stpost.net SENIOR BANKING PROFESSIONAL EXECUTIVE SUMMARY Innovative, assertive and high performing Senior Banking Professional with an ac complished record of generating working capital commercial lines of credit, real estate, trade finance, inventory financing, private banking, and SBA loans util izing over 30+ years of proven experience amassed in banking industry. Record re flects strong work ethic and ability to master complex data management initiativ es with proficiency. Exercise independent judgment, decision-making ability and a high level of confidentiality. Strong in Credit Administration, credit struct ure and risk management. Expertise in Asian Banking clientele, and Trade Financ e CORE COMPETENCIES * Strategic Planning & Organizational Leadership * Account Management & Retention * Staff Management * Reengineer Credit Policies and Procedures * Customer Relationship Management * Regulatory Compliance * Risk Management * Operational Streamlining * Asian Banking and Trade Finance expertise * Team Leadership & Motivation
RECENT EMPLOYMENT EXPERIENCE
MERCHANTS BANK OF CALIFORNIA, N.A., Carson, CA 5/2010- 10/2010 Executive Vice President and Chief Credit Officer 8 Direct Reports Executive Officer selected to establish and control ALLL, Problem Loans, and ORE O management. Primary duties are to oversee credit quality of portfolio and man age the note department staff. Also in charge of business development for SBA, International, Trade Finance, Commercial and Real Estate lending teams, and coor dinating new lending procedures to streamline loan approval process. COMMUNITY BANK, Commerce, CA 2009-2010 Vice President and Senior Relationship Manager Executive primarily charged with business development, loan and deposit growth, credit quality of loan portfolio, and mentoring of junior staff members. PACIFIC BANK, In Organization (Corp. HQ), Cerritos, CA 2007-2009 President and Chief Executive Officer/ Director 18 Direct Reports High profile executive hired and given full autonomy over establishing a Denovo Bank, which included establishing credit structures, loan and audit policies and procedures, overseeing computer IT, branch bank security systems, and all items necessary to open a new bank. SECURITY PACIFIC BANK (Corp. HQ), Ontario, CA 2005-2007 Senior Vice President and Regional Manager of the Inland Empire 5 Direct Reports Essential Executive charged with daily activities that included credit quality o f loan portfolio, loan and deposit growth, appointing and mentoring of all staff , and overall profitability of division. Approved credits within authority, and presented credits for approval to Senior Loan Committee. * Achieved loan and deposit growth by $50M in first year. INTERBUSINESS BANK, N.A. (Corp. HQ), City of Industry, CA 2003-2005 President/Chief Credit Officer/Director 30 Direct Reports Chief Executive selected to control credit quality, ALLL and OREO management, as set/liability management in conjunction with coordinating new lending procedures and streamlined loan approval process. * Established new credit policy, credit memorandum, and OREO policy for the bank . * Updated ALLL policy and established adequate Loan Loss reserves for the Bank * Elected as member of the Board of Directors and Chairman of the bank's Credit Committee. FIRST BANKS, INC., Lakewood, CA 2000-2003 Senior Vice President and Manager of Trade Finance 20 Direct Reports Senior Executive recruited to execute all aspects of International Trade Service s to include assimilation of all Trade Services generated from bank acquisitions . * Received 4 outstanding credit quality awards for loan portfolio quality. * Championed distinct business development campaigns that amplified loan portfol io from $20M to $200M in four years, which yielded boost in fee income by $1M an nually. THE PACIFIC BANK, N.A., Los Angeles, CA 1995-2000 Senior Vice President and Manager, Southern California Region 50 Direct Reports As Vice President, accountable for growth and quality control of middle market c redits centered around domestic, trade finance, real estate, SBA, term loans, an d Asset Based Lending. * Drove unique marketing and business development campaigns that catapulted port folio from $30M to $350M in four years. * Facilitated expansion of five new offices and lucrative acquisition and integr ation of Sterling Bank. * Honored with selection as Member of Bank's Management Committee. * Sustained credit approval authority of $2M for Southern California region judi cially approving credits within limits and shepherded credits above limits throu gh loan committee. EDUCATION AND PROFESSIONAL DEVELOPMENT Bachelor of Science in Business Administration, University of Southern Californi a, Los Angeles, CA Dean's List Pacific Coast Banking School, Seattle, WA