COMPARATIVE STUDY ON INVESTMENT PATTERNS WITH REFERENCE TO SERVICE AND BUSINESS CLASS

Dissertation Submitted In partial fulfillment of requirement for the award of degree of

Master of Business Administration In Finance by Supriya Pramod Rai Guide Prof. J .M. Paliwal

Department of Management Studies

G. H. Raisoni College of Engineering, Nagpur.

(An Autonomous Institute under UGC Act 1956 & affiliated to Rashtrasant Tukdoji Maharaj, Nagpur University, Nagpur.)

COMPARATIVE STUDY ON INVESTMENT PATTERNS WITH REFERENCE TO SERVICE AND BUSINESS CLASS
Dissertation Submitted In partial fulfillment of requirement for the award of degree of

Master of Business Administration In Finance by Supriya P. Rai Guide Prof. J. M. Paliwal

Department of Management Studies G. H. Raisoni College of Engineering, Nagpur.

(An Automous Institute under UGC Act 1956 & affiliated to Rashtrasant Tukdoji Maharaj, Nagpur University, Nagpur.)

JULY 2011
G.H .Raisoni Collage of Engineering, Nagpur 2011

DECLARATION

I, hereby declare that the dissertation titled COMPARATIVE STUDY ON

INVESTMENT PATTERNS WITH REFERENCE TO SERVICE AND BUSINESS CLASS submitted herein has been carried out by me in Department of
Masters of Business Administration of G. H. Raisoni College of Engineering, Nagpur. The work is original and has not been earlier as a whole or in part for the award of any degree/diploma at this or any other Institution/University.

SUPRIYA P. RAI DATE: 20/06/2011

ACKNOWLEDGEMENT

Completing a task is never a one man effort. It is often a valuable result of the contribution of the numbers of individuals direct and indirect manner that helps in achieving the objective. Firstly I would like to thank Prof. M. A. Tongo HOD, Department of Management, G. H. Raisoni College of Engineering Nagpur for giving me the opportunity to present this project report. It is indeed a great pleasure and movement of immense satisfaction for me to express my profound gratitude towards my guide Prof. J. M. Paliwal. I take pride to thank him for his able guidance and time to time attention that was bestowed on me right from the inspection to the completion of the project report. I also take this opportunity to extend my gratitude to the people who helped me, without whose help this study would not have been completed. I also thank my colleagues and friends for their help and support. I am indeed thankful to them for their co-operation while collection of data.

CERTIFICATE

The thesis titled COMPARATIVE STUDY ON INVESTMENT PATTERNS WITH REFERENCE TO SERVICE AND BUSINESS CLASS submitted by Supriya Pramod Rai for the award of Master of Business Administration in Finance Management, has been carried out under supervision at the Department of Masters of Business Administration of G. H. Raisoni College of Engineering, Nagpur. The work is comprehensive, complete and fit for evaluation.

Guide Name: Prof. J.M.PALIWAL

Head, Department of Masters of Business Administration G.H.R.C.E. Nagpur

INDEX

Sr. no. 1 2 3 4 5 6 7 8 9 10

Chapters Introduction Types of investors Various investment avenues Investment planning Investment strategies Scope & objectives Research methodology Analysis Findings & limitations Conclusion & Suggestions Bibliography

Page no. 01 04 06 19 25 29 32 36 48 51 54

Annexure

55

PREFACE

This study is under the requirement of M.B.A. Program as dissertation report. The study focuses on the investors. Where do they invest their surplus money? Investing is not a game but a serious subject that can have a major impact on investor's future well being. Virtually everyone makes investments. The future is uncertain, and investor must determine how much risk he is willing to bear since higher return is associated with accepting more risk. Everyone make investment of his savings to earn money or make money. What type of investment options are to prefer by the public is the main focus point of the study. This study refers to the two segments of public one is service class and another is business class. It is an attempt to know the difference in investment behaviour of both the classes.

CONTENTSHEET
CHAPTER 1- Introduction of investment

CHAPTER 2- Types of investor

CHAPTER 3- Various investment avenues

CHAPTER 4- Investment planning Importance Investment planning steps

CHAPTER 5- Investment strategies

CHAPTER 6 - Scope Objectives of the study

CHAPTER 7- Research methodology Data collection Hypothesis

CHAPTER 8- Analysis of the study

CHAPTER 9- Findings Limitations

CHAPTER 10- Conclusion Suggestions

BIBLIOGRAPHY ANNEXURE