Harish Chand

Sample Report For Demonstration Purpose Only

205-206, C-Wing, Crystal Plaza,New Link Road,
Andheri(W), Mumbai - 400 053.
Tel: 4060 1000 Fax:4060 1226.
e-mail. support@datacompwebtech.com

Multi - Plan Chart

Date : 11/09/2010

Wonder-Plan Quotation

Quotation No

: Ch04

Chart Date

: 11/09/2010

Name

: Kuldeep

Chart required upto

: 11/09/2028

Date of Birth

: 11/09/1980

I. T. Slab

: 30.90%

Sec.80 CCE Inv. Limit

: 30

: 9.00%

Loan Interest Rate

Sr.
No

Age

: 100000

Year

Plan/Tm/
Prem. Tm

Plan Name

2010

103/18/18

Jeevan Chhaya
Total :

Sum

M
d

400000

Interim
Bonus
Rate

42

Loan Re-Investment Rate

: 10.50%

Maturity/S.B. proceeds Re-invt. Rate

: 8.00%

Sec.80 CCE Tax Rebate

: 30.90%

Assu
Bonus
Rate

42

Assu
Step
Rate A/c

Basic
Premium

0.00

400000

Installment
Premium

2154

2187

2154

2187

Annual
Premium

Mat
Date

26244

11/09/28

26244 p.a.

Rider Details

Sr.
No

Plan/Tm/
Prem. Tm

Rider Name

Year

2010

103/18/18

Double Accident Benefit

Total :

Rider
Sum

Rider
Term

Prem.
Term

Installment
Premium

Annual
Premium

Total
Premium Pd.

400000

18

18

33

396

7128

33

396

7128

400000

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2010

2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.

3. ** If premiums paid during the year for any policy exceeds 20% of Sum Assured then Maturity proceeds will be taxable and
eligible amount for section 80 CCE rebate will be restricted to 20% of Sum Assured.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

Harish Chand
Sample Report For Demonstration Purpose Only
205-206, C-Wing, Crystal Plaza,New Link Road,
Andheri(W), Mumbai - 400 053.
Tel: 4060 1000 Fax:4060 1226.
e-mail. support@datacompwebtech.com

Multi - Plan Chart

Insurance Facts
Quotation No

: Ch04

Chart Date

11/09/2010

Name

: Kuldeep

Chart required upto

11/09/2028

Date of Birth

: 11/09/1980

I. T. Slab

30.90%

Age

: 30

Accident

Annual
Premium

Tax
Saved

Normal

Nett
Premium

Returns
From L.I.C.

New Loan
Available

Total Loan
Available

Risk Cover
Year

Age

2010

30

400000

800000

26244

8109

18135

2011

31

400000

800000

26244

8109

18135

2012

32

400000

800000

26244

8109

18135

14000

14000

2013

33

400000

800000

26244

8109

18135

23500

37500

2014

34

400000

800000

26244

8109

18135

15250

52750

2015

35

400000

800000

26244

8109

18135

19500

72250

2016

36

400000

800000

26244

8109

18135

21750

94000

2017

37

400000

800000

26244

8109

18135

24750

118750

2018

38

400000

800000

26244

8109

18135

28750

147500

2019

39

400000

800000

26244

8109

18135

27500

175000

2020

40

400000

800000

26244

8109

18135

25250

200250

2021

41

400000

800000

26244

8109

18135

42500

242750

2022

42

400000

800000

26244

8109

18135

39250

282000

2023

43

400000

800000

26244

8109

18135

45000

327000

2024

44

400000

800000

26244

8109

18135

54000

381000

2025

45

400000

800000

26244

8109

18135

100000

156750

437750

2026

46

400000

800000

26244

8109

18135

100000

161250

499000

2027

47

400000

800000

26244

8109

18135

100000

163250

562250

2028

48

446400

472392

145962

326430

746400

Total :

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

Harish Chand
Sample Report For Demonstration Purpose Only
205-206, C-Wing, Crystal Plaza,New Link Road,
Andheri(W), Mumbai - 400 053.
Tel: 4060 1000 Fax:4060 1226.
e-mail. support@datacompwebtech.com

Multi - Plan Chart

Returns Re-Investment Chart

Quotation No :

Ch04

The growth of the returns received from L.I.C., if timely invested @ 8.00 % under any sec. 80 CCE scheme, will
be as follows :-

Year

Amount
Invested

Tax
Saved

Interest
Earned

Tax On
Interest

Net Value as
on 2028

Investment
Growth

2025

100000

22791

25971

125971

1.25

2026

100000

22791

16640

116640

1.16

2027

100000

22791

8000

108000

1.08

2028

446400

30900

446400

1.00

Total :

746400

99273

50611

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

797011

Harish Chand
Sample Report For Demonstration Purpose Only
205-206, C-Wing, Crystal Plaza,New Link Road,
Andheri(W), Mumbai - 400 053.
Tel: 4060 1000 Fax:4060 1226.
e-mail. support@datacompwebtech.com

Multi - Plan Chart

Summary of Proposed Insurance

Quotation No

: Ch04

Chart Date

: 11/09/2010

Name

: Kuldeep

Chart required upto

: 11/09/2028

Date of Birth

: 11/09/1980

I. T. Slab

: 30.90%

Age

: 30

400000

Maximum Risk Cover enjoyed (Normal)

Rs.
Maximum Risk Cover enjoyed (Accidental)

800000
Rs.

472392

Total Premium paid

Rs.
Rs.
Less : Tax saved on premium
Less : Tax saved through returns re-investment

145962
Rs.

Nett Premium paid Rs

Proceeds from LIC by way of Maturity / Sur. Bens.

Rs.

99273

227157
746400

Rs.
Tax Payable

0
Rs.

746400

Nett after tax Payable

Rs.
Compounded Value of LIC proceeds @ 8.00 % by 2028

797011

Additional Gain through Loan re-cycling @ 10.50 %

0
Rs.

Nett in hand as on 2028 Rs.

Yield on Investments 8.78 %

Assumptions
--> Premium payments will save tax.
--> Returns will be Re-invested in Section 80 CCE schemes.
--> Gains on Returns Re-investments will not be taxed.
--> Gains on Loans Re-investments will be taxed.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

797011