BENJAMIN HIRSCH

1925 54th Street, Brooklyn, NY 11204 * bh78b0e2@westpost.net

INSURANCE / BANK MANAGEMENT PROFESSIONAL
A proven leader in helping organizations achieve a higher level of maturity and
success through the development and evolution of their workforce, loan and insur
ance sales programs, and branch infrastructure.
CORE COMPETENCIES
* BRANCH OPERATIONS MANAGEMENT * PRODUCT / SERVICES CROSS-SELLING * REFERRAL /
INCENTIVE PROGRAMS
* NEW BUSINESS / CLIENT BASE DEVELOPMENT * LENDER RELATIONS / NEGOTIATION * PROF
IT MAXIMIZATION
* LOAN ORIGINATION / PROCESSING * CREDIT ANALYSIS / APPROVAL * COST / SPENDING
CONTROL
EMPLOYMENT HISTORY
ON TIME INSURANCE BROKERAGE - Brooklyn, NY
LICENSED INSURANCE BROKER 2008-Present
Major Functions: Serve as an intermediary between clients and insurance company;
licensed for Property, Casualty, Accident, and Health in NY, NJ, PA, FL, TX, OH
, and OK. Utilize in-depth knowledge of risks and the insurance market to locate
and arrange suitable policies for clients. Concurrently serve as an insurance a
gent and telephone sales representative; interview prospective clients to collec
t information, assess their needs including the physical condition of the indivi
dual and/or property to be insured, discuss and existing coverage and explain po
licy features, pros and cons to promote the sale of insurance polices.
* Built a solid client base by networking to promote services and obtain new cus
tomers as well as to generate lists of prospective clients via network or referr
al.
JP MORGAN CHASE BANK, N.A. - Brooklyn, NY
SR. LOAN OFFICER / BANK BRANCH LOAN OFFICER - Home Mortgage 2007-2008
Major Functions: Specialized in mortgage loans and worked closely with the PB, f
ollowing their referrals to ensure customers were contacted in a timely manner.
Identified and obtained potential clients in need of loans, built client relatio
ns and constantly interacted with Contact Manager to acquire new client referral
s. Assisted clients with their existent mortgage or helped them obtain a new mo
rtgage by buying a new home or refinancing their existing mortgage. Ensured all
necessary documentation was signed by the borrower.
* Routinely consulted with clients to analyzed their creditworthiness, discuss t
heir loan options and provide guidance and information relevant to the risks and
benefits of each program for which the applicant qualified.
STERLING EMPIRE FUNDING ASSOCIATES - Bronx, NY
BRANCH MANAGER / SR. LOAN OFFICER 2006-2007
Major Functions: Supervised loan officers and mortgage sales, generated leads fo
r future prospects through self marketing, and assisted loan processors with hig
h priority or difficult/complex loan scenarios to expedite process. Developed i
nnovative marketing plans and ad campaigns growth, maintained relations with len
ders, appraisers, and other vendors to ensure a constant, cost-effective service
and loan source stream. Completed 1003, GFE and related paperwork. Negotiated w
ith lenders for best price/products, worked with bank officials to ensure borrow
er protection and maintained a positive, professional work environment that refl
ected well on the organization and resulted in high employee morale.
* Developed and facilitated Loan Officer training which included authoring a tra
ining manual and syllabus, setting and enforcing moral codes, and interviewing p
rospective new hires for sales and office support positions.
SECURITY HOME MORTGAGE - Brooklyn, NY
BRANCH MANAGER / SR. LOAN OFFICER 2004-2006
Major Functions: Spearheaded all aspects of daily operation management for the b
ranch; complete P&L responsibility, supervised loan officers and mortgage sales,
ensured the overall quality and consistency of branch office operations, and as
sisted Loan Officers and Processors meet all loan stipulations in strict complia
nce with all applicable company, state, and federal regulations, rules and guide
lines. Contributed expert intermediary skills as liaison between the branch off
ice, attorneys, lenders, title companies, and appraisal companies; negotiated pr
oduct/service costs with lenders. Trained, audited, and conducted performance r
eviews for all branch employees. Ensured branch pricing and costs were controlle
d to maintain maximum branch profitability.
* Maintained and surpassed production goals per minimum acceptable levels as set
by the CEO of the company.
EDUCATION & TRAINING
DIPLOMA - INTENSIVE TALMUDIC STUDIES TORAH VYIRAH RABBINICAL COLLEGE - Monroe, N
Y
DIPLOMA - COMPUTER NETWORKING & ADMINISTRATION COPE INSTITUTE - New York, NY
DIPLOMA - COMPUTER SCIENCE & PROGRAMMING LANOP CORP. - New York, NY
SPECIALIZED TRAINING
* Licensed P&C Insurance Training School in the State of NY, On Site Insurance S
chool, Valley Stream, NY