260 hembree Forest Circle

Roswell, Ga 30076
Phone 678-297-0432
E-mail sh63c2f4@westpost.net
Sue Huckleby
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OBJECTIVE

QUALIFICATION SUMMARY

To obtain a position in which I can meet the needs of the employer

as well as the consumer and in delivering quality to the investor.
Experienced professional seeking to help my employer meet and exceed
business goals.

I have been in the Mortgage Industry for over 28 years, primarily in

Fannie Mae Underwriting and Compliance Management
*
Proven track record for accuracy and research on reviewing and
calculating income both regular wages and Self Employed reading Tax
Returns, P & L statements and accountant statements of income
verified thru use of automated IRS systems.
*
Ability to maintain processes to reduce duplication, improve reports
and efficiency in all administrative processes.
*
Ability to focus on existing task and other task at the same time,
Multi tasking if required depending on meeting deadlines with the
ability to identify and meet goals and priorities to resolve issues
at all stages of application.
*
 Flexible in amount of working hours depending on the demand of
department usually exceeding normal workweek hours.
*
Full Integrity on all documentation and adhering to all financial
privacy issues, Honest in all aspects Lending and day to day life.
*
A team oriented worker to meet the needs of Employer, Customers and
other employees

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_PROFESSIONAL EXPERIENCE_

WELLS FARGO HOME MORTGAGE 7/09 TO PRESENT

UNDERWRITER, CONVENTIONAL, FHA, AND HAVE VA, BUT WOULD NEED UPDATING

UNDERWRITER III, WORKED CONTRACT FROM APRIL 09 TO JULY ,09 HIRED

FULL TIME.
REFERENCES FURNISHED UPON REQUEST.

Century Pacific Mortgage, Norcross, Ga 5/07 to 8/08

Fannie Mae Underwriter, underwriting all conventional loans with
credit authority $950,000
Coordinating decisions with Closers, Management and Loan Officers.
Responsible for administrative coordination and policy compliance.
Business closed to lack of volume.

United Guaranty Mortgage Insurance Company , Atlanta ,Ga

1996 to 2000 and 10/2004 to 2006
Contract Fannie Mae Underwriter for all conventional loans for
various lenders as assigned by Regional Manager. Ability to maintain
required goals on new loan turn times and conditional turn times and
reports as required by management. Worked for Entrust for full 4
years adhering to all policies and procedures while mentoring to loan
officers and processors and closers as needed.

Community Lending Corp. Duluth, Ga.

11/2003 to 10/2004
Mortgage Master, Processing, Underwriting and closing all loans
provided by World Financial Group. Also Closing, Post closing and QC
with FHA, VA loans
Insured proper procedures were followed in processing and in loan
officer functions as a retail branch.
Underwriting all loan programs and procuring locks on rates as
requested by loan officers, closing loans, dealing with customers,
Attorneys and closing agents making sure all compliance documents
were in order and balancing the HUD 1 prior to and at closing.
Completed post closing review and document checks prior to shipping
loan to main office in California. Responsible for all branch funds
profit and loss. Business Closed.

Synovus Mortgage Corporation. Athens, Ga

06/2000 to10/2002
Fannie Mae Underwriter, FHA, VA Underwriter, processing and closing,
reported directly to Underwriting Manager in Birmingham, Alabama.
Overseeing all processing and underwriting responsibilities in a
retail branch for 6 loan officers and manager.
Also responsible for loan closings, dealing with Attorneys,
affiliate Bank and closing Attorneys in all aspects of closing and
funding of all loans including construction loans

Nations Bank Mortgage (Now Bank of America) Northlake, Ga

1995 to 1996
AVP in Underwriting, Special Project Manager
 Responsible for recertifying all Denied loans, HMDA Information and
programming of Do for Fannie Mae loans.
Trained 60 processors for verification services for FannieMae
Desktop Underwriting.
Supervised all contract underwriters for accuracy and computer input
problems.
Responsible for all reports in system for accuracy
Implemented fast track process for Underwriting less risky loans
thru Desktop underwriter helping to elevate file back up in
Underwriting.

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SunTrust Bank Atlanta, Ga

1992 to 1995
Processing , Closing, Post Closing Manager for all retail
operations.
Responsible for all processed loans, Fannie Mae, Freddie Mac and FHA
and Va.
Responsible for all loan sales to SunTrust Mortgage Corporation.
Responsible for implementing MortgageWare as source of automation
for Processing,
Managed approximately 60 Employees including Temps.
Retail operation , I oversaw the conversion from Trust Company Bank
to SunTrust Bank for all
Mortgage functions including all automated systems and process
procedures managed from
day to day.

References available on request.