JOSEPH J.

TRAMM, CFA
Vienna, VA 22181 301.367.9364 (cell) joseph.tramm@gmail.com

SUMMARY
Analyst with research and presentation skills fine tuned within consulting capacities. A quick learner known for excellent problem solving skills with the ability to communicate complex technical information. Possessing a practical financial skill set that enables me to develop financial models from scratch. Experience developing detailed and complex analysis to solve client problems using Excel, Access, and other proprietary software programs. Basic experience with SQL and VBA. Delivering quality results within required timeframes, regularly exceeding client and project management expectations. Comprehensive mathematics, corporate finance, financial modeling, valuation modeling, M&A modeling, LBO modeling, actuarial, operations, general economics, accounting, and business studies.

BUSINESS EXPERIENCE AND ACHIEVEMENTS

MERCER WASHINGTON, DC
Mercer is a wholly owned subsidiary of Marsh & McLennan Companies, Inc. (NYSE: MMC) and a global leader for trusted HR and related financial advice, products and services. Associate 2007 2010 Consulted to clients on all pension related issues, primarily regarding defined benefit pension plans and retiree medical plans. Continuous experience dealing with multiple client engagements and responsibilities. Client industries included: governmental, financial, hospital, trade association, and manufacturing. Regularly informed clients of current funded status and projected funded status of plans. Information allowed the client to make cost effective tax leveraged decisions to fund the pension plan. Performed numerous pension risk profiles regarding clients and prospects pension plans. Prepared tables, exhibits, and charts providing a risk profile for the pension plans taking into account their assets and liabilities. Key information presented includes annual Value at Risk and projected expense calculations. Educated a clients employees on their pension plan by creating and delivering an in-depth presentation about the pension plan. Answered all employee questions concerning funding status, benefit accrual, and benefit security. Provided client with an annual cost projection for a proposed plan change on a short turnaround while lead consultant was unavailable. Developed method for calculating the cost impact, assembled a qualified team to review the work and deliverable, and delivered the results to the client before the deadline enabling client to report the appropriate cost information to board members for informed decision making. Provided multi-year funding projections for a client, which enabled them to prepare a budget to improve funding. Improved company valuation efficiency by training all new hires and interns on the data reconciliation process by creating and presenting a national presentation. Improved valuation process through the education of employees on setting of actuarial assumptions to be used for pension valuations with the development of a coaching guide to be used in conjunction with a previously developed national training course. Supervised three interns. Two of which returned to work for the company full-time. Actuarial Analyst 2003 2007 Responsible for complete data process of a valuation; including collection of data from the client, loading data into the database, comparing it with historical data, sending out questions on missing or inconsistent data, calculating necessary data fields, finalizing database, using data to determine actuarial accrued liability, and developing cost calculations. Assisted local county government through collective bargaining process. This involved the cost valuation of many proposed plan changes for up to four different groups of collectively bargained employees. Also showed a numerical calculation of how the clients current pension benefits compared to other peer groups current benefits for selected individuals. Helped a financial institution with the cost-benefit analysis of changing their defined contribution pension plan by creating a spreadsheet that would analyze the savings of various changes to the plan.

Delivered benefit statements to a client by analyzing over 20 years of historical data from past valuation databases and old payroll data. Leadership of this complex project resulted in receiving the Examples of Excellence Award in the 2nd quarter of 2006. Consulted clients on other pension related issues.

EDUCATION & PROFESSIONAL DEVELOPMENT

CFA Institute Passed Level I of the CFA examination in June 2008 Passed Level II of the CFA examination in June 2009 Passed Level III of the CFA examination in June 2010 Wall Street Prep Certification of Financial & Valuation Modeling UNIVERSITY OF MARYLAND Bachelor of Science in Mathematics Bachelor of Science in Operations and Quality Management Received University Honors Citation University of Maryland Presidential Scholarship Recipient COLLEGE PARK, MARYLAND