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Partly sunny, slight chance of storms /A2

SPORTS
Orioles Matusz close to breaking dubious record /B1
/A3

www.carrollcountytimes.com

75

100TH ANNIVERSARY
1911-2011

Monday, September 26, 2011

Library to host talks on money matters

Series of three discussions to be held at Eldersburg branch
BY CAROLINE HAILEY
TIMES STAFF WRITER
AP PHOTO

Suzanne Bradshaw, a financial adviser with Edward Jones in Eldersburg, said having a basic understanding of investing and other financial issues can open the doors for people to make moneysmart decisions. To help people with that, Bradshaw is hosting a series of free financial talks at the Eldersburg library, slated for the next three Tuesday evenings. The first Tuesday talk will focus on investing and will discuss stocks, bonds, mutual funds, inflation and long- term financial goals, Bradshaw said. Bradshaw said the talk is geared toward people who are new to investing or who want a refresher on the topic. This is especially relevant for people who have already invested but dont quite understand their investments, Bradshaw said. Before you put your money into anything, you should really have a basic knowledge of investing, so this class will, hopefully, provide that. Bradshaws second talk will take a look at important financial issues concerning women and is geared toward women who are single, recently divorced or widowed and who want to learn how to take charge of their finances. Women have a certain way of looking at money and investments, Bradshaw said, and tend to worry more than men, which is why she wanted to have a class specifically for them. Its not true for everyone, Bradshaw said, but most women worry more about being able to pay for their childrens college educations or saving up money for retirement than men. Teaching children how to manage their money will be the topic of the third talk. Bradshaw said the most important lesson a parent can teach their children about money is that they cant have everything they want right away. Please see Money, A3

Baltimore Ravens wide receiver Torrey Smith catches a 41- yard touchdown pass during the first quarter against the St. Louis Rams Sunday in St. Louis.

After last weeks tough loss, Ravens rebound with win over Rams
BY AARON WILSON
TIMES STAFF WRITER

Back in action
INSIDE
Smith hauls in 3 TDs in rout /B1

games and in practice. His confidence seemed to be wavering before this game, but he was riding high afterward. His speed was simply too much for cornerback Justin King to cope with as he was burnt on all three scores. Smith Rookie wide receiver Torrey Smith put his struggles behind finished the game with five receptions him, breaking out with three for 152 yards. touchdown catches in the first quarter Quarterback Joe Flacco reon his first three NFL receptions to bounded strongly from an erratic stake the Ravens to a commanding game last week, passing for 389 21-0 advantage. Smith had problems catching the football during preseason yards and three touchdowns and no in-

ST. LOUIS Embarrassed a week ago by the Tennessee Titans, the Baltimore Ravens took out their frustrations by scorching the winless St. Louis Rams during a 37-7 victory Sunday. Heres what happened at the Edward Jones Dome:

terceptions on 26 of 47 passes. Flacco looked sharp after being intercepted twice in Nashville. The pass protection improved markedly as he was only sacked twice. After being picked apart by Titans quarterback Matt Hasselbeck last week, the Ravens defense took a major step forward and forced the Rams to abandon their usually potent no-huddle attack. Quarterback Sam Bradford completed only 16 of 32 passes for one touchdown and one interception for a 62.8 rating.

Reach staff writer Aaron Wilson at 410-857-7896 or sports@carrollcounty times.com.

Dogs get their day at Fallfest

second annual costume contest
BY PETER PANEPINTO
TIMES STAFF WRITER

TODAY IN THE TIMES Residents, canines show off in

Meghan Jothen spent about two hours Sunday morning searching for the hot dog costumes her Basset Hound and Beagle mix, Stan, and two- year- old daughter, Nora, were going to wear for a dog show during Westminster Fallfest. Jothen had already registered and had the costumes planned out days in advance, she just forgot where she placed Stans outfit. She found the costume a few minutes before the competition began around 1:30 p.m.

Giant leap forward

King grants Saudi women right to vote in 2015 elections. A2

I was pulling things out of the attic and found it in a dusty corner, and then we ran down here, said Jothen, of Westminster. We couldnt find it until the last moment. The last- minute search was worth it as Stan won first place in the best costume category at the 2nd annual OTHER Westminster Dog Show held in the Longwell Garage parking lot. Other categories included most handsome, prettiest, DYLAN SLAGLE/STAFF PHOTO largest, smallest and best in Nora Jothen, 2, approaches the judges table with her show, among others.

Basset Hound and Beagle mix, Stan, for the dog show

Please see Dogs, A8 costume contest at Westminster Fallfest Sunday.

Organization provides art lessons, fosters expression

BY CARRIE ANN KNAUER
TIMES STAFF WRITER

Website: Under construction Head of organization: Cofounders Carla Gray and Cindy Each Monday, the Times will Wilhoite profile one of Carroll County's Contact info: carla_gray16@ many nonprofits. yahoo.com Donation sought: Money and Basic info art supplies of all types, especially Charity name: Sharing Art For a kiln Mission and goals: The mission Life Address: Studio on the Hill, P.O. of Sharing Art For Life is to enhance and enrich the lives of perBox 282, Manchester, MD 21102 sons with special needs through Phone: 410-239- 6510 Fax: N/A artistic expression and creative

play. The secondary goal of Sharing Art For Life is to serve as a bridge for expanding community awareness of artistic expression as a social equalizer, offering physical, emotional and developmental benefits for all. Programs and services: Sharing Art For Life provides art instruction to children and adults with special needs. Gray said it also provides volunteer opportunities and service learning hours for teens and preteens who assist in

their classes. Its a win-win because it makes them a lot more aware of other people in the community who are less fortunate than they are, Gray said. Why do you believe in this cause?: [Wilhoite] used to do activities with [children] with special needs in her art classes in school, and I was introduced first to children on the autism spectrum, probably about 6 years ago, Please see Art, A8

nonprofit

SPOTLIGHT
Sharing Art For Life

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INSIDE

2011, Carroll County Times Classified B6- 8 Opinion Lottery A2 Puzzles Nation/World A2, 5 Sports Obituaries A4 TV

A6 B7 B1- 4 A7

Westminster, Maryland