Detailed Project Report For Fresh Term Loan & Additional Working Capital For Expansion cum Diversification

Project
(Company Name)
(address of registered office)

(Company Name)

(Company Name)
DETAILED PROJECT REPORT INDEX
Chapter No. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. Particulars General Information Background of the Company, Ownership & Management and details of Associate Concerns Existing Infrastructural Facilities Details of Products Manufacturing Process Past & Projected performance financial position Market & Marketing Arrangements & Page No.

Present banking arrangements and Current Proposal Working Capital Assessment Security Coverage SWOT Analysis Conclusion & Request List of enclosures

(Company Name)

CHAPTER 1 GENERAL INFORMATION

1.1 1.2 1.3 1.4 Name Constitution Date of Formation Address : : : :

a) Registered & Admn. Office

b) Factory 1.5 1.6 Directors Nature of Business Present Proposed 1.7 : : : : : .

Government Consents/Registrations: 1) MOA & AOA Reg. No: Dated: 2) Pan Card No.: 3) Central Excise Registration Certificate No.: 4) Certificate of Import-Export Code No.: 5) Gujarat Sales Tax Registration No.: 6) Central Sales Tax Registration No.:

(Company Name) 7) Power Connection Bills GEB No: 8) GPCB No: 9) SSI Registration No: Note: The Copy of all government consent certificate attached herewith.

(Company Name)

CHAPTER 2 BACKGROUND

OWNERSHIP AND MANAGEMENT

Management Organization Chart:

1) Key Employees i) Production

ii) Purchase:

iii)
iv) Marketing:

Administration, Accounting & Finance

2) No of Employees Details of Man power are as under. Particulars Administrative Marketing Contract labour / worker Office Staff Total Total

(Company Name)

3) Company Milestones:

DETAILS OF ASSOCIATE CONCERNS

Financial indicators for related companies: [Rs. in lacs] year 2009-10 Particulars Net Sales Other income Gross Profit Net Profit after Tax Share Capital TNW Net Fixed Assets Note: The copy of Financial result of Group companies are attached herewith.

(Company Name)

CHAPTER 3 EXISTING TECHNICAL INFRASTRUCTURAL FACILITIES AND EQUIPMENTS

A) B) Existing Land and Buildings Existing Plant and Machineries, Equipments and Facilities The details of existing plant and machineries and equipments at the factory site are as under: Plant & machinery

Utilities of various machines to be imported Name of machine Utility of machines

(Company Name) The details of infrastructural facilities available at the factory with regard to water, fuel and power are as listed below:
Particulars < a > < b > <c > < d > Gas connection Electricity connection Water connection, tank Raw Material Details Specifications

# The major raw material suppliers of the company is as under:

EXISTING QUALITY ASSURANCE AND TESTING FACILITIES

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CHAPTER-4 LIST OF PRODUCT

List of products: Size and patterns:

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CHAPTER- 5 MANUFACTURING PROCESS

The manufacturing process chart of the products of the company in diagrammatic form is as under.

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(Company Name)

CHAPTER- 6 PAST & PROJECTED PERFORMANCE

The financial highlights of the past performance of the Company for the last two years are as shown below: PAST PERFORMANCE 2007 08 (Audite d) (Rs. in lacs) 2008-09 2009(Audited 10 ) (Audit ed)

PARTICULARS Gross Sales Interest Profit Before Tax Profit After Tax Cash Accruals Current Ratio Total Outside Liabilities / Tangible Net Worth

Note: The copy of Audited financial result as on 31/03/2008, 31/03/2009 and 31/03/2010 attached herewith. The financial highlights of the current year estimates and projection for following years of the Company as shown below: CURRENT YEAR ESTIMATES & PROJECTION FOR NEXT YEARS (Rs. in lacs) 2010-2011-201211 12 13 (Estima (Projec (Project PARTICULARS ted) ted) ed) Gross Sales Interest PBT PAT Cash Accruals Current Ratio Total Outside Liabilities / Tangible Net Worth

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(Company Name) JUSTIFICATION FOR ESTIMATES / PROJECTION Sales performance Current Ratio Debt to Equity Ratio Profitability

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(Company Name)

CHAPTER-7 MARKET & MARKETING ARRANGEMENT

MARKETING ARRANGEMENTS: List of Clients (nation-wide)

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(Company Name)

CHAPTER-8 EXISTING ARRANGEMENTS, CURRENT PROPOSAL, COST OF PROJECT & MEANS OF FINANCE
A. Existing arrangements:

The company at present enjoys the various limits with banker name, The company enjoys the following limits with the aforesaid banks: Note: Copy of sanction letter of banker dated is attached herewith. B. C. Current Proposal: Cost of Project:

The cost of project of the company is as under: Cost of Project Particular Rs in Lacs Amount

Means of Finance Amount

Particular

Cost of Project:

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(Company Name)

Means of finance: The company proposed to finance the project in following ways: i) Promoters contribution: The total promoters contribution for the proposed project is as under: Rs in Lacs Particular Total

ii) Bank Term Loan: iii) Internal Accruals: The internal accruals of the company for 3 years are as under as per CMA data: Year 2008-09 2009-10 2010-11 Total The required internal accrual of the company for the proposed term loan is Rs lacs as against the company has internal accrual of Rs lacs. In view of this, it is explicitly clear that the company has enough cash accruals to finance the proposed project. iv)DSCR Calculation: The DSCR calculation of the company is described as under: Cash Accruals A Rs in Lacs Repayment Obligations B Internal Accruals A-B

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(Company Name)

CHAPTER 9 WORKING CAPITAL ASSESSMENT

Working capital assessment: Justification for Limits under MPBF method: The justification for overall limits under MPBF method is summarized as under: Based on above, it is explicitly clear that there is no excess borrowing during previous and estimated years as per assessment of working capital requirement through MPBF method. Justification of sales: Justification of Holding Period: Raw Material: Finished Goods: Receivables: Creditors:

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(Company Name)

CHAPTER-10 SECURITY COVERAGE

A) Collateral Security: B) Primary Security:

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(Company Name)

CHAPTER-11 SWOT ANALYSIS

Strengths Weaknesses

Opportunities Threats

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CHAPTER-12 CONCLUSION & REQUEST

Based on the information provided above and looking at the inherent strength of the group, we request you to sanction the financial limits as under:

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(Company Name)

Company Name
LIST OF ENCLOSURES
A. Memorandum and Articles of Association of the company B. Copy of IT return of last three years, personal B/s as on 31.03.2009 & net worth statements of the Directors/ Guarantors. C. Copies of sanction letters and bank statements of the companys loan accounts with the existing banks for the period April 2010 to December 2010. D. Financials and Income Tax returns for previous years 2007-08, 200809 AND 2009-10. E. The manufacturing process chart of the products of the company in diagrammatic form. F. Product Catalog G. Copy of Quotation of the machinery & civil construction certificate from approved architect. H. Letter of allotment of Permanent Account Number I. Gujarat Sales Tax registration certificate J. Central Sales Tax registration certificate K. Small Scale Industries Certificate L. Form RC Central Excise Registration certificate M. Form ST 2 - Service Registration certificate N. Certificate of Importer Exporter Code O. Latest Electricity bills (UGVCL). P. Latest Gas connection bill from GSPC & Sabaramati Gas connection. Q. Latest valuation report of Land & factory building from Manish Shah, government panel valuer dated 20/02/2010. R. Latest Shareholding pattern as on 30.09.2010. S. Copy of insurance policy of the principal security and collateral security.

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