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FAMILY PACKAGE - PREMIUM CALCULATOR

Enter Require Data in yellow coloured field only


Total
Members M /
Member
F
1
Propers M
2
spouse
F
3
Child 1
M
4
Child 1
0
5
Child 1
0
6
Child 1
0
7
Father
M
8
Mother
F
9
F - in law 0
10
M - in law 0

Age
28
28
1
0
0
0
52
47
0
0

Available
Opted
initial HCB
MSB
1000
100000
1000
100000
1000
100000
0
0
0
0
0
0
1000
100000
1000
100000
0
0
0
0

Total MSB SA for Family

Tabular
Premium
2159.85
1652.50
792.00
0.00
0.00
0.00
3717.65
2644.35
0.00
0.00

Basic
Premium
2159.85
1652.50
792.00
0.00
0.00
0.00
3717.65
2644.35
0.00
0.00

500000
Available upt to age 60 only

Whether Term Ins.Opted


SA FOR PI
SA FOR SPOUSE

100000
0

Y MODE
E
Y Y
Basic Premium
Mode Rebate

Whether Accident Ins Opted

Higher HCB Discount

Total rebate
Net Premium
Term Insurance prem
Accident Benefit Prem

TOTAL PREMIUM

HCB>1000
Rebate
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0
10966.35
0.00
0.00
0.00
10966.35
373.83
0.00
11340.18

Available
Discount
0.00%
100.00%

SA
0

0
0
MODE WISE PREMIUM
Yearly
0.00
Half Yearly
0.00
Quarterly
0.00
ECS
945.02

Prepared by Ahmedabad Division

Tabular Prem rate


Male
Female
2159.85 1969.70
1842.70 1652.50
792.00
792.00
#N/A
#N/A
#N/A
#N/A
#N/A
#N/A
3717.65 2977.25
3139.70 2644.35
#N/A
#N/A
#N/A
#N/A

PI
3.74
373.83
373.83
0.00
0.00
0.00

HCB Rebate
HCB>1000
PI
others Rebate
1000 0 1000
0
0.00
2000 500 2000 250
0.00
3000 1000 3000 500
0.00
4000 1500 4000 750
#N/A
#N/A
#N/A
0.00
0.00
#N/A
#N/A

SPOUSE
3.74
0
Acc. Pre
PI
SPOUSE

0
0
0
0
0
0
0
0
0

PREMIUM READY RECKNOR FOR JEEVAN AROGYA - UNIQUE HEALTH INSURANCE PLAN
Tabular Premium Rate for PI
Age(lbd)

Male

Female

HCB
Higher HCB Rebate

18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74

1866.25
1895.80
1922.65
1948.90
1976.85
2005.75
2036.85
2066.10
2094.15
2124.70
2159.85
2199.75
2242.90
2286.40
2331.25
2376.75
2424.40
2475.85
2530.75
2591.10
2656.10
2725.45
2799.70
2878.70
2962.55
3051.30
3139.75
3229.75
3324.65
3428.40
3538.75
3651.60
3768.00
3881.85
4001.50
4127.45
4254.60
4383.85
4509.40
4647.95
4769.70
4897.05
5027.50
5159.60
5285.85
5398.40
5538.30
5686.80
5852.65
6001.20
6155.85
6331.10
6473.65
6621.35
6741.95
6964.70
7270.00

1672.15
1698.30
1723.65
1750.00
1778.75
1807.15
1835.75
1864.95
1898.65
1934.05
1969.70
2005.50
2044.50
2084.70
2127.75
2172.35
2219.90
2269.15
2320.45
2373.15
2427.85
2480.85
2538.65
2597.15
2654.85
2706.90
2758.25
2812.95
2870.40
2933.10
2995.65
3067.30
3134.70
3202.00
3261.10
3315.80
3378.15
3442.60
3516.75
3592.35
3671.40
3744.45
3818.60
3903.65
3979.70
4053.45
4099.10
4167.95
4241.25
4314.85
4390.20
4455.15
4555.75
4646.30
4796.65
4997.15
5283.80

Premium for Male PI ( before mode rebate) Premium for Female PI ( before mode rebate)

Tabular Prem Rate for DEPENDENTs

Male

Premium for Male Dependents ( before mode rebate)

Female 100000

100000

200000

300000

400000

100000

200000

300000

400000

Age(lbd)

1000

2000

3000

4000

1000

2000

3000

4000

HCB

1000

Rs 1000
4598.75
4687.40
4767.95
4846.70
4930.55
5017.25
5110.55
5198.30
5282.45
5374.10
5479.55
5599.25
5728.70
5859.20
5993.75
6130.25
6273.20
6427.55
6592.25
6773.30
6968.30
7176.35
7399.10
7636.10
7887.65
8153.90
8419.25
8689.25
8973.95
9285.20
9616.25
9954.80
10304.00
10645.55
11004.50
11382.35
11763.80
12151.55
12528.20
12943.85
13309.10
13691.15
14082.50
14478.80
14857.55
15195.20
15614.90
16060.40
16557.95
17003.60
17467.55
17993.30
18420.95
18864.05
19225.85
19894.10
20810.00

Rs 1500
5965.00
6083.20
6190.60
6295.60
6407.40
6523.00
6647.40
6764.40
6876.60
6998.80
7139.40
7299.00
7471.60
7645.60
7825.00
8007.00
8197.60
8403.40
8623.00
8864.40
9124.40
9401.80
9698.80
10014.80
10350.20
10705.20
11059.00
11419.00
11798.60
12213.60
12655.00
13106.40
13572.00
14027.40
14506.00
15009.80
15518.40
16035.40
16537.60
17091.80
17578.80
18088.20
18610.00
19138.40
19643.40
20093.60
20653.20
21247.20
21910.60
22504.80
23123.40
23824.40
24394.60
24985.40
25467.80
26358.80
27580.00

Rs 500
2844.30
2896.60
2947.30
3000.00
3057.50
3114.30
3171.50
3229.90
3297.30
3368.10
3439.40
3511.00
3589.00
3669.40
3755.50
3844.70
3939.80
4038.30
4140.90
4246.30
4355.70
4461.70
4577.30
4694.30
4809.70
4913.80
5016.50
5125.90
5240.80
5366.20
5491.30
5634.60
5769.40
5904.00
6022.20
6131.60
6256.30
6385.20
6533.50
6684.70
6842.80
6988.90
7137.20
7307.30
7459.40
7606.90
7698.20
7835.90
7982.50
8129.70
8280.40
8410.30
8611.50
8792.60
9093.30
9494.30
10067.60

Rs 1000
4016.45
4094.90
4170.95
4250.00
4336.25
4421.45
4507.25
4594.85
4695.95
4802.15
4909.10
5016.50
5133.50
5254.10
5383.25
5517.05
5659.70
5807.45
5961.35
6119.45
6283.55
6442.55
6615.95
6791.45
6964.55
7120.70
7274.75
7438.85
7611.20
7799.30
7986.95
8201.90
8404.10
8606.00
8783.30
8947.40
9134.45
9327.80
9550.25
9777.05
10014.20
10233.35
10455.80
10710.95
10939.10
11160.35
11297.30
11503.85
11723.75
11944.55
12170.60
12365.45
12667.25
12938.90
13389.95
13991.45
14851.40

Rs 1500
5188.60
5293.20
5394.60
5500.00
5615.00
5728.60
5843.00
5959.80
6094.60
6236.20
6378.80
6522.00
6678.00
6838.80
7011.00
7189.40
7379.60
7576.60
7781.80
7992.60
8211.40
8423.40
8654.60
8888.60
9119.40
9327.60
9533.00
9751.80
9981.60
10232.40
10482.60
10769.20
11038.80
11308.00
11544.40
11763.20
12012.60
12270.40
12567.00
12869.40
13185.60
13477.80
13774.40
14114.60
14418.80
14713.80
14896.40
15171.80
15465.00
15759.40
16060.80
16320.60
16723.00
17085.20
17686.60
18488.60
19635.20

Higher HCB Rebate

NIL
1532.50
1563.65
1592.15
1620.05
1649.65
1680.25
1713.00
1743.90
1773.65
1805.90
1842.70
1884.30
1929.05
1974.25
2020.70
2067.85
2117.10
2170.15
2226.65
2288.55
2355.10
2425.95
2501.70
2582.15
2667.45
2757.55
2847.35
2938.60
3034.75
3139.70
3251.15
3365.05
3482.40
3597.20
3717.65
3844.30
3972.10
4101.85
4227.80
4366.65
4488.45
4615.70
4745.80
4877.35
5002.70
5114.10
5252.40
5398.95
5562.30
5707.55
5858.10
6028.30
6164.45
6303.95
6414.00
6622.50
6908.10

NIL
1866.25
1895.80
1922.65
1948.90
1976.85
2005.75
2036.85
2066.10
2094.15
2124.70
2159.85
2199.75
2242.90
2286.40
2331.25
2376.75
2424.40
2475.85
2530.75
2591.10
2656.10
2725.45
2799.70
2878.70
2962.55
3051.30
3139.75
3229.75
3324.65
3428.40
3538.75
3651.60
3768.00
3881.85
4001.50
4127.45
4254.60
4383.85
4509.40
4647.95
4769.70
4897.05
5027.50
5159.60
5285.85
5398.40
5538.30
5686.80
5852.65
6001.20
6155.85
6331.10
6473.65
6621.35
6741.95
6964.70
7270.00

Rs 500
3232.50
3291.60
3345.30
3397.80
3453.70
3511.50
3573.70
3632.20
3688.30
3749.40
3819.70
3899.50
3985.80
4072.80
4162.50
4253.50
4348.80
4451.70
4561.50
4682.20
4812.20
4950.90
5099.40
5257.40
5425.10
5602.60
5779.50
5959.50
6149.30
6356.80
6577.50
6803.20
7036.00
7263.70
7503.00
7754.90
8009.20
8267.70
8518.80
8795.90
9039.40
9294.10
9555.00
9819.20
10071.70
10296.80
10576.60
10873.60
11205.30
11502.40
11811.70
12162.20
12447.30
12742.70
12983.90
13429.40
14040.00

NIL
1672.15
1698.30
1723.65
1750.00
1778.75
1807.15
1835.75
1864.95
1898.65
1934.05
1969.70
2005.50
2044.50
2084.70
2127.75
2172.35
2219.90
2269.15
2320.45
2373.15
2427.85
2480.85
2538.65
2597.15
2654.85
2706.90
2758.25
2812.95
2870.40
2933.10
2995.65
3067.30
3134.70
3202.00
3261.10
3315.80
3378.15
3442.60
3516.75
3592.35
3671.40
3744.45
3818.60
3903.65
3979.70
4053.45
4099.10
4167.95
4241.25
4314.85
4390.20
4455.15
4555.75
4646.30
4796.65
4997.15
5283.80

18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74

1532.50
1563.65
1592.15
1620.05
1649.65
1680.25
1713.00
1743.90
1773.65
1805.90
1842.70
1884.30
1929.05
1974.25
2020.70
2067.85
2117.10
2170.15
2226.65
2288.55
2355.10
2425.95
2501.70
2582.15
2667.45
2757.55
2847.35
2938.60
3034.75
3139.70
3251.15
3365.05
3482.40
3597.20
3717.65
3844.30
3972.10
4101.85
4227.80
4366.65
4488.45
4615.70
4745.80
4877.35
5002.70
5114.10
5252.40
5398.95
5562.30
5707.55
5858.10
6028.30
6164.45
6303.95
6414.00
6622.50
6908.10

1338.35
1366.15
1393.15
1421.15
1451.60
1481.65
1511.90
1542.75
1578.15
1615.20
1652.50
1690.05
1730.65
1772.50
1817.20
1863.45
1912.60
1963.45
2016.35
2070.60
2126.85
2181.35
2240.60
2300.60
2359.70
2413.15
2465.80
2521.85
2580.50
2644.35
2708.05
2780.75
2849.10
2917.30
2977.25
3032.70
3095.65
3160.65
3235.15
3311.05
3390.15
3463.10
3536.90
3621.35
3696.55
3769.15
3813.20
3880.10
3950.90
4021.20
4092.45
4152.30
4246.55
4328.95
4468.65
4655.00
4921.95

( PPT = 80 - Age at Entry )


Premium for Female Dependents( before mode rebate)

200000

300000

400000

100000

200000

300000

2000

3000

4000

1000

2000

3000

4000

Rs 250
2815.00
2877.30
2934.30
2990.10
3049.30
3110.50
3176.00
3237.80
3297.30
3361.80
3435.40
3518.60
3608.10
3698.50
3791.40
3885.70
3984.20
4090.30
4203.30
4327.10
4460.20
4601.90
4753.40
4914.30
5084.90
5265.10
5444.70
5627.20
5819.50
6029.40
6252.30
6480.10
6714.80
6944.40
7185.30
7438.60
7694.20
7953.70
8205.60
8483.30
8726.90
8981.40
9241.60
9504.70
9755.40
9978.20
10254.80
10547.90
10874.60
11165.10
11466.20
11806.60
12078.90
12357.90
12578.00
12995.00
13566.20

Rs 500
4097.50
4190.95
4276.45
4360.15
4448.95
4540.75
4639.00
4731.70
4820.95
4917.70
5028.10
5152.90
5287.15
5422.75
5562.10
5703.55
5851.30
6010.45
6179.95
6365.65
6565.30
6777.85
7005.10
7246.45
7502.35
7772.65
8042.05
8315.80
8604.25
8919.10
9253.45
9595.15
9947.20
10291.60
10652.95
11032.90
11416.30
11805.55
12183.40
12599.95
12965.35
13347.10
13737.40
14132.05
14508.10
14842.30
15257.20
15696.85
16186.90
16622.65
17074.30
17584.90
17993.35
18411.85
18742.00
19367.50
20224.30

Rs 750
5380.00
5504.60
5618.60
5730.20
5848.60
5971.00
6102.00
6225.60
6344.60
6473.60
6620.80
6787.20
6966.20
7147.00
7332.80
7521.40
7718.40
7930.60
8156.60
8404.20
8670.40
8953.80
9256.80
9578.60
9919.80
10280.20
10639.40
11004.40
11389.00
11808.80
12254.60
12710.20
13179.60
13638.80
14120.60
14627.20
15138.40
15657.40
16161.20
16716.60
17203.80
17712.80
18233.20
18759.40
19260.80
19706.40
20259.60
20845.80
21499.20
22080.20
22682.40
23363.20
23907.80
24465.80
24906.00
25740.00
26882.40

Rs 500
3515.05
3598.45
3679.45
3763.45
3854.80
3944.95
4035.70
4128.25
4234.45
4345.60
4457.50
4570.15
4691.95
4817.50
4951.60
5090.35
5237.80
5390.35
5549.05
5711.80
5880.55
6044.05
6221.80
6401.80
6579.10
6739.45
6897.40
7065.55
7241.50
7433.05
7624.15
7842.25
8047.30
8251.90
8431.75
8598.10
8786.95
8981.95
9205.45
9433.15
9670.45
9889.30
10110.70
10364.05
10589.65
10807.45
10939.60
11140.30
11352.70
11563.60
11777.35
11956.90
12239.65
12486.85
12905.95
13465.00
14265.85

Rs 750
4603.40
4714.60
4822.60
4934.60
5056.40
5176.60
5297.60
5421.00
5562.60
5710.80
5860.00
6010.20
6172.60
6340.00
6518.80
6703.80
6900.40
7103.80
7315.40
7532.40
7757.40
7975.40
8212.40
8452.40
8688.80
8902.60
9113.20
9337.40
9572.00
9827.40
10082.20
10373.00
10646.40
10919.20
11159.00
11380.80
11632.60
11892.60
12190.60
12494.20
12810.60
13102.40
13397.60
13735.40
14036.20
14326.60
14502.80
14770.40
15053.60
15334.80
15619.80
15859.20
16236.20
16565.80
17124.60
17870.00
18937.80

NIL
Rs 250
1338.35 2426.70
1366.15 2482.30
1393.15 2536.30
1421.15 2592.30
1451.60 2653.20
1481.65 2713.30
1511.90 2773.80
1542.75 2835.50
1578.15 2906.30
1615.20 2980.40
1652.50 3055.00
1690.05 3130.10
1730.65 3211.30
1772.50 3295.00
1817.20 3384.40
1863.45 3476.90
1912.60 3575.20
1963.45 3676.90
2016.35 3782.70
2070.60 3891.20
2126.85 4003.70
2181.35 4112.70
2240.60 4231.20
2300.60 4351.20
2359.70 4469.40
2413.15 4576.30
2465.80 4681.60
2521.85 4793.70
2580.50 4911.00
2644.35 5038.70
2708.05 5166.10
2780.75 5311.50
2849.10 5448.20
2917.30 5584.60
2977.25 5704.50
3032.70 5815.40
3095.65 5941.30
3160.65 6071.30
3235.15 6220.30
3311.05 6372.10
3390.15 6530.30
3463.10 6676.20
3536.90 6823.80
3621.35 6992.70
3696.55 7143.10
3769.15 7288.30
3813.20 7376.40
3880.10 7510.20
3950.90 7651.80
4021.20 7792.40
4092.45 7934.90
4152.30 8054.60
4246.55 8243.10
4328.95 8407.90
4468.65 8687.30
4655.00 9060.00
4921.95 9593.90

400000

75

7764.90

5583.65

7764.90 15029.80 22294.70 29559.60

5583.65 10667.30 15750.95 20834.60

75

7374.00

5192.70

7374.00 14498.00 21622.00 28746.00

5192.70 10135.40 15078.10 20020.80

PREMIUM READY RECKNOR FOR CHILDREN - JEEVAN AROGYA

( PPT = 25 - Age at Entry )

Tabular Premium Rate Premium for Male child ( before mode rebate)

Age(lbd) for child

HCB
Higher HCB Rebate

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17

792.00
792.00
792.00
792.50
793.40
794.75
796.70
799.25
802.60
806.90
812.35
819.35
828.15
839.15
853.05
870.75
893.85
924.20

100000

200000

300000

1000

2000

3000

NIL
792.00
792.00
792.00
792.50
793.40
794.75
796.70
799.25
802.60
806.90
812.35
819.35
828.15
839.15
853.05
870.75
893.85
924.20

Rs 250
1334.00
1334.00
1334.00
1335.00
1336.80
1339.50
1343.40
1348.50
1355.20
1363.80
1374.70
1388.70
1406.30
1428.30
1456.10
1491.50
1537.70
1598.40

Rs 500
1876.00
1876.00
1876.00
1877.50
1880.20
1884.25
1890.10
1897.75
1907.80
1920.70
1937.05
1958.05
1984.45
2017.45
2059.15
2112.25
2181.55
2272.60

400000
4000
Rs 750
2418.00
2418.00
2418.00
2420.00
2423.60
2429.00
2436.80
2447.00
2460.40
2477.60
2499.40
2527.40
2562.60
2606.60
2662.20
2733.00
2825.40
2946.80

Tabular Premium Rate for PI ( For 1000 HCB)

Tabular Premium Rate for other Major members ( For 1000 HC

PPT = 80 - Age at Entry

PPT = 80 - Age at Entry

Age ( LBD)

Male

Female

Age ( LBD)

Male

18

1866.25

18

1672.15

18

1532.50

18

19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

1895.80
1922.65
1948.90
1976.85
2005.75
2036.85
2066.10
2094.15
2124.70
2159.85
2199.75
2242.90
2286.40
2331.25
2376.75
2424.40
2475.85
2530.75
2591.10
2656.10
2725.45
2799.70
2878.70
2962.55
3051.30
3139.75
3229.75
3324.65
3428.40
3538.75
3651.60
3768.00
3881.85
4001.50
4127.45
4254.60
4383.85
4509.40
4647.95
4769.70
4897.05
5027.50

19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

1698.30
1723.65
1750.00
1778.75
1807.15
1835.75
1864.95
1898.65
1934.05
1969.70
2005.50
2044.50
2084.70
2127.75
2172.35
2219.90
2269.15
2320.45
2373.15
2427.85
2480.85
2538.65
2597.15
2654.85
2706.90
2758.25
2812.95
2870.40
2933.10
2995.65
3067.30
3134.70
3202.00
3261.10
3315.80
3378.15
3442.60
3516.75
3592.35
3671.40
3744.45
3818.60

19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

1563.65
1592.15
1620.05
1649.65
1680.25
1713.00
1743.90
1773.65
1805.90
1842.70
1884.30
1929.05
1974.25
2020.70
2067.85
2117.10
2170.15
2226.65
2288.55
2355.10
2425.95
2501.70
2582.15
2667.45
2757.55
2847.35
2938.60
3034.75
3139.70
3251.15
3365.05
3482.40
3597.20
3717.65
3844.30
3972.10
4101.85
4227.80
4366.65
4488.45
4615.70
4745.80

19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

5159.60
5285.85
5398.40
5538.30
5686.80
5852.65
6001.20
6155.85
6331.10
6473.65
6621.35
6741.95
6964.70
7270.00
7764.90

61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

3903.65
3979.70
4053.45
4099.10
4167.95
4241.25
4314.85
4390.20
4455.15
4555.75
4646.30
4796.65
4997.15
5283.80
5583.65

61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

4877.35
5002.70
5114.10
5252.40
5398.95
5562.30
5707.55
5858.10
6028.30
6164.45
6303.95
6414.00
6622.50
6908.10
7374.00

61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

Annexure-I

her Major members ( For 1000 HCB)

0 - Age at Entry

Tabular Premium Rate for Children ( For 1000 HCB)

Female

PPT = 25 - Age at Entry

1338.35
1366.15
1393.15
1421.15
1451.60
1481.65
1511.90
1542.75
1578.15
1615.20
1652.50
1690.05
1730.65
1772.50
1817.20
1863.45
1912.60
1963.45
2016.35
2070.60
2126.85
2181.35
2240.60
2300.60
2359.70
2413.15
2465.80
2521.85
2580.50
2644.35
2708.05
2780.75
2849.10
2917.30
2977.25
3032.70
3095.65
3160.65
3235.15
3311.05
3390.15
3463.10
3536.90

Age ( LBD)

Child

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17

792.00
792.00
792.00
792.50
793.40
794.75
796.70
799.25
802.60
806.90
812.35
819.35
828.15
839.15
853.05
870.75
893.85
924.20

3621.35
3696.55
3769.15
3813.20
3880.10
3950.90
4021.20
4092.45
4152.30
4246.55
4328.95
4468.65
4655.00
4921.95
5192.70

Annexure V
LIC's Jeevan Arogya
Risk Premium Rate per month for per 1000 HCB and
other equivalent health benefits
Age (LBD) Male
0
67.51
1
67.51
2
67.51
3
67.51
4
67.51
5
67.51
6
67.51
7
67.51
8
67.51
9
67.51
10
67.51
11
67.51
12
67.51
13
67.51
14
67.51
15
67.51
16
67.51
17
67.51
18
82.81
19
94.97
20
101.19
21
101.65
22
104.24
23
103.95
24
114.08
25
122.20
26
121.16
27
115.47
28
110.13
29
109.65
30
116.53
31
121.25
32
127.75
33
131.16
34
131.08
35
132.68
36
130.54
37
131.45
38
133.95
39
136.32
40
140.18
41
144.88
42
150.76

Female
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
67.51
61.76
68.55
70.55
69.30
75.41
79.99
83.81
78.01
79.97
85.95
92.02
91.25
95.54
96.41
100.88
102.46
107.70
112.37
119.21
124.89
139.25
139.15
148.85
162.18
185.33

Age (LBD) Male


43
168.43
44
182.55
45
190.22
46
191.55
47
199.28
48
216.55
49
232.44
50
260.33
51
272.97
52
286.11
53
309.69
54
332.08
55
364.51
56
369.83
57
424.17
58
441.24
59
463.33
60
488.34
61
523.88
62
567.95
63
558.43
64
577.97
65
591.00
66
644.47
67
669.68
68
683.38
69
748.42
70
775.84
71
825.91
72
786.17
73
788.66
74
767.44
75
816.47

Female
197.35
200.84
206.47
207.78
220.73
216.18
238.84
252.85
281.35
301.28
299.82
309.45
307.39
320.63
331.25
356.88
370.73
371.54
401.51
420.59
470.48
453.27
463.73
479.48
493.20
518.54
501.85
532.18
508.83
509.44
505.80
564.29
602.91

LIC's Jeevan Arogya Class-I Extra Premium rate for per 1000/-HCB

For PI

For other Major members

PPT = 80 - Age at Entry

PPT = 80 - Age at Entry

For Children
PPT = 25 - Age at Entry

Age ( LBD)

Male

Female

Male

Female

235.29

Age ( LBD)
18

18

283.83

283.81

235.29

19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56

292.21
299.93
307.51
315.51
323.78
332.59
340.94
349.00
357.69
367.51
378.56
390.39
402.33
414.59
427.04
439.99
453.90
468.68
484.83
502.11
520.49
540.08
560.84
582.83
606.00
629.10
652.56
677.26
704.15
732.65
761.76
791.74
821.08
851.80
884.10
916.66
949.73
981.81

242.83
250.18
257.79
266.00
274.13
282.31
290.64
300.11
310.01
319.96
330.00
340.78
351.90
363.71
375.93
388.88
402.24
416.13
430.33
445.04
459.33
474.80
490.46
505.88
519.91
533.73
548.39
563.70
580.30
596.86
615.69
633.41
651.10
666.70
681.19
697.55
714.43
733.65

19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56

292.21
299.93
307.51
315.51
323.76
332.59
340.94
349.00
357.68
367.51
378.55
390.40
402.31
414.59
427.04
439.99
453.90
468.68
484.83
502.11
520.49
540.08
560.84
582.81
606.00
629.10
652.58
677.26
704.14
732.65
761.76
791.75
821.08
851.80
884.11
916.68
949.73
981.81

242.83
250.18
257.79
265.99
274.11
282.31
290.65
300.11
310.03
319.98
329.99
340.79
351.90
363.71
375.91
388.88
402.24
416.13
430.33
445.04
459.33
474.80
490.46
505.88
519.90
533.73
548.38
563.70
580.31
596.86
615.69
633.43
651.10
666.70
681.19
697.55
714.41
733.65

Age ( LBD)
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17

Child
119.98
120.65
121.49
122.35
123.30
124.38
125.55
126.91
128.44
130.19
132.20
134.60
137.40
140.73
144.74
149.64
155.81
163.69

57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

1017.11
1048.16
1080.55
1113.65
1147.09
1178.96
1207.34
1242.43
1279.55
1320.84
1357.58
1395.61
1438.51
1472.84
1507.93
1535.55
1587.61
1658.71
1774.49

753.21
773.59
792.39
811.43
833.09
852.44
871.10
882.63
899.83
917.99
935.99
954.20
969.51
993.36
1014.19
1049.20
1095.74
1162.19
1229.16

57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

1017.10
1048.16
1080.54
1113.65
1147.08
1178.96
1207.34
1242.43
1279.55
1320.84
1357.58
1395.63
1438.51
1472.83
1507.94
1535.54
1587.63
1658.71
1774.49

753.21
773.59
792.39
811.43
833.09
852.44
871.09
882.63
899.81
917.99
935.99
954.20
969.51
993.36
1014.18
1049.21
1095.74
1162.18
1229.16

Annexure-II

Annexure-III
TERM RIDER PREMIUM RATES FOR Rs. 1000/- SUM ASSURED
Term will be 10 to 35 years for term rider benefit.
Term= Min(60-age at entry,35)
Age
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Term
35
35
35
35
35
35
35
35
34
33
32
31
30
29
28
27
26
25
24
23
22
21
20
19
18
17
16
15
14
13
12
11
10

Premium rate
2.16
2.25
2.36
2.47
2.60
2.74
2.90
3.07
3.27
3.49
3.74
4.01
4.31
4.49
4.68
4.89
5.11
5.35
5.61
5.88
6.17
6.48
6.80
7.15
7.51
7.90
8.33
8.78
9.11
9.62
10.15
10.72
11.32

18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

2.16
2.25
2.36
2.47
2.60
2.74
2.90
3.07
3.27
3.49
3.74
4.01
4.31
4.49
4.68
4.89
5.11
5.35
5.61
5.88
6.17
6.48
6.80
7.15
7.51
7.90
8.33
8.78
9.11
9.62
10.15
10.72
11.32

Annexure-IV
Term Rider Class I Extra Premium rates per 1000/- Sum Assured
Age
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Term
35
35
35
35
35
35
35
35
34
33
32
31
30
29
28
27
26
25
24
23
22
21
20
19
18
17
16
15
14
13
12
11
10

Premium rate
0.45
0.47
0.50
0.53
0.56
0.59
0.62
0.66
0.71
0.76
0.81
0.87
0.94
0.98
1.03
1.08
1.14
1.19
1.26
1.32
1.40
1.47
1.55
1.64
1.73
1.83
1.93
2.05
2.13
2.26
2.39
2.53
2.68