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HDFC Bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office

in Mumbai, India. The Bank commenced operations as a Scheduled Commercial Bank in January 1995.

The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an 'in
principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of the
RBI's liberalization of the Indian Banking Industry in 1994.

Headquartered in Mumbai, HDFC Bank, has a network of over 531 branches spread over 228 cities across
India. All branches are linked on an online real-time basis.
Customers in over 120 locations are serviced through
Telephone Banking. The Bank also has a network of about over 1054 networked ATMs across these cities.
HDFC Bank's ATM network can be accessed by all domestic and international Visa / MasterCard, Visa
Electron / Maestro, Plus / Cirrus and American Express Credit / Charge cardholders.

HDFC Bank has won many awards for its excellent service. Major among them are "Best Bank in India" by
Hong Kong-based Finance Asia magazine in 2005 and "Company of the Year" Award for Corporate
Excellence 2004-05.
BUSINESS SUMMARY

HDFC Bank Limited provides various financial products and services. It operates in three segments: Personal Banking, NRI

Banking, and Wholesale Banking. The Personal Banking segment provides savings, and current and fixed deposit accounts. It

also offers personal, home, two wheeler, new car, used car, gold, education, healthcare, commercial vehicle, working capital,

construction equipment, and warehouse receipt loans. In addition, this segment provides safe deposit lockers; credit, debit, and

prepaid cards; mutual funds, general and health insurance, bonds, and equities and derivatives products; and forex and payment

services. The NRI Banking segment's deposit products include rupee savings accounts, rupee current accounts, rupee fixed
deposits, foreign currency deposits, and accounts for returning Indians. Its loan products comprise home loans, loans against

securities, loans against deposits, and gold credit cards. The Wholesale Banking segment offers funded services, which consist of

working capital finance, short term finance, bill discounting, and export credit; and non-funded services, such as letters of credit,

bank guarantees, and collection of documents to corporations, and small and medium enterprises. It also various services to

banks, financial institutions, mutual funds, stock brokers, insurance companies, commodity businesses, and trusts. As of March

31, 2008, it had a network of 761 branches and 1,977 automated teller machines in 327 cities in India. The company was founded

in 1994 and is based in Mumbai, India.


Accounts & Deposits Loans Investments & Insurance

Savings Accounts Personal Loans Mutual Funds

Regular Savings Account Home Loans Insurance

Savings Plus Account Two Wheeler Loans General & Health Insurance

SavingsMax Account New Car Loans Bonds

No Frills Account Used Car Loans Knowledge Centre

Institutional Savings Account Express Loans Plus Equities & Derivatives

Salary Accounts Gold Loan Mudra Gold Bar

Payroll Educational Loan


Classic Loan Against Securities
Forex Services
Regular Loan Against Property
Premium Products & Services
Loans Against Rental Receivables
Defence Trade Services
Reimbursement Current Account Health Care Finance
Forex Services Branch Locator
Tractor Loans
Kid's Advantage Account
RBI Guidelines
Commercial Vehicle Finance
Pension Saving Bank Account
Forex Limits
Working Capital Finance
Family Savings Group
Construction Equipment Finance
Kisan No Frills Savings
Payment Services
Kisan Club Savings Warehouse Receipt Loans NetSafe
Current Accounts
Merchant Services
Plus Current Account
Cards Prepaid Refill
Trade Current Account
BillPay
Premium Current Account Credit Cards
Visa BillPay
Regular Current Account Silver Credit Card
InstaPay
RFC - Domestic Account Value Plus Credit Card
DirectPay
Flexi Current Account Health Plus Credit Card
Visa Money Transfer
Apex Current Account Gold Credit Card
e-Monies Electronic Funds Tran
Max Current Account Titanium Credit Card
Excise & Service Tax Payment
Woman's Gold Credit Card
Fixed Deposits Online Payment of Direct Tax
Platinum Plus Credit Card
Regular Fixed Deposit
Visa Signature Credit Card Religious Offerings
5 Year Tax Saving Fixed Deposite
World MasterCard Credit Card
Super Saver Facility Donate to Charity
Corporate Credit Card
Sweep-in Facility
Business Credit Card
Demat Account
Debit Cards Access Your Bank
Safe Deposit Lockers
EasyShop International Debit Card NetBanking
EasyShop Gold Debit Card OneView
HDFC Bank Preferred / Classic
EasyShop International Business Debit InstaAlerts
Card
MobileBanking
Private Banking EasyShop Woman's Advantage Debit
Card ATM

EasyShop NRO Debit Card PhoneBanking

Kisan Card Email Statements

Prepaid Cards Branch Network