45 Mindset Success Secrets of The Wealthy

45 Mindset Success Secrets of the Wealthy
Real Wealth Australia

Phone: (03) 9438 2889
Email: info@realwealthaustralia.com.au
PO Box 555, Diamond Creek VIC 3089
www.realwealthaustralia.com.au
CORPORATE MEMBER
© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 2

Copyright © 2010
All rights reserved. No part of this publication may be reproduced, stored in a retrieval
system, or transmitted in any form or by any means, electronic, mechanical, photocopying
or otherwise, without the prior written permission of the publisher. No responsibility
can be accepted by the author or publisher of this book for any action taken by any
person or organisation relating to any material contained herein. Property investment
is a complex and changing field and all readers should seek independent, detailed and
professional advice as to the relevance of any part of this material to their own specific
circumstances.
Disclaimer
The information in this booklet is based on the personal opinions and own personal
experience of property investing by Helen Collier-Kogtevs (Helen). Helen is not an
accountant, real estate agent, financial advisor or solicitor. Helen is an investor who is
sharing information from her own personal experiences only.
The information is not intended to be a vehicle for the provision of investment and related
advice to you. Helen is not giving you legal, accounting, investment, real estate, valuation
or financial advice. The information contained in this booklet will not be effective unless
you obtain appropriate independent professional advice and do the necessary research
and due diligence in respect to your own personal financial position and lifestyle.
You must be cautious about making investments where your decisions are not based on
sound research and independent professional advice as it is not only risky but can be
disastrous.
Helen and her associated companies, including Real Wealth Australia Pty Ltd are no
way liable for any loss, damage or misunderstanding caused by mis-management of any
information. Ultimately you will need to make the final decision yourself based on your
situation, lifestyle and independent professional advice.

Table of Contents
Introduction . . . . . . . . . . . . . . . . . . . . 5 23. You only live once . . . . . . . . . . . 14
1. Acknowledge your Potential . . 7 24. Action plans . . . . . . . . . . . . . . . . 14
2. Never Give Up . . . . . . . . . . . . . . 7 25. Network with like minded people 14
3. Be Unstoppable . . . . . . . . . . . . 7 26. Bad debt versus good debt . . . 15
4. It must be fun! . . . . . . . . . . . . . . 8 27. Read . . . . . . . . . . . . . . . . . . . . . . . 15
5. Alter the way you think . . . . . . . 8 28. Personal development . . . . . . . 15
6. Set your goals . . . . . . . . . . . . . . . 8 29. You need to practise . . . . . . . . . 16
7. Stay committed . . . . . . . . . . . . . 9 30. What did you learn? . . . . . . . . . . 16
8. Positive attitude . . . . . . . . . . . . . 9 31. Keep it real . . . . . . . . . . . . . . . . . 16
9. It takes courage . . . . . . . . . . . . . 9 32. Due diligence . . . . . . . . . . . . . . . 17
10. Be open to learning . . . . . . . . . . 10 33. 110% commitment . . . . . . . . . . 17
11. Tell others . . . . . . . . . . . . . . . . . . 10 34. Unconscious power . . . . . . . . . . 17
12. Find a mentor . . . . . . . . . . . . . . . 10 35. Expand your mind . . . . . . . . . . . 18
13. Stop and listen . . . . . . . . . . . . . . 10 36. Plan ahead for success . . . . . . . 18
14. Take action . . . . . . . . . . . . . . . . . 11 37. Procrastination . . . . . . . . . . . . . . 18
15. Stay motivated . . . . . . . . . . . . . . 11 38. Overcoming laziness . . . . . . . . . 19
16. Go easy on yourself . . . . . . . . . . 11 39. Work life balance . . . . . . . . . . . . 19
17. Got to have passion . . . . . . . . . . 12 40. Enjoy yourself . . . . . . . . . . . . . . . 19
18. Feel the fear and do it anyway . 12 41. Health . . . . . . . . . . . . . . . . . . . . . . 20
19. All good things take time . . . . . 12 42. Happiness . . . . . . . . . . . . . . . . . . 20
20. It’s all about attitude . . . . . . . . . 13 43. Information is power . . . . . . . . . 20
21. Gratitude . . . . . . . . . . . . . . . . . . . 13 44. Do the opposite . . . . . . . . . . . . . 21
22. Reward yourself . . . . . . . . . . . . 13 45. Celebrate! . . . . . . . . . . . . . . . . . . 21

Introduction
If I received a dollar every time someone asked me how I became successful, I
wouldn’t need to write this ebook. What I �nd most fascinating about people is that
when I share with them my secrets, I then get to hear all of their reasons and excuses
as to why they cannot achieve the same level of success!
It sounds crazy, but some people seem content living at only half their potential. Do
you wonder where your life is going and how you will survive in the future, without
being conscious of the consequences of riding the daily treadmill?
To change the external, you need to start with the internal – the way you think. The
way you think dictates your actions; therefore, if you want that dream job, you need to
take action that will lead to your desired outcome. So you update your resume, �nd out
what skills are required for the job, talk to people doing the job etc.
Habits are what cause you to stay on the treadmill and therefore you waste your time
‘wishing’ yourself away into la la land, living in the hope that someone will see your true
potential and give you the dream job you so deserve. Unless you are Princess Mary,
there are no fairytales endings here!
So… now what? Well, you can continue doing what you have always done and getting
what you have always gotten. Or, why not give up the expectation of getting a different
result, and just start by taking ACTION?
If you want to build wealth and gain a millionaire mindset then start learning how or talk
to the people that have done it before you. Read their books, and learn their strategies
for success. As you stretch yourself out of your comfort zone, you will start to see and
feel things differently. Your perspective on life will alter hence it is only natural that your
results will alter too.

You can stop ‘expecting a different result’ and step out from being ordinary by taking
action towards making your dreams a reality by living the mindset secrets of the rich.
The information on the following pages has been written to give you some guidelines
into being happier, more successful and more abundant in all areas of your life.
I hope you enjoy reading this ebook!
Helen Collier-Kogtevs

1. Acknowledge your Potential

To achieve success in your life, you need to understand that you have the potential
to Be, Do, and Have anything your heart desires. You have the ability to reach the
goals you have set for yourself by unlocking your potential. You and only you knows
what passion lies within and acknowledging what you are good at is the beginning to
unlocking your potential, and opening yourself up to more possibilities.
2. Never Give Up
Perseverance is a major component to becoming wealthy. Successful people never
give up on their dreams, even when the going gets tough. They just �nd another way
and continue to strive for what they want. When it comes to property investing, you will
always run into problems and challenges. The secret is how you deal with them. When
you hit a brick wall, go around it, over it and when all else fails, go through it. You will
be amazed at how much you learn from your challenges so embrace them and look for
the lesson rather than the problem.
3. Be Unstoppable
Determination keeps you focused: it is the oil that lubricates the engine of dreams and
helps you to achieve your goals. Having an unstoppable attitude prevents negative
thoughts and comments from deterring you from your goal. For example, when talking
to friends and family about your property investment goals, many will be negative and
try to dissuade you from following your dreams. Being determined prevents you from
listening to the negative comments and focuses you on the task of creating wealth.

4. It must be fun!
Notice how successful investors enjoy life? Sure, they have their challenges, but they
always manage to get through and enjoy the process along the way. It is important
that to succeed in achieving your goals, you must enjoy the journey. There’s no point
in learning how to invest in property if all you want to do is play golf, just as there is no
point in forcing yourself to achieve a goal if it is no fun. Find a way that allows you to
enjoy the experience more, thus increasing your chances of succeeding at your goal.
5. Alter the way you think

The de�nition of insanity is ‘doing what you have always done, getting what you
have always gotten, and expecting a different result’. To change the result you have
to change the way you think about things. For example, if you want to become a
successful property investor, then you need to start thinking like one. If you are
careless with money and spend it frivolously, then how do you expect to growth real
wealth? Books like Millionaire Next Door and Millionaire Mind by Stanley and Danko
are an excellent source for understanding how millionaires think.
6. Set your goals

Without goals it’s like going through life trying to �nd a destination without a road map.
How do you know what destination to aim for without goals? Writing down goals that
are realistic and do-able helps you to achieve your desired outcome. It’s imperative
that you feel you are capable of achieving them, so keep them simple, as this will help
your road to success. We all know that success breed’s success therefore start off with
small steps. For example, you could set a goal to lose weight. Start off by aiming to
lose two kilograms in six weeks, which would be approximately 330grams per week.
By keeping it simple allows you to achieve your goals more regularly, helping fuel your
desire for greater goals.

7. Stay committed
You and only you can achieve your dreams; after all they are your dreams. To stay
committed, chose to spend time with like-minded people who are experiencing the
level of success that you are seeking. This will help ensure that your dreams are alive
and well, which increases the likelihood of you obtaining success. Having a mentor will
always keep you focused and committed even in times when you may feel that it’s all
too hard.
8. Positive attitude
A healthy attitude and a positive outlook will help you to succeed. People in a positive
state of mind generally enjoy life more and therefore are more likely to attract success
into their lives. Just as a bad attitude can drag you down, a happy attitude will help
you achieve your objectives. When it comes to property investing there will be times of
disappointment when you miss out on great deals or your �nance doesn’t go according
to plan. Keeping a positive attitude will allow you to learn from the challenges, rather
than wallow in self-pity.
9. It takes courage
Property Investing is not the easiest way to create wealth as it requires to you ask lots
of questions, talk to strangers and ask for what you want. Hence if you are shy or don’t
like to negotiate, it could end up being a daunting experience. Therefore, sometimes
it takes courage to carry out what you believe in. It also takes courage to stand up for
what you believe in, which may mean going against the advice of friends and family.

10. Be open to learning

It is important that as you travel your journey towards success, you keep an open mind
and enjoy what you learn along the way; otherwise it becomes too easy to quit. As the
laws surrounding property investment change regularly, keeping an open mind allows
you to best manage your wealth creation.
11. Tell others

Seek out and spend time with like-minded people to help you remain focused, and
then share the details of your journey with them. By telling others what you plan you
achieve, and discussing your goals for success, you may be able to pick up new
strategies and techniques that they’ve successfully used in the past.
12. Find a mentor

The best way to fast track your success is to �nd a mentor. The key is to �nd someone
who already has what you are trying to achieve. They can assist you by being your
sounding board for ideas and reality checks. You want a mentor who will give you
honest feedback about your direction, progress and concerns as well as work with you
in keeping you on track to achieving your success.
13. Stop and listen

Surround yourself with people who are successful and have achieved what you want to
achieve. Listen and pay attention to them, as they have enjoyed successes in their life.
Go to seminars, workshops and meetings and listen to people who can assist you by
giving you the ideas and techniques for achieving your success. It takes time to learn,
but good listeners know that listening is an important part of success.

14. Take action

Taking action is the only road to success. Creating the habit of taking action allows
you to achieve your goals sooner. Sitting at home on the coach watching TV only
wastes precious time. While you learn how to overcome life’s little challenges, start by
taking small steps towards your goals. How do you build a multimillion-dollar property
portfolio, one property at a time?
15. Stay motivated

Your action plan or to-do-list will help you stay motivated when striving for your big
goal of success. However, with life’s little challenges thrown at you regularly, it can be
dif�cult to stay motivated. When you start to feel that your self doubt is dominating
your thoughts, try prioritising what needs to be done and focus on the smaller parts of
the whole; that way, you are less likely to feel overwhelmed.
16. Go easy on yourself

If you are working hard towards your goal, give yourself permission to take a break.
That does not mean that you can miss deadlines or not complete your goal, however,
if you achieve several milestones, it’s okay to give yourself some time off or a reward.
Maybe you can go watch a movie or take a walk along the beach. Sometimes we can
get caught up in attaining our goals and forget that we need to give the mind and body
a rest. Rest and relaxation is when we are at our most creative. Be �exible with yourself
and allow yourself to experience the journey fully.

17. Got to have passion

Passion is another key ingredient to success. It gives us more drive to achieve, thus
effort becomes effortless. I am not talking about obsession but passion. Passion is
when you love what you do and it shows through how you talk and act about it. For
example, you may be passionate about creating real wealth through property investing.
You read all the investing magazines, go to seminars and expos and join networking
groups. You meet wonderful people and discuss investment opportunities and
research. However, if it’s all you ever talk about with everyone around you, then that is
an obsession. Passion is talking about property investing with like-minded people, yet
having the ability to know when to stop.
18. Feel the fear and do it anyway

We all have fears, but the difference between the rich and the poor is that the poor
are stopped by their fears, whereas the rich feel the fear, weigh up the risks and then
take action. This is one of the best skills you can learn. The tragedy about poor people
is they allow their fears to prevent them from taking any action, yet when the rich are
lacking information (which causes their fear), they work towards learning more before
making a decision. Belief in yourself and your own abilities will also help you work
through your fears.
19. All good things take time

Learning and succeeding takes time. You can’t go from being a novice investor to
being an experienced investor in a weekend or a few months. Knowledge takes time to
be absorbed and applied, so be patient, and learn as much as you can on your way to
success. Again, having a mentor or coach can help you cement what you learn while
guiding you around the pitfalls. Property investing is a long-term strategy yet if done
correctly, it will reward you generously.

20. It’s all about attitude

A positive attitude can alter a challenging situation into a positive learning experience.
Instead of having a ‘bad’ day, think of moments as challenging, and know that you will
be okay in the end. Your positive attitude will attract positive people and situations into
your life, giving you a much higher opportunity for success. Besides, people don’t want
to hang around you if you are a misery guts.
21. Gratitude
When you think about your life, are you grateful for what you have, or are you focused
on the things you don’t have? The answer to this question can have a huge impact on
your success in life. Yes, it’s important to be driven to work towards your next goal, but
it’s also just as important to appreciate what you already have and show gratitude for
the many positives in your life.
22. Reward yourself

It’s important to reward yourself along the way and celebrate your mini-successes,
so that the process of creating wealth is an experience that you enjoy. For instance, if
you make an offer on a property and your offer is accepted, reward yourself for your
clever negotiating with something small, like your favourite takeaway. Be careful not to
blow the budget and reward yourself too frequently, but ensure that you mark the big
milestones as they pass!

23. You only live once

It’s a cliché, granted, but it also rings true: you really do only live once, so why waste
so much time procrastinating, thinking, planning and wondering, when you could be
out there doing? Research and careful preparation is always important when it comes
to �nancial matters, but at a certain point you just have to the seize the day and take
action.
24. Action plans

Knowledge plus action equals success – it’s as simple as that. Knowledge without
action is just knowledge, and it really won’t take you far, unless you devise smart, time-
bound action plans to take you from A to B. Think of an action plan as being a road
map to your destination: without it, you’ll stumble towards your destination, but with it,
you’ll follow a clear and simple path.
25. Network with like minded people

There will always come a time when you will need help with accomplishing a goal.
Having mentors and coaches in your life can become invaluable in those situations.
These relationships with like-minded people can give you the answers, support and
encouragement you need without you having to do it alone. Having like-minded
people in your circle can fast track your success while minimising your risk of making
mistakes.

26. Bad debt versus good debt

Bad debt is spent on anything that does not produce an income such as holidays,
cars or plasma televisions, while good debt is spent on income-producing assets for
example, property, shares or a business. If you want to borrow money as part of your
wealth creation strategy, then it is important that you clean up any bad credit and pay
off your bad debt as part of your strategy. Activities such as completing a budget and
speaking to your panel of experts will assist you with putting you in good stead to
achieving success with your wealth creation goals.
27. Read
If your goal is to create wealth through property investing then reading reputable
newspapers and magazines will help you learn about current hotspots, demographics
and opportunities for investment, and will provide valuable statistics to assist with your
investment choices. You don’t need to be an expert in all areas of property investing,
however learning about the implications of land tax or where people want to live may
assist you with where to focus your energy for sourcing properties to purchase.
28. Personal development

Being wealthy is about much more than simply having money. There are plenty of
�nancially successful millionaires in the world who can have anything that money can
buy, yet they still don’t enjoy their life. Investing in your own personal development
should be a lifelong journey, as it guides you towards �nding your life purpose, and
inspires you to feel more motivated, energised and passionate in all areas of your life.

29. You need to practise

Success rarely occurs overnight; it takes time. By taking your goals seriously it keeps
you focused on your success, especially if you are writing your goals for the �rst time.
It takes practice and the more you practice, the more enjoyment you receive from
achieving your success.
30. What did you learn?

As a property investor, you will always experience challenges. Reviewing every
challenge allows you to learn what not to do or how you could do things better the
next time. A key trait of successful investors is to always review each purchase and
experience, including the positive and negative aspects, to work out the learnings that
can be applied to the next investment.
31. Keep it real

When setting your goals, try and keep them simple and achievable. If they are
unbelievable, you will quit at the �rst sign of dif�culty. An example of this could be
that your goal is to purchase 10 investment properties over the next twelve months.
Now, for most people this goal would be unrealistic, however if you said one property
in the next twelve months, then this would be more believable, and therefore more
achievable.

32. Due diligence

Research, research, research. To achieve success you need to study the area, business
or industry you are particularly interested in. As you learn and understand more, your
goals will change. Remain �exible as your due diligence will open up new possibilities
that you did not previously consider. The more research you do, the better your
information and the lower the risk of getting it wrong. Making decisions based on facts
from your research takes the emotion out and stops you from making mistakes.
33. 110% commitment

To play �at out is to give it all you’ve got. When attending seminars or workshops,
try to participate fully by asking lots of questions and being attentive. The act of fully
participating is more powerful as you learn more. Your commitment will help you stay
focused when you are faced with life’s little challenges.
34. Unconscious power

Have you ever gone shopping for say, a new car, and all of sudden, you see that exact
car everywhere you look? For months you never noticed other cars on the road, but
now that you’re looking to buy this particular make and model, it’s all you see? This
is your unconscious mind at work, and if you want to be successful, you must know
how to unleash the hidden power of your subconscious. Some successful people do it
automatically, without understanding how it works, whereas others have to learn how
to tap into that zone and unleash its hidden power.

35. Expand your mind

When you have your idea for success, don’t stop, keep going. Stretch yourself by
taking it one step further beyond where you thought it would go. For example, if you
want to invest in property, don’t give up on your goals at the �rst sign of a challenge.
Instead, expand your mind by looking for alternative solutions; investigate different
strategies that have worked for other investors; and never give up on achieving your
goals, even if it means ‘stepping outside of the box’.
36. Plan ahead for success

Financial success isn’t just about making money – it’s what you do with your money
when you reach your goal that counts. Research shows that most lotto winners are
broke and miserable within a few years of winning their millions, simply because
they didn’t know how to manage their new-found wealth when it arrived. If you start
planning now for strategies to manage your cash �ow, and use your wealth to create
more wealth, you’ll be able enjoy your success and spend time doing the most
important things in your life.
37. Procrastination
If you feel like you are about to procrastinate, then put it off until tomorrow and get
down to business. This is the way to overcome your procrastination. Procrastination
is about in-action, which stops you from moving forward towards achieving your
success. Usually procrastination is associated with fear. Write down what you are
procrastinating about and take appropriate action to overcome it. For example, if you
are procrastinating about buying an investment property, and it is due to a fear of
making a �nancial mistake, then seek out mentors and experts in the industry who can
work with you to overcome your fears and get you taking action.

38. Overcoming laziness

It takes 21 days to break a bad habit. Try and establish what causes your laziness, and
each time you start to feel lazy and you resist taking the action you need to achieve
success, and then stop yourself. For example, you want to get �t by going for a half
hour walk four times per week. As a new habit takes 21 days to be created, challenge
yourself to get up and go for that walk. As soon as you wake in the morning and feel
like not going, then push yourself to break through that resistance. Don’t give it up and
within no time you will have overcome your laziness and create a new habit.
39. Work life balance

If you enjoy life and you enjoy your work then you have balance. It is a day-by-day,
week by week challenge to ensure that your work life balance is where you want it
to be, but it simply boils down to: if you do not enjoy your work, then change it, or
increase activities that bring you happiness.
40. Enjoy yourself

Isn’t this what life is all about? Enjoying yourself will encourage success. The one thing
that is limited in this life is time, so make the most of it and enjoy every moment. Plan
your life around activities that allow you to enjoy yourself more, for example, have
breakfast with friends, go watch a movie, pamper yourself, go for a picnic, spend time
with loved ones, do what ever it is that makes you happy. Enjoy all your successes
because you deserve them all.

41. Health
Without your health, you have nothing, and it doesn’t matter how much success you
have – this applies to everyone. Having a balanced diet with regular exercise will return
you a better quality of life. A better quality of life allows you to enjoy your successes
more. It’s hard to enjoy success if you are feeling unwell, so do yourself and your family
a favour, and stay healthy.
42. Happiness
To achieve happiness is really simple – do things, activities that make you happy. It’s
not hard, so rather than focus on the negatives in life, try and focus on the positives.
The more you focus on the positives, the quicker the new habit is formed (remember
is takes 21 days to create a habit), hence the negatives won’t be as insurmountable as
you think. Give it a go because life is too short to be wallowing in poo!
43. Information is power

You may have heard the phrase that “information is power”, and that certainly is true
– but until you take action on that information, nothing will change. Once you learn
how to apply the information, that’s when your life will begin to improve. For instance,
if you wish to invest in property, and you’ve conducted extensive research and due
diligence, then you have all of the information in front of you to help you achieve
�nancial success. But unless you take action and actually buy a property, what good is
the information?

44. Do the opposite

Here’s a vital secret to success that many people just don’t get, but when you think
about it, it makes a lot of sense. If you want to Succeed, you need to �gure out what
most people are doing in their everyday life – and then do the exact opposite. Once
you start using this formula, the decisions you need to make in order to succeed
become much more simple and clear. For instance, the average person has a high
level of consumer debt, such as credit cards, which will only block your wealth creation
journey. Do the exact opposite, and get rid of your credit cards or ‘bad debt’, and you’ll
be well on your way to success.
45. Celebrate!
It is always important to celebrate your achievements; it becomes all the more
worthwhile. Reward yourself with a dinner at a fancy restaurant or that iPod you have
been wanting. Keep your rewards manageable so that you don’t break the bank, but
still allow you to enjoy the fruits of your efforts.

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Cut years off your learning curve and avoid deadly ‘cash eating’
mistakes with the shortcut confessions of a ‘Pro’ investor…
This hard hitting 210 page book is jam packed with essential property investing information that
would takes years and tens of thousands of dollars to discover on your own.
• Why cash flow is literally the key to building unstoppable momentum and creating a lasting
property portfolio that makes you rich faster!
• Think that having all your accounts and loans with the one bank means they’ll look after you?
Not so – discover the shocking truth about this massive risk.
• Why the time you invest in research is the most profitable time you will ever spend and why
being lazy about your research costs you big time.
PLUS… Essential tools, resources and user friendly templates that

make your investing job a breeze…
• The 17 critical steps to successful property investing. Learn the easy to follow “take
you by the hand” step by step formula to real property wealth for you and your family.
• The 10 keys to research. Discover little known yet simple
shortcuts to get your research done extra fast.
• Set your buying rules. Why not every property is right for
you and your situation and how to zoom in with laser sharp focus on the properties that are
right for you.
• Plus so much more...
“This book is Un-put-down-able” Nila Sweeney Editor, Your Mortgage Magazine
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Ten years ago, Helen Collier-Kogtevs was rapidly climbing the career ladder in a busy, well-paid job,
but was thinking about giving up work to start a family with the love of her life.
It was then that it hit her - she had no savings or real assets (designer shoes and handbags don't
count). Worst still - she had credit card debt and personal loans that required her full-time salary to
service.
Fast-forward a decade and Helen has a multi-million-dollar property portfolio, a rewarding property
education business and a lifestyle that allows her to spend as much time with her beautiful baby
daughter as she chooses.
How did she do it? And more importantly, how can YOU do it too?
In How to Start Creating Real Wealth Through Real Estate, Helen Collier-Kogtevs takes you by the
hand and leads you step by step through the early stages of property investing.
One thing you learn early on is that, surprisingly, successful investing is not about the property! You
don't start building your portfolio by hopping onto realestate.com.au and choosing the latest two
bedroom townhouse.
It's about the finance. You start by taking a look at yourself and also how others view you. What is
your credit rating? Are you a good risk? How can you become a better risk so that you can secure
the finance you need to execute a sound investment strategy?
There's no better time to get started creating REAL WEALTH through REAL ESTATE.
What are you waiting for?
��

45 Mindset Success Secrets of The Wealthy

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45 Mindset Success Secrets of The Wealthy

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45 Mindset Success Secrets of the Wealthy

Real Wealth Australia

PO Box 555, Diamond Creek VIC 3089

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 2

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 3

1. Acknowledge your Potential . . 7 24. Action plans . . . . . . . . . . . . . . . . 14

2. Never Give Up . . . . . . . . . . . . . . 7 25. Network with like minded people 14

3. Be Unstoppable . . . . . . . . . . . . 7 26. Bad debt versus good debt . . . 15

4. It must be fun! . . . . . . . . . . . . . . 8 27. Read . . . . . . . . . . . . . . . . . . . . . . . 15

5. Alter the way you think . . . . . . . 8 28. Personal development . . . . . . . 15

6. Set your goals . . . . . . . . . . . . . . . 8 29. You need to practise . . . . . . . . . 16

7. Stay committed . . . . . . . . . . . . . 9 30. What did you learn? . . . . . . . . . . 16

8. Positive attitude . . . . . . . . . . . . . 9 31. Keep it real . . . . . . . . . . . . . . . . . 16

9. It takes courage . . . . . . . . . . . . . 9 32. Due diligence . . . . . . . . . . . . . . . 17

10. Be open to learning . . . . . . . . . . 10 33. 110% commitment . . . . . . . . . . 17

11. Tell others . . . . . . . . . . . . . . . . . . 10 34. Unconscious power . . . . . . . . . . 17

12. Find a mentor . . . . . . . . . . . . . . . 10 35. Expand your mind . . . . . . . . . . . 18

13. Stop and listen . . . . . . . . . . . . . . 10 36. Plan ahead for success . . . . . . . 18

14. Take action . . . . . . . . . . . . . . . . . 11 37. Procrastination . . . . . . . . . . . . . . 18

15. Stay motivated . . . . . . . . . . . . . . 11 38. Overcoming laziness . . . . . . . . . 19

16. Go easy on yourself . . . . . . . . . . 11 39. Work life balance . . . . . . . . . . . . 19

17. Got to have passion . . . . . . . . . . 12 40. Enjoy yourself . . . . . . . . . . . . . . . 19

18. Feel the fear and do it anyway . 12 41. Health . . . . . . . . . . . . . . . . . . . . . . 20

19. All good things take time . . . . . 12 42. Happiness . . . . . . . . . . . . . . . . . . 20

20. It’s all about attitude . . . . . . . . . 13 43. Information is power . . . . . . . . . 20

21. Gratitude . . . . . . . . . . . . . . . . . . . 13 44. Do the opposite . . . . . . . . . . . . . 21

22. Reward yourself . . . . . . . . . . . . 13 45. Celebrate! . . . . . . . . . . . . . . . . . . 21

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 4

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 5

I hope you enjoy reading this ebook!

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 6

1. Acknowledge your Potential

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 7

5. Alter the way you think

6. Set your goals

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 8

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 9

10. Be open to learning

11. Tell others

12. Find a mentor

13. Stop and listen

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 10

14. Take action

15. Stay motivated

16. Go easy on yourself

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 11

17. Got to have passion

18. Feel the fear and do it anyway

19. All good things take time

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 12

20. It’s all about attitude

22. Reward yourself

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 13

23. You only live once

24. Action plans

25. Network with like minded people

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 14

26. Bad debt versus good debt

28. Personal development

© Real Wealth Australia Pty. Ltd. www.realwealthaustralia.com.au 15

29. You need to practise

30. What did you learn?