Magic Plus - ULIP Plan Presentation Software

Name Joseph Plan Endowment Plus

Age 30 Term 19 Mode

Premium 20000 Minimum premium required is Rs. 10000

Insurance required
Accident Benefit
Minimum 800000
● Maximum Expected Growth in NAV
1200000
Custom
2200000 Fund Secured Fund

Current NAV 10 Show presentation

Cteated by L J Anish, Development Officer, Nedumkandam Branch.

www.ourlic.blogspot.com
Software
Version 1.3

Endowment Plus

CIR

10.5 %

Secured Fund

ow presentation

am Branch.
 2
Joseph 0 2 800000 10.5
30 1 1200000 Secured Fund
19 0 2200000 10
3
20000
 Name Joseph Age Range Select
age
rang
Plans Selected plan 2 2 Plan e
Pension Plus 1 Endowment Plus
Endowment Plus 2 10 10 0 7 7
3 11 11 0 8 8
4 12 12 0 9 9
13 13 0 10 10
14 14 0 11 11
Age 30 15 15 0 12 12
Term 19 16 16 0 13 13
10000 17 17 0 14 14
Mode 3 20000 2 18 18 0 15 15
Single 1 30000 1 19 19 1 16 16
Yly 2 20000 1 20 20 0 17 17
Hly 3 10000 2 21 0 18 18
Qly 4 5000 4 22 0 19 19
ECS 5 1750 12 23 0 20 20
24 0 21 21
Yes 25 0 22 22
No 26 0 23 23
1 2 1200000 27 0 24 24
0 1 800000 28 0 25 25
1 2 1 1200000 29 0 26 26
0 3 2200000 30 0 27 27
0 31 0 28 28
1 32 0 29 29
CAGR 10.5 1 33 0 30 30
Curr_NAV 10 34 0 31 31
35 0 32 32
10 36 0 33 33
Fund value 11.1 37 0 34 34
2283615 12.2 38 0 35 35
13.5 39 0 36 36
14.9 40 0 37 37
16.5 41 0 38 38
18.2 42 0 39 39
20.1 43 0 40 40
22.2 44 0 41 41
24.6 45 0 42 42
27.1 46 0 43 43
30.0 47 0 44 44
33.1 48 0 45 45
36.6 49 0 46 46
40.5 50 0 47 47
44.7 51 0 48 48
49.4 52 0 49 49
54.6 53 0 50 50
60.3 54 0 51 51
66.7 55 0 52 52
73.7 56 0 53 53
81.4 57 0 54 54
89.9 58 0 55 55
99.4 59 0 56 56
109.8 60 0 57 57
121.4 61 0 58 58
134.1 62 0 59 59
148.2 63 0 60 60
163.7 64 0 61
180.9 65 0 62
199.9 66 0 63
220.9 67 0 64
244.1 68 0 65
269.7 69 0 66
298.1 70 0 67
329.4 71 0 68
364.0 72 0 69
402.2 73 0 70
444.4 74 0 71
75 0 72
76 0 73
77 0 74
78 0 75
79 0 76
80 0 77
81 0 78
82 0 79
83 0 80
84 0 81
85 0 82
86 0 83
87 0 84
88 0 85
89 0 86
90 0 87
91 0 88
92 0 89
93 0 90
94 0 91
95 0 92
96 0 93
97 0 94
98 0 95
99 0 96
100 0 97
101 0 98
102 0 99
103 0 100
104 0 101
105 0 102
106 0 103
107 0 104
108 0 105
109 0 106
110 0 107
111 0 108
112 0 109
113 0 110
114 0 111
115 0 112
116 0 113
117 0 114
118 0 115
119 0 116
120 0 117
121 0 118
122 0 119
123 0 120
124 0 121
125 0 122
126 0 123
127 0 124
128 0 125
129 0 126
1
 Risk Select Max i single
cover risk with cir 150000 1
1 2 3 4 without 150000 Debt Fun
0 0 0 0 s/ns/min 800000 Mixed F
0 30 1 0 0 0 1.46 s/nsmax 1200000
0 31 2 0 0 0 1.46
0 32 3 0 0 0 1.5 Allocation charge Admn charge
0 33 4 0 0 0 1.56 7.5 1 2
0 34 5 0 0 0 1.64 5 360 360
0 35 6 0 0 0 1.73 5 370.8 370.8
0 36 7 0 0.5 0.5 1.85 5 381.924 381.924
0 37 8 0 0.5 0.5 1.99 5 393.38172 393.382
0 38 9 0 0.5 0.5 2.15 3 405.1831716 405.183
0 39 10 0 0.48 0.48 2.33 3 417.3386667 417.339
0 40 11 0 0.56 0.56 2.57 3 429.8588268 429.859
0 41 12 0 0.66 0.66 2.81 3 442.7545916 442.755
0 42 13 0 0.81 0.81 3.02 3 456.0372293 456.037
0 43 14 0 0.89 0.89 3.25 3 469.7183462 469.718
0 44 15 0 0.96 0.96 3.54 3 483.8098966 483.81
0 45 16 0 1.03 1.03 3.89 3 498.3241935 498.324
0 46 17 0 1.09 1.09 4.3 3 513.2739193 513.274
0 47 18 0 1.15 1.15 4.77 3 528.6721368 528.672
0 48 19 0 1.2 1.2 5.3 3 544.5323009 544.532
0 49 20 0 1.25 1.25 5.9 3 560.86827 560.868
0 50 21 0 1.29 1.29 6.56 3 577.6943181 577.694
0 51 22 0 1.33 1.33 7.27 3 595.0251476 595.025
1 52 23 0 1.36 1.36 8.05 3 612.875902 612.876
0 53 24 0 1.39 1.39 8.9 3 631.2621791 631.262
0 54 25 0 1.42 1.42 9.8 3 650.2000445 650.2
0 55 26 0 1.43 1.43 10.76 3 669.7060458 669.706
0 56 27 0 1.45 1.45 11.79 3 689.7972272 689.797
0 57 28 0 1.46 1.46 12.87 3 710.491144 710.491
0 58 29 0 1.46 1.46 13.78 3 731.8058783 731.806
0 59 30 0 1.46 1.46 14.94 3 753.7600547 753.76
0 60 31 0 1.46 1.46 16.34 3 776.3728563 776.373
0 61 32 0 1.5 1.5 17.99 3 799.664042 799.664
0 62 33 0 1.56 1.56 19.88 3 823.6539633 823.654
0 63 34 0 1.64 1.64 22.01 3 848.3635822 848.364
0 64 35 0 1.73 1.73 24.39 3 873.8144896 873.814
0 65 36 0 1.85 1.85 27.02 3 900.0289243 900.029
0 66 37 0 1.99 1.99 28.4 3 927.029792 927.03
0 67 38 0 2.15 2.15 32.02 3 954.8406858 954.841
0 68 39 0 2.33 2.33 36.03 3 983.4859064 983.486
0 69 40 0 2.57 2.57 40.47 3 1012.990484 1013
0 70 41 0 2.81 2.81 3 1043.380198 1043.38
0 71 42 0 3.02 3.02 3 1074.681604 1074.68
0 72 43 0 3.25 3.25 3 1106.922052 1106.92
0 73 44 0 3.54 3.54 3 1140.129714 1140.13
0 74 45 0 3.89 3.89 3 1174.333605 1174.33
0 75 46 0 4.3 4.3 3 1209.563613 1209.56
0 76 47 0 4.77 4.77 3 1245.850522 1245.85
0 77 48 0 5.3 5.3 3 1283.226037 1283.23
0 78 49 0 5.9 5.9 3 1321.722818 1321.72
0 79 50 0 6.56 6.56 3 1361.374503 1361.37
0 80 51 0 7.27 7.27 3 1402.215738 1402.22
0 81 52 0 8.05 8.05 3 1444.28221 1444.28
0 82 53 0 8.9 8.9 3 1487.610677 1487.61
0 83 54 0 9.8 9.8 3 1532.238997 1532.24
0 84 55 0 10.76 10.76 3 1578.206167 1578.21
0 85 56 0 11.79 11.79 3 1625.552352 1625.55
0 86 57 0 12.87 12.87 3 1674.318922 1674.32
0 87 58 0 13.78 13.78 3 1724.54849 1724.55
0 88 59 0 14.94 14.94 3 1776.284945 1776.28
0 89 60 0 16.34 16.34 3 1829.573493 1829.57
0 90 61 0 17.99 17.99 3 1884.460698 1884.46
0 91 62 0 19.88 19.88 3 1940.994519 1941
0 92 63 0 22.01 22.01 3 1999.224354 1999.22
0 93 64 0 24.39 24.39 3 2059.201085 2059.2
0 94 65 0 27.02 27.02 2120.977117 2121
0 95 66 0 28.4 28.4 2184.606431 2184.61
0 96 67 0 32.02 32.02 2250.144624 2250.14
0 97 68 0 36.03 36.03 2317.648963 2317.65
0 98 69 0 40.47 40.47 2387.178432 2387.18
0 99 70 0 2458.793784 2458.79
0 100 71 0 2532.557598 2532.56
0 101 72 0 2608.534326 2608.53
0 102 73 0 2686.790356 2686.79
0 103 74 0 2767.394066 2767.39
0 104 75 0
0 105 76 0
0 106 77 0
0 107 78 0
0 108 79 0
0 109 80 0
0 81 0 #N/A
0 82 0 #N/A
0 83 0 #N/A
0 84 0 #N/A
0 85 0 #N/A
0 86 0 #N/A
0 87 0 #N/A
0 88 0 #N/A
0 89 0 #N/A
0 90 0 #N/A
0
0
0
0
0
0 Pension Rate Pension start
0 49
0 Yearly Mly
0 40 36650 2920
0 41 36700 2933
0 42 36750 2933
0 43 36750 2937
0 44 36800 2937
0 45 36800 2942
0 46 36850 2942
0 47 36900 2942
0 48 36950 2946
0 49 36950 2946
0 50 37000 2950
0 51 37050 2950
0 52 37100 2954
0 53 37150 2958
0 54 37200 2958
0 55 37250 2962
0 56 37300 2962
0 57 37350 2967
0 58 37400 2971
0 59 37450 2971
0 60 37550 2975
1 61 37600 2979
62 37650 2979
63 37750 2983
64 37800 2987
65 37900 2987
66 37950 2992
67 38050 2996
68 38150 2996
69 38200 3000
70 38300 3000
71 38400 3004
72 38500 3004
73 38600 3004
74 38700 3008
75 38800 3008
76 38900 3008
77 39050 3008
78 39150 3008
79 39300 3008
36950.00 2946.00
 2 3 4 5 Secured Fund 1 2 3 4 5 0.6
Balanced Fund Balanced Fund 0.7 0.7 0.7
Bond Fund Bond Fund 0.8 0.5 0.5
Growth Fund Growth Fund 0.8 0.8
Secured Fund Secured Fund 0.6 0.6

3 4 5 Select
360 1 A great pension plan with great returns from Life Insurance Corporation of India
370.8 2 A great plan with high returns and flexibility from Life Insurance Corporation of India
381.924 3
393.382 4
405.183 5
417.339 Select A great plan with high returns and flexibility from Life Insurance Corporation of India
429.859
442.755
456.037
469.718
483.81
498.324
513.274
528.672
544.532
560.868
577.694
595.025
612.876
631.262
650.2
669.706
689.797
710.491
731.806
753.76
776.373
799.664
823.654
848.364
873.814
900.029
927.03
954.841
983.486
1013
1043.38
1074.68
1106.92
1140.13
1174.33
1209.56
1245.85
1283.23
1321.72
1361.37
1402.22
1444.28
1487.61
1532.24
1578.21
1625.55
1674.32
1724.55
1776.28
1829.57
1884.46
1941
1999.22
2059.2
2121
2184.61
2250.14
2317.65
2387.18
2458.79
2532.56
2608.53
2686.79
2767.39
rporation of India
ce Corporation of India

ce Corporation of India
 Min Max
Age Age Min Maximum First year Oth Minimum
Plan name Plans entry entry Term Term AC 2nd 3rd 4th 5th er Single prem Reg Single ECS

Pension Plus 1 18 75 10 52 6.75 4.5 4.5 4.5 4.5 2.5 3.3 15000 30000 1500
Endowment
Plus 2 7 60 10 20 7.5 5 5 5 5 3 3.3 20000 30000 1750
3
4
5
7 60 10 20 7.5 5 5 5 5 3 3.3 20000 30000 1750
 CIR
Single Insur avail
Min Insurance Max ins insurance min ins singmax ance able AB

0 0 0 0 0 0 0

800000 1200000 37500 150000 1 1 1

800000 1200000 25000 100000 1 1 0

 www.ourlic.blogspot.com

Endowment Plus

A plan with high returns

and flexibility for your
family from Life Insurance
Corporation Of India

Plan presentation specially customised for Joseph aged 30 years.

Presentation based on an assumed NAV growth rate of 10.5 % per annum.*

Allocation Invested Units Units After Accident Fund Value

Year Age Premium charge amount NAV allocated deduction Risk Cover cover at year end

1 30 40000 3000 37000 10.0 3700.0 3434.7 1200000 1200000 37953

2 31 40000 2000 38000 11.1 3438.9 6903.4 1200000 1200000 84292
3 32 40000 2000 38000 12.2 3112.1 10039.0 1200000 1200000 135449
4 33 40000 2000 38000 13.5 2816.4 12875.8 1200000 1200000 191966
5 34 40000 2000 38000 14.9 2548.8 15442.8 1200000 1200000 254411
6 35 40000 1200 38800 16.5 2355.2 17815.0 1200000 1200000 324310
7 36 40000 1200 38800 18.2 2131.4 19961.7 1200000 1200000 401545
8 37 40000 1200 38800 20.1 1928.8 21905.1 1200000 1200000 486905
9 38 40000 1200 38800 22.2 1745.6 23664.9 1200000 1200000 581254
10 39 40000 1200 38800 24.6 1579.7 25258.7 1200000 1200000 685543
11 40 40000 1200 38800 27.1 1429.6 26701.9 1200000 1200000 800805
12 41 40000 1200 38800 30.0 1293.7 28010.2 1200000 1200000 928246
13 42 40000 1200 38800 33.1 1170.8 29196.5 1200000 1200000 1069154
14 43 40000 1200 38800 36.6 1059.6 30271.8 1224927 1224927 1224927
15 44 40000 1200 38800 40.5 958.9 31241.2 1396888 1396888 1396888
16 45 40000 1200 38800 44.7 867.8 32111.3 1586550 1586550 1586550
17 46 40000 1200 38800 49.4 785.3 32898.7 1796127 1796127 1796127
18 47 40000 1200 38800 54.6 710.7 33611.3 2027712 2027712 2027712
19 48 40000 1200 38800 60.3 643.1 34256.2 2283615 2283615 2283615
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
 0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0
0 0 0 0 0 0.0 0.0 0.0 0 0 0

*Agents training material not for public circulation. NAV rate shown is just for illustration purpose only and is not guaranteed.
Fund value available at the end of 19 years at the projected rate will be Rs. 2283614
urns
our
ance
dia
 www.ourlic.blogspot.com

Endowment Plus

A plan to secure the future and

ensure a joyful retired life from
Life Insurance Corporation of
India.

Plan presentation specially customised for Joseph aged 30 years.

Presentation based on an assumed NAV growth rate of 10.5 % per annum.*
Allocation Invested Deducted Units after Fund Value at year
Year Age Premium NAV Total Charges
charge amount units deduction end

1 30 40000 3000 37000 10.0 5931.8 265.3 3434.7 37953

2 31 40000 2000 38000 11.1 4876.2 235.6 6903.4 84292
3 32 40000 2000 38000 12.2 4861.4 212.1 10039.0 135449
4 33 40000 2000 38000 13.5 4857.1 191.6 12875.8 191966
5 34 40000 2000 38000 14.9 4858.3 173.5 15442.8 254411
6 35 40000 1200 38800 16.5 4047.0 156.4 17815.0 324310
7 36 40000 1200 38800 18.2 4037.8 141.1 19961.7 401545
8 37 40000 1200 38800 20.1 4011.4 126.5 21905.1 486905
9 38 40000 1200 38800 22.2 3957.2 112.3 23664.9 581254
10 39 40000 1200 38800 24.6 3863.3 98.1 25258.7 685543
11 40 40000 1200 38800 27.1 3736.2 84.6 26701.9 800805
12 41 40000 1200 38800 30.0 3520.6 70.0 28010.2 928246
13 42 40000 1200 38800 33.1 3196.2 54.5 29196.5 1069154
14 43 40000 1200 38800 36.6 2767.7 38.7 30271.8 1224927
15 44 40000 1200 38800 40.5 2462.4 28.2 31241.2 1396888
16 45 40000 1200 38800 44.7 2480.4 25.9 32111.3 1586550
17 46 40000 1200 38800 49.4 2499.0 23.8 32898.7 1796127
18 47 40000 1200 38800 54.6 2518.1 21.8 33611.3 2027712
19 48 40000 1200 38800 60.3 2537.8 20.1 34256.2 2283615
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
 0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0
0 0 0 0 0 0.0 0.0 0.0 0.0 0

Total pension fund available at the end of 19 years will be Rs.2283614*

Pension Availble without commutattion Pension available with 1/3rd commutation
Yearly Monthly Commuted
Pension Fund Pension Fund Yearly pension Monthly pension
pension pension amount

2283615 168759 13455 2283614 761204 112506 8970

*Pension with return of purchase price of Jeevan Akshay VI is taken for illustration
* Actual pension rate may varry depending on the performance of fund and annuity rate at the time of maturity.
*Agents training material not for public circulation.
Main menu