D.

DAS ( IT PROFESSSIONAL IN INFOSYS )

Age 40 years Goal son and daughters Education and retirement planning
www.kgandhi.anindia.com

ICICI Pru pension ( life stage )

Kotak Smart adv Dff
ICICI Pru Life time Maxima
ICICI new Life stage wealth
Aviva new freedom Life
LIC ( Jeevan Saral )
Bajaj All unit gain
Bajaj unit gain
Bajaj unit gain plus
ICICI Life time
ICICI Pru Life time Maxima
Aviva Life Bond five
LIC Jeevan
LIC Table 75 Plan

RD
RD
RD
RD
RD
RD
RD
RD
RD
RD UCO
Bank
RD UCO
Bank
RD UCO
Bank
N.S.C
N.S.C
N.S.C
N.S.C
K.V.P

25/02/2008
17/04/2009
30/06/2010
Aug
Aug
28/08/2008
31/10/2007
11/06/2007
14/11/2005
05/11/2005
30/06/2010
30/10/2007
28/05/1998
08/05/2018

24,000/- ( 10 yrs )
25,000 2,50,000/- ( 20 yrs )
25,000 1,25,000/- ( 10 yrs )
50,000 2,50,000/- ( 10 yrs )
50,000 2,50,ooo/- ( 10 yrs )
9,608 2,00,000/- ( 20 yrs )
25,000-2,50,000/- ( 20 yrs )
25,000-2,50,000/- ( 20 yrs )
25,000-2,50,000/- ( 20 yrs )
25,000-2,50,000/- ( 20 yrs )
25,000-1,25,000/- ( 10 yrs )
2,500/- PM ( 5 yrs ), 1500/- ( 10 yrs )
13,246-2,00,000/- ( 20 yrs )
2,000/- PM ( 20 yrs )

10/08/05 10/08/10
20/07/06 20/07/11
10/11/06 10/11/11
19/08/08 19/08/13
04/06/09 04/06/14
05/08/09 05/06/14
04/09/09 04/09/14
01/01/10 01/01/15
01/06/10 01/06/15
18/06/07 18/06/12

700/- PM 51,000/1,000/- PM 7,28,571/1,000/- PM 7,28,571/1,000/- PM 7,28,571/1,000/- PM 7,28,571/1,000/- PM 7,28,571/1,000/- PM 7,28,571/1,000/- PM 7,28,571/1,000/- PM 7,28,571/2,000/- PM 1,54,782/-

14/07/07 14/07/12

1,000/- PM 75,856/-

19/08/09 10/08/11

2,000/- PM

01/04/05 01/06/10
10/07/05 10/07/11
21/07/06 21/07/12
04/12/07 04/12/13
14/12/04 14/07/13

35,000 56,000/40,000 64,000/40,000 64,000/25,000 40,000/7,000 14,000/-

www.kgandhi.anindia.com
Page 1

D.DAS ( IT PROFESSSIONAL IN INFOSYS )

Age 40 years Goal son and daughters Education and retirement planning
www.kgandhi.anindia.com

IDBI Home Loan ( 8 %

)
Car Loan

5,50,000

EMI 6,145/-

Tenure 17 yrs

3,26,000

EMI 6,793/-

Tenure 4yrs

INCOME
45,000/- PM
15,000/- PM ( other income )

EXPENSES
30,000/- PM ( house hold n self )

GOALS
SONS EDUCATION (
DEBU )
DAUGHTERS
EDUCATION (
NEELU)
NEELUS MARRIAGE

TODAYS VALUE
5 LAKH

FUTURE VALUE REQUIRED

15 LAKH

5 LAKH

20 LAKH

3 LAKH

25 LAKH

TODAYS HOUSE HOLD

EXPENSES

25000/- P.M.

AT THE TIME OF
RETIREMENT CORPUS
REQUIRED ( AFT . 15 YEARS
)
1 CRORE

FUTURE EXPENSES

58000/- p.m. ( Required )

Agents, Broker, Bank Manager,( changes frequently ) Online service providers try and sell what
suits them , not what the investor needs. If you buy an unsuitable product, will adversely effect on
your financial goals. Agents, Broker, Bank Manager,( changes frequently ) Online service
providers try and sell what suits them , not what the investor needs. If you buy an unsuitable
product, will adversely effect on your financial goals.

www.kgandhi.anindia.com
Page 2

D.DAS ( IT PROFESSSIONAL IN INFOSYS )

Age 40 years Goal son and daughters Education and retirement planning
www.kgandhi.anindia.com

Existing Vs Planned Roadmap

30,000,000
20,000,000
10,000,000
0

13

19

25 31 37 43 49 55 61

67 73 79 85 91 97

-10,000,000
-20,000,000
-30,000,000
-40,000,000

Age
With Planning

Without Planning

SelfAge

Goal

Retirement

Without proper planning his graph is in negative coz of his wrong investment through
relative and all different service providers who sell their product not interested in his
financial Goal .

Investment Solution to : Individual, Corporate, HNI, Trust,NRI, HUF etc...

Write Us your Query for any kind of Investment to kirang.gandhi@gmail.com or
Kirang_gandhi@yahoo.co.in

Expert Advice : Financial Planning,Equity,Gold ,Silver and Investment strategy, Mutual

Funds,Insuranc,Tax Planning, Risk And Asset Management,Portfolios Management service, Fixed
Deposits, Bonds etc...etc...

Note : Meeting priority to appt only

Thanks and Regards,

Kirang Gandhi
Corporate Financial Planner
www.kgandhi.anindia.com
M-9271267305,9028142155
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Page 3