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BANK YUSTIMA SISTEM PERHITUNGAN KREDIT

PT. BANK PERKREDITAN RAKYAT Contak Person:


SE No. 05 /SE-DIR/BPR-YTM/25/VII/2016 Per 1 Juta Rupiah Contak Person :
JENIS SUKU BUNGA EFEKTIF (Bunga Menurun) FLATE (Bunga rata) Jl. Jend. Sudirman No. 17A Wonomulyo
JK WAKTU (BULAN
KREDIT PER THN PER BLN Angs. Bulanan Pelunasan JW SB/THN ANGSURAN Telp. (0428) 51069
10 x Rp. 108,500 Rp. KELENGKAPAN BERKAS:
POLRI, TNI, PENSIUN
12 66,131
30% 2.50% 12 S/D 36 24 18 x Rp. 67,000 Rp. 61,267 * Foto Copy KK & KTP Suami/Istri yang masih berlaku
30 22 x Rp. 58,500 Rp. 33,922 * Surat Nikah atau Surat Cerai
36 25 x Rp. 53,000 Rp. 44,673 * SK Pertama s/d Terakhir, KARPEG, KARIP, KGB
42 28 x Rp. 50,500 Rp. 27,037 * Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji
48 31 x Rp. 47,500 Rp. 15,186 dan rincian gaji terakhir dari bendahara
32% 2.67% > 36 S/D 60
54 32 x Rp. 45,500 Rp. 23,685 * Tambahan jaminan lainnya
60 36 x Rp. 43,500 Rp. 3,307 * Provisi, 1,5 %, Adm 1,25%, Simpanan minimal 3 % dari Plafond
12 11 x Rp. 100,000 Rp. 3,045
18 15 X Rp. 72,500 Rp. 58,325 ~ Foto Copy KK & KTP Suami/Istri yang masih berlaku
20% 1.67% 12 s/d 30
24 20 X Rp. 58,500 Rp. 16,900 12 93,334 ~ Surat Nikah atau Surat Cerai ### 10,000
30 24 X Rp. 50,000 Rp. 26,607 15 76,667 ~ SK Pertama s/d Terakhir, KARPEG, KARIP, KGB ### 10,000
31 24 x Rp. 51,000 Rp. 26,659 18 65,556 ~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji ### 10,000
36 27 x Rp. 46,500 Rp. 27,734 24 51,667 dan rincian gaji terakhir dari bendahara ### 10,000
42 31 x Rp. 42,500 Rp. 3,169 30 43,333 ~ Surat Persetujuan Suami/Istri ### 10,000
PNS

22% 1.83% 31 s/d 66 48 34 x Rp. 39,500 Rp. 13,528 36 12.00% 37,778 ~ Slip pembayaran kredit pada Bank/Pembiayaan ### 10,000
54 37 x Rp. 37,000 Rp. 24,491 42 33,810 ~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji ### 10,000
60 40 x Rp. 35,000 Rp. 29,414 48 30,833 dan rincian gaji terakhir dari bendahara ### 10,000
66 43 x Rp. 33,500 Rp. 20,819 54 28,519 ~ Perabot RT & Barang Elektronik, SHM, BPKB ### 10,000
72 43 x Rp. 35,000 Rp. 30,302 60 26,667 * Foto copy buku tabungan/rek koran pada Bank Lain mutasi 6 bulan terakhir ### 10,000
84 48 x Rp. 33,000 Rp. 13,016 *
25% 2.08% > 66 s/d 96
90 51 x Rp. 32,000 Rp. 1,910 *
96 52 x Rp. 31,500 Rp. 16,368
12 10 x Rp. 107,000 Rp. 71,416 ~ Foto Copy KK & KTP Suami/Istri yang masih berlaku
24 19 x Rp. 65,000 Rp. 18,316 ~ Surat Nikah atau Surat Cerai
PEGAWAI

28% 2.33% s/d 42


36 26 x Rp. 51,500 Rp. 8,444 ~ SK Terakhir, KGB terakhir Sertifikat Pendidik
Sertifikasi

42 29 x Rp. 47,500 Rp. 14,247 ~ Sertifikat Tanah / BPKB


48 31 x Rp. 46,000 Rp. 34,844 ~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji
30% 2.50% > 42 s/d 60 54 34 x Rp. 44,000 Rp. 41,623 dan rincian gaji terakhir dari bendahara
60 36 x Rp. 42,000 Rp. 13,970 ~ Surat Persetujuan Suami/Istri
66 38 x Rp. 42,000 Rp. 12,215 ~ BUKU Tabungan sertif dan ATM, KPE
32.0% 2.67% > 60 s/d 72
72 39 x Rp. 41,000 Rp. 38,372 * Provisi, 1,5 %, Adm 1%,
12 10 x Rp. 106,000 Rp. 76,870 12 95,834 ~ Foto Copy KK & KTP Suami/Istri yang masi berlaku ### 12,500
Usaha Umum

27% 2.25% > 12 s/d 24 18 15 x Rp. 78,500 Rp. 14,197 18 15% 68,056 ~ Surat Nikah atau Surat Cerai, keterangan usaha plafond 100 Juta ### 12,500
K U M

24 19 x Rp. 64,500 Rp. 18,216 24 54,167 ~ Surat Persetujuan Suami/Istri ### 12,500
30 22 x Rp. 58,500 Rp. 33,922 30 48,333 ~ Asli BPKB + Faktur. STNK, SHM, Akte Jual Beli, ### 15,000
30% 2.50% > 24 s/d 48 36 25 x Rp. 53,000 Rp. 44,673 36 18% 42,778 ~ Kwitansi Pembelian, PBB tahun tahun terakhir bilan agunan sertifikat ### 15,000
48 31 x Rp. 46,000 Rp. 34,844 48 35,833 * Provisi, 1,5 %, Adm 1%, Simpanan Tabungan Minimal 3% dari plafond ### 15,000
* Potongan : Provisi dan Adm 2,5% dari plafond 12 Minggu 88,334 ~ Foto Copy KK & KTP Suami/Istri yang masi berlaku ### 20,000
24% Plat 2.00% 12 s/d 24 Mg
an

Tabungan, Materai, Asuransi 24 Minggu 46,667 ~ Surat Persetujuan Suami/Istri ### 20,000
ggu

12 Minggu 90,834 ~ Perabot RT & Barang Elektronik , BPKB ### 12,500


mini

Min

36% Plat 3% 6 s/d 12 Bln Tanpa potongan Provisi dan Adm


24 Minggu 49,167 ~ Keterangan Usaha dari desa ### 12,500
6 x Rp. 187,500 Rp.
nan

5 133,947 * Minimal agunan BPKB


25% 2,08% 6 s/d 12 Bln
Bula

12 10 x Rp. 104,500 Rp. 82,050


barang 12 12 bulan 100,834 ~ Untuk Pegawai = Kelengkapan Berkas K. Pegawai ### 17,500
21% 1.75%
21% 1.75%
elektronik 24 24 bulan 59,167 ~ Untuk Umum = Kelengkapan Berkas Kredit Usaha ### 17,500
Perbandingan
RATA2
Bunga
11 1,000,000 1,151,131 151,131 1.37
19 1,000,000 1,267,267 267,267 1.41
23 1,000,000 1,320,922 320,922 1.40
26 1,000,000 1,369,673 369,673 1.42
29 1,000,000 1,441,037 441,037 1.52
32 1,000,000 1,487,686 487,686 1.52
33 1,000,000 1,479,685 479,685 1.45
37 1,000,000 1,569,307 569,307 1.54
12 1,000,000 1,103,045 103,045 0.86
16 1,000,000 1,145,825 145,825 0.91
83,333 93,333 21 1,000,000 1,186,900 186,900 0.89
66,667 76,667 25 1,000,000 1,226,607 226,607 0.91
55,556 65,556 25 1,000,000 1,250,659 250,659 1.00
41,667 51,667 28 1,000,000 1,283,234 283,234 1.01
33,333 43,333 32 1,000,000 1,320,669 320,669 1.00
27,778 37,778 35 1,000,000 1,356,528 356,528 1.02
23,810 33,810 38 1,000,000 1,393,491 393,491 1.04
20,833 30,833 41 1,000,000 1,429,414 429,414 1.05
18,519 28,519 44 1,000,000 1,461,319 461,319 1.05
16,667 26,667 44 1,000,000 1,535,302 535,302 1.22
49 1,000,000 1,597,016 597,016 1.22
52 1,000,000 1,633,910 633,910 1.22
53 1,000,000 1,654,368 654,368 1.23
11 1,000,000 1,141,416 141,416 1.29
20 1,000,000 1,253,316 253,316 1.27
27 1,000,000 1,347,444 347,444 1.29
30 1,000,000 1,391,747 391,747 1.31
32 1,000,000 1,460,844 460,844 1.44
35 1,000,000 1,537,623 537,623 1.54
37 1,000,000 1,525,970 525,970 1.42
39 1,000,000 1,608,215 608,215 1.56
40 1,000,000 1,637,372 637,372 1.59
83,333 95,833 11 1,000,000 1,136,870 136,870 1.24
55,556 68,056 16 1,000,000 1,191,697 191,697 1.20
41,667 54,167 20 1,000,000 1,243,716 243,716 1.22
33,333 48,333 23 1,000,000 1,320,922 320,922 1.40
27,778 42,778 26 1,000,000 1,369,673 369,673 1.42
20,833 35,833 32 1,000,000 1,460,844 460,844 1.44
83,333 103,333 1
41,667 61,667 1
83,333 95,833 1
41,667 54,167 1
6
11
83,333 100,833
41,667 59,167
PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
PNS
Jumlah Jangka waktu ( bulan A
12 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 100,000 3,045 11 X 300,000 9,135 3.0 72,000 58,325
5,000,000 5.0 100,000 3,045 11 X 500,000 15,225 5.0 72,000 58,325
10,000,000 10.0 100,000 3,045 11 X 1,000,000 30,450 10.0 72,000 58,325
12,500,000 12.5 100,000 3,045 11 X 1,250,000 38,063 12.5 72,000 58,325
15,000,000 15.0 100,000 3,045 11 X 1,500,000 45,675 15.0 72,000 58,325
20,000,000 20.0 100,000 3,045 11 X 2,000,000 60,900 20.0 72,000 58,325
25,000,000 25.0 100,000 3,045 11 X 2,500,000 76,125 25.0 72,000 58,325
30,000,000 30.0 100,000 3,045 11 X 3,000,000 91,350 30.0 72,000 58,325
35,000,000 35.0 100,000 3,045 11 X 3,500,000 106,575 35.0 72,000 58,325
40,000,000 40.0 100,000 3,045 11 X 4,000,000 121,800 40.0 72,000 58,325
45,000,000 45.0 100,000 3,045 11 X 4,500,000 137,025 45.0 72,000 58,325
50,000,000 50.0 100,000 3,045 11 X 5,000,000 152,250 50.0 72,000 58,325
55,000,000 55.0 100,000 3,045 11 X 5,500,000 167,475 55.0 72,000 58,325
60,000,000 60.0 100,000 3,045 11 X 6,000,000 182,700 60.0 72,000 58,325
65,000,000 65.0 100,000 3,045 11 X 6,500,000 197,925 65.0 72,000 58,325
70,000,000 70.0 100,000 3,045 11 X 7,000,000 213,150 70.0 72,000 58,325

54 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000 29,414
5,000,000 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000 29,414
10,000,000 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000 29,414
12,500,000 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000 29,414
15,000,000 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000 29,414
20,000,000 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000 29,414
25,000,000 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000 29,414
30,000,000 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000 29,414
35,000,000 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000 29,414
40,000,000 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000 29,414
45,000,000 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000 29,414
50,000,000 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000 29,414
55,000,000 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000 29,414
60,000,000 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000 29,414
65,000,000 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000 29,414
70,000,000 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000 29,414
RAKYAT YUSTIMA
nomulyo Kab.Polman - Sulbar

Jangka waktu ( bulan Angsuran )


18 Bulan 24 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
15 X 216,000 174,975 3.0 58,500 16,900 20 X 175,500 50,700 3.0 50,000
15 X 360,000 291,625 5.0 58,500 16,900 20 X 292,500 84,500 5.0 50,000
15 X 720,000 583,250 10.0 58,500 16,900 20 X 585,000 169,000 10.0 50,000
15 X 900,000 729,063 12.5 58,500 16,900 20 X 731,250 211,250 12.5 50,000
15 X 1,080,000 874,875 15.0 58,500 16,900 20 X 877,500 253,500 15.0 50,000
15 X 1,440,000 1,166,500 20.0 58,500 16,900 20 X 1,170,000 338,000 20.0 50,000
15 X 1,800,000 1,458,125 25.0 58,500 16,900 20 X 1,462,500 422,500 25.0 50,000
15 X 2,160,000 1,749,750 30.0 58,500 16,900 20 X 1,755,000 507,000 30.0 50,000
15 X 2,520,000 2,041,375 35.0 58,500 16,900 20 X 2,047,500 591,500 35.0 50,000
15 X 2,880,000 2,333,000 40.0 58,500 16,900 20 X 2,340,000 676,000 40.0 50,000
15 X 3,240,000 2,624,625 45.0 58,500 16,900 20 X 2,632,500 760,500 45.0 50,000
15 X 3,600,000 2,916,250 50.0 58,500 16,900 20 X 2,925,000 845,000 50.0 50,000
15 X 3,960,000 3,207,875 55.0 58,500 16,900 20 X 3,217,500 929,500 55.0 50,000
15 X 4,320,000 3,499,500 60.0 58,500 16,900 20 X 3,510,000 1,014,000 60.0 50,000
15 X 4,680,000 3,791,125 65.0 58,500 16,900 20 X 3,802,500 1,098,500 65.0 50,000
15 X 5,040,000 4,082,750 70.0 58,500 16,900 20 X 4,095,000 1,183,000 70.0 50,000

60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457 3.0 35,000
40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095 5.0 35,000
40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190 10.0 35,000
40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238 12.5 35,000
40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285 15.0 35,000
40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380 20.0 35,000
40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475 25.0 35,000
40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570 30.0 35,000
40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665 35.0 35,000
40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760 40.0 35,000
40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855 45.0 35,000
40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950 50.0 35,000
40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045 55.0 35,000
40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140 60.0 35,000
40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235 65.0 35,000
40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330 70.0 35,000
30 Bulan 36 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
26,607 25 X 150,000 79,821 3.0 46,500 27,734 27 X 139,500 83,202
26,607 25 X 250,000 133,035 5.0 46,500 27,734 27 X 232,500 138,670
26,607 25 X 500,000 266,070 10.0 46,500 27,734 27 X 465,000 277,340
26,607 25 X 625,000 332,588 12.5 46,500 27,734 27 X 581,250 346,675
26,607 25 X 750,000 399,105 15.0 46,500 27,734 27 X 697,500 416,010
26,607 25 X 1,000,000 532,140 20.0 46,500 27,734 27 X 930,000 554,680
26,607 25 X 1,250,000 665,175 25.0 46,500 27,734 27 X 1,162,500 693,350
26,607 25 X 1,500,000 798,210 30.0 46,500 27,734 27 X 1,395,000 832,020
26,607 25 X 1,750,000 931,245 35.0 46,500 27,734 27 X 1,627,500 970,690
26,607 25 X 2,000,000 1,064,280 40.0 46,500 27,734 27 X 1,860,000 1,109,360
26,607 25 X 2,250,000 1,197,315 45.0 46,500 27,734 27 X 2,092,500 1,248,030
26,607 25 X 2,500,000 1,330,350 50.0 46,500 27,734 27 X 2,325,000 1,386,700
26,607 25 X 2,750,000 1,463,385 55.0 46,500 27,734 27 X 2,557,500 1,525,370
26,607 25 X 3,000,000 1,596,420 60.0 46,500 27,734 27 X 2,790,000 1,664,040
26,607 25 X 3,250,000 1,729,455 65.0 46,500 27,734 27 X 3,022,500 1,802,710
26,607 25 X 3,500,000 1,862,490 70.0 46,500 27,734 27 X 3,255,000 1,941,380

72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X 99,000 39,048
30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X 165,000 65,080
30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X 330,000 130,160
30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X 412,500 162,700
30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X 495,000 195,240
30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X 660,000 260,320
30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X 825,000 325,400
30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X 990,000 390,480
30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X 1,155,000 455,560
30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X 1,320,000 520,640
30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X 1,485,000 585,720
30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X 1,650,000 650,800
30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X 1,815,000 715,880
30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X 1,980,000 780,960
30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X 2,145,000 846,040
30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X 2,310,000 911,120
42 Bulan 48 Bulan
Angs Jumlah Pelunasan Angs
3.0 42,500 3,169 31 X 127,500 9,507 3.0 39,500 13,528 34 X
5.0 42,500 3,169 31 X 212,500 15,845 5.0 39,500 13,528 34 X
10.0 42,500 3,169 31 X 425,000 31,690 10.0 39,500 13,528 34 X
12.5 42,500 3,169 31 X 531,250 39,613 12.5 39,500 13,528 34 X
15.0 42,500 3,169 31 X 637,500 47,535 15.0 39,500 13,528 34 X
20.0 42,500 3,169 31 X 850,000 63,380 20.0 39,500 13,528 34 X
25.0 42,500 3,169 31 X 1,062,500 79,225 25.0 39,500 13,528 34 X
30.0 42,500 3,169 31 X 1,275,000 95,070 30.0 39,500 13,528 34 X
35.0 42,500 3,169 31 X 1,487,500 110,915 35.0 39,500 13,528 34 X
40.0 42,500 3,169 31 X 1,700,000 126,760 40.0 39,500 13,528 34 X
45.0 42,500 3,169 31 X 1,912,500 142,605 45.0 39,500 13,528 34 X
50.0 42,500 3,169 31 X 2,125,000 158,450 50.0 39,500 13,528 34 X
55.0 42,500 3,169 31 X 2,337,500 174,295 55.0 39,500 13,528 34 X
60.0 42,500 3,169 31 X 2,550,000 190,140 60.0 39,500 13,528 34 X
65.0 42,500 3,169 31 X 2,762,500 205,985 65.0 39,500 13,528 34 X
70.0 42,500 3,169 31 X 2,975,000 221,830 70.0 39,500 13,528 34 X

90 Bulan 96 Bulan
Angs Jumlah Pelunasan Angs
3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500 16,368 52 X
5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500 16,368 52 X
10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500 16,368 52 X
12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500 16,368 52 X
15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500 16,368 52 X
20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500 16,368 52 X
25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500 16,368 52 X
30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500 16,368 52 X
35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500 16,368 52 X
40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500 16,368 52 X
45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500 16,368 52 X
50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500 16,368 52 X
55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500 16,368 52 X
60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500 16,368 52 X
65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500 16,368 52 X
70.0 32,000 1,910 51 X 2,240,000 133,700 100.0 31,500 16,368 52 X
48 Bulan 54 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
118,500 40,584 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000
197,500 67,640 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000
395,000 135,280 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000
493,750 169,100 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000
592,500 202,920 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000
790,000 270,560 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000
987,500 338,200 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000
1,185,000 405,840 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000
1,382,500 473,480 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000
1,580,000 541,120 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000
1,777,500 608,760 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000
1,975,000 676,400 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000
2,172,500 744,040 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000
2,370,000 811,680 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000
2,567,500 879,320 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000
2,765,000 946,960 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000

96 Bulan
Jumlah Pelunasan
94,500 49,104
157,500 81,840
315,000 163,680
393,750 204,600
472,500 245,520
630,000 327,360
787,500 409,200
945,000 491,040
1,102,500 572,880
1,260,000 654,720
1,417,500 736,560
1,575,000 818,400
1,732,500 900,240
1,890,000 982,080
2,047,500 1,063,920
3,150,000 1,636,800
60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
29,414 40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457
29,414 40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095
29,414 40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190
29,414 40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238
29,414 40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285
29,414 40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380
29,414 40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475
29,414 40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570
29,414 40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665
29,414 40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760
29,414 40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855
29,414 40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950
29,414 40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045
29,414 40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140
29,414 40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235
29,414 40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330
72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs
3.0 35,000 30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X
5.0 35,000 30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X
10.0 35,000 30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X
12.5 35,000 30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X
15.0 35,000 30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X
20.0 35,000 30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X
25.0 35,000 30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X
30.0 35,000 30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X
35.0 35,000 30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X
40.0 35,000 30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X
45.0 35,000 30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X
50.0 35,000 30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X
55.0 35,000 30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X
60.0 35,000 30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X
65.0 35,000 30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X
70.0 35,000 30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X
84 Bulan 90 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500
165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500
330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500
412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500
495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500
660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500
825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500
990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500
1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500
1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500
1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500
1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500
1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500
1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500
2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500
2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700 70.0 31,500
96 Bulan
Angs Jumlah Pelunasan
16,368 52 X 94,500 49,104
16,368 52 X 157,500 81,840
16,368 52 X 315,000 163,680
16,368 52 X 393,750 204,600
16,368 52 X 472,500 245,520
16,368 52 X 630,000 327,360
16,368 52 X 787,500 409,200
16,368 52 X 945,000 491,040
16,368 52 X 1,102,500 572,880
16,368 52 X 1,260,000 654,720
16,368 52 X 1,417,500 736,560
16,368 52 X 1,575,000 818,400
16,368 52 X 1,732,500 900,240
16,368 52 X 1,890,000 982,080
16,368 52 X 2,047,500 1,063,920
16,368 52 X 2,205,000 1,145,760
Flate 1% Perbulan
Jw 12 Bulan
10,000,000
Angs Pokok Angs. Bunga Jumlah
1 9,166,000 834,000 100,000 934,000 1.50% 14,010
2 8,332,000 834,000 100,000 934,000 1.50% 14,010
3 7,498,000 834,000 100,000 934,000 1.50% 14,010
4 6,664,000 834,000 100,000 934,000 1.50% 14,010
5 5,830,000 834,000 100,000 934,000 1.50% 14,010
6 4,996,000 834,000 100,000 934,000 1.50% 14,010
7 4,162,000 834,000 100,000 934,000 1.50% 14,010
8 3,328,000 834,000 100,000 934,000 1.50% 14,010
9 2,494,000 834,000 100,000 934,000 1.50% 14,010
10 1,660,000 834,000 100,000 934,000 1.50% 14,010
11 826,000 834,000 100,000 934,000 1.50% 14,010
12 0 826,000 100,000 926,000 1.50% 13,890
0 10,000,000 1,200,000 11,200,000 168,000
1,368,000
Efektif bencong 20 % PA Efektif bencong
Jw 12 Bulan Jw 12 Bulan

10,000,000 Angs PokokAngs. Bung Jumlah ### Angs Pokok


9,166,667 833,333 166,667 1,000,000 1.50% 15,000 9,166,333 833,667
8,319,444 847,222 152,778 1,000,000 1.50% 15,000 8,317,383 848,951
7,458,102 861,343 138,657 1,000,000 1.50% 15,000 7,452,868 864,515
6,582,404 875,698 124,302 1,000,000 1.50% 15,000 6,572,504 880,364
5,692,110 890,293 109,707 1,000,000 1.50% 15,000 5,676,000 896,504
4,786,979 905,131 94,869 1,000,000 1.50% 15,000 4,763,060 912,940
3,866,762 920,217 79,783 1,000,000 1.50% 15,000 3,833,383 929,677
2,931,208 935,554 64,446 1,000,000 1.50% 15,000 2,886,661 946,721
1,980,061 951,147 48,853 1,000,000 1.50% 15,000 1,922,584 964,078
1,013,062 966,999 33,001 1,000,000 1.50% 15,000 940,831 981,753
29,947 983,116 16,884 1,000,000 1.50% 15,000 0 940,831
0 29,947 499 30,446 1.50% 457 0 0
1,030,446 11,030,446 165,457
1,195,902

172,098
22 % PA Efektif bencong 23 % PA
Jw 12 Bulan

Angs. Bung Jumlah ### Angs PokokAngs. Bung Jumlah


183,333 1,017,000 1.50% 15,255 9,166,667 833,333 191,667 1,025,000
168,049 1,017,000 1.50% 15,255 8,317,361 849,306 175,694 1,025,000
152,485 1,017,000 1.50% 15,255 7,451,777 865,584 159,416 1,025,000
136,636 1,017,000 1.50% 15,255 6,569,603 882,174 142,826 1,025,000
120,496 1,017,000 1.50% 15,255 5,670,520 899,083 125,917 1,025,000
104,060 1,017,000 1.50% 15,255 4,754,205 916,315 108,685 1,025,000
87,323 1,017,000 1.50% 15,255 3,820,328 933,878 91,122 1,025,000
70,279 1,017,000 1.50% 15,255 2,868,551 951,777 73,223 1,025,000
52,922 1,017,000 1.50% 15,255 1,898,531 970,019 54,981 1,025,000
35,247 1,017,000 1.50% 15,255 909,920 988,611 36,389 1,025,000
17,249 958,080 1.50% 14,371 0 909,920 17,440 1,025,000
0 0 1.50% 0 0 0 0 0
1,128,079 11,128,080 166,921 1,177,360 ###
1,295,001
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
1.50% 15,375
0.00% 0
169,125
1,346,485
PT. BANK PERKREDITAN RAKYAT YUSTIMA Informasi : HP.
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar

Jumlah Jangka waktu ( bulan Angsuran )


PINJAMAN 12 Bulan 18 Bulan 24 Bulan 30 Bulan 36 Bulan 42 Bulan 48 Bulan
RP Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
3,000,000
### 11 X 300,000 9,135
### 15 X 217,500 174,975 20 X 175,500 50,700
### 25 X 150,000 79,821 27 X 139,500 83,202 3.0 42,500 3,169 31 X 127,500 9,507
### 34 X 118,500 40,584
5,000,000
### 11 X 500,000 15,225
### 15 X 362,500 291,625 20 X 292,500 84,500
### 25 X 250,000 133,035 27 X 232,500 138,670 5.0 42,500 3,169 31 X 212,500 15,845
### 34 X 197,500 67,640
10,000,000
### 11 X 1,000,000 30,450
### 15 X 725,000 583,250 20 X 585,000 169,000
### 25 X 500,000 266,070 27 X 465,000 277,340 10.0 42,500 3,169 31 X 425,000 31,690
### 34 X 395,000 135,280
12,500,000
### 11 X 1,250,000 38,063
### 15 X 906,250 729,063 20 X 731,250 211,250
### 25 X 625,000 332,588 27 X 581,250 346,675 12.5 42,500 3,169 31 X 531,250 39,613
### 34 X 493,750 169,100
15,000,000
### 11 X 1,500,000 45,675
### 15 X 1,087,500 874,875 20 X 877,500 253,500
### 25 X 750,000 399,105 27 X 697,500 416,010 15.0 42,500 3,169 31 X 637,500 47,535
### 34 X 592,500 202,920
20,000,000
### 11 X 2,000,000 60,900
### 15 X 1,450,000 1,166,500 20 X 1,170,000 338,000
### 25 X 1,000,000 532,140 27 X 930,000 554,680 20.0 42,500 3,169 31 X 850,000 63,380
### 34 X 790,000 270,560
25,000,000
### 11 X 2,500,000 76,125
### 15 X 1,812,500 1,458,125 20 X 1,462,500 422,500
### 25 X 1,250,000 665,175 27 X 1,162,500 693,350 25.0 42,500 3,169 31 X 1,062,500 79,225
### 34 X 987,500 338,200
30,000,000
### 11 X 3,000,000 91,350
### 15 X 2,175,000 1,749,750 20 X 1,755,000 507,000
### 25 X 1,500,000 798,210 27 X 1,395,000 832,020 30.0 42,500 3,169 31 X 1,275,000 95,070
### 34 X 1,185,000 405,840
35,000,000
### 11 X 3,500,000 106,575
### 15 X 2,537,500 2,041,375 20 X 2,047,500 591,500
### 25 X 1,750,000 931,245 27 X 1,627,500 970,690 35.0 42,500 3,169 31 X 1,487,500 110,915
### 34 X 1,382,500 473,480
40,000,000
### 11 X 4,000,000 121,800
### 15 X 2,900,000 2,333,000 20 X 2,340,000 676,000
### 25 X 2,000,000 1,064,280 27 X 1,860,000 1,109,360 40.0 42,500 3,169 31 X 1,700,000 126,760
### 34 X 1,580,000 541,120
45,000,000
### 11 X 4,500,000 137,025
### 15 X 3,262,500 2,624,625 20 X 2,632,500 760,500
### 25 X 2,250,000 1,197,315 27 X 2,092,500 1,248,030 45.0 42,500 3,169 31 X 1,912,500 142,605
### 34 X 1,777,500 608,760
50,000,000
### 11 X 5,000,000 152,250
### 15 X 3,625,000 2,916,250 20 X 2,925,000 845,000
### 25 X 2,500,000 1,330,350 27 X 2,325,000 1,386,700 50.0 42,500 3,169 31 X 2,125,000 158,450
### 34 X 1,975,000 676,400
55,000,000
### 11 X 5,500,000 167,475
### 15 X 3,987,500 3,207,875 20 X 3,217,500 929,500
### 25 X 2,750,000 1,463,385 27 X 2,557,500 1,525,370 55.0 42,500 3,169 31 X 2,337,500 174,295
### 34 X 2,172,500 744,040
60,000,000
### 11 X 6,000,000 182,700
### 15 X 4,350,000 3,499,500 20 X 3,510,000 1,014,000
### 25 X 3,000,000 1,596,420 27 X 2,790,000 1,664,040 60.0 42,500 3,169 31 X 2,550,000 190,140
### 34 X 2,370,000 811,680
65,000,000
### 11 X 6,500,000 197,925
### 15 X 4,712,500 3,791,125 20 X 3,802,500 1,098,500
### 25 X 3,250,000 1,729,455 27 X 3,022,500 1,802,710 65.0 42,500 3,169 31 X 2,762,500 205,985
### 34 X 2,567,500 879,320
70,000,000
### 11 X 7,000,000 213,150
### 15 X 5,075,000 4,082,750 20 X 4,095,000 1,183,000
### 25 X 3,500,000 1,862,490 27 X 3,255,000 1,941,380 70.0 42,500 3,169 31 X 2,975,000 221,830
### 34 X 2,765,000 946,960

JUMLAH Jangka waktu ( bulan Angsuran )


PINJAMAN 54 Bulan 60 Bulan 66 Bulan 72 Bulan 84 Bulan 90 Bulan 96 Bulan
RP Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
3,000,000
### 37 X 111,000 73,473
### 40 X 105,000 88,242 43 X 100,500 62,457
### 43 X 105,000 90,906 48 X 99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730
### 52 X 94,500 49,104
5,000,000
### 37 X 185,000 122,455
### 40 X 175,000 147,070 43 X 167,500 104,095
### 43 X 175,000 151,510 48 X 165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550
### 52 X 157,500 81,840
10,000,000
### 37 X 370,000 244,910
### 40 X 350,000 294,140 43 X 335,000 208,190
### 43 X 350,000 303,020 48 X 330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100
### 52 X 315,000 163,680
12,500,000
### 37 X 462,500 306,138
### 40 X 437,500 367,675 43 X 418,750 260,238
### 43 X 437,500 378,775 48 X 412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875
### 52 X 393,750 204,600
15,000,000
### 37 X 555,000 367,365
### 40 X 525,000 441,210 43 X 502,500 312,285
### 43 X 525,000 454,530 48 X 495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650
### 52 X 472,500 245,520
20,000,000
### 37 X 740,000 489,820
### 40 X 700,000 588,280 43 X 670,000 416,380
### 43 X 700,000 606,040 48 X 660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200
### 52 X 630,000 327,360
25,000,000
### 37 X 925,000 612,275
### 40 X 875,000 735,350 43 X 837,500 520,475
### 43 X 875,000 757,550 48 X 825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750
### 52 X 787,500 409,200
30,000,000
### 37 X 1,110,000 734,730
### 40 X 1,050,000 882,420 43 X 1,005,000 624,570
### 43 X 1,050,000 909,060 48 X 990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300
### 52 X 945,000 491,040
35,000,000
### 37 X 1,295,000 857,185
### 40 X 1,225,000 1,029,490 43 X 1,172,500 728,665
### 43 X 1,225,000 1,060,570 48 X 1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850
### 52 X 1,102,500 572,880
40,000,000
### 37 X 1,480,000 979,640
### 40 X 1,400,000 1,176,560 43 X 1,340,000 832,760
### 43 X 1,400,000 1,212,080 48 X 1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400
### 52 X 1,260,000 654,720
45,000,000
### 37 X 1,665,000 1,102,095
### 40 X 1,575,000 1,323,630 43 X 1,507,500 936,855
### 43 X 1,575,000 1,363,590 48 X 1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950
### 52 X 1,417,500 736,560
50,000,000
### 37 X 1,850,000 1,224,550
### 40 X 1,750,000 1,470,700 43 X 1,675,000 1,040,950
### 43 X 1,750,000 1,515,100 48 X 1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500
### 52 X 1,575,000 818,400
55,000,000
### 37 X 2,035,000 1,347,005
### 40 X 1,925,000 1,617,770 43 X 1,842,500 1,145,045
### 43 X 1,925,000 1,666,610 48 X 1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050
### 52 X 1,732,500 900,240
60,000,000
### 37 X 2,220,000 1,469,460
### 40 X 2,100,000 1,764,840 43 X 2,010,000 1,249,140
### 43 X 2,100,000 1,818,120 48 X 1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600
### 52 X 1,890,000 982,080
65,000,000
### 37 X 2,405,000 1,591,915
### 40 X 2,275,000 1,911,910 43 X 2,177,500 1,353,235
### 43 X 2,275,000 1,969,630 48 X 2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150
### 52 X 2,047,500 1,063,920
70,000,000
### 37 X 2,590,000 1,714,370
### 40 X 2,450,000 2,058,980 43 X 2,345,000 1,457,330
### 43 X 2,450,000 2,121,140 48 X 2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700
### 52 X 2,205,000 1,145,760
PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
PNS
Jumlah Jangka waktu ( bulan A
12 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 100,000 3,045 11 X 9,135 3.0 72,000 58,325
5,000,000 5.0 100,000 3,045 11 X 500,000 15,225 5.0 72,000 58,325
10,000,000 10.0 100,000 3,045 11 X 1,000,000 30,450 10.0 72,000 58,325
12,500,000 12.5 100,000 3,045 11 X 1,250,000 38,063 12.5 72,000 58,325
15,000,000 15.0 100,000 3,045 11 X 1,500,000 45,675 15.0 72,000 58,325
20,000,000 20.0 100,000 3,045 11 X 2,000,000 60,900 20.0 72,000 58,325
25,000,000 25.0 100,000 3,045 11 X 2,500,000 76,125 25.0 72,000 58,325
30,000,000 30.0 100,000 3,045 11 X 3,000,000 91,350 30.0 72,000 58,325
35,000,000 35.0 100,000 3,045 11 X 3,500,000 106,575 35.0 72,000 58,325
40,000,000 40.0 100,000 3,045 11 X 4,000,000 121,800 40.0 72,000 58,325
45,000,000 45.0 100,000 3,045 11 X 4,500,000 137,025 45.0 72,000 58,325
50,000,000 50.0 100,000 3,045 11 X 5,000,000 152,250 50.0 72,000 58,325
55,000,000 55.0 100,000 3,045 11 X 5,500,000 167,475 55.0 72,000 58,325
60,000,000 60.0 100,000 3,045 11 X 6,000,000 182,700 60.0 72,000 58,325
65,000,000 65.0 100,000 3,045 11 X 6,500,000 197,925 65.0 72,000 58,325
70,000,000 70.0 100,000 3,045 11 X 7,000,000 213,150 70.0 72,000 58,325

54 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000 29,414
5,000,000 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000 29,414
10,000,000 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000 29,414
12,500,000 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000 29,414
15,000,000 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000 29,414
20,000,000 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000 29,414
25,000,000 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000 29,414
30,000,000 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000 29,414
35,000,000 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000 29,414
40,000,000 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000 29,414
45,000,000 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000 29,414
50,000,000 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000 29,414
55,000,000 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000 29,414
60,000,000 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000 29,414
65,000,000 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000 29,414
70,000,000 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000 29,414
RAKYAT YUSTIMA
nomulyo Kab.Polman - Sulbar

Jangka waktu ( bulan Angsuran )


18 Bulan 24 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
15 X 216,000 174,975 3.0 58,500 16,900 20 X 175,500 50,700 3.0 50,000
15 X 360,000 291,625 5.0 58,500 16,900 20 X 292,500 84,500 5.0 50,000
15 X 720,000 583,250 10.0 58,500 16,900 20 X 585,000 169,000 10.0 50,000
15 X 900,000 729,063 12.5 58,500 16,900 20 X 731,250 211,250 12.5 50,000
15 X 1,080,000 874,875 15.0 58,500 16,900 20 X 877,500 253,500 15.0 50,000
15 X 1,440,000 1,166,500 20.0 58,500 16,900 20 X 1,170,000 338,000 20.0 50,000
15 X 1,800,000 1,458,125 25.0 58,500 16,900 20 X 1,462,500 422,500 25.0 50,000
15 X 2,160,000 1,749,750 30.0 58,500 16,900 20 X 1,755,000 507,000 30.0 50,000
15 X 2,520,000 2,041,375 35.0 58,500 16,900 20 X 2,047,500 591,500 35.0 50,000
15 X 2,880,000 2,333,000 40.0 58,500 16,900 20 X 2,340,000 676,000 40.0 50,000
15 X 3,240,000 2,624,625 45.0 58,500 16,900 20 X 2,632,500 760,500 45.0 50,000
15 X 3,600,000 2,916,250 50.0 58,500 16,900 20 X 2,925,000 845,000 50.0 50,000
15 X 3,960,000 3,207,875 55.0 58,500 16,900 20 X 3,217,500 929,500 55.0 50,000
15 X 4,320,000 3,499,500 60.0 58,500 16,900 20 X 3,510,000 1,014,000 60.0 50,000
15 X 4,680,000 3,791,125 65.0 58,500 16,900 20 X 3,802,500 1,098,500 65.0 50,000
15 X 5,040,000 4,082,750 70.0 58,500 16,900 20 X 4,095,000 1,183,000 70.0 50,000

60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457 3.0 35,000
40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095 5.0 35,000
40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190 10.0 35,000
40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238 12.5 35,000
40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285 15.0 35,000
40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380 20.0 35,000
40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475 25.0 35,000
40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570 30.0 35,000
40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665 35.0 35,000
40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760 40.0 35,000
40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855 45.0 35,000
40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950 50.0 35,000
40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045 55.0 35,000
40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140 60.0 35,000
40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235 65.0 35,000
40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330 70.0 35,000
30 Bulan 36 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
26,607 25 X 150,000 79,821 3.0 46,500 27,734 27 X 139,500 83,202
26,607 25 X 250,000 133,035 5.0 46,500 27,734 27 X 232,500 138,670
26,607 25 X 500,000 266,070 10.0 46,500 27,734 27 X 465,000 277,340
26,607 25 X 625,000 332,588 12.5 46,500 27,734 27 X 581,250 346,675
26,607 25 X 750,000 399,105 15.0 46,500 27,734 27 X 697,500 416,010
26,607 25 X 1,000,000 532,140 20.0 46,500 27,734 27 X 930,000 554,680
26,607 25 X 1,250,000 665,175 25.0 46,500 27,734 27 X 1,162,500 693,350
26,607 25 X 1,500,000 798,210 30.0 46,500 27,734 27 X 1,395,000 832,020
26,607 25 X 1,750,000 931,245 35.0 46,500 27,734 27 X 1,627,500 970,690
26,607 25 X 2,000,000 1,064,280 40.0 46,500 27,734 27 X 1,860,000 1,109,360
26,607 25 X 2,250,000 1,197,315 45.0 46,500 27,734 27 X 2,092,500 1,248,030
26,607 25 X 2,500,000 1,330,350 50.0 46,500 27,734 27 X 2,325,000 1,386,700
26,607 25 X 2,750,000 1,463,385 55.0 46,500 27,734 27 X 2,557,500 1,525,370
26,607 25 X 3,000,000 1,596,420 60.0 46,500 27,734 27 X 2,790,000 1,664,040
26,607 25 X 3,250,000 1,729,455 65.0 46,500 27,734 27 X 3,022,500 1,802,710
26,607 25 X 3,500,000 1,862,490 70.0 46,500 27,734 27 X 3,255,000 1,941,380

72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X 99,000 39,048
30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X 165,000 65,080
30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X 330,000 130,160
30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X 412,500 162,700
30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X 495,000 195,240
30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X 660,000 260,320
30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X 825,000 325,400
30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X 990,000 390,480
30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X 1,155,000 455,560
30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X 1,320,000 520,640
30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X 1,485,000 585,720
30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X 1,650,000 650,800
30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X 1,815,000 715,880
30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X 1,980,000 780,960
30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X 2,145,000 846,040
30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X 2,310,000 911,120
42 Bulan 48 Bulan
Angs Jumlah Pelunasan Angs
3.0 42,500 3,169 31 X 127,500 9,507 3.0 39,500 13,528 34 X
5.0 42,500 3,169 31 X 212,500 15,845 5.0 39,500 13,528 34 X
10.0 42,500 3,169 31 X 425,000 31,690 10.0 39,500 13,528 34 X
12.5 42,500 3,169 31 X 531,250 39,613 12.5 39,500 13,528 34 X
15.0 42,500 3,169 31 X 637,500 47,535 15.0 39,500 13,528 34 X
20.0 42,500 3,169 31 X 850,000 63,380 20.0 39,500 13,528 34 X
25.0 42,500 3,169 31 X 1,062,500 79,225 25.0 39,500 13,528 34 X
30.0 42,500 3,169 31 X 1,275,000 95,070 30.0 39,500 13,528 34 X
35.0 42,500 3,169 31 X 1,487,500 110,915 35.0 39,500 13,528 34 X
40.0 42,500 3,169 31 X 1,700,000 126,760 40.0 39,500 13,528 34 X
45.0 42,500 3,169 31 X 1,912,500 142,605 45.0 39,500 13,528 34 X
50.0 42,500 3,169 31 X 2,125,000 158,450 50.0 39,500 13,528 34 X
55.0 42,500 3,169 31 X 2,337,500 174,295 55.0 39,500 13,528 34 X
60.0 42,500 3,169 31 X 2,550,000 190,140 60.0 39,500 13,528 34 X
65.0 42,500 3,169 31 X 2,762,500 205,985 65.0 39,500 13,528 34 X
70.0 42,500 3,169 31 X 2,975,000 221,830 70.0 39,500 13,528 34 X

90 Bulan 96 Bulan
Angs Jumlah Pelunasan Angs
3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500 16,368 52 X
5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500 16,368 52 X
10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500 16,368 52 X
12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500 16,368 52 X
15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500 16,368 52 X
20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500 16,368 52 X
25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500 16,368 52 X
30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500 16,368 52 X
35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500 16,368 52 X
40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500 16,368 52 X
45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500 16,368 52 X
50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500 16,368 52 X
55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500 16,368 52 X
60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500 16,368 52 X
65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500 16,368 52 X
70.0 32,000 1,910 51 X 2,240,000 133,700 100.0 31,500 16,368 52 X
48 Bulan 54 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
118,500 40,584 3.0 37,000 24,491 37 X 111,000 73,473 3.0 35,000
197,500 67,640 5.0 37,000 24,491 37 X 185,000 122,455 5.0 35,000
395,000 135,280 10.0 37,000 24,491 37 X 370,000 244,910 10.0 35,000
493,750 169,100 12.5 37,000 24,491 37 X 462,500 306,138 12.5 35,000
592,500 202,920 15.0 37,000 24,491 37 X 555,000 367,365 15.0 35,000
790,000 270,560 20.0 37,000 24,491 37 X 740,000 489,820 20.0 35,000
987,500 338,200 25.0 37,000 24,491 37 X 925,000 612,275 25.0 35,000
1,185,000 405,840 30.0 37,000 24,491 37 X 1,110,000 734,730 30.0 35,000
1,382,500 473,480 35.0 37,000 24,491 37 X 1,295,000 857,185 35.0 35,000
1,580,000 541,120 40.0 37,000 24,491 37 X 1,480,000 979,640 40.0 35,000
1,777,500 608,760 45.0 37,000 24,491 37 X 1,665,000 1,102,095 45.0 35,000
1,975,000 676,400 50.0 37,000 24,491 37 X 1,850,000 1,224,550 50.0 35,000
2,172,500 744,040 55.0 37,000 24,491 37 X 2,035,000 1,347,005 55.0 35,000
2,370,000 811,680 60.0 37,000 24,491 37 X 2,220,000 1,469,460 60.0 35,000
2,567,500 879,320 65.0 37,000 24,491 37 X 2,405,000 1,591,915 65.0 35,000
2,765,000 946,960 70.0 37,000 24,491 37 X 2,590,000 1,714,370 70.0 35,000

96 Bulan
Jumlah Pelunasan
94,500 49,104
157,500 81,840
315,000 163,680
393,750 204,600
472,500 245,520
630,000 327,360
787,500 409,200
945,000 491,040
1,102,500 572,880
1,260,000 654,720
1,417,500 736,560
1,575,000 818,400
1,732,500 900,240
1,890,000 982,080
2,047,500 1,063,920
3,150,000 1,636,800
60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
29,414 40 X 105,000 88,242 3.0 33,500 20,819 43 X 100,500 62,457
29,414 40 X 175,000 147,070 5.0 33,500 20,819 43 X 167,500 104,095
29,414 40 X 350,000 294,140 10.0 33,500 20,819 43 X 335,000 208,190
29,414 40 X 437,500 367,675 12.5 33,500 20,819 43 X 418,750 260,238
29,414 40 X 525,000 441,210 15.0 33,500 20,819 43 X 502,500 312,285
29,414 40 X 700,000 588,280 20.0 33,500 20,819 43 X 670,000 416,380
29,414 40 X 875,000 735,350 25.0 33,500 20,819 43 X 837,500 520,475
29,414 40 X 1,050,000 882,420 30.0 33,500 20,819 43 X 1,005,000 624,570
29,414 40 X 1,225,000 1,029,490 35.0 33,500 20,819 43 X 1,172,500 728,665
29,414 40 X 1,400,000 1,176,560 40.0 33,500 20,819 43 X 1,340,000 832,760
29,414 40 X 1,575,000 1,323,630 45.0 33,500 20,819 43 X 1,507,500 936,855
29,414 40 X 1,750,000 1,470,700 50.0 33,500 20,819 43 X 1,675,000 1,040,950
29,414 40 X 1,925,000 1,617,770 55.0 33,500 20,819 43 X 1,842,500 1,145,045
29,414 40 X 2,100,000 1,764,840 60.0 33,500 20,819 43 X 2,010,000 1,249,140
29,414 40 X 2,275,000 1,911,910 65.0 33,500 20,819 43 X 2,177,500 1,353,235
29,414 40 X 2,450,000 2,058,980 70.0 33,500 20,819 43 X 2,345,000 1,457,330
72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs
3.0 35,000 30,302 43 X 105,000 90,906 3.0 33,000 13,016 48 X
5.0 35,000 30,302 43 X 175,000 151,510 5.0 33,000 13,016 48 X
10.0 35,000 30,302 43 X 350,000 303,020 10.0 33,000 13,016 48 X
12.5 35,000 30,302 43 X 437,500 378,775 12.5 33,000 13,016 48 X
15.0 35,000 30,302 43 X 525,000 454,530 15.0 33,000 13,016 48 X
20.0 35,000 30,302 43 X 700,000 606,040 20.0 33,000 13,016 48 X
25.0 35,000 30,302 43 X 875,000 757,550 25.0 33,000 13,016 48 X
30.0 35,000 30,302 43 X 1,050,000 909,060 30.0 33,000 13,016 48 X
35.0 35,000 30,302 43 X 1,225,000 1,060,570 35.0 33,000 13,016 48 X
40.0 35,000 30,302 43 X 1,400,000 1,212,080 40.0 33,000 13,016 48 X
45.0 35,000 30,302 43 X 1,575,000 1,363,590 45.0 33,000 13,016 48 X
50.0 35,000 30,302 43 X 1,750,000 1,515,100 50.0 33,000 13,016 48 X
55.0 35,000 30,302 43 X 1,925,000 1,666,610 55.0 33,000 13,016 48 X
60.0 35,000 30,302 43 X 2,100,000 1,818,120 60.0 33,000 13,016 48 X
65.0 35,000 30,302 43 X 2,275,000 1,969,630 65.0 33,000 13,016 48 X
70.0 35,000 30,302 43 X 2,450,000 2,121,140 70.0 33,000 13,016 48 X
84 Bulan 90 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500
165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500
330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500
412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500
495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500
660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500
825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500
990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500
1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500
1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500
1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500
1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500
1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500
1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500
2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500
2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700 70.0 31,500
96 Bulan
Angs Jumlah Pelunasan
16,368 52 X 94,500 49,104
16,368 52 X 157,500 81,840
16,368 52 X 315,000 163,680
16,368 52 X 393,750 204,600
16,368 52 X 472,500 245,520
16,368 52 X 630,000 327,360
16,368 52 X 787,500 409,200
16,368 52 X 945,000 491,040
16,368 52 X 1,102,500 572,880
16,368 52 X 1,260,000 654,720
16,368 52 X 1,417,500 736,560
16,368 52 X 1,575,000 818,400
16,368 52 X 1,732,500 900,240
16,368 52 X 1,890,000 982,080
16,368 52 X 2,047,500 1,063,920
16,368 52 X 2,205,000 1,145,760
PT. BANK PERKREDITAN RAKYAT YUSTIMA Kredit sertifikasi pendidik
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar Hubungi HP :
Terdaftar dan diawasi Oleh OJK An :

JUMLAH Jangka waktu ( bulan Angsuran )


PINJAMAN 12 Bulan 18 Bulan 24 Bulan 30 Bulan 36 Bulan 42 Bulan
Rp Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
5,000,000
### 10 X 535,000 357,080
### 15 X 395,000 70,630
### 19 X 325,000 91,540 22 X 285,000 236,560 26 X 257,500 42,220 29 X 237,500 71,235
10,000,000
### 10 X 1,070,000 714,160
### 15 X 790,000 141,260
### 19 X 650,000 183,080 22 X 570,000 473,120 26 X 515,000 84,440 29 X 475,000 142,470
12,500,000
### 10 X 1,337,500 892,700
### 15 X 987,500 176,575
### 19 X 812,500 228,850 22 X 712,500 591,400 26 X 643,750 105,550 29 X 593,750 178,088
15,000,000
### 10 X 1,605,000 1,071,240
### 15 X 1,185,000 211,890
### 19 X 975,000 274,620 22 X 855,000 709,680 26 X 772,500 126,660 29 X 712,500 213,705
20,000,000
### 10 X 2,140,000 1,428,320
### 15 X 1,580,000 282,520
### 19 X 1,300,000 366,160 22 X 1,140,000 946,240 26 X 1,030,000 168,880 29 X 950,000 284,940
25,000,000
### 10 X 2,675,000 1,785,400
### 15 X 1,975,000 353,150
### 19 X 1,625,000 457,700 22 X 1,425,000 1,182,800 26 X 1,287,500 211,100 29 X 1,187,500 356,175
30,000,000
### 10 X 3,210,000 2,142,480
### 15 X 2,370,000 423,780
### 19 X 1,950,000 549,240 22 X 1,710,000 1,419,360 26 X 1,545,000 253,320 29 X 1,425,000 427,410
35,000,000
### 10 X 3,745,000 2,499,560
### 15 X 2,765,000 494,410
### 19 X 2,275,000 640,780 22 X 1,995,000 1,655,920 26 X 1,802,500 295,540 29 X 1,662,500 498,645
40,000,000
### 10 X 4,280,000 2,856,640
### 15 X 3,160,000 565,040
### 19 X 2,600,000 732,320 22 X 2,280,000 1,892,480 26 X 2,060,000 337,760 29 X 1,900,000 569,880
45,000,000
### 10 X 4,815,000 3,213,720
### 15 X 3,555,000 635,670
### 19 X 2,925,000 823,860 22 X 2,565,000 2,129,040 26 X 2,317,500 379,980 29 X 2,137,500 641,115
50,000,000
### 10 X 5,350,000 3,570,800
### 15 X 3,950,000 706,300
### 19 X 3,250,000 915,400 22 X 2,850,000 2,365,600 26 X 2,575,000 422,200 29 X 2,375,000 712,350
55,000,000
### 10 X 5,885,000 3,927,880
### 15 X 4,345,000 776,930
### 19 X 3,575,000 1,006,940 22 X 3,135,000 2,602,160 26 X 2,832,500 464,420 29 X 2,612,500 783,585
60,000,000
### 10 X 6,420,000 4,284,960
### 15 X 4,740,000 847,560
### 19 X 3,900,000 1,098,480 22 X 3,420,000 2,838,720 26 X 3,090,000 506,640 29 X 2,850,000 854,820
65,000,000
### 10 X 6,955,000 4,642,040
### 15 X 5,135,000 918,190
### 19 X 4,225,000 1,190,020 22 X 3,705,000 3,075,280 26 X 3,347,500 548,860 29 X 3,087,500 926,055
70,000,000
### 10 X 7,490,000 4,999,120
### 15 X 5,530,000 988,820
### 19 X 4,550,000 1,281,560 22 X 3,990,000 3,311,840 26 X 3,605,000 591,080 29 X 3,325,000 997,290

JUMLAH jangka waktu ( bulan Angsuran )


PINJAMAN 48 Bulan 54 Bulan 60 Bulan 66 Bulan 72 Bulan
Rp Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
5,000,000
### 31 X 230,000 174,220
### 34 X 230,000 1,820
### 36 X 210,000 132,615 38 X 210,000 61,075 39 X 205,000 191,860
10,000,000
### 31 X 460,000 348,440
### 34 X 460,000 3,640
### 36 X 420,000 265,230 38 X 420,000 122,150 39 X 410,000 383,720
12,500,000
### 31 X 575,000 435,550
### 34 X 575,000 4,550
### 36 X 525,000 331,538 38 X 525,000 152,688 39 X 512,500 479,650
15,000,000
### 31 X 690,000 522,660
### 34 X 690,000 5,460
### 36 X 630,000 397,845 38 X 630,000 183,225 39 X 615,000 575,580
20,000,000
### 31 X 920,000 696,880
### 34 X 920,000 7,280
### 36 X 840,000 530,460 38 X 840,000 244,300 39 X 820,000 767,440
25,000,000
### 31 X 1,150,000 871,100
### 34 X 1,150,000 9,100
### 36 X 1,050,000 663,075 38 X 1,050,000 305,375 39 X 1,025,000 959,300
30,000,000
### 31 X 1,380,000 1,045,320
### 34 X 1,380,000 10,920
### 36 X 1,260,000 795,690 38 X 1,260,000 366,450 39 X 1,230,000 1,151,160
35,000,000
### 31 X 1,610,000 1,219,540
### 34 X 1,610,000 12,740
### 36 X 1,470,000 928,305 38 X 1,470,000 427,525 39 X 1,435,000 1,343,020
40,000,000
### 31 X 1,840,000 1,393,760
### 34 X 1,840,000 14,560
### 36 X 1,680,000 1,060,920 38 X 1,680,000 488,600 39 X 1,640,000 1,534,880
45,000,000
### 31 X 2,070,000 1,567,980
### 34 X 2,070,000 16,380
### 36 X 1,890,000 1,193,535 38 X 1,890,000 549,675 39 X 1,845,000 1,726,740
50,000,000
### 31 X 2,300,000 1,742,200
### 34 X 2,300,000 18,200
### 36 X 2,100,000 1,326,150 38 X 2,100,000 610,750 39 X 2,050,000 1,918,600
55,000,000
### 31 X 2,530,000 1,916,420
### 34 X 2,530,000 20,020
### 36 X 2,310,000 1,458,765 38 X 2,310,000 671,825 39 X 2,255,000 2,110,460
60,000,000
### 31 X 2,760,000 2,090,640
### 34 X 2,760,000 21,840
### 36 X 2,520,000 1,591,380 38 X 2,520,000 732,900 39 X 2,460,000 2,302,320
65,000,000
### 31 X 2,990,000 2,264,860
### 34 X 2,990,000 23,660
### 36 X 2,730,000 1,723,995 38 X 2,730,000 793,975 39 X 2,665,000 2,494,180
70,000,000
### 31 X 3,220,000 2,439,080
### 34 X 3,220,000 25,480
### 36 X 2,940,000 1,856,610 38 X 2,940,000 855,050 39 X 2,870,000 2,686,040
84 Bulan 90 Bulan
Angs Jumlah Pelunasan Angs Jumlah
5.0 33,000 13,016 48 X 165,000 65,080 5.0 32,000 1,910 51 X 160,000
10.0 33,000 13,016 48 X 330,000 130,160 10.0 32,000 1,910 51 X 320,000
12.5 33,000 13,016 48 X 412,500 162,700 12.5 32,000 1,910 51 X 400,000
15.0 33,000 13,016 48 X 495,000 195,240 15.0 32,000 1,910 51 X 480,000
20.0 33,000 13,016 48 X 660,000 260,320 20.0 32,000 1,910 51 X 640,000
25.0 33,000 13,016 48 X 825,000 325,400 25.0 32,000 1,910 51 X 800,000
30.0 33,000 13,016 48 X 990,000 390,480 30.0 32,000 1,910 51 X 960,000
35.0 33,000 13,016 48 X 1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000
40.0 33,000 13,016 48 X 1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000
45.0 33,000 13,016 48 X 1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000
50.0 33,000 13,016 48 X 1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000
55.0 33,000 13,016 48 X 1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000
60.0 33,000 13,016 48 X 1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000
65.0 33,000 13,016 48 X 2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000
70.0 33,000 13,016 48 X 2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000
90 Bulan 96 Bulan
Pelunasan Angs Jumlah Pelunasan
9,550 5.0 31,500 16,368 52 X 157,500 81,840
19,100 10.0 31,500 16,368 52 X 315,000 163,680
23,875 12.5 31,500 16,368 52 X 393,750 204,600
28,650 15.0 31,500 16,368 52 X 472,500 245,520
38,200 20.0 31,500 16,368 52 X 630,000 327,360
47,750 25.0 31,500 16,368 52 X 787,500 409,200
57,300 30.0 31,500 16,368 52 X 945,000 491,040
66,850 35.0 31,500 16,368 52 X 1,102,500 572,880
76,400 40.0 31,500 16,368 52 X 1,260,000 654,720
85,950 45.0 31,500 16,368 52 X 1,417,500 736,560
95,500 50.0 31,500 16,368 52 X 1,575,000 818,400
105,050 55.0 31,500 16,368 52 X 1,732,500 900,240
114,600 60.0 31,500 16,368 52 X 1,890,000 982,080
124,150 65.0 31,500 16,368 52 X 2,047,500 1,063,920
133,700 70.0 31,500 16,368 52 X 2,205,000 1,145,760
PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
Sertif
Jumlah Jangka waktu ( bulan A
12 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 107,000 71,412 10 X 321,000 214,236 3.0 79,000 14,126
5,000,000 5.0 107,000 71,412 10 X 535,000 357,060 5.0 79,000 14,126
10,000,000 10.0 107,000 71,412 10 X 1,070,000 714,120 10.0 79,000 14,126
12,500,000 12.5 107,000 71,412 10 X 1,337,500 892,650 12.5 79,000 14,126
15,000,000 15.0 107,000 71,412 10 X 1,605,000 1,071,180 15.0 79,000 14,126
20,000,000 20.0 107,000 71,412 10 X 2,140,000 1,428,240 20.0 79,000 14,126
25,000,000 25.0 107,000 71,412 10 X 2,675,000 1,785,300 25.0 79,000 14,126
30,000,000 30.0 107,000 71,412 10 X 3,210,000 2,142,360 30.0 79,000 14,126
35,000,000 35.0 107,000 71,412 10 X 3,745,000 2,499,420 35.0 79,000 14,126
40,000,000 40.0 107,000 71,412 10 X 4,280,000 2,856,480 40.0 79,000 14,126
45,000,000 45.0 107,000 71,412 10 X 4,815,000 3,213,540 45.0 79,000 14,126
50,000,000 50.0 107,000 71,412 10 X 5,350,000 3,570,600 50.0 79,000 14,126
55,000,000 55.0 107,000 71,412 10 X 5,885,000 3,927,660 55.0 79,000 14,126
60,000,000 60.0 107,000 71,412 10 X 6,420,000 4,284,720 60.0 79,000 14,126
65,000,000 65.0 107,000 71,412 10 X 6,955,000 4,641,780 65.0 79,000 14,126
70,000,000 70.0 107,000 71,412 10 X 7,490,000 4,998,840 70.0 79,000 14,126

54 Bulan
PINJAMAN Angs Jumlah Pelunasan
3,000,000 3.0 44,000 364 34 X 132,000 1,092 3.0 42,000 26,523
5,000,000 5.0 44,000 364 34 X 220,000 1,820 5.0 42,000 26,523
10,000,000 10.0 44,000 364 34 X 440,000 3,640 10.0 42,000 26,523
12,500,000 12.5 44,000 364 34 X 550,000 4,550 12.5 42,000 26,523
15,000,000 15.0 44,000 364 34 X 660,000 5,460 15.0 42,000 26,523
20,000,000 20.0 44,000 364 34 X 880,000 7,280 20.0 42,000 26,523
25,000,000 25.0 44,000 364 34 X 1,100,000 9,100 25.0 42,000 26,523
30,000,000 30.0 44,000 364 34 X 1,320,000 10,920 30.0 42,000 26,523
35,000,000 35.0 44,000 364 34 X 1,540,000 12,740 35.0 42,000 26,523
40,000,000 40.0 44,000 364 34 X 1,760,000 14,560 40.0 42,000 26,523
45,000,000 45.0 44,000 364 34 X 1,980,000 16,380 45.0 42,000 26,523
50,000,000 50.0 44,000 364 34 X 2,200,000 18,200 50.0 42,000 26,523
55,000,000 55.0 44,000 364 34 X 2,420,000 20,020 55.0 42,000 26,523
60,000,000 60.0 44,000 364 34 X 2,640,000 21,840 60.0 42,000 26,523
65,000,000 65.0 44,000 364 34 X 2,860,000 23,660 65.0 42,000 26,523
70,000,000 70.0 44,000 364 34 X 3,080,000 25,480 70.0 42,000 26,523
RAKYAT YUSTIMA
nomulyo Kab.Polman - Sulbar

Jangka waktu ( bulan Angsuran )


18 Bulan 24 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
15 X 237,000 42,378 3.0 65,000 18,308 19 X 195,000 54,924 3.0 57,000
15 X 395,000 70,630 5.0 65,000 18,308 19 X 325,000 91,540 5.0 57,000
15 X 790,000 141,260 10.0 65,000 18,308 19 X 650,000 183,080 10.0 57,000
15 X 987,500 176,575 12.5 65,000 18,308 19 X 812,500 228,850 12.5 57,000
15 X 1,185,000 211,890 15.0 65,000 18,308 19 X 975,000 274,620 15.0 57,000
15 X 1,580,000 282,520 20.0 65,000 18,308 19 X 1,300,000 366,160 20.0 57,000
15 X 1,975,000 353,150 25.0 65,000 18,308 19 X 1,625,000 457,700 25.0 57,000
15 X 2,370,000 423,780 30.0 65,000 18,308 19 X 1,950,000 549,240 30.0 57,000
15 X 2,765,000 494,410 35.0 65,000 18,308 19 X 2,275,000 640,780 35.0 57,000
15 X 3,160,000 565,040 40.0 65,000 18,308 19 X 2,600,000 732,320 40.0 57,000
15 X 3,555,000 635,670 45.0 65,000 18,308 19 X 2,925,000 823,860 45.0 57,000
15 X 3,950,000 706,300 50.0 65,000 18,308 19 X 3,250,000 915,400 50.0 57,000
15 X 4,345,000 776,930 55.0 65,000 18,308 19 X 3,575,000 1,006,940 55.0 57,000
15 X 4,740,000 847,560 60.0 65,000 18,308 19 X 3,900,000 1,098,480 60.0 57,000
15 X 5,135,000 918,190 65.0 65,000 18,308 19 X 4,225,000 1,190,020 65.0 57,000
15 X 5,530,000 988,820 70.0 65,000 18,308 19 X 4,550,000 1,281,560 70.0 57,000

60 Bulan 66 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
36 X 126,000 79,569 3.0 42,000 12,215 38 X 126,000 36,645 3.0 41,000
36 X 210,000 132,615 5.0 42,000 12,215 38 X 210,000 61,075 5.0 41,000
36 X 420,000 265,230 10.0 42,000 12,215 38 X 420,000 122,150 10.0 41,000
36 X 525,000 331,538 12.5 42,000 12,215 38 X 525,000 152,688 12.5 41,000
36 X 630,000 397,845 15.0 42,000 12,215 38 X 630,000 183,225 15.0 41,000
36 X 840,000 530,460 20.0 42,000 12,215 38 X 840,000 244,300 20.0 41,000
36 X 1,050,000 663,075 25.0 42,000 12,215 38 X 1,050,000 305,375 25.0 41,000
36 X 1,260,000 795,690 30.0 42,000 12,215 38 X 1,260,000 366,450 30.0 41,000
36 X 1,470,000 928,305 35.0 42,000 12,215 38 X 1,470,000 427,525 35.0 41,000
36 X 1,680,000 1,060,920 40.0 42,000 12,215 38 X 1,680,000 488,600 40.0 41,000
36 X 1,890,000 1,193,535 45.0 42,000 12,215 38 X 1,890,000 549,675 45.0 41,000
36 X 2,100,000 1,326,150 50.0 42,000 12,215 38 X 2,100,000 610,750 50.0 41,000
36 X 2,310,000 1,458,765 55.0 42,000 12,215 38 X 2,310,000 671,825 55.0 41,000
36 X 2,520,000 1,591,380 60.0 42,000 12,215 38 X 2,520,000 732,900 60.0 41,000
36 X 2,730,000 1,723,995 65.0 42,000 12,215 38 X 2,730,000 793,975 65.0 41,000
36 X 2,940,000 1,856,610 70.0 42,000 12,215 38 X 2,940,000 855,050 70.0 41,000
30 Bulan 36 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
47,312 22 X 171,000 141,936 3.0 51,500 8,444 26 X 154,500 25,332
47,312 22 X 285,000 236,560 5.0 51,500 8,444 26 X 257,500 42,220
47,312 22 X 570,000 473,120 10.0 51,500 8,444 26 X 515,000 84,440
47,312 22 X 712,500 591,400 12.5 51,500 8,444 26 X 643,750 105,550
47,312 22 X 855,000 709,680 15.0 51,500 8,444 26 X 772,500 126,660
47,312 22 X 1,140,000 946,240 20.0 51,500 8,444 26 X 1,030,000 168,880
47,312 22 X 1,425,000 1,182,800 25.0 51,500 8,444 26 X 1,287,500 211,100
47,312 22 X 1,710,000 1,419,360 30.0 51,500 8,444 26 X 1,545,000 253,320
47,312 22 X 1,995,000 1,655,920 35.0 51,500 8,444 26 X 1,802,500 295,540
47,312 22 X 2,280,000 1,892,480 40.0 51,500 8,444 26 X 2,060,000 337,760
47,312 22 X 2,565,000 2,129,040 45.0 51,500 8,444 26 X 2,317,500 379,980
47,312 22 X 2,850,000 2,365,600 50.0 51,500 8,444 26 X 2,575,000 422,200
47,312 22 X 3,135,000 2,602,160 55.0 51,500 8,444 26 X 2,832,500 464,420
47,312 22 X 3,420,000 2,838,720 60.0 51,500 8,444 26 X 3,090,000 506,640
47,312 22 X 3,705,000 3,075,280 65.0 51,500 8,444 26 X 3,347,500 548,860
47,312 22 X 3,990,000 3,311,840 70.0 51,500 8,444 26 X 3,605,000 591,080

72 Bulan 84 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
38,372 39 X 123,000 115,116 3.0 33,000 13,016 48 X 99,000 39,048
38,372 39 X 205,000 191,860 5.0 33,000 13,016 48 X 165,000 65,080
38,372 39 X 410,000 383,720 10.0 33,000 13,016 48 X 330,000 130,160
38,372 39 X 512,500 479,650 12.5 33,000 13,016 48 X 412,500 162,700
38,372 39 X 615,000 575,580 15.0 33,000 13,016 48 X 495,000 195,240
38,372 39 X 820,000 767,440 20.0 33,000 13,016 48 X 660,000 260,320
38,372 39 X 1,025,000 959,300 25.0 33,000 13,016 48 X 825,000 325,400
38,372 39 X 1,230,000 1,151,160 30.0 33,000 13,016 48 X 990,000 390,480
38,372 39 X 1,435,000 1,343,020 35.0 33,000 13,016 48 X 1,155,000 455,560
38,372 39 X 1,640,000 1,534,880 40.0 33,000 13,016 48 X 1,320,000 520,640
38,372 39 X 1,845,000 1,726,740 45.0 33,000 13,016 48 X 1,485,000 585,720
38,372 39 X 2,050,000 1,918,600 50.0 33,000 13,016 48 X 1,650,000 650,800
38,372 39 X 2,255,000 2,110,460 55.0 33,000 13,016 48 X 1,815,000 715,880
38,372 39 X 2,460,000 2,302,320 60.0 33,000 13,016 48 X 1,980,000 780,960
38,372 39 X 2,665,000 2,494,180 65.0 33,000 13,016 48 X 2,145,000 846,040
38,372 39 X 2,870,000 2,686,040 70.0 33,000 13,016 48 X 2,310,000 911,120
42 Bulan 48 Bulan
Angs Jumlah Pelunasan Angs
3.0 47,500 14,247 29 X 142,500 42,741 3.0 46,000 34,844 31 X
5.0 47,500 14,247 29 X 237,500 71,235 5.0 46,000 34,844 31 X
10.0 47,500 14,247 29 X 475,000 142,470 10.0 46,000 34,844 31 X
12.5 47,500 14,247 29 X 593,750 178,088 12.5 46,000 34,844 31 X
15.0 47,500 14,247 29 X 712,500 213,705 15.0 46,000 34,844 31 X
20.0 47,500 14,247 29 X 950,000 284,940 20.0 46,000 34,844 31 X
25.0 47,500 14,247 29 X 1,187,500 356,175 25.0 46,000 34,844 31 X
30.0 47,500 14,247 29 X 1,425,000 427,410 30.0 46,000 34,844 31 X
35.0 47,500 14,247 29 X 1,662,500 498,645 35.0 46,000 34,844 31 X
40.0 47,500 14,247 29 X 1,900,000 569,880 40.0 46,000 34,844 31 X
45.0 47,500 14,247 29 X 2,137,500 641,115 45.0 46,000 34,844 31 X
50.0 47,500 14,247 29 X 2,375,000 712,350 50.0 46,000 34,844 31 X
55.0 47,500 14,247 29 X 2,612,500 783,585 55.0 46,000 34,844 31 X
60.0 47,500 14,247 29 X 2,850,000 854,820 60.0 46,000 34,844 31 X
65.0 47,500 14,247 29 X 3,087,500 926,055 65.0 46,000 34,844 31 X
70.0 47,500 14,247 29 X 3,325,000 997,290 70.0 46,000 34,844 31 X

90 Bulan 96 Bulan
Angs Jumlah Pelunasan Angs
3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500 16,368 52 X
5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500 16,368 52 X
10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500 16,368 52 X
12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500 16,368 52 X
15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500 16,368 52 X
20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500 16,368 52 X
25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500 16,368 52 X
30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500 16,368 52 X
35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500 16,368 52 X
40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500 16,368 52 X
45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500 16,368 52 X
50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500 16,368 52 X
55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500 16,368 52 X
60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500 16,368 52 X
65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500 16,368 52 X
70.0 32,000 1,910 51 X 2,240,000 133,700 100.0 31,500 16,368 52 X
48 Bulan
Jumlah Pelunasan
138,000 104,532
230,000 174,220
460,000 348,440
575,000 435,550
690,000 522,660
920,000 696,880
1,150,000 871,100
1,380,000 1,045,320
1,610,000 1,219,540
1,840,000 1,393,760
2,070,000 1,567,980
2,300,000 1,742,200
2,530,000 1,916,420
2,760,000 2,090,640
2,990,000 2,264,860
3,220,000 2,439,080

96 Bulan
Jumlah Pelunasan
94,500 49,104
157,500 81,840
315,000 163,680
393,750 204,600
472,500 245,520
630,000 327,360
787,500 409,200
945,000 491,040
1,102,500 572,880
1,260,000 654,720
1,417,500 736,560
1,575,000 818,400
1,732,500 900,240
1,890,000 982,080
2,047,500 1,063,920
3,150,000 1,636,800
84 Bulan
Angs
3.0 33,000 13,016 48 X
5.0 33,000 13,016 48 X
10.0 33,000 13,016 48 X
12.5 33,000 13,016 48 X
15.0 33,000 13,016 48 X
20.0 33,000 13,016 48 X
25.0 33,000 13,016 48 X
30.0 33,000 13,016 48 X
35.0 33,000 13,016 48 X
40.0 33,000 13,016 48 X
45.0 33,000 13,016 48 X
50.0 33,000 13,016 48 X
55.0 33,000 13,016 48 X
60.0 33,000 13,016 48 X
65.0 33,000 13,016 48 X
70.0 33,000 13,016 48 X
84 Bulan 90 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan
99,000 39,048 3.0 32,000 1,910 51 X 96,000 5,730 3.0 31,500
165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550 5.0 31,500
330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100 10.0 31,500
412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875 12.5 31,500
495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650 15.0 31,500
660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200 20.0 31,500
825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750 25.0 31,500
990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300 30.0 31,500
1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850 35.0 31,500
1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400 40.0 31,500
1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950 45.0 31,500
1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500 50.0 31,500
1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050 55.0 31,500
1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600 60.0 31,500
2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150 65.0 31,500
2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700 70.0 31,500
96 Bulan
Angs Jumlah Pelunasan
16,368 52 X 94,500 49,104
16,368 52 X 157,500 81,840
16,368 52 X 315,000 163,680
16,368 52 X 393,750 204,600
16,368 52 X 472,500 245,520
16,368 52 X 630,000 327,360
16,368 52 X 787,500 409,200
16,368 52 X 945,000 491,040
16,368 52 X 1,102,500 572,880
16,368 52 X 1,260,000 654,720
16,368 52 X 1,417,500 736,560
16,368 52 X 1,575,000 818,400
16,368 52 X 1,732,500 900,240
16,368 52 X 1,890,000 982,080
16,368 52 X 2,047,500 1,063,920
16,368 52 X 2,205,000 1,145,760
jw
12
18
20% 1.67% 12 s/d 30
24
30
31
36
42
22% 1.83% 31 s/d 66
48
54
JW 31 60
Suku Bunga 53,500 25% 12 66
Angs.Pkk 32,258 72
1,000,000 Jlh Angs 53,091 84
25% 2.08% > 66 s/d 96
90
1 32,667 967,333 20,833 53,500 25% 12 96
2 33,347 933,986 20,153 53,500 25% 12
3 34,042 899,944 19,458 53,500 25% 12 jw
4 34,751 865,193 18,749 53,500 25% 12 12
5 35,475 829,718 18,025 53,500 25% 12 18
22% 1.83% 12 s/d 30
6 36,214 793,504 17,286 53,500 25% 12 24
7 36,969 756,535 16,531 53,500 25% 12 30
8 37,739 718,796 15,761 53,500 25% 12 31
9 38,525 680,271 14,975 53,500 25% 12 36
10 39,328 640,943 14,172 53,500 25% 12 42
23% 1.92% 31 s/d 66
11 40,147 600,796 13,353 53,500 25% 12 48
12 40,983 559,813 12,517 53,500 25% 12 54
13 41,837 517,976 11,663 53,500 25% 12 60
14 42,709 475,267 10,791 53,500 25% 12 66
15 43,599 431,668 9,901 53,500 25% 12 72
16 44,507 387,161 8,993 53,500 25% 12 25% 2.08% > 60 s/d 96 84
17 45,434 341,727 8,066 53,500 25% 12 90
18 46,381 295,346 7,119 53,500 25% 12 96
19 47,347 248,000 6,153 53,500 25% 12
20 48,333 199,666 5,167 53,500 25% 12 jw
21 49,340 150,326 4,160 53,500 25% 12 12
22 50,368 99,958 3,132 53,500 25% 12 18
22% 1.83% 12 s/d 30
23 51,418 48,540 2,082 53,500 25% 12 24
24 48,540 0 1,011 49,551 25% 12 30
25 49,551 49,551 0 49,551 25% 12 31
26 50,584 100,135 1,032 49,551 25% 12 36
27 40,986 141,121 2,086 38,900 25% 12 42
24% 2.00% 31 s/d 66
28 41,840 182,961 2,940 38,900 25% 12 48
29 42,712 225,672 3,812 38,900 25% 12 54
30 43,601 269,273 4,702 38,900 25% 12 60
31 6,706 275,979 5,610 1,096 25% 12 66
32 6,846 282,825 5,750 1,096 25% 12 72
33 6,988 289,813 5,892 1,096 25% 12 26% 2.17% > 60 s/d 96 84
34 9,665 299,478 6,038 3,627 25% 12 90
35 9,866 309,345 6,239 3,627 25% 12 96
36 10,072 319,417 6,445 3,627 25% 12
37 13,728 333,145 6,655 7,073 25% 12
38 14,014 347,159 6,941 7,073 25% 12 jw
39 14,306 361,465 7,232 7,073 25% 12 12
40 12,159 373,624 7,531 4,628 25% 12 18
23% 1.92% 12 s/d 30
41 11,314 384,938 7,784 3,530 25% 12 24
42 11,550 396,487 8,020 3,530 25% 12 30
43 11,790 408,278 8,260 3,530 25% 12 31
44 2,397 410,675 8,506 6,109 25% 12 36
45 2,447 413,122 8,556 6,109 25% 12 42
25% 2.08% 31 s/d 66
46 2,498 415,620 8,607 6,109 25% 12 48
47 2,550 418,170 8,659 6,109 25% 12 54
48 15,673 433,843 8,712 6,961 25% 12 60
49 23,962 457,805 9,038 14,924 25% 12 66
50 24,461 482,266 9,538 14,924 25% 12 72
51 24,971 507,237 10,047 14,924 25% 12 27% 2.25% > 60 s/d 96 84
52 15,104 522,341 10,567 4,537 25% 12 90
53 15,419 537,759 10,882 4,537 25% 12 96
54 15,740 553,499 11,203 4,537 25% 12
16,068 569,567 11,531 4,537 25% 12
#DIV/0! #DIV/0! #DIV/0! 4,537
#DIV/0! #DIV/0! #DIV/0! 4,537
#DIV/0! #DIV/0! #DIV/0!
#DIV/0! #DIV/0! #DIV/0!
#DIV/0! #DIV/0! #DIV/0!
#DIV/0! #DIV/0! #DIV/0!
Angsuran bulanan Pelunasan
11 x Rp. 100,000 Rp. 3,045 ### 1 12 1,103,045 103,045 0.9
15 X Rp. 72,500 Rp. 58,325 ### 1 16 1,145,825 145,825 0.9
20 X Rp. 58,500 Rp. 16,900 12 93,334 ### 1 21 1,186,900 186,900 0.9
24 X Rp. 50,000 Rp. 26,607 15 76,667 ### 1 25 1,226,607 226,607 0.9
24 x Rp. 51,500 Rp. 26,803 18 65,556 ### 1 25 1,262,803 262,803 1.1
27 x Rp. 47,000 Rp. 28,107 24 51,667 ### 1 28 1,297,107 297,107 1.1
31 x Rp. 43,000 Rp. 3,588 30 43,333 ### 1 32 1,336,588 336,588 1.1
34 x Rp. 40,000 Rp. 14,467 36 12.00% 37,778 ### 1 35 1,374,467 374,467 1.1
36 x Rp. 38,000 Rp. 37,012 42 33,810 ### 1 37 1,405,012 405,012 1.1
40 x Rp. 36,000 Rp. 1,427 48 30,833 ### 1 41 1,441,427 441,427 1.1
42 x Rp. 34,500 Rp. 24,685 54 28,519 ### 1 43 1,473,685 473,685 1.1
43 x Rp. 35,000 Rp. 30,302 60 26,667 ### 1 44 1,535,302 535,302 1.2
48 x Rp. 33,000 Rp. 13,016 ### 1 49 1,597,016 597,016 1.2
51 x Rp. 32,000 Rp. 1,910 ### 1 52 1,633,910 633,910 1.2
52 x Rp. 31,500 Rp. 16,368 ### 1 53 1,654,368 654,368 1.2

Angsuran bulanan Pelunasan


10 x Rp. 102,000 Rp. 92,488 ### 1 11 1,112,488 112,488 1.0
15 X Rp. 74,000 Rp. 49,736 ### 1 16 1,159,736 159,736 1.0
20 X Rp. 60,000 Rp. 4,320 12 93,334 ### 1 21 1,204,320 204,320 1.0
23 X Rp. 52,000 Rp. 48,368 15 76,667 ### 1 24 1,244,368 244,368 1.0
24 x Rp. 51,500 Rp. 26,803 18 65,556 ### 1 25 1,262,803 262,803 1.1
27 x Rp. 47,000 Rp. 28,107 24 51,667 ### 1 28 1,297,107 297,107 1.1
31 x Rp. 43,000 Rp. 3,588 30 43,333 ### 1 32 1,336,588 336,588 1.1
34 x Rp. 40,000 Rp. 14,467 36 12.00% 37,778 ### 1 35 1,374,467 374,467 1.1
36 x Rp. 38,000 Rp. 37,012 42 33,810 ### 1 37 1,405,012 405,012 1.1
40 x Rp. 36,000 Rp. 1,427 48 30,833 ### 1 41 1,441,427 441,427 1.1
41 x Rp. 36,000 Rp. 33,249 54 28,519 ### 1 42 1,509,249 509,249 1.2
43 x Rp. 35,000 Rp. 30,302 60 26,667 ### 1 44 1,535,302 535,302 1.2
48 x Rp. 33,000 Rp. 13,016 ### 1 49 1,597,016 597,016 1.2
51 x Rp. 32,000 Rp. 1,910 ### 1 52 1,633,910 633,910 1.2
52 x Rp. 31,500 Rp. 16,368 ### 1 53 1,654,368 654,368 1.2

Angsuran bulanan Pelunasan


10 x Rp. 102,500 Rp. 92,736 ### 1 11 1,117,736 117,736 1.1
15 X Rp. 75,000 Rp. 41,014 ### 1 16 1,166,014 166,014 1.0
19 X Rp. 61,000 Rp. 52,952 12 93,334 ### 1 20 1,211,952 211,952 1.1
23 X Rp. 52,500 Rp. 48,685 15 76,667 ### 1 24 1,256,185 256,185 1.1
23 x Rp. 53,500 Rp. 49,551 18 65,556 ### 1 24 1,280,051 280,051 1.2
27 x Rp. 47,000 Rp. 28,107 24 51,667 ### 1 28 1,297,107 297,107 1.1
31 x Rp. 43,000 Rp. 3,588 30 43,333 ### 1 32 1,336,588 336,588 1.1
34 x Rp. 40,000 Rp. 14,467 36 12.00% 37,778 ### 1 35 1,374,467 374,467 1.1
36 x Rp. 38,000 Rp. 37,012 42 33,810 ### 1 37 1,405,012 405,012 1.1
40 x Rp. 36,000 Rp. 1,427 48 30,833 ### 1 41 1,441,427 441,427 1.1
12.00%

41 x Rp. 37,000 Rp. 3,559 54 28,519 ### 1 42 1,520,559 520,559 1.2


42 x Rp. 36,000 Rp. 34,694 60 26,667 ### 1 43 1,546,694 546,694 1.3
47 x Rp. 34,000 Rp. 10,541 ### 1 48 1,608,541 608,541 1.3
49 x Rp. 33,000 Rp. 28,417 ### 1 50 1,645,417 645,417 1.3
51 x Rp. 32,500 Rp. 8,273 ### 1 52 1,665,773 665,773 1.3

Angsuran bulanan Pelunasan


10 x Rp. 102,500 Rp. 92,736 ### 1 11 1,117,736 117,736 1.1
15 X Rp. 75,000 Rp. 41,014 ### 1 16 1,166,014 166,014 1.0
19 X Rp. 61,000 Rp. 52,951 12 93,334 ### 1 20 1,211,951 211,951 1.1
23 X Rp. 52,500 Rp. 48,685 15 76,667 ### 1 24 1,256,185 256,185 1.1
23 x Rp. 53,500 Rp. 49,551 18 65,556 ### 1 24 1,280,051 280,051 1.2
26 x Rp. 49,000 Rp. 41,840 24 51,667 ### 1 27 1,315,840 315,840 1.2
30 x Rp. 45,000 Rp. 6,846 30 43,333 ### 1 31 1,356,846 356,846 1.2
33 x Rp. 42,000 Rp. 9,866 36 12.00% 37,778 ### 1 34 1,395,866 395,866 1.2
36 x Rp. 39,500 Rp. 14,014 42 33,810 ### 1 37 1,436,014 436,014 1.2
39 x Rp. 37,500 Rp. 12,412 48 30,833 ### 1 40 1,474,912 474,912 1.2
40 x Rp. 38,000 Rp. 11,569 54 28,519 ### 1 41 1,531,569 531,569 1.3
43 x Rp. 36,500 Rp. 2,451 60 26,667 ### 1 44 1,571,951 571,951 1.3
47 x Rp. 34,500 Rp. 16,026 ### 1 48 1,637,526 637,526 1.3
48 x Rp. 34,000 Rp. 24,501 ### 1 49 1,656,501 656,501 1.3
51 x Rp. 33,000 Rp. 15,444 ### 1 52 1,698,444 698,444 1.3
10
15
19
23
26
30
34
37
41
44
47
54
60
63
65

11 12
16 12
20 12
24 12
26 13
30 13
34 13
37 13
41 13
44 13
51 15
54 15
60 15
63 15
65 15

12 13
17 12
21 13
26 13
28 14
30 13
34 13
37 13
41 13
44 13
52 15
55 15
61 15
65 15
67 15

12 13
17 12
21 13
26 13
28 14
32 14
36 14
40 14
44 14
47 14
53 16
57 16
64 16
66 16
70 16
BANK YUSTIMA SISTEM PERHITUNGAN KREDIT
PT. BANK PERKREDITAN RAKYAT
SE No. 01 /SE-DIR/BPR-YTM/31/1/2017 Per 1 Juta Rupiah
JENIS SUKU BUNGA EFEKTIF (Bunga Menurun) FLATE (Bunga rata)
JK WAKTU (BULAN
KREDIT PER THN PER BLN Angs. Bulanan Pelunasan JW SB/THN ANGSURAN
10 x Rp. 108,500 Rp.
POLRI, TNI, PENSIUN

12 66,131
30% 2.50% 12 S/D 36 24 18 x Rp. 67,000 Rp. 61,267
30 22 x Rp. 58,500 Rp. 33,922
36 25 x Rp. 53,000 Rp. 44,673
42 28 x Rp. 50,500 Rp. 27,037
48 31 x Rp. 47,500 Rp. 15,186
32% 2.67% > 36 S/D 60
54 32 x Rp. 45,500 Rp. 23,685
60 36 x Rp. 43,500 Rp. 3,307
12 10 x Rp. 102,500 Rp. 92,736 12 94,166
18 15 X Rp. 75,000 Rp. 41,014 18 66,389
23% 1.92% 12 s/d 30 13.00%
24 19 X Rp. 61,000 Rp. 52,951 24 52,500
30 23 X Rp. 52,500 Rp. 48,685 30 44,166
31 23 x Rp. 53,500 Rp. 49,551 31 48,925
36 26 x Rp. 49,000 Rp. 41,840 36 39,445
14%
42 30 x Rp. 45,000 Rp. 6,846 42 35,477
PNS

25% 2.08% > 30 S/d 60


48 33 x Rp. 42,000 Rp. 9,866 48 32,500
54 36 x Rp. 39,500 Rp. 14,014 54 30,602
14.50%
60 39 x Rp. 37,500 Rp. 12,412 60 28,750
66 40 x Rp. 38,000 Rp. 11,569 66 27,652
72 43 x Rp. 36,500 Rp. 2,451 72 26,389
27% 2.25% > 66 s/d 96 84 47 x Rp. 34,500 Rp. 16,026 84 15.00% 24,405
90 48 x Rp. 34,000 Rp. 24,501 90 23,611
96 51 x Rp. 33,000 Rp. 15,444 96 22,917
12 10 x Rp. 107,000 Rp. 71,418
24 19 x Rp. 65,000 Rp. 18,316
PEGAWAI

28% 2.33% s/d 42


36 26 x Rp. 51,500 Rp. 8,444
Sertifikasi

42 29 x Rp. 47,500 Rp. 14,247


48 31 x Rp. 46,000 Rp. 34,844
30% 2.50% > 42 s/d 60 54 34 x Rp. 44,000 Rp. 364
60 36 x Rp. 42,000 Rp. 26,523
66 38 x Rp. 42,000 Rp. 12,215
32.0% 2.67% > 60 s/d 72
72 39 x Rp. 41,000 Rp. 38,372
12 10 x Rp. 106,000 Rp. 76,870 12 95,834
Usaha Umum

27% 2.25% > 12 s/d 24 18 15 x Rp. 78,500 Rp. 14,197 18 15% 68,056
K U M

24 19 x Rp. 64,500 Rp. 18,216 24 54,167


30 22 x Rp. 58,500 Rp. 33,922 30 48,333
30% 2.50% > 24 s/d 48 36 25 x Rp. 53,000 Rp. 44,673 36 18% 42,778
48 31 x Rp. 46,000 Rp. 34,844 48 35,833
* Potongan : Provisi dan Adm 2,5% dari plafond 12 Minggu 88,334
24% Plat 2.00% 12 s/d 24 Mg
an

Tabungan, Materai, Asuransi 24 Minggu 46,667


ggu

12 Minggu 90,834
mini

Min

36% Plat 3% 6 s/d 12 Bln Tanpa potongan Provisi dan Adm


24 Minggu 49,167
6 x Rp. 187,500 Rp.
nan

5 133,947
25% 2,08% 6 s/d 12 Bln
Bula

12 10 x Rp. 104,500 Rp. 82,050


barang 12 12 bulan 100,834
21% 1.75%
elektronik 24 24 bulan 59,167
PUJK ini Terdaftar dan diawasi oleh OJK
Contak Person:
Contak Person : Perbandingan
Jl. Jend. Sudirman No. 17A Wonomulyo
Telp. (0428) 51069
KELENGKAPAN BERKAS:
* Foto Copy KK & KTP Suami/Istri yang masih berlaku
* Surat Nikah atau Surat Cerai
* SK Pertama s/d Terakhir, KARPEG, KARIP, KGB
* Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji
dan rincian gaji terakhir dari bendahara
* Tambahan jaminan lainnya
* Provisi, 1,5 %, Adm 1,25%, Simpanan minimal 3 % dari Plafond

~ Foto Copy KK & KTP Suami/Istri yang masih berlaku


~ Surat Nikah atau Surat Cerai ### 10,000 41,667 51,667
~ SK Pertama s/d Terakhir, KARPEG, KARIP, KGB ### 10,000 33,333 43,333
~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji ### 10,000 32,258 42,258
dan rincian gaji terakhir dari bendahara ### 10,000 27,778 37,778
~ Surat Persetujuan Suami/Istri ### 10,000 23,810 33,810
~ Slip pembayaran kredit pada Bank/Pembiayaan ### 10,000 20,833 30,833
~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji ### 10,000 18,519 28,519
dan rincian gaji terakhir dari bendahara ### 10,000 16,667 26,667
~ Perabot RT & Barang Elektronik, SHM, BPKB ### 10,000 15,152 25,152
* Foto copy buku tabungan/rek koran pada Bank Lain mutasi 6 bulan terakhir ### 10,000 13,889 23,889
* Provisi, 1,5 %, Adm 1,25%, Simpanan minimal 5 % dari Plafond
*

~ Foto Copy KK & KTP Suami/Istri yang masih berlaku


~ Surat Nikah atau Surat Cerai
~ SK Terakhir, KGB terakhir Sertifikat Pendidik
~ Sertifikat Tanah / BPKB
~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji
dan rincian gaji terakhir dari bendahara
~ Surat Persetujuan Suami/Istri
~ BUKU Tabungan sertif dan ATM, KPE
* Provisi, 1,5 %, Adm 1%, Tabungan minimal 3 % dari plafond
~ Foto Copy KK & KTP Suami/Istri yang masi berlaku ### 12,500 83,333 95,833
~ Surat Nikah atau Surat Cerai, keterangan usaha plafond 100 Juta ### 12,500 55,556 68,056
~ Surat Persetujuan Suami/Istri ### 12,500 41,667 54,167
~ Asli BPKB + Faktur. STNK, SHM, Akte Jual Beli, ### 15,000 33,333 48,333
~ Kwitansi Pembelian, PBB tahun tahun terakhir bilan agunan sertifikat ### 15,000 27,778 42,778
* Provisi, 1,5 %, Adm 1%, Simpanan Tabungan Minimal 3% dari plafond ### 15,000 20,833 35,833
~ Foto Copy KK & KTP Suami/Istri yang masi berlaku ### 20,000 83,333 103,333
~ Surat Persetujuan Suami/Istri ### 20,000 41,667 61,667
~ Perabot RT & Barang Elektronik , BPKB ### 12,500 83,333 95,833
~ Keterangan Usaha dari desa ### 12,500 41,667 54,167
* Minimal agunan BPKB

~ Untuk Pegawai = Kelengkapan Berkas K. Pegawai ### 17,500 83,333 100,833


~ Untuk Umum = Kelengkapan Berkas Kredit Usaha ### 17,500 41,667 59,167
Perbandingan
RATA2
Bunga
11 1,000,000 1,151,131 151,131 1.37
19 1,000,000 1,267,267 267,267 1.41
23 1,000,000 1,320,922 320,922 1.40
26 1,000,000 1,369,673 369,673 1.42
29 1,000,000 1,441,037 441,037 1.52
32 1,000,000 1,487,686 487,686 1.52
33 1,000,000 1,479,685 479,685 1.45
37 1,000,000 1,569,307 569,307 1.54
11 1,000,000 1,117,736 117,736 1.07
16 1,000,000 1,166,014 166,014 1.04
20 1,000,000 1,211,951 211,951 1.06
24 1,000,000 1,256,185 256,185 1.07
24 1,000,000 1,280,051 280,051 1.17
27 1,000,000 1,315,840 315,840 1.17
31 1,000,000 1,356,846 356,846 1.15
34 1,000,000 1,395,866 395,866 1.16
37 1,000,000 1,436,014 436,014 1.18
40 1,000,000 1,474,912 474,912 1.19
41 1,000,000 1,531,569 531,569 1.30
44 1,000,000 1,571,951 571,951 1.30
48 1,000,000 1,637,526 637,526 1.33
49 1,000,000 1,656,501 656,501 1.34
52 1,000,000 1,698,444 698,444 1.34
11 1,000,000 1,141,418 141,418 1.29
20 1,000,000 1,253,316 253,316 1.27
27 1,000,000 1,347,444 347,444 1.29
30 1,000,000 1,391,747 391,747 1.31
32 1,000,000 1,460,844 460,844 1.44
35 1,000,000 1,496,364 496,364 1.42
37 1,000,000 1,538,523 538,523 1.46
39 1,000,000 1,608,215 608,215 1.56
40 1,000,000 1,637,372 637,372 1.59
11 1,000,000 1,136,870 136,870 1.24
16 1,000,000 1,191,697 191,697 1.20
20 1,000,000 1,243,716 243,716 1.22
23 1,000,000 1,320,922 320,922 1.40
26 1,000,000 1,369,673 369,673 1.42
32 1,000,000 1,460,844 460,844 1.44
1
1
1
1
6
11
BANK YUSTIMA SISTEM PERHITUNGAN KREDIT
PT. BANK PERKREDITAN RAKYAT
SE No. 05 /SE-DIR/BPR-YTM/25/VII/2016 Per 1 Juta Rupiah
JENIS SUKU BUNGA EFEKTIF (Bunga Menurun) FLATE (Bunga rata)
JK WAKTU (BULAN
KREDIT PER THN PER BLN Angs. Bulanan Pelunasan JW SB/THN ANGSURAN
10 x Rp. 108,500 Rp.
POLRI, TNI, PENSIUN

12 66,131
30% 2.50% 12 S/D 36 24 18 x Rp. 67,000 Rp. 61,267
30 22 x Rp. 58,500 Rp. 33,922
36 25 x Rp. 53,000 Rp. 44,673
42 28 x Rp. 50,500 Rp. 27,037
48 31 x Rp. 47,500 Rp. 15,186
32% 2.67% > 36 S/D 60
54 32 x Rp. 45,500 Rp. 23,685
60 36 x Rp. 43,500 Rp. 3,307
12 10 x Rp. 102,500 Rp. 92,736
18 15 X Rp. 75,000 Rp. 41,014
23% 1.92% 12 s/d 30
24 19 X Rp. 61,000 Rp. 52,951 12 93,334
30 23 X Rp. 52,500 Rp. 48,685 15 76,667
31 23 x Rp. 53,500 Rp. 49,551 18 65,556
36 26 x Rp. 49,000 Rp. 41,840 24 51,667
42 30 x Rp. 45,000 Rp. 6,846 30 43,333
PNS

25% 2.08% > 30 S/d 60


48 33 x Rp. 42,000 Rp. 9,866 36 12.00% 37,778
54 36 x Rp. 39,500 Rp. 14,014 42 33,810
60 39 x Rp. 37,500 Rp. 12,412 48 30,833
66 40 x Rp. 38,000 Rp. 11,569 54 28,519
72 43 x Rp. 36,500 Rp. 2,451 60 26,667
27% 2.25% > 66 s/d 96 84 47 x Rp. 34,500 Rp. 16,026
90 48 x Rp. 34,000 Rp. 24,501
96 51 x Rp. 33,000 Rp. 15,444
12 10 x Rp. 107,000 Rp. 71,418
24 19 x Rp. 65,000 Rp. 18,316
PEGAWAI

28% 2.33% s/d 42


36 26 x Rp. 51,500 Rp. 8,444
Sertifikasi

42 29 x Rp. 47,500 Rp. 14,247


48 31 x Rp. 46,000 Rp. 34,844
30% 2.50% > 42 s/d 60 54 34 x Rp. 44,000 Rp. 364
60 36 x Rp. 42,000 Rp. 26,523
66 38 x Rp. 42,000 Rp. 12,215
32.0% 2.67% > 60 s/d 72
72 39 x Rp. 41,000 Rp. 38,372
12 10 x Rp. 106,000 Rp. 76,870 12 95,834
Usaha Umum

27% 2.25% > 12 s/d 24 18 15 x Rp. 78,500 Rp. 14,197 18 15% 68,056
K U M

24 19 x Rp. 64,500 Rp. 18,216 24 54,167


30 22 x Rp. 58,500 Rp. 33,922 30 48,333
30% 2.50% > 24 s/d 48 36 25 x Rp. 53,000 Rp. 44,673 36 18% 42,778
48 31 x Rp. 46,000 Rp. 34,844 48 35,833
* Potongan : Provisi dan Adm 2,5% dari plafond 12 Minggu 88,334
24% Plat 2.00% 12 s/d 24 Mg
an

Tabungan, Materai, Asuransi 24 Minggu 46,667


ggu

12 Minggu 90,834
mini

Min

36% Plat 3% 6 s/d 12 Bln Tanpa potongan Provisi dan Adm


24 Minggu 49,167
6 x Rp. 187,500 Rp.
nan

5 133,947
25% 2,08% 6 s/d 12 Bln
Bula

12 10 x Rp. 104,500 Rp. 82,050


barang 12 12 bulan 100,834
21% 1.75%
elektronik 24 24 bulan 59,167
PUJK ini Terdaftar dan diawasi oleh OJK
Contak Person:
Contak Person : Perbandingan
Jl. Jend. Sudirman No. 17A Wonomulyo
Telp. (0428) 51069
KELENGKAPAN BERKAS:
* Foto Copy KK & KTP Suami/Istri yang masih berlaku
* Surat Nikah atau Surat Cerai
* SK Pertama s/d Terakhir, KARPEG, KARIP, KGB
* Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji
dan rincian gaji terakhir dari bendahara
* Tambahan jaminan lainnya
* Provisi, 1,5 %, Adm 1,25%, Simpanan minimal 3 % dari Plafond

~ Foto Copy KK & KTP Suami/Istri yang masih berlaku


~ Surat Nikah atau Surat Cerai ### 10,000 83,333 93,333
~ SK Pertama s/d Terakhir, KARPEG, KARIP, KGB ### 10,000 66,667 76,667
~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji ### 10,000 55,556 65,556
dan rincian gaji terakhir dari bendahara ### 10,000 41,667 51,667
~ Surat Persetujuan Suami/Istri ### 10,000 33,333 43,333
~ Slip pembayaran kredit pada Bank/Pembiayaan ### 10,000 27,778 37,778
~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji ### 10,000 23,810 33,810
dan rincian gaji terakhir dari bendahara ### 10,000 20,833 30,833
~ Perabot RT & Barang Elektronik, SHM, BPKB ### 10,000 18,519 28,519
* Foto copy buku tabungan/rek koran pada Bank Lain mutasi 6 bulan terakhir ### 10,000 16,667 26,667
* Provisi, 1,5 %, Adm 1,25%, Simpanan minimal 5 % dari Plafond
*

~ Foto Copy KK & KTP Suami/Istri yang masih berlaku


~ Surat Nikah atau Surat Cerai
~ SK Terakhir, KGB terakhir Sertifikat Pendidik
~ Sertifikat Tanah / BPKB
~ Surat Kuasa dan Pernyataan Potong Gaji, ampra gaji
dan rincian gaji terakhir dari bendahara
~ Surat Persetujuan Suami/Istri
~ BUKU Tabungan sertif dan ATM, KPE
* Provisi, 1,5 %, Adm 1%, Tabungan minimal 3 % dari plafond
~ Foto Copy KK & KTP Suami/Istri yang masi berlaku ### 12,500 83,333 95,833
~ Surat Nikah atau Surat Cerai, keterangan usaha plafond 100 Juta ### 12,500 55,556 68,056
~ Surat Persetujuan Suami/Istri ### 12,500 41,667 54,167
~ Asli BPKB + Faktur. STNK, SHM, Akte Jual Beli, ### 15,000 33,333 48,333
~ Kwitansi Pembelian, PBB tahun tahun terakhir bilan agunan sertifikat ### 15,000 27,778 42,778
* Provisi, 1,5 %, Adm 1%, Simpanan Tabungan Minimal 3% dari plafond ### 15,000 20,833 35,833
~ Foto Copy KK & KTP Suami/Istri yang masi berlaku ### 20,000 83,333 103,333
~ Surat Persetujuan Suami/Istri ### 20,000 41,667 61,667
~ Perabot RT & Barang Elektronik , BPKB ### 12,500 83,333 95,833
~ Keterangan Usaha dari desa ### 12,500 41,667 54,167
* Minimal agunan BPKB

~ Untuk Pegawai = Kelengkapan Berkas K. Pegawai ### 17,500 83,333 100,833


~ Untuk Umum = Kelengkapan Berkas Kredit Usaha ### 17,500 41,667 59,167
Perbandingan
RATA2
Bunga
11 1,000,000 1,151,131 151,131 1.37
19 1,000,000 1,267,267 267,267 1.41
23 1,000,000 1,320,922 320,922 1.40
26 1,000,000 1,369,673 369,673 1.42
29 1,000,000 1,441,037 441,037 1.52
32 1,000,000 1,487,686 487,686 1.52
33 1,000,000 1,479,685 479,685 1.45
37 1,000,000 1,569,307 569,307 1.54
11 1,000,000 1,117,736 117,736 1.07
16 1,000,000 1,166,014 166,014 1.04
20 1,000,000 1,211,951 211,951 1.06
24 1,000,000 1,256,185 256,185 1.07
24 1,000,000 1,280,051 280,051 1.17
27 1,000,000 1,315,840 315,840 1.17
31 1,000,000 1,356,846 356,846 1.15
34 1,000,000 1,395,866 395,866 1.16
37 1,000,000 1,436,014 436,014 1.18
40 1,000,000 1,474,912 474,912 1.19
41 1,000,000 1,531,569 531,569 1.30
44 1,000,000 1,571,951 571,951 1.30
48 1,000,000 1,637,526 637,526 1.33
49 1,000,000 1,656,501 656,501 1.34
52 1,000,000 1,698,444 698,444 1.34
11 1,000,000 1,141,418 141,418 1.29
20 1,000,000 1,253,316 253,316 1.27
27 1,000,000 1,347,444 347,444 1.29
30 1,000,000 1,391,747 391,747 1.31
32 1,000,000 1,460,844 460,844 1.44
35 1,000,000 1,496,364 496,364 1.42
37 1,000,000 1,538,523 538,523 1.46
39 1,000,000 1,608,215 608,215 1.56
40 1,000,000 1,637,372 637,372 1.59
11 1,000,000 1,136,870 136,870 1.24
16 1,000,000 1,191,697 191,697 1.20
20 1,000,000 1,243,716 243,716 1.22
23 1,000,000 1,320,922 320,922 1.40
26 1,000,000 1,369,673 369,673 1.42
32 1,000,000 1,460,844 460,844 1.44
1
1
1
1
6
11
PT. BANK PERKREDITAN RAKYAT YUSTIMA
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar
Terdaftar dan diawasi Oleh OJK

JUMLAH Jangka waktu ( bulan


PINJAMAN 12 Bulan 18 Bulan 24 Bulan
Tagihan
Rp Jumlah Jumlah sertif Pelunasan Angs Jumlah Pelunasan Angs
5,000,000 535,000 1,605,000 2X 832,080
### 15 X 395,000 70,630
### 19 X
10,000,000 1,070,000 3,210,000 2X 1,784,159
### 15 X 790,000 141,260
### 19 X
12,500,000 1,337,500 4,012,500 2X 892,700
### 15 X 987,500 176,575
### 19 X
15,000,000 1,605,000 4,815,000 2X 1,071,240
### 15 X 1,185,000 211,890
### 19 X
20,000,000 2,140,000 6,420,000 2X 1,428,320
### 15 X 1,580,000 282,520
### 19 X
25,000,000 2,675,000 8,025,000 2X 1,785,400
### 15 X 1,975,000 353,150
### 19 X
30,000,000 3,210,000 9,630,000 2X 2,142,480
### 15 X 2,370,000 423,780
### 19 X
35,000,000 3,745,000 11,235,000 2X 2,499,560
### 15 X 2,765,000 494,410
### 19 X
40,000,000 4,280,000 12,840,000 2X 2,856,640
### 15 X 3,160,000 565,040
### 19 X
45,000,000 4,815,000 14,445,000 2X 3,213,720
### 15 X 3,555,000 635,670
### 19 X
50,000,000 5,350,000 16,050,000 2X 3,570,800
### 15 X 3,950,000 706,300
### 19 X
55,000,000 5,885,000 17,655,000 2X 3,927,880
### 15 X 4,345,000 776,930
### 19 X
60,000,000 6,420,000 19,260,000 2X 4,284,960
### 15 X 4,740,000 847,560
### 19 X
65,000,000 6,955,000 20,865,000 2X 4,642,040
### 15 X 5,135,000 918,190
### 19 X
70,000,000 7,490,000 22,470,000 2X 4,999,120
### 15 X 5,530,000 988,820
### 19 X

JUMLAH jangka waktu ( bulan Angsuran )


PINJAMAN 48 Bulan 54 Bulan 60 Bulan
Rp Jumlah Pelunasan Angs Jumlah Pelunasan Angs
5,000,000 230,000 174,220
### 34 X 230,000 1,820
### 36 X
10,000,000 460,000 348,440
### 34 X 460,000 3,640
### 36 X
12,500,000 575,000 435,550
### 34 X 575,000 4,550
### 36 X
15,000,000 690,000 522,660
### 34 X 690,000 5,460
### 36 X
20,000,000 920,000 696,880
### 34 X 920,000 7,280
### 36 X
25,000,000 1,150,000 871,100
### 34 X 1,150,000 9,100
### 36 X
30,000,000 1,380,000 1,045,320
### 34 X 1,380,000 10,920
### 36 X
35,000,000 1,610,000 1,219,540
### 34 X 1,610,000 12,740
### 36 X
40,000,000 1,840,000 1,393,760
### 34 X 1,840,000 14,560
### 36 X
45,000,000 2,070,000 1,567,980
### 34 X 2,070,000 16,380
### 36 X
50,000,000 2,300,000 1,742,200
### 34 X 2,300,000 18,200
### 36 X
55,000,000 2,530,000 1,916,420
### 34 X 2,530,000 20,020
### 36 X
60,000,000 2,760,000 2,090,640
### 34 X 2,760,000 21,840
### 36 X
65,000,000 2,990,000 2,264,860
### 34 X 2,990,000 23,660
### 36 X
70,000,000 3,220,000 2,439,080
### 34 X 3,220,000 25,480
### 36 X
Kredit sertifikasi pendidik
Hubungi HP :
An :

Jangka waktu ( bulan Angsuran )


24 Bulan 30 Bulan 36 Bulan 42 Bulan

Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
325,000 91,540 22 X 285,000 236,560 26 X 257,500 42,220 29 X 237,500 71,235
650,000 183,080 22 X 570,000 473,120 26 X 515,000 84,440 29 X 475,000 142,470
812,500 228,850 22 X 712,500 591,400 26 X 643,750 105,550 29 X 593,750 178,088
975,000 274,620 22 X 855,000 709,680 26 X 772,500 126,660 29 X 712,500 213,705
1,300,000 366,160 22 X 1,140,000 946,240 26 X 1,030,000 168,880 29 X 950,000 284,940
1,625,000 457,700 22 X 1,425,000 1,182,800 26 X 1,287,500 211,100 29 X 1,187,500 356,175
1,950,000 549,240 22 X 1,710,000 1,419,360 26 X 1,545,000 253,320 29 X 1,425,000 427,410
2,275,000 640,780 22 X 1,995,000 1,655,920 26 X 1,802,500 295,540 29 X 1,662,500 498,645
2,600,000 732,320 22 X 2,280,000 1,892,480 26 X 2,060,000 337,760 29 X 1,900,000 569,880
2,925,000 823,860 22 X 2,565,000 2,129,040 26 X 2,317,500 379,980 29 X 2,137,500 641,115
3,250,000 915,400 22 X 2,850,000 2,365,600 26 X 2,575,000 422,200 29 X 2,375,000 712,350
3,575,000 1,006,940 22 X 3,135,000 2,602,160 26 X 2,832,500 464,420 29 X 2,612,500 783,585
3,900,000 1,098,480 22 X 3,420,000 2,838,720 26 X 3,090,000 506,640 29 X 2,850,000 854,820
4,225,000 1,190,020 22 X 3,705,000 3,075,280 26 X 3,347,500 548,860 29 X 3,087,500 926,055
4,550,000 1,281,560 22 X 3,990,000 3,311,840 26 X 3,605,000 591,080 29 X 3,325,000 997,290

waktu ( bulan Angsuran )


60 Bulan 66 Bulan 72 Bulan
Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
210,000 132,615 38 X 210,000 61,075 39 X 205,000 191,860
420,000 265,230 38 X 420,000 122,150 39 X 410,000 383,720
525,000 331,538 38 X 525,000 152,688 39 X 512,500 479,650
630,000 397,845 38 X 630,000 183,225 39 X 615,000 575,580
840,000 530,460 38 X 840,000 244,300 39 X 820,000 767,440
1,050,000 663,075 38 X 1,050,000 305,375 39 X 1,025,000 959,300
1,260,000 795,690 38 X 1,260,000 366,450 39 X 1,230,000 1,151,160
1,470,000 928,305 38 X 1,470,000 427,525 39 X 1,435,000 1,343,020
1,680,000 1,060,920 38 X 1,680,000 488,600 39 X 1,640,000 1,534,880
1,890,000 1,193,535 38 X 1,890,000 549,675 39 X 1,845,000 1,726,740
2,100,000 1,326,150 38 X 2,100,000 610,750 39 X 2,050,000 1,918,600
2,310,000 1,458,765 38 X 2,310,000 671,825 39 X 2,255,000 2,110,460
2,520,000 1,591,380 38 X 2,520,000 732,900 39 X 2,460,000 2,302,320
2,730,000 1,723,995 38 X 2,730,000 793,975 39 X 2,665,000 2,494,180
2,940,000 1,856,610 38 X 2,940,000 855,050 39 X 2,870,000 2,686,040
5.0
10.0
12.5
15.0
20.0
25.0
30.0
35.0
40.0
45.0
50.0
55.0
60.0
65.0
70.0
84 Bulan 90 Bulan

Angs Jumlah Pelunasan Angs


33,000 13,016 48 X 165,000 65,080 5.0 32,000 1,910 51 X
33,000 13,016 48 X 330,000 130,160 10.0 32,000 1,910 51 X
33,000 13,016 48 X 412,500 162,700 12.5 32,000 1,910 51 X
33,000 13,016 48 X 495,000 195,240 15.0 32,000 1,910 51 X
33,000 13,016 48 X 660,000 260,320 20.0 32,000 1,910 51 X
33,000 13,016 48 X 825,000 325,400 25.0 32,000 1,910 51 X
33,000 13,016 48 X 990,000 390,480 30.0 32,000 1,910 51 X
33,000 13,016 48 X 1,155,000 455,560 35.0 32,000 1,910 51 X
33,000 13,016 48 X 1,320,000 520,640 40.0 32,000 1,910 51 X
33,000 13,016 48 X 1,485,000 585,720 45.0 32,000 1,910 51 X
33,000 13,016 48 X 1,650,000 650,800 50.0 32,000 1,910 51 X
33,000 13,016 48 X 1,815,000 715,880 55.0 32,000 1,910 51 X
33,000 13,016 48 X 1,980,000 780,960 60.0 32,000 1,910 51 X
33,000 13,016 48 X 2,145,000 846,040 65.0 32,000 1,910 51 X
33,000 13,016 48 X 2,310,000 911,120 70.0 32,000 1,910 51 X
90 Bulan 96 Bulan

Jumlah Pelunasan Angs Jumlah Pelunasan


160,000 9,550 5.0 31,500 16,368 52 X 157,500 81,840
320,000 19,100 10.0 31,500 16,368 52 X 315,000 163,680
400,000 23,875 12.5 31,500 16,368 52 X 393,750 204,600
480,000 28,650 15.0 31,500 16,368 52 X 472,500 245,520
640,000 38,200 20.0 31,500 16,368 52 X 630,000 327,360
800,000 47,750 25.0 31,500 16,368 52 X 787,500 409,200
960,000 57,300 30.0 31,500 16,368 52 X 945,000 491,040
1,120,000 66,850 35.0 31,500 16,368 52 X 1,102,500 572,880
1,280,000 76,400 40.0 31,500 16,368 52 X 1,260,000 654,720
1,440,000 85,950 45.0 31,500 16,368 52 X 1,417,500 736,560
1,600,000 95,500 50.0 31,500 16,368 52 X 1,575,000 818,400
1,760,000 105,050 55.0 31,500 16,368 52 X 1,732,500 900,240
1,920,000 114,600 60.0 31,500 16,368 52 X 1,890,000 982,080
2,080,000 124,150 65.0 31,500 16,368 52 X 2,047,500 1,063,920
2,240,000 133,700 70.0 31,500 16,368 52 X 2,205,000 1,145,760
PT. BANK PERKREDITAN RAKYAT YUSTIMA KREDIT KONSUMTIF PEGAWAI POLRI, TNI, KARYAWAN
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar

Jumlah Jangka waktu ( bulan Angsuran )


PINJAMAN 12 Bulan 24 Bulan 30 Bulan 36 Bulan 42 Bulan 48 Bulan
Rp Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan Angs Jumlah Pelunasan
3,000,000
### 10 X 325,500 198,393
### 18 X 201,000 183,801
### 22 X 175,500 101,766 25 X 159,000 134,019
### 28 X 151,500 81,111
### 31 X 142,500 45,558
5,000,000
### 10 X 542,500 330,655
### 18 X 335,000 306,335
### 22 X 292,500 169,610 25 X 265,000 223,365
### 28 X 252,500 135,185
### 31 X 237,500 75,930
10,000,000
### 10 X 1,085,000 661,310
### 18 X 670,000 612,670
### 22 X 585,000 339,220 25 X 530,000 446,730
### 28 X 505,000 270,370
### 31 X 475,000 151,860
12,500,000
### 10 X 1,356,250 826,638
### 18 X 837,500 765,838
### 22 X 731,250 424,025 25 X 662,500 558,413
### 28 X 631,250 337,963
### 31 X 593,750 189,825
15,000,000
### 10 X 1,627,500 991,965
### 18 X 1,005,000 919,005
### 22 X 877,500 508,830 25 X 795,000 670,095
### 28 X 757,500 405,555
### 31 X 712,500 227,790
20,000,000
### 10 X 2,170,000 1,322,620
### 18 X 1,340,000 1,225,340
### 22 X 1,170,000 678,440 25 X 1,060,000 893,460
### 28 X 1,010,000 540,740
### 31 X 950,000 303,720
25,000,000
### 10 X 2,712,500 1,653,275
### 18 X 1,675,000 1,531,675
### 22 X 1,462,500 848,050 25 X 1,325,000 1,116,825
### 28 X 1,262,500 675,925
### 31 X 1,187,500 379,650
30,000,000
### 10 X 3,255,000 1,983,930
### 18 X 2,010,000 1,838,010
### 22 X 1,755,000 1,017,660 25 X 1,590,000 1,340,190
### 28 X 1,515,000 811,110
### 31 X 1,425,000 455,580
35,000,000
### 10 X 3,797,500 2,314,585
### 18 X 2,345,000 2,144,345
### 22 X 2,047,500 1,187,270 25 X 1,855,000 1,563,555
### 28 X 1,767,500 946,295
### 31 X 1,662,500 531,510
40,000,000
### 10 X 4,340,000 2,645,240
### 18 X 2,680,000 2,450,680
### 22 X 2,340,000 1,356,880 25 X 2,120,000 1,786,920
### 28 X 2,020,000 1,081,480### 31 X 1,900,000 607,440
45,000,000
### 10 X 4,882,500 2,975,895
### 18 X 3,015,000 2,757,015
### 22 X 2,632,500 1,526,490 25 X 2,385,000 2,010,285
### 28 X 2,272,500 1,216,665### 31 X 2,137,500 683,370
50,000,000
### 10 X 5,425,000 3,306,550
### 18 X 3,350,000 3,063,350
### 22 X 2,925,000 1,696,100 25 X 2,650,000 2,233,650
### 28 X 2,525,000 1,351,850### 31 X 2,375,000 759,300
55,000,000
### 10 X 5,967,500 3,637,205
### 18 X 3,685,000 3,369,685
### 22 X 3,217,500 1,865,710 25 X 2,915,000 2,457,015
### 28 X 2,777,500 1,487,035### 31 X 2,612,500 835,230
60,000,000
### 10 X 6,510,000 3,967,860
### 18 X 4,020,000 3,676,020
### 22 X 3,510,000 2,035,320 25 X 3,180,000 2,680,380
### 28 X 3,030,000 1,622,220### 31 X 2,850,000 911,160
65,000,000
### 10 X 7,052,500 4,298,515
### 18 X 4,355,000 3,982,355
### 22 X 3,802,500 2,204,930 25 X 3,445,000 2,903,745
### 28 X 3,282,500 1,757,405### 31 X 3,087,500 987,090
70,000,000
### 10 X 7,595,000 4,629,170
### 18 X 4,690,000 4,288,690
### 22 X 4,095,000 2,374,540 25 X 3,710,000 3,127,110
### 28 X 3,535,000 1,892,590### 31 X 3,325,000 1,063,020

Jumlah Jangka waktu ( bulan Angsuran )


PINJAMAN 54 Bulan 60 Bulan
Rp Angs Jumlah Pelunasan Angs Jumlah Pelunasan
3,000,000
### 32 X 136,500 71,055
### 36 X 130,500 9,921
### Persyaratan :
5,000,000
### 32 X 227,500 118,425
### 36 X 217,500 16,535
### * Foto Copy KTP suami-Istri yang masih berlaku Kartu keluarga, Surat Nikah
10,000,000
### 32 X 455,000 236,850
### 36 X 435,000 33,070
### * Ali SK Pertama, Terakhir, KGB Golongan terakhir
12,500,000
### 32 X 568,750 296,063
### 36 X 543,750 41,338
### * Foto Copy Ampra gaji dan perincian gaji bulan terakhir
15,000,000
### 32 X 682,500 355,275
### 36 X 652,500 49,605
### * Foto Copy Rek Koran simpanan pada Bank Lain 3 bulan terakhir
20,000,000
### 32 X 910,000 473,700
### 36 X 870,000 66,140
### * Surat kuasa dan pernyataan pemotongan Gaji Sei. Keuangan POLRES
25,000,000
### 32 X 1,137,500 592,125
### 36 X 1,087,500 82,675
###
30,000,000
### 32 X 1,365,000 710,550
### 36 X 1,305,000 99,210
###
35,000,000
### 32 X 1,592,500 828,975
### 36 X 1,522,500 115,745
###
Hubungi HP :
40,000,000
### 32 X 1,820,000 947,400
### 36 X 1,740,000 132,280
###
45,000,000
### 32 X 2,047,500 1,065,825
### 36 X 1,957,500 148,815
###
50,000,000
### 32 X 2,275,000 1,184,250
### 36 X 2,175,000 165,350
### a.n
55,000,000
### 32 X 2,502,500 1,302,675
### 36 X 2,392,500 181,885
###
60,000,000
### 32 X 2,730,000 1,421,100
### 36 X 2,610,000 198,420
###
65,000,000
### 32 X 2,957,500 1,539,525
### 36 X 2,827,500 214,955
###
70,000,000
### 32 X 3,185,000 1,657,950
### 36 X 3,045,000 231,490
###
PT. BANK PERKREDITAN RAKYAT YUSTIMA Kredit sertifikasi pendidik
Jalan Jend. Sudirman No. 17 A Wonomulyo Kab.Polman - Sulbar Hubungi HP :
Terdaftar dan diawasi Oleh OJK An

JUMLAH Jangka waktu ( bulan Angsuran )


PINJAMAN 12 Bulan 18 Bulan 24 Bulan 30 Bulan 36 Bulan 42 Bulan
Rp Angs Bulanan Triwulan
Pelunasan
Angs Bulanan Triwulan
Pelunasan
Angs Bulanan Triwulan Angs Bulanan Triwulan
Pelunasan
Angs Bulanan Triwulan Angs Bulanan Triwulan
5,000,000
### 10 X 535,000 1,605,000
### 15 X 395,000 1,185,000
### 19 X 325,000 975,000 22 X 285,000 855,000
### 26 X 257,500 772,500 29 X 237,500 712,500
10,000,000
### 10 X 1,070,000 3,210,000
### 15 X 790,000 2,370,000
### 19 X 650,000 1,950,000 22 X 570,000 1,710,000
### 26 X 515,000 1,545,000 29 X 475,000 1,425,000
12,500,000
### 10 X 1,337,500 4,012,500
### 15 X 987,500 2,962,500
### 19 X 812,500 2,437,500 22 X 712,500 2,137,500
### 26 X 643,750 1,931,250 29 X 593,750 1,781,250
15,000,000
### 10 X 1,605,000 4,815,000
### 15 X 1,185,000 3,555,000
### 19 X 975,000 2,925,000 22 X 855,000 2,565,000
### 26 X 772,500 2,317,500 29 X 712,500 2,137,500
20,000,000
### 10 X 2,140,000 6,420,000
### 15 X 1,580,000 4,740,000
### 19 X 1,300,000 3,900,000 22 X 1,140,000 3,420,000
### 26 X 1,030,000 3,090,000 29 X 950,000 2,850,000
25,000,000
### 10 X 2,675,000 8,025,000
### 15 X 1,975,000 5,925,000
### 19 X 1,625,000 4,875,000 22 X 1,425,000 4,275,000
### 26 X 1,287,500 3,862,500 29 X 1,187,500 3,562,500
30,000,000
### 10 X 3,210,000 9,630,000
### 15 X 2,370,000 7,110,000
### 19 X 1,950,000 5,850,000 22 X 1,710,000 5,130,000
### 26 X 1,545,000 4,635,000 29 X 1,425,000 4,275,000
35,000,000
### 10 X 3,745,000 11,235,000
### 15 X 2,765,000 8,295,000
### 19 X 2,275,000 6,825,000 22 X 1,995,000 5,985,000
### 26 X 1,802,500 5,407,500 29 X 1,662,500 4,987,500
40,000,000
### 10 X 4,280,000 12,840,000
### 15 X 3,160,000 9,480,000
### 19 X 2,600,000 7,800,000 22 X 2,280,000 6,840,000
### 26 X 2,060,000 6,180,000 29 X 1,900,000 5,700,000
45,000,000
### 10 X 4,815,000 14,445,000
### 15 X 3,555,000 10,665,000
### 19 X 2,925,000 8,775,000 22 X 2,565,000 7,695,000
### 26 X 2,317,500 6,952,500 29 X 2,137,500 6,412,500
50,000,000
### 10 X 5,350,000 16,050,000
### 15 X 3,950,000 11,850,000
### 19 X 3,250,000 9,750,000 22 X 2,850,000 8,550,000
### 26 X 2,575,000 7,725,000 29 X 2,375,000 7,125,000
55,000,000
### 10 X 5,885,000 17,655,000
### 15 X 4,345,000 13,035,000
### 19 X 3,575,000 10,725,000 22 X 3,135,000 9,405,000
### 26 X 2,832,500 8,497,500 29 X 2,612,500 7,837,500
60,000,000
### 10 X 6,420,000 19,260,000
### 15 X 4,740,000 14,220,000
### 19 X 3,900,000 11,700,000 22 X 3,420,000 10,260,000
### 26 X 3,090,000 9,270,000 29 X 2,850,000 8,550,000
65,000,000
### 10 X 6,955,000 20,865,000
### 15 X 5,135,000 15,405,000
### 19 X 4,225,000 12,675,000 22 X 3,705,000 11,115,000
### 26 X 3,347,500 10,042,500 29 X 3,087,500 9,262,500
70,000,000
### 10 X 7,490,000 22,470,000
### 15 X 5,530,000 16,590,000
### 19 X 4,550,000 13,650,000 22 X 3,990,000 11,970,000
### 26 X 3,605,000 10,815,000 29 X 3,325,000 9,975,000
JUMLAH jangka waktu ( bulan Angsuran )
PINJAMAN 48 Bulan 54 Bulan 60 Bulan 66 Bulan 72 Bulan
Rp Angs Bulanan Triwulan
Pelunasan
Angs Bulanan Triwulan
Pelunasan
Angs Bulanan Triwulan Angs Bulanan Triwulan
Pelunasan
Angs Bulanan Triwulan
5,000,000
### 31 X 230,000 690,000
### 34 X 230,000 690,000
### 36 X 210,000 630,000 38 X 210,000 630,000
### 39 X 205,000 615,000
10,000,000
### 31 X 460,000 1,380,000
### 34 X 460,000 1,380,000
### 36 X 420,000 1,260,000 38 X 420,000 1,260,000
### 39 X 410,000 1,230,000
12,500,000
### 31 X 575,000 1,725,000
### 34 X 575,000 1,725,000
### 36 X 525,000 1,575,000 38 X 525,000 1,575,000
### 39 X 512,500 1,537,500
15,000,000
### 31 X 690,000 2,070,000
### 34 X 690,000 2,070,000
### 36 X 630,000 1,890,000 38 X 630,000 1,890,000
### 39 X 615,000 1,845,000
20,000,000
### 31 X 920,000 2,760,000
### 34 X 920,000 2,760,000
### 36 X 840,000 2,520,000 38 X 840,000 2,520,000
### 39 X 820,000 2,460,000
25,000,000
### 31 X 1,150,000 3,450,000
### 34 X 1,150,000 3,450,000
### 36 X 1,050,000 3,150,000 38 X 1,050,000 3,150,000
### 39 X 1,025,000 3,075,000
30,000,000
### 31 X 1,380,000 4,140,000
### 34 X 1,380,000 4,140,000
### 36 X 1,260,000 3,780,000 38 X 1,260,000 3,780,000
### 39 X 1,230,000 3,690,000
35,000,000
### 31 X 1,610,000 4,830,000
### 34 X 1,610,000 4,830,000
### 36 X 1,470,000 4,410,000 38 X 1,470,000 4,410,000
### 39 X 1,435,000 4,305,000
40,000,000
### 31 X 1,840,000 5,520,000
### 34 X 1,840,000 5,520,000
### 36 X 1,680,000 5,040,000 38 X 1,680,000 5,040,000
### 39 X 1,640,000 4,920,000
45,000,000
### 31 X 2,070,000 6,210,000
### 34 X 2,070,000 6,210,000
### 36 X 1,890,000 5,670,000 38 X 1,890,000 5,670,000
### 39 X 1,845,000 5,535,000
50,000,000
### 31 X 2,300,000 6,900,000
### 34 X 2,300,000 6,900,000
### 36 X 2,100,000 6,300,000 38 X 2,100,000 6,300,000
### 39 X 2,050,000 6,150,000
55,000,000
### 31 X 2,530,000 7,590,000
### 34 X 2,530,000 7,590,000
### 36 X 2,310,000 6,930,000 38 X 2,310,000 6,930,000
### 39 X 2,255,000 6,765,000
60,000,000
### 31 X 2,760,000 8,280,000
### 34 X 2,760,000 8,280,000
### 36 X 2,520,000 7,560,000 38 X 2,520,000 7,560,000
### 39 X 2,460,000 7,380,000
65,000,000
### 31 X 2,990,000 8,970,000
### 34 X 2,990,000 8,970,000
### 36 X 2,730,000 8,190,000 38 X 2,730,000 8,190,000
### 39 X 2,665,000 7,995,000
70,000,000
### 31 X 3,220,000 9,660,000
### 34 X 3,220,000 9,660,000
### 36 X 2,940,000 8,820,000 38 X 2,940,000 8,820,000
### 39 X 2,870,000 8,610,000
84 Bulan 90 Bulan
Angs Jumlah Pelunasan Angs Jumlah Pelunasan
5.0 33,000 13,016 48 X 165,000 65,080 5.0 32,000 1,910 51 X 160,000 9,550 5.0
10.0 33,000 13,016 48 X 330,000 130,160 10.0 32,000 1,910 51 X 320,000 19,100 10.0
12.5 33,000 13,016 48 X 412,500 162,700 12.5 32,000 1,910 51 X 400,000 23,875 12.5
15.0 33,000 13,016 48 X 495,000 195,240 15.0 32,000 1,910 51 X 480,000 28,650 15.0
20.0 33,000 13,016 48 X 660,000 260,320 20.0 32,000 1,910 51 X 640,000 38,200 20.0
25.0 33,000 13,016 48 X 825,000 325,400 25.0 32,000 1,910 51 X 800,000 47,750 25.0
30.0 33,000 13,016 48 X 990,000 390,480 30.0 32,000 1,910 51 X 960,000 57,300 30.0
35.0 33,000 13,016 48 X 1,155,000 455,560 35.0 32,000 1,910 51 X 1,120,000 66,850 35.0
40.0 33,000 13,016 48 X 1,320,000 520,640 40.0 32,000 1,910 51 X 1,280,000 76,400 40.0
45.0 33,000 13,016 48 X 1,485,000 585,720 45.0 32,000 1,910 51 X 1,440,000 85,950 45.0
50.0 33,000 13,016 48 X 1,650,000 650,800 50.0 32,000 1,910 51 X 1,600,000 95,500 50.0
55.0 33,000 13,016 48 X 1,815,000 715,880 55.0 32,000 1,910 51 X 1,760,000 105,050 55.0
60.0 33,000 13,016 48 X 1,980,000 780,960 60.0 32,000 1,910 51 X 1,920,000 114,600 60.0
65.0 33,000 13,016 48 X 2,145,000 846,040 65.0 32,000 1,910 51 X 2,080,000 124,150 65.0
70.0 33,000 13,016 48 X 2,310,000 911,120 70.0 32,000 1,910 51 X 2,240,000 133,700 70.0
96 Bulan
Angs Jumlah Pelunasan
31,500 16,368 52 X 157,500 81,840
31,500 16,368 52 X 315,000 163,680
31,500 16,368 52 X 393,750 204,600
31,500 16,368 52 X 472,500 245,520
31,500 16,368 52 X 630,000 327,360
31,500 16,368 52 X 787,500 409,200
31,500 16,368 52 X 945,000 491,040
31,500 16,368 52 X 1,102,500 572,880
31,500 16,368 52 X 1,260,000 654,720
31,500 16,368 52 X 1,417,500 736,560
31,500 16,368 52 X 1,575,000 818,400
31,500 16,368 52 X 1,732,500 900,240
31,500 16,368 52 X 1,890,000 982,080
31,500 16,368 52 X 2,047,500 1,063,920
31,500 16,368 52 X 2,205,000 1,145,760
PT. Bank Perkreditan Rakyat Yustima
Angsuran pinjaman kredit Mitra Konsumtif PNS
Jumlah Jangka Waktu Angsuran
No
Pinjaman 12 Bulan 18 Bulan 24 Bulan 30 Bulan 36 Bulan 42 Bulan 48 Bulan 54 Bulan 60 Bulan 66 Bulan 72 Bulan
1 3,000,000 275,040 191,417 149,772 124,918 108,457 96,793 88,125 81,454 76,180 71,922 68,423
2 5,000,000 458,400 319,029 249,621 208,196 180,762 161,321 146,875 135,757 126,967 119,869 114,039
3 10,000,000 916,800 638,058 499,241 416,392 361,524 322,643 293,750 271,514 253,934 239,739 228,078
4 12,500,000 1,146,000 797,572 624,051 520,490 451,905 403,303 367,187 339,392 317,418 299,673 285,097
5 15,000,000 1,375,200 957,087 748,862 624,588 542,286 483,964 440,625 407,271 380,901 359,608 342,117
6 20,000,000 1,833,600 1,276,116 998,482 832,784 723,048 645,285 587,500 543,028 507,869 479,477 456,156
7 25,000,000 2,292,000 1,595,145 1,248,103 1,040,980 903,810 806,606 734,375 678,785 634,836 599,346 570,195
8 30,000,000 2,750,400 1,914,173 1,497,723 1,249,176 1,084,572 967,928 881,250 814,541 761,803 719,216 684,234
9 35,000,000 3,208,800 2,233,202 1,747,344 1,457,372 1,265,334 1,129,249 1,028,125 950,298 888,770 839,085 798,273
10 40,000,000 3,667,200 2,552,231 1,996,964 1,665,568 1,446,096 1,290,570 1,175,000 1,086,055 1,015,737 958,954 912,312
11 45,000,000 4,125,600 2,871,260 2,246,585 1,873,763 1,626,858 1,451,892 1,321,875 1,221,812 1,142,704 1,078,824 1,026,351
12 50,000,000 4,584,000 3,190,289 2,496,205 2,081,959 1,807,620 1,613,213 1,468,750 1,357,569 1,269,671 1,198,693 1,140,390
13 55,000,000 5,029,321 3,496,223 2,732,557 2,276,651 1,974,614 1,760,487 1,601,291 1,478,701 1,381,722 1,303,355 1,238,933
14 60,000,000 3,814,061 2,980,971 2,483,620 2,154,124 1,920,531 1,746,862 1,613,128 1,507,333 1,421,841 1,351,563
15 65,000,000 4,131,900 3,229,385 2,690,588 2,333,634 2,080,575 1,892,434 1,747,556 1,632,944 1,540,328 1,464,193
16 70,000,000 4,449,738 3,477,799 2,897,556 2,513,145 2,240,620 2,038,006 1,881,983 1,758,555 1,658,815 1,576,823
17 75,000,000 4,767,576 3,726,214 3,104,525 2,692,655 2,400,664 2,183,578 2,016,410 1,884,166 1,777,302 1,689,453
18 80,000,000 3,974,698 3,311,493 2,872,165 2,560,708 2,329,150 2,150,838 2,009,777 1,895,789 1,802,084
19 85,000,000 4,223,042 3,518,461 2,872,165 2,720,752 2,474,722 2,285,265 2,135,388 2,014,275 1,914,714
20 90,000,000 4,471,456 3,725,430 3,051,676 2,880,787 2,620,294 2,419,692 2,260,999 2,132,762 2,027,344
21 95,000,000 4,719,871 3,932,398 3,231,186 3,040,841 2,765,865 2,554,120 2,386,610 2,251,249 2,139,974
22 100,000,000 4,139,366 3,410,696 3,200,885 2,911,437 2,688,547 2,512,221 2,369,736 2,252,605
23 120,000,000 4,967,239 3,590,207 3,841,062 3,493,725 3,226,256 3,014,666 2,843,683 2,703,126
24 130,000,000 4,308,248 4,161,151 3,784,869 3,495,111 3,265,888 3,080,656 2,928,386
25 150,000,000 4,801,328 4,367,156 4,032,820 3,768,332 3,554,603 3,378,907
26 200,000,000 5,377,094 5,024,443 4,739,471 4,505,209
Persyaratan
1 Foto Kopi KTP, suami - istri masing-masing 3 lembar
2 Foto Kopi, NPWP, Kartu Keluarga, Surat Nikah / Ket. Belum Menikah masing-masing 2 lembar
3 Foto Kopi buku simpanan rekening gaji dari Bank Sulselbar beserta Mutasi Transaksi 3 bulan terakhir 2 lembar
4 Ampra gaji dan Perincian Gaji dari Bendahara yang dilegalisir bendahara 2 lembar
5 Asli SK terkahir dan atau KGB terakhir difoto kopi 2 lembar
6 Pas Foto 4 X 6 = 2 Lembar (suami istri ) Infomasi :
7 Bersedia pembayaran angsuran melalui Bank Sulselbar untuk Debet Rekening
Hp :
8 Membuka rekening tabungan di Bank Yustima

PT. Bank Perkreditan Rakyat Yustima


Angsuran pinjaman kredit Mitra Konsumtif PNS
Jumlah Jangka Waktu Angsuran
No
Pinjaman 12 Bulan 18 Bulan 24 Bulan 30 Bulan 36 Bulan 42 Bulan 48 Bulan 54 Bulan 60 Bulan 66 Bulan 72 Bulan
1 3,000,000 275,040 191,417 149,772 124,918 108,457 96,793 88,125 81,454 76,180 71,922 68,423
2 5,000,000 458,400 319,029 249,621 208,196 180,762 161,321 146,875 135,757 126,967 119,869 114,039
3 10,000,000 916,800 638,058 499,241 416,392 361,524 322,643 293,750 271,514 253,934 239,739 228,078
4 12,500,000 1,146,000 797,572 624,051 520,490 451,905 403,303 367,187 339,392 317,418 299,673 285,097
5 15,000,000 1,375,200 957,087 748,862 624,588 542,286 483,964 440,625 407,271 380,901 359,608 342,117
6 20,000,000 1,833,600 1,276,116 998,482 832,784 723,048 645,285 587,500 543,028 507,869 479,477 456,156
7 25,000,000 2,292,000 1,595,145 1,248,103 1,040,980 903,810 806,606 734,375 678,785 634,836 599,346 570,195
8 30,000,000 2,750,400 1,914,173 1,497,723 1,249,176 1,084,572 967,928 881,250 814,541 761,803 719,216 684,234
9 35,000,000 3,208,800 2,233,202 1,747,344 1,457,372 1,265,334 1,129,249 1,028,125 950,298 888,770 839,085 798,273
10 40,000,000 3,667,200 2,552,231 1,996,964 1,665,568 1,446,096 1,290,570 1,175,000 1,086,055 1,015,737 958,954 912,312
11 45,000,000 4,125,600 2,871,260 2,246,585 1,873,763 1,626,858 1,451,892 1,321,875 1,221,812 1,142,704 1,078,824 1,026,351
12 50,000,000 4,584,000 3,190,289 2,496,205 2,081,959 1,807,620 1,613,213 1,468,750 1,357,569 1,269,671 1,198,693 1,140,390
13 55,000,000 5,029,321 3,496,223 2,732,557 2,276,651 1,974,614 1,760,487 1,601,291 1,478,701 1,381,722 1,303,355 1,238,933
14 60,000,000 3,814,061 2,980,971 2,483,620 2,154,124 1,920,531 1,746,862 1,613,128 1,507,333 1,421,841 1,351,563
15 65,000,000 4,131,900 3,229,385 2,690,588 2,333,634 2,080,575 1,892,434 1,747,556 1,632,944 1,540,328 1,464,193
16 70,000,000 4,449,738 3,477,799 2,897,556 2,513,145 2,240,620 2,038,006 1,881,983 1,758,555 1,658,815 1,576,823
17 75,000,000 4,767,576 3,726,214 3,104,525 2,692,655 2,400,664 2,183,578 2,016,410 1,884,166 1,777,302 1,689,453
18 80,000,000 3,974,698 3,311,493 2,872,165 2,560,708 2,329,150 2,150,838 2,009,777 1,895,789 1,802,084
19 85,000,000 4,223,042 3,518,461 2,872,165 2,720,752 2,474,722 2,285,265 2,135,388 2,014,275 1,914,714
20 90,000,000 4,471,456 3,725,430 3,051,676 2,880,787 2,620,294 2,419,692 2,260,999 2,132,762 2,027,344
21 95,000,000 4,719,871 3,932,398 3,231,186 3,040,841 2,765,865 2,554,120 2,386,610 2,251,249 2,139,974
22 100,000,000 4,139,366 3,410,696 3,200,885 2,911,437 2,688,547 2,512,221 2,369,736 2,252,605
23 120,000,000 4,967,239 3,590,207 3,841,062 3,493,725 3,226,256 3,014,666 2,843,683 2,703,126
24 130,000,000 4,308,248 4,161,151 3,784,869 3,495,111 3,265,888 3,080,656 2,928,386
25 150,000,000 4,801,328 4,367,156 4,032,820 3,768,332 3,554,603 3,378,907
26 200,000,000 5,377,094 5,024,443 4,739,471 4,505,209
Persyaratan
1 Foto Kopi KTP, suami - istri masing-masing 3 lembar
2 Foto Kopi, NPWP, Kartu Keluarga, Surat Nikah / Ket. Belum Menikah masing-masing 2 lembar
3 Foto Kopi buku simpanan rekening gaji dari Bank Sulselbar beserta Mutasi Transaksi 3 bulan terakhir 2 lembar
4 Ampra gaji dan Perincian Gaji dari Bendahara yang dilegalisir bendahara 2 lembar
5 Asli SK terkahir dan atau KGB terakhir difoto kopi 2 lembar
6 Pas Foto 4 X 6 = 2 Lembar (suami istri ) Infomasi :
7 Bersedia pembayaran angsuran melalui Bank Sulselbar untuk Debet Rekening
Hp :
8 Membuka rekening tabungan di Bank Yustima
BANK PERKREDITAN RAKYAT
YUSTIMA WONOMULYO

KARTU ANGSURAN KREDIT BUNGA ANUITAS

Nomor Rekening : 10.34.0000243.02


Nama Debitur : PT.BPR. Yustima
Alamat : Wonomulyo
NPWP : 0
Fasilitas : Modal kerja
Tanggal Lahir : 3/8/1964
Umur Saat Ini : 57Tahun2Bulan12Warna ini jangan diubah
A/O : RETNO KONDOBUNGIN

ANG. SALDO ANGSURAN TOTAL Angsuran


PERIODE
KE AWAL POKOK BUNGA ANGSURAN Pokok s/d..
1 3/19/2021 40,000,000 358,954 600,000 958,954 358,954
2 4/19/2021 39,641,046 364,339 594,616 958,954 723,293
3 5/19/2021 39,276,707 369,804 589,151 958,954 1,093,096
4 6/19/2021 38,906,904 375,351 583,604 958,954 1,468,447
5 7/19/2021 38,531,553 380,981 577,973 958,954 1,849,428
6 8/19/2021 38,150,572 386,696 572,259 958,954 2,236,124
7 9/19/2021 37,763,876 392,496 566,458 958,954 2,628,620
8 10/19/2021 37,371,380 398,384 560,571 958,954 3,027,003
9 11/19/2021 36,972,997 404,359 554,595 958,954 3,431,363
10 12/19/2021 36,568,637 410,425 548,530 958,954 3,841,787
11 1/19/2022 36,158,213 416,581 542,373 958,954 4,258,368
12 2/19/2022 35,741,632 422,830 536,124 958,954 4,681,198
13 3/19/2022 35,318,802 429,172 529,782 958,954 5,110,370
14 4/19/2022 34,889,630 435,610 523,344 958,954 5,545,980
15 5/19/2022 34,454,020 442,144 516,810 958,954 5,988,124
16 6/19/2022 34,011,876 448,776 510,178 958,954 6,436,900
17 7/19/2022 33,563,100 455,508 503,446 958,954 6,892,408
18 8/19/2022 33,107,592 462,340 496,614 958,954 7,354,748
19 9/19/2022 32,645,252 469,275 489,679 958,954 7,824,024
20 10/19/2022 32,175,976 476,315 482,640 958,954 8,300,339
21 11/19/2022 31,699,661 483,459 475,495 958,954 8,783,798
22 12/19/2022 31,216,202 490,711 468,243 958,954 9,274,509
23 1/19/2023 30,725,491 498,072 460,882 958,954 9,772,581
24 2/19/2023 30,227,419 505,543 453,411 958,954 10,278,124
25 3/19/2023 29,721,876 513,126 445,828 958,954 10,791,250
26 4/19/2023 29,208,750 520,823 438,131 958,954 11,312,073
27 5/19/2023 28,687,927 528,635 430,319 958,954 11,840,708
28 6/19/2023 28,159,292 536,565 422,389 958,954 12,377,273
29 7/19/2023 27,622,727 544,613 414,341 958,954 12,921,887
30 8/19/2023 27,078,113 552,783 406,172 958,954 13,474,669
31 9/19/2023 26,525,331 561,074 397,880 958,954 14,035,744
32 10/19/2023 25,964,256 569,490 389,464 958,954 14,605,234
33 11/19/2023 25,394,766 578,033 380,921 958,954 15,183,267
34 12/19/2023 24,816,733 586,703 372,251 958,954 15,769,970
35 1/19/2024 24,230,030 595,504 363,450 958,954 16,365,474
36 2/19/2024 23,634,526 604,436 354,518 958,954 16,969,910
37 3/19/2024 23,030,090 613,503 345,451 958,954 17,583,413
38 4/19/2024 22,416,587 622,705 336,249 958,954 18,206,118
39 5/19/2024 21,793,882 632,046 326,908 958,954 18,838,164
40 6/19/2024 21,161,836 641,527 317,428 958,954 19,479,691
41 7/19/2024 20,520,309 651,150 307,805 958,954 20,130,841
42 8/19/2024 19,869,159 660,917 298,037 958,954 20,791,758
43 9/19/2024 19,208,242 670,831 288,124 958,954 21,462,588
44 10/19/2024 18,537,412 680,893 278,061 958,954 22,143,481
45 11/19/2024 17,856,519 691,106 267,848 958,954 22,834,588
46 12/19/2024 17,165,412 701,473 257,481 958,954 23,536,061
47 1/19/2025 16,463,939 711,995 246,959 958,954 24,248,056
48 2/19/2025 15,751,944 722,675 236,279 958,954 24,970,731
49 3/19/2025 15,029,269 733,515 225,439 958,954 25,704,246
50 4/19/2025 14,295,754 744,518 214,436 958,954 26,448,764
51 5/19/2025 13,551,236 755,686 203,269 958,954 27,204,450
52 6/19/2025 12,795,550 767,021 191,933 958,954 27,971,471
53 7/19/2025 12,028,529 778,526 180,428 958,954 28,749,997
54 8/19/2025 11,250,003 790,204 168,750 958,954 29,540,202
55 9/19/2025 10,459,798 802,057 156,897 958,954 30,342,259
56 10/19/2025 9,657,741 814,088 144,866 958,954 31,156,347
57 11/19/2025 8,843,653 826,299 132,655 958,954 31,982,646
58 12/19/2025 8,017,354 838,694 120,260 958,954 32,821,340
59 1/19/2026 7,178,660 851,274 107,680 958,954 33,672,615
60 2/19/2026 6,327,385 864,043 94,911 958,954 34,536,658
61 3/19/2026 5,463,342 877,004 81,950 958,954 35,413,662
62 4/19/2026 4,586,338 890,159 68,795 958,954 36,303,821
63 5/19/2026 3,696,179 903,512 55,443 958,954 37,207,333
64 6/19/2026 2,792,667 917,064 41,890 958,954 38,124,397
65 7/19/2026 1,875,603 930,820 28,134 958,954 39,055,217
66 8/19/2026 944,783 944,783 14,172 958,954 40,000,000
67 9/19/2026
68 10/19/2026
69 11/19/2026
70 12/19/2026
71 1/19/2027
72 2/19/2027
73 3/19/2027
74 4/19/2027
75 5/19/2027
76 6/19/2027
77 7/19/2027
78 8/19/2027
79 9/19/2027
80 10/19/2027
81 11/19/2027
82 12/19/2027
83 1/19/2028
84 2/19/2028
85 3/19/2028
86 4/19/2028
87 5/19/2028
88 6/19/2028
89 7/19/2028
90 8/19/2028
91 9/19/2028
92 10/19/2028
93 11/19/2028
94 12/19/2028
95 1/19/2029
96 2/19/2029
97 3/19/2029
98 4/19/2029
99 5/19/2029
100 6/19/2029
101 7/19/2029
102 8/19/2029
103 9/19/2029
104 10/19/2029
105 11/19/2029
106 12/19/2029
107 1/19/2030
108 2/19/2030
109 3/19/2030
110 4/19/2030
111 5/19/2030
112 6/19/2030
113 7/19/2030
114 8/19/2030
115 9/19/2030
116 10/19/2030
117 11/19/2030
118 12/19/2030
119 1/19/2031
120 2/19/2031
121 3/19/2031
122 4/19/2031
123 5/19/2031
124 6/19/2031
125 7/19/2031
126 8/19/2031
127 9/19/2031
128 10/19/2031
129 11/19/2031
130 12/19/2031
131 1/19/2032
132 2/19/2032
133 3/19/2032
134 4/19/2032
135 5/19/2032
136 6/19/2032
137 7/19/2032
138 8/19/2032
139 9/19/2032
140 10/19/2032
141 11/19/2032
142 12/19/2032
143 1/19/2033
144 2/19/2033
145 3/19/2033
146 4/19/2033
147 5/19/2033
148 6/19/2033
149 7/19/2033
150 8/19/2033
151 9/19/2033
152 10/19/2033
153 11/19/2033
154 12/19/2033
155 1/19/2034
156 2/19/2034
157 3/19/2034
158 4/19/2034
159 5/19/2034
160 6/19/2034
161 7/19/2034
162 8/19/2034
163 9/19/2034
164 10/19/2034
165 11/19/2034
166 12/19/2034
167 1/19/2035
168 2/19/2035
169 3/19/2035
170 4/19/2035
171 5/19/2035
172 6/19/2035
173 7/19/2035
174 8/19/2035
175 9/19/2035
176 10/19/2035
177 11/19/2035
178 12/19/2035
179 1/19/2036
180 2/19/2036
181 3/19/2036
182 4/19/2036
183 5/19/2036
184 6/19/2036
185 7/19/2036
186 8/19/2036
187 9/19/2036
188 10/19/2036
189 11/19/2036
190 12/19/2036
191 1/19/2037
192 2/19/2037
193 3/19/2037
194 4/19/2037
195 5/19/2037
196 6/19/2037
197 7/19/2037
198 8/19/2037
199 9/19/2037
200 10/19/2037
201 11/19/2037
202 12/19/2037
203 1/19/2038
204 2/19/2038
205 3/19/2038
206 4/19/2038
207 5/19/2038
208 6/19/2038
209 7/19/2038
210 8/19/2038
211 9/19/2038
212 10/19/2038
213 11/19/2038
214 12/19/2038
215 1/19/2039
216 2/19/2039
TOTAL 40,000,000 23,290,981 63,290,981
Saya dengan ini menyatakan bahwa :
1. Saya telah membaca dan memahami data yang ada dalam kartu pinjaman/angsuran tersebut diatas.
2. Apabilan saya melakukan pelunasan sebelum jatuh tempo kredit berakhir maka jumlah kewajiban yang haru
3. jumlah bunga
Pernyataan inidan denda sesuai
merupakan ketentuan
bagian Bank pada
yang mengikat bulanterpisahkan
dan tidak dilakukan pelunasan tersebut. Kredit Nomor :
dengan Perjanjian /
tanggal yang saya tanda tangani.

Mks, 5/20/2021

Debitur
UNGA ANUITAS
10.59% 606,061
Plafond Kredit : 40,000,000 352,894
Bunga Anuitas : 18.00% 958,954
Jangka Waktu : 5.5 66
Bunga Flat P.A : 10.59 0.88% 606,061
Total Angsuran Bunga : 23,290,981 352,894
Total Angsuran Pokok : 40,000,000 606,061 958,954
Total Pembayaran : 63,290,981 Rata bunga58.227451
Tanggal Realisasi : 2/19/2021 perbulan 0.8822341
12
Saldo TANGGAL
PARAF pendapatan
Akhir BAYAR - Provisi 800,000
39,641,046 bunga ###
39,276,707 ###
38,906,904
38,531,553 biaya
38,150,572
37,763,876 3.5
37,371,380
36,972,997
36,568,637
36,158,213
35,741,632
35,318,802
34,889,630
34,454,020
34,011,876
33,563,100
33,107,592
32,645,252
32,175,976
31,699,661
31,216,202
30,725,491
30,227,419
29,721,876
29,208,750
28,687,927
28,159,292
27,622,727
27,078,113
26,525,331
25,964,256
25,394,766
24,816,733
24,230,030
23,634,526
23,030,090
22,416,587
21,793,882
21,161,836
20,520,309
19,869,159
19,208,242
18,537,412
17,856,519
17,165,412
16,463,939
15,751,944
15,029,269
14,295,754
13,551,236
12,795,550 ###
12,028,529
11,250,003
10,459,798
9,657,741 -
8,843,653 ###
8,017,354
7,178,660
6,327,385
5,463,342
4,586,338
3,696,179
2,792,667
1,875,603
944,783
(0)
ran tersebut diatas.
jumlah kewajiban yang harus saya bayar adalah jumlah pokok ditambah
tersebut.
erjanjian Kredit Nomor : /PK/SDJ/
BANK PERKREDITAN RAKYAT
YUSTIMA WONOMULYO

KARTU ANGSURAN KREDIT BUNGA EFEKTIF

Nomor Rekening : 10.34.0000243.02 Plafond Kredit


Nama Debitur : PT.BPR. Yustima Bunga Efektif
Alamat : Wonomulyo Jangka Waktu
NPWP : 0 Bunga Flat P.A
Fasilitas : Modal kerja Total Angsuran Bunga
Tanggal Lahir : 3/8/1964 Total Angsuran Pokok
Umur Saat Ini : 57Tahun2Bulan12HariWarna ini jangan diubahTotal Pembayaran
A/O : RETNO KONDOBUNGIN Tanggal Realisasi

ANG. SALDO ANGSURAN TOTAL Saldo TANGGAL


PERIODE AWAL
KE 40,000,000 POKOK BUNGA ANGSURAN Akhir BAYAR
1 3/19/2021 39,393,939 606,061 109,091 715,152 ###
2 4/19/2021 38,787,879 606,061 107,438 713,499 ###
3 5/19/2021 38,181,818 606,061 105,785 711,846 ###
4 6/19/2021 37,575,758 606,061 104,132 710,193 ###
5 7/19/2021 36,969,697 606,061 102,479 708,540 ###
6 8/19/2021 36,363,636 606,061 100,826 706,887 ###
7 9/19/2021 35,757,576 606,061 99,174 705,234 ###
8 ### 35,151,515 606,061 97,521 703,581 ###
9 ### 34,545,455 606,061 95,868 701,928 ###
10 ### 33,939,394 606,061 94,215 700,275 ###
11 1/19/2022 33,333,333 606,061 92,562 698,623 ###
12 2/19/2022 32,727,273 606,061 90,909 696,970 ###
13 3/19/2022 32,121,212 606,061 89,256 695,317 ###
14 4/19/2022 31,515,152 606,061 87,603 693,664 ###
15 5/19/2022 30,909,091 606,061 85,950 692,011 ###
16 6/19/2022 30,303,030 606,061 84,298 690,358 ###
17 7/19/2022 29,696,970 606,061 82,645 688,705 ###
18 8/19/2022 29,090,909 606,061 80,992 687,052 ###
19 9/19/2022 28,484,848 606,061 79,339 685,399 ###
20 ### 27,878,788 606,061 77,686 683,747 ###
21 ### 27,272,727 606,061 76,033 682,094 ###
22 ### 26,666,667 606,061 74,380 680,441 ###
23 1/19/2023 26,060,606 606,061 72,727 678,788 ###
24 2/19/2023 25,454,545 606,061 71,074 677,135 ###
25 3/19/2023 25,454,545 69,421 ###
26 4/19/2023 25,454,545 69,421 ###
27 5/19/2023 28,687,927 528,635 69,421 ###
28 6/19/2023 28,159,292 536,565 78,240 ###
29 7/19/2023 27,622,727 544,613 76,798 ###
30 8/19/2023 27,078,113 552,783 75,335 ###
31 9/19/2023 26,525,331 561,074 73,849 ###
32 ### 25,964,256 569,490 72,342 ###
33 ### 25,394,766 578,033 70,812 ###
34 ### 24,816,733 586,703 69,258 ###
35 1/19/2024 24,230,030 595,504 67,682 ###
36 2/19/2024 23,634,526 604,436 66,082 ###
37 3/19/2024 23,030,090 613,503 64,458 ###
38 4/19/2024 22,416,587 622,705 62,809 ###
39 5/19/2024 21,793,882 632,046 61,136 ###
40 6/19/2024 21,161,836 641,527 59,438 ###
41 7/19/2024 20,520,309 651,150 57,714 ###
42 8/19/2024 19,869,159 660,917 55,964 ###
43 9/19/2024 19,208,242 670,831 54,189 ###
44 ### 18,537,412 680,893 52,386 ###
45 ### 17,856,519 691,106 50,557 ###
46 ### 17,165,412 701,473 48,700 ###
47 1/19/2025 16,463,939 711,995 46,815 ###
48 2/19/2025 15,751,944 722,675 44,902 ###
49 3/19/2025 15,029,269 733,515 42,960 ###
50 4/19/2025 14,295,754 744,518 40,989 ###
51 5/19/2025 13,551,236 755,686 38,988 ###
52 6/19/2025 12,795,550 767,021 36,958 ###
53 7/19/2025 12,028,529 778,526 34,897 ###
54 8/19/2025 11,250,003 790,204 32,805 ###
55 9/19/2025 10,459,798 802,057 30,682 ###
56 ### 9,657,741 814,088 28,527 ###
57 ### 8,843,653 826,299 26,339 ###
58 ### 8,017,354 838,694 24,119 ###
59 1/19/2026 7,178,660 851,274 21,866 ###
60 2/19/2026 6,327,385 864,043 19,578 ###
61 3/19/2026 5,463,342 877,004 17,257 ###
62 4/19/2026 4,586,338 890,159 14,900 ###
63 5/19/2026 3,696,179 903,512 12,508 ###
64 6/19/2026 2,792,667 917,064 10,080 ###
65 7/19/2026 1,875,603 930,820 7,616 944,783
66 8/19/2026 944,783 944,783 5,115 (0)
67 9/19/2026 2,577
68 ### #VALUE!
69 ### #VALUE!
70 ### #VALUE!
71 1/19/2027 #VALUE!
72 2/19/2027 #VALUE!
73 3/19/2027 #VALUE!
74 4/19/2027 #VALUE!
75 5/19/2027 #VALUE!
76 6/19/2027 #VALUE!
77 7/19/2027 #VALUE!
78 8/19/2027 #VALUE!
79 9/19/2027 #VALUE!
80 ### #VALUE!
81 ### #VALUE!
82 ### #VALUE!
83 1/19/2028 #VALUE!
84 2/19/2028 #VALUE!
85 3/19/2028 #VALUE!
86 4/19/2028 #VALUE!
87 5/19/2028 #VALUE!
88 6/19/2028 #VALUE!
89 7/19/2028 #VALUE!
90 8/19/2028 #VALUE!
91 9/19/2028 #VALUE!
92 ### #VALUE!
93 ### #VALUE!
94 ### #VALUE!
95 1/19/2029 #VALUE!
96 2/19/2029 #VALUE!
97 3/19/2029 #VALUE!
98 4/19/2029 #VALUE!
99 5/19/2029 #VALUE!
100 6/19/2029 #VALUE!
101 7/19/2029 #VALUE!
102 8/19/2029 #VALUE!
103 9/19/2029 #VALUE!
104 ### #VALUE!
105 ### #VALUE!
106 ### #VALUE!
107 1/19/2030 #VALUE!
108 2/19/2030 #VALUE!
109 3/19/2030 #VALUE!
110 4/19/2030 #VALUE!
111 5/19/2030 #VALUE!
112 6/19/2030 #VALUE!
113 7/19/2030 #VALUE!
114 8/19/2030 #VALUE!
115 9/19/2030 #VALUE!
116 ### #VALUE!
117 ### #VALUE!
118 ### #VALUE!
119 1/19/2031 #VALUE!
120 2/19/2031 #VALUE!
121 3/19/2031 #VALUE!
122 4/19/2031 #VALUE!
123 5/19/2031 #VALUE!
124 6/19/2031 #VALUE!
125 7/19/2031 #VALUE!
126 8/19/2031 #VALUE!
127 9/19/2031 #VALUE!
128 ### #VALUE!
129 ### #VALUE!
130 ### #VALUE!
131 1/19/2032 #VALUE!
132 2/19/2032 #VALUE!
133 3/19/2032 #VALUE!
134 4/19/2032 #VALUE!
135 5/19/2032 #VALUE!
136 6/19/2032 #VALUE!
137 7/19/2032 #VALUE!
138 8/19/2032 #VALUE!
139 9/19/2032 #VALUE!
140 ### #VALUE!
141 ### #VALUE!
142 ### #VALUE!
143 1/19/2033 #VALUE!
144 2/19/2033 #VALUE!
145 3/19/2033 #VALUE!
146 4/19/2033 #VALUE!
147 5/19/2033 #VALUE!
148 6/19/2033 #VALUE!
149 7/19/2033 #VALUE!
150 8/19/2033 #VALUE!
151 9/19/2033 #VALUE!
152 ### #VALUE!
153 ### #VALUE!
154 ### #VALUE!
155 1/19/2034 #VALUE!
156 2/19/2034 #VALUE!
157 3/19/2034 #VALUE!
158 4/19/2034 #VALUE!
159 5/19/2034 #VALUE!
160 6/19/2034 #VALUE!
161 7/19/2034 #VALUE!
162 8/19/2034 #VALUE!
163 9/19/2034 #VALUE!
164 ### #VALUE!
165 ### #VALUE!
166 ### #VALUE!
167 1/19/2035 #VALUE!
168 2/19/2035 #VALUE!
169 3/19/2035 #VALUE!
170 4/19/2035 #VALUE!
171 5/19/2035 #VALUE!
172 6/19/2035 #VALUE!
173 7/19/2035 #VALUE!
174 8/19/2035 #VALUE!
175 9/19/2035 #VALUE!
176 ### #VALUE!
177 ### #VALUE!
178 ### #VALUE!
179 1/19/2036 #VALUE!
180 2/19/2036 #VALUE!
181 3/19/2036 #VALUE!
182 4/19/2036 #VALUE!
183 5/19/2036 #VALUE!
184 6/19/2036 #VALUE!
185 7/19/2036 #VALUE!
186 8/19/2036 #VALUE!
187 9/19/2036 #VALUE!
188 ### #VALUE!
189 ### #VALUE!
190 ### #VALUE!
191 1/19/2037 #VALUE!
192 2/19/2037 #VALUE!
193 3/19/2037 #VALUE!
194 4/19/2037 #VALUE!
195 5/19/2037 #VALUE!
196 6/19/2037 #VALUE!
197 7/19/2037 #VALUE!
198 8/19/2037 #VALUE!
199 9/19/2037 #VALUE!
200 ### #VALUE!
201 ### #VALUE!
202 ### #VALUE!
203 1/19/2038 #VALUE!
204 2/19/2038 #VALUE!
205 3/19/2038 #VALUE!
206 4/19/2038 #VALUE!
207 5/19/2038 #VALUE!
208 6/19/2038 #VALUE!
209 7/19/2038 #VALUE!
210 8/19/2038 #VALUE!
211 9/19/2038 #VALUE!
212 ### #VALUE!
213 ### #VALUE!
214 ### #VALUE!
215 1/19/2039 #VALUE!
216 2/19/2039
TOTAL ### #VALUE! ###
Saya dengan ini menyatakan bahwa :
1. Saya telah membaca dan memahami data yang ada dalam kartu pinjaman/angsuran tersebut diatas.
2. Apabilan saya melakukan pelunasan sebelum jatuh tempo kredit berakhir maka jumlah kewajiban y
3. adalah jumlah
Pernyataan ini pokok ditambah
merupakan jumlah
bagian yang bunga dandan
mengikat denda sesuai
tidak ketentuan
terpisahkan Bank Perjanjian
dengan pada bulanKredit
dilakukan
Nomop
tanggal yang saya tanda tangani.

Mks, 5/20/2021

Debitur
BANK PERKREDITAN RAKYAT
YUSTIMA WONOMULYO

IF

: 40,000,000 Nomor Rekening :


: 18.00% Nama Debitur :
: 5.5 66 Alamat :
: (10.59) (0.88) -9.795698 NPWP :
: (23,292,562) Fasilitas :
: 43,233,381 606,061 Tanggal Lahir :
: 16,707,438 Rata bunga -53.87634 Umur Saat Ini :
: 12/19/2016 perbulan -0.816308 A/O :
12
TANGGAL ANG. SALDO
PARAF PERIODE
BAYAR KE AWAL
0.27% 606,061 1 3/19/2021 40,000,000
0.27% 606,061 2 4/19/2021 39,641,046
0.27% 606,061 3 5/19/2021 39,276,707
0.27% 606,061 4 6/19/2021 38,906,904
0.27% 606,061 5 7/19/2021 38,531,553
0.27% 606,061 6 8/19/2021 38,150,572
0.27% 606,061 7 9/19/2021 37,763,876
0.27% 606,061 8 ### 37,371,380
0.27% 606,061 9 ### 36,972,997
0.27% 606,061 10 ### 36,568,637
0.27% 606,061 11 1/19/2022 36,158,213
0.27% 606,061 12 2/19/2022 35,741,632
0.27% 606,061 13 3/19/2022 35,318,802
0.27% 606,061 14 4/19/2022 34,889,630
0.27% 606,061 15 5/19/2022 34,454,020
0.27% 606,061 16 6/19/2022 34,011,876
0.27% 606,061 17 7/19/2022 33,563,100
0.27% 606,061 18 8/19/2022 33,107,592
0.27% 606,061 19 9/19/2022 32,645,252
0.27% 606,061 20 ### 32,175,976
0.27% 606,061 21 ### 31,699,661
0.27% 606,061 22 ### 31,216,202
0.27% 606,061 23 1/19/2023 30,725,491
0.27% 606,061 24 2/19/2023 30,227,419
0.27% 606,061 25 3/19/2023 29,721,876
0.27% 606,061 26 4/19/2023 29,208,750
0.27% 606,061 27 5/19/2023 28,687,927
0.27% 606,061 28 6/19/2023 28,159,292
0.27% 606,061 29 7/19/2023 27,622,727
0.27% 606,061 30 8/19/2023 27,078,113
0.27% 606,061 31 9/19/2023 26,525,331
0.27% 606,061 32 ### 25,964,256
0.27% 606,061 33 ### 25,394,766
0.27% 606,061 34 ### 24,816,733
0.27% 606,061 35 1/19/2024 24,230,030
0.27% 606,061 36 2/19/2024 23,634,526
0.27% 606,061 37 3/19/2024 23,030,090
0.27% 606,061 38 4/19/2024 22,416,587
0.27% 606,061 39 5/19/2024 21,793,882
0.27% 606,061 40 6/19/2024 21,161,836
0.27% 606,061 41 7/19/2024 20,520,309
0.27% 606,061 42 8/19/2024 19,869,159
0.27% 606,061 43 9/19/2024 19,208,242
0.27% 606,061 44 ### 18,537,412
0.27% 606,061 45 ### 17,856,519
0.27% 606,061 46 ### 17,165,412
0.27% 606,061 47 1/19/2025 16,463,939
0.27% 606,061 48 2/19/2025 15,751,944
0.27% 606,061 49 3/19/2025 15,029,269
0.27% 606,061 50 4/19/2025 14,295,754
0.27% 606,061 51 5/19/2025 13,551,236
0.27% 606,061 52 6/19/2025 12,795,550
0.27% 606,061 53 7/19/2025 12,028,529
0.27% 606,061 54 8/19/2025 11,250,003
0.27% 606,061 55 9/19/2025 10,459,798
0.27% 606,061 56 ### 9,657,741
0.27% 606,061 57 ### 8,843,653
0.27% 606,061 58 ### 8,017,354
0.27% 606,061 59 1/19/2026 7,178,660
0.27% 606,061 60 2/19/2026 6,327,385
0.27% 606,061 61 3/19/2026 5,463,342
0.27% 606,061 62 4/19/2026 4,586,338
0.27% 606,061 63 5/19/2026 3,696,179
0.27% 606,061 64 6/19/2026 2,792,667
0.27% 606,061 65 7/19/2026 1,875,603
0.27% 606,061 66 8/19/2026 944,783
0.27% 606,061 67 9/19/2026
0.27% 606,061 68 ###
0.27% 606,061 69 ###
0.27% 606,061 70 ###
0.27% 606,061 71 1/19/2027
0.27% 606,061 72 2/19/2027
0.27% 606,061 73 3/19/2027
0.27% 606,061 74 4/19/2027
0.27% 606,061 75 5/19/2027
0.27% 606,061 76 6/19/2027
0.27% 606,061 77 7/19/2027
0.27% 606,061 78 8/19/2027
0.27% 606,061 79 9/19/2027
0.27% 606,061 80 ###
0.27% 606,061 81 ###
0.27% 606,061 82 ###
0.27% 606,061 83 1/19/2028
0.27% 606,061 84 2/19/2028
0.27% 606,061 85 3/19/2028
0.27% 606,061 86 4/19/2028
0.27% 606,061 87 5/19/2028
0.27% 606,061 88 6/19/2028
0.27% 606,061 89 7/19/2028
0.27% 606,061 90 8/19/2028
0.27% 606,061 91 9/19/2028
0.27% 606,061 92 ###
0.27% 606,061 93 ###
0.27% 606,061 94 ###
0.27% 606,061 95 1/19/2029
0.27% 606,061 96 2/19/2029
0.27% 606,061 97 3/19/2029
0.27% 606,061 98 4/19/2029
0.27% 606,061 99 5/19/2029
0.27% 606,061 100 6/19/2029
0.27% 606,061 101 7/19/2029
0.27% 606,061 102 8/19/2029
0.27% 606,061 103 9/19/2029
0.27% 606,061 104 ###
0.27% 606,061 105 ###
0.27% 606,061 106 ###
0.27% 606,061 107 1/19/2030
0.27% 606,061 108 2/19/2030
0.27% 606,061 109 3/19/2030
0.27% 606,061 110 4/19/2030
0.27% 606,061 111 5/19/2030
0.27% 606,061 112 6/19/2030
0.27% 606,061 113 7/19/2030
0.27% 606,061 114 8/19/2030
0.27% 606,061 115 9/19/2030
0.27% 606,061 116 ###
0.27% 606,061 117 ###
0.27% 606,061 118 ###
0.27% 606,061 119 1/19/2031
0.27% 606,061 120 2/19/2031
0.27% 606,061 121 3/19/2031
0.27% 606,061 122 4/19/2031
0.27% 606,061 123 5/19/2031
0.27% 606,061 124 6/19/2031
0.27% 606,061 125 7/19/2031
0.27% 606,061 126 8/19/2031
0.27% 606,061 127 9/19/2031
0.27% 606,061 128 ###
0.27% 606,061 129 ###
0.27% 606,061 130 ###
0.27% 606,061 131 1/19/2032
0.27% 606,061 132 2/19/2032
0.27% 606,061 133 3/19/2032
0.27% 606,061 134 4/19/2032
0.27% 606,061 135 5/19/2032
0.27% 606,061 136 6/19/2032
0.27% 606,061 137 7/19/2032
0.27% 606,061 138 8/19/2032
0.27% 606,061 139 9/19/2032
0.27% 606,061 140 ###
0.27% 606,061 141 ###
0.27% 606,061 142 ###
0.27% 606,061 143 1/19/2033
0.27% 606,061 144 2/19/2033
0.27% 606,061 145 3/19/2033
0.27% 606,061 146 4/19/2033
0.27% 606,061 147 5/19/2033
0.27% 606,061 148 6/19/2033
0.27% 606,061 149 7/19/2033
0.27% 606,061 150 8/19/2033
0.27% 606,061 151 9/19/2033
0.27% 606,061 152 ###
0.27% 606,061 153 ###
0.27% 606,061 154 ###
0.27% 606,061 155 1/19/2034
0.27% 606,061 156 2/19/2034
0.27% 606,061 157 3/19/2034
0.27% 606,061 158 4/19/2034
0.27% 606,061 159 5/19/2034
0.27% 606,061 160 6/19/2034
0.27% 606,061 161 7/19/2034
0.27% 606,061 162 8/19/2034
0.27% 606,061 163 9/19/2034
0.27% 606,061 164 ###
0.27% 606,061 165 ###
0.27% 606,061 166 ###
0.27% 606,061 167 1/19/2035
0.27% 606,061 168 2/19/2035
0.27% 606,061 169 3/19/2035
0.27% 606,061 170 4/19/2035
0.27% 606,061 171 5/19/2035
0.27% 606,061 172 6/19/2035
0.27% 606,061 173 7/19/2035
0.27% 606,061 174 8/19/2035
0.27% 606,061 175 9/19/2035
0.27% 606,061 176 ###
0.27% 606,061 177 ###
0.27% 606,061 178 ###
0.27% 606,061 179 1/19/2036
0.27% 606,061 180 2/19/2036
0.27% 606,061 181 3/19/2036
0.27% 606,061 182 4/19/2036
0.27% 606,061 183 5/19/2036
0.27% 606,061 184 6/19/2036
0.27% 606,061 185 7/19/2036
0.27% 606,061 186 8/19/2036
0.27% 606,061 187 9/19/2036
0.27% 606,061 188 ###
0.27% 606,061 189 ###
0.27% 606,061 190 ###
0.27% 606,061 191 1/19/2037
0.27% 606,061 192 2/19/2037
0.27% 606,061 193 3/19/2037
0.27% 606,061 194 4/19/2037
0.27% 606,061 195 5/19/2037
0.27% 606,061 196 6/19/2037
0.27% 606,061 197 7/19/2037
0.27% 606,061 198 8/19/2037
0.27% 606,061 199 9/19/2037
0.27% 606,061 200 ###
0.27% 606,061 201 ###
0.27% 606,061 202 ###
0.27% 606,061 203 1/19/2038
0.27% 606,061 204 2/19/2038
0.27% 606,061 205 3/19/2038
0.27% 606,061 206 4/19/2038
0.27% 606,061 207 5/19/2038
0.27% 606,061 208 6/19/2038
0.27% 606,061 209 7/19/2038
0.27% 606,061 210 8/19/2038
0.27% 606,061 211 9/19/2038
0.27% 606,061 212 ###
0.27% 606,061 213 ###
0.27% 606,061 214 ###
0.27% 606,061 215 1/19/2039
0.27% 606,061 216 2/19/2039
0.27% 606,061 TOTAL
Saya dengan ini menyatakan bahwa :
suran tersebut diatas. 1. Saya telah membaca dan memaham
aka jumlah kewajiban yang harus saya bayar 2. Apabilan saya melakukan pelunas
k Perjanjian
pada bulanKredit
dilakukan
Nomorpelunasan
: tersebut.
/PK/SDJ/ 3. jumlah pokok
Pernyataan iniditambah jumlah
merupakan buy
bagian
tanggal yang saya t

Mks, 5/20/2021

Debitur
RKREDITAN RAKYAT
A WONOMULYO

KARTU ANGSURAN KREDIT BUNGA kombinasi

10.34.0000243.02 Plafond Kredit : 40,000,000


PT.BPR. Yustima Bunga kombinasi : 17.00%
Wonomulyo Jangka Waktu : 5.5
0 Bunga Flat P.A : 10.59
Modal kerja Total Angsuran Bunga : 23,290,981
3/8/1964 Total Angsuran Pokok : 40,000,000
57Tahun2Bulan12HariWarna ini jangan diubah Total Pembayaran : 63,290,981
RETNO KONDOBUNGIN Tanggal Realisasi : 12/19/2016
12
SALDO ANGSURAN TOTAL Angsuran Saldo TANGGAL
PARAF
AWAL POKOK BUNGA ANGSURANPokok s/d.. Akhir BAYAR
40,000,000 358,954 600,000 958,954 358,954 ###
39,641,046 364,339 594,616 958,954 ### ###
39,276,707 369,804 589,151 958,954 ### ###
38,906,904 375,351 583,604 958,954 ### ###
38,531,553 380,981 577,973 958,954 ### ###
38,150,572 386,696 572,259 958,954 ### ###
37,763,876 392,496 566,458 958,954 ### ###
37,371,380 398,384 560,571 958,954 ### ###
36,972,997 404,359 554,595 958,954 ### ###
36,568,637 410,425 548,530 958,954 ### ###
36,158,213 416,581 542,373 958,954 ### ###
35,741,632 422,830 536,124 958,954 ### ###
35,318,802 429,172 529,782 958,954 ### ###
34,889,630 435,610 523,344 958,954 ### ###
34,454,020 442,144 516,810 958,954 ### ###
34,011,876 448,776 510,178 958,954 ### ###
33,563,100 455,508 503,446 958,954 ### ###
33,107,592 462,340 496,614 958,954 ### ###
32,645,252 469,275 489,679 958,954 ### ###
32,175,976 476,315 482,640 958,954 ### ###
31,699,661 483,459 475,495 958,954 ### ###
31,216,202 490,711 468,243 958,954 ### ###
30,725,491 498,072 460,882 958,954 ### ###
30,227,419 505,543 453,411 958,954 ### ###
29,721,876 513,126 445,828 958,954 ### ###
29,208,750 520,823 438,131 958,954 ### ###
28,687,927 528,635 430,319 958,954 ### ###
28,159,292 536,565 422,389 958,954 ### ###
27,622,727 544,613 414,341 958,954 ### ###
27,078,113 552,783 406,172 958,954 ### ###
26,525,331 561,074 397,880 958,954 ### ###
25,964,256 569,490 389,464 958,954 ### ###
25,394,766 578,033 380,921 958,954 ### ###
24,816,733 586,703 372,251 958,954 ### ###
24,230,030 595,504 363,450 958,954 ### ###
23,634,526 604,436 354,518 958,954 ### ###
23,030,090 613,503 345,451 958,954 ### ###
22,416,587 622,705 336,249 958,954 ### ###
21,793,882 632,046 326,908 958,954 ### ###
21,161,836 641,527 317,428 958,954 ### ###
20,520,309 651,150 307,805 958,954 ### ###
19,869,159 660,917 298,037 958,954 ### ###
19,208,242 670,831 288,124 958,954 ### ###
18,537,412 680,893 278,061 958,954 ### ###
17,856,519 691,106 267,848 958,954 ### ###
17,165,412 701,473 257,481 958,954 ### ###
16,463,939 711,995 246,959 958,954 ### ###
15,751,944 722,675 236,279 958,954 ### ###
15,029,269 733,515 225,439 958,954 ### ###
14,295,754 744,518 214,436 958,954 ### ###
13,551,236 755,686 203,269 958,954 ### ###
12,795,550 767,021 191,933 958,954 ### ###
12,028,529 778,526 180,428 958,954 ### ###
11,250,003 790,204 168,750 958,954 ### ###
10,459,798 802,057 156,897 958,954 ### ###
9,657,741 814,088 144,866 958,954 ### ###
8,843,653 826,299 132,655 958,954 ### ###
8,017,354 838,694 120,260 958,954 ### ###
7,178,660 851,274 107,680 958,954 ### ###
6,327,385 864,043 94,911 958,954 ### ###
5,463,342 877,004 81,950 958,954 ### ###
4,586,338 890,159 68,795 958,954 ### ###
3,696,179 903,512 55,443 958,954 ### ###
2,792,667 917,064 41,890 958,954 ### ###
1,875,603 930,820 28,134 958,954 ### 944,783
944,783 944,783 14,172 958,954 ### (0)
TAL ### ### ###
atakan bahwa :
membaca dan memahami data yang ada dalam kartu pinjaman/angsuran tersebut diatas.
aya melakukan pelunasan sebelum jatuh tempo kredit berakhir maka jumlah kewajiban yang harus saya bayar adalah
kok
n iniditambah jumlah
merupakan bunga
bagian yangdan denda dan
mengikat sesuai ketentuan
tidak Bankdengan
terpisahkan pada bulan dilakukan
Perjanjian pelunasan
Kredit Nomor :tersebut.
/PK/SDJ/
yang saya tanda tangani.
66
0.88 10.586809

606,061
Rata bunga58.227451
perbulan 0.8822341
###

-
###

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