951.609.6456 c * 951.471.1191 h * wh10b0d34@westpost.net STYLE Energetic professional with a versatile skill set in marketing, sales management and sales support, business development, product development, product managemen t, relationship management and customer service/call center management. Twenty-f ive plus years of entrepreneurial and corporate leadership in the financial serv ices and nutritional supplement industries emphasizing sales and support team bu ilding, optimizing process improvements and infrastructure development; product design and development, marketing, implementation, enhancement and distribution; top/bottom line budget management; client development and retention; lead gener ation, and revenue maximization. Strong communication and negotiation skills wit h a proven track record of building internal synergies across the enterprise, gr owing client relationships, creating and developing business channels, driving f inancial objectives, optimizing efficiencies and process flows. Solid presentati on, mentoring and group training aptitudes. Contagiously positive outlook promot ing interdepartmental collaboration and aligned purposes that create ownership, synergy and partnership. A composed and focused confidence, an innovative spirit that champions excellence, with a passion for life - at work, at home, and ever ywhere in-between. PRINCIPAL STRENGTHS * Inspires trust and confidence with colleagues, prospects, business partners an d customers * Maintains a global perspective without losing focus on daily tasks and respons ibilities * An organizer with the ability to envision the outcome and stay the course thro ugh the process * Multitasking abilities with a noteworthy record of managing successful project launches, realization of significant new-found revenue streams, and operational redesign to minimize expense and leverage resources to maximize ROI * Management through mentoring, teamwork, creating ownership, and developing int erfaces that leverage resources, streamline operations and heighten profitabilit y * Diplomacy in communication and management style that promotes collaborative pr ogress PROFESSIONAL APPROACH Goal Driven * Consistently exceeding performance objectives within aggressive, f ast-paced, growth-oriented environments. Overachievement is the status quo. Taki ng the right risks in the right places at the right times with the right teams. Innovative * In building field sales teams, call center sales and service teams, marketing departments, production teams, client relationship management teams, and product presentations with non-traditional, out-of-the-box strategies. Utili zes and encourages well-placed wit to reduce stress, increase productivity, boos t morale and deepen relationships. Sales Driven * Consistent effectiveness at implementing successful marketing pro motions, lead generation activities, message management campaigns, selling syste ms, sales tools and related activities that drive financial sales targets. Leadership Style * Proficiencies in relationship development, building confidenc e, and establishing associations that advances the corporate mission, vision and strategies. Formidable problem solver and decision-maker that is competent, res ourceful, collaborative and creative. Industry Promotion * Successful in organizing and promoting industry forums that encourage education, awareness, advancements in perception, growth and innovati on. OCCUPATIONAL EXPERIENCE 2010 to Present * COO Solaro Energy Co. * Lake Elsinore, CA Senior Management team member responsible for Sales Management, Marketing, Custo mer Relations, Contracting, Distributor/Dealer negotiations, lead generation, co llateral materials, training, product development, hiring, HR, elevated calls, i nterface with Accounting, Finance, IT, Production, vendor relations. Company is a start-up venture experiencing challenges for growth related primarily to curre nt economic trends. 2009 to 2010 * General Manager and SVP Positive Power Nutrition * Murrieta, CA Management of operations, sales, marketing and customer service of a national nu tritional supplement organization. Hiring, orientation, training and mentoring o f staff. Development and direction of corporate strategic plans, hiring, HR, cus tomer care, business channels, promotions, marketing, product design, process im provement and implementation of strategies that nearly doubled company revenue ( 99.2%) in twelve months. 2006 to 2008 * VP, Business Development / Product Management LeasingDesk Insurance Services * Irvine, CA Expand existing marketing channels from property management to financial institu tions, agency, and non-agency business partners; develop new products for the pr operty management channel, including mass-marketed P/C, L/H and customer amenity programs. Implemented corporate retention strategies achieving success of 500+ customers/month. Additional responsibilities with customer service for improving cross-sale function and enhancing customer relations. Client and carrier manage ment responsibilities including the development of new carrier relationships. Ma nagement of Customer Care Center and Client Implementations Departments. Establi shed, managed and improved customer service metrics to consistently achieve 90%+ customer satisfaction and "would refer others" survey responses. Managed compli ance and licensing activities of service agents. Responsible for compliance and interaction with governmental agencies as well as escalated calls. Management co ntributions helped grow company 40%-45% annually. Created sales tools, process i mprovements, training programs, marketing strategies and launched new products a nd new business channels including elder care facilities. Consistently interfaci ng with legal, development, technology, accounting, and senior management to def ine and achieve enterprise strategies and objectives. 1999 to 2006 * VP, Product Mgr./Revenue Generation Center Mgr./VP, National Rela tionship Mgr. Balboa Insurance Group * Irvine, CA As VP, Product Manager responsibilities include strategic planning, product deve lopment, top/bottom-line budget responsibilities. Department management, project management, resource prioritization for interfacing units, growth objectives ac hieved targets for taking 13 year product of $12.3M to $16.2M in 14 months with 65+ new client implementations in 12 months - compared to 13 total implementatio ns in prior period. Developed and implemented new premium accumulation methods, IT strategies, process improvement flows, client agreements, pricing tools, mark eting tools, marketing channels, product filings, reporting and sales support to ols. Created and implemented client relationship tools - Message Management Syst em and Marketing Partnership Program (MP2) for one product line which was subseq uently duplicated by several other product areas. Successfully created and launc hed the Revenue Generation Center which built strategic and customized marketing calendars for business partners to increase awareness, educate producers and cu stomers, and drive production growth. Business Board member for Financial and Mo rtgage Boards, Culture Action Team founding member for the enterprise, and eComm erce Strategic team member for the Countrywide Financial parent organization. As VP Relationship Management Manager / National Relationship Manager responsibi lities were to mediate and develop relationships via multi-leveled interfaces of new parent company's agency and the subsidiary insurance company. Developed pro ducts, marketing strategies, internet applications, and training tools. Develope d, launched and implemented four new products in 18 months: Graded Premium Life, AD&D, Mortgage Catastrophe, and Renters products that generated $24.6M in new p remiums in the initial 30 months. Managed FOH program and implemented FOF progra m of $66.5M annualized premium. Managed Financial Institution Department of Rela tionship Managers for all voluntary product implementations, training, and ongoi ng client management nationwide. RM department management for multiple product l ines including Life, Credit, AD&D, Renters, Warranty and Debt Can for implementa tions and programs management - $268M annualized premium. 1997 to 1999 * SVP, Director of Marketing and Institutional Relations Summit Financial / ALTRES Financial * Salt Lake City, UT Initiated new ventures in product and developed marketing strategies; design, co ordination, and facilitation of all marketing and internal/external corporate tr aining; sales database management; initiated, maintained, and facilitated organi zational relationships and strategic alliances through corporate partnerships wi th various financial entities including traditional lenders, related financial p roviders, brokers and other lead generating parties. Responsible for activities that generated 34% of the company's new clients and 62% of the overall productio n income in the year following implementation. Responsibilities for all market r esearch; corporate sales team administration; supervision of ten business develo pment officers and two marketing administrative assistants. Managed IT interface and new product implementations. Member of the management team with responsibil ities in strategic planning, process improvement, corporate budgeting and hiring front-line admin, business development, and senior management personnel. Design ed and directed project to build reporting tools for BDO accountability; opened four new marketing territories with new sales offices, and supporting personnel. Built and implemented tracking tools for the performance of sales and MBO's. Po sition required excellent relationship development skills; negotiation proficien cies; management of multiple projects impacting the direction and growth of the organization; superior communications and team-building initiatives that improve d prospecting activities and sales at all levels of the organization. 1982 to 1997 * VP and Manager, Bank Insurance Marketing First Security Insurance * Salt Lake City, UT Managed the Financial Insurance Services Department with supervisory responsibil ities for team of BDO's and administrative assistants. Responsibilities included coordinating marketing, sales, product research, process improvement, as well a s implementation, training, market research, and interface with 320 branches in six State direct distribution channel for all indirect mass-marketed product off ers. Designed, implemented, and managed successful product offerings (single pre mium, MOB, VSI, credit card, P & C, direct mail, service contracts, etc.) increa sing revenue generation from $140K to $7MM of new net annualized revenues in sev en years. Responsible to motivate management and lenders across multiple divisio ns to increase productivity and sales; interface with IT to integrate sales tool s and increase efficiencies; committee chair for corporate captive management an d carrier conversion; team member for A&M board. Successful in building internal systems and refining processes; management team participant for subsidiary expa nsion during eight-year, rapid growth phase from 30 employees to 180 employees; hiring and management responsibilities for BDO and admin personnel. Managed vend or partnerships; developed programs, promotions, product, and marketing strategi es with direct writers, third-party providers, industry leaders, and regulators. Responsibilities required excellent PR skills, inter-personal relationship abil ities, refined written and verbal communications, negotiation and organizational adeptness. Built a reputation of trust and reliability with internal and extern al management teams. Consistently achieved and exceeded production objectives fo r department. 1981 to 1982 * Sales Representative Bankers Life of Nebraska * Salt Lake City, UT Major responsibilities included personal life insurance sales of group and indiv idual life (whole, universal, variable, term), health, and disability insurance products. Earned 'Fast Start' sales award, several Quarterly Production Contests , and performed as a consistent sales leader for the General Agency. EDUCATION and TRAINING University of Phoenix * Salt Lake City, UT Graduated: 1993 * GPA 3.68 Double Undergraduate Degrees * BA - Business Administration / BS - Business Mana gement Special Emphasis with Certificate * Marketing Brigham Young University * Provo, UT Attended * 1978 - 1979 Major: Mechanical Drafting Technology Minors: Business and Psychology Additional Courses of Study * LUTC; Estate Planning and Variable Products; Attit udes on Insurance and Training Skills; various continuing education requirements ; various PC and software training; Professional Selling Skills; Working Partner ships: The Leadership Challenge; Basic Habits of Highly Effective People; CA Pro perty and Casualty Licenses 2007 ADDITIONAL PROFESSIONAL ACCOMPLISHMENTS Property, Casualty, Life, Health, Disability, Credit Life, Credit Disability, Ph ysical Damage, Securities Series 6, Blue Sky 63, Variable Life, Resident- State of Utah and Non-Resident licenses for the States of Idaho, Oregon, Wyoming, New Mexico, and Nevada; Commercial Credit Insurance Specialist Speaker at the Utah B ankers Association 39th Annual Convention: Recapturing the Market and Retaining the Customer, May 1993 - SLC, Utah; Credit Insurance Alternatives Speaker at the 4th Annual National Convention for the American Bankers Association: Fee Income Producing Conference, February 1994 - Phoenix, Arizona; Commercial Credit Insur ance Opportunities Speaker at the 6th Annual National Convention for the Financi al Institutions Insurance Association Convention: Banking on Insurance - Profits , Products & Politics, April 1994 - Washington, D.C.; Founder National CIMRO Org anization (Credit Industry Marketing Representative Organization); Organized and facilitated CIMRO conferences for networking activities, industry promotion, in dustry update, sharing of marketing tools and training techniques for credit Ins urance marketing representatives: Sep 94 - Portland, Oregon; Apr 95 - New Orlean s, Louisiana; Sep 96 Nashville, Tennessee; Sep 97 - Orlando, Florida; Oct 98 and Oct 99 - Washington D.C. as joints effort with the annual ABII (Association of Banks in Insurance) conferences; Elected CIMRO Chairman for 1999- 2000; Speaker, presenter, sponsor and Board member for CIMRO 2001 - Miami, Florida; Sep 02 - J acksonville, Florida; Aug 03 - Irvine, California; Aug 04 - Chicago, Illinois; C allaway Gardens, Georgia - Aug 05; Sawmill Creek - Huron, OH, planned Jun 06; El ected CIMRO Honorable Board Member for Life, Sep 04; Lifetime Achievement Award; Sep 04; CIMRO Board Member 2004 to present; Co-Chair for the financial institut ion group in designing and implementing the new bank-insurance laws for the Stat e of New Mexico, shortly thereafter Nevada followed mimicking the framework we d esigned for the New Mexico regulation. Continue to be actively involved in the f inancial related industries, the community, charitable organizations and family.
PERSONAL CLAIM TO FAME
Created the State of Utah's 1996 Centennial Celebration slogan that has been, an d is still widely used: " UTAH, STILL THE RIGHT PLACE! " impeccable references