Magdi Wilson Azer, PhD, MSe, BSe, LUTCF, RFS, FAAFM, CWM, ChFC, ChPM, ChPA,

Kuwait Mobile: (965) 9978-2005

Saudi Mobile: 0565-488661
E-mail: maa6815c@westpost.net
Nationality: American
Date of Birth: 12/22/1959
Age: 50 years.
Language Skills: English / Arabic - Fluent

INVESTMENT AND BANKING MANAGEMENT EXECUTIVE

Investment & Treasury Consultant * Director of Brokerage * Executive Manager, Re
tail Banking * Head of Private Banking * Head of Corporate Banking *Head of Rese
arch

Investment Executive with verifiable year after year success advising and leadi
ng investors through profitable investments, complex assets allocations models,
and international diversifications. Self-motivated professional with proven abil
ities in strategic planning, improving efficiency of operations, and team buildi
ng. Certified life underwriter with strong expertise and background in structur
ing and negotiating transactions and favorable terms with pension and insurance
companies. Demonstrated leader with a solid record of contributions towards impr
oved financial performance, heightened productivity, and enhanced internal contr
ols. Extensive experience in policies, changes, and systems implementations whic
h require deep understanding of critical business drivers in multiple markets an
d industries.

Strategic Planning * Retail Profitability * Risk Management * Horizon

tal Business Growth
Staff Development-Promotion * Private Banking Management * Investment Bankin
g
Private Equity Management * Strategic Alliances * Organization pension P
lanning
SELECTED ACHIEVEMENTS HIGHLIGHTS
* Planned and oversaw Private Banking in branches ' first year 14 branches, and
24 private banker in operations, increased assets under management by $ 150 mill
ion in less than one year..Manage $ 1.8 billion in bank liabilities. Commercial
and operational strategy, restoring profitability, producing higher revenue gain
s, and winning market share in strategic and regional presence.
* Reversed losses into profits, serving as catalyst for growth and expansion of
struggling insurance divisions; quickly restored forward momentum, generating ye
ar-over-year profits at steady return on sales.
* Transformed the poorest-performing business unit company-wide into a top-perfo
rmer generating $150 M sales and 40 % profits (and growing) in period of just 2
years.
* Planned and produced a certificate in investment management consisting of 14 i
nvestments, and banking courses; this used by all banks in Kuwait, and investmen
t companies.
* Wrote, and designed stock option plan, and savings plan, and golden handcuffs
for banks staff, and senior managers
* Mutual funds, structured and managed Islamic funds.
* Head of a 50 man team of corporate bankers, producing 30% annual profits for
5 continuous years.

Saif Omar Magdi Al Azer

Page 2

PROFESSIONAL EXPERIENCE

DAR AL - DEFAA, Legal consultants, & Law firm

2009 - Present
Investment banking consultant, in charge of all law cases which are pertaining t
o local banks, and international banks law suits.

Investment &Treasury Consultant, IBS, Central Bank of Kuwait

Jan, 2005 - 2009

* Established Certificate in Investment Management which consists of 14 internat

ional investment courses. Spearheaded financial and investment training for priv
ate bankers, and corporate bankers in all banks in Kuwait. Gained tremendous int
ernational finance, regulatory Marketing, and private banking experience contact
ing investment companies and commercial Banks. Directs and ensures the effectiv
e achievement of functional objectives through consultation with the leadership
of the Affluent/Private Banking departments at different banks. Consultation for
setting departmental and individual objectives, consultation for managing perfo
rmance, developing and motivating staff, provision of formal and informal feedba
ck, and appraisal in order to maximize subordinate and departmental performance
for different banks . Reviews business, financial and current market intelligenc
e reports for different banks, in order to create short term strategy in regards
to clients needs, provide consultation on improvement in current work methods a
nd product enhancements, in order to be well ahead of the competition for respec
tive banks.
Executive Manager, Private Banking Division, Retail, National Bank of Kuwait (NB
K) 1998 - Dec, 2004
Executive
Management
 Policies &
Procedures * Manage $1.8 Billion in Bank Liabilities.
* Increased Assets under Management by $150 Million in less than one year (1999
)
* Established Private Banking at Bank Branches. (24 New Private Bankers/ 14 Bran
ches)
* Training needs analysis for entire bank population, training plans, managing t
raining needs, managing training department.
* Reviewed selected applicants CVs to the bank
* Conducted final interview with applicants in order to determine their acceptan
ce to the bank
* Advised on the structure of new compensation packages for new hire
* Conducted full bank assessment regarding the need for new manpower, current 17
00 head count.
* Performed future manpower needs planning study on all bank division - 5 year p
lan
* Introduced fast track management system for a select group of new hire
* Prepares annual budget for HR for 5 consecutive years
* Wrote and designed stock option plan for NBK's staff and managers
* Wrote and designed savings plan for NBK's managers
* Designed golden handcuffs benefit plan for NBK's general managers
* Trainer, general securities, mutual funds, Investment Banking, Derivatives, Se
ries 7, Series 6, advanced investments, options, margins.

Investment Manager "Advisor", Commercial Bank of Kuwait (CBK)

Mar, 1998 -Aug, 1998
Private Equity Manager, $1.5 Billion, bank portfolio.

Saif Omar Magdi Al Azer

Page 3

Investment Training and Development Manager, The National Commercial Bank Invest
ment Services, KSA 1993 - 1998

General
Management

Islamic
Management * NCB Saudization Recruiting Program.
* Design, plan and monitor Saudiazation Training Program for NCB - IS
* Monitoring over all performance for the sales force against assigned budgets
* Overall responsibility for investment products training for the Bank.
* Designing training materials, and approving materials which is used by other p
articipants lecturers.
* Organizing and teaching investment training schools Kingdom wide for Investmen
t Services and other divisions of the Bank.
* Holding investment training seminars for all NCB staff and managers.
* Planning and supervising the training activities in the division.
* Ensuring the Division's growth plans are supported by sufficient human resourc
es.
* Channel of communication between NCB Recruiting Dept. & Division.
* budgeting, planning, producing, coordination and consolidating the manual budg
et and plans for the investment Services Division.
* Evaluation, purchasing and monitoring of capital investment management of the
liquidity positions for mutual funds and brokerage purchase and sales.
* Production of statements, balance details and fund performance reports for cus
tomers.
* Producing and modifying the documentation relating to investment products, inc
luding customer agreement.
* Producing and amending investment product guidelines including preview of prop
osals made by Fund Managers and setting investment guidelines.
* Researching and reviewing economic industrial and market data to monitor curre
nt issues and identify trading opportunities.
* Developing new investment products based on customer market needs, new investm
ent instruments and results of market research.
* Production and filing regulatory and supervisory reports and preparation for a
n attendance at supervisory meetings.
* Development implementation and review of strategic plans including group manag
ement meeting.

Director of Brokerage, Head of Corporate Banking, the Equitable Financial Servic

es, NY, USA 1978 - 1992
1- Spearheaded a team of 600 brokers selling Capital Markets' Investment product
s (Stocks, Bonds,) to banks' dealing rooms, and investment companies' treasuries
.
2- In charge of 50 bankers Marketing pension plans, Retirement Plans, Savings P
lans, 401 K investment Plans to large, and medium size companies, and mutual fun
ds investment companies.
3- In charge of providing corporate loans to medium, and large size corporation
through 50 assigned bankers in the corporate division.
4- Head of research, in charge of developing new products for the Equitable

Saif Omar Magdi Al Azer

Page 4
EDUCATION & CREDENTIALS

Credentials * Certified Life Underwriter Training Coun

cil Fellow (LUTCF) The Life Underwriters Training Council and the National Assoc
iation of Life Underwriters, Washington, DC, USA.
* Chartered Financial consultant (ChFC) Study Program American College, Bryn Mau
er, PA,. USA. Courses Studied: Investment, Pension, Taxes, Financial Planning, E
conomics and Estate Planning. 1989
* Registered Representative in the National Association of Security Dealers, SEC
. (Washington, DC). 1983
* Licensed, Insurance, Financial, Pension and Employee Benefit Plans Specialist
1980.
* OMICRON DELTA EPSILON, Honor Society in Economics, recognition high scholastic
achievement in the field of economics.
* SUMMA CUM LAUDE- greatest distinction in the field of economics. PhD, GPA 3.9
6/4.00
* "President's Cup" Awarded to Outstanding Chairman of the year, by the Nebraska
Association of Life Underwriters, USA.
* Registered Financial Specialist, RFS. American Academy of Financial Management
.
* FAAFM, Asset Allocation & Structured Products Specialist.

* Doctorate of philosophy degree in Monetary and Financial Economics, with a min

or in international Economics Development and trade theory. Richmond University
, UK, December, 1988.
* Master Degree of Science in Monetary and Financial Economics, with a minor in
International
Economics Development and Trade Theory from the University of Nebraska at Omaha
and Lincoln, Nebraska, USA. December, 1980.
* Bachelor Degree of Science in Economics, with a minor in Business Administrati
on from the University of Nebraska at Omaha, Nebraska, USA. December, 1978.

SKILLS and ABILITIES

Skills

Abilities

* Superior communication skills in Arabic& English languages.

* Knowledge of African, Middle Eastern, American and European cultures from pers
onal experience.
* Member, Training & Development Forum Group (TDFG).
* Member, Manpower Planning Forum Group (MPFG).
* Member, Saudization Committee.
* Member, M.A./M.B.A. Holder Policies & Recruitment Panel.
* Investment Management Committee.
Personal Skills & Competencies:
* Strategic thinker with vision to set direction for new markets
* Confident, Enthusiastic, Proactive, Can-do Attitude; Committed, Loyal, Honest
* Success & Results Orientated; Delivers first time on commitments; Hands-on app
roach, where appropriate, to ensure project delivery
* Careful organizer and planner able to manage and exploit available resources
* Direct & open style; Highly persuasive; Excellent interpersonal & presentation
al skills; Able to present complex information & concepts in business terms
* Able to work independently, but promote effective team working
* Mature & highly presentable, able to win confidence & respect of Prospects, Sa
les Partners, Clients, Suppliers, Consultants & Management