Financial education should be mandatory component of the school program.

To what extent do you agree or disagree with this statement? It is an obvious fact that financial aspects are a major part of daily life, as an adult and even as a young individual. Each and every one of us has to make financial decisions concerning recreation, health, education and more. The question is whether to start with financial education as part of school program or postpone it for a later stage in life. To being with, being able to understand the value of money, the way the economic system works and interpret financial news and its implications is a virtue. Without this virtue, an individual, and even a young one, might suffer, to some extent. For an example, a child who doesnt understand the concept of money might find it more difficult to except choosing only one present out of more possible ones. In addition, many adults are lacking financial analysis capabilities. Quite often, the reason can be a shaky basis or insecurity when it comes to financial terms and concepts. Starting from an early age, building a strong background, can very likely prevent such a situation. However, financial education necessarily involves quantifying and setting prices and value for services and goods. It can be easily turn young people into cynical and cold-hearted human beings. Furthermore, a tendency to self-concentration and egoism might rise when one start measuring everything from a profit making perspective. In conclusion, financial education has both pros and cons. In my opinion, the advantages are stronger than the disadvantages, making financial education an advisable component of school program. The disadvantages should be thought of as a certain price that young people have to pay due to the characteristics of the world that we live in. As computers are being used more and more in education, there will be soon no role for teachers in the classroom. There have been immense advances in technology in most aspects of people?s lives, especially in the field of education. Nowadays, an increasing number of students rely on computers for research and to produce a perfect paper for school purposes. Others have decided to leave the original way of learning and to get knowledge through online schools. These changes in the learning process have brought a special concern regarding the possible decrease of importance of teachers in the classroom. Some people believe the role of teachers started to fade because computers have been helping some students to progress in their studies quicker than when compared with an original classroom. For example, in the same classroom, students have different intellectual capacities, thus some would be tied to a slow advance in their studies because of others? incapacity of understanding. In this way, pupils could progress in their acquisition of knowledge at their own pace using computers instead of learning from teachers. However, the presence of a teacher is essential for students because the human contact influences them in positive ways. Firstly, students realize that they are not dealing with a machine but with a human being who deserves attention and respect. They also learn the importance of studying in group and respect other students, which helps them to improve their social skills. Moreover, teachers are required in the learning process because they acknowledge some student?s deficiencies and help them to solve their problems by repeating the same explanation, giving extra exercises or even suggesting a private tutor. Hence, students can have a bigger chance not to fail in a subject. In conclusion, the role for teachers in the learning process is still very important and it will continue to be in the future because no machine can replace the human interaction and its consequences. Even though globalization affects the worlds economies in a positive way, its negative side should not be forgotten. Discuss. In the present age, globalization is playing an increasingly important role in our lives. But in the meantime whether it is a blessing or a curse has sparked a heated debate. Some people argue that globalization has a fundamentally beneficial influence on our lives, while many others contend that it has a detrimental effect as well. A convincing argument can be made about globalization not only playing a pivotal role in the development of technology and economy, but also promoting the cultural exchange between different countries. To start with, it is the globalization that impelled many corporate to become an international group, thereby making a contribution to the local technology and employment. Specifically, when a multinational group establish a factory in a developing country, the new equipment, the new management skills and the job vacancies are all in the best interest of the local society. Moreover, people worldwide can get to know each other better through

globalization. It is easy to see that more and more Hollywood blockbusters show cultures different from American, some recent examples are Kungfu Panda and The Mummy. Admittedly, profit driven globalization has severely affected young people. Today, in the metropolises in different countries, it is very common to see teenagers wearing NIKE T-shirts and Adidas footwear, playing Hip-Hop music on Apple iPods and eating at KFC. The culture that took a thousand years to form just seems similar in these cities; it is looks like you can only distinguish them by their language. Meanwhile, in some developing countries, sweat workshops are always a concerning issue. For instance, reports show that some teenagers employed by NIKEs contractors work in smelly factories over 14 hours a day, but are only paid fifty cents per hour. In summary, I would concede that globalization does come with some adverse effects. Despite that fact, benefits created by it far outweigh the disadvantages. Overall, I am convinced that we should further promote globalization and meanwhile the local government should take measures to combat culture assimilation and sweat workshops. Without capital punishment (the death penalty) our lives are less secure and crimes of violence increase. Capital punishment is essential to control violence in society. To what extent do you agree or disagree? Capital punishment is always associated with ignorance and intolerance. In fact, we must acknowledge that some people disagree with this kind of penalty but others are totally in favour. Portugal was the first European country to end this kind of penalty. Since the 19th century, tolerance and respect for life are important values. Moreover, we can affirm that all the Europe remains under the same codes. Maybe because of a religious view point, life respect is a typical value in the Old Catholic world. Those who are in favour of capital punishment are particularly in developing countries. However, this is not just an image of third world countries. Actually, USA is where this kind of punishment has its higher rates. The state of Texas, in particular, is at the top, supporting this measure against crime, especially those related with serial killers and those involving children. In a society dominated by fear and government control, it is foreseen that this penalty will continue into a future next. Maybe this is not a clear question. As we can see there are several values here and of course cultural behaviours. The roots of the question are religious, cultural, ethical and even geographical. The world is divided and the law systems show those divisions. The solutions, however can lead us to other questions concerning revenge and justice. It will be better to kill a person because of his crimes? Can we admit that life sentence could be a much better sentence? In fact, rehabilitation is the right way especially with an accurate psychological evaluation first. Some people are lost forever, and in my opinion some murderers and other perverted people will suffer more in jail. In this sense, capital punishment is a soft release. hould the same laws which prohibit the sale and consumption of heroin be applied to tobacco? Recently, a hostile debate arouse when a few well reputable health organizations suggested the application of a similar act of heroin selling and usage prohibition _. In this assay, I will analyse why the adoption of such a law could be a breakthrough in our youngsters safety, according to my vision. Firstly , tobacco does not differ much from heroin when it comes to the later addictive effect. Nicotin , the active ingredient in tobacco, exerts its effect by acting directly on smokers brain cells. Numerous experiments carried out by scientist on animals,specailly rats, proved that this toxic chemical does lead by time to dependency, just similar to the effect experienced with herion. Secondly, restriction on cigerattes selling will surely show an instant decline in tobacco smoking. Having an easy access to cigarettes puts a tremendous pressure, specially on teenagers,to resist such a temptation Dr.Hisham , head of Pschycologydepartment at Alexandria Medical college , states firmly. Giving the new generation the sense that the severity of smoking isequivilant to other lethal drugs usage woulod be a life saving step,they will thank us for() as they get older. he continues. To recapitulate, applying of a futuristic law as the suggested one will definetly have a positive impact ,not only on young peoples health but on our society as a whole. Learning about the past has no value for those of us living in the present. Do you agree or disagree? Use specific reasons and examples to support your answer. Evaluation of the importance of timing is so important, many people they are sticking to past to show their presents importance, while many shows that no need to even remember their past because it would not help them at all. It is very controversial and complicated matter. Do not look to past, many people believe on this statement, for many reasons: Firstly, all of us had committed many mistakes which we would not like to remember, it will affect their present because can create some

problems with our families as example. Secondly, instead of remembering those past trials, get the benefit of your present time. Although of what said in previous opinion, many people sticking to their past to give them well push in their present. It can give you a way of learning from your mistakes, and good chance to try to avoid any thing can lead to past failure. Moreover, Success will not come without failure, every body should try his aim, even if failed, and it is a big success if they try it again and again. In addition, past is our culture and heritage which we will not forget it at all, it is a matter of value to our present, future till will die. To sum up, in my opinion, we can not live without past, it is our value of life. Beside it can create your experiences in to solve your problems better in the future. The boys are most influenced by their fathers and girls are most influenced by their mothers. Do you agree or disagree? Use specific reasons and details to support your opinion. It is true that nowadays parent have a great influence over thechildren. Some people hold the opinion that the same sex is the major determinations of influencing parent, but others have a negative attitude. As far as I am concerned, I agree that boys are most influenced by their fathers and girls are most influenced by their mothers. My arguments for this point are listed below. First of all, father is the person who passed that ways which arehis son is passing now, in the other words, sons are stepping in a trace which fathers had driven them. So, based on experience it is easy for father to notice sons drawbacks and influence them. Secondly, it is true that a boy is countedas a strong characteristics human , but a girl is subtle and fragile one. It is hard for mothers to influence their sons, because it is unbelievable that vulnerable something can affect a strong one. In conclusion, it seems to me unfair that boys are most influenced by their mothers. Based on at least two points which are above I strongly agree that children are influenced by a parent of the same gender. People attend college or university for many different reasons (for example, new experiences, career preparation, increased knowledge). Why do you think people attend college or university? Use specific reasons and examples to support your answer. Many people attend to university or collage after their high school years for several reason which they choose by them self. I believe the most reason that why people attend to university or collage to have new experiences on life , to prepare for career, and to increase their knowledge of their personality on life. Firstly, many people tippy title=attend to university or collage]again, repetition[/tippy] to have new experience on life. Many students leave their home and move to live by them selfwhen they go to university. This is the first time that they had to create resolution by them self without their parents help. Creating resolution will increase their knowledge of themselves. Moreover, students on the university can meet different students from different nationalities and religions so students can learn about different culture around the world. Secondly, many people go to university or collage to prepare for career. Career training is becoming more important nowadays to young people than old people. At collage, students learn many skills about the real career life and they intern to internship with a lot of chances. All of these things prepare them for the career life. Also, students attend to university or collage to increase their self-knowledge of their personality on life. They attend for that toincrease their knowledge in subject which they find interesting. For example, many students study science because they are iinterestin science but they work on the business area. To sum up, I think people should not only focus on a career when they go to university or collage. They have to follow to have new experience and knowledge about their personality and the huge world around them which they live in. Dieting can change a persons life for the better or ruins ones health completely. Whats your opinion?

Almost 90% of the women today wants a beautiful figure. That is why we are able to find a diet programme almost everywhere in the country. Most of the women have tought and gone on a diet before either to slim dowm or just for health problem. A proper diet programme will help you not only to slim down but also to have a healtier eating habit. For instance taking more vegetables and fruits that meat, avoid fried food and carbonated drinks. For a diet programme we shouldnt cut one self from food and water. There are some diet programme from the doctors that help you to have a healty heart like the Three day diet which we can find on the internet. This programme allows you to eat fruits and also some meat. This way of dieting you will be able to avoid some of the health problems in the future like diebetes or a heart attack. However some people do not only go on a diet but they avoid eating and go hungry for the whole day. All they have is just either water or juices. Also there a people who buy special diet programme over the counter like taking pills which are not approved by the health department and without consulting a doctor first. They do not follow the basic rules of dieting and this will lead them to some serious health problems like disfuctional of some body parts or, even worse, death. In my opinion there is notting wrong going on a diet as long as we follow the correct way of eating and for a good reason to diet.