Phone 818-903-7444 Fax 360-926-0439 calajack@juno.com 24300 Rockland Road Golden, CO 80401 John E.

(Jack) Swanton A business building chief executive with extensive experience in insurance and f inancial service products. This entrepreneuras background includes the following : New company development Strategic planning Acquisitions Development of operational and credit policies Financing/Securitization Market expansion Credit analysis and pricing Executive management Professional Experience

1999 a" 2006

MEPCO INSURANCE PREMIUM FINANCE, Chicago, IL MEPCO ACCEPTANCE CORPORATION, Encino, CA

President, Premium Finance President, C.E.O, Director Joined this independent company in 1999 to change scope of business from small c ommercial to middle- upper middle market. Companyas origination volume has incre ased 5x, average size loan increased from $1900.00 to $30,000.00. Loan delinquen cies reduced from 35% to 2%. Company purchased in 2003 by Independent Bank Corpo ration. Company sold in 2006 to Premium Finance Corporation.

MUTUAL VENTURE ACCEPTANCE, INC. Calabasas, CA President, Chief Executive Officer, Director Purchased company and structured it as a aCaptive.a Provided funding and back of fice administration for insurance agencies, brokers, and wholesalers who wanted to create aprivate labela in-house financing for their customers.

ANTHEM/NEWCOURT PREMIUM FINANCE Malibu, CA President, Chief Executive Officer Began company as a joint venture with a California based one bank holding compan y doing business only in California and grew to the 7th largest commercial insur ance premium finance company in the United States with assets in excess of $300, 000,000. In addition, was able to keep company intact through four acquisitions. * Identified by Wall Street Journal as fastest growing commercial premium financ e company in the United States * Negotiated conduit financing arrangements to increase spreads * Identified and marketed companion products to augment core products * Opened and staffed five regional offices in strategic geographic locations of country to better market end service to customers

WELLS FARGO BANK Beverly Hills, CA Vice-President, Manager Bank purchased small consumer loan company and was recruited to manage, expand, and change company from consumer to commercial business. * During 2 year period, grew assets from $300,000 to $20,000,000 * Phased out consumer loans and replaced them with better performing commercial loans * Established marketing and service offices throughout California * Wrote and implemented operational and credit policies * Managed conversion to new E.D.P. system AMERICAN INTERNATIONAL GROUP Los Angeles, CA Regional Manager Assisted in formation of this new company as a subsidiary of the worldas largest insurance organization * Developed nationwide strategic marketing plan * Assisted in licensing process for all states * Developed credit and pricing policies * Recruited and trained regional marketing personnel * Daily management of all states west of Mississippi River after formation Wittenberg University - Business Administration American Institute of Banking a" Certificate U.S. Army - Honorable Discharge Insurance Brokers Association of the West Past President a" California Association of Premium Finance Companies