Nomor Surat KMP/7/4722

Nama Emiten PT Bank Negara Indonesia (Persero) Tbk

Kode Emiten BBNI
Perihal Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit

Perseroan dengan ini menyampaikan laporan keuangan untuk periode 9 Bulan yang berakhir pada 30/09/2021 dengan ikhtisar sebagai berikut :

Informasi mengenai anak perusahaan Perseroan sebagai berikut :

No Nama Kegiatan Lokasi Tahun Status Jumlah Aset Satuan Mata Persentase
Usaha Komersil Operasi Uang (%)
1 PT. BNI Life Asuransi Jiwa Jakarta 1997 OPERASI 21.976.158 JUTAAN IDR 60.0
Insurance
2 PT. BNI Pembiayaan Jakarta 1983 OPERASI 1.352.274 JUTAAN IDR 99.99
Multifinance
3 PT. BNI Sekuritas Jakarta 1995 OPERASI 2.988.478 JUTAAN IDR 75.0
Sekuritas
4 BNI Jasa Hongkong 1998 OPERASI 20.433 JUTAAN IDR 100.0
Remittance Keuangan
Ltd

Dokumen ini merupakan dokumen resmi PT Bank Negara Indonesia (Persero) Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara

elektronik. PT Bank Negara Indonesia (Persero) Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information
Informasi umum
Nama entitas
Penjelasan perubahan nama dari akhir
periode laporan sebelumnya
Kode entitas
Nomor identifikasi entitas
Industri utama entitas
Sektor
Subsektor
Informasi pemegang saham pengendali Indonesian Government
Jenis entitas
Jenis efek yang dicatatkan
Jenis papan perdagangan tempat
entitas tercatat
Apakah merupakan laporan keuangan Entitas grup / Group entity
satu entitas atau suatu kelompok entitas
Periode penyampaian laporan
keuangan
Tanggal awal periode berjalan
Tanggal akhir periode berjalan
Tanggal akhir tahun sebelumnya
Tanggal awal periode sebelumnya
Tanggal akhir periode sebelumnya
Mata uang pelaporan
Kurs konversi pada tanggal pelaporan
jika mata uang penyajian selain rupiah
Pembulatan yang digunakan dalam
penyajian jumlah dalam laporan
keuangan
Jenis laporan atas laporan keuangan
Jenis opini auditor
Hal yang diungkapkan dalam paragraf
pendapat untuk penekanan atas suatu
masalah atau paragraf penjelasan
lainnya, jika ada
Hasil penugasan review
Tanggal laporan audit atau hasil laporan
review
Auditor tahun berjalan
Nama partner audit tahun berjalan
Lama tahun penugasan partner yang
menandatangani
Auditor tahun sebelumnya
Nama partner audit tahun sebelumnya
Kepatuhan terhadap pemenuhan
peraturan BAPEPAM LK VIII G 11
tentang tanggung jawab direksi atas
laporan keuangan
General information
30 September 2021
PT Bank Negara Indonesia Entity name
(Persero) Tbk
Explanation of change in name from the
end of the preceding reporting period
BBNI Entity code
AA265 Entity identification number
Keuangan dan Syariah / Entity main industry
Financial and Sharia
8. Finance Sector
81. Bank Subsector
Controlling shareholder information
Local Company - Indonesia Type of entity
Jurisdiction
Saham dan Obligasi / Stock and Type of listed securities
Bond
Type of board on which the entity is
listed
Whether the financial statements are of
an individual entity or a group of entities
Kuartal III / Third Quarter Period of financial statements
submissions
January 01, 2021 Current period start date
September 30, 2021 Current period end date
December 31, 2020 Prior year end date
January 01, 2020 Prior period start date
September 30, 2020 Prior period end date
Rupiah / IDR Description of presentation currency
Conversion rate at reporting date if
presentation currency is other than
rupiah
Jutaan / In Million Level of rounding used in financial
statements
Tidak Diaudit / Unaudit Type of report on financial statements
Type of auditor's opinion
Matters disclosed in emphasis-of-matter
or other-matter paragraph, if any
Result of review engagement
Date of auditor's opinion or result of
review report
Current year auditor
Name of current year audit signing
partner
Number of years served as audit signing
partner
Prior year auditor
Name of prior year audit signing partner
Ya / Yes Whether in compliance with BAPEPAM
LK VIII G 11 rules concerning
responsibilities of board of directors on
financial statements
Kepatuhan terhadap pemenuhan Ya / Yes Whether in compliance with BAPEPAM
peraturan BAPEPAM LK VIII A dua LK VIII A two rules concerning
tentang independensi akuntan yang independence of accountant providing
memberikan jasa audit di pasar modal audit services in capital market
[4220000] Statement of financial position presented using order of liquidity -
Financial and Sharia Industry

Laporan posisi Statement of financial

keuangan position
30 September 2021 31 December 2020
Aset Assets
Kas 11,005,010 17,324,047 Cash
Giro pada bank indonesia 28,175,154 35,065,701 Current accounts with bank
Indonesia
Giro pada bank lain Current accounts with other
banks
Giro pada bank lain pihak 32,596,835 15,640,158 Current accounts with other
ketiga banks third parties
Giro pada bank lain pihak 205,029 473,708 Current accounts with other
berelasi banks related parties
Cadangan kerugian (5) ( 6,078 ) Allowance for impairment
penurunan nilai pada giro losses for current accounts
pada bank lain with other bank
Penempatan pada bank Placements with bank
indonesia dan bank lain Indonesia and other banks
Penempatan pada bank 76,492,477 60,634,599 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak ketiga third parties
Penempatan pada bank 288,585 694,833 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak berelasi related parties
Cadangan kerugian ( 72 ) ( 173 ) Allowance for impairment
penurunan nilai pada losses for placements with
penempatan pada bank lain other banks
Efek-efek yang Marketable securities
diperdagangkan
Efek-efek yang 13,620,457 22,488,558 Marketable securities third
diperdagangkan pihak parties
ketiga
Efek-efek yang 6,933,784 7,458,258 Marketable securities
diperdagangkan pihak related parties
berelasi
Cadangan kerugian ( 251,329 ) ( 260,219 ) Allowance for impairment
penurunan nilai pada losses for marketable
efek-efek yang securities
diperdagangkan
Efek yang dibeli dengan janji 25,510,302 8,666,091 Securities purchased under
dijual kembali agreement to resale
Wesel ekspor dan tagihan Bills and other receivables
lainnya
Wesel ekspor dan tagihan 6,971,001 7,363,188 Bills and other receivables
lainnya pihak ketiga third parties
Wesel ekspor dan tagihan 9,040,121 10,653,247 Bills and other receivables
lainnya pihak berelasi related parties
Cadangan kerugian ( 126,883 ) ( 122,901 ) Allowance for impairment
penurunan nilai pada wesel losses for bills and other
ekspor dan tagihan lainnya receivables
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak 12,564,154 14,119,058 Acceptance receivables
ketiga third parties
Tagihan akseptasi pihak 8,887,735 7,655,982 Acceptance receivables
berelasi related parties
 Cadangan kerugian ( 1,611,605 ) ( 1,199,374 )Allowance for impairment
penurunan nilai pada losses for acceptance
tagihan akseptasi receivables
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak 424,337 1,320,857 Derivative receivables third
ketiga parties
Tagihan derivatif pihak 39,200 139,757 Derivative receivables
berelasi related parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan 468,922,285 473,299,347 Loans third parties
pihak ketiga
Pinjaman yang diberikan 101,720,278 112,907,440 Loans related parties
pihak berelasi
Cadangan kerugian ( 49,364,911 ) ( 44,227,986 ) Allowance for impairment
penurunan nilai pada losses for loans
pinjaman yang diberikan
Obligasi pemerintah 107,385,316 90,659,318 Government bonds
Biaya dibayar dimuka 3,444,170 2,807,092 Prepaid expenses
Pajak dibayar dimuka 1,060,397 1,049,787 Prepaid taxes
Aset pajak tangguhan 5,476,597 4,799,832 Deferred tax assets
Investasi pada entitas anak, Investments in subsidiaries,
ventura bersama, dan entitas joint ventures and
asosiasi associates
Investasi pada entitas anak 551,175 Investments in subsidiaries
Investasi pada entitas 8,429,086 813,087 Investments in associates
asosiasi
Aset tetap 25,568,614 27,362,400 Property and equipment
Aset lainnya 15,490,487 13,757,811 Other assets
Jumlah aset 919,447,781 891,337,425 Total assets
Liabilitas, dana syirkah Liabilities, temporary syirkah
temporer dan ekuitas funds and equity
Liabilitas Liabilities
Liabilitas segera 4,691,538 5,560,702 Obligations due
immediately
Simpanan nasabah Customers Deposits
Giro Current accounts
Giro pihak ketiga 187,232,889 151,006,541 Current accounts
third parties
Giro pihak berelasi 65,601,186 73,656,329 Current accounts
related parties
Tabungan Savings
Tabungan pihak 212,457,996 223,253,018 Savings third parties
ketiga
Tabungan pihak 441,001 432,661 Savings related
berelasi parties
Deposito berjangka Time deposits
Deposito berjangka 171,518,886 162,926,346 Time deposits third
pihak ketiga parties
Deposito berjangka 31,301,818 36,296,849 Time deposits
pihak berelasi related parties
Simpanan dari bank lain 23,356,449 9,023,031 Other banks deposits
Efek yang dijual dengan 2,905,127 2,590,268 Securities sold with
janji untuk dibeli kembali repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak 111,915 359,172 Derivative payables
ketiga third parties
Liabilitas derivatif pihak 5,639 55,108 Derivative payables
berelasi related parties
Liabilitas akseptasi 6,035,371 5,500,360 Acceptance payables
 Pinjaman yang diterima Borrowings
Pinjaman yang diterima 38,965,667 43,219,938 Borrowings third parties
pihak ketiga
Pinjaman yang diterima 927,989 894,376 Borrowings related
pihak berelasi parties
Efek yang diterbitkan Securities issued
Obligasi 2,985,258 2,985,011 Bonds
Estimasi kerugian 1,343,616 1,421,914 Estimated losses on
komitmen dan kontinjensi commitments and
contingencies
Beban akrual 1,202,890 1,181,534 Accrued expenses
Utang pajak 1,237,745 1,147,777 Taxes payable
Liabilitas lainnya 23,123,712 18,280,485 Other liabilities
Kewajiban imbalan pasca 5,902,624 6,344,268 post-employment benefit
kerja obligations
Pinjaman subordinasi Subordinated loans
Pinjaman subordinasi 15,802,022 74,981 Subordinated loans third
pihak ketiga parties
Pinjaman subordinasi 27,857 24,994 Subordinated loans
pihak berelasi related parties
Jumlah liabilitas 797,179,195 746,235,663 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current
account
Giro mudharabah 1,755,950 Mudharabah current
pihak ketiga account third parties
Giro berjangka 1,056,206 Mudharabah current
mudharabah pihak account related
berelasi parties
Tabungan Mudharabah saving
mudharabah deposits
Tabungan 12,996,325 Mudharabah saving
mudharabah pihak deposits third parties
ketiga
Tabungan 13,950 Mudharabah saving
mudharabah pihak deposits related
berelasi parties
Deposito berjangka Mudharabah time
mudharabah deposits
Deposito berjangka 14,047,804 Mudharabah time
mudharabah pihak deposits third parties
ketiga
Deposito berjangka 2,010,466 Mudharabah time
mudharabah pihak deposits related
berelasi parties
Bank Bank
Giro mudharabah 11,996 Mudharabah current
account
Tabungan mudharabah 185,479 Mudharabah saving
(ummat) deposits (ummat)
Deposito berjangka 151,387 Mudharabah time
mudharabah deposits
Jumlah dana syirkah 32,229,563 Total temporary syirkah
temporer funds
Ekuitas Equity
Ekuitas yang Equity attributable to
diatribusikan kepada equity owners of parent
pemilik entitas induk entity
Saham biasa 9,054,807 9,054,807 Common stocks
 Tambahan modal 17,010,254 14,568,468 Additional paid-in capital
disetor
Saham tresuri ( 207,475 ) ( 79,449 ) Treasury stocks
Cadangan revaluasi 14,513,088 14,962,961 Revaluation reserves
Cadangan selisih kurs 3,297 23,254 Reserve of exchange
penjabaran differences on
translation
Cadangan perubahan 1,770,443 2,424,779 Reserve for changes in
nilai wajar aset fair value of
keuangan tersedia available-for-sale
untuk dijual financial assets
Cadangan lainnya 2,256,999 2,256,999 Other reserves
Saldo laba (akumulasi Retained earnings
kerugian) (deficit)
Saldo laba yang Appropriated
telah ditentukan retained earnings
penggunaanya
Cadangan umum 2,778,412 2,778,412 General and
dan wajib legal reserves
Saldo laba yang 72,398,715 64,202,289 Unappropriated
belum ditentukan retained earnings
penggunaannya
Jumlah ekuitas yang 119,578,540 110,192,520 Total equity attributable
diatribusikan kepada to equity owners of
pemilik entitas induk parent entity
Kepentingan 2,690,046 2,679,679 Non-controlling interests
non-pengendali
Jumlah ekuitas 122,268,586 112,872,199 Total equity
Jumlah liabilitas, dana syirkah 919,447,781 891,337,425 Total liabilities, temporary
temporer dan ekuitas syirkah funds and equity
[4312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan Statement of profit or

penghasilan loss and other
komprehensif lain comprehensive
income
30 September 2021 30 September 2020
Pendapatan dan beban Operating income and
operasional expenses
Pendapatan bunga 37,522,689 42,031,002 Interest income
Beban bunga ( 8,824,673 ) ( 15,383,606 ) Interest expenses
Pendapatan asuransi Insurance income
Pendapatan dari premi 3,896,904 3,467,390 Revenue from insurance
asuransi premiums
Beban asuransi Insurance expenses
Beban klaim ( 2,967,913 ) ( 2,470,921 ) Claim expenses
Pendapatan sekuritas Securities income
Keuntungan (kerugian) dari ( 16,186 ) 450 Realised gains (losses) on
transaksi perdagangan efek trading of marketable
yang telah direalisasi securities
Keuntungan (kerugian) 1,645,359 1,056,786 Gains (losses) on changes
perubahan nilai wajar efek in fair value of marketable
securities
Pendapatan operasional Other operating income
lainnya
Pendapatan investasi 441,213 Investments income
Pendapatan provisi dan 6,495,766 6,047,370 Provisions and
komisi dari transaksi commissions income from
lainnya selain kredit transactions other than loan
Penerimaan kembali aset 1,663,274 998,529 Revenue from recovery of
yang telah dihapusbukukan written-off assets
Keuntungan (kerugian) 999,743 753,631 Gains (losses) on changes
selisih kurs mata uang in foreign exchange rates
asing
Pendapatan operasional 647,828 855,405 Other operating income
lainnya
Pembentukan kerugian Allowances for impairment
penurunan nilai losses
Pembentukan penyisihan ( 13,797,181 ) ( 13,976,618 ) Allowances for impairment
kerugian penurunan nilai losses on earnings assets
aset produktif
Beban operasional lainnya Other operating expenses
Beban umum dan ( 13,569,285 ) ( 12,241,127 ) General and administrative
administrasi expenses
Beban penjualan ( 527,649 ) ( 689,228 ) Selling expenses
Beban sewa, ( 1,048,851 ) ( 1,098,142 ) Rent, maintenance and
pemeliharaan, dan improvement expenses
perbaikan
Beban provisi dan komisi ( 222,892 ) ( 375,661 ) Other fees and
commissions expenses
Beban operasional ( 2,588,372 ) ( 2,965,803 ) Other operating expenses
lainnya
Jumlah laba operasional 9,749,774 6,009,457 Total profit from operation
Pendapatan dan beban bukan Non-operating income and
operasional expense
Pendapatan bukan operasional 57,721 4,627 Non-operating income
 Beban bukan operasional ( 170,871 ) ( 78,225 ) Non-operating expenses
Jumlah laba (rugi) sebelum pajak 9,636,624 5,935,859 Total profit (loss) before tax
penghasilan
Pendapatan (beban) pajak ( 1,864,242 ) ( 1,591,536 ) Tax benefit (expenses)
Jumlah laba (rugi) dari operasi 7,772,382 4,344,323 Total profit (loss) from continuing
yang dilanjutkan operations
Jumlah laba (rugi) 7,772,382 4,344,323 Total profit (loss)
Pendapatan komprehensif Other comprehensive income,
lainnya, setelah pajak after tax
Pendapatan komprehensif Other comprehensive
lainnya yang tidak akan income that will not be
direklasifikasi ke laba rugi, reclassified to profit or loss,
setelah pajak after tax
Pendapatan komprehensif 0 0 Other comprehensive
lainnya atas keuntungan income for gains (losses)
(kerugian) hasil revaluasi on revaluation of property
aset tetap, setelah pajak and equipment, after tax
Pendapatan komprehensif 521,552 ( 647,095 ) Other comprehensive
lainnya atas pengukuran income for remeasurement
kembali kewajiban manfaat of defined benefit
pasti, setelah pajak obligation, after tax
Jumlah pendapatan 521,552 ( 647,095 ) Total other comprehensive
komprehensif lainnya yang income that will not be
tidak akan direklasifikasi ke reclassified to profit or loss,
laba rugi, setelah pajak after tax
Pendapatan komprehensif Other comprehensive
lainnya yang akan income that may be
direklasifikasi ke laba rugi, reclassified to profit or loss,
setelah pajak after tax
Keuntungan (kerugian) ( 19,956 ) 36,113 Gains (losses) on
selisih kurs penjabaran, exchange differences on
setelah pajak translation, after tax
Keuntungan (kerugian) ( 627,446 ) 1,054,510 Unrealised gains (losses)
yang belum direalisasi atas on changes in fair value of
perubahan nilai wajar aset available-for-sale financial
keuangan yang tersedia assets, after tax
untuk dijual, setelah pajak
Jumlah pendapatan ( 647,402 ) 1,090,623 Total other comprehensive
komprehensif lainnya yang income that may be
akan direklasifikasi ke laba reclassified to profit or loss,
rugi, setelah pajak after tax
Jumlah pendapatan ( 125,850 ) 443,528 Total other comprehensive
komprehensif lainnya, setelah income, after tax
pajak
Jumlah laba rugi komprehensif 7,646,532 4,787,851 Total comprehensive income
Laba (rugi) yang dapat Profit (loss) attributable to
diatribusikan
Laba (rugi) yang dapat 7,746,317 4,319,544 Profit (loss) attributable to
diatribusikan ke entitas induk parent entity
Laba (rugi) yang dapat 26,065 24,779 Profit (loss) attributable to
diatribusikan ke kepentingan non-controlling interests
non-pengendali
Laba rugi komprehensif yang Comprehensive income
dapat diatribusikan attributable to
Laba rugi komprehensif yang 7,636,165 4,748,862 Comprehensive income
dapat diatribusikan ke entitas attributable to parent entity
induk
Laba rugi komprehensif yang 10,367 38,989 Comprehensive income
dapat diatribusikan ke attributable to non-controlling
kepentingan non-pengendali interests
Laba (rugi) per saham Earnings (loss) per share
Laba per saham dasar Basic earnings per share
diatribusikan kepada pemilik
entitas induk
Laba (rugi) per saham 416
dasar dari operasi yang
dilanjutkan
attributable to equity owners
of the parent entity
232 Basic earnings (loss) per
share from continuing
operations
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

30 September 2021

Laporan perubahan Statement of changes in

ekuitas equity
Saldo laba yang telah
Cadangan perubahan nilai Ekuitas yang dapat
Cadangan selisih kurs ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor Saham tresuri Cadangan revaluasi wajar aset keuangan tersedia Cadangan lainnya diatribusikan kepada entitas Kepentingan non-pengendali Ekuitas
penjabaran penggunaannya-cadangan ditentukan penggunaannya
untuk dijual induk
umum dan wajib
Reserve for changes in fair Appropriated retained
Reserve of exchange Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital Treasury stocks Revaluation reserves value of available-for-sale Other reserves earnings-general and legal Non-controlling interests Equity
differences on translation earnings entity
financial assets reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum 9,054,807 14,568,468 ( 79,449 ) 14,962,961 23,254 2,424,779 2,256,999 2,778,412 64,202,289 110,192,520 2,679,679 112,872,199 Balance before restatement at
penyajian kembali beginning of period
Posisi ekuitas, awal periode 9,054,807 14,568,468 ( 79,449 ) 14,962,961 23,254 2,424,779 2,256,999 2,778,412 64,202,289 110,192,520 2,679,679 112,872,199 Equity position, beginning of the
period
Laba (rugi) 7,746,317 7,746,317 26,065 7,772,382 Profit (loss)
Pendapatan komprehensif lainnya ( 19,957 ) ( 654,336 ) 564,141 ( 110,152 ) ( 15,698 ) ( 125,850 ) Other comprehensive income
Distribusi dividen kas ( 820,101 ) ( 820,101 ) ( 820,101 ) Distributions of cash dividends
Kenaikan (penurunan) ekuitas ( 128,026 ) ( 128,026 ) ( 128,026 ) Increase (decrease) in equity
melalui transaksi saham tresuri through treasury stock transactions
Transaksi ekuitas lainnya 2,441,786 ( 449,873 ) 706,069 2,697,982 2,697,982 Other equity transactions
Posisi ekuitas, akhir periode 9,054,807 17,010,254 ( 207,475 ) 14,513,088 3,297 1,770,443 2,256,999 2,778,412 72,398,715 119,578,540 2,690,046 122,268,586 Equity position, end of the period
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

30 September 2020

Laporan perubahan ekuitas Statement of changes in

equity
Saldo laba yang telah
Cadangan perubahan nilai Ekuitas yang dapat
Cadangan selisih kurs ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor Saham tresuri Cadangan revaluasi wajar aset keuangan tersedia Cadangan lainnya diatribusikan kepada entitas Kepentingan non-pengendali Ekuitas
penjabaran penggunaannya-cadangan ditentukan penggunaannya
untuk dijual induk
umum dan wajib
Reserve for changes in fair Appropriated retained
Reserve of exchange Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital Treasury stocks Revaluation reserves value of available-for-sale Other reserves earnings-general and legal Non-controlling interests Equity
differences on translation earnings entity
financial assets reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum penyajian 9,054,807 14,568,468 14,946,879 47,199 ( 822,278 ) 2,256,999 2,778,412 79,685,093 122,515,579 2,488,369 125,003,948 Balance before restatement at
kembali beginning of period
Penyesuaian Adjustments
Penerapan awal standar akuntansi ( 12,940,315 ) ( 12,940,315 ) ( 12,940,315 ) Initial adoption of new and revised
baru dan revisi accounting standards
Posisi ekuitas, awal periode 9,054,807 14,568,468 14,946,879 47,199 ( 822,278 ) 2,256,999 2,778,412 66,744,778 109,575,264 2,488,369 112,063,633 Equity position, beginning of the period
Laba (rugi) 4,319,544 4,319,544 24,779 4,344,323 Profit (loss)
Pendapatan komprehensif lainnya 36,113 1,037,889 ( 644,684 ) 429,318 14,210 443,528 Other comprehensive income
Distribusi dividen kas ( 3,846,119 ) ( 3,846,119 ) ( 3,846,119 ) Distributions of cash dividends
Kenaikan (penurunan) ekuitas melalui ( 79,449 ) ( 79,449 ) ( 79,449 ) Increase (decrease) in equity through
transaksi saham tresuri treasury stock transactions
Transaksi ekuitas lainnya ( 350,282 ) 358,675 8,393 8,393 Other equity transactions
Posisi ekuitas, akhir periode 9,054,807 14,568,468 ( 79,449 ) 14,596,597 83,312 215,611 2,256,999 2,778,412 66,932,194 110,406,951 2,527,358 112,934,309 Equity position, end of the period
[4510000] Statement of cash flows, direct method - Financial and Sharia Industry

Laporan arus kas Statement of cash

flows
30 September 2021 30 September 2020
Arus kas dari aktivitas operasi Cash flows from operating
activities
Arus kas sebelum Cash flows before changes
perubahan dalam aset dan in operating assets and
liabilitas operasi liabilities
Penerimaan bunga, hasil 36,907,618 42,216,158 Interest, investment
investasi, provisi, dan income, fees and
komisi commissions received
Pembayaran bunga dan ( 8,921,536 ) ( 15,619,977 ) Payments Of Interest And
bonus, provisi dan komisi Bonus Fees And
Commissions
Penerimaan premi asuransi 3,896,904 3,467,390 Receipts from insurance
premiums
Penerimaan dari ( 2,967,913 ) ( 2,470,921 ) Receipts from (payments
(pembayaran kepada) to) customers
nasabah
Pendapatan dari transaksi 11,492,344 6,910,360 Income from other
operasional lainnya operating transactions
Pembayaran beban ( 17,418,978 ) ( 13,934,304 ) Payments for other
operasional lainnya operating expenses
Penerimaan pendapatan ( 113,150 ) ( 73,599 ) Receipts from
non-operasional non-operating income
Penerimaan (pengeluaran) ( 2,519,631 ) ( 1,562,313 ) Other cash inflows
kas lainnya dari aktivitas (outflows) from operating
operasi activities
Penurunan (kenaikan) aset Decrease (increase) in
operasi operating assets
Penurunan (kenaikan) ( 5,844,690 ) 29,942,768 Decrease (increase) in
penempatan pada bank lain placements with other
dan bank indonesia banks and bank indonesia
Penurunan (kenaikan) efek ( 1,917,345 ) 3,678,633 Decrease (increase) in
yang diperdagangkan marketable securities
Penurunan (kenaikan) efek ( 16,844,211 ) ( 47,020,813 ) Decrease (increase) in
yang dibeli dengan janji securities purchased under
dijual kembali resale agreements
Penurunan (kenaikan) 2,005,313 1,942,612 Decrease (increase) in bills
wesel ekspor dan tagihan and other receivables
lainnya
Penurunan (kenaikan) 323,151 82,473 Decrease (increase) in
tagihan akseptasi acceptance receivables
Penurunan (kenaikan) 10,665,073 ( 31,080,707 ) Decrease (increase) in
pinjaman yang diberikan loans
Penurunan (kenaikan) aset ( 1,765,295 ) ( 696,994 ) Decrease (increase) in
lainnya other assets
Kenaikan (penurunan) Increase (decrease) in
liabilitas operasi operating liabilities
Kenaikan (penurunan) ( 869,164 ) 218,931 Increase (decrease) in
liabilitas segera obligations due immediately
Kenaikan (penurunan) giro 17,384,523 52,058,073 Increase (decrease) in
dan tabungan simpanan current accounts and
nasabah customers savings
Kenaikan (penurunan) 3,597,509 39,264,933 Increase (decrease) in
deposito berjangka customers time deposits
nasabah
 Kenaikan (penurunan) 14,333,418 ( 1,434,896 ) Increase (decrease) in
simpanan dari bank lain other banks saving
deposits
Kenaikan (penurunan) 535,011 ( 1,609,275 ) Increase (decrease) in
liabilitas akseptasi acceptance payables
Kenaikan (penurunan) 0 ( 569,750 ) Increase (decrease) in
dana syirkah temporer temporary syirkah funds
Kenaikan (penurunan) 4,635,222 2,310,198 Increase (decrease) in
liabilitas lainnya other liabilities
Jumlah arus kas bersih yang 46,594,173 66,018,980 Total net cash flows received
diperoleh dari (digunakan from (used in) operating
untuk) aktivitas operasi activities
Arus kas dari aktivitas investasi Cash flows from investing
activities
Pencairan (penempatan) ( 13,601,154 ) ( 4,399,464 ) Withdrawal (placement) of
obligasi dan (atau) sukuk bonds and (or) sukuk
Penerimaan dari penjualan ( 2,086,412 ) ( 900,261 ) Proceeds from disposal
(perolehan) aset tetap (acquisition) of property and
equipment
Pencairan (penempatan) 8,108,906 ( 2,547,431 ) Withdrawal (placement) of
efek-efek yang marketable securities
diperdagangkan
Jumlah arus kas bersih yang ( 7,578,660 ) ( 7,847,156 ) Total net cash flows received
diperoleh dari (digunakan from (used in) investing
untuk) aktivitas investasi activities
Arus kas dari aktivitas Cash flows from financing
pendanaan activities
Pembayaran pinjaman yang ( 4,220,658 ) ( 9,171,002 ) Payments for borrowings
diterima
Penerimaan dari penerbitan 15,729,899 Proceeds from bonds issuance
obligasi
Penjualan (pembelian) dari ( 128,026 ) ( 79,449 ) Sales (purchase) of treasury
saham tresuri stocks
Pembayaran dividen dari ( 820,101 ) ( 3,846,119 ) Dividends paid from financing
aktivitas pendanaan activities
Penerimaan (pengeluaran) kas 361,585 548,066 Other cash inflows (outflows)
lainnya dari aktivitas from financing activities
pendanaan
Jumlah arus kas bersih yang 10,922,699 ( 12,548,504 ) Total net cash flows received
diperoleh dari (digunakan from (used in) financing
untuk) aktivitas pendanaan activities
Jumlah kenaikan (penurunan) 49,938,212 45,623,320 Total net increase (decrease) in
bersih kas dan setara kas cash and cash equivalents
Kas dan setara kas arus kas, awal 126,907,599 81,184,598 Cash and cash equivalents cash
periode flows, beginning of the period
Efek perubahan nilai kurs pada 761,123 512,469 Effect of exchange rate changes
kas dan setara kas on cash and cash equivalents
Kenaikan (penurunan) kas dan ( 37,613,983 ) Other increase (decrease) in cash
setara kas lainnya and cash equivalents
Kas dan setara kas arus kas, 139,992,951 127,320,387 Cash and cash equivalents cash
akhir periode flows, end of the period