Get Your Paycheck Early

We've all experienced those times when we could really use our paycheck a few days or weeks early. Even if you are a meticulous financial planner, life can still throw surprises at you that leave you scrambling for cash on occasion. Rather than endure the stressful experience of holding creditors at bay until your next paycheck, you can get salary loans and pay your bills on time. Salary loans basically bring your paycheck to you early to help you make ends meet when you're short on cash. Salary loans can help anyone who has to fill a short-term gap in cash flow. They are an easy, convenient solution to urgent expenses.

About Salary Loans

We are a free matching service that helps connect our visitors with lenders that offer salary loans. We are not an actual lender, and we do not have a investment in which lender you select. Thus, you can believe and trust our information to be objective and accurate. We will help match you with a lender that can provide the best salary loans for you. Salary loans are fairly small, short-term loans that are secured against your next paycheck. They are a more convenient and less time-consuming alternative to traditional borrowing. Salary loans are very accessible and can give you just enough cash to see you through until your next paycheck arrives. Here are some of the benefits of our lenders' salary loans (will vary by lender):
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Easy qualification requirements (varies by lender) Get loans as soon as next business day, in some cases Apply completely online Some lenders offer no-fax salary loans Our lenders welcome applicants from all financial backgrounds No-hassle repayment Automatic deposit of funds in bank account Our services are free and come with no obligation

Sign up for Salary Loans

Attend to your expenses by signing up now for salary loans. All you need to do is take a few minutes to provide us with some simple, basic contact information on our simple, online sign-up form. Once we have your form, we will put you in touch with a lender that can offer low-cost salary loans.

What are salary loans?

Salary loans are small loans secured against your paycheck that are offered for brief terms. You may also hear salary loans called payday advances, payday loans, or cash advances. Salary loans basically bring your paycheck to you early for a small fee. Salary loans are a less timeconsuming and more convenient alternative to borrowing from traditional banks and credit

unions. These loans are ideal for covering relatively small but urgent expenses that come up between paydays.

How can I sign up for salary loans?

You may sign up for salary loans on our site by completing our short, online form. The form will ask you for your contact information and will only take a couple of minutes to fill out. As soon as we have your information, we will match you with a lender that can offer salary loans that are right for you. You will then be directed to the lender's website, where you can find out more and apply for salary loans, if you wish. Our services are free and come with no obligation. For more information about salary loans, read how it works.

Will I qualify for salary loans?

As long as you have a job and a bank account, most applicants will qualify for salary loans, but this will depend on your lender's qualification standards. Most of our lenders require that you are at least 18 years old, are a U.S. citizen, are employed or have an alternate source of regular income, make at least $1,000 per month, and have an active checking or savings account with a direct deposit feature (varies by lender).

How much do salary loans cost?

Salary loans usually come with a finance charge, which is the price you pay for the convenience of borrowing. This finance charge varies by lender but is usually expressed as a dollar amount per each amount you borrow. For example, your lender could charge $10 for every $100 you ask to borrow. You can find your finance charge, expressed as an APR (annual percentage rate), in bold in your consumer loan agreement. Make sure you know your finance charge before you apply for salary loans.

Are you a lender of salary loans?

No, we are not a lending institution, and we do not actually issue salary loans. Instead, we are a free referral service that matches our visitors with quality lenders that can offer them low-cost salary loans. Our goal is to serve as a one-stop-shopping destination for people in the market for quality, affordable salary loans. We partner with a large network of salary loans lenders, but we do not actually issue loans ourselves. You need to be a citizen of UK above the age of 18, hold an active bank account and earn fixed income every month to be considered as eligible to apply for our loan services. Qualifying for our loan services will let you get hold of an amount up to 1,500 with repayment tenure of one month.

At Salary Loans, you can get enough cash before your salary by applying for salary loans. Once you get hold of the money, you are free to make use of it for any purpose. With the help of payday loans, you can easily bridge the cash gap between two consecutive paydays. Loans against salary arranged at Salary Loans are easy ways to avail the cash you need against your next salary. No faxing, no credit check and no pledging of collateral are required when you apply for this loan. Bad credit loans facilitate enough cash to borrowers suffering from unfavourable credit record such as default, arrear, late payment, insolvency and CCJs. Same day loans are the ultimate cash solution through which you can get cash in hand on the same day of your application at Salary Loans. Instant salary loans are perfect way to get immediate cash during emergency crisis that takes place long before your next salary. Apply now! Without any hesitation make use of our online application form at Salary Loans and get cash in hand right away!

BARANGKA CREDIT COOPERATIVE

A Primary Multi-Purpose Cooperative 170 Gen. Julian Cruz St., Barangka, Marikina City Tel No.: 512-4745 TeleFax: 941-5244 www.barangkacoop.com * marketingbarangka@gmail.com Membership Requirements: 1. Working or residing in Marikina City, Quezon City, San Mateo, Montalban, Antipolo, Pasig, and Cainta. 2. Attend the Pre-Membership Educational Seminar (PMES) 3. 2 pcs. 2x2 ID picture 4. 2 valid IDs (photocopy) 5. Proof of Billing (photocopy) 6. PMES Certificate 7. Ps. 700 Membership Fee

Pre-Membership Educational Seminar (PMES) Schedule Every 1st, 2nd, 3rd Saturday of the month - 8:00 am to 12:00 nn Last Sunday of the month - 1:00 pm to 5:00 pm Usually held at the Barangka Credit Cooperative Conference Room, BCC Main Building 170 Gen. Julian Cruz St., Barangka, Marikina City. Please bring the following: 50pesos - Seminar Fee & 1 valid ID

WE OFFER ATM SALARY LOAN!

ATM Salary Loan Requirements

1. Working or residing in Marikina City, Quezon City, San Mateo, Montalban, Antipolo, Pasig, and Cainta 2. Already a member (old and new members may avail) 3. Certificate of Employment (original) 4. Latest 1 month payslip (original) 5. ATM (if salary is not thru ATM, PDCs may be issued as collateral) 6. Proof of Billing (photocopy) 7. 3 Co-makers 8. Latest Cedula (photocopy) 9. 1 valid ID for each co-maker / family consent 10.ITR (photocopy) 11.2 valid IDs (photocopy)

Basis of Loan Amount Maximum Loanable Amount Maximum Term Interest Rate 20% Mode of Payment Method of Interest Computation

: : : :

Members capacity to pay 80% of Annual Net Income Thirty six (36) months Based on Share Capital will not exceed

: :

Semi-monthly or Monthly Straight Line

SAMPLE COMPUTATION Principal Term Mode of Payment Interest on Loan : : : : Php 50,000.00 24 months Semi-monthly 20% P.A.

Retention Service Fee

: :

1% 3%

I. Computation of Loan Proceed Principal Php 50,000.00 Less: Retention Service Fee Death and Disability Fund Notarial Fee Initial Share (for new members) 6,400.00 Loan Proceed Php 43,600.00 Php 500.00 1,500.00 1,200.00 (Insurance of Loan) 200.00 3,000.00

II. Computation of Amortization

Principal + of Service fee for the next year (Php 50,750/24/2) Interest on Loan (Php 20,000/24/2) 416.67 Paid-Up Share Capital Savings Deposit Regular

Php 1,057.00

208.00 100.00

Total Semi-monthly Amortization 1,781.67

Php

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We Offer ATM SALARY LOAN to all Regular Employees

-has worked for 2 years or more in a stable company

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Salary Loan (non-call center employees)

Requirements:

- Certification of Employment in the Philippines and 3 months payslip - Regular employee; company should have been in operations for at least 3 years - College Graduate - Salary ceiling: P10K basic if single, P15K basic combined income if married - Completely filled-up Application Form - 2x2 picture (two copies) - Photocopy of 2 valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID

Loan Interest Rate (Add-on): 2.75% per month Loan Processing Fee: Metro Manila: 4% + P150 Province: 4% + P200 Loanable Amount: P15K to P150K Loan Terms: 12 months Mode of Payment: PDC* *we will provide you PDC if you dont have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)

TARGET MARKET
Business Processing Zone Manufacturing Industries Peza Zones Teachers Government Employees Government Owned or Controlled Corp.

ONLY FOR PERMANENT EMPLOYEES.

LOANABLE AMOUNT
Minimum of Five Thousand Pesos(Php5,000) Maximum of (3) net take home pay or a Maximum of (Php50,000) whicher is Lower. For Loans exceeding to Php50k up to Php100k - Special Approval of Our GM

Eligibiliy
- Principal Borrower Should have atleast one (1) year tenure with his present

Company. this will assure RFC that only permanent employees will be allowed to the program. - Principal Borrower should have no NIFS findings, and any derogatory findings with his current Company. - The net take home pay ratio (based on Gross Pay) should atleast fifty one percent (51%), after deducting the monthly amortization due to RFC. - The net takehome pay should not include other sources, such as commisions.

Co-Maker
- The co-maker should be employed with the same Company as that of the Principal Borrower. - The co-maker should also have a tenure with the said Company of at least one(1) year. - The net take home pay ratio (based on Gross Pay) of said co-maker should atleast be fifty one percent (51%) after the monthly deduction. - Said co-maker can only sponsor one principal borrower.

Company
- The Company where the borrower is connected with should be operational for atleast 5 years. - The Company`s total manpower size should atleast be 15 heads. - The Company should be SEC registered - A copy of the Company Profile.

TERMS OF LOAN
- For Loans less than Php50k, the Terms are 3 to 12Months This should be coterminous with their employment with the said Company.

Requirements
- Principal Borrower with Co-maker - Fully accomplished Application Form - Sketch of Residence - Certificate of Employment, indicationg te salary of both the borrower and the comaker. - ITR - Latest three(3) months payslip - Proof if ID One Goverment ID Company ID - Proof of Billing - 3 Copies of 2x2 picture - Both the Borrower and the Co-maker have to Surrender their Company isued ATM to RFC.

REAVAILMENT
May be allowed only when there are 3 remaining monthly installments or 30% of the PNV remains outanding, depending on whichever is lower.

RATE
Add on rate: 1.5% per month

Read more: http://www.sulit.com.ph/index.php/view+classifieds/id/4834253/SALARY+L OAN?referralKeywords=atm+salary+loan