Em Registered Format

RECORDING LETTER EVIDENCING DEPOSIT OF TITLE DEEDS
(EQUITABLE MORTGAGE)
From :
Smt. YELLAMMA
W/o ________________,
Aged about ____ years,
No. ___________________,
BANGALORE _______
(hereinafter referred to as MORTGAGOR, which term shall mean and include her
legal representatives, legal heirs, administrators, executors, assigns, etc.)
To:
THE SARASWAT CO-OPERATIVE BANK LIMITED,

Chamarajpet Branch,
Shankar Mutt Road,
BANGALORE 560 018,
represented by its Manager
Miss. SUSHMA PRABHU
(hereinafter referred to as MORTGAGEE, which term shall mean and include its
representatives, Officers, Managers, Successors-in-Office, executors, assigns,
etc.)
Madam,
I, YELLAMMA, the Mortgagor above named, do hereby solemnly affirm and

declare as under:
1. I have delivered and deposited with you on this, the __________ day of April
Two Thousand Eleven (______.4.2011) at Bangalore, the title deeds, documents
and writings, details of which are mentioned in Schedule No. I, hereunder written,
relating to the property lying being and situate at House Property bearing
No. 133, present BBMP “B” Khatha No. 29/133/1280,
Kodichikkanahalli, Begur Hobli, Bangalore South Taluk solely
belonging to me and more particularly described in the Schedule II hereunder
written, with an intent to create security by way of mortgage by deposit of title
deeds, in your favour for a sum of Rs. ___________/- (Rupees
__________________ only) advanced/to be advanced to me and my son Sri
Shanthakumar by way of Housing loan/Term Loan.
The said Housing Loan is repayable by way of _______ equal monthly
instalments, at the rate of _______ % p.a. (floating) with monthly rests or at such
rates/rests as may be prescribed by the Mortgagee/Bank from time to time and
also as per the Directives of Reserve Bank of India
The Mortgagor shall also pay an additional 2% penal interest in case of delayed
payment, and for the due repayment of all advances of any nature due or
pending or that may be made or become due hereafter from time to time either in
respect of facilities granted to me or in any other account or accounts of
ourselves and whether at Chamarajpet Branch, Bangalore or any other Branch or
Office of the Bank and also for the due observances, performance and discharge
by me, of any obligation to the Bank which may give rise to the pecuniary
liabilities.
2. I confirm that there are neither subsisting charges and or agreements for
sale for the sale of the above property nor has any prospective or any intending
purchaser taken possession of it or part of it. I also confirm that no notice from
any Govt. authority, Municipality has been issued or received by me for
acquisition of the said property. The said property is free from encumbrances
and the title deeds deposited as aforesaid are the only documents relating to the
said property in my possession. I hereby undertake to deliver to the Bank any
further document or title deeds that may come to my possession hereafter.
3. I further state that I am duly authorized to create Equitable Mortgage by

Deposit of Title Deeds of the said property in your favour.
4. And I undertake to execute a Legal Mortgage in English Form of the said

property in your favour at my costs whenever called upon by you to do so.
5. I further assure you that the said property is free from all encumbrances and
charges and the same absolutely belongs to me.
Thanking you,
Your’s
faithfully,
(Smt. YELLAMMA)
SCHEDULE – I
PART-I- DESCRIPTION OF THE DOCUMENTS
-----------------------------------------------------------------------------------------------------------
-
Sl. No. Date Description

-----------------------------------------------------------------------------------------------------------
-
1. 20.8.92 Hakku Patra (Hakku Patra) issued by

the Tahsildar,
Bangalore South Taluk, in the name of Smt.
Yellamma
(XEROX COPY)
2 20.6.2001 Khatha Assessment Extract issued by CMC,

Bommanahalli in the name of Smt.
Yellamma
(XEROX COPY)
3. ----- Khatha Assessment Extract issued by CMC,

Bommanahalli in the name of Smt.
Yellamma
(XEROX COPY)
4. 29.4.2011 “B” Khatha issued by BBMP in the name

of Smt. Yellamma (ORIGINAL)
5. 2.5.2011 Tax paid Receipt issued by BBMP in the

name
of Smt. Yellamma for the period 2011-12
(ORIGINAL)
6. 1.7.2010 Encumbrance Certificate from 1.4.92 to

28.6.2010 issued by the Sub-Registrar,
Bommanahalli (ORIGINAL)
7. 2.5.20110 Nil-Encumbrance Certificate from 28.6.2010

to
1.5.2011 issued by the Sub-Registrar,
Bommanahalli
(ORIGINAL)
8. 1.8.2004 Sanction Plan issued by CMC,
Bommanahalli
(XEROX COPY)
---------------------------------------------------------------------------------------
SCHEDULE – II
(SCHEDULE PROPERTY BELONGING TO THE MORTGAGOR)
All the piece and parcel of House Property bearing No. 133,
present BBMP “B” Khatha No. 29/133/1280, Kodichikkanahalli,
Begur Hobli, Bangalore South Taluk, measuring East to West: 30’
and North to South: 40’, in all measuring 1200 sq. ft. and
bounded on the:
East by : Road
West by : Property No. 134
North by : Road
South by : Road
Alongwith buildings constructed/to be constructed thereon.
-----------------------------------------------------------------------------------------------------------
-
IN WITNESS WHEREOF, the MORTGAGOR and the

MORTGAGEE have signed and executed this MORTGAGE BY DEPOSIT
OF TITLE DEEDS, on the day, month and year first above written in the
presence of the following Witnesses.
WITNESSES:
1.
MORTGAGOR
2.
MORTGAGEE
RECORDING LETTER EVIDENCING DEPOSIT OF TITLE

DEEDS
From :
Sri JOSEPH PRABHAKAR DAS

S/o Late J. Amala Dass,
aged about 46 years,
No. 1387, Keerthi Layout,
St. Thomas Town Post,
Kammanahalli,
BANGALORE 560 084.
(hereinafter referred to as MORTGAGOR, which term shall mean

and include his legal representatives, legal heirs, administrators,
executors, assigns, etc.)
To:

Bengaluru Branch,
100 ft. road, 4th Block,
Koramangala,
BANGALORE 560 034,
Mrs. AMITA THAKRE
(hereinafter referred to as MORTGAGEE, which term shall mean

and include its representatives, Officers, Managers, Successors-in-
Office, executors, assigns, etc.)
Madam,
I, JOSEPH PRABHAKAR DAS, the Mortgagor above named,
do hereby solemnly affirm and declare as under:
1. I have delivered and deposited with you on this, the

Twenty Eighth day of April Two Thousand Eleven (28.4.2011) at
Bangalore, the title deeds, documents and writings, details of
which are mentioned in Schedule No. I, hereunder written,
relating to the property lying being and situate at Eastern portion
of Property bearing No. 13 (erstwhile Khatha No. 78/2), Old V.P.
Khatha No. 50/13, “B” Khatha No. 835/13/50/78/2, K. Channasandra
Village, K.R. Puram Hobli, Bangalore East Taluk BANGALORE solely
belonging to me and more particularly described in the Schedule
II hereunder written, with an intent to create security by way of
mortgage by deposit of title deeds, in your favour for a sum of Rs.
11,00,000/- (Rupees Eleven Lakhs only) advanced/to be
advanced to me by way of Housing loan/Term Loan.
The said Housing Loan is repayable on demand, but not

lesser than 84 equal monthly instalments of Rs. 18,650/-, at the
rate of 9.75% p.a. (floating) [PLR-4.75% i.e., at present PLR is
14.00%] with monthly rests or at such rates/rests as may be
prescribed by the Mortgagee/Bank from time to time, as per the
Directives of Reserve Bank of India.
The Mortgagor shall also pay an additional penal interest

of 2% p.a. over the Rate of Interest applicable on overdue
installment/s and from the date of default till the date of
payment, in case of delayed payment, and for the due repayment
of all advances of any nature due or pending or that may be
made or become due hereafter from time to time either in respect
of facilities granted to me or in any other account or accounts of
ourselves and whether at Bengaluru Branch, Koramangala,
Bangalore or any other Branch or Office of the Bank and also for
the due observances, performance and discharge by me, of any
obligation to the Bank which may give rise to the pecuniary
liabilities.
2. I confirm that there are neither subsisting charges and or
agreements for sale for the sale of the above property nor has
any prospective or any intending purchaser taken possession of it
or part of it. I also confirm that no notice from any Govt.
authority, Municipality has been issued or received by me for
acquisition of the said property. The said property is free from
encumbrances and the title deeds deposited as aforesaid are the
only documents relating to the said property in my possession. I
hereby undertake to deliver to the Bank any further document or
title deeds that may come to my possession hereafter.
3. I further state that I am duly authorized to create

Equitable Mortgage by Deposit of Title Deeds of the said property
in your favour.
4. And I undertake to execute a Legal Mortgage in English

Form of the said property in your favour at my costs whenever
called upon by you to do so.
5. I further assure you that the said property is free

from all encumbrances and charges and the same absolutely
belongs to me.
Thanking you,
Your’s
faithfully,
Sri JOSEPH PRABHAKAR

DAS
SCHEDULE – I
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-----------
---------------------------------------------------------------------------
-----------
1. 18.1.89 Sale Deed executed by
Chikkamunishamappa
and Sri Revanna in favour of Sri N. Shivaram, in respect of Sy. No.
78/2, K. Channasandra, registered in the Office of the Sub-Registrar,
Bangalore South Taluk, as No. 13693/88-89, pages 195-198 of Book
I.
(XEROX COPY)
2. 10.3.2011 RTC for the period 1980-81 to 1987-

88 in
respect of Sy. No. 78/2, K. Channasandra, issued by Taluk
Sheristedar, Bangalore East Taluk
(XEROX COPY)

93 in
(XEROX COPY)

98 in
(XEROX COPY)

02 in
(XEROX COPY)
6. 12.12.2002 Sale Deed executed by Sri N.

Shivaram in favour
of Sri K.V. Gangadharaiah. This document is registered in the office
of the Sub-Registrar, K.R. Puram as No. 13908/2002-03 and stored in
CD No. 66 (XEROX COPY)
7. 10.3.2011 Computerised Mutation Register

Extract No.
MR 11/2002-03 issued by Village Accountant, Bangalore East Taluk
(XEROX COPY)
8. 30.4.2003 Death Certificate of Sri K.V.

Gangadharaiah
issued by Chief Registrar of Births and Deaths, Bangalore South
Taluk (XEROX COPY)
9. ----- Family Tree of Late Sri K.V.

Gangadharaiah
issued by Village Accountant, Bangalore East Taluk (XEROX COPY)
10. 4.7.2003 General Power of Attorney executed

by Smt.
Chowdamma, G. Manjunatha, Kum. Mamatha (minor), Smt.
Hanumanthamma, G. Gunashekar, G. Sandeep (minor) G. Gayathri
(minor), minors represented by natural guardian and mother Smt.
Hanumanthamma in favour of Sri K.V. Venkataramana and Sri K.V.
Srinivasa
(XEROX COPY)
11. ----- Layout sketch in respect of Sy. No.

78/2
(XEROX COPY)
12. 15.12.2003 Sale Deed executed by Smt.

Chowdamma and
others, represented by their GPA Holders Sri K.V. Venkataramana
and Sri K.V. Srinivasa in favour of Miss. A. Jacinta Vergini Deepa,
registered in the Office of the Sub-Registrar, K.R. Puram as No.
18680/2003-04 and stored in C.D. No. 122 (ORIGINAL)
13. ----- Khatha Assessment Extract issued

by
Horamavu Village Panchayat in the name of Miss. A. Jacinta Vergini
Deepa
(XEROX COPY)
14. 3.1.2011 “B” Khatha Extract issued by BBMP

in the
name of Miss. A. Jacinta Vergini Deepa
(ORIGINAL)
15. 15.11.2010 Tax paid Receipt issued by

BBMP, showing the
payment of property tax of Rs. 615/- for the period 2010-11 and paid
by Miss. A. Jacinta Vergini Deepa in respect of the Schedule property
(ORIGINAL)
16. 7.4.2004 Encumbrance Certificate for the

period
1.4.2003 to 29.3.2004 issued by Sub-Registrar, K.R. Puram
(ORIGINAL)
17. 23.9.2010 Nil-Encumbrance Certificate for the

period
1.4.2004 to 21.9.2010 issued by Sub-Registrar, Bidarahalli
(ORIGINAL)
18. 18.11.2010 Sale Agreement executed

between Miss. A. Jacinta
Vergini Deepa and Sri Jagadish Reddy (ORIGINAL)
19. 2.2.2011 Full Settlement Agreement between

Miss. A.
Jacinta Vergini Deepa and Sri Jagadish Reddy
(ORIGINAL)
20. 4.3.2011 Sale Agreement executed Sri

Jagadish Reddy
and Sri J. Prabhakar Das
(ORIGINAL)
21. 28.4.2011 Sale Deed executed by Jacinta

Vergini Deepa in favour
of Sri Joseph Prabhakar Das, with Sri Jagadish Reddy as Consenting
Witness, registered in the Office of the Sub-Registrar, Banaswadi, as
No. ________/2011-12 and stored in CD No. _______ of Book I
-----------------------------------------------------------------------------------
------------
SCHEDULE – II
(SCHEDULE PROPERTY BELONGING TO THE
MORTGAGOR)
All the piece and parcel of the Eastern portion of Property bearing
No. 13 (erstwhile Khatha No. 78/2), Old V.P. Khatha No. 50/13, “B”
Khatha No. 835/13/50/78/2, K. Channasandra Village, K.R. Puram
Hobli, Bangalore East Taluk BANGALORE, measuring East to West:
31’5” and North to South: 45’ , in all measuring 1417.5 sq. ft. and
bounded on the:
East by : Property bearing No. 12
West by : Remaining portion of same Site No. 13
North by : Private Property
South by : 30 ft. road
Together with building/s constructed/to be constructed thereon

-----------------------------------------------------------------------------------
------------

MORTGAGEE have signed and executed this MORTGAGE BY
DEPOSIT OF TITLE DEEDS, on the day, month and year first
above written in the presence of the following Witnesses.
WITNESSES:
1.
MORTGAGOR
2.
MORTGAGEE
RECORDING LETTER EVIDENCING DEPOSIT OF TITLE DEEDS

From :
Sri B.L. VASUDEVA

S/o B. Lakshme Gowda,
aged about ___ years,
No. 2010/A, “D” Block, 2nd Stage,
Rajajinagar,
BANGALORE 560 010.
(hereinafter referred to as MORTGAGOR, which term shall

mean and include his legal representatives, legal heirs,
administrators, executors, assigns, etc.)
To:

Bengaluru Branch,
100 ft. road, 4th Block,
Koramangala,
BANGALORE 560 034,
Miss. AMITA THAKRE
(hereinafter referred to as MORTGAGEE, which term shall

mean and include its representatives, Officers, Managers,
Successors-in-Office, executors, assigns, etc.)
Madam,
I, B.L. VASUDEVA, the Mortgagor above named, do

hereby solemnly affirm and declare as under:
1. I have delivered and deposited with you on this, the

__________ day of April Two Thousand Eleven (______.4.2011)
at Bangalore, the title deeds, documents and writings,
details of which are mentioned in Schedule No. I, hereunder
written, relating to the property lying being and situate at
Property bearing No. 109, Old Khatha No. 28/49/1, present
BBMP “B” Khatha Sl. No. 559, Manjunatha Layout,
Munnekolalu, BANGALORE, solely belonging to me and more
particularly described in the Schedule II hereunder written,
with an intent to create security by way of mortgage by
deposit of title deeds, in your favour for a sum of Rs.
15,86,000/- (Rupees Fifteen Lakhs Eighty Six Thousand
only) advanced/to be advanced to me by way of Housing
loan/Term Loan.
The said Housing Loan is repayable by way of 180 equal

monthly instalments, at the rate of 9.75 % p.a. (floating)
with monthly rests or at such rates/rests as may be
prescribed by the Mortgagee/Bank from time to time, as per
the Directives of Reserve Bank of India.
The Mortgagor shall also pay an additional 2% penal interest

in case of delayed payment, and for the due repayment of all
advances of any nature due or pending or that may be made
or become due hereafter from time to time either in respect
of facilities granted to me or in any other account or
accounts of ourselves and whether at Bengaluru Branch,
Koramangala, Bangalore or any other Branch or Office of the
Bank and also for the due observances, performance and
discharge by me, of any obligation to the Bank which may
give rise to the pecuniary liabilities.
2. I confirm that there are neither subsisting charges and or

agreements for sale for the sale of the above property nor
has any prospective or any intending purchaser taken
possession of it or part of it. I also confirm that no notice
from any Govt. authority, Municipality has been issued or
received by me for acquisition of the said property. The said
property is free from encumbrances and the title deeds
deposited as aforesaid are the only documents relating to
the said property in my possession. I hereby undertake to
deliver to the Bank any further document or title deeds that
may come to my possession hereafter.
3. I further state that I am duly authorized to create

Equitable Mortgage by Deposit of Title Deeds of the said
property in your favour.
4. And I undertake to execute a Legal Mortgage in English

Form of the said property in your favour at my costs
whenever called upon by you to do so.
5. I further assure you that the said property is free from all
encumbrances and charges and the same absolutely belongs
to me.
Thanking you,
Your’s
faithfully,
Sri B.L.
VASUDEVA
SCHEDULE – I
---------------------------------------------------------------------
-----------------

---------------------------------------------------------------------
-----------------
1. ----- RTC issued by Village Accountant,

Ramagondanahalli Village
Panchayat, in respect of Sy. No.
49/1, Munnekolalu
(XEROX COPY)

by
Sriyuths Jayarama Reddy, M. Raja
Reddy, Annaiah Reddy, A. Nagaraja
Reddy, M.N. Krishna Reddy and K.
Srinivasa Reddy, in favour of Sri M.
Raghunath, registered in the Office
of the Sub-Registrar, Bangalore
South Taluk, as No. 311/88-89,
pages 185-189, Vol. 59, Book IV.
(XEROX COPY)
3. 29.6.2002 Sale Deed executed by Sri Jayarama

Reddy and
others, represented by their GPA
Holder Sri M. Raghunath, in favour of
Smt. Vasantha Harish, registered in
the Office of the Sub-Registrar,
Bangalore South Taluk, as No.
3736/2002-03 and stored in CD No.
80 (XEROX COPY)

Vasantha Harish in
favour of Sri B.L. Vasudeva,
registered in the Office of the Sub-
Registrar, Bangalore South Taluk, as
No. 9897/2002-03 and stored in CD
No. 89 (ORIGINAL)
5. 8.10.2010 “B” Khatha issued by BBMP, in the

name of Sri B.L. Vasudeva
(ORIGINAL)
6. 13.5.2010 Tax paid Receipt issued by BBMP,

showing the
payment of property tax of Rs. 340/-
for the period 2010-11 and the same
is paid by Sri B.L. Vasudeva in
respect of the Schedule property
(ORIGINAL)

period
1.4.88 to 2.7.2002 issued by the
Sub-Registrar, Bangalore South
Taluk (ORIGINAL)

period
1.4.96 to 31.3.2004 issued by Sub-
Registrar, Bommanahalli (ORIGINAL)

period
1.4.96 to 1.12.2010 issued by Sub-
Registrar, Varthur (ORIGINAL)
10. 25.10.2010 Licence from BBMP in the name

of Sri B.L.
Vasudeva (ORIGINAL)
11. 25.10.2010 Sanction Plan from BBMP in the

name of Sri
B.L. Vasudeva (ORIGINAL)
----------------------------------------------------------------------
-----------------
SCHEDULE – II
(SCHEDULE PROPERTY BELONGING TO THE
MORTGAGOR)
All the piece and parcel of Property bearing No.

109, Old Khatha No. 28/49/1, present BBMP “B” Khatha
Sl. No. 559, Manjunatha Layout, Munnekolalu,
BANGALORE, measuring East to West: 40’ and North to
South: 30’, in all measuring 1200 sq. ft. and bounded
on the
East by : Road
North by : Property No. 108
South by : Property No. 110
Alongwith buildings constructed/to be constructed thereon.
------------------------------------------------------------------------
-----------------

MORTGAGEE have signed and executed this
MORTGAGE BY DEPOSIT OF TITLE DEEDS, on the day,
month and year first above written in the presence of the
following Witnesses.
WITNESSES:
1.
MORTGAGOR
2.
MORTGAGEE
THE ZONAL MANAGER, 14 MAR

2011
The Saraswat Co-operative
Bank Limited,
Zonal Office, Koramangala,
BANGALORE 560 034. ons*
Respected Sir,
Sub :- LEGAL OPINION in respect of

Property bearing No. 109 (in erstwhile Sy.
No. 49/1), Khatha No. 28/49/1, present
BBMP “B” Khatha Sl. No. 559, Manjunatha
Layout, Munnekolalu, BANGALORE
belonging to Sri B.L. VASUDEVA
**************
I have perused and scrutinised the following documents
to give my OPINION in respect of the Schedule property:
PART- I- DESCRIPTION OF THE DOCUMENTS
----------------------------------------------------------------------
-----------------
Doc No. Date Description
----------------------------------------------------------------------
-----------------
1. ----- RTC issued by Village Accountant,
Ramagondanahalli Village
Panchayat, in respect of Sy. No.
49/1, Munnekolalu
(XEROX COPY)

by
Sriyuths Jayarama Reddy, M. Raja
Reddy, Annaiah Reddy, A. Nagaraja
Reddy, M.N. Krishna Reddy and K.
Srinivasa Reddy, in favour of Sri M.
Raghunath, registered in the Office
pages 185-189, Vol. 59, Book IV.
(XEROX COPY)
3. 29.6.2002 Sale Deed executed by Sri Jayarama

Reddy and
others, represented by their GPA
Holder Sri M. Raghunath, in favour of
Smt. Vasantha Harish, registered in
80 (XEROX COPY)

Vasantha Harish in
favour of Sri B.L. Vasudeva,
No. 9897/2002-03 and stored in CD
No. 89 (ORIGINAL)
5. 8.10.2010 “B” Khatha issued by BBMP, in the

name of Sri B.L. Vasudeva (ORIGINAL)

showing the
is paid by Sri B.L. Vasudeva in
(ORIGINAL)

period
1.4.88 to 2.7.2002 issued by the
Sub-Registrar, Bangalore South
Taluk (ORIGINAL)

period
1.4.96 to 31.3.2004 issued by Sub-
Registrar, Bommanahalli (ORIGINAL)

period
1.4.96 to 1.12.2010 issued by Sub-
Registrar, Varthur (ORIGINAL)
10. 25.10.2010 Licence from BBMP in the name

of Sri B.L.
Vasudeva (ORIGINAL)
11. 25.10.2010 Sanction Plan from BBMP in the

name of Sri
B.L. Vasudeva (ORIGINAL)
----------------------------------------------------------------------
-----------------
DEED OF DISCHARGE
THIS DEED OF DISCHARGE OF MORTGAGE is made

and executed on this, the Fifteenth day of April Two
Thousand Eleven (15.4.2011) at BANGALORE;
BY
UCO BANK
[a Bank constituted under the Banking
Companies
(Acquisition and Transfer Undertakings) Act,
1970,
as amended by the Banking Companies
(Amendment)
Act, 1985
wholly owned by Govt. on India and having its
Head Office at Kolkata and one of its Branches
called as “Bangalore Cantonment Branch”,
M.G. Road
BANGALORE 560 001
represented by its Chief Manager
Sri RANJAN KUMAR MALLA
(hereinafter referred to as the FIRST PARTY which term

shall mean and includes its Officials, representatives,
Manager and Successors-in-Office)
Sri K.V. SREERAMULU
s/o Late Sri Venkata Subbaiah Setty,
No. 62, Renukambanagar
Off. Chunchghatta Main Road
7th Phase, J.P. Nagar,
BANGALORE 560 078.
(hereinafter referred to as the SECOND PARTY which term

shall mean and include his heirs, executors,
administrators and assigns)
WHEREAS, the FIRST PARTY had created

Memorandum of Equitable Mortgage by way of Deposit of
Title Deeds, dated 8.2.2010 for Rs. 3,50,00,000/- (Rupees
Three Crores Fifty Lakhs only). The said Mortgage was
registered in the Office of the Sub-Registrar, Kengeri, as
No. KEN-1-03556/2009-10 and stored in CD No. KEND413.
The said Mortgage comprised Item No. 1 i.e., Property
bearing Site No. 40, Khatha No. 832, (in converted land
bearing Sy. No. 1/9) Gidadakonenhalli Village,
Yeshwanthpura Hobli, Bangalore North Taluk,
BANGALORE, alongwith various other Items as mentioned
in the said registered Equitable Mortgage by way of
Deposit of Title Deeds, dated 8.2.2010.
NOW THIS DEED OF DISCHARGE OF EQUITABLE

MORTGAGE BY DEPOSIT OF TITLE DEEDS WITNESSETH AS
FOLLOWS:-
1. That in consideration of the amount of Rs.

40,50,000/- (Rupees Forty Lakhs Fifty Thousand only)
received by the First Party from the Second Party, the
First Party hereby discharges the Mortgage, dated
8.2.2010 only in respect of Property bearing Site No. 40,
Khatha No. 832, (in converted land bearing Sy. No. 1/9)
Gidadakonenhalli Village, Yeshwanthpura Hobli,
Bangalore North Taluk, BANGALORE, which is described in
Item No. 1 of the said Mortgage, dated 8.2.2010
registered in the Office of the Sub-Registrar, Kengeri, as
No. KEN-1-03556/2009-10 and stored in CD No. KEND413.
(The said property is morefully and particularly described
in the Schedule hereunder and hereinafter referred to as
the SCHEDULE PROPERTY)
2. The remaining properties mortgage insofar as it

pertains to Item Nos. 2 to 5 of the said Mortgage, dated
8.2.2010 remains and continues to be mortgaged in
favour of the First Party Bank.
3. The First Party shall not have any right or charge

in respect of the Schedule property mentioned below.
SCHEDULE PROPERTY
All the piece and parcel of the Property bearing Site
No. 40, Khatha No. 832, (in converted land bearing Sy.
No. 1/9) Gidadakonenhalli Village, Yeshwanthpura Hobli,
Bangalore North Taluk, BANGALORE measuring East to
West: 69 ¾ + 69½/2’ and North to South: 40’ and
bounded on the
East by : 30’ Road

West by : Private Property
North by : Propety bearing Site No. 39
South by : Property bearing Site No. 41
IN WITNESS WHEREOF, the FIRST PARTY and the

SECOND PARTY have signed and executed this Deed of
Discharge of Mortgage, on the date, month and year first
hereinabove written in the presence of the following
witnesses.
WITNESSES :
1.
FIRST PARTY
2.
SECOND PARTY
MEMORANDUM OF EQUITABLE MORTGAGE BY WAY

OF DEPOSIT OF TITLE DEEDS
This MEMORANDUM OF EQUITABLE MORTGAGE BY

DEPOSIT OF TITLE DEEDS is made and executed on this,
the ______ day of November Two Thousand Ten
(_____.11.2010) at BANGALORE;
BETWEEN:
Mr. RONALD PINAKAT JOHN

S/o Mr. John Pinakat Joseph,
No. 78, Ferns City, Outer Ring Road,
Doddanekundi,
BANGALORE 560 037.
(hereinafter referred to as the MORTGAGOR of the ONE

PART which term shall mean and include his heirs,
executors, administrators and assigns and
UCO BANK
Companies
1970,
(Amendment)
Act, 1985
M.G. Road
BANGALORE 560 001
Sri ________
(hereinafter referred to as the MORTGAGEE of the OTHER

PART which term shall mean and includes its Officials,
representatives, Manager and Successors-in-Office)
WHEREAS, the Mortgagor herein is the absolute

owner in possession and enjoyment of (1) Property
bearing Nos. 15 & 16 (Old Khatha Nos. 596 and 597),
present BBMP Khatha No. 316, Off. Ring Road,
Doddanekkundi, BANGALORE 560 037, (2) Property
bearing No. 17 (Old Khatha No. 598), present BBMP
Khatha No. 265, Off. Ring Road, Doddanekkundi,
BANGALORE 560 037 AND (3) Property bearing Nos. 18 &
19 (Old Khatha Nos. 599/600 and 764), present BBMP
Khatha No. 1899, Off. Ring Road, Doddanekkundi,
BANGALORE 560 037 morefully described in the Schedule
hereunder.
WHEREAS the MORTGAGOR is in peaceful

possession and enjoyment of the property morefully
described in the Schedule hereunder by virtue of the
transaction stated above. WHEREAS, the MORTGAGEE
has granted Term Loan facility of ` 97,00,000/- (Rupees
Ninety Seven Lakhs only) to the Mortgagor alongwith his
wife Mrs. Suraina Ramadas for which the MORTGAGOR
mentioned above, as security has already deposited the
title deeds pertaining to the Schedule property, with an
intention to create Mortgage by Deposit of Title Deeds in
favour of the Mortgagee and also to secure due
repayment of loan facility availed by him and accordingly
this Indenture is made.
NOW THIS MEMORANDUM OF EQUITABLE MORTGAGE BY

DEPOSIT OF TITLE DEEDS WITNESSETH AS FOLLOWS:-
1. That in consideration of the Mortgagee Bank

granting a sum of ` 97,00,000/- (Rupees Ninety Seven
Lakhs only) as Housing Loan by way of Term Loan facility
availed by the Mortgagor for the purpose of construction
of House, the Mortgagor hereby confirms the delivery of
all the Original Title Deeds pertaining to the Schedule
property which is morefully described in the Schedule
hereunder to the custody of the Mortgagee with an intent
to create charge on the title deeds of the Schedule
property, for clearing the due repayment of the loan
borrowed by the said Company.
2. The Mortgagor has already undertaken to clear the

said loan facility along with interest at the rate of 8.75%
p.a. with monthly rests and subject to change as per
Reserve Bank of India or Head Office Guidelines, issued
from time to time.
3. That the Mortgagor in consideration of the loan
sanctioned to him by the Mortgagee, hereby confirms the
deposit of title deeds pertaining to the Schedule property
as security for the due repayment of the aforesaid
amount due by it to the Mortgagee, together with such
penal interest charged and that the said Original title
deeds shall continue to be in the possession of the
Mortgagee as security for the financial assistance
provided/to be provided by the Mortgagee to the said
Borrower until all the amounts due to the Mortgagee is
discharged by the Mortgagor.
4. That the Mortgagor do hereby declare and covenant

that he shall not create any charge on the title deeds of
the Schedule property during the period of this Mortgage
until duly discharged by the Mortgagee.
5. And the Mortgagor further covenants that, if, at any

time during which these presents are in force, the
Mortgagee finds that any representation made to the
Mortgagee by the Mortgagor, either in this document or
elsewhere for obtaining the loan were false or if there is
any contravention of the covenants herein contained, the
whole of the debt due and outstanding shall become due
and payable after issuance of the Notice to the Mortgagor
to that effect and the Mortgagor further covenants that
they shall be bound by the Bank’s Bye-Laws and the
subsidiary Rules now existing and to be made hereafter.
6. The Mortgagor further covenants that during the

continuance of the aforesaid loan, he shall preserve the
Schedule property hereunder mentioned in good
condition and repairs and shall not remove any fixtures or
alter the property so as to decrease the value or utility
thereof and shall pay from time to time regularly all the
taxes and cesses levied thereon and produce the receipts
thereof the Mortgagee.
7. The Mortgagor hereby covenants that the Schedule

property shall be the security in respect of this debt
(Housing Loan) or Overdraft, Cash Credit that may now be
outstanding or may become outstanding in respect of this
loan/advances made to him. It is further covenanted that
until all the indebtedness in respect of the said loan,
Overdraft or Cash Credit accounts to the Mortgagee Bank
have been discharged in full under this Deed, this
Mortgage will be kept in force and shall continue to be as
Security for the loan availed from the Mortgagee Bank.
8. The Mortgagor further covenants that in case, it fails

to pay the taxes or cesses in time as aforesaid, the
Mortgagee may pay the same and the taxes and the
cesses so paid shall be treated as a charges payable by
the Mortgagors with interest, as per Bank rules.
9. The Mortgagor further covenants with the

Mortgagee that during the time the loan mentioned above
is in force he shall not alienate or create any other
change and that also liable for the full discharge of the
loans hereby secured. He further affirms the Bank that
the property is not encumbered except to the extent
shown above either by registered or an unregistered
document and there is no attachment by any Courts,
either, Civil or Criminal. There are no litigations,
whatsoever, pending in respect of the Schedule property
before any Court of Law.
10. The Mortgagor hereby covenants and declares that

he shall at all times hereafter indemnify and keep
indemnified the Mortgagee Bank against any loss,
damages, costs suffered by any reason of default
committed by the Mortgagor or any breach or any breach
of the covenants herein contained.
11. Save and except what are herein before provided,

the rights and obligations of the parties herein shall be
governed by the law in the force.
******
LIST OF DOCUMENTS/TITLE DEEDS ALREADY
DEPOSITED BY THE MORTGAGOR IN FAVOUR OF
THE MORTGAGEE BANK
----------------------------------------------------------------------
-----------------
Doc. Nos. Date Description
----------------------------------------------------------------------
-----------------
1. 5.6.1984 Sale Deed executed by Sri N.V.

Narayana
Reddy through his GPA holder Sri
C. Narayana Reddy in favour of Sri
Haridas Poonath. This document is
registered in the office of the Sub-
No. 1481/1984-85, pages 245 to
248, Vol 2126 of Book I. (CERTIFIED
COPY)

Narayana
No. 1482/1984-85, pages 141 to
COPY)
3. 10.11.1997 Death Certificate of Sri Haridas

Poonath issued
by Department of Municipal
Administation, Thiruvanathapuram,
which shows that Sri Haridas
Poonath expired on 1.11.1997.
(XEROX COPY)
4. 13.2.2003 Sale Deed executed by Smt. Indira
Poonath in
favour of Sri John Pinakat Joseph.
This document is registered in the
office of the Sub-Registrar, K.R.
Puram, as No. 1788/2002-03 of Book
I. (CERTIFIED COPY)
5. 29.5.2003 Khatha Assessment Extract issued

by CMC,
Mahadevapura, which shows that
the Khatha in respect of the property
bearing Site Nos. 15 & 16 stands in
the name of Sri John Pinakat Joseph
and assigned new Khatha no. 596/15
& 597/16. (ORIGINAL)
6. 7.9.2009 Gift Deed executed by Sri John

Pinakat Joseph
in favour of Sri Ronald Pinakat John,
which shows that the Donor has
gifted the property bearing Site Nos.
15, 16 & 17 in favour of the Donee.
office of the Sub-Registrar,
Mahadevapura, as No.
1824/2009-10 and stored in C.D. No.
42. (ORIGINAL)
7. 15.12.2009 Form “B” Khatha issued by

BBMP in the name
of Sri Ronald Pinakat John.
(ORIGINAL)

showing the
is paid by Sri Ronald Pinakat John.
(ORIGINAL)
period
1.6.1989 to 31.3.2002 issued by
Sub-Registrar, K.R. Puram
(ORIGINAL)

period
1.4.2002 to 31.3.2004 issued by
Sub-Registrar, K.R. Puram,
(ORIGINAL)

period
1.4.2004 to 2.7.2007 issued by Sub-
Registrar, Mahadevapura
(ORIGINAL)
12. 1.3.2010 Encumbrance Certificate issued by

the Sub-
Registrar, Mahadevapura, for the
period 2.7.2007 to 26.2.2010
(ORIGINAL)
13. 17.1.2003 Sale Deed executed by Sri N.R.

Sudhakara in
Puram, as No. 15813/2002-03 of
Book I. (ORIGINAL)

by CMC,
bearing Site No. 17 stands in the
name of Sri John Pinakat Joseph and
assigned new Khatha No. 598/17.
(ORIGINAL)
15 25.11.2009 Form “B” Khatha issued by
BBMP in the name
(ORIGINAL)

showing the
(ORIGINAL)

period
1.6.1989 to 31.3.2002 issued by
(ORIGINAL)

period
1.4.2002 to 31.3.2004 issued by
(ORIGINAL)

period
1.4.2004 to 2.7.2007 issued by Sub-
(ORIGINAL)

the Sub-
period 2.7.2007 to 26.2.2010
(ORIGINAL)

Narayana
Reddy in favour of Sri John Pinakat
Joseph. This document is registered
in the office of the Sub-Registrar,
4124/1983-84, pages 206 to 210,
Vol 2022 of Book I. (CERTIFIED
COPY)
22. 27.12.2002 Khatha Endorsement issued by

CMC,
Mahadevapura in the name of Sri
John Pinakat Joseph (ORIGINAL)
23. 18.12.2002 Khatha Assessment Extract

issued by CMC,
and assigned new Khatha No. 599 /
18 & 600/19. (ORIGINAL)
24. 20.12.2002 Betterment charges paid

Receipt issued by
CMC, Mahadevapura, showing the
payment of property tax of Rs.
42535/- and the same is paid by Sri
John Pinakat Joseph in respect of the
property bearing Site Nos. 18 & 19.
(ORIGINAL)

Pinakat Joseph
in favour of Sri Ronald Pinakat John.
Mahadevapura, as No. 1825/2009-10
and stored in C.D. No. 42.
(ORIGINAL)
26. 23.11.2009 Endorsement issued by BBMP
(ORIGINAL)
27. 23.11.2009 Khatha Extract issued by BBMP

(ORIGINAL)
28. 23.11.2009 Khatha Certificate issued by

BBMP in the name
of Sri Ronald Pinakat John in respect
of Site Nos. 18 & 19. (ORIGINAL)

showing the
payment of Property Tax of Rs. 985/-
(ORIGINAL)

period
1.6.1989 to 31.3.2004 issued by
(ORIGINAL)

period
1.4.2004 to 2.7.2007 issued by Sub-
Registrar, K.R. Puram, (ORIGINAL)

period
1.4.1983 to 31.5.1989 issued by
Sub-Registrar, Bommanahalli
(ORIGINAL)

the Sub-
period 2.7.2007 to 26.2.2010
(ORIGINAL)
34. 4.8.2005 Letter issued by the BDA, which
shows that the
land bearing Sy. No. 95/1 in which
site Nos. 15, 16, 17, 18 & 19 are
regularized and necessary
development work can be carried
out since the betterment charges is
paid. (ORIGINAL)
35 6.1.2010. Licence issued by BBMP

(ORIGINAL)
36. 6.1.2010 Sanction Plan bearing No. LP

191/2009-10
issued by BBMP, wherein Sri Ronald
John is required to construct a
residential house over the Schedule
property as per the sanction Plan.
(ORIGINAL)
----------------------------------------------------------------------
-----------------
SCHEDULE PROPERTY
Item No. 1-
All the piece and parcel of Property bearing Nos.

15 & 16, Old Khatha Nos. 596 & 597, Present BBMP
Khatha No. 316, Off. Ring Road, Doddanekkundi, K.R.
Puram Hobli, Bangalore East Taluk, BANGALORE 560 037,
measuring East to West: 60 ft. and North to South: 40
ft. and bounded on the
East by : Site No. 17
West by : Site No. 14
North by : Site Nos. 18 & 19
South by : Road
Item No. 2-
All the piece and parcel of Property bearing No. 17,

Old Khatha No. 598, Present BBMP Khatha No. 265, Off.
Ring Road, Doddanekkundi, K.R. Puram Hobli, Bangalore
East Taluk, BANGALORE 560 037, measuring East to
West: 60 +39/2 ft. and North to South: 40 ft. and
bounded on the
East by : Railway Property
North by : Site No. 18
South by : Road
Item No. 3-
All the piece and parcel of the Property bearing Nos.

18 & 19, Old Khatha Nos. 599/600 & 764, Present BBMP
Khatha No. 1899, Off. Ring Road, Doddanekkundi, K.R.
measuring East to West: 75 + 99/2 ft. and North to South:
40 ft. and bounded on the:
North by : Road
South by : Site Nos. 15, 16 & 17
----------------------------------------------------------------------
-----------------

MORTGAGEE have signed and executed this Indenture on
the date, month and year first hereinabove written in the
presence of the following witnesses.
WITNESSES :
1.
MORTGAGOR
2.
MORTGAGEE
Item No. 1-

bounded on the

EXTENSION OF MORTGAGE BY DEPOSIT OF TITLE

DEEDS
This EXTENSION OF MORTGAGE BY DEPOSIT OF

TITLE DEEDS is made and executed on this, the ______
day of November Two Thousand Ten (_____.11.2010)
BETWEEN:
1. Sri S. MOHAMED ASIMULLA

S/o Mohammed Sadathulla .D
No. 7/2, 2nd main, EGP School Road,
Indira Gandhi Street, A. Narayanapura
Extension,
Udayanagar 2nd Stage,
BANGALORE 560 016.
2. Miss S. ROOHI AFZA SADATHULLA

D/o Mohammed Sadathulla .D
No. 7/2, 2nd main, EGP School Road,
Indira Gandhi Street, A. Narayanapura
Extension,
Udayanagar 2nd Stage,
BANGALORE 560 016.
(hereinafter collectively referred to as the MORTGAGORS

of the ONE PART which term shall mean and include their
respective heirs, executors, administrators and assigns)
AND:
UCO BANK
Companies
1970,
(Amendment)
Act, 1985
called as “Indiranagar Branch”,
Behind Indiranagar BDA Shopping Complex,
BANGALORE 560 038.
Sri B. RAJAMANI
WHEREAS, the Mortgagors herein are the joint and

absolute owners in possession and enjoyment of House
Property No. 7, (Southern portion), Old CMC Khatha No.
161, present BBMP “B” Khatha No. 95/1-28, B.
Narayanapura, K.R. Puram Hobli, Bangalore East Taluk,
BANGALORE 560 016, morefully described in the
Schedule hereunder by the MORTGAGOR, they having
purchased the same, as per Sale Deed, dated 26.7.2006
from Sri V. Subramani and Sri Dwarakanath and
registered in the Office of the Sub-Registrar, K.R. Puram,
as No. 13516/2006-07 and stored in CD No. KRID235 of
Book I.
WHEREAS, the MORTGAGOR is in peaceful

possession and enjoyment of the property more fully
transactions stated above. WHEREAS, the MORTGAGEE
has agreed to lend to the MORTGAGOR a sum of Rs.
4,60,000/- (Rupees Four lakhs Sixty thousand only) for
the Term Loan advanced to the MORTGAGORS and the
MORTGAGOR has already deposited the title deeds of
Schedule property in favour of the MORTGAGEE, as
security for the earlier loan facility of Rs. _______/-, vide
registered Mortgage by Deposit of Title Deeds, dated
______, registered in the Office of the Sub-Registrar, K.R.
Puram, as No. __________ and stored in C.D. No. _____ ,
availed by the MORTGAGOR and the same is now being
extended to secure due repayment of the aforesaid
Housing Loan by way of Term loan amount of Rs.
4,60,000/- (Rupees Four lakhs Sixty Thousand only) and
accordingly this Indenture is made.
NOW THIS INDENTURE OF EXTENSION OF EQUITABLE

FOLLOWS:-
That in consideration of the MORTGAGEE having provided
as sum of Rs. 4,60,000/- (Rupees Four lakhs Sixty
Thousand only) to the MORTGAGOR for the purpose of
extension of House, the MORTGAGOR hereby confirms
the delivery/deposit of all the Original Title Deeds
pertaining to the Schedule property which is morefully
described in the Schedule I hereunder to the custody of
the MORTGAGEE with an intent to create charge on the
title deeds of the Schedule II property.
2. The MORTGAGOR hereby agrees and undertakes to
repay the entire loan advance along with interest at the
rate of 9% p.a., with monthly rests and subject to change
as per Reserve Bank of India or Head Office Guidelines,
issued from time to time.
3. That the MORTGAGOR in consideration of the loan

sanctioned by the MORTGAGEE, hereby confirms the
amount due by the MORTGAGOR to the MORTGAGEE,
together with such penal interest charged and that the
said Original title deeds shall continue to be in the
possession of the MORTGAGEE as security for the
aforesaid financial assistance provided by the
MORTGAGEE until all the amounts (including the aforesaid
amount) due to the MORTGAGEE is discharged by the
MORTGAGOR.
4. That MORTGAGOR hereby declares and covenant

that they shall not create any charge on the title deeds of
until duly discharged by the MORTGAGEE.
5. That MORTGAGOR further covenants with the

MORTGAGEE that they shall repay the said loan on or
before the due date without committing default. On
failure of paying any one equated monthly installment,
the MORTGAGOR shall be liable to pay penal interest of
2% per annum on belated installments. It is further
agreed that if for any reason, the MORTGAGOR defaults in
the payment of any of the aforesaid installments, the
whole of the debt due and outstanding against them,
under these presents will become payable on the date of
such cessation of defaults, less any installments paid. It
is further agreed that in the event of preclosure of loan,
the Mortgage shall be liable to pay pre-closure charges as
per Bank rules.
6. And the MORTGAGOR further covenants that, if at

any time during which these presents are in force, the
MORTGAGEE finds that any representation made to the
MORTGAGEE by the MORTGAGOR, either in this document
or elsewhere for obtaining the loan was false or if there is
and payable and the MORTGAGOR further covenants that
she shall be bound by the Bank’s norms and the
subsidiary Rules now existing and to be made in future.
7. The MORTGAGOR further covenants that during the

continuance of the aforesaid loan, they shall preserve the
thereof to the MORTGAGEE.
8. This Mortgage will be kept in force and shall

continue to be as Security for the loan availed from the
MORTGAGEE BANK.
9. The MORTGAGOR further covenants with the

MORTGAGEE that during the time the loan mentioned
above is in force, they will not alienate or create any
other change and that they will be personally also liable
for the full discharge of the loans hereby secured. The
MORTGAGOR further confirms that there is no attachment
by any Courts, either, Civil or Criminal. There are no
litigations, whatsoever, pending in respect of the
Schedule property before any Court of Law.
10. The MORTGAGOR hereby covenants and declares
that they shall at all times hereafter indemnify and keep
indemnified the MORTGAGEE BANK against any loss,
committed by the MORTGAGOR or any breach or any
breach of the covenants herein contained.

LIST OF TITLE DEEDS/DOCUMENTS ALREADY

THE MORTGAGEE BANK
----------------------------------------------------------------------
-----------------
----------------------------------------------------------------------
-----------------
1.
2.
3.
4.
5. 26.7.2006 Sale Deed executed by Sri V. Subramani

and Sri
Dwarakanath in favour of Mr. S. Mohamed
Asimullaand Miss S. Roohi Afza, registered
in the Office of the Sub-Registrar, K.R.
Puram, as No. 13516/2006-07 and stored
in CD No. KRID235.
6. 16.1.2010 Original “B” Khatha Exract, dated

16.1.2010, issued
by BBMP in the name of Mr. S. Mohamed
Asimulla and Miss S. Roohi Afza.
7. 20.4.2010 Original Tax paid Receipt, dated
20.4.2010 issued by
BBMP showing the payment of sum of Rs.
2,743/- as Property Tax for the period
2009-10 in respect of the Schedule
property
8. 22.2.2010 Original Licence, issued by BBMP
9. 22.2.2010 Original Sanction Plan issued by BBMP
10. 28.1.2009 Original Encumbrance Certificate for the

period
1.4.2004 to 27.1.2009 issued by the Sub-
----------------------------------------------------------------------
-----------------
SCHEDULE PROPERTY
All the piece and parcel of House Property No. 7,

(Southern portion), Old CMC Khatha No. 161, present
BBMP “B” Khatha No. 95/1-28, B. Narayanapura, K.R.
measuring East to West: 59’ and North to South: 20’ and
bounded on the:
East by : 25 ft. road
North by : Remaining portion of Property

No. 7
----------------------------------------------------------------------
----------------
WITNESSES :
1.
MORTGAGOR
2.
MORTGAGEE
THE CHIEF MANAGER, -1 JULY 2010
UCO Bank,
Cantonment Branch, M.G. Road,
BANGALORE 560 001.
Respected Madam,
Sub:- LEGAL OPINION in respect

of
(i) Property bearing Site Nos. 15 &

16, Old Khatha Nos. 596 & 597,
Present BBMP Khatha No. 316,
Doddanekkundi, K.R. Puram Hobli,
Bangalore East Taluk, BANGALORE
(ii) Property bearing Site No. 17, old

Khatha No. 598, Present BBMP
Khatha No. 265 Doddanekkundi, K.R.
Puram Hobli, Bangalore East Taluk,
BANGALORE
(iii) Property bearing Site Nos. 18 &

19, Old Khatha Nos. 599/600 & 764,
Present BBMP Khatha No. 1899,
Doddanekkundi, K.R. Puram Hobli,
Bangalore East Taluk, BANGALORE
belonging to
Sri RONALD PINAKAT JOHN
****************
I have perused and scrutinised the following
documents to give my OPINION in respect of the Schedule
property:
----------------------------------------------------------------------
-----------------
Doc. No. Date Description
----------------------------------------------------------------------
-----------------

Narayana
No. 1481/1984-85, pages 245 to
COPY)

Narayana
No. 1482/1984-85, pages 141 to
COPY)
3. 10.11.1997 Death Certificate of Sri Haridas
Poonath issued
by Department of Municipal
Administation, Thiruvanathapuram,
which shows that Sri haridas
Poonath expired on 1.11.1997.
(XEROX COPY)
4. 13.2.2003 Sale Deed executed by Smt. Indira

Poonath in
Puram, as No. 1788/2002-03 of Book
I. (CERTIFIED COPY)

by CMC,
and assigned new Khatha no. 596/15
& 597/16. (ORIGINAL)

Pinakat Joseph
in favour of Sri Ronald Pinakat John,
which shows that the Donor has
gifted the property bearing Site Nos.
15, 16 & 17 in favour of the Donee.
Mahadevapura, as No.
42. (ORIGINAL)
7. 15.12.2009 Form “B” Khatha issued by

BBMP in the name
(ORIGINAL)

showing the
(ORIGINAL)

period
1.6.1989 to 31.3.2002 issued by
(ORIGINAL)

period
1.4.2002 to 31.3.2004 issued by
Sub-Registrar, K.R. Puram,
(ORIGINAL)

period
1.4.2004 to 2.7.2007 issued by Sub-
(ORIGINAL)

the Sub-
period 2.7.2007 to 26.2.2010
(ORIGINAL)
13. 17.1.2003 Sale Deed executed by Sri N.R.

Sudhakara in
Puram, as No. 15813/2002-03 of
Book I. (ORIGINAL)

by CMC,
bearing Site No. 17 stands in the
name of Sri John Pinakat Joseph and
assigned new Khatha No. 598/17.
(ORIGINAL)
15 25.11.2009 Form “B” Khatha issued by

BBMP in the name
(ORIGINAL)

showing the
(ORIGINAL)

period
1.6.1989 to 31.3.2002 issued by
(ORIGINAL)

period
1.4.2002 to 31.3.2004 issued by
(ORIGINAL)

period
1.4.2004 to 2.7.2007 issued by Sub-
(ORIGINAL)

the Sub-
period 2.7.2007 to 26.2.2010
(ORIGINAL)

Narayana
Reddy in favour of Sri John Pinakat
Joseph. This document is registered
4124/1983-84, pages 206 to 210,
COPY)
22. 27.12.2002 Khatha Endorsement issued by

CMC,
Mahadevapura in the name of Sri
John Pinakat Joseph (ORIGINAL)

issued by CMC,
and assigned new Khatha No. 599 /
18 & 600/19. (ORIGINAL)
24. 20.12.2002 Betterment charges paid

Receipt issued by
CMC, Mahadevapura, showing the
42535/- and the same is paid by Sri
John Pinakat Joseph in respect of the
property bearing Site Nos. 18 & 19.
(ORIGINAL)

Pinakat Joseph
in favour of Sri Ronald Pinakat John.
Mahadevapura, as No. 1825/2009-10
and stored in C.D. No. 42.
(ORIGINAL)

(ORIGINAL)

(ORIGINAL)

BBMP in the name
of Sri Ronald Pinakat John in respect
of Site Nos. 18 & 19. (ORIGINAL)

showing the
payment of Property Tax of Rs. 985/-
(ORIGINAL)
period
1.6.1989 to 31.3.2004 issued by
(ORIGINAL)

period
1.4.2004 to 2.7.2007 issued by Sub-
Registrar, K.R. Puram, (ORIGINAL)

period
1.4.1983 to 31.5.1989 issued by
Sub-Registrar, Bommanahalli
(ORIGINAL)

the Sub-
period 2.7.2007 to 26.2.2010
(ORIGINAL)
34. 4.8.2005 Letter issued by the BDA, which

shows that the
land bearing Sy. No. 95/1 in which
site Nos. 15, 16, 17, 18 & 19 are
regularized and necessary
development work can be carried
out since the betterment charges is
paid. (ORIGINAL)
35 6.1.2010. Licence issued by BBMP

(ORIGINAL)
36. 6.1.2010 Sanction Plan bearing No. LP
191/2009-10
issued by BBMP, wherein Sri Ronald
John is required to construct a
residential house over the Schedule
property as per the sanction Plan.
(ORIGINAL)
----------------------------------------------------------------------
-----------------
PART – II – DESCRIPTION OF THE PROPERTIES
(i) All the piece and parcel of Property bearing Site

Nos. 15 & 16, Old Khatha Nos. 596 & 597, Present BBMP
Khatha No. 316, Doddanekkundi, K.R. Puram Hobli,
Bangalore East Taluk, BANGALORE measuring East to
West: 60 ft. and North to South: 40 ft. and bounded on
the
East by : Site No. 17
North by : Site Nos. 18 & 19
South by : Road
(ii) All the piece and parcel of Property bearing Site No.
17, Old Khatha No. 598, Present BBMP Khatha No. 265
Doddanekkundi, K.R. Puram Hobli, Bangalore East Taluk,
BANGALORE measuring East to West: 60 +39/2 ft. and
North to South: 40 ft. and bounded on the
North by : Site No. 18
South by : Road
(iii) All the piece and parcel of the Property bearing Site
Nos. 18 & 19, Old Khatha Nos. 599/600 & 764, Present
BBMP Khatha No. 1899, Doddanekkundi, K.R. Puram
Hobli, Bangalore East Taluk, BANGALORE measuring East
to West: 75 + 99/2 ft. and North to South: 40 ft. and
bounded on the:
North by : Road
South by : Site Nos. 15, 16 & 17
----------------------------------------------------------------------
-----------------
RECTIFICATION DEED
THIS RECTIFICATION DEED is made on this, the Fifteenth day

of November Two Thousand and Ten (15.11.2010) AT BANGALORE
BY:
Sri KRISHNAPPA
s/o Jagannath Chettiar,
No. 361, Prashanthnagar main road,
CHIKKABALLAPUR 562 101
(hereinafter referred to as “FIRST PARTY”, which expression shall

unless it be repugnant to the context or meaning thereof mean and
include his heirs, executors, administrators, successors and assigns)
AND:
1. M/s PVG LOGISTICS PVT. LTD
(a Private Limited Company incorporated
under the provisions of Companies Act, 1956)
Regd. Office: “Prerana Hommes”, Ranade Colony,

Hindvadi, BELGAUM 590 011
represented by its Director
Sri PRASANNA V. GHOTAGE
2. M/s PVG EXPORTS PVT. LTD

Regd. Office: “Prerana Hommes”, Ranade Colony,

3. M/s PRASANNA V. GHOTAGE
(a Proprietory Concern),
“Prerana Hommes”, Ranade Colony,
represented by its Proprietor
(hereinafter collectively referred to as the “SECOND PARTY”, which

expression shall unless it be repugnant to the context and meaning
thereof admit mean and include its Successors-in-Office, Authorised
Signatories, Officers, Representatives and assigns)
IN FAVOUR OF
THE SARASWAT CO-OPERATIVE BANK LTD.

(a Bank registered under the Bombay Co-op. Societies
Act, 1925 and deemed to registered under the
Maharashtra Co-op. Societies Act, 1960 and also
under the Multi State Co-op. Societies Act, 1984
having its registered office at “Madhukosh”,
S.V. Sovani Path, Nikadwari Lane, Girgaum,
Mumbai-400 004) and a Branch called as
“SME Branch” Forex Cell, Tri-Star Building,
Patto Plaza, PANAJI 400 001
GOA STATE, represented by its Manager
Sri S.D. PAI
(hereinafter referred to as the “THIRD PARTY/BANK”, which

expression shall unless it be repugnant to the context and meaning
thereof admit mean and include its Successors-in-Office, Managers,
Officers, Representatives and assigns)
WHEREAS, the aforesaid First Party and the Second Party

herein had executed a Legal Mortgage Deed (Simple Mortgage), dated
24.07.2010, for an amount not exceeding Rs. 20,00,00,000/- (Rupees
Twenty Crores) in respect of Property No. 26, (Old Khatha No.1
erstwhile Sy. No. 97/1), Present BBMP Khatha No. 97/1, Wheeler Road
Cross, Banasawadi, BANGALORE (morefully and particularly
described in the SCHEDULE PROPERTY below). The said Mortgage
Deed is registered in the Office of the Sub-Registrar, Halasuru, as No.

HLS-1-00631-2010-11and stored in CD No. HLSD24 dated
24.07.2010.
WHEREAS, at the time of execution of the said Mortgage Deed,

the word “Cash Credit loan facility” at page Nos. 5, 7, 9 and 11 was left
out in respect of mentioning the type of loan facility and the same was
just a typographical error, but not intentional or deliberate. Further, at
page No. 1 of the said Mortgage Deed, dated 24.07.2010, at Second
Party-3, the same is mentioned as “M/s Prasanna V. Ghotage (a
Proprietory Concern), “Prerana Hommes”, Ranade Colony, Hindvadi,
BELGAUM 590 011, represented by its Director Sri PRASANNA V.
GHOTAGE”, instead of “represented by its Proprietory Concern Sri
PRASANNA V. GHOTAGE” and the same should be rectified to the
extent as mentioned therein.
WHEREAS, on the request of the Third Party/Bank, the First

Party and second party herein have decided to execute this
Rectification Deed, in order to rectify the same in respect of the
Schedule property to the extent hereinafter appearing.
NOW THIS RECTIFICATION DEED WITNESSETH AS FOLLOWS:
1. The word “Cash Credit loan facility” should be read, alongwith

other types of loan facilities mentioned at page Nos. 5, 7, 9 and 11 of
the registered Legal Mortgage (Simple Mortgage), dated 24.07.2010.
2. Likewise, at the first page of the registered Legal Mortgage
(Simple Mortgage), dated 24.07.2010, at rank of Second Party-3, the
same is hereby rectified as “represented by its Proprietory Concern Sri
PRASANNA V. GHOTAGE”, instead of represented by its Director Sri
PRASANNA V. GHOTAGE”.
3. Accordingly, the registered Legal Mortgage (Simple Mortgage),

dated 24.07.2010 is rectified to the extent mentioned above. All the
other contents of the said Deed remains unchanged and unaltered.
4. This Rectification Deed shall be read and shall form part and
parcel of the registered Legal Mortgage (Simple Mortgage), dated
24.07.2010.
5. No consideration or amount is received or agreed to be received

by the First Party and the Second Party from the Third Party/Bank for
executing this Rectification Deed.
SCHEDULE PROPERTY
All the piece and parcel of the Property bearing No. 26, (Old
Khatha No.1 erstwhile Sy. No. 97/1), Present BBMP Khatha No. 97/1,
Wheeler Road Cross, Banasawadi, BANGALORE measuring East to
West: 145’ + 132’/2 and North to South: 415’ + 430’/2 and bounded on
the:
East by : Public Road
West by : Drain and Private Property
North by : Vacant Land
South by : Wheeler Road Cross
(Banaswadi Railway Station
Road)
WITNESSES:
FIRST PARTY
1.
SECOND PARTY
2. THIRD PARTY
EXTENSION OF SIMPLE MORTGAGE
This EXTENSION OF SIMPLE MORTGAGE is made and

executed on this, the ______ day of _____ Two Thousand
Ten (____.8.2010) BETWEEN:
(hereinafter referred to as the MORTGAGORS of the ONE
INDIAN OVERSEAS BANK

[a Bank constituted under the Banking Companies
(Amendment)
Act, 1985
Central Office at Chennai and one of its Branches
called as “Mahalakshmipuram Branch”,
BANGALORE 560 086
represented by its Senior Manager
Sri M. KUMARASWAMY

WHEREAS, the Mortgagor is the absolute owner in

possession and enjoyment of Converted land bearing Sy.
No. 39/1, Chikkabidarakallu Village, Dasanapura Hobli,
BANGALORE NORTH TALUK, morefully described in the
Schedule hereunder by the MORTGAGOR.

has agreed to lend to the MORTGAGORS a sum of `
18,00,000/- (Rupees Eighteen Lakhs) for the Term Loan
and the MORTGAGOR has already created Mortgage in
respect of the Schedule property in favour of the
Mortgagee as security for the other loan facility availed
by them, as per registered Simple Mortgage Deed, dated
29.4.2010 and the same is now being extended to secure
due repayment of the aforesaid loan amount of `
18,00,000/- (Rupees Eighteen Lakhs) and accordingly this
Indenture of extension of Simple Mortgage Deed is made.
The said Simple Mortgage is registered in the Office of the
Sub-Registrar, Dasanapura, as No. 433/2010-11 and
stored in CD No. DSPD65.
NOW THIS INDENTURE OF EXTENSION OF SIMPLE

MORTGAGE WITNESSETH AS FOLLOWS:-
1. That in consideration of the Mortgagee having

provided a further sum of ` 18,00,000/- (Rupees Eighteen
Lakhs) to Mortgagors for the purpose of _________the
Mortgagors hereby confirms the delivery of all the
Original Title Deeds and also the mortgage pertaining to
the Schedule property which is morefully described in the
Schedule hereunder to the custody of the Mortgagee with
an intent to create charge on the title deeds for clearing
the due repayment of the loan borrowed by the
Mortgagors.
2. The Mortgagors hereby agrees and undertakes to

rate of ______% above BPLR and the present BPLR is
_________%, and effective rate of Interest presently is
________ p.a. with monthly rests and subject to change as
per Reserve Bank of India or Central Office Guidelines,
issued from time to time.

sanctioned to _______ by the Mortgagee, hereby confirms
the Mortgage and deposit of title deeds pertaining to the
Schedule property as security for the due repayment of
the aforesaid amount due by them, to the Mortgagee,
said Original title deeds and Schedule property shall
continue to be in the possession of the Mortgagee as
security for the financial assistance already provided by
them until all the amounts (including the aforesaid
amount) due to the Mortgagee is discharged by the
Mortgagors and the discharge of the amounts, due by the
Mortgagors.
4. That Mortgagors does hereby declare and covenant
5. That Mortgagor further covenants with the

Mortgagee that he shall bring the aforesaid loan facilities
to credit and shall maintain proper operations in the said
loan account on or before the stipulated due date without
committing default. On failure, the Mortgagor shall be
liable to pay penal interest of 2% per annum on belated
payments. It is further agreed that if for any reason, the
Mortgagors defaults in the payment of any of the
aforesaid installments, the whole of the debt due and
outstanding under these presents will become payable on
the date of such cessation of defaults, less any payments
paid. It is further agreed that in the event of preclosure
of loan, the Mortgage shall be liable to pay pre-closure
charges as per Bank rules. Further, the Mortgagors shall
abide by all the terms and conditions as stipulated in the
Sanction Letter No. ____________.
6. And the Mortgagor further covenants that, if at any

Mortgagee by the Mortgagors, either in this document or
elsewhere for obtaining the loan was false or if there is
she shall be bound by the Bank’s Bye-Laws and the

thereof to the Mortgagee.

property shall be security in respect of this debt or
Overdraft, Cash Credit that may now be outstanding or
may become outstanding. It is further covenanted that
until all the indebtedness in respect of the said Credit
facilities-Cash Credit and Bills Discounting Limits to the
Mortgagee Bank has been discharged in full under this
Deed, this Mortgage will be kept in force and shall
Mortgagee Bank.
9. The Mortgagor further covenants that in case he

fails to pay the taxes or cesses in time as aforesaid the
the Mortgagor with interest, as per Bank rules.

is in force they will not alienate or create any other
change and that he will be personally also liable for the
full discharge of the loans hereby secured. The
Mortgagors further affirms the Bank that the property is
not encumbered except to the extent shown above either
by registered or an unregistered document and there is
no attachment by any Courts, either, Civil or Criminal.
There are no litigations, whatsoever, pending in respect
of the Schedule property before any Court of Law.
11. The Mortgagors hereby covenants and declares that

they shall at all times hereafter indemnify and keep
committed by the Mortgagors or any breach or any
13. The Mortgagor has already deposited the title

deeds/documents with the Mortgagee, as per Simple
Mortgage Deed, dated 29.4.2010 and further confirms the
deposit of the same.
SCHEDULE PROPERTY
All the piece and parcel of Converted land bearing

Sy. No. 39/1, Chikkabidarakallu Village, Dasanapura Hobli,
BANGALORE NORTH TALUK, measuring 1 acre 16 guntas
or 61600 sq.ft. and bounded on the :
East by : Road
West by : Estate belonging to Feroz Khan
North by : Estate belonging to Feroz Khan
South by : Annaiah’s land
IN WITNESS WHEREOF, the MORTGAGORS and the

WITNESSES :
1.
MORTGAGOR
2.
MORTGAGEE
LEGAL MORTGAGE (SIMPLE MORTGAGE)

NOT EXCEEDING Rs. 20,00,00,000/-
THIS INDENTURE OF LEGAL MORTGAGE
(SIMPLE MORTGAGE) is made on this, the Twenty Forth
day of July Two Thousand and Ten (24.7.2010) AT
BANGALORE
BY:
Sri KRISHNAPPA
s/o Jagannath Chettiar,
No. 361, Prashanthnagar main road,
CHIKKABALLAPUR 562 101
(hereinafter referred to as “MORTGAGOR”, which

expression shall unless it be repugnant to the context or
meaning thereof mean and include his heirs, executors,
administrators, successors and assigns)
AND:
1. M/s PVG LOGISTICS PVT. LTD

Regd. Office: “Prerana Hommes”, Ranade

Colony,
2. M/s PVG EXPORTS PVT. LTD
Regd. Office: “Prerana Hommes”, Ranade

Colony,
3. M/s PRASANNA V. GHOTAGE

(a Proprietory Concern, represented by
its Proprietor: Sri Prasanna V. Ghotage,
“Prerana Hommes”, Ranade Colony,
(hereinafter referred to as the “BORROWERS”, which

expression shall unless it be repugnant to the context and
meaning thereof admit mean and include its Successors-
in-Office, Authorised Signatories, Officers,
Representatives and assigns)
IN FAVOUR OF

(a Bank registered under the Bombay Co-op.
Societies
Act, 1925 and deemed to registered under the
Maharashtra Co-op. Societies Act, 1960 and
also
under the Multi State Co-op. Societies Act,
1984
having its registered office at “Madhukosh”,
S.V. Sovani Path, Nikadwari Lane, Girgaum,
Mumbai-400 004) and a Branch called as
“SME Branch” Forex Cell, Tri-Star Building,
Patto Plaza, PANAJI 400 001
GOA STATE, represented by its Manager
Sri S.D. PAI
(hereinafter referred to as the “BANK/MORTGAGEE”,

which expression shall unless it be repugnant to the
context and meaning thereof admit mean and include its
Successors-in-Office, Managers, Officers, Representatives
and assigns)

owner in possession and enjoyment of the Property,
which is particularly described in the First Schedule
hereunder written, he having owned the same, by way of
Release Deed, dated 22.4.95 executed by Smt. Jayamma
and Sri Shivanna. The said Release Deed is registered in
the Office of the Sub-Registrar, Shivajinagar, as No.
212/95-96, pages 87-91, Vol. 3723 of Book I. The said
property shall be hereinafter called as the Schedule
property for the sake of brevity and clarity.
AND WHEREAS, the Mortgagor is now seized and

possessed of and are well and sufficiently entitled to the
said Schedule property more particularly described in the
first schedule hereunder written;
AND WHEREAS, the Mortgagor is now seized and

possessed of and is well entitled to the said Schedule
property.
AND WHEREAS, M/s PVG LOGISTICS PVT. LTD., (“the

Borrowers”), is availing Packing Credit/Post Shipment
(Fund based), of Rs. 20,00,00,000/- (Rupees Twenty
Crores), which includes a sum of Rs. 6,75,00,000/- being
sub-limit for Post Shipment, for which the Mortgagor is
offering the Schedule property as Security to secure the
due repayment of the said loan availed or to be availed
by the said Borrowers from the Mortgagee Bank.
AND WHEREAS the Borrowers are being in need of

finance for the purpose as set out by the
Borrowers/Mortgagor in their Application for Loan
requested the Bank to continue to lend and advance to
them Credit Facilities by way of Packing Credit/Post
Shipment facility and offered to secure the repayment
thereof of with interest by mortgage of the said property
in favour of the Mortgagee Bank.
AND WHEREAS the Borrowers/Mortgagor being

members of the Bank, the Bank has agreed to lend and
advance to the Borrowers, the Packing Credit/Post
Shipment (Fund based), of Rs. 20,00,00,000/- (Rupees
Twenty Crores only), which includes a sum of Rs.
6,75,00,000/- being sub-limit for Post Shipment, upon the
Borrowers and the Mortgagor warranting the correctness
of each and every of the statements contained in their
said Loan Application and representations made by them
from time to time to the Mortgagee Bank and upon
having the repayment thereof with interest secured to the
Mortgagee Bank.
AND WHEREAS the Mortgagor offered as security the

Schedule property for the Packing Credit/Post Shipment
(Fund based), of Rs. 20,00,00,000/- (Rupees Twenty
Crores only), which includes a sum of Rs. 6,75,00,000/-
being sub-limit for Post Shipment, sanctioned/to be
sanctioned to the Borrowers i.e., M/s PVG LOGISTICS PVT.
LTD. by the Mortgagee Bank to the extent as aforesaid.
Further, the Mortgagor hereby agrees to cover the

Packing Credit facilities granted/to be granted to M/s PVG
EXPORTS PVT. LTD., which amounts to Rs. 18,72,41,862/-
(Rupees Eighteen Crores, Seventy Two Lakhs, Forty One
Thousand, Eight Hundred and Sixty Two) as on 30.6.2010.
Further, the Mortgagor hereby also agrees to cover

the Packing Credit facilities granted/to be granted to M/s
Prasanna V. Ghotage, the balance outstanding, which
amounts to Rs. 9,94,16,671/- (Rupees Nine Crores, Ninety
Four Lakhs, Sixteen Thousand, Six Hundred and Seventy
One) as on 30.6.2010.
However, at any point of time, all the loan accounts

of the aforesaid Borrowers as above, pertaining to any
one and/or two and/or three loan accounts will be covered
under this Mortgage upto a sum of Rs. 20,00,00,000/-
(Rupees Twenty Crores only).
NOW THIS INDENTURE OF LEGAL MORTGAGE

(SIMPLE MORTGAGE) WITNESSETH FOLLOWS
In pursuance of the said agreement and in

consideration of an amount, not aggregating to any one
and/or two and/or three loan accounts of the Borrowers,
a sum of Rs. 20,00,00,000/- (Rupees Twenty Crores only)
lent/to be lent, advanced/to be advanced by way of
Packing Credit/Post Shipment (Fund based), including
Sub-limit for Post Shipment and paid by the Mortgagee
Bank to the Borrowers, on the security of the Schedule
property belonging to the Mortgagor at or before the
sealing and delivery of these presents (the receipt
whereof the Borrowers/Mortgagor do and each of them
doth hereby admit and acknowledge of and from the
same do and each of them doth hereby release the Bank
and the Borrowers do and each of them doth hereby
COVENANT with the Bank that the Borrowers/Mortgagor
shall repay the said Credit facility to the Mortgagee Bank,
the said sum of Rs. 20,00,00,000/- (Rupees Twenty Crores
only) advanced this day as aforesaid (and hereinafter for
brevity’s sake called the said principal sum”) on demand,
if not demanded earlier, at the rate as mentioned below:
(i) 10% p.a. on normal bills and 16% for overdue

Packing Credit
(ii) the Bank’s (Mortgagee) PLR, at present is 13% p.a.

which is subject to change depending on conditions in the
money market. The changes in PLR (Prime Lending Rate)
and effective date of its application will be displayed on
the Notice Board of the Bank/Branch as and when the
same are made
(iii) rate of interest charge to the said Borrower’s limit is

also linked to credit rating of the Borrower’s loan Account
and this rating exercise is done annually based on the last
audited accounts submitted and overall conduct of the
loan account with the Mortgagee Bank
(iv) interest to be paid within 7 days from the date of

debit to the Loan Account and there shall be no
moratorium for payment of interest
or at such other rate as may be fixed by the Bank from

time to time payable with monthly rests every year
without any moratorium on payment of interest.
Thus, the amount covered under this Mortgage shall

not exceed a sum of Rs. 20,00,00,000/- (Rupees Twenty
Crores only), granted/to be granted to the aforesaid loan
accounts of the Borrowers, on an aggregate. In other
words, at any point of time, all the loan accounts of the
aforesaid Borrowers as above, pertaining to any one
and/or two and/or three loan accounts will be covered
under this Mortgage upto a sum of Rs. 20,00,00,000/-
(Rupees Twenty Crores only).
That in pursuance of this LEGAL MORTGAGE (SIMPLE

MORTGAGE) AND IN CONSIDERATION of the covenants by
the Bank to grant to the Borrowers/ Mortgagor, in
pursuance of the request made by the
Borrowers/Mortgagor, financial Accommodation, on an
aggregate and not exceeding a sum of Rs. 20,00,00,000/-
(Rupees Twenty Crores only) lent/to be lent, advanced/to
be advanced by way of Packing Credit/Post Shipment
(Fund based), including Sub-limit for Post Shipment, the
Borrowers/Mortgagor do and each of them doth hereby
covenant with the Bank that the Borrowers/Mortgagor
and/or will pay to the Bank, the said sum of Rs.
20,00,00,000/- (Rupees Twenty Crores only)
or so much thereof as will be actually due by the
Borrowers/Mortgagor to the Bank at the foot of the
Account on demand subject to review every year from the
date of these present which expression shall also mean
the date on which the amount hereby secured becomes
due and payable under or by virtue of any of the terms of
these presents irrespective of whether the date has
expired or not.
The Borrowers/Mortgagor do hereby jointly and

severally covenant with the Bank to repay to the Bank the
said sum of Rs. 20,00,00,000/- (Rupees Twenty Crores
only) or the balance that may be due any, the foot of the
said either any one and/or or two and/or three Accounts
on demand subject to review every year from the date of
these presents. PROVIDED THAT the principal amount
with interest shall be repaid/repayable by the
Borrowers/Mortgagor on demand and if not demanded
earlier in the manner hereinafter mentioned:
(i) On demand, renewal every year within maximum

period of 6 months from the close of the accounting year
of the Company/Borrowers. The Bank shall take interim
review of the account from time to time during this period
to monitor the conduct of the loan account, exclusive of
interest
PROVIDED THAT the whole of the principal amount

of the said Loan shall be repaid by the
Borrowers/Mortgagor to the Bank on demand and if not
demanded earlier, from the date of first disbursement of
the said Loan.
PROVIDED ALWAYS AND IT IS HEREBY AGREED AND
DECLARED THAT in case during the continuance of the
Security ;
I. (i) Any interest shall accrue due on the said

principal sum or any part thereof and / or (ii) any
installment of principal or any part thereof shall
become payable and / or (iii) any other moneys
payable under these presents shall become due and
payable and such interest / installment of principal
and other moneys shall not be paid on the days on
which they shall become due and payable then the
same shall carry interest at the same rate computed
from the respective time of such interest or
installment or principal or part thereof or other
moneys becoming due upon the footing of
compound interest with rests taken or made
warranty on the days hereinbefore respectively
provided for payment thereof PROVIDED ALWAYS
that in case of non-payment of any installment of
principal or part thereof or interest or other moneys
such compound interest shall be chargeable only on
the amount thereof and not upon the rest of the loan
and in such case the Mortgagor shall also pay
additional interest at the rate of 2% p.a. on such
amount in addition to the stipulated rate of 10%
p.a. on normal Bills and 16% for overdue Packing
Credit and all such compound interest and additional
interest shall also be chargeable on the said
premises viz. the said Property hereby mortgaged
upon all the assets of the Mortgagor hereby
assigned and IT IS HEREBY AGREED AND DECLARED
that such additional interest shall be part of the
primary contract between the parties and not a
stipulation by way of penalty AND PROVIDED
FURTHER that this provision shall not be deemed to
authorize the Borrower/ Mortgagor to allow any
interest or installment of principal or part thereof
or any other moneys as aforesaid to fall in arrears
unless permitted so to do by the bank not the bank
not shall it affect the covenant by the
Borrowers/Mortgagor to pay interest and the
installments of the Principal on their due dates and
to pay such other moneys as aforesaid or the right
of the Mortgagee Bank to take legal proceeding or
the right of the Bank to or that part installment or
principal or other moneys due under these presents
that may be in appears and remain unpaid and the
Borrowers shall pay the same to the Bank
accordingly PROVIDED FURTHER and
NOTWITHSTANDING anything herein before
contained the Mortgagor shall pay the whole
principal sum and interest then due on demand and
if not demand earlier, by the aforesaid installments.
II. In pursuance of the said Agreement/Mortgage and in
consideration of the premises, the mortgagor doth hereby
Grant, Mortgage, Assign, Convey and Assure into the
Bank, all rights and interest of the Mortgagor in the
Schedule property and which is more particularly
described in the First Schedule hereunder written
TOGETHER with all the right, title, interest, liberties,
privileges, easements, advantages and appurtenants
whatsoever to the said premises aforesaid or any part
their of belonging or in anywise pertaining to or with the
same or member thereof or to belong or be appurtenant
there etc, TOGETHER WITH the right, title and interest of
the Mortgagor in the Schedule property AND TOGETHER
WITH right, title and interest of the Mortgagor in the
Schedule property.
AND ALL right, title, interest, claim and demand of

whatsoever at low or in equity of mortgagor upto and
upon the said Schedule property or any part thereof.
AND all the estate right, title, interest, claim and

demand of the Mortgagors UNTO and upon the said
Schedule property and also all the deeds and other
evidences of title in any way relating to the said property
and in possession of Mortgagors or which they can
without suit procure TO HAVE AND TO HOLD the said
property and all other the premises hereinbefore
expressed to be hereby granted, assigned and
transferred with all and every of their rights, members
and appurtenances UNTO and to use and benefit of the
Mortgagee Bank FOREVER AND TO HAVE HOLD UNTO the
Mortgagee Bank, absolutely but as to all the said
property, subject to the provision for redemption herein
after contained.
III. For the consideration aforesaid the Mortgagor do

hereby assign UNTO AND TO THE MORTGAGEE BANK, all
that the goodwill carried on by the Mortgagor TO HOLD
the same UNTO the Mortgagee Bank absolutely, subject
to the proviso for redemotion hereinafter contained.
IV. PROVIDED ALWAYS AND IT IS HEREBY AGREED AND

DECLARED THAT if the Borrower/Mortgagor shall in
pursuance of the covenant in that behalf hereinbefore
contained on the due dates pay to the bank in Mumbai or
at any other places/Bangalore, an amount not exceeding
on an aggregate sum of Rs 20,00,00,000/- (Rupees
Twenty Crores only) with interest for the same hereby
secured in the manner therein, provided and all other the
moneys costs, charges, expenses by these or by law
payable by the Borrowers/ Mortgagor to the Bank
(hereinafter referred as “the Mortgaged Debt”) then, in
such case, the Bank shall any time thereafter upon the
request and at the costs of the Mortgagors recover the
said Schedule property and reassign the goodwill
hereinbefore expressed to be hereby granted and
assigned (hereinafter collectively called “the Mortgaged
Premises”) UNTO the Mortgagor or as they shall direct.
V. All equipments purchased or to be purchased with

the moneys advanced or to be advanced by the Bank to
the Borrowers/Mortgagor from time to time or otherwise
shall remain hypothecated with the Mortgagee Bank till
they are brought upon or fixed to the said Schedule
property, PROVIDED ALWAYS AND IT IS HEREBY AGREED
that so long as such equipments purchased with the
moneys of the Mortgagee Bank or otherwise are not
installed on the said Premises, the Mortgagor/Borrowers
shall arrange to keep them saved unencumbered and
freed from any claim of any person and furnish every
month to the Bank the following particulars/information:-
a. The particular of such plant and machinery;
b. The respective dates on which the purchase

price was paid for each of them:
c. The data of delivery, if delivery not taken the

data when expected to be taken;
d. The name of the Mortgagors Agents instructed

to take delivery of such plant and machinery;
e. The place or places where the same were or
would be housed from time to time if the plant and
machinery are not brought to the said premises and
mode of transportation arranged for such plant and
machinery;
f. The respective dates on which each article was

brought to the said premises and the date or dates when
installed.
The Mortgagor/Borrowers shall be responsible for the

loss or damage to the said equipment and shall
immediately make good all such loss or damage and such
keep the same comprehensively insured and
unencumbered and pay all charges and expenses
incidental thereto for transportation and erection of the
same on the said premises.
The Mortgagor/Borrowers shall erect and install the

said Schedule property within the time set down by the
Bank failing which the Mortgagor/Borrowers shall be liable
to repay all the moneys advanced to them by the Bank
against the same immediately.
VI. The Mortgagor do and each of them hereby

COVENANT with the Bank as follows that is to say: -
1) That the said Schedule property will aforesaid is

the sole and absolute property of the mortgagor and at
the sole disposal of the Mortgagor and free from any prior
charges and encumbrances and that all future assets that
may be mortgaged hereunder shall likewise be the
unencumbered absolute and disposable property of the
Mortgagors and that they now have good full power and
absolute authority to grant, assign, transfer and assure
the mortgaged premises UNTO and to the use of the bank
in manner aforesaid.
2) That if default shall be made in payment of all or

any part of the said principal sum or in the
performance or observance of any of the
covenants conditions or provisions here in
contained and on the part of the Mortgagor to be
observed and performed then it shall be lawful for
the Bank to enter into and upon and take
possession of the mortgaged premises and
thenceforth quietly to hold posses and enjoy the
same and receive the rent income profit and
benefits thereof without any denial let eviction
interruption claim or demand by the Mortgagor or
by any person or persons whomsoever and that in
such case the bank shall receive the rent profits
and income and (pay all the outgoings of the
mortgaged premises as the agents) of the
Mortgagor and shall appropriate the surplus of
the rents profits and incomes over the outgoings
first in payment of the interest accruing to the
Bank under these presents and thereafter allow
any surplus to accumulate until it amounts to Rs.
1000/- (Rupees One Thousand Only) when it shall
be appropriate in payment of the said Principal
sum due under these presents and that freed and
discharged from or otherwise by the Mortgagors
well and sufficiency saved and kept harmless and
indemnified of from and against all and all
manner of former or other estates title claims
demands, charges and encumbrances
whatsoever.
3) That the Mortgagor and all other persons

lawfully or equitable claiming or entitled to claim
any estate right, title or interest into or upon the
mortgaged premises or any of them or any part
thereof respectively shall and will form time to
time and at all times hereafter at the cost of the
Mortgagor until sale and thereafter of the person
or cause and procure to be executed made or
done every such assurance, act and thing for
further or more perfectly assuring all or any of the
mortgaged premises UNTO and to the use of the
Bank as shall be reasonable required.
V. The Mortgagor do and each of them doth hereby

further COVENANT with the Bank as follows: -
(1) The Mortgagors will at all times during the
continuance of these presents and the security
hereby created pay all the Govt. revenue ground
rent, rates and taxes, assessments duties, dues,
Property Taxes, Cesses, charges present as well
as future and all due, duties and outgoings
payable to the jurisdictional revenue
authority/Bruhat Bangalore Mahanagara Palike
and/or any other Govt. Authorities in respect of
the said Schedule property, immediately, the
same shall have become due.
(2) The Mortgagor will at all times during the

continuance of these presents and security
hereby created keep the mortgaged premises
and every part and item thereof in good and
substantial state of repairs and working order
and will also keep the same insured either by
way of one joint insurance on the said Schedule
property, the mortgagor and the Bank against
the loss or damage by fire, food, earthquake,
cyclone, typhoon, hurricane, lightning, explosion
and Act of God as also by riot or other civil
commotions or revolutions as also by acts of
enemies during war or other risks as may form
time to time be required by the Bank to be
insured against in their full value (to be
determined in writing by the Bank at its Sole
discretion) in some Insurance Office or Offices of
repute to be approved of in writing by the Bank
as aforesaid in case of one joint insurance the
value thereof to be appointed between the
mortgaged premises in such manner as the
Bank may prescribe or approve of and shall pay
all premia for renewal of such insurance or
insurances one week before the same shall
become due and will deliver to and leave with
the Bank all policies of such Insurance and all
receipts for premia thereof and all moneys to be
received under such policies shall be upon trust
for better securing to the Bank the payment of
all moneys hereby secured and subject thereto
in trust for the Mortgagor.
(3) In case, the Mortgagor shall neglect to keep the

mortgaged premises or any part thereof in good
and substantial repair and working order or to
pay the ground rents, rates, taxes and all
outgoings dues and duties as aforesaid or to
effect or keep up such insurance or insurances
as aforesaid in the manner aforesaid then and
so often as the same shall happen it shall be
lawful for but not obligatory upon the Bank to
repair and keep in good and substantial repair
and working order the mortgaged premises or
any part of item thereof and pay any such
ground rent, rates, taxes, assessment outgoings
dues and duties and to insure and keep the
mortgaged premises insured in their full value or
any less sum and for such times as the Bank
shall think proper and to pay the renewal premia
thereof and all moneys expanded by the Bank in
so doing shall on demand be forthwith repaid by
the Mortgagor with interest at the rate aforesaid
from the time of the same respectively having
been expended and until such repayment the
same shall be a charge upon the mortgaged
premises jointly with the said principal sum and
interest hereby secured as if they had formed
part thereof and shall not do or suffer to be done
any act or commit or allow to be committed any
default whereby any such insurance shall be
rendered void or any increased premium
become payable therefore and further that all
sums of money received under or by virtue of
any such insurance or towards substantially
rebuilding and reject stating the mortgaged
premises or any part thereof or in or towards the
payment of the said principal sum and interest
and all other moneys for the time being
remaining due on the security of these presents.
(4) The said principal sum lent and advanced by the

Bank as aforesaid shall be used by the borrower
for the purpose of its business and
for no other whatsoever PROVIDED ALWAYS AND
IT IS HEREBY AGREED AND DECLARED that it
shall be lawful for the Bank to deduct from any
moneys to be lent and advanced by it to the
Borrowers/Mortgagor as aforesaid any arrears of
interest or installment or other moneys
remaining due and payable by the
Borrowers/Mortgagor to the Bank PROVIDED
FURTHER that nothing herein contained shall be
deemed to affect or prejudice the right and
powers of the Bank under these presents
including its rights to call for the whole of the
mortgage debt in default of payment of any
installment or any other breach of the terms of
these presents.
(5) The Mortgagor will permit the Bank its servants

and agents either along or with workmen and
other from time to time and at all reasonable
times to enter into and upon the said flat and or
any part thereof require repairs or replacement
the Bank shall give notice thereof to the
Mortgagor calling upon them to repair or replace
the same and upon the failure of the Mortgagor
to do so within one month of the date of such
expenses together with interest thereon at the
said rate, as per prevailing norms of the
Mortgagee Bank, of shall until repayment be a
charge upon the Mortgaged premises and form
part of the mortgage debt and carry interest at
the rate aforesaid.
(6) The Borrowers/ Mortgagor shall notify to the

Bank any error or misstatement or change in
any of the particulars contained in the said Loan
Application made by them/him/it for loan within
10 days after the discovery of such error
misstatement or change in the particulars even
in the said Application.
(7) The mortgagor/borrowers will not without the

written concern of the Bank first had obtained
remove any item thereof from the said premises
and in case of such removal shall replace the
same by equipments of equivalent nature and
equal value PROVIDED THAT in the event of the
Bank agreeing that any such part or obsolete
and need not be replaced the same may be sold
and sale proceeds applied toward satisfaction or
payment of the mortgage debts.
(8) If the market value of any of the mortgaged

premises depreciates in the opinion of the
Valuers or Assessors appointed in the manner
hereinafter mentioned by such percentage of its
presents value as the Bank may from time to
time decide and if further security of the
satisfaction of the bank be not given to the Bank
them and in such case the Mortgagor/Borrowers
shall within a period of 3 months from written
Notice to that effect being given by the Bank
reduce their indebtedness to the Bank to an
amount which shall bear the same proportion to
the then reduced market value of the Mortgaged
premises as the loan hereby assured bears of
the present market value of the mortgaged
premises PROVIDED THAT for the purpose of this
sub-clause the Bank shall have the right at any
time to engage Competent Valuers or Assessors
at the expense of the Mortgagors and the
Valuation which such Valuers or Assessors may
make in respect of the Mortgaged premises shall
be final and conclusively binding upon the
Mortgagors.
(9) The Mortgagor/Borrowers shall give all
information and assistance and furnish all such
Reports as may be required by the Bank or any
person appointed by it in relation to the business
of the Mortgagor their accounting and other
arrangements or regarding the loan, and the
Bank shall without any question or objection by
the Mortgagors be entitled to furnish to the
Mortgagee/Reserve Bank of India all such
information and reports as may have been
obtained by the Bank either from the Mortgagor
or otherwise howsoever.
(10) The Borrowers/Mortgagor shall keep proper Book

of Account of their business and their said firm
and shall have them at all times duly posted up
and shall permit the Bank or any person
appointed for that purpose by it to examine such
Book at all reasonable times and make such
copies or extracts therefrom as the Bank may
think fit. The Borrower shall also have their
accounts audited at least once a year by a duly
qualified Auditor and shall submit a copy of the
audited accounts to the Bank within six months
from the closing of each yearly accounts.
(11) The Borrowers/Mortgagor shall keep or cause to
be kept a separate account of the said principal
sum in the books of account of the Borrower’s/
Mortgagor’s said firm to be strictly utilised for
the purpose for which the same has been lent
and advanced and shall allow such account to
be checked and inspected from time to time by
such persons or persons as the Bank may from
time to time by writing in that behalf appoint.
(12) In case the Business/Activity of the

Borrowers/Mortgagor shall cease and close down
for a period of one week (except for the purpose
of making repairs and renovations) then the
Borrower shall immediately inform the Bank of
such closure and any default in so doing shall be
treated as a breach of terms and conditions
thereof.
(13) The Borrowers/ Mortgagor shall carry on their

said business of M/s PVG LOGISTICS PVT. LTD.
with due diligence and to the best advantage.
(14) The Mortgagor shall not at any time during

the continuance of this security create in favour
of any other party any mortgage lien or charge
by way of hypothecation pledge or otherwise
howsoever of other encumbrances of any kind
whatsoever on the mortgaged premises or any
part thereof or any interest on or over the same
to the intent and purposes that the mortgaged
premises and all parts thereof shall remain an
continue to remain free from any encumbrances
whatsoever other than those in favour of Bank.
(15) The Borrowers/Mortgagor shall not allow any

Receiver to be appointed of their said Company
of M/s PVG Logistics Pvt. Ltd. or M/s PVG Exports
Pvt. Ltd., or M/s Prasanna V. Ghotage
(Proprietory Concern) or of the mortgaged
premises or any part thereof or allow any
distress of execution to be levied upon or
against the mortgaged premises or any part
thereof or without the previous consent of the
Bank in writing create or purport or attempt to
create any charge or mortgage ranking or which
by any means may be made to rank on the
Schedule mortgaged premises or any part
thereof pari passu with in priority to the security
hereby created and subject or subsequent to the
security hereby created.
(16) The Mortgagor/Borrowers shall during the

currency of these presents always keep a
minimum margin between the present market
value of the mortgaged premises exclusive of
the goodwill and the amount of the outstanding
loan with interest thereon.
(17) The Mortgagor/ Borrowers shall utilize the sale

proceeds that may be realised by them on sale
of such portion of the existing plant which may
be replaced by more modern plant towards
repayments of the amount due to the Bank
under these presents and for no other purpose.
(18) The Mortgagors / Borrowers shall not during

the currency of these presents reduce the
amount of the deposits/ unsecured loans which
they have obtained from partners their friends
and relatives without the prior written
permission of the Bank
(19) The Mortgagors/Borrowers shall make

whenever considered necessary or advisable by the
Bank suitable arrangements for the engagement of
and/or taking advice of the technical experts from
aboard and for sending qualified personal for the
training aboard in order to ensure the efficient
working of the plant during the currency of these
presents and shall permit such Technical inspection
and agree to such technical consultations as the
Bank may require from time to time for the
installation and efficient working of the Plant during
the currency of these presents and shall carry out all
suggestion and direction that may be given by the
Bank in that behalf and shall bear and pay all fees
and expenses that may be incurred by the Bank in
connection with such inspections and consultations
and the carrying out of all such suggestions and
directions and all such fees and expenses together
with interest thereon at the said rate, as per Bank
norms, shall until repayment be charge upon the
mortgage premises and form part of the mortgage
debt and carry interest at the rate aforesaid.
Further, the Mortgagor/Borrowers agree to and
comply with such programme of production as may
be fixed and/or directed by the Ministry of
Commerce and Industry, Govt. of India.
19. The Mortgagors / Borrowers do and each of them

doth hereby COVENANT that they will not during the
currency of these presents without the consent of the
Bank first had obtained let or hire or land any items of the
machinery subject of this security to any concern or
person whomsoever even if such person or concern shall
be engaged in making goods or products required by the
Mortgagors for the manufacture of their goods.
20. The Mortgagor/Borrowers will not undertake any
new scheme other than the one(s) submitted by
them to the Bank in connection with the loan
sanctioned them and approved by the Bank nor
shall they undertake the expansion of the
present capacity of their Building/activity
involving additional capital expenditure without
the prior approval of the Bank had obtained in
writing.
21. The Mortgagor/Borrowers shall pay to the Bank

such Guarantee fees as may be changed by the
Reserve Bank of India for guaranteeing the due
repayment of the loan and payment of interest
to the bank and furnish all such information as
may be required by the Bank.
22. The Mortgagor/Borrowers shall agree not to let

out or give on leave and license any portion of
the Mortgaged premises to any one without the
prior written permission of the Bank during the
currency of the loan.
23. The Mortgagor/Borrowers shall not undertake

any trading activity during the currency of the
loan.
24. The Mortgagor/Borrowers shall not incur Hundi
Borrowings during the currency of the loan
without the prior written permission of the Bank.
25. The Bank shall be at the liberty to display

signboards to the effects that all equipments
and accessories are mortgaged to the Bank by
the way of security for repayment of the loan.
26. The Mortgagor/Borrowers shall furnish progress

report once in every half year regarding physical
and financial progress of the project during the
currency of the loan.
27. The Mortgagor/Borrowers not let out or give on

leave and licenses any portion of the said
premises to any one without prior written
permission of the Bank during the currency of
the loan.
28. During the currency of these present the

advance of the Bank shall not either exceeds the
net effective capital plus unsecured loans of the
Mortgagor/Borrowers or such other amount as
may be decided by the bank from time to time.
29. The Mortgagor/Borrowers shall renew the
Registration of Company during the currency of
these presents.
30. If at any time obtaining loan from the Bank it

becomes necessary for the Mortgagor to place
the amount temporarily in any call or Short Term
Deposits in any Bank, the Mortgagor shall obtain
prior written permission of the Bank for the
same and shall immediately deliver to the Bank
a letter from such of no Bank concern foregoing
such Bank’s light of get off.
31. The Mortgagor/ Borrowers declares that he has

paid all the taxes (including INCOME TAX, Sales
Tax, Corporation Tax, Provident Fund
Contribution ESI Contribution etc) for which they
have been assessed so far and have made
satisfactory provision for meeting the tax
liabilities for subsequent years upto- data. Non-
payment of taxes aforesaid as and when they
are required to be paid by the Mortgagor shall
be deemed as breach of the terms and
conditions of these presents.
32. Any escalation in the cost of the Project shall be

borne by Mortgagor from his own resources.
33. The claim of the Bank shall have precedence
over the claim of the Mortgagor/Borrowers by
the way of their remuneration/
withdrawal/commission. If any to be received by
them from the said firm during the currency of
these presents.
34. The Mortgagor agree not to let out or give on

leave and license any portion of the mortgaged
premises to any one without the prior written
permission of the Bank during the currency of
the loan.
VI. PROVIDED FURTHER AND IT IS HEREBY AGREED AND

DECLARED as follows: -
(1) It shall be lawful for the Bank at any time or

times hereafter without any further consent of
the Mortgagor to sell or concur with any other
person in selling the mortgaged premises or
any part thereof either by public auction or
private contract special and either with or
without any conditions or stipulations relating
to title or evidence of title or other matters as
the Bank may think fit with power to buy in the
mortgaged premises or any part thereof at any
sale by auction or to rescind or vary any sale
by auction or to rescind or very any contract
for the sale thereof to resell the premises
which shall have been so bought in or as to
which the contract for sale shall have been so
rescinded without being answerable or
responsible for any loss or diminution
occasioned thereby and give effectual receipt
for the purchase moneys and do all other acts
and things for completing the sale which the
person or person exercising the power of sale
shall think proper and the aforesaid power
shall be deemed to be a power to sell and
concur in selling the mortgaged premises
without the intervention of any Court of Law
within the meaning of Section 69 of the
Transfer of Property Act, 1882 (IV of 1882)
(hereinafter called “the said Transfer of
Property Act”) AND IT IS HEREBY FURTHER
AGREED AND DECLARED that the Bank shall
with and out of the moneys to arise from any
sale as aforesaid in the first place pay and
retain the costs and expenses attending such
sole or otherwise incurred in relation to this
security and in the next place satisfy the
moneys which shall then be owing upon the
security of these presents and shall pay the
surplus if any to the Mortgagors.
(2) (a) The Power of sale hereinbefore contained

shall not be exercised by the Bank unless until
:
(i) Default shall have been made by the
Borrowers/ Mortgagor in payment of any
installment of the said principal sum or
any part thereof on the days appointed
for the payment thereof and for the space
of three calendar months next after the
notice in writing required by sub-section
69 of the said Transfer of Property Act.
Requiring the payment of any installment
of the said principal sum or such part
thereof as may for the time being due
shall have been give to the
Borrower/Mortgagor or left at the usual or
last known address of the
Borrower’s/Mortgagor’s said
Office/premises/residence or let at the
usual or last known address of the
Mortgagor/Borrowers or affixed to some
part of the said Mortgaged premises or
interest, shall be in arrears and remain
unpaid for three calendar months after
becoming due.
(b) Any such notice as aforesaid as well as

any other notice required to be served
upon the Mortgagors / Borrowers shall be
sufficient although not addressed to any
person or persons affected thereby may
be absent unborn unascertained or under
disability and all such notices as aforesaid
shall be deemed to be duly served if sent
by post in Registered letter addressed to
the Borrower at the last known place
business of their said address of the
Borrowers/Mortgagor, addressed to the
Borrowers/Mortgagor at the last known
place of abode of any of them or affixed
to some part of the mortgaged premises
and such service shall be deemed to be
made at the time at which the Registered
Letter would in ordinary course be
delivered.
(c) No purchaser upon the sale purporting to

be made in pursuance of the aforesaid
power in that behalf shall be bound or
concerned to see or inquire whether any
of the cases mentioned in the proviso last
hereinbefore mentioned has happened or
whether any default has been made in
payment of any moneys intended to be
hereby secured or whether any
installment or part thereto remains owing
on this security or whether any such
notice has been given or left as aforesaid
or otherwise as to the necessity or
propriety of such sale or the necessity or
expediency of the conditions subject to
which the sale is made of be effected by
express notice given or left or affixed as
aforesaid or that any such sale is
otherwise unnecessary irregular or
improper and unnecessary irregular or
improper and notwithstanding any such
irregularity such sale shall so far as the
safety and protection of the purchaser or
purchaser be deemed to be valid and
effectual accordingly and the remedy of
the Mortgagor/ Borrowers in respect of
any breach of the provisions hereinbefore
contained or any irregularity in such sale
shall be in damages only.
(3) Upon any such sale as aforesaid the receipt of
the Bank for the Purpose Money shall effective
discharge the purchaser or Purchasers
therefrom and form being concerned to see to
the application thereof being answerable for
the loss or misapplication thereof.
(4) All the other provisions and trusts ancillary to

the power of sale which are contained in
Section 69 of the said Transfer of Property Act,
1882 are not expressly provided for herein
shall apply to this security.
VII. PROVIDED FURTHER AND IT IS HEREBY AGREED AND

DECLARED AS FOLLOWS: -
(1) The Bank shall have power to appoint in writing

a Receiver of the mortgaged premises to
receive the rents profits and income thereof
under THE provisions of Section 69A of the said
Transfer of Property Act and in that event shall
be at liberty and entitled to appoint any
Manager of the Bank’s branch or any other
Officer or Officers of the Bank as such Receiver
by writing signed by the Authorised
Officer/Manager of the Bank or on its behalf
and all the powers provisions and trust
contained in the said Section 69A of the said
Transfer of Property Act, 1882 shall apply to
the Receiver appointed by the Bank.
(2) The Power of leasing contained in Section 64A

of the said Transfer of Property Act, 1882 shall
not be exercised by the Mortgagors without the
written consent of the Bank first had and
obtained.
(3) It shall be lawful for the Mortgagor to retain

possession of and use the mortgaged premises
until the Bank shall be entitled to take
possession thereof under these presents.
(4) Section 67A of the said Transfer of Property

Act, 1882 shall not apply to these presents and
the Bank notwithstanding that it may hold two
or more Mortgages executed by the
Mortgagors including these presents in respect
of which it may have the right to obtain the
same kind of Decree under the Section 67 of
said Transfer of Property Act shall be entitled
to sue and obtain such Decree on any of such
Mortgages without being bound to sue on all
such Mortgages in respect of which the
Mortgages in respect of which the Mortgage
money shall have become due.
(5) The Mortgagee Bank shall not be answerable or

accountable for any involuntary losses which
may happen in or about the exercise or
executive of any of the powers or trust which
may be vested in the Bank by virtue of these
presents or by any legislative enactment.
(6) Over and above the other provisions herein

contained and without prejudice thereto in the
event of the Mortgagors making any default in
the repayment of the Mortgage debt hereby
secured or failing to comply with any of the
terms and provisions of these presents or the
aforesaid Agreement, the Mortgagee Bank
shall have the right to take over the
management of the whole concern and
business of the Borrowers/Mortgagor as well as
the right to transfer by way of lease or sale and
realize all the properties and assets mortgaged
or assigned to the Bank hereunder and the
Mortgagor shall in such event forthwith on
demand by the Bank, the Borrowers hand over
charge and management of the whole of the
business and undertaking of their concern and
Company to the Bank and any transfer of any
of the properties and assent made by the Bank
in exercise of any of the power under the
foregoing provisions shall vest in the transferee
all rights in or to the property or assets made
by the Bank in exercise of any of the power
under the foregoing provisions shall vest in the
transferee all rights in or to the property or
assets transferred as if the Lease or Sale had
been made by the Mortgagor themselves AND
FURTHER that the Bank shall have the same
rights and powers in respect of the goods
manufactured or produced wholly or partly
from goods forming part of the security created
under these presents as the Bank has with
respect to the original of the business and
concern of the Borrowers/Mortgagor and their
said firm under the foregoing provisions of the
Bank shall be deemed to be the owner of the
assets and concern of the Borrowers/Mortgagor
and their said firm for purpose of all suits by or
against the Mortgagor/Borrowers and/or their
said Company/and shall sue and be used in the
name of the Mortgagor/Borrowers and/or their
said firm PROVIDED THAT if the Management
of the concern and business of the Borrowers/
Mortgagor shall be taken over by the Bank
and / or any property shall be transferred and
realized by the Bank all cost charges and
expenses properly incurred by the Bank
incident to such management and/or transfer
and realization shall be recoverable from the
Mortgagor and the money which shall be
received by the Bank from such management
and /or transfer and realization shall be
recoverable from the Mortgagors and the
moneys which shall be received by the Bank
from such management and/or transfer and
realization shall be held by Bank in trust to be
applied firstly in payment of all costs charges
and expenses of taking over the management
and/or transfer and realization of any such
property and secondly in discharge of the debt
due to the Bank for principal interest and costs
charges and expenses under these presents
and the residue of such moneys shall be paid
over to the Mortgagor/Borrowers or the
persons entitled thereto PROVIDED LASTLY that
when the management of the concern and
business of the Borrowers/Mortgagor shall be
have the right to appoint an administer or
administrators and a manager or managers of
the concern and business of the Borrowers
and/or their said Firm on such terms and
conditions as the Bank shall think fit.
(7) The Bank may require the

Mortgagor/Borrowers, by Notice, to discharge
in full their liability to the Bank in the following
events namely: -
(a) If at appears to the Committee of

Management / Board of Director of the
Bank that false or misleading information
in any material particular was given in the
application made by the Borrower to the
Bank for the loan hereby secured; or
(b) If the Borrowers/Mortgagor shall fail to

comply with any of the terms of their
contract with the Bank in the matter of
the said loan which terms are herein
incorporated; or
(c) If there is any reasonable apprehension that

the Borrowers/ Mortgagor are unable to
pay their debts or that insolvency
proceeding may be taken by or against
the Borrowers/ Mortgagor or any of them;
or if the properties and assets hereby
mortgaged and assigned to the Bank for
the benefit of the Bank as security for the
loan hereby secured are not insured and
kept insured by the Borrowers/ Mortgagor
to the satisfaction of the Bank or if the
mortgaged premises depreciate in
valuation in the opinion of the Board of
Director / Committee of Management of
the Bank by more than Bank under the
provisions of Clause (a) hereof and further
security to the satisfaction of the Board /
Committee is not given or if the security
become in-sufficient within the meaning
of Section 66 of the said transfer of
Property Act, 1882; or if for any reason it
is necessary in the option of Board of
Directors / Committee of Management of
the Bank to protect the interest of the
Bank; or
(d) If the Borrowers/ Mortgagor have any

account or accounts with any other Banks
or Financial Institutions guaranteed by the
Reserve Bank of India being liable to
reimburse the guaranteed amount.
(8) Over and above the other rights and powers of
the Bank conferred on it herein before and
without prejudice to such rights and powers the
Bank shall have the right by any notice in
writing to required the Mortgage for with to
discharge in full their liabilities to the Bank
shall at the option of the Bank become payable
as if the time for the payment thereof had
expired and the Bank shall be entitled to
exercise all its rights and remedies hereunder
namely: -
(i) If default shall be committed by the

Borrowers/ Mortgagor in the payment of any installment
of the said principal sum; on its due date; or
(ii) If interest is in arrears and shall remain

unpaid for three months after becoming due; or
(iii) If default shall be committed by the

Borrowers/ Mortgagor in the observance or performance
of any covenants conditions or provisions of these
presents; or
(iv) If the Mortgaged premises or any part

thereof are taken by the Government or any public body
entitled to do so far a public purpose; or
(v) If executioner distress is levied against
the whole or any part of the Mortgaged premises; or
(vi) If a receiver is appointed of the

Mortgaged premises or any part thereof; or
(vii) If the Borrowers/Mortgagor or any them

shall enter into any agreement or commit any act or
insolvency or be adjudged insolvent or take advantage of
any law for the relief of insolvent debtors; or
(viii) If the Borrowers/ Mortgagor cease or

threaten to cease to carry on business; or
(ix) If any enquiry is instituted against the

borrower by the government for the economic offences;
or
(x) If any circumstances shall occur which

shall prejudiced or impair or imperil or depreciate or is
likely to prejudice or imperil or depreciate the security of
the Bank; or
(xi) If any circumstances or event shall occur

which would or is in the opinion of the bank likely to
prejudicially of adversely affect in any manner the
capacity of the Borrowers/ Mortgagor to repay the loan to
the Bank.
PROVIDED ALWAYS that the decision of the Bank as

to whether any of the aforesaid events or circumstances
has occurred shall be final and conclusive and binding on
the Mortgagor.
VIII. AND IT IS HEREBY FURTHER AGREED AND

DECLARED as follows: -
(1) After the Bank shall have entered into taken

possession of the mortgaged premises or any
part thereof or after a receiver thereof shall
have appointed as aforesaid it shall be lawful for
but not obligatory upon the Bank or Receiver as
the case may be to carry on the business in and
with the Mortgaged premises or any of them or
any part thereof and to manage and conduct the
same as it or he shall in its or his absolute
discretion think fit and proper and for the
purposes for the said business appoint and
employ such agents managers engineers
technical men solicitors and other legal advisers
accountants servant and workmen upon such
terms and conditions as to remuneration or
otherwise as it or he may think fit and proper
and renew repairs and replace such of the
equipments and effects of the Mortgagors as
shall be worn out damaged lost or otherwise
become unfit in any way for use and generally to
do or cause to be done all such acts deeds and
things and to enter into all such arrangements
or contracts respecting the mortgaged premises
or the working of the same or any part thereof
as it or he could do it or he were absolutely
entitled there to and without being responsible
in any way for any loss or damage which may be
occasioned thereby PROVIDED THAT all the
powers provisions and trusts referred to above
shall be independents of and over and above all
the powers rights and privileges which the bank
is by virtue of any other law for the time being in
force entitled to exercise.
(2) All the pieces or parcels of premises including

building and structure erected or to be erected
thereon which may at any time during the
continuance of this security be acquired
obtained or possessed of by the
Borrowers/Mortgagor or to which may at the
time hereafter during the continuance of this
security be affixed installed or erected or
brought in or upon the said flat or used in
connection therewith and which may belong to
the Mortgagor or are capable of being
transferred by the Mortgagor and either in
addition to or in substitution for the said
Schedule property hereby mortgaged and
assigned or any part thereof shall be included
in the security of the Bank shall for the purpose
of these presents be deemed to form part of
the mortgaged premises and the Borrowers/
Mortgagor shall upon the request of the Bank
but at their own costs forth with execute and
registrar in the favour of the Bank but at their
Mortgage, Pledge, Charge, Hypothecation or
other instruments as may be required by the
bank granting conveying assigning and
assuring the same to the Bank upon the same
terms and conditions as are herein contained
and for the purpose of the aforesaid the
Mortgagor shall do or cause to be done all such
acts and deed things as may be required by
the Bank.
(3) If the mortgaged premises or any part thereof

shall at any time be taken up by the
government or by any public body entitled to
do so for a public purpose, the Bank shall be
entitled to receive the whole of the
compensation which the Borrowers shall be
entitled or be declared entitled to and the
same or a sufficient portion thereof towards
repayment of the said principal sum and all
proceedings for the ascertainment and
apportionment of the compensation payable
the mortgaged premises or any part thereof
shall be conducted by the mortgagors through
the Attorneys and engineers of the Bank and if
the Mortgagors shall not do so then the Bank
shall entitled the engage another set of
Attorneys and Engineers and the Mortgagors
shall on demand pay to the Bank shall all costs
and expenses that may be incurred by the
Bank with interest thereon at the rate aforesaid
from the time of the same having being so
incurred and until such repayment the same
shall be charge upon the mortgaged premises
and in all proceedings in charge upon the
mortgaged premises and in all proceedings in
Courts of Law or Tribunals or before public or
other officers wherein the bank shall be
entitled or required to appear or to part the
Bank shall be entitled to appear by Attorneys,
Lawyers, Advocates, Counsel Architects,
Engineers and other professional persons and
all costs, charges and expenses between
Attorney and Client incurred by the Bank shall
be repaid by the mortgagors to the Bank with
interest at the rate aforesaid and all such
moneys and interest shall until repayment to
be a charges on the mortgaged premises.
IX. The mortgagor do and each of them doth hereby

covenant with the Bank that they will be using the
said premises i.e. the said Schedule property for and
on behalf of the Bank and they will remove
themselves and their belongings therefrom
whenever called upon by the Bank to do so without
any objection or interruption or without any excuse.
The Mortgagors further covenant with the bank that
till such time the Bank requires the Mortgagors to
remove themselves and their belongings from the
mortgaged premises the Mortgagors will use the
same with permission of the Bank and pay such
charges for the use thereof as may be fixed by the
bank in case of default by the Borrower to pay the
Bank’s Dues on the due dates.
X. It is hereby expressly agreed and declared that the

loan assured by these presents in sanctioned by the
Bank to the Borrowers/ Mortgagor for the purpose of
the Business and the borrowers are prohibited from
using the loan amount or any part thereof for any
other purpose and in case of the Bank apprehends
or has reason to believe that the Borrowers and the
mortgagor have violated or the violating any of the
condition, stipulations, liabilities and obligations
arising out of all and security documents executed
by the borrower and Mortgagors in favour of the
Bank, the Bank shall have the right to demand the
repayment of the entire loan amount or any part
thereof at once not withstanding anything to the
contrary contained in these presents or any other
security documents executed / to be executed by
the Mortgagors in favour of the Bank.
XI. For all or any of the purpose aforesaid the

Mortgagor/ Borrowers do and each of them DOTH
hereby irrevocably appoint the Bank as well as the
Receiver of Receivers to be to be appointed under
these presents to be their Attorney or Attorneys and
in the name and on behalf of the Borrowers/
Mortgagor and their said firm of M/s PVG Logistics
Pvt. Ltd. and/or M/s PVG Exports Pvt. Ltd., to execute
and to all such acts matters and things which the
Mortgagors ought to do and execute under the
covenants and provisions therein contained and
GENERALLY to use the name of the borrower and
their said Companies in the exercise of all or any of
the power of these presents conferred on the bank
or any receiving appointed by it.
XII. Any notice required to be served on the

mortgagors as well as Borrowers shall for the purpose
these presents be deemed to be sufficiently served if it
is left at the last known place of business of borrowers
said Companies or at the last known place of abode of
any of the mortgagor on behalf of all of them or left or
affixed to any part of the said flat and such notice also
be deemed to be properly and duly effected if it is sent
by post in a registered letter addressed to the
borrowers/Mortgagor said in companies of the last
known place of abode of any of the mortgagor on
behalf of all of them and such service shall be deemed
to have been made at the time which such registered
letter would in the ordinary course of post be delivered
even though returned unserved on account of refusal
of any property or otherwise howsoever.
XIII. The mortgagors / the Borrowers shall pay all the

costs, charges and expenses between attorney and
client in any wise incurred or paid by the Bank of
and incidental to or in connection with these
presents or this security and incurred as well for the
assertion or defence of the rights of the bank as for
the protection and security of the mortgaged
premises and for the deemed realization and
recover of the said principal sum interest and other
moneys payable to the bank and the same shall on
demand be paid by the mortgagors to the bank with
interest thereon at the rate aforesaid from the time
of the same having been so incurred and until such
payment the same shall be a charge upon the said
mortgaged premises.
XIV. The Borrowers/ Mortgagor agrees and covenant with

the bank that they will abide by the terms and
conditions incorporated in the Letter of Sanction
bearing No. SCB/GSME/01, dated 25.2.2010
addressed by the Bank to the Borrower/Mortgagor
and which may be stipulated by the Bank from time
to time and notified to the Borrowers.
XV. It is hereby expressly agreed and declared that if

the Borrowers/ Mortgagor fail to repay the mortgage
debt hereby assured and as agreed and as agreed
upon the Bank shall be entitled to realize its dues by
sale of the mortgaged premise and in the event of
the proceeds of the sale of the mortgage premises
together with the amount if any realization by the
bank as mortgagee in possession of the mortgaged
premises, fall short of the total amount due the
bank, the Borrowers shall remain personally liable
for such deficiency and submit to a personal decree
on the account and the bank shall be entitled to
recover the balance from the person and other
property of the mortgage and/or the guarantors.
XVI. PROVIDED ALWAYS AND IT IS HEREBY EXPRESSLY

DECLARED that then bank shall be at liberty to
assign the debt secured by these presents and the
securities for the loan and the benefits of all
covenant and provision contained herein or any of
the documents made in connection with the said
loan to the Industrial Development Bank of India, as
security for any refinance obtained by the Bank from
the Industrial Development Bank of India, in respect
of the said loan to the Mortgagors and the
Mortgagors shall whenever required by the Bank
during the currency of the said loan do and
executing at the costs of the Borrowers/ Mortgagor
all such acts deeds and things as the Bank may
requires for or in connection with such assignment.
XVI. The Mortgagee Bank, in addition, to all or any other

modes of recovery of its loan, shall, in case of default on
the part of either the Borrowers or the Mortgagor, be
entitled to initiate recovery proceedings, under the
provisions of The Securitisation and Reconstruction of
Financial Assets and Enforcement of Security Interest Act,
2002.
XVII. The Mortgagor has also deposited the title deeds

pertaining to the Schedule property, as described in the
Second Schedule.
IN WITNESS WHEREOF the said Mortgagor,

Borrowers and the Mortgagee have hereunto set and
subscribed their respective hands and seals at the day
and year first herein above written.
THE FIRST SCHEDULE ABOVE REFERRED TO: -

(SCHEDULE PROPERTY)
All the piece and parcel of the Property bearing No.
26, (old Khatha No.1 erstwhile Sy. No. 97/1), Present
BBMP Khatha No. 97/1, Wheeler Road Cross, Banasawadi,
BANGALORE measuring East to West: 145’ + 132’/2 and
North to South: 415’ + 430’/2 and bounded on the:


(Banaswadi Railway Station
Road)
THE SECOND SCHEDULE ABOVE REFERRED TO: -

----------------------------------------------------------------------
-----------------
----------------------------------------------------------------------
-----------------
1. 23.6.1937 Sale Deed executed by Sri R.

Narasimhaiah in
favour of Sri Chourappa. This
document is registered in the office
Taluk, as No. 445/1937-38, pages
120 to 121, Vol 497 of Book I.
(CERTIFIED COPY)
2. 20.9.1938 Sale Deed executed by the Municipal

Commissioner in favour of Sri C.
Chourappa. This document is
Registrar, Bangalore, as No.
1231/1938-39, pages 124 to 125,
COPY)
3. 4.6.1940 Sale Certificate issued by District

Court C &M
Station, Bangalore in Ex. Case No.
70/1939 in favour of J. Roopchand.
Bangalore Taluk, as No. 364/1940-
41, Vol. 547 of Book I. (CERTIFIED
COPY)
4. 6.3.1941 Sale Deed executed by Sri J.

Roopchand in
favour of Sri C. Chowrappa. This
of the Bangalore Taluk, as No.
2013/1941-42, Vol. 564 of Book I.
(CERTIFIED COPY)
5. 20.8.1947 Sale Deed executed by Chowrappa

in favour
of M. Jaganatha Chettiar and M.
Eithiraj Chettiar. This document is
Registrar, Bangalore Taluk, as No.
1610/1947, pages 174 to 177, Vol
675 of Book I. (CERTIFIED COPY)
6. ------- Death Certificate of Sri M. Eithiraj

Chettiar
issued by Bangalore City
Corporation, which shows that Sri M.
Eithiraj Chettiar expired on
15.1.1981 (ORIGINAL)
7. ----- Death Certificate of Sri M.

Jagannatha Chettiar
Jagannatha Chettiar expired on
20.6.79 (XEROX COPY)
8. 22.4.1995 Release Deed executed by Smt.

Jayamma and
Sri Shivanna in favour of Sri
Krishnappa. This document is
Registrar, Shivajinagar, as No.
212/1995-96, pages 87 to 91, Vol.
3723 of Book I. (ORIGINAL)
9. 26.7.1995 Betterment charges paid Receipt

issued by
BMP, showing the payment of
Betterment charges of Rs. 650200/-
and the same is paid by Sri
Krishnappa in respect of property
bearing No. 1 (ORIGINAL)

Bangalore City
Corporation in the name of Sri
Krishnappa (ORIGINAL)

by BMP in
the name of Sri Krishnappa
(ORIGINAL)
12. 8.3.2010 Computerised Khatha Certificate

issued by
BBMP in the name of Sri Krishnappa
(ORIGINAL)
13. 8.3.2010 Computerised Khatha Extract issued

by BBMP
in the name of Sri Krishnappa
(ORIGINAL)
showing the
58508/- for the period 2009-10 and
the same is paid by Sri Krishnappa in
respect of the Schedule property.
(ORIGINAL)
15. 30.12.2007 Encumbrance Certificate for
the period
1.4.1937 to 29.12.1997 isued by
Sub-Registrar, Shivajinagar
(ORIGINAL)

period
1.1.1970 to 31.3.2004 issued by
Sub-Registrar, Indiranagar
(ORIGINAL)

period
1.4.2004 to 20.3.2010 issued by
Sub-Registrar, Halasur, (ORIGINAL)
18. 5.1.2008 Endorsement issued by BMP,

showing that
property bearing No. 97/1 (new No.
26) is not acquired for any of its
project (ORIGINAL)
19. 8.5.2006 Order passed by Special Land

Acquistion
Officer, Bangalore, which shows that
the land bearing Sy. No. 97/1
measuring 1 acre 10 guntas is not
acquired for Salem Railways and the
portion belongs to Krishnappa
alongwith the sketch (XEROX
COPY)
20. 12.1.2005 Paper Publication published in Vijaya
Times,
which shows that the Sale Deeds
dated 12.3.1941 bearing Nos. 2013
and 20.8.1947 bearing No. 1610 is
lost (ORIGINAL)
21. 20.4.2010 RTC for the period 2009-10 issued

by Village
Accountant, Bangalore North Taluk,
which shows that the Khatha in
respect of the land bearing Sy. No.
97/1 measuring 1 acre 10 guntas in
the name of Sri Krishnappa.
(ORIGINAL)
22. 19.4.2010 Mutation Register Extract (M.R. No.

2/2006-
07) issued by Village Accountant,
Bangalore North Taluk, which shows
that the Khatha in respect of the
land bearing Sy. No. 97/1 measuring
1 acre 10 guntas in the name of Sri
Krishnappa. (ORIGINAL)
----------------------------------------------------------------------
-----------------
SIGNED, SEALED AND DECLARED )

by the within named ‘MORTGAGOR’ )
Sri KRISHNAPPA )
In the presence of: )

1.
2.
Sri PRASANNA V. GHOTAGE )

the Authorised Signatory )
M/s PVG LOGISTICS PVT. LTD
(Borrower)
1.
2.
Sri PRASANNA V. GHOTAGE )

the Authorised Signatory )
M/s PVG EXPORTS PVT. LTD
(Borrower)

1.
2.
THE COMMON SEAL of M/s )

PVG LOGISTICS PVT. LTD. AND
M/s PVG EXPORTS PVT. LTD
has been affixed hereunto pursuant )
to the Resolution passed by its )
Board Of Directors at its meeting )
held on the _____day of July 2010 )
in the presence of: )
1.
2.
The Directors of the Company who have in)
token thereof subscribed )
their respective signature hereto )
M/s PRASANNA V. GHOTAGE )

Proprietor: Sri Prasanna V. Ghotage
(Borrower)
Sri S.D. PAI )

Manager, SME Branch, Panaji, Goa)
the Authorised Signatory of )
THE SARASWAT CO-OPERATIVE
BANK LIMITED
(MORTGAGEE)

1.
2.
RECEIVED the day and the year )
first herewith above written of and from )
the within named THE SARASWAT )
CO-OPERATIVE BANK LTD. a sum )
of Rs. 20,00,00,000/-
Being the full consideration money )
Above mentioned paid by the said Bank )
to us on the sealing and delivery of )
these presents ) Rs. 20,00,00,000/-
WE SAY RECEIVED
WITNESSES:
1.
2.
BORROWERS
DRAFTED BY:
V.N. SHIVANANDA,
ADVOCATE,
No. 164, 2nd floor,
6th floor, “B” Street,
Gandhinagar,
BANGALORE 560 009
----------------------------------------------------------------------
-----------------
----------------------------------------------------------------------
-----------------
1. 23.6.1937 Sale Deed executed by Sri R.
Narasimhaiah in
favour of Sri Chourappa. This
Taluk, as No. 445/1937-38, pages
120 to 121, Vol 497 of Book I.
(CERTIFIED COPY)
2. 20.9.1938 Sale Deed executed by the Municipal

Commissioner in favour of Sri C.
Chourappa. This document is
Registrar, Bangalore, as No.
1231/1938-39, pages 124 to 125,
COPY)
3. 4.6.1940 Sale Certificate issued by District
Court C &M
Station, Bangalore in Ex. Case No.
70/1939 in favour of J. Roopchand.
Bangalore Taluk, as No. 364/1940-
41, Vol 547 of Book I. (ORIGINAL)
4. 12.3.1941 Sale Deed executed by Sri J.

Roopchand in
favour of Sri C. Chowrappa. This
of the Bangalore Taluk, as No.
2013/1941-42, Vol 534 of Book I.
(CERTIFIED COPY)
5. 20.8.1947 Sale Deed executed by Chowrappa

in favour
of M. Jaganatha Chettiar and M.
Eithiraj Chettiar. This document is
Registrar, Bangalore Taluk, as No.
1610/1947, pages 174 to 177, Vol
675 of Book I. (CERTIFIED COPY)
6. -------- Death Certificate of Sri M.

Eithiraj Chettiar
Eithiraj Chettiar expired on
15.1.1981 (XEROX COPY)
7. -------- Death Certificate of Sri M.

Jagannatha Chettiar
Jagannatha Chettiar expired on
17.2.1980 (ORIGINAL)
8. 22.4.1995 Release Deed executed by Smt.
Jayamma and
Sri Shivanna in favour of Sri
Krishnappa. This document is
Registrar, Shivajinagar, as No.
212/1995-96, pages 87 to 91, Vol

issued by
BMP, showing the payment of
Betterment charges of Rs. 650200/-
and the same is paid by Sri
Krishnappa in respect of property
bearing No. 1 (ORIGINAL)
10. 7.12.1996 Khatha Certificate issued by BMP in

the name
of Sri Krishnappa (ORIGINAL)

by BMP in
the name of Sri Krishnappa
(ORIGINAL)

issued by
BBMP in the name of Sri Krishnappa
(ORIGINAL)
13. 8.3.2010 Computerised Khatha Extract issued

by BBMP
in the name of Sri Krishnappa
(ORIGINAL)

showing the
the same is paid by Sri Krishnappa in
(ORIGINAL)

the period
1.4.1937 to 29.12.1997 isued by
Sub-Registrar, Shivajinagar
(ORIGINAL)

period
1.1.1970 to 31.3.2004 issued by
Sub-Registrar, Indiranagar
(ORIGINAL)

period
1.4.2004 to 20.3.2010 issued by
Sub-Registrar, Halasur (ORIGINAL)
18. 5.1.2008 Endorsement issued by BMP, which
shows that
the property bearing No. 97/1 (new
No. 26) is not acquired for any of its
project (ORIGINAL)
19. 8.5.2006 Order passed by Special Land

Acquistion
Officer, Bangalore, which shows that
the land bearing Sy. No. 97/1
measuring 1 acre 10 guntas is not
acquired for Salem Railways and the
portion belongs to Krishnappa
alongwith the sketch (XEROX
COPY)
20. 12.1.2005 Paper Publication published in Vijaya

Times,
which shows that the Sale Deeds
dated 12.3.1941 bearing Nos. 2013
and 20.8.1947 bearing No. 1610 is
lost (ORIGINAL)
21. 20.4.2010 RTC for the period 2009-10 issued

by Village
Accountant, Bangalor North Taluk,
which shows that the Khatha in
respect of the land bearing Sy. No.
97/1 measuring 1 acre 10 guntas in
the name of Sri Krishnappa.
(ORIGINAL)
22. 19.4.2010 Mutation Register Extract (M.R. No.

2/2006-
07) issued by Village Accountant,
Bangalore North Taluk, which shows
that the Khatha in respect of the
land bearing Sy. No. 97/1 measuring
1 acre 10 guntas in the name of Sri
Krishnappa. (ORIGINAL)
----------------------------------------------------------------------
-----------------
PART – II – DESCRIPTION OF THE PROPERTY
All the piece and parcel of the Property bearing No. 26,
(old Khatha No.1 erstwhile Sy. No. 97/1), Present BBMP
Khatha No. 97/1, Wheeler Road Cross, Banasawadi,
BANGALORE measuring East to West: 145’ + 132’/2
and North to South: 415’ + 430’/2 and bounded on the:


(Banaswadi Railway
Station Road)
--------------------------------------------------------------------
-----------------
DOCUMENT OF LEGAL MORTGAGE

IN FAVOUR OF
BY M/S MORTGAGOR
M/S BORROWER.
THIS GENERAL POWER OF ATTORNEY, is made
and executed, on this Eighteenth day of June Two
Thousand Ten [18.6.2010] AT BANGALORE: By Sri M.C.
ARUN s/o Sri Chandrashekar, aged about 27 years,
residing at No. 12/35, 3rd Cross, LIC Colony, Jayanagar,
BANGALORE, do hereby nominate, constitute appoint my
wife Smt. S. SNEHA w/o M.C. Arun, aged about 26 years,
residing at residing at No. 12/35, 3rd Cross, LIC Colony,
Jayanagar, BANGALORE, as my Attorney in my name and
on behalf to do or execute all or any of the acts, deeds
and things hereinafter mentioned this to say:-
WHEREAS myself and my wife Smt. S. Sneha intend

to purchase Flat No. 008, Ground floor, “Uma Sanjeevini
Residency”, constructed on Converted land bearing Sy.
No. 105/4, Khatha No. 171, Kothanur Village, Uttarahalli
Hobli, Bangalore South Taluk, Bangalore, presently 7th
Phase, J.P. Nagar, BANGALORE 560 078, by availing
Housing loan from INDIAN OVERSEAS BANK,
Mahalakshmipuram Branch, BANGALORE (hereinafter
called “IOB”)
AND WHEREAS I am not in a position to purchase the

Schedule property mentioned below, execute the loan
documents and create mortgage in person in favour of
Indian Overseas, since I am going to United States of
America (USA) on my Official work and hence it has been
considered convenient and necessary for me to appoint a
Attorney for availing the loan from Indian Overseas Bank
and to deal with the Bank in all respects:
Now by this Power of Attorney, I hereby appoint my

wife Smt. S. SNEHA as my attorney and expressly
authorize to exercise the following powers without
prejudice to the generality thereof, in my name and on
my behalf to do all or any of the following acts and things:
1. To purchase the Flat No. 008, Ground floor, “Uma
Sanjeevini Residency”, constructed on Converted land
bearing Sy. No. 105/4, Khatha No. 171, Kothanur Village,
Uttarahalli Hobli, Bangalore South Taluk, Bangalore,
th
presently 7 Phase, J.P. Nagar, BANGALORE 560 078, on
my behalf, to present the Sale Deed in the Office of the
jurisdictional Sub-Registrar, to present and sign the Sale
Deed on my behalf, admit execution on my behalf and to
do all acts, deeds and things connected with the
registration of the Sale Deed and to complete the Sale
transactions and after completing the registration
formalities, to receive the Sale Deed on my behalf.
2. To offer as Security the Flat No. 008, Ground floor,

“Uma Sanjeevini Residency”, constructed on Converted
land bearing Sy. No. 105/4, Khatha No. 171, Kothanur
Village, Uttarahalli Hobli, Bangalore South Taluk,
Bangalore, presently 7th Phase, J.P. Nagar, BANGALORE
560 078. (“Schedule property”) to be purchased on my
behalf for the Housing loan applied by myself and my wife
and for any further or additional loan/s to IOB for such
amount as my Attorney may deem fit and for the purpose
to pay the processing fee/s and sign the loan application/s
in my name and on behalf and to furnish all the details
and information required by IOB and to give any
Statement, letter, Clarification or any other writing
required or necessary for availing of the said loan/s from
IOB and from time to time to follow up the said loan
application/s and do such other things and deeds as may
be necessary in relation thereto
3. To request IOB or agree with IOB for any change or

modification in the loan amounts/, rate/s of interest,
period or repayment of loan/s or any other terms and
condition in relation to the loans at any time or from time
to time.
4. To receive the disbursement of the said loan/s and
for that purpose give effectual discharge and give all the
necessary information and documents to assist the
Technical and Legal Appraisal of the Property offered as
security for the educational loan.
5. To mortgage the Schedule property with IOB by

deposit of title deeds, either registered or unregistered,
as security for the repayment of the loan/s granted/ to be
granted by IOB to myself and my wife for the loan to be
obtained by me and my wife. In case of registered
Mortgage by deposit of title deeds, then to appear before
the jurisdictional Sub-Registrar and execute the said
Mortgage and to admit the execution of Mortgage thereof
before the said Sub-Registrar.
6. To deposit on my behalf the documents of title and

to state on my behalf to any officer of IOB that the said
documents are being deposited for creating a security on
the said property/ies by the way of equitable mortgage of
repayment of the said loan/s. The Attorney is fully
authorized to make these statements and convey my
intentions to create security on the Schedule property on
my behalf.
7. She is further authorized to make any other

statement necessary to create equitable mortgage by
deposit of title deeds and also to execute any writing
undertaking, indemnities etc., on my behalf in respect of
mortgage of the said property/ies or guaranteeing of the
repayment of the said loan/s any other writing
whatsoever required in respect of the said transaction of
the loan/s granted to be granted to myself and my wife
for creation of the said Security.
8. She is also authorized to execute any loan

agreement/s, On-Promissory notes/Letters of Declaration,
Undertaking, Letter of Continuing Guarantee and
Indemnity or such other documents as may be required
by IOB in respect of the said loan/s on my behalf.
9. She is also authorized to execute in favour of IOB, a

irrevocable Power of Attorney authorizing IOB in its own
favour or in favour of any other persons, as IOB in its sole
discretion may decide.
10. To acknowledge my liability/debt in respect of the

said educational loan/s on my behalf in favour of IOB.
11. To receive loan/s and all other document including

title documents on my behalf from IOB and execute
receipt/s thereof after clearing the said educational loan.
12. To open and/ or operate Bank Account, either

resident or non-resident in any Bank in India, including
IOB. The Account may be operated in Indian Currency or
foreign currency to be remitted by me from time to time.
13. My Attorney is authorized to do all such acts, deeds

and things including signing any papers, documents as
are necessary and incidental to the above and that any
act or Statement or writing of my said Attorney. In
pursuance hereto, it shall be deemed to have been fully
authorized and ratified by me.
14. And I do hereby agree and confirm whatever act,

deeds and things lawfully and bonafidely done by my
Attorney which shall be construed as acts, deeds and
things done by me to all intents and purpose as if I was
personally present even not withstanding the fact that no
special powers in that behalf is contained in this presents.
15. And all or whatever my said Attorney shall lawfully

do, I do hereby agree, ratify and confirm all the acts,
deeds and things done by my said Attorney.
16. And I hereby agree an undertake to ratify and

confirm all acts the whatsoever my said Attorney under
this Power in that behalf herein before contained, shall
lawfully do, execute or perform in exercise of the power,
authorities and liberties hereby conferred upon, under
and by virtue of this Power of Attorney
SCHEDULE PROPERTY REFERRED ABOVE
SCHEDULE “A” PROPERTY

Sy. No. 105/4, Khatha No. 171, Kothanur Village,
Uttarahalli Hobli, Bangalore South Taluk, Bangalore,
th
presently 7 Phase, J.P. Nagar, BANGALORE 560 078.
The said land is Converted as per the Official
Memorandum bearing No. B.Dis.ALN.SR(S) 368/2003-04,
dated 27.12.2003 issued by the Dy. Commissioner,
Bangalore. The entire property measuring 35 guntas is
bounded on :
East by : 30’ road

West by : Remaining portion of the Property
belonging
to Murugendra Raju
North by : Remaining portion of the same
property
belonging to Veeraghava Raju
South by : Remaining portion of same property
belonging to S.K. Sundara Raju (First
Party)
SCHEDULE “B” PROPERTY
Apartment No. 008, Ground floor, “Uma Sanjeevini

Residency”, constructed on Schedule “A” property, with a
super built-up area of 1160 sq. ft, with an undivided right,
title and interest in Schedule “A” property is 547 sq. ft.,
alongwith Car Parking area in the Cellar floor, consisting
of 2 BHK. The civic amenities is yet to be provided. At
present, the said Apartment is partially/semi-finished.
IN WITNESSETH WHEREOF, I, M.C. ARUN has
hereunto set subscribed my signature on this, the
Eighteenth day of June Two Thousand Ten (18.6.2010)
WITNESSES
1.
M.C. ARUN
(EXECUTANT)
2.

the ______ day of April Two Thousand Ten (_____.4.2010)
at BANGALORE;
BETWEEN:

Sri M.N. RAMACHANDRA RAJU

s/o Late Nanjunda Raju,
No. 18/1, 24th main road,
5th Phase, J.P. Nagar
BANGALORE 560 078.

PART which term shall mean and includes his heirs,

owner in possession and enjoyment of the property
bearing No. ____________, morefully described in the
Schedule hereunder, he having owned the same, vide
Sale Deed, dated ____, registered in the Office of the Sub-
Registrar, _____, as No. ______, The Khatha in respect of
the Schedule property stands in the name of the
Mortgagor and he has paid uptodate Property Tax to the
concerned revenue authorities.

has agreed to lent to the MORTGAGOR, a sum of Rs.
3,00,000/- on the security of the Schedule property.
WHEREAS, the MORTGAGOR has deposited the title

deeds pertaining to the Schedule property, with an
favour of the MORTGAGEE and also to secure due
repayment of loan facilities availed by it and accordingly
this Indenture is made.

1. That in consideration of the MORTGAGEE lending to

the MORTGAGOR herein, a sum of Rs. 3,00,000/- (Rupees
Three Lakhs only), the Mortgagor hereby delivers and
accordingly confirms the delivery of all the Original Title
Deeds/documens pertaining to the Schedule property
which is morefully described in the Schedule hereunder to
the custody of the Mortgagee with an intention to create
charge on the title deeds of the Schedule property, for
clearing and securing the due repayment of the loan
borrowed by the MORTGAGOR.
2. The MORTGAGOR hereby undertakes to clear the

said mortgage loan alongwith interest at the rate of 3 %
per month.
3. That the MORTGAGOR in consideration of the

aforesaid loan given to him by the MORTGAGEE, hereby
confirms the deposit of title deeds pertaining to the
Schedule property as security for the due repayment of
the aforesaid amount due by Mortgagor to the Mortgagee
and that the said Original title deeds/documents shall
continue to be in the possession of the MORTGAGEE as
security for the said loan provided/to be provided by the
MORTGAGEE to the said MORTGAGOR until all the
amounts due to the MORTGAGEE is discharged by the
MORTGAGOR.
4. That the MORTGAGOR do hereby declare and

covenant that it shall not create any charge on the title
deeds of the Schedule property during the period of this
MORTGAGE until duly discharged by the MORTGAGEE.

thereof the MORTGAGEE.
7. It is further covenanted between the parties that

until all the indebtedness in respect of the said loan,
MORTGAGEE have been discharged in full under this
Instrument, this mortgage will be kept in force and shall
MORTGAGEE.

MORTGAGEE, that he shall pay the necessary Property
Tax, Cess, Charges, Statutory dues and other outgoings
to the concerned Statotory authorties.

above is in force he shall not alienate or create any other
change in respect of the Schedule property. The
MORTGAGOR further affirms that the property is not
encumbered except to the extent shown above either by
registered or an unregistered document and there is no
attachment by any Courts, either, Civil or Criminal. There
are no litigations, whatsoever, pending in respect of the

that he shall at all times hereafter indemnify and keep
indemnified the MORTGAGEE against any loss, damages,
costs suffered by any reason of default committed by the
MORTGAGOR or any breach or any breach of the
covenants herein contained.

******
LIST OF TITLE DEEDS/DOCUMENTS DEPOSITED BY

THE MORTGAGOR IN FAVOUR OF THE MORTGAGEE
BANK
---------------------------------------------------------------------------------
------
---------------------------------------------------------------------------------
------
1.
2.
3.
4.
---------------------------------------------------------------------------------
------
SCHEDULE PROPERTY
All the piece and parcel of the ______, measuring
East to West: ____ ft. and North to South: ___ ft. and
bounded on the :
East by :
West by :
North by :
South by :
----------------------------------------------------------------------
-----------------

WITNESSES :
1.
MORTGAGOR
2.
MORTGAGEE


the ______ day of April Two Thousand Ten (_____.4.2010)
at BANGALORE;
BETWEEN:
M/s THERELEK ENGINEERS PVT. LTD.

No. 70-71, 3rd Phase, Peenya Industrial Area,
BANGALORE 560 058
represented by its
Managing Director: James V. Alukka

UCO BANK
Companies
1970,
(Amendment)
Act, 1985
called as “Mid Corporate Branch”,
No. 13/22, 1st floor, K.G. Road
BANGALORE 560 009
Sri R. SRIDHARAN

WHEREAS, the Mortgagor herein is the absolute owner in

possession and enjoyment of the property bearing Plot
Nos. 70-71, 3rd Phase, Peenya Industrial Area,
BANGALORE 560 058, morefully described in the
Schedule hereunder.
has granted additional Letter of Credit of Rs.
1,00,00,000/- and additional Bank Guarantee of Rs.
2,00,00,000/- for which the MORTGAGOR mentioned
above, as security has already deposited the title deeds
pertaining to the Schedule property, with an intention to
create Mortgage by Deposit of Title Deeds in favour of the
Mortgagee and also to secure due repayment of loan
facilities availed by it and accordingly this Indenture is
made.


granting the following loan facility:
(i) additional Letter of Credit of Rs. 1,00,00,000/-
(ii) additional Bank Guarantee of Rs. 2,00,00,000/-
totally, a sum of Rs. 3,00,00,000/- (Rupees Three

Crores only)
towards availed by the Mortgagor the purpose of its

business, the Mortgagor hereby confirms the delivery
of all the Original Title Deeds pertaining to the
Schedule property which is morefully described in the
Schedule hereunder to the custody of the Mortgagee
with an intent to create charge on the title deeds of the
Schedule property, for clearing the due repayment of
the loan borrowed by the said Company.

said loan facilities along with interest at the rate of
BPLR+____ i.e., _____% p.a. with monthly rests and subject
to change as per Reserve Bank of India or Head Office
Guidelines, issued from time to time.

sanctioned to it by the Mortgagee, hereby confirms the
amount due by it to the Mortgagee, together with such
discharged by the Mortgagor.

that it shall not create any charge on the title deeds of
5. And the Mortgagor further covenants that, if, at any


continuance of the aforesaid loan, it shall preserve the
property shall be the security in respect of this debt or
may become outstanding in respect of this loan/advances
made to it. It is further covenanted that until all the
indebtedness in respect of the said loan, Overdraft or
Cash Credit accounts to the Mortgagee Bank have been
discharged in full under this Deed, this Mortgage will be
kept in force and shall continue to be as Security for the
loan availed from the Mortgagee Bank.
8. The Mortgagor further covenants that in case, it fails

to pay the taxes or cesses in time as aforesaid, the

change and that also liable for the full discharge of the
loans hereby secured. He further affirms the Bank that
the property is not encumbered except to the extent
shown above either by registered or an unregistered
document and there is no attachment by any Courts,
either, Civil or Criminal. There are no litigations,
whatsoever, pending in respect of the Schedule property
before any Court of Law.

it shall at all times hereafter indemnify and keep

******
THE MORTGAGEE BANK
---------------------------------------------------------------------------------
------
---------------------------------------------------------------------------------
------
1.
2.
3.
4.
---------------------------------------------------------------------------------
------
SCHEDULE PROPERTY
All the piece and parcel of the Plot Nos. 70-71, 3rd
Phase, Peenya Industrial Area, BANGALORE 560 058,
measuring East to West: ____ ft. and North to South: ___
ft. and bounded on the :
East by :
West by :
North by :
South by :
----------------------------------------------------------------------
-----------------
WITNESSES :
1.
MORTGAGOR
2.
MORTGAGEE

the Eighth day of February Two Thousand Ten (8.2.2010)
at BANGALORE;
BETWEEN:
Sri K.V. SREERAMULU

s/o Late Sri Venkata Subbaiah Setty,
No. 636, 1st Cross, RBI Layout,
9th Phase, J.P. Nagar,
BANGALORE 560 078.

UCO BANK
Companies
1970,
(Amendment)
Act, 1985
No. 83, M.G. Road
BANGALORE 560 001
Smt. ASHA RAJIV


owner in possession and enjoyment of the property,
morefully described in the Schedules hereunder.

described in the Schedules hereunder by virtue of the
has granted Cash Credit (Hypothecation) facility of Rs.
3,50,00,000/- to M/s Sree Gayathri Agencies, No. 23, 2nd
main, 2nd Cross, Raghavendranagar, BANGALORE 560
078, for which the MORTGAGOR mentioned above, as
security has already deposited the title deeds pertaining
to the Schedule properties, with an intention to create
Mortgage by Deposit of Title Deeds in favour of the
Mortgagee and also to secure due repayment of loan
facilities availed by M/s Sree Gayathri Agencies, and


granting loan facility of Rs. 3,50,00,000/- (Rupees Three
Crores Fifty Lakhs only) availed by the said M/s Sree
Gayathri Agencies, for the purpose of its business, the
Mortgagor hereby confirms the delivery of all the Original
Title Deeds pertaining to the Schedule property which is
morefully described in the Schedule hereunder to the
custody of the Mortgagee with an intent to create charge
on the title deeds for clearing the due repayment of the
loan borrowed by the said Company.

Cash Credit facility along with interest at the rate of
BPLR+2.50 i.e., 14.75% p.a. with monthly rests and
subject to change as per Reserve Bank of India or Head
Office Guidelines, issued from time to time.
3. That the Mortgagors in consideration of the loan

sanctioned to M/s Sree Gayathri Agencies, by the
Mortgagee, hereby confirms the deposit of title deeds
pertaining to the Schedule property as security for the
due repayment of the aforesaid amount due by M/s Sree
Gayathri Agencies, to the Mortgagee, together with such
discharged by the Mortgagor|M/s. Sree Gayathri Agencies.


Mortgagee that he shall clear the said loan on or before
the due date without committing default. On failure of
the same, the Mortgagors shall be liable to pay penal
interest of 2% per annum on belated installments. It is
further agreed that if for any reason, the Mortgagor
defaults in the payment of any of the aforesaid
installments, the whole of the debt due and outstanding
against them|M/s Sree Gayathri Agencies, under these
presents will become payable on the date of such
cessation of defaults, less any payment paid. It is further
agreed that in the event of preclosure of loan, the
Mortgage shall be liable to pay pre-closure charges as per
Bank rules.



made to M/s Sree Gayathri Agencies. It is further
covenanted that until all the indebtedness in respect of
the said loan, Overdraft or Cash Credit accounts to the
Mortgagee Bank have been discharged in full under this
Deed, this Mortgage will be kept in force and shall
Mortgagee Bank.
9. The Mortgagor further covenants that in case they

fail to pay the taxes or cesses in time as aforesaid, the
change and that hey will be personally also liable for the
full discharge of the loans hereby secured. He further
affirms the Bank that the property is not encumbered
except to the extent shown above either by registered or
an unregistered document and there is no attachment by
any Courts, either, Civil or Criminal. There are no

he shall at all times hereafter indemnify and keep

******

THE MORTGAGEE BANK
(Property No. 40 [in converted Sy. No. 1/9],

Gidedakonahalli Village, Yeshwanthpura Hobli,
Bangalore North Taluk)
(Item No. 1)
---------------------------------------------------------------------------------
------
---------------------------------------------------------------------------------
------
1. ------------- RTC for the period 1976-1977 to

1980-81
issued by Tahsildar, Bangalore
North Taluk
(XEROX COPY)
2. 31.12.2003 Geneological Tree of Sri Dodda

Channappa,
(XEROX COPY)

Attilakkamma and
others in favour of Ramalingappa,
Registrar, Bangalore North Taluk, as
No. 47359/2004-05 of Book I.
(XEROX COPY)
4. 23.10.2003 Endorsement issued by BDA

(XEROX COPY)
5. 22.5.2004 Official Memorandum (Conversion

Order)
issued by Dy. Commissioner,
Bangalore, in respect of land bearing
Sy. No. 1/9 measuring 1 acre 11
guntas
(XEROX COPY)
6. 27.8.2004 Sale Deed executed by Sri

Ramalingappa in
favour of Sri S.V. Sunil Kumar,
No. 24396/2004-05 of Book I.
(ORIGINAL)

by Sri
S.V. Sunil Kumar in favour of Sri S.V.
Santhosh Kumar
(XEROX COPY)
8. 17.1.2008 Sale Deed executed by Sri S.V. Sunil
Kumar
represented by his GPA Holder in
favour of K.V. Sreeramulu,
Registrar, Nagarbhavi, as No.
4614/07-08 of Book I.
(ORIGINAL)
9. ------------- Demand Register Extract

(ORIGINAL)
10. ------------- House/Land Tax Assessment, issued

by
Herohalli Village Panchayat in the
name of Sri S.V. Sunil Kumar
(ORIGINAL)

Herohalli Village
Panchayat, for the period 2006-07 in
the name of Sri S.V. Sunil Kumar
(ORIGINAL)
12. 22.1.2008 Nil-Encumbrance Certificate from

1.4.2002 to
31.3.2004
(ORIGINAL)
13. 18.1.2008 Encumbrance Certificate from

1.4.2004 to
17.1.2008
(ORIGINAL)

the
Sub-Registrar, Nagarbhavi from
1.4.2004 to 17.1.2008
(ORIGINAL)
-----------------------------------------------------------------------------
-------------
(Property Nos. 24, 25, 30 and 31 [in converted Sy.

No. 36], Karivobanahalli Village, Yeshwanthpura
Hobli,
Bangalore North Taluk)
(Item No. 2)
---------------------------------------------------------------------------------
------------
---------------------------------------------------------------------------------
------------
1. 12.8.1957 Sale Deed executed by Mudaiah in

favour of
Sri Sugaiah. This document is
No. 2362/1957-58 of Book I.
(XEROX COPY)

Order)
issued by Dy.Commissioner, which
shows that the land bearing Sy. No.
36 acres 2 acres is converted for
non-agriculutral residential purpose.
(XEROX COPY)
3. 21.10.2006 Sale Deed executed by

Hanumakka and others
in favour of Sri T. Nagaraj. This
document is registered in the Office
North Taluk, as No. 46588/2006-07
of Book I.
(XEROX COPY)
4. 17.4.2007 Sale Deed executed by Sri T .

Nagaraj in favour
of Sri K.V. Sreeramulu. This
of the Sub-Registrar, Laggere as No.
574/2007-08 of Book I.
(ORIGINAL)

showing the
the same is paid by Sri K.V.
Sreeramulu in respect of the
Schedule properties.
(ORIGINAL)
6. 24.3.2006 Nil-Encumbrance Certificate

(XEROX COPY)
7. 2.2.2008 Encumbrance Certificate

(XEROX COPY)
8. 25.3.2006 Nil-Encumbrance Certificate

(XEROX COPY)
9. 1.2.2008 Encumbrance Certificate

(ORIGINAL)

the
Sub-Registrar, Bangalore North
Taluk
(ORIGINAL)
-----------------------------------------------------------------------------
-------------
(Property bearing No. 191, Khatha No. 411/325/191
[in converted Sy. No. 41], Handenahalli Village,
Sarjapura Hobli,
Anekal Taluk)
(Item No. 3)
---------------------------------------------------------------------------------
------
Sl. No. Date Description of the
documents
---------------------------------------------------------------------------------
------
1. 23.4.1995 Sale Deed executed by Chinna

Swamy Reddy
and his son Babu in favour of Sri M.
Naga Reddy. This document is
Registrar, Anekal, as No. 283/1995-
96 of Book I. (XEROX COPY)

Swamy Reddy

Swamy Reddy

Swamy Reddy
5. 28.1.1995 Registered General Power of

Attorney executed
by Sri M. Naga Reddy in favour of Sri
S. David to do all necessary acts,
things and deeds in respect of the
properties inculding its aleination.
Office of the Sub-Registrar, Anekal,
as No. 250/1994-95 of Book IV.
(XEROX COPY)
6. 21.8.1995 Sale Deed executed by M. Naga

Reddy
represented by his GPA holder Sri S.
David in favour Smt Chandrika. This
of the Sub-Registrar, Anekal, as No.
2437/1996-97 of Book I. (XEROX
COPY)

Reddy
COPY)

Reddy
document is
97 of Book I.
(XEROX COPY)

Reddy
COPY)
10. 13.12.2004 Sale Deed executed Smt

Chandrika in favour of
Sri Syed Salam. This document is
Registrar, Anekal, as No.
19426/2004-05 of Book I. (XEROX
COPY)

19428/2004-05 of Book I. (XEROX
COPY)

19429/2004-05 of Book I. (XEROX
COPY)
19431/2004-05 of Book I. (ORIGINAL)
14. 10.1.2005 Rectification Deed executed by Smt

Chandrika
in favour of Sri Syed Salam. This
of the Sub-Registrar,
Anekal, as No. 23562/2005-06 of
Book I. (XEROX COPY)

Order)
Bangalore, which shows that the
land bearing Sy. No. 41 is converted
for non-agricultural residential
purpose. (XEROX COPY)
16. 15.3.2005 Sale Deed executed by Syed Salam

in favour
M/s R. Arunachalam Property
Consultants and Promoters Pvt Ltd.
Office of the Sub-Registrar, Anekal,
as No. 27853/2004-05 of Book I.
(XEROX COPY)
17. 18.7.2006 Sale Deed executed by M/s R.

Arunachalam
Property Consultants and Promoters
Pvt Ltd in favour of ABP realtors Pvt
Ltd. This document is registered in
Anekal, as No. 13154/2006-07 of
Book I. (XEROX COPY)
18. 31.3.2006 Commencement Letter issued by
BMRDA
(XEROX COPY)
19. 1.12.2006 Endorsement issued by Dy.

Commissioner,
Bangalore South Sub-Division.
(XEROX COPY)
20. 31.3.2006 Sanction Plan duly approved by

BMRDA
(XEROX COPY)
21. 2.12.2008 Sale Deed executed by M/s ABP

Realtors Pvt
Ltd and others in favour of Sri K.V.
Sreeramulu. This document is
22. ---------- House/Land Tax Assessment Extract

(Form 1)
issued by Handenahalli Village
panchayat, which shows that the
schedule properyt is assessed to
property tax and the Khatha in
respect of the schedule property
stands in the name of Sri
Sreeramulu. (ORIGINAL)

Handenahalli Village
panchayat, showing the payment of
property tax of Rs. 150/- and the
same is paid by Sri Sreeramulu in
(ORIGINAL)
1.4.1993 to
3.10.2005
(ORIGINAL)

9.7.2006 to
6.11.2006
(ORIGINAL)
26. 2.12.2008 Nil-Encumbrance Certificate issued

by Sub-
Registrar, Anekal from 18.7.2006 to
1.12.2008, (ORIGINAL)
---------------------------------------------------------------------------------
------------
(Property bearing No. 195, Khatha No. 2636/1/195

[in converted Sy. No. 26/3], Sonnenahalli Village,
Kengeri Hobli,
Bangalore South Taluk)
(Item No. 4)
---------------------------------------------------------------------------------
------
---------------------------------------------------------------------------------
------
1. --------- RTC for the period 1981-82 to 1982-

83
(XEROX COPY)
2. ----------- RTC for the period 1982-83 to 1986-
87
(XEROX COPY)

92
(XEROX COPY)
4. ---------- RTC for the period 1992-93 to 1996-

97
(XEROX COPY)

2002
(XEROX COPY)
6. --------- RTC for the period 2001-2002

(XEROX COPY)
7. ----------- Sketch showing the land bearing Sy.

No. 26/3
(XEROX COPY)
8. 21.8.1978 Partition Deed executed between

Smt.
Sanjeevamma, Sri M. Anajappa, Sri
M. Kenchappa, Sri M.
Hanumanthappa, Sri M.
Shankarappa, registered in the office
pages 240 to 245, Vol 326 of Book I.
(CERTIFIED COPY)
9. --------- Mutation Extract (M.R. No. 1/1981-

82) issued
by Bangalore South Taluk in the
name of Sri M. Anjanappa.
(XEROX COPY)
10. 20.1.2006 Family Tree of Sri M. Anjanappa

issued by
Village Accountant, Kengeri.
(XEROX COPY)
11. 26.5.2006 Notarised General Power of Attorney

executed
by Smt. Gopamma, Smt. Manjula, Sri
Rajarajeswari and Sri Ramachandra
in favour of Sri M. Anjanappa.
(XEROX COPY)
Order)
Sy. No. 26/3 measuring 3 acres 2
guntas
(XEROX COPY)
13. 19.6.2006 Sale Deed executed by Sri M.

Anjanappa, Smt
Gopamma, Smt. Manjula, Sri
Rajarajeswari, Sri Ramachandra
through their GPA holder Sri M.
Anjanappa in favour of Sri S.V. Sunil
Kumar, registered in the office of the
Sub-Registrar, Kengeri, as No.
10347/2006-07 and stored in C. D.
No. 300.
(XEROX COPY)
14. ------------ Demand Register (Form 12)

(XEROX COPY)
15. ------------ House/Land Tax Assessment (Form

1)
issued by Sulikere Village
Panchayat, in the name of Sri Sunil
Kumar.
(XEROX COPY)

BBMP
(XEROX COPY)

period
15.2.1959 to 31.3.1979
(XEROX COPY)
period
1.4.1978 to 31.5.1989
(XEROX COPY)

period
1.6.1989 to 31.3.2005
(XEROX COPY)

period
1.4.2005 to 9.5.2006
(XEROX COPY)

the period
1.4.2006 to 21.10.2009
(XEROX COPY)
22. 29.12.2009 Sketch showing the portion of

the land bearing
Sy. No. 26/3
(XEROX COPY)
23. 1.2.2010 Sale Deed executed Sri S.V. Sunil

Kumar
through his GPA holder Sri S.V.
Santhosh Kumar in favour of Sri K.V.
Sreeramulu. This document is
Registrar, Kengeri, as No.
13
(ORIGINAL)
24. 21.8.2009 General Power of Attorney excuted

by Sri S.V.
Sunil Kumar in favour of Sri
Santhosh Kumar (ORIGINAL)
period
22.10.2009 to 2.2.2010 issued by
Sub-Registrar, Kengeri
(ORIGINAL)

(XEROX COPY)
----------------------------------------------------------------------
-----------------
(Property bearing No. 129, Khatha No. 129/6301

[in converted Sy. No. 26/3], Sonnenahalli Village,
Kengeri Hobli,
Bangalore South Taluk)
(Item No. 5)
---------------------------------------------------------------------------------
------
---------------------------------------------------------------------------------
------

83
(XEROX COPY)

87
(XEROX COPY)
92
(XEROX COPY)
4. ---------- RTC for the period 1992-93 to 1996-

97
(XEROX COPY)

2002
(XEROX COPY)
6. --------- RTC for the period 2001-2002
(XEROX COPY)
7. ----------- Sketch showing the land bearing Sy.

No. 26/3
(XEROX COPY)
8. 21.8.1978 Partition Deed executed between

Smt.
Sanjeevamma, Sri M. Anajappa, Sri
M. Kenchappa, Sri M.
Hanumanthappa, Sri M.
Shankarappa, registered in the office
pages 240 to 245, Vol 326 of Book I.
(CERTIFIED COPY)
9. --------- Mutation Extract (M.R. No. 1/1981-

82) issued
by Bangalore South Taluk in the
name of Sri M. Anjanappa.
(XEROX COPY)
10. 20.1.2006 Family Tree of Sri M. Anjanappa

issued by
Village Accountant, Kengeri.
(XEROX COPY)
11. 26.5.2006 Notarised General Power of Attorney

executed
by Smt. Gopamma, Smt. Manjula, Sri
Rajarajeswari and Sri Ramachandra
in favour of Sri M. Anjanappa.
(XEROX COPY)

Order)
Sy. No. 26/3 measuring 3 acres 2
guntas
(XEROX COPY)
13. 19.6.2006 Sale Deed executed by Sri M.

Anjanappa, Smt
Gopamma, Smt. Manjula, Sri
Rajarajeswari, Sri Ramachandra
through their GPA holder Sri M.
Anjanappa in favour of Sri R.S.
Madhu Kumar, registered in the
office of the Sub-Registrar, Kengeri,
as No. 10341/2006-07 and stored in
C. D. No. 300.
(XEROX COPY)
14. ------------ Demand Register (Form 12)

(ORIGINAL)
15. ------------ House/Land Tax Assessment (form

1) issued
by Sulikere Village panchayat, in the
name of Sri Sunil Kumar
(ORIGINAL)

BBMP, showing the
payment of Property tax of Rs.
3659/- for the period 2008-09
(ORIGINAL)

period
15.2.1959 to 31.3.1979
(XEROX COPY)

period
1.4.1978 to 31.5.1989
(XEROX COPY)

period
1.6.1989 to 31.3.2005
(XEROX COPY)

period
1.4.2005 to 2.11.2007
(XEROX COPY)

the period
1.4.2006 to 21.10.2009
(ORIGINAL)
22. 29.12.2009 Sketch showing the portion of

the land bearing
Sy. No. 26/3
(XEROX COPY)
23. 1.2.2010 Sale Deed executed Sri R.S. Madhu

Kumar in
favour of Sri K.V. Sreeramulu,
Registrar, Kengeri, as No.
13
(ORIGINAL)

period
22.10.2009 to 2.2.2010 issued by
Sub-Registrar, Kengeri (ORIGINAL)

(XEROX COPY)
----------------------------------------------------------------------
-----------------
SCHEDULE PROPERTIES
(PROPERTIES BELONGING TO THE MORTGAGOR)
Item No. 1-

bounded on the

Item No. 2-

Nos. 24, 25, 30 and 31 (in Converted land bearing Sy. No.
36, Karihobanahalli, Yeshwanthpur Hobli, Bangalore North
Taluk, BANGALORE measuring East to West: 90’ and
North to South: 60’ and bounded on the
East by : Road
West by : Road
North by : Propety bearing Site No. 26 and 29
South by : Property bearing Site No. 23 and 32
Item No. 3-

No. 191, (in converted land bearing Sy. No. 41 of
Handenahalli Village), Present Khatha No. 411/325/191,
Handenahalli Village, Sarjapura Hobli, Anekal Taluk,
Bangalore Rural Dist measuring East to West: 64’ and
North to South: 50’ and bounded on the
East by : Road
West by : Property bearing No. 190
North by : Property bearing No. 192
South by : Road
Item No. 4-
All the piece and parcel of the Site No. 195, Present
Khatha No. 2636/1/195, erstwhile converted land bearing
Sy. No. 26/3, Sonnenahalli Village, Kengeri Hobli,
Bangalore South Taluk, BANGALORE measuring 16819
sq.ft (15 ½ guntas) and bounded on the
East by : Private Property

West by : Remaining portion of the
property
belonging to the Vendor
North by : Private Property and
South by : 30’ Road
Item No. 5-
All the piece and parcel of the Site No. 129, Present
Khatha No. 129/6301, erstwhile converted land bearing
Sy. No. 26/3, Sonnenahalli Village, Kengeri Hobli,
Bangalore South Taluk, BANGALORE measuring 10890
sq. ft. (10 guntas) and bounded on the
East by : Road
West by : Property belonging to K.V.
Sreeramalu
and Private Property
South by : Road
----------------------------------------------------------------------
-----------------

WITNESSES :
1.
MORTGAGOR
2.
MORTGAGEE
DRAFTED BY:
----------------------------------------------------------------------
-----------------
----------------------------------------------------------------------
-----------------
1. 22.6.1961 Partition Deed executed between Sri

K. L.
Danappa and Sri K.L.
Chandrashekar. This document is
Registrar, Srirangapatna, as No.
904/1961-62, pages 61 to 62, Vol
1280 of Book I.
2. 2.4.1972 Deed of Settlement executed by Sri

K.L.
Chandrashekar in favour of Smt.
Paravathi. This document is
registered in the office of Sub-
Registrar, Basavangudi, as No.
31/1971-72, pages 56 to 57, Vol 918
of Book I.

Parvathi and Sri
K.L. Chandrashekar in favour of M/s
Gadia Bros. This document is
Registrar, Basavanagudi, as No.
1689/1986-87, pages 131 to 150,
Vol 1459 of Book I.
4. 3.6.2004 Partition Deed executed between Sri

Kiran
Kumar K. Gadi and others. This
of the Sub-Registrar, Basavanagudi,
C.D . No. 20.
5. 3.6.2004 Declaration Recollecting Division of

Property
executed between Sri Kiran Kumar
K. Gadi and others. This document is
Registrar, Basavanagudi, as No.
1192/2004-05 and stored in C.D .
No. 20.
6. 24.7.2007 Rectification Deed executed
between Sri Kiran
Kumar K. Gadi and others. This
of the Sub-Registrar, Basavanagudi,
C.D . No. 98.
7. 27.12.1986 Endorsement issued by

Bangalore City
Corporation
8. 1.12.1988 Special Notice issued by Bangalore

City
Corporation
9. 10.11.1992 Khatha Certificate

issued by
Bangalore City Corporation in the
name of Sri Kiran Kumar K. Gadi
11. 29.1.1994 Special Notice issued by BMP

13. 11.8.2006 Computerised Khatha Extract

showing the
the same is paid by Sri Kiran Kumar
K. Gadiya in respect of the Schedule
property

the period
1.4.1986 to 22.10.1986 issued by
Sub-Registrar, Basavanagudi
period
1.4.1990 to 24.6.2004 issued by

period
1.4.2004 to 31.3.2005 issued by

period
1.4.2005 to 17.4.2006 issued by

period
1.4.2006 to 3.8.2006 issued by Sub-
Registrar, Basavanagudi

the period
1.8.2006 to 17.10.2008 issued by
(Document Nos. 1 to 20 are XEROX

COPIES)

(ORIGINAL)

period
1.10.2008 to 20.10.2008 issued by
the Sub-Registrar, Basavanagudi
(ORIGINAL)

period
20.10.2008 to 19.1.2010 issued by
the Sub-Registrar, Basavanagudi
(ORIGINAL)
----------------------------------------------------------------------
-----------------
All the piece and parcel of Property bearing No.

10/4, (Old Nos. 10, 22/28), Subramanya Swamy Temple
Road, BANGALORE measuring East to West: 72’6” and
North to South: 62’6” and bounded on the :
East by :1st Cross Road

West by :Property belonging to Sindhi
Panchayat
North by : Property earlier in the
occupation of the
Mysore Cafe
South by : Property belonging to
Rangamma
--------------------------------------------------------------------
----------------
----------------------------------------------------------------------
-----------------
----------------------------------------------------------------------
-----------------
1. 28.10.1944 Sale Deed executed by Sri P.
Hanumanthaiah in
favour of Sri G. Muniswamy Singh.
Bangalore City, as No. 1251/1944-
45, Vol 709, Pages 14 to 17 of Book
I.
2. 20.3.1946 Sale Deed executed by Sri G.

Muniswamy Singh
in favour of Sri K.C. Krishnamurthy
and Sri K.C. Aswath. This document
is registered in the office of the Sub-
Registrar, Bangalore City, as No.
3022/1945-46, Pages 136 to 141,
Vol 784 of Book I.
3. 6.9.1956 Sale Deed executed by Sri K.C.

Krishnamurthy
and Sri K.C. Aswath in favour of M/s
The Sindhi Bankers (SHROFFS) Seva
Samiti. This document is registered
Bangalore City, as No. 2934/1956-
57, Vol 1521 of Book I.
4. 9.3.1989 Sale Deed executed by M/s The
Sindhi Bankers
(SHROFFS) Seva Samiti in favour of
M/s Siddhivinayak Merchants
Limited. This document is registered
Gandhinagar, as No. 3784/1988-89,
pages 168 to 178, Vol 3524 of Book
I.
5. 8.8.2005 Special Notice issued by BMP

issued by
BBMP in the name of M/s
Siddhivinayak Merchants Limited

showing the
the same is paid by M/s
Siddhivinayak Merchants Limited in

period
1.4.1986 to 31.3.2005

period
1.4.2005 to 7.7.2005

period
1.4.2005 to 17.4.2006

period
1.4.2006 to 22.9.2006

period
1.9.2006 to 25.5.2008

the period
1.5.2008 to 16.10.2008

period
1.10.2008 to 19.1.2010
16. 7.7.2005 Lease Deed executed between M/s Siddhi

Vinayaka Merchants Limited in favour of
Sri Kiran Kumar K.Gadia and others. This
document is registered in the office of the
Sub-Registrar, Gandhinagar, as No.
1587/2005-06 and Stored in C.D. No. 47.
17. 11.10.2006 Lease Deed executed between Sri

Kiran Kumar
K. Gadia and others in favour of ICICI
Bank Limited. This document is registered
Gandhinagar, as No. 3058/2006-07 and
stored in C.D. No. 73
18. 18.11.1992 Sanction Plan issued by Bangalore

City
Corporation
(ALL ARE XEROX COPIES)
----------------------------------------------------------------------
-----------------

All the piece and parcel of Property bearing No. 11,
Kempegowda Road, 1st Cross Road, BANGALORE
measuring East to West: 72’6” and North to South: 62’6”
and bounded on the :
East by : 1st Cross Road

West by : Property belonging to Puj
Sindhi
Panchayat
North by : Property belonging to
Bangalore Gate
Hotel
South by : Private Property
----------------------------------------------------------------------
--------------


the Second day of February Two Thousand Ten (2.2.2010)
at BANGALORE;
BETWEEN:
(1) Smt. PUTTAMMA

w/o Late Narayanappa,
No. 299, 6th Cross,
Anjanappa Lane,
Behind Kempegowda Kalyana Mantapa
Jalahalli,
BANGALORE 560 013.
(2) Sri J.N. VASUDEVA MURTHY
s/o Late Narayanappa,
No. 269/5, Subbanna Buildings,
3rd Cross, Jalahalli,
BANGALORE 560 013.
(hereinafter referred to as the MORTGAGORS of the ONE

PART which term shall mean and include their heirs,
UCO BANK
Companies
1970,
(Amendment)
Act, 1985
No. 83, M.G. Road
BANGALORE 560 001
Smt. ASHA RAJEEV

WHEREAS, the 1st Mortgagor is the absolute owner in

possession and enjoyment of the property, morefully
described in the Schedules hereunder by the
MORTGAGOR, she having owned the Schedule property,
as per Gift Deed, dated 19.11.2003, registered in the
Office of the Sub-Registrar, Rajajinagar, Bangalore, as No.
6010/2003-04 and stored in CD No. RJND 19.
WHEREAS, the 2nd Mortgagor is the absolute owner
in possession and enjoyment of the property, morefully
described in the Schedules hereunder by the
MORTGAGOR, he having owned the Schedule property, as
per Gift Deed, dated 19.11.2003, registered in the Office
of the Sub-Registrar, Rajajinagar, Bangalore, as No.
6012/2003-04 and stored in CD No. RJND 19.
WHEREAS the MORTGAGORS are in peaceful

described in the Schedules hereunder by virtue of the
transaction stated above. WHEREAS the MORTGAGEE has
granted Cash Credit loan facility of Rs. 50,00,000/- and
Letter of Credit facility of Rs. 50,00,000/- (in all, a sum of
Rs. 1,00,00,000/-) to M/s Nafri Mines and Minerals Private
Ltd., No. 30/1, 8th Cross, H.M.T. Layout, R.T. Nagar,
BANGALORE 560 032, for which the MORTGAGORS
mentioned above, as security have already deposited the
title deeds pertaining to the Schedule property, with an
favour of the Mortgagee and also to secure due
repayment of loan facilities availed by M/s Nafri Mines
and Minerals Private Ltd. and accordingly this Indenture is
made.


granting loan facility of Rs. 1,00,00,000/- (Rupees One
Crore only) availed by the said M/s Nafri Mines and
Minerals Private Ltd., for the purpose of it business, the
Mortgagors hereby confirms the delivery of all the
Original Title Deeds pertaining to the Schedule property
which is morefully described in the Schedule hereunder to
the custody of the Mortgagee with an intent to create
charge on the title deeds for clearing the due repayment
of the loan borrowed by the said Company.
2. The Mortgagors have already undertaken to clear

the Cash Credit facility along with interest at the rate of
BPLR+1.50 i.e., 13.75% p.a. (floating) with monthly rests
and subject to change as per Reserve Bank of India or
Head Office Guidelines, issued from time to time.
3. That the Mortgagors in consideration of the loan

sanctioned to M/s Nafri Mines and Minerals Private Ltd.,
by the Mortgagee, hereby confirms the deposit of title
deeds pertaining to the Schedule property as security for
the due repayment of the aforesaid amount due by M/s
Nafri Mines and Minerals Private Ltd., to the Mortgagee,
possession of the Mortgagee as security for the financial
assistance provided/to be provided by the Mortgagee to
the said Borrower-Company until all the amounts due to
the Mortgagee is discharged by the Mortgagors|M/s. Nafri
Mines and Minerals Private Ltd.


Mortgagee that they shall repay the said loan on or
failure of the same, the Mortgagors shall be liable to pay
penal interest of 2% per annum on belated installments.
It is further agreed that if for any reason, the Mortgagor
defaults in the payment of any of the aforesaid
installments, the whole of the debt due and outstanding
against them|M/s Nafri Mines and Minerals Private Ltd.
such cessation of defaults, less any payment paid. It is
further agreed that in the event of preclosure of loan, the
Bank rules.

Mortgagee by the Mortgagors, either in this document or
and payable after issuance of the Notice to the
Mortgagors to that effect and the Mortgagors further
covenants that they shall be bound by the Bank’s Bye-
Laws and the subsidiary Rules now existing and to be
made hereafter.
7. The Mortgagors further covenants that during the

continuance of the aforesaid loan, they shall preserve the
8. The Mortgagors hereby covenants that the Schedule

made to M/s Nafri Mines and Minerals Private Ltd. It is
further covenanted that until all the indebtedness in
respect of the said loan, Overdraft or Cash Credit
accounts to the Mortgagee Bank have been discharged in
full under this Deed, this Mortgage will be kept in force
and shall continue to be as Security for the loan availed
from the Mortgagee Bank.
9. The Mortgagor further covenants that in case they

fail to pay the taxes or cesses in time as aforesaid, the
10. The Mortgagors further covenants with the

is in force they shall not alienate or create any other
change and that they will be personally also liable for the
full discharge of the loans hereby secured. They further

they shall at all times hereafter indemnify and keep

******
The 1st Mortgagor has deposited the following

documents/title deeds pertaining to Property bearing No.
50/5 (B) (Old Khatha No. 50 in erstwhile Converted Sy.
No. 27, Yeshwanthpur), present BBMP Khatha No. 50/5-1,
3rd Cross, Pipe Line Road, Subedar Chatram Road,
Yeshwanthpur, BANGALORE 560 022, with the Mortgagee:
----------------------------------------------------------------------
-----------------
documents
----------------------------------------------------------------------
-----------------
1. 22.4.87 Order passed by Land Tribunal,

Bangalore
North Taluk in Case No. LRF/444/74-
75 in favour of Sri Munihanumaiah.
(XEROX COPY)
2. ---- Survey Sketch issued by Surveyor,
South and
North Taluk, Bangalore, in respect of
Sy. No. 27/3, alongwith other lands.
(XEROX COPY)
3. 9.9.92 Official Memorandum

(Conversion Order)
Bangalore in respect of Sy. No. 27/3,
Yeshwanthpur, Bangalore in favour
of Sri Munihanumaiah.
(XEROX COPY)
4. 10.5.95 Will executed by Sri Munihanumaiah

in favour
of Sri Seethurathnam
(presented for registration by the
beneficiary on
8.5.2003)
(XEROX COPY)
5. 16.5.2005 Death Certificate of Sri

Munihanumaiah, issued
by Chief Registrar of Births and
Death, BBMP
(XEROX COPY)
6. 22.5.2003 Partition Deed between Sri S.

Sethurathnam
and his son Sri S. Subramaniyan,
Registrar, Rajajinagar as No.
18
(XEROX COPY)
7. 16.6.2003 Rectification Deed of Partition Deed

between
Sri S. Sethurathnam and his son Sri
S. Subramaniyan, registered in the
Office of the Sub-Registrar,
Rajajinagar as No. 1854/03-04.
(XEROX COPY)

issued by BBMP
in the name of Sri S. Subramanian in
respect of Property No. 50.
(XEROX COPY)
9. 19.11.2003 Gift Deed executed by Sri S.

Subramaniyan in
favour of Smt. B. Puttamma,
RJND19
(ORIGINAL)
10. 5.3.2004 Special/Assessment Notice issued by

BMP
(ORIGINAL)

the name
of Smt. B. Puttamma
(ORIGINAL)
12. 23.12.2009 Computerised Khatha

Certificate issued by
BBMP in the name of Smt. B.
Puttamma
(ORIGINAL)
13. 23.12.2009 Computersied Khatha Extract

issued by BBMP
in the name of Smt. B. Puttamma
(ORIGINAL)
showing
the payment of property tax of Rs.
2000/- for the period 2009-10 by
Smt. B. Puttamma in respect of the
Schedule property
(ORIGINAL)

issued by BMP
showing the payment of betterment
charges of Rs. 21750/-
(ORIGINAL)

confirming that
Property Nos. 50, 50/5-2 and 50/5(B)
pertains to the same property
(ORIGINAL)

the period
1.4.79 to 31.3.2004, issued by the
Sub-Registrar, Rajajinagar
(ORIGINAL)
18. 11.12.2008 Computerised Nil-Encumbrance

Certificate for
the period 1.4.2004 to 10.12.2008
issued by the Sub-Registrar,
Rajajinagar
(ORIGINAL)

Certificate for
the period 1.4.2007 to 27.11.2009
Rajajinagar
(ORIGINAL)
20. 4.1.2005 Sanction Plan issued by BMP

pertaining to the
Schedule property
(ORIGINAL)
----------------------------------------------------------------------
-----------------
The 2nd Mortgagor has deposited the following

documents/title deeds pertaining to Property bearing No.
50/5 (A) (Old Khatha No. 50 in erstwhile Converted Sy.
No. 27/3, Yeshwanthpur), present BBMP Khatha No. 50/5-
2, 3rd Cross, Pipe Line Road, Subedar Chatram Road,
Yeshwanthpur, BANGALORE 560 022, with the Mortgagee:
----------------------------------------------------------------------
-----------------
documents
----------------------------------------------------------------------
-----------------

Bangalore
(XEROX COPY)

South and
(XEROX COPY)

(Conversion Order)
(XEROX COPY)

in favour
beneficiary on
8.5.2003)
(CERTIFIED COPY)

Death, BBMP
(ORIGINAL)

Sethurathnam
18
(CERTIFIED COPY)

between
(CERTIFIED COPY)

issued by BBMP
(ORIGINAL)

Subramaniyan in
favour of Sri J.N. Vasudeva Murthy,
RJND19
(ORIGINAL)

BMP
(ORIGINAL)

the name
of Sri J.N. Vasudevamurthy
(ORIGINAL)

BBMP in the name of Sri J.N.
Vasudevamurthy
(ORIGINAL)

issued by BBMP
in the name of Sri J.N.
Vasudevamurthy
(ORIGINAL)

showing
2000/- for the period 2009-10 by Sri
J.N. Vasudevamurthy in respect of
the Schedule property
(ORIGINAL)
issued by BMP
(ORIGINAL)

confirming that
Property Nos. 50, 50/5-2 and 50/5(A)
(ORIGINAL)

the period
1.4.79 to 31.3.2004, issued by the
(ORIGINAL)

Certificate for
the period 1.4.2004 to 10.12.2008
Rajajinagar
(ORIGINAL)

Certificate for
the period 1.4.2007 to 27.11.2009
Rajajinagar
(ORIGINAL)

pertaining to the
Schedule property
(ORIGINAL)
-----------------------------------------------------------------------------
-----------
SCHEDULE PROPERTY
(PROPERTY BELONGING TO THE 1st MORTGAGOR-
Smt. PUTTAMMA)
All the piece and parcel of Property bearing No. 50/5

(B) (Old Khatha No. 50 in erstwhile Converted Sy. No. 27,
Yeshwanthpur), present BBMP Khatha No. 50/5-1, 3rd
Cross, Pipe Line Road, Subedar Chatram Road,
Yeshwanthpur, BANGALORE 560 022, P. Id. No. 7-39-50/5-
1, measuring East to West: 91’9.5” and North to South:
44’7”+44’11.5”/2, in all measuring 3911 sq. ft. and
bounded on the:
East by : 3rd Cross, Temple Road
West by : R.T.O. Complex
North by : Property belonging to Dharmaraja

Swamy
Temple
South by : Property belonging to J.N.

Vasudevamurthy
----------------------------------------------------------------------
-----------------
SCHEDULE PROPERTY
(PROPERTY BELONGING TO THE 2nd MORTGAGOR-
Sri J.N. VASUDEVAMURTHY)

(A) (Old Khatha No. 50 in erstwhile Converted Sy. No. 27,
32’7.5”+32’11”/2, in all measuring 3114 sq. ft. and
bounded on the:

North by : Property belonging to Smt.
Puttamma
South by : Property belonging to Sri S.
Subramaniyan

WITNESSES :
1.
MORTGAGOR
S
2.
MORTGAGEE
THE CHIEF MANAGER, 25 DEC 2009
UCO Bank,
Bangalore Cantonment Branch, M.G. Road,
BANGALORE 560 001.
Dear Sir,
Sub:- LEGAL OPINION in respect of

Property bearing No. 50/5 (A) (Old
Khatha No. 50 in erstwhile
Converted Sy. No. 27/3,
Yeshwanthpur), present BBMP
rd
Khatha No. 50/5-2, 3 Cross, Pipe
Line Road, Subedar Chatram Road,
Yeshwanthpur, BANGALORE 560
022, belonging to Sri J.N. VASUDEVA
MURTHY
***************
I have perused and verified the following documents
to give my OPINION pertaining to the aforesaid property:
P A R T - I LIST AND DESCRIPTION OF

DOCUMENTS
--------------------------------------------------------------------
----------------Sl. No. Date D e s c r i
p t i on
--------------------------------------------------------------------
----------------

Bangalore
(XEROX COPY)

South and
(XEROX COPY)

(Conversion Order)
(XEROX COPY)

in favour
beneficiary on
8.5.2003)
(CERTIFIED COPY)
Death, BBMP
(ORIGINAL)

Sethurathnam
18
(CERTIFIED COPY)

between
(CERTIFIED COPY)

issued by BBMP
(ORIGINAL)

Subramaniyan in
favour of Sri J.N. Vasudeva Murthy,
RJND19
(ORIGINAL)
BMP
(ORIGINAL)

the name
of Sri J.N. Vasudevamurthy
(ORIGINAL)

BBMP in the name of Sri J.N.
Vasudevamurthy
(ORIGINAL)

issued by BBMP
in the name of Sri J.N.
Vasudevamurthy
(ORIGINAL)

showing
2000/- for the period 2009-10 by Sri
J.N. Vasudevamurthy in respect of
the Schedule property
(ORIGINAL)

issued by BMP
(ORIGINAL)

confirming that
Property Nos. 50, 50/5-2 and 50/5(A)
(ORIGINAL)

the period
1.4.79 to 31.3.2004, issued by the
(ORIGINAL)

Certificate for
the period 1.4.2004 to 10.12.2008
Rajajinagar
(ORIGINAL)

Certificate for
the period 1.4.2007 to 27.11.2009
Rajajinagar
(ORIGINAL)

pertaining to the
Schedule property
(ORIGINAL)
----------------------------------------------------------------------
-----------------

(A) (Old Khatha No. 50 in erstwhile Converted Sy. No. 27,
32’7.5”+32’11”/2, in all measuring 3114 sq. ft. and
bounded on the:

North by : Property belonging to Smt.
Puttamma
South by : Property belonging to Sri S.
Subramaniyan
----------------------------------------------------------------------
-----------------
EXTENSION OF EQUITABLE MORTGAGE BY WAY OF

DEPOSIT OF TITLE DEEDS
This EXTENSION OF EQUITABLE MORTGAGE BY DEPOSIT

OF TITLE DEEDS is made and executed on this, the ______ day
of January Two Thousand Ten (____.1.2010) BETWEEN:
Sri H.R. HANUMANTHA KUMAR

s/o Late H.K. Rangappa Setty,
No. 282/A, 9th “A” main,
5th Block, Jayanagar,
BANGALORE 560 041.
(hereinafter referred to as the MORTGAGOR of the ONE PART

which term shall mean and include his heirs, executors,
administrators and assigns and
UCO BANK
(Acquisition and Transfer Undertakings) Act, 1970,
as amended by the Banking Companies (Amendment)
Act, 1985
called as “Jayanagar Branch”,
9th main road, 3rd Block, Jayanagar,
BANGALORE 560 011
Sri D.S. MURALIDHARA

possession and enjoyment of House Property bearing No. 131,
present BBMP Khatha No. 131/32, 1st main, 1st Block,
Jayanagar, BANGALORE 560 011, morefully described in the
Schedule hereunder by the MORTGAGOR, he having
purchased the Schedule property, as per Sale Deed, dated
16.3.78, registered in the Office of the Sub-Registrar,
Jayanagar, as No. 3121/77-78 of Book I.
WHEREAS the MORTGAGOR is in peaceful possession

and enjoyment of the property more fully described in the
Schedule hereunder by virtue of the transaction stated above.
WHEREAS the MORTGAGEE has agreed to lend to the
MORTGAGOR a sum of Rs. 25,00,000/- (Rupees Twenty Five
Lakhs) for the Cash Credit and Bill Discounting Limits
advanced to M/s Pradhan Perfumers and the MORTGAGOR has
already deposited the title deeds of Schedule property in
favour of the Mortgagee as security for the other loan facilities
availed by the said Partnership Firm and the same is now
being extended to secure due repayment of the aforesaid loan
amount of Rs. 25,00,000/- (Rupees Twenty Five Lakhs) and

FOLLOWS:-
1. That in consideration of the Mortgagee having provided

as sum of of Rs. 25,00,000/- (Rupees Twenty Five Lakhs) to
M/s Pradhan Perfumers for the purpose of its business, the
Mortgagor hereby confirms the delivery of all the Original Title
Deeds pertaining to the Schedule property which is morefully
described in the Schedule hereunder to the custody of the
Mortgagee with an intent to create charge on the title deeds
for clearing the due repayment of the loan borrowed by M/s
Pradhan Perfumers.
2. The Mortgagor hereby agrees and undertakes to repay

the entire loan advance along with interest at the rate of
2.50% above BPLR and the present BPLR is 12.25%, and
effective rate of Interest presently is 14.75% p.a. with monthly
rests and subject to change as per Reserve Bank of India or
Head Office Guidelines, issued from time to time.

sanctioned to M/s Pradhan Perfumers by the Mortgagee,
hereby confirms the deposit of title deeds pertaining to the
Schedule property as security for the due repayment of the
aforesaid amount due by the mortgagor|M/s Pradhan
Perfumers to the Mortgagee, together with such penal interest
charged and that the said Original title deeds shall continue to
be in the possession of the Mortgagee as security for the
financial assistance already provided by the said M/s Pradhan
Perfumers until all the amounts (including the aforesaid
amount) due to the Mortgagee (UCO Bank, Jayanagar Branch,
Bangalore) is discharged by the Mortgagor|M/s Pradhan
Perfumers and the discharge of the amounts , due by the
Mortgagor.
4. That Mortgagor does hereby declare and covenant that

he shall not create any charge on the title deeds of the
Schedule property during the period of this Mortgage until
duly discharged by the Mortgagee.
5. That Mortgagor further covenants with the Mortgagee

that he shall bring the aforesaid loan facilities to credit and
shall maintain proper operations in the said loan account on or
before the stipulated due date without committing default. On
failure, the Mortgagor shall be liable to pay penal interest of
2% per annum on belated payments. It is further agreed that
if for any reason, the Mortgagor defaults in the payment of
any of the aforesaid installments, the whole of the debt due
and outstanding against his|M/s Pradhan Perfumers, under
these presents will become payable on the date of such
cessation of defaults, less any payments paid. It is further
agreed that in the event of preclosure of loan, the Mortgage
shall be liable to pay pre-closure charges as per Bank rules.
Further, the Mortgagor|M/s Pradhan Perfumers, shall abide by
all the terms and conditions as stipulated in the Sanction
Letter No. UCO/JNR/ADV/2008-09/RP-65(A), dated 16.12.2009.
6. And the Mortgagor further covenants that, if at any time

during which these presents are in force, the Mortgage finds
that any representation made to the Mortgagee by the
Mortgagor, either in this document or elsewhere for obtaining
the loan was false or if there is any contravention of the
covenants herein contained, the whole of the debt due and
outstanding shall become due and payable after issuance of
the Notice to the Mortgagor to that effect and the Mortgagor
further covenants that she shall be bound by the Bank’s Bye-
Laws and the subsidiary Rules now existing and to be made
hereafter.

Schedule property hereunder mentioned in good condition and
repairs and shall not remove any fixtures or alter the property
so as to decrease the value or utility thereof and shall pay
from time to time regularly all the taxes and cesses levied
thereon and produce the receipts thereof to the Mortgagee.

property shall be security in respect of this debt or Overdraft,
Cash Credit that may now be outstanding or may become
outstanding in respect of this loan/advances made to M/s
Pradhan Perfumers. It is further covenanted that until all the
indebtedness in respect of the said Credit facilities-Cash Credit
and Bills Discounting Limits to the Mortgagee Bank has been
discharged in full under this Deed, this Mortgage will be kept
in force and shall continue to be as Security for the loan
availed from the Mortgagee Bank.
9. The Mortgagor further covenants that in case he fails to

pay the taxes or cesses in time as aforesaid the Mortgagee
may pay the same and the taxes and the cesses so paid shall
be treated as a charges payable by the Mortgagor with
interest, as per Bank rules.
10. The Mortgagor further covenants with the Mortgagee

that during the time the loan mentioned above is in force he
will not alienate or create any other change and that he will be
personally also liable for the full discharge of the loans hereby
secured. He further affirms the Bank that the property is not
encumbered except to the extent shown above either by
registered or an unregistered document and there is no
attachment by any Courts, either, Civil or Criminal. There are
no litigations, whatsoever, pending in respect of the Schedule
property before any Court of Law.
11. The Mortgagor hereby covenants and declares that he

shall at all times hereafter indemnify and keep indemnified
the Mortgagee Bank against any loss, damages, costs suffered
by any reason of default committed by the Mortgagor or any
breach or any breach of the covenants herein contained.
12. Save and except what are herein before provided, the
rights and obligations of the parties herein shall be governed
by the law in the force.
13. The Mortgagor has already deposited the following title

deeds/documents with the Mortgagee and further confirms the
deposit of the same:
(i) Original Memo (Possession Certificate), dated

9.11.1956
issued by CITB
(ii) Copy of Partition Deed, dated 26.6.1971
(iii) Original Sale Deed, dated 16.3.1978 executed by

K.G.
Venkatachala Setty in favour of Sri H.R.
Hanumanthakumar
and others, Partners of M/s Pradhan Perfumers
(iv) Original Endorsement, dated 22.5.1978
(v) Original Memo, dated 28.7.1979 issued by BDA
(vi) Original Sale Deed, dated 2.8.1979 executed by

BDA in favour of Sri H.R. Hanumanthakumar
(vii) Original Retirement-cum-Release Deed, dated

1.4.1994
executed by Smt. D.L. Padmavathi and others in favour
of Sri
H.R. Hanumanthakumar
(viii) Copy of the Partnership Deed, dated 1.4.1994

executed
between Sri H.R. Hanumanthakumar and others
(ix) Original Khatha Extract, dated 18.4.2007
(x) Original Khatha Certificate, dated 18.4.2007
(xi) Original Tax paid Receipt, dated 23.12.2005
(xii) Original Encumbrance Certificate, dated 15.7.2002
(xiii) Original Encumbrance Certificate, dated 18.4.2007
(xiv) Original Encumbrance Certificate, dated 18.4.2007
(xv) Original Nil-Encumbrance Certificate, dated

9.10.2009
(xvi) Original Khatha Extract, dated _____2010
(x) Original Khatha Certificate, dated _____2010
(xii) Original Tax paid Receipt, dated _____2010
SCHEDULE PROPERTY
All the piece and parcel of House Property bearing No.

131, present BBMP Khatha No. 131/32, 1st main, 1st Block,
Jayanagar, BANGALORE 560 011, measuring East to West: 89
ft. and North to South: 45 ft. and bounded on the :
East by : Property No. 132
North by : 10th main road

MORTGAGEE have signed and executed this Indenture on the
date, month and year first hereinabove written in the
WITNESSES :
1.
MORTGAGOR
2.
MORTGAGEE
EXTENSION OF MORTGAGE DEED CREATED ON

11.6.2008, VIDE REGD. No. 603/2008-2009 AND
STORED IN C.D. No. 14
This EXTENSION OF MORTGAGE DEED is made and

executed on this, the ______ day of _______Two Thousand
Nine (_____.4.2009) BETWEEN:
Smt. DEVI DEVARAJ

w/o Devaraj,
No. 3486, 14th main, HAL 2nd Stage,
BANGALORE 560 008.

PART which term shall mean and include her heirs,
executors, administrators and assigns) AND:

Central Office at Anna Salai, Chennai,
and one of its Branches
called as “ISRO View Branch”,
Appareddypalya, Indiranagar,
BANGALORE 560 008
represented by its Senior Manager
Sri S. AMARNATH


possession and enjoyment of Converted land bearing Sy.
No. 128, Re-Sy. No. 219, Mandur Village, Bidarahalli Hobli,
BANGALORE EAST TALUK, morefully described in the
Schedule hereunder by the MORTGAGOR, she having
purchased the same, as per Sale Deed, dated 4.6.1984
from M. Krishnoji Rao, registered in the Office of the Sub-
Registrar, Hosakote, as No. 457/84-85 of Book I.
WHEREAS, the MORTGAGOR is in peaceful
transactions stated above. WHEREAS, the MORTGAGEE
has agreed to lend to the MORTGAGOR a sum of Rs.
29,75,000/- (Rupees twenty nine lakhs seventy five
thousand only) for the Term Loan advanced to the
MORTGAGOR and the MORTGAGOR has already deposited
the title deeds of Schedule property in favour of the
MORTGAGEE, as security for the earlier loan facility of Rs.
65,50,000/-, vide registered Mortgage Deed, dated
Bidarahalli, as No. 603/2008-2009 and stored in C.D. No.
14, availed by the MORTGAGOR and the same is now
being extended to secure due repayment of the aforesaid
Term loan amount of Rs. 29,75,000/- (Rupees twenty nine
lakhs seventy five thousand only) and accordingly this
Indenture is made.

FOLLOWS:-
1. That in consideration of the MORTGAGEE having

provided as sum of Rs. 29,75,000/- (Rupees twenty nine
lakhs seventy five thousand only) to the MORTGAGOR for
the purpose of ________________________, the MORTGAGOR
hereby confirms the delivery/deposit of all the Original
Title Deeds pertaining to the Schedule property which is
morefully described in the Schedule I hereunder to the
custody of the MORTGAGEE with an intent to create
charge on the title deeds of the Schedule II property.
2. The MORTGAGOR hereby agrees and undertakes to

rate of _________ % p.a., with monthly rests and subject to
change as per Reserve Bank of India or Central Office
3. That the MORTGAGOR in consideration of the loan
sanctioned by the MORTGAGEE, hereby confirms the
amount due by the MORTGAGOR to the MORTGAGEE,
possession of the MORTGAGEE as security for the
aforesaid financial assistance provided by the
MORTGAGEE until all the amounts (including the aforesaid
amount) due to the MORTGAGEE is discharged by the
MORTGAGOR.
4. That MORTGAGOR hereby declares and covenant

that she shall not create any charge on the title deeds of
until duly discharged by the MORTGAGEE.
5. That MORTGAGOR further covenants with the

MORTGAGEE that she shall repay the said loan on or
failure of paying any one equated monthly installment,
the MORTGAGOR shall be liable to pay penal interest of
2% per annum on belated installments. It is further
agreed that if for any reason, the MORTGAGOR defaults in
the payment of any of the aforesaid installments, the
whole of the debt due and outstanding against her, under
these presents will become payable on the date of such
cessation of defaults, less any installments paid. It is
further agreed that in the event of preclosure of loan, the
Bank rules.
6. And the MORTGAGOR further covenants that, if at

any time during which these presents are in force, the
MORTGAGEE finds that any representation made to the
MORTGAGEE by the MORTGAGOR, either in this document
or elsewhere for obtaining the loan was false or if there is
and payable and the MORTGAGOR further covenants that
she shall be bound by the Bank’s norms and the
subsidiary Rules now existing and to be made in future.

continuance of the aforesaid loan, she shall preserve the
thereof to the MORTGAGEE.
8. This Mortgage will be kept in force and shall

MORTGAGEE BANK.

above is in force, she will not alienate or create any other
change and that she will be personally also liable for the
full discharge of the loans hereby secured. The
MORTGAGOR further confirms that there is no attachment
by any Courts, either, Civil or Criminal. There are no

that she shall at all times hereafter indemnify and keep
indemnified the MORTGAGEE BANK against any loss,
committed by the MORTGAGOR or any breach or any

the ________ day of March Two Thousand Nine
(_____.3.2009) BETWEEN:
Smt. REVATHI RAJU

w/o _________________,
aged about _____ years,
No. ________________
BANGALORE 560 _____.

UCO BANK
(Amendment)
Act, 1985
No. 13/22, 1st floor, K.G. Road
BANGALORE 560 009
represented by its Asst. General Manager
Sri K.S.V. MADAN


possession and enjoyment of 3 portions of Converted land
bearing Sy. Nos. 16/1, 16/2, 17/1, 17/2 and 17/3, present
Khatha No. 266, Kadabagere Village, Dasanapura Hobli,
Bangalore North Taluk, BANGALORE, morefully described
in the Schedule hereunder by the MORTGAGOR, she
having purchased the Schedule property, as per 3
separate Sale Deeds, dated 8.11.2004, registered in the
Office of the Sub-Registrar, Bangalore North Taluk, as
Nos. 34065/2004-05, 34070/2004-05 and 34076/2004-05
of Book I.

already granted ______ loan to M/s Unnathi Projects, for
which the MORTGAGOR, as security has already
deposited the title deeds pertaining to the Schedule
property, with an intention to create Mortgage by Deposit
of Title Deeds in favour of the Mortgagee and also to
secure due repayment of loan facilities availed by M/s
Unnathi Projects. As on 28.2.2009, a sum of Rs.
7,64,12,071/- (Rupees Seven Crores, sixty four lakhs,
twelve thousand and seventy one) is the balance
outstanding in respect of loan account of M/s Unnathi
Projects and accordingly this Indenture is made.

1. That in consideration of the Mortgagee Bank already

granting loan facility and as on 28.2.2009, a sum of Rs.
7,64,12,071/- (Rupees Seven Crores, sixty four lakhs,
twelve thousand and seventy one) is the balance
outstanding in respect of loan account of M/s Unnathi
Projects availed by it, for the purpose of
________________________, the Mortgagor hereby confirms
the delivery of all the Original Title Deeds pertaining to
the due repayment of the loan borrowed by M/s Unnathi
Projects.
2. The Mortgagor has already undertaken to repay the

entire loan balance outstanding along with interest at the
rate of ________% p.a. with monthly rests and subject to
change as per Reserve Bank of India or Head Office

sanctioned to M/s Unnathi Projects by the Mortgagee,
hereby confirms the deposit of title deeds pertaining to
the Schedule property as security for the due repayment
of the aforesaid amount due by the mortgagor|M/s
Unnathi Projects to the Mortgagee, together with such
Mortgagee as security for the financial assistance already
provided by the said Branch to M/s Unnathi Projects until
all the amounts due to the Mortgagee is discharged by
the Mortgagor|M/s Unnathi Projects.

that she shall not create any charge on the title deeds of

Mortgagee that she shall repay the said loan on or before
paying any one equated monthly installment, the
Mortgagor shall be liable to pay penal interest of 2% per
annum on belated installments. It is further agreed that if
for any reason, the Mortgagor defaults in the payment of
any of the aforesaid installments, the whole of the debt
due and outstanding against her|M/s Unnathi Projects
such cessation of defaults, less any installments paid. It
is further agreed that in the event of preclosure of loan,
the Mortgage shall be liable to pay pre-closure charges as
per Bank rules.


made to M/s Unnathi Projects. It is further covenanted
that until all the indebtedness in respect of the said loan,
Overdraft or Cash Credit accounts to the Mortgagee Bank
has been discharged in full under this Deed, this
Mortgage will be kept in force and shall continue to be as
Security for the loan availed from the Mortgagee Bank.
9. The Mortgagor further covenants that in case she

fails to pay the taxes or cesses in time as aforesaid, the

is in force she will not alienate or create any other change
and that she will be personally also liable for the full
discharge of the loans hereby secured. She further

she shall at all times hereafter indemnify and keep

SCHEDULE PROPERTY
ITEM No. 1-

Sy. Nos. 16/1, 16/2, 17/1, 17/2 and 17/3, present Khatha
No. 267, Kadabagere Village, Dasanapura Hobli,
Bangalore North Taluk, BANGALORE, measuring 26.03
guntas (28336 sq. ft.) and bounded on the :
East by : Private Property and 40’ Road

West by : Road leading to Tumkur from
Magadi Main Road
South by : 60’ Road and Private Property

ITEM No. 2-
West by : Road leading to Tumkur from

Magadi Main Road
North by : 60’ Road and Private Property
ITEM No. 3-

West by : Private Property and 40’ Road
North by : 60’ Road and Private Property
The Mortgagor has deposited the following

documents/title deeds with the Mortgagee:
TITLE DEEDS PERTAINING TO ITEM No. 1 ABOVE-
----------------------------------------------------------------------
-----------------
documents
----------------------------------------------------------------------
-----------------
1. 27.10.1937 Auction Sale Deed executed by

Revenue
Inspector, Kadabagere Village,
Nelamangala Taluk in favour of
Rudraiah. This document is
Registrar, Nelamangala, as No.
772/1937-38 of Book I.
(COPY)
2. 15.7.1947 Sale Deed executed by Smt

Gangamma w/o
late Rudraiah in favour of Sri
Kempaiah. This document is
168/1947-48 of Book I. (COPY)
3. 27.5.1974 Gift Deed executed by Sri Kempaiah

in favour
of Sri Gangaiah. This document is
900/1974-75 of Book I. (COPY)
4. 1.6.1991 Inheritance Certificate (IHC No.

9/1991-92)
issued by Village Accountant,
Bangalore North Taluk. (COPY)
5. 21.6.1991 Inheirtance Certificate (IHC No.

8/1991-92)
6. ---------- RTC for the period 1990-91 issued

by Village
Accountant, Bangalore North Taluk.
(COPY)

by Village
Accountant, Bangalore North Taluk
(COPY)

by Village
(COPY)
9. ----------- RTC for the period 1990-91 issued

by Village
(COPY)

by Village
(COPY)

Order)
Bangalore (COPY)

Attorney executed
by Sri Sanjeevaiah, Sri Gangaiah and
others in favour of V. Srinivasa Raju
and Sri D. Suresh, registered in the
Bangalore North Taluk, as No.
174/1991-92 of Book IV. (COPY)

Attorney executed
by Smt. Thimmakka w/o late
Venkatappa, Sanjeevaiah,
Munianjanapppa and Venkatesh
and others in favour of V. Srinivasa
Raju and Sri D. Suresh, registered in
14. 9.10.1991 Declaration duly sworn by Sri D.

Suresh,
(COPY)

Sanjeevaiah and
others represented by their GPA
holder Sri Srinivasa Raju in favour of
Smt Revathi Raju. This document is
No. 34065/2004-05 of Book I.
(ORIGINAL)
16. 16.11.2005 Deed of Rectification executed

by Sri
Sanjeevaiah and others represented
by their GPA holder Sri Srinivasa
Raju in favour of Smt Revathi Raju.
13568/2005-06 of Book I.
(ORIGINAL)
17. 16.9.2006 Deed of Rectification of Rectification

Deed
executed by Sri Sanjeevaiah and
No. 38863/2006-07 of Book I.
(ORIGINAL)
18. ---------- House/Land Tax Assessment (Form

1)
19. ----------- Demand Register (Form 12) issued
by
Machohalli Grama Panchayat,
Bangalore North Taluk (ORIGINALS)

Machohalli Gram
Panchayat (ORIGINAL)

period
1.4.1967 to 31.7.1986

period
1.8.1986 to 31.3.2005

period
1.4.2005 to 15.7.2005

the period
16.7.2005 to 11.12.2008
issued by Sub-Registrar,
Dasanapura.
(ALL ARE ORIGINALS)
----------------------------------------------------------------------
-----------------
documents
----------------------------------------------------------------------
-----------------

Revenue
772/1937-38 of Book I.
(COPY)

Gangamma w/o
168/1947-48 of Book I. (COPY)

in favour
900/1974-75 of Book I. (COPY)

9/1991-92)

8/1991-92)
by Village
(COPY)

by Village
(COPY)

by Village
(COPY)

by Village
(COPY)

by Village
(COPY)

Order)
Bangalore (COPY)

Attorney executed
Attorney executed

Suresh,
(COPY)

Sanjeevaiah and
No. 34076/2004-05 of Book I.
(ORIGINAL)

by Sri
13567/2005-06 of Book I.
(ORIGINAL)

1)
by

Machohalli Gram
Panchayat (ORIGINAL)

period
1.4.1977 to 31.7.1986

period
1.8.1986 to 31.3.2005

the period
16.7.2005 to 11.12.2008
Dasanapura.
(ALL ARE ORIGINALS)
----------------------------------------------------------------------
-----------------
documents
----------------------------------------------------------------------
-----------------

Revenue
772/1937-38 of Book I.
(COPY)

Gangamma w/o
168/1947-48 of Book I. (COPY)

in favour
900/1974-75 of Book I. (COPY)

9/1991-92)
Bangalore North Taluk (COPY)

8/1991-92)
Bangalore North Taluk (COPY)

by Village
(COPY)

by Village
(COPY)

by Village
(COPY)

by Village
(COPY)

by Village
(COPY)

Order)
Bangalore (COPY)

Attorney executed

Attorney executed

Suresh,
(COPY)
Sanjeevaiah and
No. 34070/2004-05 of Book I.
(ORIGINAL)
by Sri
13574/2005-06 of Book I.
(ORIGINAL)
17. 16.9.2006 Deed of Rectification of Rectification

Deed
executed by Sri Sanjeevaiah and
No. 38869/2006-07 of Book I.
(ORIGINAL)

1)
by

Machohalli Gram
Panchayat. (ORIGINAL)

period
1.4.1977 to 31.7.1986

period
1.8.1986 to 31.3.2005

the period
16.7.2005 to 11.12.2008
Dasanapura,
(ALL ARE ORIGINALS)

MORTGAGEE have signed and executed this Indenture on the
date, month and year first hereinabove written in the presence of
the following witnesses.
WITNESSES :
1. MORTGAGOR
2. MORTGAGEE
EXTENSION OF EQUITABLE MORTGAGE BY WAY OF
DEPOSIT OF TITLE DEEDS
This EXTENSION OF EQUITABLE MORTGAGE BY

the Twenty seventh day of February Two Thousand Nine
(27.2.2009) BETWEEN:
Smt. NARAPPA REDDY SHARADA

w/o N. Manohar Reddy,
No. 262 and 263, Gajagruha,
Amarjyothi Layout, Domlur,
BANGALORE 560 071.

UCO BANK
(Amendment)
Act, 1985
called as “Jayanagar Branch”,
9th main road, 3rd Block, Jayanagar,
BANGALORE 560 011
Sri D.S. MURALIDHARA


possession and enjoyment of Property bearing residential
Villa No. 164 constructed on Property No. 17 (Old Khatha
No. 47, House List No. 47-17), Khatha No. 71 and Property
bearing No. 47, Khatha No. 164, “Palm Meadows”,
Nellurahalli Village, K.R. Puram Hobli, BANGALORE EAST
TALUK, morefully described in the Schedule hereunder by
the MORTGAGOR, she having purchased the Schedule
property, as per Sale Deed, dated 18.8.2006, registered
in the Office of the Sub-Registrar, K.R. Puram as No.
16742/2006-2007 and stored in CD-243.

agreed to lend to the MORTGAGOR a sum of Rs.
7,00,00,000/- (Rupees Seven Crores) for the Term Loan
advanced to M/s Sagar Power (Neerukatte) Pvt. Ltd., and
the MORTGAGOR has already deposited the title deeds of
Schedule property in favour of one of the Mortgagee’s
Branch called as “Mid Corporate Branch”, K.G. Road,
Bangalore, as security for the other loan facilities availed
by the said Company and the same is now being
extended to secure due repayment of the aforesaid loan
amount of Rs.7,00,00,000/- (Rupees Seven Crores) and

FOLLOWS:-
1. That in consideration of the Mortgagee having

provided as sum of of Rs. 7,00,00,000/- (Rupees Seven
Crores) to the Mortgagor for the purpose of
________________________, the Mortgagor hereby confirms
the delivery of all the Original Title Deeds pertaining to
the due repayment of the loan borrowed by M/s Sagar
Power (Neerukatte) Pvt. Ltd.
2. The Mortgagor hereby agrees and undertakes to

rate of BPLR-1.50%, i.e., 12.25%, presently 13.75% p.a.
with monthly rests and subject to change as per Reserve
Bank of India or Head Office Guidelines, issued from time
to time.

sanctioned to M/s Sagar Power (Neerukatte) Pvt. Ltd. by
the Mortgagee, hereby confirms the deposit of title deeds
pertaining to the Schedule property as security for the
due repayment of the aforesaid amount due by the
mortgagor|M/s Sagar Power (Neerukatte) Pvt. Ltd. to the
Mortgagee, together with such penal interest charged and
that the said Original title deeds shall continue to be in
the possession of the Mortgagee’s Branch called as “Mid
Corporate Branch, K.G. Road, Bangalore” as security for
the financial assistance already provided by the said
Branch to M/s Sagar Power (Neerukatte) Pvt. Ltd. until all
the amounts (including the aforesaid amount) due to the
Mortgagee (UCO Bank, Jayanagar Branch, Bangalore) is
discharged by the Mortgagor|M/s Sagar Power
(Neerukatte) Pvt. Ltd. and the discharged of the
amounts , due by the Mortgagor.
4. That Mortgagor does hereby declare and covenant


Mortgagee that she shall repay the said loan on or before
paying any one equated monthly installment, the
Mortgagor shall be liable to pay penal interest of 2% per
annum on belated installments. It is further agreed that if
for any reason, the Mortgagor defaults in the payment of
any of the aforesaid installments, the whole of the debt
due and outstanding against her|M/s Sagar Power
(Neerukatte) Pvt. Ltd. under these presents will become
payable on the date of such cessation of defaults, less
any installments paid. It is further agreed that in the
event of preclosure of loan, the Mortgage shall be liable
to pay pre-closure charges as per Bank rules.

Mortgage finds that any representation made to the

thereof the the Mortgagee.

made to M/s Sagar Power (Neerukatte) Pvt. Ltd. It is
further covenanted that until all the indebtedness in
respect of the said loan, Overdraft or Cash Credit
accounts to the Mortgagee Bank has been discharged in
full under this Deed, this Mortgage will be kept in force
and shall continue to be as Security for the loan availed
from the Mortgagee Bank.
9. The Mortgagor further covenants that in case she

fails to pay the taxes or cesses in time as aforesaid the

is in force she will not alienate or create any other change
and that she will be personally also liable for the full
discharge of the loans hereby secured. She further

she shall at all times hereafter indemnify and keep
13. The Mortgagor has deposited the following

documents with the Mortgagee:
(i) Certified copy of the sale Deed, dated 31.3.95
(ii) Registered GPA, daed 31.8.95
(iii) Rectification Deed, dated 20.8.97
(iv) Rectification Deed, dated 28.2.2000

(v) Sale Deed, dated 8.3.2001
(vi) Original Release Deed, dated 5.10.2005
(vii) Original Khatha Assessment Extract, dated

20.5.2006
(viii) Construction Agreement, dated _______
(ix) Tax paid Challan, dated 18.3.____
(x) Notarised GPA, dated 14.2.2004
(x) Sale Deed, dated 18.8.2006 executed by Dr.

(Mrs.) Ganga
Shirish Sangle in favour of Smt. Narapa Reddy
Sharada
SCHEDULE PROPERTY
All the piece and parcel of Property bearing

residential Villa No. 164 constructed on Property No. 17
(Old Khatha No. 47, House List No. 47-17), Khatha No. 71
and Property bearing No. 47, Khatha No. 164, “Palm
Meadows”, Nellurahalli Village, K.R. Puram Hobli,
BANGALORE EAST TALUK, measuring East to West: 80 ft.
and North to South: 100 ft. and bounded on the :
East by : Road
West by : Property No. 47/47-14
North by : Property No. 47/47-20
South by : Property No. 47/47-16

WITNESSES :
1.
MORTGAGOR
2.
MORTGAGEE
DISCHARGE OF MORTGAGE
THIS DEED OF MORTGAGE is executed on this, the

Second day of July Two Thousand Ten (2.7.2010) by :
UCO BANK
Companies
1970,
(Amendment)
Act, 1985
No. 83, M.G. Road
BANGALORE 560 001
Smt. ASHA RAJIV
(hereinafter referred to as the FIRST PARTY of the OTHER

IN FAVOUR OF:
Smt. M.R. PADMAVATHY

d/o Late M.S. Ramaiah,
residing at Gokula House,
Gokula,
BANGALORE 560 054
(hereinafter referred to as the SECOND PARTY of the

SECOND PART which term shall mean and include her
heirs, executors, administrators and assigns)
NOW THIS DISCHARGE DEED WITNESSETH AS FOLLOWS:
1. The Second Party had created Memorandum of

Equitable Mortgage by way of Deposit Deeds, dated
31.3.2009, for securing the due repayment of the loan of
Rs. 5,00,00,000/- (Rupees Five Crores) availed by Sri M.J.
Shantharaam (Borrower) from the First Party Bank, by
depositing the title deeds in respect of the Property
bearing residentially Converted Sy. Nos. 37/8 (P), 37/11
(P), 37/14 (P), 37/28 (P) and 37/29 (P), Akkalenahalli and
Mallenahalli Village, Kasaba Hobli, Devanahalli Taluk.
(morefully and particularly described in Schedule
properties for the sake of brevity and clarity)
2. The aforesaid Borrower has cleared the said loan

facility of Rs. 5,00,00,000/- (Rupees Five Crores) availed
by him from the First Party Bank, together with interest
and other charges.
3. The First Party hereby discharges the said
Memorandum of Equitable Mortgage by way of Deposit
Deeds, dated 31.3.2009, registered in the Office of the
Sub-Registrar, Devanahalli, as No. 6245/2008-09 and
stored in CD No. DNHD171, dated 31.3.2009.
4. Nothing remains due from the Second Party or from

the Borrower to the First Party Bank.
SCHEDULE PROPERTIES
(i) All the piece and parcel of residentially Converted

Sy. Nos. 37/8 (P), Akkalenahalli and Mallenahalli Village,
Kasaba Hobli, Devanahalli Taluk, Bangalore Rural Dist.
measuring 2 acres 37.9 guntas, and
East by : Propety bearing Sy. No. 37/8

West by : Propety bearing Sy. No. 37/25
North by : Propety bearing Sy. No.
37/25
South by : Propety bearing Sy. No.
37/11
(ii) All the piece and parcel of residentially Converted

measuring 16.4 guntas, and

37/8
37/11
(iii) All the piece and parcel of residentially Converted
measuring 1 acre 8.9 guntas, and
East by : Propety bearing Sy. Nos. 37/11

& 37/8
37/25
37/14
(iv) All the piece and parcel of residentially Converted

measuring 12.8 guntas, and

37/28
37/29
(v) All the piece and parcel of residentially Converted

measuring 1 acre 4 guntas and

37/28
37/29
IN WITNESS WHEREOF, the FIRST PARTY and the

SECOND PARTY have signed and executed this Discharge
of Mortgage on the date, month and year first
hereinabove written in the presence of the following
witnesses.
WITNESSES :
FIRST PARTY
SECOND PARTY
1.
2.
SUPPLEMENTAL MEMORANDUM OF DEPOSIT OF TITLE
DEEDS
THIS SUPPLEMENTAL MEMORANDUM OF DEPOSIT OF

TITLE DEEDS is executed on this, the ____ day of June Two
Thousand Ten (____6.2010) by :
Sri S. ANANTHA RAJU

S/o Sri Shinnabba Raju,
No. 165/16, Doresanipalya,
Bannerghatta Road, IIM Post,
BANGALORE 560 076
2. M/s MOHAN ENTERPRISES

represented by its Partners:
Sri S. ANANTHA RAJU

Smt. A. NARAYANAMMA
W/o S. Anantha Raju,
(iii) Sri A. MOHAN RAJU

S/o S. Anantha Raju,
Smt. ROOPA RAJU

W/o A. Mohan Raju,
(i), (ii) and (iv) are represented by their

GPA Holder Sri A. MOHAN RAJU

BANGALORE 560 076
3. M/s KALYANI DEVELOPERS

Sri S. ANANTHA RAJU

(hereinafter collectively referred to as the SECOND PARTY

of the SECOND PART which term shall mean and include
her heirs, executors, administrators and assigns )
Smt. A. NARAYANAMMA
Sri A. MOHAN RAJU

SS/o S. Anantha Raju,
Smt. ROOPA RAJU

W/o A. Mohan Raju,


BANGALORE 560 076

heirs, executors, administrators and assigns )
TO AND IN FAVOUR OF

Companies
1970,
Central Office at Chennai and one of its
Branches
called as “Jayanagar 5th Branch”,
No. 232, 9th main, 5th Block, Jayanagar,
BANGALORE 560 041
Sri G. KALYANAM
WHEREAS, the Mortgagors have already deposited
the documents of title relating to the properties morefully
and particularly described in the Schedule herein, by
actual delivery on 31.8.2007, as per Memorandum of
Mortgage by Deposit of Title Deeds, dated 31.08.2007,
registered in the Office of the Sub-Registrar,
Bommanahalli, as No. BNG(U)BMH-3040/2007-08 and
stored in CD No. BMH D330 of Book I.
WHEREAS, the Mortgagors have again confirmed by

a Deed of Confirmation, dated 11.12.2007, registered in
the Office of the Sub-Registrar, Bommanahalli, as No.
BNG(U)BMH-5149/2007-08 and stored in CD No. BMH337
of Book I.
WHEREAS, the Mortgagors have again re-deposited

by constructive delivery on 29.11.2008, the said
documents of title deeds which is described below, in
favour of the Mortgagee, vide registered Supplemental
Memorandum of Deposit of Title Deeds, dated
Bommanahalli, as No. 4878/2008-09 and stored in CD No.
BMHD360 of Book I, dated 2.12.2008 in respect of the
Schedule properties for the purpose of securing
repayment to the Mortgagee, of credit facilities of Rs
91,65,00,000/- advanced to the Mortgagors by the
Mortgagee and payable by the Mortgagors to the
Mortgagee Bank, together with interest, costs, charges
and expenses thereon, over and above the said earlier
limits covered under the registered Memorandum of
Mortgage, dated 31.8.2007, registered in the Office of the
Sub-Registrar, Bommanahalli, as No. 3040/2007-08 and
stored in CD No. BMHD330 and Confirmation Deed, dated
BMHD337.
Further, the Mortgagee has sanctioned the following

fresh Credit facilities to the Mortgagors as mentioned
below:
Liqui Rent Term Loan-IV (LRTL-IV) : Rs. 160,00,00,000
Foreign Letter of Credit : Rs. 4,23,00,000
Liqui Rent Term Loan-IV (LRTL-III) : Rs. 21,70,00,000

(Existing) ----------------------
--
TOTAL :Rs.
185,93,00,000
----------------------
--
(Rupees One Hundred and Eighty Five Crores, Ninety

Three Lakhs only)
WHEREAS, the Mortgagors hereby confirms the

deposit of the title deeds mentioned below and they
further declare that the documents deposited were all in
the possession and control of the respective persons to
whom the respective property/properties belonged and
further that they are not charged or encumbered in any
way whatsoever.
SCHEDULE PROPERTIES
Item No. 1-
(Property belonging to M/s MOHAN ENTERPRISES)

Converted Sy. Nos. 152/18, 152/18-1, 152/18-2, 152/18-3,
152/18-4 and 152/18-5 and 152/12, present common
BBMP Khatha No. 136/133/122/718, Doresanipalya
(Bilekahalli Village), Bannerghatta Main Road, Begur
Hobli, Bangalore South Taluk, BANGALORE 560 076.
Converted Sy.No.152/18 measuring (East to West 24ft,
North to South 260 ft), Sy. No. 152/18-1 (East to West:
123 ft and North to South: 47.5 ft), Sy. Nos. 152/18-2
(East to West 150 ft, North to South 50 ft), 152/18-3 East
to West 149 ft North to South – 50 ft), 152/18-4(East to
West 137.5 ft, North to South – 60ft) and 152/18-5 (East
to West 135 ft, North to South – 60 ft), in all measuring
43382 sq. ft.
Converted Sy. No. 152/12 in all measuring 33280 sq. ft.
and all bounded on the :
East by : Rajanna’ Property

West by : Road & Church
North by : Hospital & Arogya Swamy’s
Land
South by : Joseph’s Land & police
Rayappa’s Home
Item No. 2-
(Property belonging to Sri S. ANANTHA RAJU)

Converted Sy. Nos. 152/14, 152/17, 165/11, 165/12,
165/15, present common BBMP Khatha No.
137/134/123/719, 165/2, present BBMP Khatha No.
244/238/229/165/2, 151/1 and 152/1, Doresanipalya
Converted Sy. No. 151/1 and Sy. No. 152/1 totally

measuring 49000 sq. ft.
East by : Bannerghatta Road
West by : Kodi Kaluve
North by : Anthony Raj Land
South by : Anantha Raju’s Property
Converted Sy. Nos. 152/14 , 152/17, 165/2, 165/11,

165/12 and 165/15, totally in all measuring 34916.82 sq.
mtrs. or 8 Acres 25 guntas. The net Site Area is 31425.14
sq. mtrs. after leaving space for civic amenities. The net
area converted for Commercial purpose is 333234 sq. ft.
or 7 acres 26 guntas. The measurement as per actual is
333134 sq. ft.)
and bounded on the : Sy.No.152/14
East by : Papaiah’s Property

West by : Anantha Rajus Property
North by : Grmathana
South by : Temples Property
Sy.No.152/17
bounded on the :
East by : Gramathana & Philoninamma’s

property
West by : Banajigara Mari Swamy
North by : Anantha Raju’s Property
South by : Lourdappa & Chikkamariappa’s
Property
Sy.No.165/2
bounded on the :
East by : Remaining Land of

Sy.No.165/2
West by : Private Road
North by : Village Road
South by : Remaining Land of Sy.No.165/2
Sy.No.165/11 & 165/15

bounded on the :
East by : Thammaiah’s Land & Anantha

Raju’s Land
West by : S.Krishnaraju’s property
North by : Thammiah & S.Krishnaraju’s
Property
South by : Banajigara Mari Swamy & S.
Krishnaraju’s
Property
Sy.No.165/12
bounded on the :
East by : Dorisanipalya Gramathana

West by : Francis Land
North by : Ragaswamy & Thammiah’s
Property
South by : Nataraj’s property
****
LIST OF TITLE DEEDS DEPOSITED

List 1:
1. Registered Sale Deed, dated 28.7.72
Mutation Register Extract No. 67/72-73, dated 25.5.73

Other documents as per Document No. 3040/2007-08,
dated
31.8.2007
List 2:
Registered Absolute Sale Deed, dated 28.9.95 No. 5696

Khatha Extract, dated 26.11.2002
Tax paid Receipt, dated 26.11.2002
Encumbrance Certificate from 1.4.86 to 2.2.2003
Approved Building Plan issued by BommanahallI CMC
List 3:
Final Decree in O.S. 10904/95, City Civil Court (Mayo

Hall), Bangalore
Copy of Mutation Extract
RTC Extract from 1989 to 1995
Sale Deed, dated 18.5.99
Certified copy of Sale Deed, dated 3.2.2003
RTC Extract
Copy of Tax paid Receipt for the year 1998
Copy of Tax paid Receipt for the year 1999
Conversion Order, dated 25.10.2000 in respect of Sy. No.
152/12
Copy of Conversion charges paid Challan, dated 18.8.200
Copy of the Challan
Akarband Settlement Extract in respect of Sy. No. 152/12
Tippani Extract for Sy. No. 152/12
Copy of the Public Notice
Copy of the Encumbrance Certificate from 15.2.53 to
26.10.98
List 4:
Sale Deed, dated 4.2.71 No. 5177

Hissa Survey Sketch and Village Map
Release Deed, dated 9.7.99
Mutation Register Extract
RTC Extract
Conversion Order (Official Memorandum), dated 27.2.89
Notice, dated 19.5.2001
Payment Voucher
Atlas Uthar
Akarbandh Extract
Tippani Extract
Encumbrance Certificates
Khatha Extract, dated 22.2.2003
List 5:
Khatha Certificate, dated 29.6.2009 issued by BBMP

Khatha Extract, dated 30.6.2009 issued by BBMP
18. Khatha Certificate, dated 29.6.2009 issued by
BBMP

WITNESSES :
*
1.
S. ANANTHA RAJU,
Rep. by his GPA
Holder
Sri A. MOHAN
RAJU
(MORTGAGOR
No. 1)
for M/s MOHAN

ENTERPRISES
• (i)
• (ii)
• (iii)
• (iii)
(Partners:
S. ANANTHA RAJU,
A. NARAYANAMMA &
ROOPA RAJU,
represented by
their GPA Holder
A. MOHAN RAJU)
(MORTGAGOR No. 2)
for M/s KALYANI

DEVELOPERS
• (i)
• (ii)
• (iii)
• (iii)
(Partners:
S. ANANTHA RAJU,
A. NARAYANAMMA &
ROOPA RAJU,
represented by
their GPA Holder
A. MOHAN RAJU)
(MORTGAGOR No. 3)
for INDIAN OVERSEAS BANK
(MORTGAGEE)
SUPPLEMENTAL MEMORANDUM OF DEPOSIT OF TITLE

DEEDS
THIS SUPPLEMENTAL MEMORANDUM OF DEPOSIT OF
TITLE DEEDS is executed on this, the ____ day of June Two
Thousand Ten (____6.2010) by :
M/s MOHAN ENTERPRISES

Sri S. ANANTHA RAJU

Smt. A. NARAYANAMMA
(iii) Sri A. MOHAN RAJU

S/o S. Anantha Raju,
Smt. ROOPA RAJU

W/o A. Mohan Raju,


BANGALORE 560 076
2. M/s KALYANI DEVELOPERS

Sri S. ANANTHA RAJU

Smt. A. NARAYANAMMA
Sri A. MOHAN RAJU

SS/o S. Anantha Raju,
Smt. ROOPA RAJU

W/o A. Mohan Raju,


BANGALORE 560 076

heirs, executors, administrators and assigns )
TO AND IN FAVOUR OF

Companies
1970,
Central Office at Chennai and one of its
Branches
called as “Jayanagar 5th Branch”,
No. 232, 9th main, 5th Block, Jayanagar,
BANGALORE 560 041
Sri G. KALYANAM

WHEREAS, the Mortgagors have already deposited
the documents of title relating to the properties morefully
and particularly described in the Schedule herein, by
actual delivery on 31.8.2007, as per Memorandum of
Mortgage by Deposit of Title Deeds, dated ________,
Bommanahalli, as No. BNG(U)BMH-3040/2007-08 and
stored in CD No. BMH_____ of Book I.
WHEREAS, the Mortgagors have again confirmed by

a Deed of Confirmation, dated 11.12.2007, registered in
the Office of the Sub-Registrar, Bommanahalli, as No.
BNG(U)BMH-5149/2007-08 and stored in CD No. BMH337
of Book I.
WHEREAS, the Mortgagors have again re-deposited

by constructive delivery on 29.11.2008, the said
documents of title deeds which is described below, in
favour of the Mortgagee, vide registered Supplemental
Memorandum of Deposit of Title Deeds, dated
BMHD360 of Book I, dated 2.12.2008 in respect of the
Schedule properties for the purpose of securing
repayment to the Mortgagee, all further credit facilities of
Rs 185,93,00,000/- as per the details shown below and
advanced to the Mortgagors by the Mortgagee and
payable by the Mortgagors to the Mortgagee Bank,
together with interest, costs, charges and expenses
thereon, over and above the said earlier limits covered
under the registered Memorandum of Mortgage, dated
BMHD330 and Confirmation Deed, dated 11.12.2007,
BMHD337. Further, the Mortgagee has sanctioned the
following fresh Credit facilities to the Mortgagors as
mentioned below:
Liqui Rent Term Loan-IV (LRTL-IV) : Rs. 160,00,00,000
Foreign Letter of Credit : Rs. 4,23,00,000
Liqui Rent Term Loan-IV (LRTL-III) : Rs. 21,70,00,000

(Existing) ----------------------
--
TOTAL :Rs.
185,93,00,000
----------------------
--
(Rupees One Hundred and Eighty Five Crores, Ninety

Three Lakhs only)
WHEREAS, the Mortgagors hereby confirms the

deposit of the title deeds mentioned below and they
further declare that the documents deposited were all in
the possession and control of the respective persons to
whom the respective property/properties belonged and
further that they are not charged or encumbered in any
way whatsoever.
SCHEDULE PROPERTIES
Item No. 1-
(Property belonging to M/s MOHAN ENTERPRISES)

Converted Sy. Nos. 152/18, 152/18-1, 152/18-2, 152/18-3,
152/18-4 and 152/18-5 and 152/12, present common
BBMP Khatha No. 136/133/122/718, Doresanipalya
Converted Sy. No. 152/18 measures East to West: _____
and North to South: _____ AND Converted Sy. Nos.
152/18-2, 152/18-3, 152/18-4 and 152/18-5, measures
East to West: _____ and North to South: _____ (in all
measuring 43382 sq. ft.)
Converted Sy. No. 152/12 measures East to West: _____

and North to South: _____
(in all measuring 33280 sq. ft.)
East by :
West by :
North by :
South by :
Item No. 2-
(Property belonging to Sri S. ANANTHA RAJU)

Converted Sy. Nos. 152/14, 152/17, 165/11, 165/12,
165/15, present common BBMP Khatha No.
137/134/123/719, 165/2, present BBMP Khatha No.
244/238/229/165/2, 151/1 and 152/1, present BBMP
Khatha No. _________________, Doresanipalya (Bilekahalli
Village), Bannerghatta Main Road, Begur Hobli,
Bangalore South Taluk, BANGALORE 560 076.
Converted Sy. No. 151/1 and Sy. No. 152/1 totally

measures East to West: _____ and North to South: _____
(in all measuring 49000 sq. ft.)
Converted Sy. Nos. 152/14, 152/17, 165/2, 165/11,
165/12 and 165/15, totally measures East to West: _____
and North to South: _____ (in all measuring 34916.82 sq.
mtrs. or 8 Acres 25 guntas. The net Site Area is 31425.14
sq. mtrs. after leaving space for civic amenities. The net
area converted for Commercial purpose is 333234 sq. ft.
or 7 acres 26 guntas. The measurement as per actual is
333134 sq. ft.)
East by : Private Property
West by : Private Property and Sy.

No. 165
North by : Partly Private Property and

partly
residence of Sri Mohan Raju
South by : Private Property and Sy. No.

152
East by :
West by :
North by :
South by :
Sy. No. 152/12 measures East to West: _____ and North to

South: _____
Converted Sy. Nos. 152/14, 152/17, 165/11, 165/12,

165/15 measures East to West: _____ and North to South:
_____
Converted Sy. No. 165/2, present BBMP Khatha No.
244/238/229/165/2,
****
LIST OF TITLE DEEDS DEPOSITED
List 1:
1. Registered Sale Deed, dated 28.7.72
2. Mutation Register Extract No. 67/72-73, dated

25.5.73
3. Other documents as per Document No. 3040/2007-

08, dated 31.8.2007
List 2:
1. Registered Absolute Sale Deed, dated 28.9.95 No.

5696

5870

5700

5873

5697

5859

5701
5863

5875

5875

5826
12. Khatha Extract, dated 26.11.2002
13. Tax paid Receipt, dated 26.11.2002
14. Encumbrance Certificate from 1.4.86 to 2.2.2003
15. Approved Building Plan issued by BommanahallI

CMC
List 3:
1. Final Decree in O.S. 10904/95, City Civil Court (Mayo

Hall), Bangalore
2. Copy of Mutation Extract
3. RTC Extract from 1989 to 1995
4. Sale Deed, dated 18.5.99
5. Certified copy of Sale Deed, dated 3.2.2003
6. RTC Extract
7. Copy of Tax paid Receipt for the year 1998
8. Copy of Tax paid Receipt for the year 1999

9. Conversion Order, dated 25.10.2000 in respect of
Sy. No. 152/12
10. Copy of Conversion charges paid Challan, dated

18.8.200
11. Copy of the Challan
12. Akarband Settlement Extract in respect of Sy. No.

152/12
13. Tippani Extract for Sy. No. 152/12
14. Copy of the Public Notice
15. Copy of the Encumbrance Certificate from 15.2.53 to

26.10.98
List 4:
1. Sale Deed, dated 4.2.71 No. 5177
5. Hissa Survey Sketch and Village Map
6. Release Deed, dated 9.7.99
7. Mutation Register Extract
8. RTC Extract
9. Conversion Order (Official Memorandum), dated

27.2.89
10. Notice, dated 19.5.2001

11. Payment Voucher
12. Atlas Uthar
13. Akarbandh Extract
14. Tippani Extract
15. Encumbrance Certificates
16. Khatha Extract, dated 22.2.2003
List 5:
1. Khatha Certificate, dated 29.6.2009 issued by BBMP
2. Khatha Extract, dated 30.6.2009 issued by BBMP

18 Khatha Certificate, dated 29.6.2009 issued by BBMP

WITNESSES :
1.
(i), (ii) and (iv) are

represented by
their GPA Holder
Sri A. MOHAN
RAJU
MORTGAGORS
2.
MORTGAGEE
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RECORDING LETTER EVIDENCING DEPOSIT OF TITLE DEEDS

THE SARASWAT CO-OPERATIVE BANK LIMITED,

I, YELLAMMA, the Mortgagor above named, do hereby solemnly affirm and

3. I further state that I am duly authorized to create Equitable Mortgage by

4. And I undertake to execute a Legal Mortgage in English Form of the said

Sl. No. Date Description

1. 20.8.92 Hakku Patra (Hakku Patra) issued by

2 20.6.2001 Khatha Assessment Extract issued by CMC,

3. ----- Khatha Assessment Extract issued by CMC,

4. 29.4.2011 “B” Khatha issued by BBMP in the name

5. 2.5.2011 Tax paid Receipt issued by BBMP in the

6. 1.7.2010 Encumbrance Certificate from 1.4.92 to

7. 2.5.20110 Nil-Encumbrance Certificate from 28.6.2010

Alongwith buildings constructed/to be constructed thereon.

IN WITNESS WHEREOF, the MORTGAGOR and the

RECORDING LETTER EVIDENCING DEPOSIT OF TITLE

Sri JOSEPH PRABHAKAR DAS

(hereinafter referred to as MORTGAGOR, which term shall mean

THE SARASWAT CO-OPERATIVE BANK LIMITED,

(hereinafter referred to as MORTGAGEE, which term shall mean

1. I have delivered and deposited with you on this, the

The said Housing Loan is repayable on demand, but not

The Mortgagor shall also pay an additional penal interest

3. I further state that I am duly authorized to create

4. And I undertake to execute a Legal Mortgage in English

5. I further assure you that the said property is free

Sri JOSEPH PRABHAKAR

Sl. No. Date Description

2. 10.3.2011 RTC for the period 1980-81 to 1987-

3. 10.3.2011 RTC for the period 1987-88 to 1992-

4. 10.3.2011 RTC for the period 1993-94 to 1997-

5. 10.3.2011 RTC for the period 1998-99 to 2001-

6. 12.12.2002 Sale Deed executed by Sri N.

7. 10.3.2011 Computerised Mutation Register

8. 30.4.2003 Death Certificate of Sri K.V.

9. ----- Family Tree of Late Sri K.V.

10. 4.7.2003 General Power of Attorney executed

11. ----- Layout sketch in respect of Sy. No.

12. 15.12.2003 Sale Deed executed by Smt.

13. ----- Khatha Assessment Extract issued

14. 3.1.2011 “B” Khatha Extract issued by BBMP

15. 15.11.2010 Tax paid Receipt issued by

16. 7.4.2004 Encumbrance Certificate for the

17. 23.9.2010 Nil-Encumbrance Certificate for the

18. 18.11.2010 Sale Agreement executed

19. 2.2.2011 Full Settlement Agreement between

20. 4.3.2011 Sale Agreement executed Sri

21. 28.4.2011 Sale Deed executed by Jacinta

East by : Property bearing No. 12

West by : Remaining portion of same Site No. 13

North by : Private Property

South by : 30 ft. road

Together with building/s constructed/to be constructed thereon

IN WITNESS WHEREOF, the MORTGAGOR and the

RECORDING LETTER EVIDENCING DEPOSIT OF TITLE DEEDS

Sri B.L. VASUDEVA

(hereinafter referred to as MORTGAGOR, which term shall

THE SARASWAT CO-OPERATIVE BANK LIMITED,

(hereinafter referred to as MORTGAGEE, which term shall

I, B.L. VASUDEVA, the Mortgagor above named, do

1. I have delivered and deposited with you on this, the

The said Housing Loan is repayable by way of 180 equal

The Mortgagor shall also pay an additional 2% penal interest