 1,000,000
JW Minggua 10 1.0
SB 12%
Total Bunga 120,000
Biaya 72,240
12,000 Sls Bunga 47,760
10,000
600

3,740
8,400
37,500
72,240
1.91%
 PT. BANK PERKREDITAN RAKYAT YUSTIMA
JL. Jend. Sudirman No. 17 A Teip. 0428 - 51069 Wonomulyo Kab. Polman- Sulbar

ANGSURAN TANPA BUNGA PINJAMAN TANPA POTONGAN

Plus Asuransi Jiwa Plus Asuransi Jiwa
JUMLAH JENIS ANGSURAN JUMLAH JENIS ANGSURAN
PINJAMAN Jumlah Harian Mingguan Jumlah Harian Mingguan PINJAMAN Harian Mingguan Harian Mingguan
Rp Diterima 50 Hari 10 Minggu Diterima 100 Hari 20 Minggu Rp 50 Hari 10 Minggu 100 hari 20 Minggu
1,000,000 910,000 20,000 100,000 850,000 10,000 50,000 1,000,000 22,500 112,500 12,200 61,000
1,500,000 1,365,000 30,000 150,000 1,275,000 15,000 75,000 1,500,000 33,750 168,750 18,300 91,500
2,000,000 1,820,000 40,000 200,000 1,700,000 20,000 100,000 2,000,000 45,000 225,000 24,400 122,000
2,500,000 2,275,000 50,000 250,000 2,125,000 25,000 125,000 2,500,000 56,250 281,250 30,500 152,500
3,000,000 2,730,000 60,000 300,000 2,550,000 30,000 150,000 3,000,000 67,500 337,500 36,600 183,000
3,500,000 3,185,000 70,000 350,000 2,975,000 35,000 175,000 3,500,000 78,750 393,750 42,700 213,500
4,000,000 3,640,000 80,000 400,000 3,400,000 40,000 200,000 4,000,000 90,000 450,000 48,800 244,000
4,500,000 4,095,000 90,000 450,000 3,825,000 45,000 225,000 4,500,000 101,250 506,250 54,900 274,500
5,000,000 4,550,000 100,000 500,000 4,250,000 50,000 250,000 5,000,000 112,500 562,500 61,000 305,000

* Setoran Angsuran Harian hanya senin sampai Jumat Informasi Hubungi :

Syarat : HP :
* Foto Copy KTP & Kartu Keluarga Masing-mas WA :
* Agunan BPKB Kendaraan, Perabot RT/Barang Elektronik

PT. BANK PERKREDITAN RAKYAT YUSTIMA

JL. Jend. Sudirman No. 17 A Teip. 0428 - 51069 Wonomulyo Kab. Polman- Sulbar

ANGSURAN TANPA BUNGA PINJAMAN TANPA POTONGAN

Plus Asuransi Jiwa Plus Asuransi Jiwa
JUMLAH JENIS ANGSURAN JUMLAH JENIS ANGSURAN
PINJAMAN Jumlah Harian Mingguan Jumlah Harian Mingguan PINJAMAN Harian Mingguan Harian Mingguan
Rp Diterima 50 Hari 10 Minggu Diterima 100 Hari 20 Minggu Rp 50 Hari 10 Minggu 100 hari 20 Minggu
1,000,000 910,000 20,000 100,000 850,000 10,000 50,000 1,000,000 22,500 112,500 12,200 61,000
1,500,000 1,365,000 30,000 150,000 1,275,000 15,000 75,000 1,500,000 33,750 168,750 18,300 91,500
2,000,000 1,820,000 40,000 200,000 1,700,000 20,000 100,000 2,000,000 45,000 225,000 24,400 122,000
2,500,000 2,275,000 50,000 250,000 2,125,000 25,000 125,000 2,500,000 56,250 281,250 30,500 152,500
3,000,000 2,730,000 60,000 300,000 2,550,000 30,000 150,000 3,000,000 67,500 337,500 36,600 183,000
3,500,000 3,185,000 70,000 350,000 2,975,000 35,000 175,000 3,500,000 78,750 393,750 42,700 213,500
4,000,000 3,640,000 80,000 400,000 3,400,000 40,000 200,000 4,000,000 90,000 450,000 48,800 244,000
4,500,000 4,095,000 90,000 450,000 3,825,000 45,000 225,000 4,500,000 101,250 506,250 54,900 274,500
5,000,000 4,550,000 100,000 500,000 4,250,000 50,000 250,000 5,000,000 112,500 562,500 61,000 305,000

* Setoran Angsuran Harian hanya senin sampai Jumat Informasi Hubungi :

Syarat : HP :
* Foto Copy KTP & Kartu Keluarga Masing-mas WA :
* Agunan BPKB Kendaraan, Perabot RT/Barang Elektronik

PT. BANK PERKREDITAN RAKYAT YUSTIMA

JL. Jend. Sudirman No. 17 A Teip. 0428 - 51069 Wonomulyo Kab. Polman- Sulbar

ANGSURAN TANPA BUNGA PINJAMAN TANPA POTONGAN

Plus Asuransi Jiwa Plus Asuransi Jiwa
JUMLAH JENIS ANGSURAN JUMLAH JENIS ANGSURAN
PINJAMAN Jumlah Harian Mingguan Jumlah Harian Mingguan PINJAMAN Harian Mingguan Harian Mingguan
Rp Diterima 50 Hari 10 Minggu Diterima 100 Hari 20 Minggu Rp 50 Hari 10 Minggu 100 hari 20 Minggu
1,000,000 910,000 20,000 100,000 850,000 10,000 50,000 1,000,000 22,500 112,500 12,200 61,000
1,500,000 1,365,000 30,000 150,000 1,275,000 15,000 75,000 1,500,000 33,750 168,750 18,300 91,500
2,000,000 1,820,000 40,000 200,000 1,700,000 20,000 100,000 2,000,000 45,000 225,000 24,400 122,000
2,500,000 2,275,000 50,000 250,000 2,125,000 25,000 125,000 2,500,000 56,250 281,250 30,500 152,500
3,000,000 2,730,000 60,000 300,000 2,550,000 30,000 150,000 3,000,000 67,500 337,500 36,600 183,000
3,500,000 3,185,000 70,000 350,000 2,975,000 35,000 175,000 3,500,000 78,750 393,750 42,700 213,500
4,000,000 3,640,000 80,000 400,000 3,400,000 40,000 200,000 4,000,000 90,000 450,000 48,800 244,000
4,500,000 4,095,000 90,000 450,000 3,825,000 45,000 225,000 4,500,000 101,250 506,250 54,900 274,500
5,000,000 4,550,000 100,000 500,000 4,250,000 50,000 250,000 5,000,000 112,500 562,500 61,000 305,000

* Setoran Angsuran Harian hanya senin sampai Jumat Informasi Hubungi :

Syarat : HP :
* Foto Copy KTP & Kartu Keluarga Masing-mas WA :
* Agunan BPKB Kendaraan, Perabot RT/Barang Elektronik