David A.

Torrini
dt8cf7dc@westpost.net
701 Grovewood Drive
Cordova, TN, 38018
386-451-0272
KEY SKILLS
Relationship Management
Business Development
Legal Document Review / Analysis
Portfolio Administration / Analysis
Financial Planning / Analysis
Project / Team / Cash Management
Financial Modeling
Cash Flow Analysis
Strategic Planning
Spreadsheets & Financial Reports
RELEVANT EXPERIENCE
October 2006 May 2010 Wells Fargo Bank Columbia, MD
Relationship Manager AVP
Managed internal and external customers by providing a complex variety of suppo
rt services in account management, operations, documentation, customer service a
nd technical support.
Managed the following external institutional clients in the Specialized Asset S
ervices Group: Tennenbaum Capital Partners, Delaware Investment Advisors, Braddo
ck Financial Corp, Deutsche Investment Management Americas Inc and Gramercy Capi
tal Corp.
Client assets under management exceeded $9 billion.
Prepared monthly/quarterly financial and profitability reports and loan reports
.
Consulted with senior management on high level financial planning; identified c
ustomers needs and evaluated profitability of risk.
Prepared and developed marketing proposals; assisted with special projects rela
ting to new product development which increased net revenues by 5%.
Participated in multiple sales presentations to help win new and follow-up busi
ness.
Organized research projects to reevaluate fee structures increasing net revenue
s by over 15%.
Identified and effectively resolved shortcomings in operational processes incre
asing net revenues by 20%.
Scheduled semi-annual visits to existing client base; engaged in conversation r
egarding the level and quality of service provided.
Utilized superior relationship skills and expertise to facilitate sales present
ations and build business.

September 2004 October 2006

Senior Financial Analyst
Promoted to AVP October 2006.
Developed more than 20 structured finance portfolio models for automated analys
is utilizing Microsoft Excel.
Interacted heavily with portfolio managers, rating agencies, underwriters, inve
stors, auditors and attorneys to provide timely customer service and to meet div
erse demands and daily needs.
Interpreted / researched legal documents for portfolio, structure and complianc
e analysis for Collateral Eligibility Tests.
 Provided second level review of final monthly/quarterly bond payments.
Mentored, monitored and developed new and current team members; daily contact a
nd feedback when applicable.
Served as a resource for System development, improvement and stress testing.
Facilitated job trainings to over 40 team members in one-on-one and classroom s
ettings.
Performed portfolio / security and cash reconciliations, due diligence, analysi
s and forecasting for collateralized debt obligations (CDO) ranging from $300 mi
llion to $2 billion in assets using performance, economic and trading scenarios.
Prepared / delivered portfolio and investor reporting on diverse and complex ty
pes of collateral debt obligations including ABS, High Yield, Investment Grade,
CRE; Market Value Deals as well as Hedge Funds.

February 2001 -April 2004 Sperling LLC New York, N

Y
Proprietary Equity Trader
Traded for a multi-strategy hedge fund.
Traded directly along side President and CEO Marc Sperling.
Learned and demonstrated exceptional risk management skills.
Traded stocks within all sectors both Over-the-Counter (OTC) and on the Big Boa
rd.
Traded domestic equities, options and futures.
Controlled 10:1 leverage for optimization of profits.
Trading decisions were derived from quantitative and qualitative analysis of bo
th fundamental and technical data.
March 2000 -February 2001 UBS PaineWebber Edison, NJ
Financial Advisor
Provided clients with sound advice consistent with the clients goals and risk t
olerance.
Investment recommendations ranged from fixed income portfolios to mutual funds
and aggressive common stock portfolios.
Emphasized college, retirement, and estate planning.
Worked to increase personal production by prospecting for new clients and worke
d to increase and retain existing clients assets.
EDUCATION
The College of New Jersey Ewing, NJ
Recipient of Bachelors of Arts
TECHNICAL SKILLS
Microsoft Office (high proficiency in Microsoft Excel)
Bloomberg
CERTIFICATIONS
Successfully passed Series 7, 66, 53, 55, 24
Life and Health Insurance designations.
RECOGNITIONS
Personal Wells Fargo Excellence Awards for individual achievement(s):
Fourth Quarter 2005 Third Quarter 2006 Third Quarter 2009
First Quarter 2006 Fourth Quarter 2007
Second Quarter 2006 First Quarter 2009

References Available upon Request