There are ways to buy lists of people going through foreclosure or who are underwater on loans.
Caution: These folks are approached by scam artists everydayso the work should be done doorto-door.
Most Recorders of Deeds and Courthouses have records of properties to be auctioned off, as well as those recently sold.
Referrals
There are many borrowers whom social service agencies cannot help.
It is worthwhile, though admittedly difficult, to build relationships with social service providers who are very protective of clients.
The emergence of Occupy will help with this but its important to: Go in with a specific plan for these families to fight rather than meekly face foreclosure. Be respectful, courteous, and put in the time to build trust. Discuss successful examples of eviction defense/home reclamations
United Way Agencies and/or the labor support center for the United Way
Unions, particularly those like the building trades with high rates of unemployment among their membership
Other Strategies
General Canvassing
Going on the Radio Doing Actions that Get Press
For neighborhoods with high foreclosure and underwater percentages, general canvassing or door-knocking might surface enough borrowers.
African-American or Latino radio Bring it up in the context of a Winter Strategy You will need a hotline number with a machine and a good system for returning calls
Good press possibilities if you engage in direct action against lenders (or the Federal Reserve, Fannie Mae, Freddie Mac) To hear from families facing foreclosure: create a link to email for help on your home page along with a hotline number.
Hi, my name is (Name) and Im with (Organization). We are a group working with homeowners having issues with their mortgage with (Bank).
Probing
Are you facing foreclosure or eviction? When is the sheriff s sale or eviction date?
What will you do if you lose your home? How will that affect you and your family?
Vision
What if you had 50 people, family, friends, and allies that came and stood with you and refused to leave until (Bank) works with you in a fair way?
Auction Protest
Basic Description
Protest at foreclosure sale auctions to discourage purchase by any investor who intends to evict. We want resale to owner.
Alternative Type
Loud with numbers. Seek to postpone. Seek to appear threatening. Smaller. Bear witness. Engage with investors.
Vigils
Basic Description
Candelight and other vigils in front of someones house to mobilize neighborhood support.
Alternative Type
Solemn, candles, testimony, draw out neighbors Set stage for blockade. More militant and spirited.
Bank Pickets
Basic Description
Picketing in front of bank branch offices downtown and in neighborhoods.
Alternative Type
Large , well planned. Small and frequent. Constant Presence. Questions Will there be action inside? Are you Willing To Risk Arrest?
Bank Functions
Basic Description
Protests and bank dinners and events, such as sporting events, chamber of commerce meetings, any place where the bank would like to have good PR.
Alternative Type
Is Goal to Disrupt? To Be Visible Presence> Does event require large turnout & planning? What is narrative that counters bank story?
Blockades
Basic Description
Protest at moment of eviction where some sit in door way and risk arrest. 28 blockades called since Jan. 2008. Arrests 3 times.
Alternative Type
Questions All blockades are last minute (48 hours +)
More Options
Basic Description
Use a variety of nonviolent tactics to prevent the sheriff from coming in
Alternative Type
Community meeting Community based rally, or series Occupation
Make it visible: signs and banners and art are important Make it fun: host activities for neighborhood kids, teach-ins, etc
We need a fair system, so keep your eyes on the larger demands, and continuing to emphasize that struggle.
Petition
Still need help? Sign up for a Conference Call hosted by the experience organizers at ACCE.