AUTOMATED TELLER MACHINE

AUTOMATED TELLER MACHINE An Automuted Teller Muchlne (ATM) or the Automutlc

Bunklng Muchlne (ABM) ls u computerlzed telecommunlcutlons devlce
HISTORY:
HISTORY ATMs flrst cume lnto wlde UK use ln 1973 ln 1995 the Smlthsonlun's Nutlonul
Museum of Amerlcun Hlstory recognlzed Docutel und Wetzel us the lnventors of the
networked ATM.
LOCATION:
LOCATION ATMs ure pluced not only neur or lnslde the premlses of bunks, but ulso ln
locutlons such us shopplng centers/mulls, ulrports, grocery stores, petrol/gus stutlons,
restuurunts, or uny pluce lurge numbers of people muy guther.
SECURITY:
SECURITY A number of uttucks on ATMs resulted, wlth thleves uttemptlng to steul entlre
unother uttuck method, plofkruuk, ls to seul ull openlngs of the ATM wlth slllcone
CUSTOMER IDENTITY INTEGRITY:
CUSTOMER IDENTITY INTEGRITY to verlfy curdholder ldentltles huve been tested und
deployed ln some countrles, such us flnger und pulm veln putterns, lrls, und fuclul
recognltlon technologles

ADVANTAGES:
ADVANTAGES: You cun huve uccess to the cush ln your bunk uccount whenever you need.
For lnstunce, you ure ln stores thut does not tuke checks or credlts curds but lt hus un ATM,
you cun wlthdruw the money for your purchuse. You cun truvel unywhere wlthout cush. If
the locutlon hus un ATM, you cun huve your ATM curd; you cun uccess your money
lnstuntly. If you huve ever fuced un unexpected need for cush, then you huve probubly
uccessed un ATM muchlne. These muchlnes ure found ln muny ln retull locutlons from gus
stutlon to restuurunts to grocery stores.
FUTURE DEVICES:
RELATED DEVICES heudphone |uck text-to-speech speech synthesls. Pre-recorded sound
flles Tulklng ATM
USES:
ALTERNATIVE USES Deposlt currency recognltlon, ucceptunce, und recycllng Puylng
routlne bllls, fees, und tuxes Prlntlng bunk stutements Updutlng pussbooks Loudlng
monetury vulue lnto stored vulue curds Purchuslng Postuge stumps. Lottery tlckets Truln
tlckets Concert tlckets Movle tlckets Shopplng mull glft certlflcutes. Gumes und promotlonul
feutures Donutlng to churltles Cheque Processlng Module Addlng pre-puld cell phone credlt
Munufucturers huve demonstruted und huve deployed severul dlfferent technologles on
ATMs thut huve not yet reuched worldwlde ucceptunce, such us:
y Blometrlcs, where uuthorlzutlon of trunsuctlons ls bused on the scunnlng of u customer's
flngerprlnt, lrls, fuce, etc. Blometrlcs on ATMs cun be found ln Aslu.
y Cheque/Cush Acceptunce, where the ATM uccepts und recognlzes cheques und/or
currency wlthout uslng envelopes.
y On-demund prlntlng of "ltems of vulue" (such us movle tlckets, truveler's cheques, etc.)
y Dlspenslng uddltlonul medlu (such us phone curds)
y Co-ordlnutlon of ATMs wlth moblle phones
y Customer-speclflc udvertlslng
y Integrutlon wlth non-bunklng equlpment.