22% 1.83% 31 s/d 66 48 34 x Rp. 39,500 Rp. 13,528 36 12.00% 37,778 ~ Slip pembayaran kredit pada Bank/Pembiayaan ### 10,000
54 37 x Rp. 37,000 Rp. 24,491 42 33,810 ~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji ### 10,000
60 40 x Rp. 35,000 Rp. 29,414 48 30,833 dan rincian gaji terakhir dari bendahara ### 10,000
66 43 x Rp. 33,500 Rp. 20,819 54 28,519 ~ Perabot RT & Barang Elektronik, SHM, BPKB ### 10,000
72 43 x Rp. 35,000 Rp. 30,302 60 26,667 * Foto copy buku tabungan/rek koran pada Bank Lain mutasi 6 bulan terakhir ### 10,000
84 48 x Rp. 33,000 Rp. 13,016 *
25% 2.08% > 66 s/d 96
90 51 x Rp. 32,000 Rp. 1,910 *
96 52 x Rp. 31,500 Rp. 16,368
12 10 x Rp. 107,000 Rp. 71,416 ~ Foto Copy KK & KTP Suami/Istri yang masih berlaku
24 19 x Rp. 65,000 Rp. 18,316 ~ Surat Nikah atau Surat Cerai
PEGAWAI
27% 2.25% > 12 s/d 24 18 15 x Rp. 78,500 Rp. 14,197 18 15% 68,056 ~ Surat Nikah atau Surat Cerai, keterangan usaha plafond 100 Juta ### 12,500
K U M
24 19 x Rp. 64,500 Rp. 18,216 24 54,167 ~ Surat Persetujuan Suami/Istri ### 12,500
30 22 x Rp. 58,500 Rp. 33,922 30 48,333 ~ Asli BPKB + Faktur. STNK, SHM, Akte Jual Beli, ### 15,000
30% 2.50% > 24 s/d 48 36 25 x Rp. 53,000 Rp. 44,673 36 18% 42,778 ~ Kwitansi Pembelian, PBB tahun tahun terakhir bilan agunan sertifikat ### 15,000
48 31 x Rp. 46,000 Rp. 34,844 48 35,833 * Provisi, 1,5 %, Adm 1%, Simpanan Tabungan Minimal 3% dari plafond ### 15,000
* Potongan : Provisi dan Adm 2,5% dari plafond 12 Minggu 88,334 ~ Foto Copy KK & KTP Suami/Istri yang masi berlaku ### 20,000
24% Plat 2.00% 12 s/d 24 Mg
an
Tabungan, Materai, Asuransi 24 Minggu 46,667 ~ Surat Persetujuan Suami/Istri ### 20,000
ggu
Min
54 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000 29,414
5,000,000 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000 29,414
10,000,000 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000 29,414
12,500,000 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000 29,414
15,000,000 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000 29,414
20,000,000 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000 29,414
25,000,000 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000 29,414
30,000,000 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000 29,414
35,000,000 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000 29,414
40,000,000 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000 29,414
45,000,000 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000 29,414
50,000,000 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000 29,414
55,000,000 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000 29,414
60,000,000 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000 29,414
65,000,000 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000 29,414
70,000,000 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000 29,414
RAKYAT YUSTIMA
nomulyo Kab.Polman - Sulbar
60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457 3.0 35,000
40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095 5.0 35,000
40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190 10.0 35,000
40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238 12.5 35,000
40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285 15.0 35,000
40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380 20.0 35,000
40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475 25.0 35,000
40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570 30.0 35,000
40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665 35.0 35,000
40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760 40.0 35,000
40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855 45.0 35,000
40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950 50.0 35,000
40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045 55.0 35,000
40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140 60.0 35,000
40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235 65.0 35,000
40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330 70.0 35,000
30 Bulan 36 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
26,607 25 X 150,000 79,821 3.0 46,500 27,734 27 X 139,500 83,202
26,607 25 X 250,000 133,035 5.0 46,500 27,734 27 X 232,500 138,670
26,607 25 X 500,000 266,070 10.0 46,500 27,734 27 X 465,000 277,340
26,607 25 X 625,000 332,588 12.5 46,500 27,734 27 X 581,250 346,675
26,607 25 X 750,000 399,105 15.0 46,500 27,734 27 X 697,500 416,010
26,607 25 X 1,000,000 532,140 20.0 46,500 27,734 27 X 930,000 554,680
26,607 25 X 1,250,000 665,175 25.0 46,500 27,734 27 X 1,162,500 693,350
26,607 25 X 1,500,000 798,210 30.0 46,500 27,734 27 X 1,395,000 832,020
26,607 25 X 1,750,000 931,245 35.0 46,500 27,734 27 X 1,627,500 970,690
26,607 25 X 2,000,000 1,064,280 40.0 46,500 27,734 27 X 1,860,000 1,109,360
26,607 25 X 2,250,000 1,197,315 45.0 46,500 27,734 27 X 2,092,500 1,248,030
26,607 25 X 2,500,000 1,330,350 50.0 46,500 27,734 27 X 2,325,000 1,386,700
26,607 25 X 2,750,000 1,463,385 55.0 46,500 27,734 27 X 2,557,500 1,525,370
26,607 25 X 3,000,000 1,596,420 60.0 46,500 27,734 27 X 2,790,000 1,664,040
26,607 25 X 3,250,000 1,729,455 65.0 46,500 27,734 27 X 3,022,500 1,802,710
26,607 25 X 3,500,000 1,862,490 70.0 46,500 27,734 27 X 3,255,000 1,941,380
72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X 99,000 39,048
30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X 165,000 65,080
30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X 330,000 130,160
30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X 412,500 162,700
30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X 495,000 195,240
30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X 660,000 260,320
30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X 825,000 325,400
30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X 990,000 390,480
30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X 1,155,000 455,560
30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X 1,320,000 520,640
30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X 1,485,000 585,720
30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X 1,650,000 650,800
30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X 1,815,000 715,880
30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X 1,980,000 780,960
30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X 2,145,000 846,040
30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X 2,310,000 911,120
42 Bulan 48 Bulan
Angs Jumlah Pelunasan Angs
3.0 42,500 3,169 31 X 127,500 9,507 3.0 39,500 13,528 34 X
5.0 42,500 3,169 31 X 212,500 15,845 5.0 39,500 13,528 34 X
10.0 42,500 3,169 31 X 425,000 31,690 10.0 39,500 13,528 34 X
12.5 42,500 3,169 31 X 531,250 39,613 12.5 39,500 13,528 34 X
15.0 42,500 3,169 31 X 637,500 47,535 15.0 39,500 13,528 34 X
20.0 42,500 3,169 31 X 850,000 63,380 20.0 39,500 13,528 34 X
25.0 42,500 3,169 31 X 1,062,500 79,225 25.0 39,500 13,528 34 X
30.0 42,500 3,169 31 X 1,275,000 95,070 30.0 39,500 13,528 34 X
35.0 42,500 3,169 31 X 1,487,500 110,915 35.0 39,500 13,528 34 X
40.0 42,500 3,169 31 X 1,700,000 126,760 40.0 39,500 13,528 34 X
45.0 42,500 3,169 31 X 1,912,500 142,605 45.0 39,500 13,528 34 X
50.0 42,500 3,169 31 X 2,125,000 158,450 50.0 39,500 13,528 34 X
55.0 42,500 3,169 31 X 2,337,500 174,295 55.0 39,500 13,528 34 X
60.0 42,500 3,169 31 X 2,550,000 190,140 60.0 39,500 13,528 34 X
65.0 42,500 3,169 31 X 2,762,500 205,985 65.0 39,500 13,528 34 X
70.0 42,500 3,169 31 X 2,975,000 221,830 70.0 39,500 13,528 34 X
90 Bulan 96 Bulan
Angs Jumlah Pelunasan Angs
3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500 16,368 52 X
5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500 16,368 52 X
10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500 16,368 52 X
12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500 16,368 52 X
15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500 16,368 52 X
20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500 16,368 52 X
25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500 16,368 52 X
30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500 16,368 52 X
35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500 16,368 52 X
40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500 16,368 52 X
45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500 16,368 52 X
50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500 16,368 52 X
55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500 16,368 52 X
60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500 16,368 52 X
65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500 16,368 52 X
70.0 32,000 1,910 51 X 2,240,000 133,700 100.0 31,500 16,368 52 X
48 Bulan 54 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
118,500 40,584 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000
197,500 67,640 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000
395,000 135,280 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000
493,750 169,100 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000
592,500 202,920 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000
790,000 270,560 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000
987,500 338,200 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000
1,185,000 405,840 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000
1,382,500 473,480 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000
1,580,000 541,120 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000
1,777,500 608,760 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000
1,975,000 676,400 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000
2,172,500 744,040 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000
2,370,000 811,680 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000
2,567,500 879,320 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000
2,765,000 946,960 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000
96 Bulan
Jumlah Pelunasan
94,500 49,104
157,500 81,840
315,000 163,680
393,750 204,600
472,500 245,520
630,000 327,360
787,500 409,200
945,000 491,040
1,102,500 572,880
1,260,000 654,720
1,417,500 736,560
1,575,000 818,400
1,732,500 900,240
1,890,000 982,080
2,047,500 1,063,920
3,150,000 1,636,800
60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
29,414 40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457
29,414 40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095
29,414 40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190
29,414 40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238
29,414 40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285
29,414 40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380
29,414 40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475
29,414 40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570
29,414 40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665
29,414 40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760
29,414 40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855
29,414 40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950
29,414 40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045
29,414 40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140
29,414 40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235
29,414 40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330
72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs
3.0 35,000 30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X
5.0 35,000 30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X
10.0 35,000 30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X
12.5 35,000 30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X
15.0 35,000 30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X
20.0 35,000 30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X
25.0 35,000 30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X
30.0 35,000 30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X
35.0 35,000 30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X
40.0 35,000 30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X
45.0 35,000 30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X
50.0 35,000 30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X
55.0 35,000 30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X
60.0 35,000 30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X
65.0 35,000 30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X
70.0 35,000 30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X
84 Bulan 90 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500
165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500
330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500
412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500
495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500
660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500
825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500
990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500
1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500
1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500
1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500
1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500
1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500
1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500
2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500
2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700 70.0 31,500
96 Bulan
Angs Jumlah Pelunasan
16,368 52 X 94,500 49,104
16,368 52 X 157,500 81,840
16,368 52 X 315,000 163,680
16,368 52 X 393,750 204,600
16,368 52 X 472,500 245,520
16,368 52 X 630,000 327,360
16,368 52 X 787,500 409,200
16,368 52 X 945,000 491,040
16,368 52 X 1,102,500 572,880
16,368 52 X 1,260,000 654,720
16,368 52 X 1,417,500 736,560
16,368 52 X 1,575,000 818,400
16,368 52 X 1,732,500 900,240
16,368 52 X 1,890,000 982,080
16,368 52 X 2,047,500 1,063,920
16,368 52 X 2,205,000 1,145,760
Flate 1% Perbulan
Jw 12 Bulan
10,000,000
Angs Pokok Angs. Bunga Jumlah
1 9,166,000 834,000 100,000 934,000 1.50% 14,010
2 8,332,000 834,000 100,000 934,000 1.50% 14,010
3 7,498,000 834,000 100,000 934,000 1.50% 14,010
4 6,664,000 834,000 100,000 934,000 1.50% 14,010
5 5,830,000 834,000 100,000 934,000 1.50% 14,010
6 4,996,000 834,000 100,000 934,000 1.50% 14,010
7 4,162,000 834,000 100,000 934,000 1.50% 14,010
8 3,328,000 834,000 100,000 934,000 1.50% 14,010
9 2,494,000 834,000 100,000 934,000 1.50% 14,010
10 1,660,000 834,000 100,000 934,000 1.50% 14,010
11 826,000 834,000 100,000 934,000 1.50% 14,010
12 0 826,000 100,000 926,000 1.50% 13,890
0 10,000,000 1,200,000 11,200,000 168,000
1,368,000
Efektif bencong 20 % PA Efektif bencong
Jw 12 Bulan Jw 12 Bulan
172,098
22 % PA Efektif bencong 23 % PA
Jw 12 Bulan
54 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000 29,414
5,000,000 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000 29,414
10,000,000 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000 29,414
12,500,000 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000 29,414
15,000,000 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000 29,414
20,000,000 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000 29,414
25,000,000 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000 29,414
30,000,000 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000 29,414
35,000,000 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000 29,414
40,000,000 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000 29,414
45,000,000 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000 29,414
50,000,000 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000 29,414
55,000,000 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000 29,414
60,000,000 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000 29,414
65,000,000 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000 29,414
70,000,000 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000 29,414
RAKYAT YUSTIMA
nomulyo Kab.Polman - Sulbar
60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457 3.0 35,000
40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095 5.0 35,000
40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190 10.0 35,000
40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238 12.5 35,000
40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285 15.0 35,000
40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380 20.0 35,000
40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475 25.0 35,000
40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570 30.0 35,000
40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665 35.0 35,000
40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760 40.0 35,000
40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855 45.0 35,000
40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950 50.0 35,000
40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045 55.0 35,000
40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140 60.0 35,000
40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235 65.0 35,000
40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330 70.0 35,000
30 Bulan 36 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
26,607 25 X 150,000 79,821 3.0 46,500 27,734 27 X 139,500 83,202
26,607 25 X 250,000 133,035 5.0 46,500 27,734 27 X 232,500 138,670
26,607 25 X 500,000 266,070 10.0 46,500 27,734 27 X 465,000 277,340
26,607 25 X 625,000 332,588 12.5 46,500 27,734 27 X 581,250 346,675
26,607 25 X 750,000 399,105 15.0 46,500 27,734 27 X 697,500 416,010
26,607 25 X 1,000,000 532,140 20.0 46,500 27,734 27 X 930,000 554,680
26,607 25 X 1,250,000 665,175 25.0 46,500 27,734 27 X 1,162,500 693,350
26,607 25 X 1,500,000 798,210 30.0 46,500 27,734 27 X 1,395,000 832,020
26,607 25 X 1,750,000 931,245 35.0 46,500 27,734 27 X 1,627,500 970,690
26,607 25 X 2,000,000 1,064,280 40.0 46,500 27,734 27 X 1,860,000 1,109,360
26,607 25 X 2,250,000 1,197,315 45.0 46,500 27,734 27 X 2,092,500 1,248,030
26,607 25 X 2,500,000 1,330,350 50.0 46,500 27,734 27 X 2,325,000 1,386,700
26,607 25 X 2,750,000 1,463,385 55.0 46,500 27,734 27 X 2,557,500 1,525,370
26,607 25 X 3,000,000 1,596,420 60.0 46,500 27,734 27 X 2,790,000 1,664,040
26,607 25 X 3,250,000 1,729,455 65.0 46,500 27,734 27 X 3,022,500 1,802,710
26,607 25 X 3,500,000 1,862,490 70.0 46,500 27,734 27 X 3,255,000 1,941,380
72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X 99,000 39,048
30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X 165,000 65,080
30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X 330,000 130,160
30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X 412,500 162,700
30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X 495,000 195,240
30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X 660,000 260,320
30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X 825,000 325,400
30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X 990,000 390,480
30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X 1,155,000 455,560
30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X 1,320,000 520,640
30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X 1,485,000 585,720
30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X 1,650,000 650,800
30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X 1,815,000 715,880
30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X 1,980,000 780,960
30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X 2,145,000 846,040
30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X 2,310,000 911,120
42 Bulan 48 Bulan
Angs Jumlah Pelunasan Angs
3.0 42,500 3,169 31 X 127,500 9,507 3.0 39,500 13,528 34 X
5.0 42,500 3,169 31 X 212,500 15,845 5.0 39,500 13,528 34 X
10.0 42,500 3,169 31 X 425,000 31,690 10.0 39,500 13,528 34 X
12.5 42,500 3,169 31 X 531,250 39,613 12.5 39,500 13,528 34 X
15.0 42,500 3,169 31 X 637,500 47,535 15.0 39,500 13,528 34 X
20.0 42,500 3,169 31 X 850,000 63,380 20.0 39,500 13,528 34 X
25.0 42,500 3,169 31 X 1,062,500 79,225 25.0 39,500 13,528 34 X
30.0 42,500 3,169 31 X 1,275,000 95,070 30.0 39,500 13,528 34 X
35.0 42,500 3,169 31 X 1,487,500 110,915 35.0 39,500 13,528 34 X
40.0 42,500 3,169 31 X 1,700,000 126,760 40.0 39,500 13,528 34 X
45.0 42,500 3,169 31 X 1,912,500 142,605 45.0 39,500 13,528 34 X
50.0 42,500 3,169 31 X 2,125,000 158,450 50.0 39,500 13,528 34 X
55.0 42,500 3,169 31 X 2,337,500 174,295 55.0 39,500 13,528 34 X
60.0 42,500 3,169 31 X 2,550,000 190,140 60.0 39,500 13,528 34 X
65.0 42,500 3,169 31 X 2,762,500 205,985 65.0 39,500 13,528 34 X
70.0 42,500 3,169 31 X 2,975,000 221,830 70.0 39,500 13,528 34 X
90 Bulan 96 Bulan
Angs Jumlah Pelunasan Angs
3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500 16,368 52 X
5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500 16,368 52 X
10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500 16,368 52 X
12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500 16,368 52 X
15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500 16,368 52 X
20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500 16,368 52 X
25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500 16,368 52 X
30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500 16,368 52 X
35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500 16,368 52 X
40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500 16,368 52 X
45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500 16,368 52 X
50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500 16,368 52 X
55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500 16,368 52 X
60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500 16,368 52 X
65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500 16,368 52 X
70.0 32,000 1,910 51 X 2,240,000 133,700 100.0 31,500 16,368 52 X
48 Bulan 54 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
118,500 40,584 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000
197,500 67,640 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000
395,000 135,280 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000
493,750 169,100 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000
592,500 202,920 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000
790,000 270,560 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000
987,500 338,200 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000
1,185,000 405,840 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000
1,382,500 473,480 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000
1,580,000 541,120 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000
1,777,500 608,760 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000
1,975,000 676,400 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000
2,172,500 744,040 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000
2,370,000 811,680 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000
2,567,500 879,320 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000
2,765,000 946,960 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000
96 Bulan
Jumlah Pelunasan
94,500 49,104
157,500 81,840
315,000 163,680
393,750 204,600
472,500 245,520
630,000 327,360
787,500 409,200
945,000 491,040
1,102,500 572,880
1,260,000 654,720
1,417,500 736,560
1,575,000 818,400
1,732,500 900,240
1,890,000 982,080
2,047,500 1,063,920
3,150,000 1,636,800
60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
29,414 40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457
29,414 40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095
29,414 40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190
29,414 40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238
29,414 40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285
29,414 40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380
29,414 40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475
29,414 40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570
29,414 40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665
29,414 40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760
29,414 40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855
29,414 40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950
29,414 40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045
29,414 40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140
29,414 40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235
29,414 40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330
72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs
3.0 35,000 30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X
5.0 35,000 30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X
10.0 35,000 30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X
12.5 35,000 30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X
15.0 35,000 30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X
20.0 35,000 30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X
25.0 35,000 30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X
30.0 35,000 30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X
35.0 35,000 30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X
40.0 35,000 30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X
45.0 35,000 30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X
50.0 35,000 30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X
55.0 35,000 30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X
60.0 35,000 30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X
65.0 35,000 30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X
70.0 35,000 30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X
84 Bulan 90 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500
165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500
330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500
412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500
495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500
660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500
825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500
990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500
1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500
1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500
1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500
1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500
1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500
1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500
2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500
2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700 70.0 31,500
96 Bulan
Angs Jumlah Pelunasan
16,368 52 X 94,500 49,104
16,368 52 X 157,500 81,840
16,368 52 X 315,000 163,680
16,368 52 X 393,750 204,600
16,368 52 X 472,500 245,520
16,368 52 X 630,000 327,360
16,368 52 X 787,500 409,200
16,368 52 X 945,000 491,040
16,368 52 X 1,102,500 572,880
16,368 52 X 1,260,000 654,720
16,368 52 X 1,417,500 736,560
16,368 52 X 1,575,000 818,400
16,368 52 X 1,732,500 900,240
16,368 52 X 1,890,000 982,080
16,368 52 X 2,047,500 1,063,920
16,368 52 X 2,205,000 1,145,760
PT. BANK PERKREDITAN RAKYAT YUSTIMA Kredit sertifikasi pendidik
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar Hubungi HP :
Terdaftar dan diawasi Oleh OJK An :
54 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 44,000 364 34 X 132,000 1,092 3.0 42,000 26,523
5,000,000 5.0 44,000 364 34 X 220,000 1,820 5.0 42,000 26,523
10,000,000 10.0 44,000 364 34 X 440,000 3,640 10.0 42,000 26,523
12,500,000 12.5 44,000 364 34 X 550,000 4,550 12.5 42,000 26,523
15,000,000 15.0 44,000 364 34 X 660,000 5,460 15.0 42,000 26,523
20,000,000 20.0 44,000 364 34 X 880,000 7,280 20.0 42,000 26,523
25,000,000 25.0 44,000 364 34 X 1,100,000 9,100 25.0 42,000 26,523
30,000,000 30.0 44,000 364 34 X 1,320,000 10,920 30.0 42,000 26,523
35,000,000 35.0 44,000 364 34 X 1,540,000 12,740 35.0 42,000 26,523
40,000,000 40.0 44,000 364 34 X 1,760,000 14,560 40.0 42,000 26,523
45,000,000 45.0 44,000 364 34 X 1,980,000 16,380 45.0 42,000 26,523
50,000,000 50.0 44,000 364 34 X 2,200,000 18,200 50.0 42,000 26,523
55,000,000 55.0 44,000 364 34 X 2,420,000 20,020 55.0 42,000 26,523
60,000,000 60.0 44,000 364 34 X 2,640,000 21,840 60.0 42,000 26,523
65,000,000 65.0 44,000 364 34 X 2,860,000 23,660 65.0 42,000 26,523
70,000,000 70.0 44,000 364 34 X 3,080,000 25,480 70.0 42,000 26,523
RAKYAT YUSTIMA
nomulyo Kab.Polman - Sulbar
60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
36 X 126,000 79,569 3.0 42,000 12,215 38 X 126,000 36,645 3.0 41,000
36 X 210,000 132,615 5.0 42,000 12,215 38 X 210,000 61,075 5.0 41,000
36 X 420,000 265,230 10.0 42,000 12,215 38 X 420,000 122,150 10.0 41,000
36 X 525,000 331,538 12.5 42,000 12,215 38 X 525,000 152,688 12.5 41,000
36 X 630,000 397,845 15.0 42,000 12,215 38 X 630,000 183,225 15.0 41,000
36 X 840,000 530,460 20.0 42,000 12,215 38 X 840,000 244,300 20.0 41,000
36 X 1,050,000 663,075 25.0 42,000 12,215 38 X 1,050,000 305,375 25.0 41,000
36 X 1,260,000 795,690 30.0 42,000 12,215 38 X 1,260,000 366,450 30.0 41,000
36 X 1,470,000 928,305 35.0 42,000 12,215 38 X 1,470,000 427,525 35.0 41,000
36 X 1,680,000 1,060,920 40.0 42,000 12,215 38 X 1,680,000 488,600 40.0 41,000
36 X 1,890,000 1,193,535 45.0 42,000 12,215 38 X 1,890,000 549,675 45.0 41,000
36 X 2,100,000 1,326,150 50.0 42,000 12,215 38 X 2,100,000 610,750 50.0 41,000
36 X 2,310,000 1,458,765 55.0 42,000 12,215 38 X 2,310,000 671,825 55.0 41,000
36 X 2,520,000 1,591,380 60.0 42,000 12,215 38 X 2,520,000 732,900 60.0 41,000
36 X 2,730,000 1,723,995 65.0 42,000 12,215 38 X 2,730,000 793,975 65.0 41,000
36 X 2,940,000 1,856,610 70.0 42,000 12,215 38 X 2,940,000 855,050 70.0 41,000
30 Bulan 36 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
47,312 22 X 171,000 141,936 3.0 51,500 8,444 26 X 154,500 25,332
47,312 22 X 285,000 236,560 5.0 51,500 8,444 26 X 257,500 42,220
47,312 22 X 570,000 473,120 10.0 51,500 8,444 26 X 515,000 84,440
47,312 22 X 712,500 591,400 12.5 51,500 8,444 26 X 643,750 105,550
47,312 22 X 855,000 709,680 15.0 51,500 8,444 26 X 772,500 126,660
47,312 22 X 1,140,000 946,240 20.0 51,500 8,444 26 X 1,030,000 168,880
47,312 22 X 1,425,000 1,182,800 25.0 51,500 8,444 26 X 1,287,500 211,100
47,312 22 X 1,710,000 1,419,360 30.0 51,500 8,444 26 X 1,545,000 253,320
47,312 22 X 1,995,000 1,655,920 35.0 51,500 8,444 26 X 1,802,500 295,540
47,312 22 X 2,280,000 1,892,480 40.0 51,500 8,444 26 X 2,060,000 337,760
47,312 22 X 2,565,000 2,129,040 45.0 51,500 8,444 26 X 2,317,500 379,980
47,312 22 X 2,850,000 2,365,600 50.0 51,500 8,444 26 X 2,575,000 422,200
47,312 22 X 3,135,000 2,602,160 55.0 51,500 8,444 26 X 2,832,500 464,420
47,312 22 X 3,420,000 2,838,720 60.0 51,500 8,444 26 X 3,090,000 506,640
47,312 22 X 3,705,000 3,075,280 65.0 51,500 8,444 26 X 3,347,500 548,860
47,312 22 X 3,990,000 3,311,840 70.0 51,500 8,444 26 X 3,605,000 591,080
72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
38,372 39 X 123,000 115,116 3.0 33,000 13,016 48 X 99,000 39,048
38,372 39 X 205,000 191,860 5.0 33,000 13,016 48 X 165,000 65,080
38,372 39 X 410,000 383,720 10.0 33,000 13,016 48 X 330,000 130,160
38,372 39 X 512,500 479,650 12.5 33,000 13,016 48 X 412,500 162,700
38,372 39 X 615,000 575,580 15.0 33,000 13,016 48 X 495,000 195,240
38,372 39 X 820,000 767,440 20.0 33,000 13,016 48 X 660,000 260,320
38,372 39 X 1,025,000 959,300 25.0 33,000 13,016 48 X 825,000 325,400
38,372 39 X 1,230,000 1,151,160 30.0 33,000 13,016 48 X 990,000 390,480
38,372 39 X 1,435,000 1,343,020 35.0 33,000 13,016 48 X 1,155,000 455,560
38,372 39 X 1,640,000 1,534,880 40.0 33,000 13,016 48 X 1,320,000 520,640
38,372 39 X 1,845,000 1,726,740 45.0 33,000 13,016 48 X 1,485,000 585,720
38,372 39 X 2,050,000 1,918,600 50.0 33,000 13,016 48 X 1,650,000 650,800
38,372 39 X 2,255,000 2,110,460 55.0 33,000 13,016 48 X 1,815,000 715,880
38,372 39 X 2,460,000 2,302,320 60.0 33,000 13,016 48 X 1,980,000 780,960
38,372 39 X 2,665,000 2,494,180 65.0 33,000 13,016 48 X 2,145,000 846,040
38,372 39 X 2,870,000 2,686,040 70.0 33,000 13,016 48 X 2,310,000 911,120
42 Bulan 48 Bulan
Angs Jumlah Pelunasan Angs
3.0 47,500 14,247 29 X 142,500 42,741 3.0 46,000 34,844 31 X
5.0 47,500 14,247 29 X 237,500 71,235 5.0 46,000 34,844 31 X
10.0 47,500 14,247 29 X 475,000 142,470 10.0 46,000 34,844 31 X
12.5 47,500 14,247 29 X 593,750 178,088 12.5 46,000 34,844 31 X
15.0 47,500 14,247 29 X 712,500 213,705 15.0 46,000 34,844 31 X
20.0 47,500 14,247 29 X 950,000 284,940 20.0 46,000 34,844 31 X
25.0 47,500 14,247 29 X 1,187,500 356,175 25.0 46,000 34,844 31 X
30.0 47,500 14,247 29 X 1,425,000 427,410 30.0 46,000 34,844 31 X
35.0 47,500 14,247 29 X 1,662,500 498,645 35.0 46,000 34,844 31 X
40.0 47,500 14,247 29 X 1,900,000 569,880 40.0 46,000 34,844 31 X
45.0 47,500 14,247 29 X 2,137,500 641,115 45.0 46,000 34,844 31 X
50.0 47,500 14,247 29 X 2,375,000 712,350 50.0 46,000 34,844 31 X
55.0 47,500 14,247 29 X 2,612,500 783,585 55.0 46,000 34,844 31 X
60.0 47,500 14,247 29 X 2,850,000 854,820 60.0 46,000 34,844 31 X
65.0 47,500 14,247 29 X 3,087,500 926,055 65.0 46,000 34,844 31 X
70.0 47,500 14,247 29 X 3,325,000 997,290 70.0 46,000 34,844 31 X
90 Bulan 96 Bulan
Angs Jumlah Pelunasan Angs
3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500 16,368 52 X
5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500 16,368 52 X
10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500 16,368 52 X
12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500 16,368 52 X
15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500 16,368 52 X
20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500 16,368 52 X
25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500 16,368 52 X
30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500 16,368 52 X
35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500 16,368 52 X
40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500 16,368 52 X
45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500 16,368 52 X
50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500 16,368 52 X
55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500 16,368 52 X
60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500 16,368 52 X
65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500 16,368 52 X
70.0 32,000 1,910 51 X 2,240,000 133,700 100.0 31,500 16,368 52 X
48 Bulan
Jumlah Pelunasan
138,000 104,532
230,000 174,220
460,000 348,440
575,000 435,550
690,000 522,660
920,000 696,880
1,150,000 871,100
1,380,000 1,045,320
1,610,000 1,219,540
1,840,000 1,393,760
2,070,000 1,567,980
2,300,000 1,742,200
2,530,000 1,916,420
2,760,000 2,090,640
2,990,000 2,264,860
3,220,000 2,439,080
96 Bulan
Jumlah Pelunasan
94,500 49,104
157,500 81,840
315,000 163,680
393,750 204,600
472,500 245,520
630,000 327,360
787,500 409,200
945,000 491,040
1,102,500 572,880
1,260,000 654,720
1,417,500 736,560
1,575,000 818,400
1,732,500 900,240
1,890,000 982,080
2,047,500 1,063,920
3,150,000 1,636,800
84 Bulan
Angs
3.0 33,000 13,016 48 X
5.0 33,000 13,016 48 X
10.0 33,000 13,016 48 X
12.5 33,000 13,016 48 X
15.0 33,000 13,016 48 X
20.0 33,000 13,016 48 X
25.0 33,000 13,016 48 X
30.0 33,000 13,016 48 X
35.0 33,000 13,016 48 X
40.0 33,000 13,016 48 X
45.0 33,000 13,016 48 X
50.0 33,000 13,016 48 X
55.0 33,000 13,016 48 X
60.0 33,000 13,016 48 X
65.0 33,000 13,016 48 X
70.0 33,000 13,016 48 X
84 Bulan 90 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500
165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500
330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500
412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500
495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500
660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500
825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500
990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500
1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500
1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500
1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500
1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500
1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500
1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500
2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500
2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700 70.0 31,500
96 Bulan
Angs Jumlah Pelunasan
16,368 52 X 94,500 49,104
16,368 52 X 157,500 81,840
16,368 52 X 315,000 163,680
16,368 52 X 393,750 204,600
16,368 52 X 472,500 245,520
16,368 52 X 630,000 327,360
16,368 52 X 787,500 409,200
16,368 52 X 945,000 491,040
16,368 52 X 1,102,500 572,880
16,368 52 X 1,260,000 654,720
16,368 52 X 1,417,500 736,560
16,368 52 X 1,575,000 818,400
16,368 52 X 1,732,500 900,240
16,368 52 X 1,890,000 982,080
16,368 52 X 2,047,500 1,063,920
16,368 52 X 2,205,000 1,145,760
jw
12
18
20% 1.67% 12 s/d 30
24
30
31
36
42
22% 1.83% 31 s/d 66
48
54
JW 31 60
Suku Bunga 53,500 25% 12 66
Angs.Pkk 32,258 72
1,000,000 Jlh Angs 53,091 84
25% 2.08% > 66 s/d 96
90
1 32,667 967,333 20,833 53,500 25% 12 96
2 33,347 933,986 20,153 53,500 25% 12
3 34,042 899,944 19,458 53,500 25% 12 jw
4 34,751 865,193 18,749 53,500 25% 12 12
5 35,475 829,718 18,025 53,500 25% 12 18
22% 1.83% 12 s/d 30
6 36,214 793,504 17,286 53,500 25% 12 24
7 36,969 756,535 16,531 53,500 25% 12 30
8 37,739 718,796 15,761 53,500 25% 12 31
9 38,525 680,271 14,975 53,500 25% 12 36
10 39,328 640,943 14,172 53,500 25% 12 42
23% 1.92% 31 s/d 66
11 40,147 600,796 13,353 53,500 25% 12 48
12 40,983 559,813 12,517 53,500 25% 12 54
13 41,837 517,976 11,663 53,500 25% 12 60
14 42,709 475,267 10,791 53,500 25% 12 66
15 43,599 431,668 9,901 53,500 25% 12 72
16 44,507 387,161 8,993 53,500 25% 12 25% 2.08% > 60 s/d 96 84
17 45,434 341,727 8,066 53,500 25% 12 90
18 46,381 295,346 7,119 53,500 25% 12 96
19 47,347 248,000 6,153 53,500 25% 12
20 48,333 199,666 5,167 53,500 25% 12 jw
21 49,340 150,326 4,160 53,500 25% 12 12
22 50,368 99,958 3,132 53,500 25% 12 18
22% 1.83% 12 s/d 30
23 51,418 48,540 2,082 53,500 25% 12 24
24 48,540 0 1,011 49,551 25% 12 30
25 49,551 49,551 0 49,551 25% 12 31
26 50,584 100,135 1,032 49,551 25% 12 36
27 40,986 141,121 2,086 38,900 25% 12 42
24% 2.00% 31 s/d 66
28 41,840 182,961 2,940 38,900 25% 12 48
29 42,712 225,672 3,812 38,900 25% 12 54
30 43,601 269,273 4,702 38,900 25% 12 60
31 6,706 275,979 5,610 1,096 25% 12 66
32 6,846 282,825 5,750 1,096 25% 12 72
33 6,988 289,813 5,892 1,096 25% 12 26% 2.17% > 60 s/d 96 84
34 9,665 299,478 6,038 3,627 25% 12 90
35 9,866 309,345 6,239 3,627 25% 12 96
36 10,072 319,417 6,445 3,627 25% 12
37 13,728 333,145 6,655 7,073 25% 12
38 14,014 347,159 6,941 7,073 25% 12 jw
39 14,306 361,465 7,232 7,073 25% 12 12
40 12,159 373,624 7,531 4,628 25% 12 18
23% 1.92% 12 s/d 30
41 11,314 384,938 7,784 3,530 25% 12 24
42 11,550 396,487 8,020 3,530 25% 12 30
43 11,790 408,278 8,260 3,530 25% 12 31
44 2,397 410,675 8,506 6,109 25% 12 36
45 2,447 413,122 8,556 6,109 25% 12 42
25% 2.08% 31 s/d 66
46 2,498 415,620 8,607 6,109 25% 12 48
47 2,550 418,170 8,659 6,109 25% 12 54
48 15,673 433,843 8,712 6,961 25% 12 60
49 23,962 457,805 9,038 14,924 25% 12 66
50 24,461 482,266 9,538 14,924 25% 12 72
51 24,971 507,237 10,047 14,924 25% 12 27% 2.25% > 60 s/d 96 84
52 15,104 522,341 10,567 4,537 25% 12 90
53 15,419 537,759 10,882 4,537 25% 12 96
54 15,740 553,499 11,203 4,537 25% 12
16,068 569,567 11,531 4,537 25% 12
#DIV/0! #DIV/0! #DIV/0! 4,537
#DIV/0! #DIV/0! #DIV/0! 4,537
#DIV/0! #DIV/0! #DIV/0!
#DIV/0! #DIV/0! #DIV/0!
#DIV/0! #DIV/0! #DIV/0!
#DIV/0! #DIV/0! #DIV/0!
Angsuran bulanan Pelunasan
11 x Rp. 100,000 Rp. 3,045 ### 1 12 1,103,045 103,045 0.9
15 X Rp. 72,500 Rp. 58,325 ### 1 16 1,145,825 145,825 0.9
20 X Rp. 58,500 Rp. 16,900 12 93,334 ### 1 21 1,186,900 186,900 0.9
24 X Rp. 50,000 Rp. 26,607 15 76,667 ### 1 25 1,226,607 226,607 0.9
24 x Rp. 51,500 Rp. 26,803 18 65,556 ### 1 25 1,262,803 262,803 1.1
27 x Rp. 47,000 Rp. 28,107 24 51,667 ### 1 28 1,297,107 297,107 1.1
31 x Rp. 43,000 Rp. 3,588 30 43,333 ### 1 32 1,336,588 336,588 1.1
34 x Rp. 40,000 Rp. 14,467 36 12.00% 37,778 ### 1 35 1,374,467 374,467 1.1
36 x Rp. 38,000 Rp. 37,012 42 33,810 ### 1 37 1,405,012 405,012 1.1
40 x Rp. 36,000 Rp. 1,427 48 30,833 ### 1 41 1,441,427 441,427 1.1
42 x Rp. 34,500 Rp. 24,685 54 28,519 ### 1 43 1,473,685 473,685 1.1
43 x Rp. 35,000 Rp. 30,302 60 26,667 ### 1 44 1,535,302 535,302 1.2
48 x Rp. 33,000 Rp. 13,016 ### 1 49 1,597,016 597,016 1.2
51 x Rp. 32,000 Rp. 1,910 ### 1 52 1,633,910 633,910 1.2
52 x Rp. 31,500 Rp. 16,368 ### 1 53 1,654,368 654,368 1.2
11 12
16 12
20 12
24 12
26 13
30 13
34 13
37 13
41 13
44 13
51 15
54 15
60 15
63 15
65 15
12 13
17 12
21 13
26 13
28 14
30 13
34 13
37 13
41 13
44 13
52 15
55 15
61 15
65 15
67 15
12 13
17 12
21 13
26 13
28 14
32 14
36 14
40 14
44 14
47 14
53 16
57 16
64 16
66 16
70 16
BANK YUSTIMA SISTEM PERHITUNGAN KREDIT
PT. BANK PERKREDITAN RAKYAT
SE No. 01 /SE-DIR/BPR-YTM/31/1/2017 Per 1 Juta Rupiah
JENIS SUKU BUNGA EFEKTIF (Bunga Menurun) FLATE (Bunga rata)
JK WAKTU (BULAN
KREDIT PER THN PER BLN Angs. Bulanan Pelunasan JW SB/THN ANGSURAN
10 x Rp. 108,500 Rp.
POLRI, TNI, PENSIUN
12 66,131
30% 2.50% 12 S/D 36 24 18 x Rp. 67,000 Rp. 61,267
30 22 x Rp. 58,500 Rp. 33,922
36 25 x Rp. 53,000 Rp. 44,673
42 28 x Rp. 50,500 Rp. 27,037
48 31 x Rp. 47,500 Rp. 15,186
32% 2.67% > 36 S/D 60
54 32 x Rp. 45,500 Rp. 23,685
60 36 x Rp. 43,500 Rp. 3,307
12 10 x Rp. 102,500 Rp. 92,736 12 94,166
18 15 X Rp. 75,000 Rp. 41,014 18 66,389
23% 1.92% 12 s/d 30 13.00%
24 19 X Rp. 61,000 Rp. 52,951 24 52,500
30 23 X Rp. 52,500 Rp. 48,685 30 44,166
31 23 x Rp. 53,500 Rp. 49,551 31 48,925
36 26 x Rp. 49,000 Rp. 41,840 36 39,445
14%
42 30 x Rp. 45,000 Rp. 6,846 42 35,477
PNS
27% 2.25% > 12 s/d 24 18 15 x Rp. 78,500 Rp. 14,197 18 15% 68,056
K U M
12 Minggu 90,834
mini
Min
5 133,947
25% 2,08% 6 s/d 12 Bln
Bula
12 66,131
30% 2.50% 12 S/D 36 24 18 x Rp. 67,000 Rp. 61,267
30 22 x Rp. 58,500 Rp. 33,922
36 25 x Rp. 53,000 Rp. 44,673
42 28 x Rp. 50,500 Rp. 27,037
48 31 x Rp. 47,500 Rp. 15,186
32% 2.67% > 36 S/D 60
54 32 x Rp. 45,500 Rp. 23,685
60 36 x Rp. 43,500 Rp. 3,307
12 10 x Rp. 102,500 Rp. 92,736
18 15 X Rp. 75,000 Rp. 41,014
23% 1.92% 12 s/d 30
24 19 X Rp. 61,000 Rp. 52,951 12 93,334
30 23 X Rp. 52,500 Rp. 48,685 15 76,667
31 23 x Rp. 53,500 Rp. 49,551 18 65,556
36 26 x Rp. 49,000 Rp. 41,840 24 51,667
42 30 x Rp. 45,000 Rp. 6,846 30 43,333
PNS
27% 2.25% > 12 s/d 24 18 15 x Rp. 78,500 Rp. 14,197 18 15% 68,056
K U M
12 Minggu 90,834
mini
Min
5 133,947
25% 2,08% 6 s/d 12 Bln
Bula
Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
325,000 91,540 22 X 285,000 236,560 26 X 257,500 42,220 29 X 237,500 71,235
650,000 183,080 22 X 570,000 473,120 26 X 515,000 84,440 29 X 475,000 142,470
812,500 228,850 22 X 712,500 591,400 26 X 643,750 105,550 29 X 593,750 178,088
975,000 274,620 22 X 855,000 709,680 26 X 772,500 126,660 29 X 712,500 213,705
1,300,000 366,160 22 X 1,140,000 946,240 26 X 1,030,000 168,880 29 X 950,000 284,940
1,625,000 457,700 22 X 1,425,000 1,182,800 26 X 1,287,500 211,100 29 X 1,187,500 356,175
1,950,000 549,240 22 X 1,710,000 1,419,360 26 X 1,545,000 253,320 29 X 1,425,000 427,410
2,275,000 640,780 22 X 1,995,000 1,655,920 26 X 1,802,500 295,540 29 X 1,662,500 498,645
2,600,000 732,320 22 X 2,280,000 1,892,480 26 X 2,060,000 337,760 29 X 1,900,000 569,880
2,925,000 823,860 22 X 2,565,000 2,129,040 26 X 2,317,500 379,980 29 X 2,137,500 641,115
3,250,000 915,400 22 X 2,850,000 2,365,600 26 X 2,575,000 422,200 29 X 2,375,000 712,350
3,575,000 1,006,940 22 X 3,135,000 2,602,160 26 X 2,832,500 464,420 29 X 2,612,500 783,585
3,900,000 1,098,480 22 X 3,420,000 2,838,720 26 X 3,090,000 506,640 29 X 2,850,000 854,820
4,225,000 1,190,020 22 X 3,705,000 3,075,280 26 X 3,347,500 548,860 29 X 3,087,500 926,055
4,550,000 1,281,560 22 X 3,990,000 3,311,840 26 X 3,605,000 591,080 29 X 3,325,000 997,290
Mks, 5/20/2021
Debitur
UNGA ANUITAS
10.59% 606,061
Plafond Kredit : 40,000,000 352,894
Bunga Anuitas : 18.00% 958,954
Jangka Waktu : 5.5 66
Bunga Flat P.A : 10.59 0.88% 606,061
Total Angsuran Bunga : 23,290,981 352,894
Total Angsuran Pokok : 40,000,000 606,061 958,954
Total Pembayaran : 63,290,981 Rata bunga58.227451
Tanggal Realisasi : 2/19/2021 perbulan 0.8822341
12
Saldo TANGGAL
PARAF pendapatan
Akhir BAYAR - Provisi 800,000
39,641,046 bunga ###
39,276,707 ###
38,906,904
38,531,553 biaya
38,150,572
37,763,876 3.5
37,371,380
36,972,997
36,568,637
36,158,213
35,741,632
35,318,802
34,889,630
34,454,020
34,011,876
33,563,100
33,107,592
32,645,252
32,175,976
31,699,661
31,216,202
30,725,491
30,227,419
29,721,876
29,208,750
28,687,927
28,159,292
27,622,727
27,078,113
26,525,331
25,964,256
25,394,766
24,816,733
24,230,030
23,634,526
23,030,090
22,416,587
21,793,882
21,161,836
20,520,309
19,869,159
19,208,242
18,537,412
17,856,519
17,165,412
16,463,939
15,751,944
15,029,269
14,295,754
13,551,236
12,795,550 ###
12,028,529
11,250,003
10,459,798
9,657,741 -
8,843,653 ###
8,017,354
7,178,660
6,327,385
5,463,342
4,586,338
3,696,179
2,792,667
1,875,603
944,783
(0)
ran tersebut diatas.
jumlah kewajiban yang harus saya bayar adalah jumlah pokok ditambah
tersebut.
erjanjian Kredit Nomor : /PK/SDJ/
BANK PERKREDITAN RAKYAT
YUSTIMA WONOMULYO
Mks, 5/20/2021
Debitur
BANK PERKREDITAN RAKYAT
YUSTIMA WONOMULYO
IF
Mks, 5/20/2021
Debitur
RKREDITAN RAKYAT
A WONOMULYO
606,061
Rata bunga58.227451
perbulan 0.8822341
###
-
###