Higgins Investment Group Launches the DCL Capital Option Income Portfolio DCL Capital Option Income is one

of the first actively managed portfolios focusi ng on selling options to increase yield. Toronto, ON, January 13, 2012 -- David Campbell Lester, president of DCL Capital and author of the best selling personal finance book I Heart Money, has license d Higgins Investment Group to use his dividend stocks plus option income investi ng strategy from his book. The DCL Capital Option Income is one of the first ACT IVELY managed portfolio that focuses on selling options to increase yield. Lesters strategy is best described by using stocks as a rental property. The best companies are big blue chip companies that have been around for 100 years and h e expects them to be around for the next 100 years. He understands the business, and recognizes there is a need and more importantly growth in the business. The dividend that he collects from the stocks is his first rent. I can write Puts on the position to create an additional stream of income and write Calls on the en tire portfolio for a third stream, says Lester. I first described my strategy in my book I Heart Money. The entire book focuses o n teaching people how to have a healthy relationship with their money by giving them tangible and easy to understand tips that work, said Lester. These tips inclu de investment portfolio strategies, like this one. With volatility being so high , the options premiums are currently extremely high providing many opportunities that can be leveraged with the right strategy. In my own portfolio I can genera te more income from the option premiums than I get with stock appreciation or di vidend payments. The stocks are there for me to trade around and with the collec ted premiums, I buy more stocks. The stocks appreciating in price is gravy on th e entire strategy for me. Higgins Investment Group is now licensing Lesters strategy of buying big blue chi p dividend stocks and then selling Call and Put options around the portfolio to ga in extra income. When the stock market goes sideways or down like Lester predict s it will for the foreseeable future - this is a great strategy. Only now are e xchange traded funds (ETF) companies coming out with this kind of product and Le sters is more effective for the following reasons: A) It will be actively managed as opposed to ETFs that follow a set index. Mr. H iggins will cherry pick the best companies with the best dividends with the best option premiums. B) The Portfolio not only sell Calls but sells Puts to open the position. The cu rrent ETFs on the market only sell Calls on their positions. C) ETFs only do what the market does. They simply follow an index or sector. In the Portfolio, Higgins will use the Lester strategy and set it up to beat all th e indexes. Gordon Higgins was Vice-President, Canadian Equities of Elliott & Page/Manulife Insurance created and managed the E & P Monthly High Income Fund from inception to 2001. Mr. Higgins managed closed-end funds with a covered call strategy from 2004 to 2009. Currently, Mr. Higgins is the President of Higgins Investment Grou p Inc. Davids strategy fits with HIGIs core business of tailored portfolios focused on the combination of cash flow and wealth preservation. As Davids book describe s, there are advantages to collecting dividends and option premiums while owning quality stocks. Everyone wants to get paid to wait for the stocks to rise; his strategy allows the investor to get the opportunity for enhanced income. For more information please visit www.dclcapital.com.

About Gordon Higgins B.Comm, C.A., M.B.A, C.F.A, DMS: Mr. Higgins was the Vice-P resident, Equities of mutual fund and closed end fund manager Sentry Select. Mr. Higgins was Vice-President, North American Equities at Howson Tattersall/Lancet Asset Management and, prior to that, was Vice-President, Canadian Equities of E lliott & Page/Manulife Insurance. He graduated from the University of Toronto wi th a Bachelor of Commerce degree and received his Masters in Business Administra tion from York University, Schulich school of business. Mr. Higgins holds both t he Chartered Accountant and Chartered Financial Analyst designations. He is now President of Higgins Investment Group. About David Campbell Lester: Author and President of DCL Capital David Campbell Lester recently launched the United States version of his successful Canadian b ook I (Heart) Money. After seeing the tremendous response and countless success stories about lives being transformed as a result, Lester has decided its time to reach a broader audience. Davids fusion of humor, positive reinforcement, and ta ngible tips that work, make managing your finances something you love. He is now a personal finance writer and President of DCL Capital. Lester writes for his blog iheartmoney.ca that breaks with traditional attitudes towards finan ce and describes his own philosophy towards money and life that he has gained th rough his personal and professional experiences. His philosophy on money applies to many areas of everyday life including: banking, investing, goal setting, sh opping, and entertainment. David is a repeat guest as a Financial Relationship E xpert on FOX and CW6 San Diego as well at CTV in Canada. Press Contact: Jennifer Von Stauffenberg Olive PR Solutions, Inc. 350 W. Ash St. #103 San Diego, CA 92101 619-955-5285 jennifer@oliveprsolutions.com http://www.dclcapital.com