ANHD Annual Community Development Conference March 15, 2012

9:00am 9:15am 9:15am 9:30am 9:30am 10:00am 10:00am 11:00am Breakfast and Networking Welcome by Benjamin Dulchin, Executive Director, ANHD Introductory Remarks by Lloyd Brown, Director, CRA and Fair Lending, Citi Keynote Speaker Zixta Martinez, Director of Community Affairs, Consumer Finance Protection Bureau Morning Plenary Policy Panel panel will address the essential question of how banks and communities should find the right balance to represent everyones interests. Panelists Jim Buckley, Executive Director, University Neighborhood Housing Program Michael Smith, President, New York Bankers Association Robert Wilmers, President and CEO, M&T Bank Moderator Dave Hanzel, Deputy Director, Association for Neighborhood and Housing Development

What Should a Bank Be? Banks have come under significant criticism recently for their role in creating the economic crisis. Some have argued that since the GlassSteagall Act was repealed in the late 1990s, many banks have lost the appropriate balance between their obligation to their shareholders and the interests of the communities in which they do business. Yet, ANHD groups saw the effects of disinvestment in our neighborhoods during the 1970s when banks did not lend, and we know that responsible lending and access to affordable credit are the lifeblood of a healthy community. This 11:00am 11:15am 11:15am 12:30pm Break Morning Workshops

Development Thinking Creatively About Preservation Opportunities: Do we have the tools we need to be effective? Once housing has reached a certain level of financial and physical distress, its a huge challenge to return the buildings to stability. New York has had a lot of success with its Third Party Transfer program, and a new mechanism to buy the notes of overleveraged buildings, with the goal of returning them to financial and physical stability is also in the works. What makes a preservation program work, what tools do we still need, and what will the new challenges be in the future? Panelists Sal DAvola, Director, Neighborhood Restore, HDFC Pierre Downing, Community Development Officer, New York Local Area Support Corporation Ismene Speliotis, President, Mutual Housing Association of New York RuthAnne Visnauskas, Deputy Commissioner, NYC Dept. of Housing Preservation and Development John Warren, Workforce Housing Advisors Moderator Frank Lang, Development Director, St. Nicks Alliance Organizing The Responsible Banking Act How This New Tool Will Improve Local Bank Accountability The New York City Council is on the verge of passing the Responsible Banking Act. This historic legislation will be an important step to ensuring our citys banks are more responsive to the credit needs of local consumers and customers. However, enacting the law will be just the first step. We will also need to ensure the public has the strongest role possible in informing how banks reinvest and how the city evaluates their performance. Whether its submitting 12:45pm 1:45pm 2:00pm 3:15pm

public comments during a bank evaluation, testifying at a Council hearing, or calling on the City Banking Commission to disqualify a low-performing bank, there will be many opportunities to use the RBA to engage and organize residents. Come strategize on ways to make the RBA a tool that works for your neighborhood! Panelists Ilana Berger, Co-Director, New Bottom Line (Invited) Christopher Goett, Director of Organizing and Membership, National Community Reinvestment Coalition Ericka Stallings, INCO Director, Association for Neighborhood and Housing Development Moderator Benjamin Dulchin, Executive Director, Association for Neighborhood and Housing Development Homeownership Will the Single-family Housing Market Get Better or Worse in 2012? The New York market for single family housing is being impacted by various factors including a recovering economy, increasing REO inventory, a growing shadow inventory of foreclosed properties, and restrictive underwriting standards. What is in store for our local housing market and what are the implications for homeownership counselors and not for profit developers? Panelists Michael Esposito, Vice President, Single Family Underwriting and Servicing Mortgage Insurance Fund SONYMA Hala Farid, Deputy Director of the Office of Homeownership Preservation, Citibank Single-Family Real Estate Broker (To Be Invited) Moderator Josiah Madar, Research Fellow, NYU Furman Center

Keynote Speaker Joseph Tracy, Executive Vice President and Senior Advisor to the President for Housing Policy, Federal Reserve Bank of New York Afternoon Workshop Session 1 we frame issues of inequality. This workshop will survey the current state of community organizing in NYC and explore its future direction given the impact of the Tea Party and Occupy phenomena. Panelists Sean Barry, Executive Director, VOCAL-NY Susanna Blankley, Organizer, New Settlement Apartments/CASA Damaris Reyes, Executive Director, Good Old Lower East Side Rinku Sen, Organizer and Author Moderator Ericka Stallings, INCO Director, Association for Neighborhood and Housing Development Homeownership Good to Great: Re-tooling Your Nonprofit Agency for Maximum Impact New York Mortgage Coalition groups know that, in order to remain effective, nonprofits must navigate through a rapidly changing landscape that includes regulatory change, funding cuts, capacity challenges, and opportunities for collaboration. As new operating models emerge and stakeholders interests change how can a nonprofit select the right path to long-term impact? This panel will focus on proven strategies to help housing agencies achieve desired outcomes through sustainable approaches to change. Panelists Joan Carty, Executive Director, Housing Development Fund, Stamford, CT (Invited) Keith Getter, Relationship Manager, NeighborWorks America Lucy Siegel, President & CEO, Bridge Global Strategies Moderator Ken Inadomi, Executive Director New York Mortgage Coalition

Development Planning for the Future of Affordable Housing Construction: Where will the new opportunities come from? At the beginning of the Koch Housing Plan, New York City had a huge pipeline for affordable housing development over 100,000 units of distressed and vacant housing, and thousands of empty parcels of land were directly owned by HPD. Over the last two decades, almost all of these have been rehabilitated or developed, with most of the remaining vacant land unable to support large-scale development. Yet the need for affordable housing is as great, if not greater, today as it was in 1986. With the strong housing market and scarcity of publically-owned land, where are the opportunities for new construction of affordable housing going to come from, and what new tools do we need to continue to produce much needed units of affordable housing? Panelists Rafael Cestero, President and CEO, Community Preservation Corporation Andy Ditton, Managing Director, Citi Community Capital Moses Gates, CHAMP Director, Association for Neighborhood and Housing Development Marc Jahr, President and CEO, NYC Housing Development Corporation Mathew Wambua, Commissioner, NYC Department of Housing Preservation and Development Moderator Michelle de la Uz, Executive Director, Fifth Avenue Committee Organizing The Landscape of Organizing in NYC After the Occupy Movements The Occupy movements taking place around the globe have altered the way we think about organizing and informed the way in which 3:15pm 3:30pm 3:30pm 5:00pm Break Afternoon Workshop Session 2

Development The Next Steps to a Comprehensive Housing Strategy: Permanent Affordability and beyond When ANHD first floated the idea of permanent affordability, few people thought it was a viable policy in a city the size of New York. Today, both the city and state have committed to requiring and incentivizing longer affordability periods, in some cases doubling the length of affordability, and Speaker Quinn has committed to Permanent Affordability as a policy in her State of the City address. The result is added public benefit, in terms of more years of affordability, at a marginal extra cost to the city. Recognizing there is still work to be done in cementing permanence, its time to start thinking about the next qualitative improvements to the citys affordable housing priorities. What do we need to start thinking about in terms of the type of housing the city produces, such as unit size, depth of affordability, and community impact? What are the key components of a truly comprehensive affordable housing production strategy that maximizes the public benefit of public investment? Panelists Sheila Crowley, President, National Low Income Housing Coalition Ingrid Ellen, Co-Director, NYU Furman Center Dave Hanzel, Deputy Director, Association for Neighborhood and Housing Development Brad Lander, Councilman, New York City Council 39th District Dave Pristin, Policy Director, New York City Council (Invited) Moderator Michelle Neugebauer, Executive Director, Cypress Hills Local Development Corp. Organizing Nurturing Emerging Leadership to Build Grassroots Strength Models that Work Creating positive and sustainable change that is driven and guided by the community is a difficult and long term process. To make changes happen, communities need organizers and leader5:00pm 7:00pm

ship. This panel will explore how communities and their neighborhood-based organizations find, train and provide continuing support for the emerging organizers and leaders who will be their change agents of the future. Panelists will provide information on innovative programs that foster the development and support of nascent organizers and leaders. Panelists Oona Chaterjee, Co-Director, Make the Road New York Jackie Mondros, Dean, Hunter School of Social Work Angelica Otero, Program Director, Social Justice Leadership Hector Soto, Director, Center for Neighborhood Leadership Moderator Kevin Ryan, Program Officer, New York Foundation Homeownership New Models for Neighborhood Stabilization and Home Retention Everyone is trying to figure out what to do about the rising number of distressed and foreclosed properties. Since government subsidies are increasingly scarce, new models using private capital are now under consideration including structured short sales, lease purchase, scattered site rental, and note purchase. Which of these models are best for NYCs hardest hit neighborhoods? How can community-based agencies partner with the private sector to stabilize neighborhoods and ensure that properties are well managed and maintained? Panelists Patricia Hanratty, Housing Policy Consultant, Pamet Ventures Inc Wayne Meyer, Director of Housing Development, HANDS, Inc. (Invited) Craig Nickerson, President, National Community Stabilization Trust (Invited) Jesse Soto, Managing Director of Capital Markets, Ironwood Global LLC Moderator Adam Marcus, NSP2 Director, New York Mortgage Coalition

Gala Awards Reception

Reception Speaker: TBA Champion of Housing Award (presentation by ANHD Board) ANHD Housing Development of the Year (presentation by award panel) Excellence in Neighborhood Organizing Award (presentation by award panel) SPONSORS

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