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Personal Monthly Budget

Income 1 $0
PROJECTED BALANCE
Income 2 $0 $0
PROJECTED MONTHLY INCOME (Projected income minus expenses)
Extra income $0
Total monthly income $0 ACTUAL BALANCE
$13,905
(Actual income minus expenses)
Income 1 $23,000
Income 2 $2,000 DIFFERENCE
ACTUAL MONTHLY INCOME $13,905
Extra income $5,750 (Actual minus projected)
Total monthly income $30,750

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference

Mortgage or rent $0 $3,000 ($3,000) Video/DVD $0 $300 ($300)


Phone $0 $0 $0 CDs $0 $0 $0
Electricity $0 $500 ($500) Movies $0 $300 ($300)
Gas $0 $10 ($10) Concerts $0 $0 $0
Water and sewer $0 $0 $0 Sporting events $0 $0 $0
Cable $0 $0 $0 Live theater $0 $0 $0
Waste removal $0 $0 $0 Other $0 $0 $0
Maintenance or repairs $0 $100 ($100) Other $0 $0 $0
Supplies $0 $0 $0 Other $0 $0 $0
Other $0 $0 $0 Subtotals $0 $600 ($600)
Subtotals $0 $3,610 ($3,610)
LOANS Projected Cost Actual Cost Difference

TRANSPORTATION Projected Cost Actual Cost Difference Personal $0 $8,000 ($8,000)


Vehicle payment $0 $0 $0 Student $0 $0 $0
Bus/taxi fare $0 $0 $0 Credit card $0 $0 $0
Insurance/Causeway $0 $55 ($55) Credit card $0 $0 $0
Licensing $0 $0 $0 Credit card $0 $0 $0
Fuel $0 $60 ($60) Other $0 $0 $0
Maintenance $0 $0 $0 Subtotals $0 $8,000 ($8,000)
Other $0 $0 $0
Subtotals $0 $115 ($115) TAXES Projected Cost Actual Cost Difference

Federal $0 $0 $0
INSURANCE Projected Cost Actual Cost Difference State $0 $0 $0
Home $0 $0 $0 Local $0 $0 $0
Health $0 $0 $0 Other $0 $0 $0
Life $0 $0 $0 Subtotals $0 $0 $0
Other $0 $0 $0
Subtotals $0 $0 $0 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account $0 $2,070 ($2,070)


FOOD Projected Cost Actual Cost Difference Investment account $0 $0 $0
Groceries $0 $800 ($800) Other $0 $0 $0
Dining out $0 $500 ($500) Subtotals $0 $2,070 ($2,070)
Other $0 $200 ($200)
Subtotals $0 $1,500 ($1,500) GIFTS AND DONATIONS Projected Cost Actual Cost Difference

Charity 1 $0 $0 $0
PETS Projected Cost Actual Cost Difference Charity 2 $0 $0 $0
Food $0 $0 $0 Charity 3 $0 $0 $0
Medical $0 $0 $0 Subtotals $0 $0 $0
Grooming $0 $0 $0
Toys $0 $0 $0 LEGAL Projected Cost Actual Cost Difference

Other $0 $0 $0 Attorney $0 $0 $0
Subtotals $0 $0 $0 Alimony $0 $0 $0
Payments on lien or judgment $0 $0 $0
PERSONAL CARE Projected Cost Actual Cost Difference Other $0 $0 $0
Medical $0 $300 ($300) Subtotals $0 $0 $0
Hair/nails $0 $150 ($150)
Clothing $0 $500 ($500)
TOTAL PROJECTED COST $0
Dry cleaning $0 $0 $0
Health club $0 $0 $0
TOTAL ACTUAL COST $16,845
Organization dues or fees $0 $0 $0
Other $0 $0 $0
TOTAL DIFFERENCE ($16,845)
Subtotals $0 $950 ($950)

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