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RESIKO KREDIT PT. Indocement Tunggal Perkasa,Tbk dan PT.

Wijaya Karya, Tbk

PT. Indocement Tunggal Perkasa,Tbk


X1 = Modal Kerja / Total Aset
= 8.083.350 / 27.344.672
= 0,29560969
X2 = Laba ditahan / Total Aset
= 400.000 / 27.344.672
= 0,014628078
X3 = Laba sebelum bunga / Total Aset
= 2.148.328 / 27.344.672
= 0,078564775
X4 = Nilai Pasar Saham / Nilai buku saham
= 12.250/ 2,173185676
= 0,727802038
X5 = Penjualan / Total Aset
= 14.184.322 / 27.344.672
= 0,518723428

Z = 1,2(X1) + 1,4 (X2) + 3,3(X3) + 0,6(X4) + 1,0(X5)


Z = 1,2 (20,295) + 1,4 (0,014) + 3,3 (0,078) + 0,6 (5636,886) + 1,0 (0,518)
Z = 0,354 + 0,020 + 0,259 + 5636,886 + 0,518
Z = 3383
PT. Wijaya Karya, Tbk
X1
= Modal Kerja : Total Aset
3.812.447.989 : 68.109.185.213
0,055975534

X2 = Laba Ditahan : Total Aset


335.759.957 : 68.109.185.213
0,004929731

X3 = Laba Sblm Bunga : Total Aset


1.463.941.728 : 68.109.185.213
0,021494043

X4 = Nilai Pasar saham : Nilai Buku Saham


1365 : 0,650488476
2098,423032

X5
= Penjualan : Total Aset
16.536.381.639 : 68.109.185.213
0,24279224