One Bank Limited

Background of One Bank:

ONE Bank Limited was incorporated in May 1999 With the Registrar of Joint Stock Companies under the Companies Act. 1994, as a commercial bank in the private sector. The Bank is pledge-bound to serve the customers and the community with utmost dedication. The prime focus is on efficiency,

transparency, precision and motivation with the spirit and conviction to excel as ONE Bank in both value and image. The name 'ONE Bank' is derived from the insight and long nourished feelings of the promoters to reach out to the people of all walks of life and progress together towards prosperity in a spirit of oneness. ONE Bank Limited is sponsored by a group of renowned Bangladeshi industrialists, businesspersons and qualified non-resident Bangladeshi

professionals like medical practitioners, scientists & chartered accountants. Mr. Sayeed H. Chowdhury, Chairman of the Bank is the founder of the HRC Group, the much acclaimed and reputed business house of Bangladesh consisting of sixteen Companies with diverse interests which include Ship Owning & Chartering, Tea & Rubber Plantation, Tannery, Real Estate, Bulb Manufacturing, Insurance, Housing Finance etc. First Vice Chairman, Mr. Zahur Ullah is the Chairman, of Apparel Fair (pvt.) Ltd. and is involved in the Buying, Manufacturing and Exporting of Readymade Garments and allied products, He is also the Managing Director of GTEX Limited, Labels & Trims Limited, Everest Embroidery Limited and Lamisa Limited. Second Vice Chairman, Mr. Asoke Das Gupta is a reputed businessperson. He is the Chief Executive of IMTREX and the Managing Director of Uniroyal Trade Limited and Business Capital Shares & Securities Limited. He is also a member of the Dhaka and Chittagong Stock Exchange

Mission

To constantly seek to better serve our Customers. Be pro-active in fulfilling our Social Responsibilities. To review all business lines regularly and develop the Best Practices in the industry. Working environment to be supportive of Teamwork, enabling the Employees to perform to the very best of their abilities

Corporate Organogram:

Board of directors Managing director Directors Executive vice president Senior vice president Vice president Sr. Asst. vice president First Asst. vice president Asst. vice president Sr. Executive officer Executive officer Senior officer Management trainee officer Junior officer

Share Price Index:

If we see the last six month share price here, we can see in every month up to December it is fluctuating for little amount. But its average price is going down. But after in December it is having a crash. It is going down in very high rate. From September to November its price was Tk 950 to Tk 596. But from December its price was below Tk200. The cause may be the denomination of share price into Tk10 par share. It was the order of Securities and Exchange Commission (SEC) in mid November.

(Taken from www.dsebd.org)

TAKA
700 600 500 400 300 200 100 0 July August September October November December TAKA

Board of Directors
Chairman: Mr. Zahur Ullah

Director: Mr. Ashoke Das Gupta Mr. A.S.M. Shahidullah Khan Mr. Mohammad Idris Mr. Kazi Rukunuddin Ahmed Mr. Khandkar Sirajuddin Ahmed Mr. Shawkat Jaman

Independent Director: Mr. Syed Nurul Amin

Depositor Director: Mr. Salahuddin Ahmed

Managing Director Mr. Farman R. Chowdhury

Branches
As on December 31, 2010, the Bank had successfully established a network of 50 branches, including 15 in the rural areas.

The branches are located at:

Dhaka Zone:  Dilkusha (Principal), Gulshan, Ganakbari, Uttara,  Imamganj, Joypara, Mirpur, Kawran Bazar, Dhanmondi,  Narayanganj, Banani, Motijheel, Kakrail, Progoti Sharani,  Elephant Road, Jatrabari, Nawabgonj, Bangshal, Banasree,  Jagannathpur (Nadda), Tongi, Basabo, Madhabdi, Moghbazar: TOTAL-24 branches

Chittagong Zone: Agrabad, CDA Avenue, Jubilee Road, Khatunganj, Sitakunda, Coxs Bazar, Nanupur, Rangamati: TOTAL -8 branches

Noakhali Zone: Chandraganj, Chowmuhuni, Dagon Bhuiyan, Feni, Maijdee Court, Raipur, Ramganj TOTAL- 7 branches

Comilla Zone: Comilla, Laksam TOTAL- 2 branches

Khulna Zone: Jessore, Satkhira: TOTAL- 2 branches

Rajshahi Zone: Rajshahi, Bogra, Shahjadpur, Sirajgonj: TOTAL- 4 branches

Sylhet Zone: Sylhet, Islampur, Sherpur: TOTAL- 3 branches

Zone Name
Dhaka Chittagong Noakhali Comilla Khulna Rajshahi sylhet

Branches Number
24 8 7 2 2 4 3

Total

50

The Managing Director and CEO

Mr. Farman R. Chowdhury was promoted and appointed as Managing Director of ONE Bank Limited with effect from 10 July 2007. He has been associated with the Bank since its inception in 1999. He was also the first Manager of the Principal Branch. He started his banking career with American Express Bank as a Management Trainee in 1986, and during the next twelve years served in various progressive responsible positions in the Credit and Marketing Divisions. He has attended several banking related training programmes and workshop both at home and abroad, and also was designated `Credit Risk Management Professional` of American Express Bank, based on his professional competence. He is an MBA from the Institute of Business Administration, University of Dhaka.

Deposit Products

Retail Banking

Pensave
Pensave is a specially designed scheme for the socially conscious citizens. This special saving scheme will provide the financial security during your retirement days.

Edusave

Education is getting more and more expensive day by day. Hence Edusave is a far-sighted scheme that bridges your dream and reality

Marry save
Marry save is a marriage scheme brought to you by ONE Bank Limited. The scheme is equally attractive to parents and our younger generation having plans to start a family in near or distant future. Marrysave can relieve your worries at the time of marriage by financing a part of the expenditure involved. Marrysave can also support starting up a new family in a new home by funding the costs.

One-Two-Three
ONE 2 3 Scheme is a lucrative offer from ONE Bank Limited making your deposits grow by folds over a certain period of time. ONE 2 3 Scheme requires a fixed deposit of Tk.5,000/ or its multiple for your chosen tenor.

School banking
School banking is a special product designed by OBL only for the students with a vision to inculcate savings habit and familiarize young generations with banking transactions. fixed deposit of Tk.5,000/ or its multiple for your chosen tenor.

Monthly Money Maker

Monthly Money Maker Scheme is a special type of Fixed Deposit Account which provides the applicant with monthly interest accrued from the Fixed Deposit to the applicant's savings/current account.

Corporate Banking

Corporate Deposit Accounts

Our Corporate Deposit Accounts provide depositors with one of the most flexible and competitive range of options currently available in the marketplace.

Key features of the Corporate Deposit Account range include:

Competitive rates Interest paid on a monthly basis Instant access - At all times subject to our Terms and Conditions Fixed-term - Options available as per our Daily Rates sheet Foreign exchange facilities

Corporate Salary Accounts

Our Corporate Salary Accounts are designed to offer payroll solutions for our client companies through a 24 x 7 environment. We leverage on our extensive network of distribution channels spread across all our branches

Loan Products

Retail Banking Home Loan

Home Loan market is primarily concentrated in Dhaka and Chittagong metropolitan areas - as these two cities have a large number of middle and higher middle class population. However, Home Loan may also be sanctioned to eligible clients wherever OBL has its operations.

Car Loan
Now you don't have to play around with your toy car when you can roam around in your own car in style with ONE Bank's Car Loan. Avail our Car Loan facility and become a proud owner of a car of your dreams at a competitive price and within the shortest possible time.

ONE Bank Car Loan can be availed for purchase of brand new vehicle of any brand and reconditioned vehicle (any Brand made in Japan) not exceeding 6 years of age from the date of manufacture.

Student Loan
Are you finding it difficult to cope with the expenses of your children's education? Are you tensed about the thought of your child not getting the chance to study abroad due to financial crunch? ONE Bank's Student Loan is the right solution for you to relax and provide the required financial to see your children have the education you dreamt them to have

Consumer Loan
Our Consumer Loan allows monetary freedom to you and your family. Be it a computer for your children, a laptop for you, furniture you aspire or air conditioners for your home.

Doctor's Loan
ONE Bank Doctor's Loan is devised for Registered Doctors & Medical Practitioners, eye Specialists, Heart Specialists, Child Specialists, Surgeons and Dentists to support their small scale purchase of different medical equipment, tools, small machineries, furniture etc. for their medical chambers, clinics and/or hospitals. A maximum of Tk.50 lacs can be availed at a time and in a cumulated amount by an individual doctor either in a single account or in a joint account

Professional Loan
ONE Bank provides Professional Loan, a loan facility meant for the professionals only to support their small scale purchase of different equipment, tools and small machineries for installation at their business sites/offices. ONE Bank Professional Loan can be availed from a minimum of Tk.30,000 to a maximum of Tk.3.60 lacs.

Agri Loan

One Bank limited has brought agri loan for Bangladeshi farmers whose ages are ranging from 22-24 years. With a very little amount of interest the loan ranges from 20000 to 2000000 taka and the duration is from 3 months to 60 months.

Corporate Banking

Trade Finance(Letter of Credit) Project Finance Infrastructure Finance